Home Mortgage Advisors, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Home Mortgage Advisors, LLC of San Ramon, CA reported 901 mortgage applications totaling $417.5 million. The average application was for $463,357, and applicants reported an average income of $188,041. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (407), Fort Collins, CO (115) and Portland-Vancouver-Hillsboro, OR-WA (85) (applications in parentheses).
| Mortgage Company & Address | Home Mortgage Advisors, LLC San Ramon, CA 94583 |
| Federal Regulator | * available with data download |
| Years | 2025 |
| Total Number of Mortgage Applications | 901 |
| Total Mortgage Loan Application Amount | $417,485,000 |
| Average Mortgage Loan Application Amount | $463,357 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $188,041 |
| Highest Applicant Income | $3,039,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Mortgage Advisors, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer, Colorado | 115 | $ 50,555,000 | $ 439,608 | $ 159,000 |
| Jefferson, Colorado | 90 | $ 51,900,000 | $ 576,666 | $ 227,000 |
| Adams, Colorado | 87 | $ 36,605,000 | $ 420,747 | $ 170,000 |
| Denver, Colorado | 84 | $ 41,660,000 | $ 495,952 | $ 194,000 |
| Arapahoe, Colorado | 77 | $ 30,955,000 | $ 402,012 | $ 157,000 |
| Weld, Colorado | 57 | $ 22,455,000 | $ 393,947 | $ 166,000 |
| Boulder, Colorado | 52 | $ 31,030,000 | $ 596,730 | $ 234,000 |
| Maricopa, Arizona | 48 | $ 24,350,000 | $ 507,291 | $ 223,000 |
| Douglas, Colorado | 46 | $ 30,020,000 | $ 652,608 | $ 282,000 |
| Washington, Oregon | 25 | $ 11,505,000 | $ 460,200 | $ 176,000 |
| Multnomah, Oregon | 24 | $ 9,980,000 | $ 415,833 | $ 155,000 |
| El Paso, Colorado | 20 | $ 8,640,000 | $ 432,000 | $ 154,000 |
| Clackamas, Oregon | 20 | $ 10,200,000 | $ 510,000 | $ 163,000 |
| Iosco, Michigan | 13 | $ 1,245,000 | $ 95,769 | $ 61,000 |
| Clark, Washington | 12 | $ 5,150,000 | $ 429,166 | $ 180,000 |
| Broomfield, Colorado | 11 | $ 7,155,000 | $ 650,454 | $ 307,000 |
| Las Animas, Colorado | 10 | $ 2,230,000 | $ 223,000 | $ 86,000 |
| Alcona, Michigan | 8 | $ 1,590,000 | $ 198,750 | $ 90,000 |
| Marion, Oregon | 7 | $ 1,825,000 | $ 260,714 | $ 78,000 |
| Elbert, Colorado | 6 | $ 2,580,000 | $ 430,000 | $ 730,000 |
| Summit, Colorado | 6 | $ 2,970,000 | $ 495,000 | $ 197,000 |
| Bay, Michigan | 5 | $ 995,000 | $ 199,000 | $ 132,000 |
| Pinal, Arizona | 4 | $ 1,200,000 | $ 300,000 | $ 97,000 |
| Fremont, Colorado | 4 | $ 560,000 | $ 140,000 | $ 71,000 |
| Garfield, Colorado | 4 | $ 2,920,000 | $ 730,000 | $ 347,000 |
| Clear Creek, Colorado | 3 | $ 2,355,000 | $ 785,000 | $ 349,000 |
| Pueblo, Colorado | 3 | $ 665,000 | $ 221,666 | $ 74,000 |
| Cochise, Arizona | 2 | $ 350,000 | $ 175,000 | $ 296,000 |
| Eagle, Colorado | 2 | $ 1,150,000 | $ 575,000 | $ 359,000 |
| Gilpin, Colorado | 2 | $ 1,030,000 | $ 515,000 | $ 252,000 |
| Grand, Colorado | 2 | $ 1,270,000 | $ 635,000 | $ 220,000 |
| Morgan, Colorado | 2 | $ 640,000 | $ 320,000 | $ 72,000 |
| Routt, Colorado | 2 | $ 1,760,000 | $ 880,000 | $ 187,000 |
| Sarasota, Florida | 2 | $ 620,000 | $ 310,000 | $ 80,000 |
| Saginaw, Michigan | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Clatsop, Oregon | 2 | $ 1,150,000 | $ 575,000 | $ 272,000 |
| Columbia, Oregon | 2 | $ 440,000 | $ 220,000 | $ 84,000 |
| Polk, Oregon | 2 | $ 570,000 | $ 285,000 | $ 225,000 |
| Yamhill, Oregon | 2 | $ 1,610,000 | $ 805,000 | $ 345,000 |
| Coconino, Arizona | 1 | $ 435,000 | $ 435,000 | $ 730,000 |
| Mohave, Arizona | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Yavapai, Arizona | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Sacramento, California | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Chaffee, Colorado | 1 | $ 605,000 | $ 605,000 | $ 237,000 |
| Crowley, Colorado | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| La Plata, Colorado | 1 | $ 525,000 | $ 525,000 | $ 201,000 |
| Lincoln, Colorado | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Mesa, Colorado | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Otero, Colorado | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Park, Colorado | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Polk, Florida | 1 | $ 385,000 | $ 385,000 | $ 133,000 |
| Midland, Michigan | 1 | $ 455,000 | $ 455,000 | $ 270,000 |
| Ogemaw, Michigan | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Becker, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Ramsey, Minnesota | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Lancaster, Nebraska | 1 | $ 1,005,000 | $ 1,005,000 | $ 296,000 |
| Lane, Oregon | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Lincoln, Oregon | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| Wasco, Oregon | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Pierce, Washington | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Natrona, Wyoming | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Home Mortgage Advisors, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 665 | $301,025,000 | $452,000 | $2,025,000 | $177,000 | $1,370,000 |
| Refinancing | 160 | $77,380,000 | $483,000 | $1,855,000 | $204,000 | $2,266,000 |
| Cash-out Refinancing | 75 | $38,935,000 | $519,000 | $2,205,000 | $253,000 | $3,039,000 |
| Other Purpose | 1 | $145,000 | $145,000 | $145,000 | $105,000 | $105,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 665 | $315,655,000 | $474,000 | $2,205,000 | $199,000 | $3,039,000 |
| Hispanic | 136 | $49,920,000 | $367,000 | $805,000 | $133,000 | $642,000 |
| Not Provided | 45 | $23,595,000 | $524,000 | $1,365,000 | $193,000 | $520,000 |
| Asian | 36 | $20,760,000 | $576,000 | $1,855,000 | $201,000 | $551,000 |
| Black or African American | 10 | $3,630,000 | $363,000 | $555,000 | $114,000 | $180,000 |
| American Indian or Alaskan Native | 6 | $2,600,000 | $433,000 | $645,000 | $140,000 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,325,000 | $441,000 | $865,000 | $191,000 | $335,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 671 | $334,275,000 | $498,000 | $2,205,000 | $207,000 | $3,039,000 |
| FHA-insured (Federal Housing Administration) | 135 | $57,275,000 | $424,000 | $915,000 | $120,000 | $370,000 |
| VA-guaranteed (Veterans Administration) | 48 | $25,180,000 | $524,000 | $2,025,000 | $165,000 | $988,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $755,000 | $16,000 | $25,000 | $109,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 633 | $292,275,000 | $461,000 | $2,025,000 | $185,000 | $2,266,000 |
| Application Withdrawn By Applicant | 148 | $71,960,000 | $486,000 | $2,205,000 | $208,000 | $3,039,000 |
| Application Approved But Not Accepted | 72 | $32,190,000 | $447,000 | $1,675,000 | $190,000 | $520,000 |
| Application Denied By Financial Institution | 25 | $11,345,000 | $453,000 | $1,405,000 | $176,000 | $825,000 |
| Preapproval Denied by Financial Institution | 13 | $5,345,000 | $411,000 | $605,000 | $100,000 | $168,000 |
| Preapproval Approved but not Accepted | 10 | $4,370,000 | $437,000 | $725,000 | $138,000 | $310,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 863 | $400,795,000 | $464,000 | $2,205,000 | $189,000 | $3,039,000 |
| Debt-To-Income Ratio | 9 | $4,925,000 | $547,000 | $1,405,000 | $140,000 | $414,000 |
| Other | 8 | $3,230,000 | $403,000 | $855,000 | $124,000 | $298,000 |
| Unverifiable Information | 6 | $2,700,000 | $450,000 | $975,000 | $110,000 | $220,000 |
| Collateral | 6 | $2,810,000 | $468,000 | $905,000 | $224,000 | $825,000 |
| Credit History | 4 | $1,290,000 | $322,000 | $495,000 | $104,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,075,000 | $358,000 | $445,000 | $292,000 | $642,000 |
| Credit Application Incomplete | 1 | $365,000 | $365,000 | $365,000 | $71,000 | $71,000 |
| Employment History | 1 | $295,000 | $295,000 | $295,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Mortgage Advisors, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Mortgage Advisors, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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