Home Team Financial LLC Mortgage Lending & HMDA Data, 2007
In 2007, Home Team Financial LLC of Mount Joy, PA reported 1,565 mortgage applications totaling $317.6 million, down 56% from 2006. The average application was for $202,968, and applicants reported an average income of $62,941. 15% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Lancaster, PA (186), Philadelphia, PA (128) and Washington-Arlington-Alexandria, DC-VA-MD-WV (127) (applications in parentheses).
| Mortgage Company & Address | Home Team Financial LLC 101 E. Main Street Mount Joy, PA 17552 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 1,565 |
| Total Mortgage Loan Application Amount | $317,646,000 |
| Average Mortgage Loan Application Amount | $202,968 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $62,941 |
| Highest Applicant Income | $2,256,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Team Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster, Pennsylvania | 186 | $ 29,527,000 | $ 158,747 | $ 62,000 |
| Cook, Illinois | 68 | $ 16,062,000 | $ 236,205 | $ 69,000 |
| Prince George's, Maryland | 57 | $ 16,655,000 | $ 292,192 | $ 71,000 |
| Baltimore, Maryland | 34 | $ 7,315,000 | $ 215,147 | $ 57,000 |
| Philadelphia, Pennsylvania | 32 | $ 4,903,000 | $ 153,218 | $ 49,000 |
| Chemung, New York | 29 | $ 2,053,000 | $ 70,793 | $ 41,000 |
| York, Pennsylvania | 29 | $ 4,312,000 | $ 148,689 | $ 59,000 |
| Chester, Pennsylvania | 28 | $ 6,441,000 | $ 230,035 | $ 68,000 |
| Montgomery, Maryland | 26 | $ 9,005,000 | $ 346,346 | $ 76,000 |
| Montgomery, Pennsylvania | 25 | $ 7,314,000 | $ 292,560 | $ 68,000 |
| Bucks, Pennsylvania | 24 | $ 6,231,000 | $ 259,625 | $ 73,000 |
| Berks, Pennsylvania | 23 | $ 3,376,000 | $ 146,782 | $ 57,000 |
| Virginia Beach, Virginia | 23 | $ 4,783,000 | $ 207,956 | $ 151,000 |
| Anne Arundel, Maryland | 22 | $ 6,634,000 | $ 301,545 | $ 68,000 |
| Lycoming, Pennsylvania | 22 | $ 1,949,000 | $ 88,590 | $ 35,000 |
| Will, Illinois | 20 | $ 4,121,000 | $ 206,050 | $ 48,000 |
| Delaware, Pennsylvania | 19 | $ 4,353,000 | $ 229,105 | $ 92,000 |
| Prince William, Virginia | 19 | $ 6,740,000 | $ 354,736 | $ 68,000 |
| Baltimore City, Maryland | 18 | $ 3,535,000 | $ 196,388 | $ 47,000 |
| Allegheny, Pennsylvania | 16 | $ 2,052,000 | $ 128,250 | $ 52,000 |
| Broward, Florida | 15 | $ 3,618,000 | $ 241,200 | $ 64,000 |
| Duval, Florida | 15 | $ 2,357,000 | $ 157,133 | $ 60,000 |
| DuPage, Illinois | 15 | $ 4,333,000 | $ 288,866 | $ 86,000 |
| Cumberland, Pennsylvania | 15 | $ 2,571,000 | $ 171,400 | $ 48,000 |
| Dauphin, Pennsylvania | 14 | $ 2,043,000 | $ 145,928 | $ 58,000 |
| Chesterfield, Virginia | 14 | $ 2,749,000 | $ 196,357 | $ 61,000 |
| Gwinnett, Georgia | 13 | $ 2,438,000 | $ 187,538 | $ 60,000 |
| Harford, Maryland | 13 | $ 3,555,000 | $ 273,461 | $ 76,000 |
| New Castle, Delaware | 12 | $ 2,288,000 | $ 190,666 | $ 64,000 |
| Pinellas, Florida | 12 | $ 2,159,000 | $ 179,916 | $ 69,000 |
| Fairfax, Virginia | 12 | $ 3,302,000 | $ 275,166 | $ 72,000 |
| Hillsborough, Florida | 11 | $ 2,087,000 | $ 189,727 | $ 56,000 |
| Brevard, Florida | 10 | $ 2,294,000 | $ 229,400 | $ 86,000 |
| Palm Beach, Florida | 10 | $ 2,839,000 | $ 283,900 | $ 123,000 |
| DeKalb, Georgia | 10 | $ 1,520,000 | $ 152,000 | $ 63,000 |
| Frederick, Maryland | 10 | $ 3,233,000 | $ 323,300 | $ 78,000 |
| Northampton, Pennsylvania | 10 | $ 2,081,000 | $ 208,100 | $ 94,000 |
| Tioga, Pennsylvania | 10 | $ 840,000 | $ 84,000 | $ 23,000 |
| Henrico, Virginia | 10 | $ 2,221,000 | $ 222,100 | $ 49,000 |
| Polk, Florida | 9 | $ 1,795,000 | $ 199,444 | $ 64,000 |
| Fulton, Georgia | 9 | $ 2,692,000 | $ 299,111 | $ 94,000 |
| Franklin, Pennsylvania | 9 | $ 1,316,000 | $ 146,222 | $ 39,000 |
| Monroe, Pennsylvania | 9 | $ 1,686,000 | $ 187,333 | $ 69,000 |
| Washington, Pennsylvania | 9 | $ 1,565,000 | $ 173,888 | $ 61,000 |
| Westmoreland, Pennsylvania | 9 | $ 1,174,000 | $ 130,444 | $ 63,000 |
| Miami-Dade, Florida | 8 | $ 1,958,000 | $ 244,750 | $ 53,000 |
| Orange, Florida | 8 | $ 1,640,000 | $ 205,000 | $ 52,000 |
| Kane, Illinois | 8 | $ 2,273,000 | $ 284,125 | $ 55,000 |
| Lake, Illinois | 8 | $ 1,462,000 | $ 182,750 | $ 58,000 |
| Luzerne, Pennsylvania | 8 | $ 1,221,000 | $ 152,625 | $ 52,000 |
| Wayne, Pennsylvania | 8 | $ 1,169,000 | $ 146,125 | $ 52,000 |
| Hartford, Connecticut | 7 | $ 1,476,000 | $ 210,857 | $ 64,000 |
| Volusia, Florida | 7 | $ 1,436,000 | $ 205,142 | $ 54,000 |
| Madison, Illinois | 7 | $ 945,000 | $ 135,000 | $ 55,000 |
| Carroll, Maryland | 7 | $ 1,849,000 | $ 264,142 | $ 77,000 |
| Lebanon, Pennsylvania | 7 | $ 1,241,000 | $ 177,285 | $ 59,000 |
| Loudoun, Virginia | 7 | $ 2,334,000 | $ 333,428 | $ 69,000 |
| Marion, Florida | 6 | $ 783,000 | $ 130,500 | $ 37,000 |
| Chatham, Georgia | 6 | $ 1,311,000 | $ 218,500 | $ 73,000 |
| Paulding, Georgia | 6 | $ 908,000 | $ 151,333 | $ 74,000 |
| McHenry, Illinois | 6 | $ 1,222,000 | $ 203,666 | $ 40,000 |
| Washington, Maryland | 6 | $ 2,263,000 | $ 377,166 | $ 53,000 |
| Perry, Pennsylvania | 6 | $ 1,005,000 | $ 167,500 | $ 61,000 |
| Chesapeake, Virginia | 6 | $ 1,180,000 | $ 196,666 | $ 54,000 |
| Hanover, Virginia | 6 | $ 1,257,000 | $ 209,500 | $ 80,000 |
| Osceola, Florida | 5 | $ 1,177,000 | $ 235,400 | $ 58,000 |
| Sarasota, Florida | 5 | $ 711,000 | $ 142,200 | $ 44,000 |
| Schuyler, New York | 5 | $ 500,000 | $ 100,000 | $ 49,000 |
| Adams, Pennsylvania | 5 | $ 978,000 | $ 195,600 | $ 67,000 |
| Lackawanna, Pennsylvania | 5 | $ 648,000 | $ 129,600 | $ 44,000 |
| Lehigh, Pennsylvania | 5 | $ 1,356,000 | $ 271,200 | $ 53,000 |
| Fauquier, Virginia | 5 | $ 1,614,000 | $ 322,800 | $ 85,000 |
| Frederick, Virginia | 5 | $ 1,147,000 | $ 229,400 | $ 63,000 |
| Hampton, Virginia | 5 | $ 892,000 | $ 178,400 | $ 64,000 |
| Norfolk, Virginia | 5 | $ 640,000 | $ 128,000 | $ 58,000 |
| Orange, Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 53,000 |
| Spotsylvania, Virginia | 5 | $ 1,087,000 | $ 217,400 | $ 35,000 |
| Suffolk, Virginia | 5 | $ 1,425,000 | $ 285,000 | $ 59,000 |
| Kent, Delaware | 4 | $ 787,000 | $ 196,750 | $ 64,000 |
| Pasco, Florida | 4 | $ 911,000 | $ 227,750 | $ 32,000 |
| Seminole, Florida | 4 | $ 1,030,000 | $ 257,500 | $ 74,000 |
| Catoosa, Georgia | 4 | $ 544,000 | $ 136,000 | $ 51,000 |
| Cherokee, Georgia | 4 | $ 839,000 | $ 209,750 | $ 31,000 |
| Tazewell, Illinois | 4 | $ 569,000 | $ 142,250 | $ 70,000 |
| Winnebago, Illinois | 4 | $ 616,000 | $ 154,000 | $ 46,000 |
| Howard, Maryland | 4 | $ 1,057,000 | $ 264,250 | $ 52,000 |
| St. Mary's, Maryland | 4 | $ 1,397,000 | $ 349,250 | $ 60,000 |
| Tompkins, New York | 4 | $ 580,000 | $ 145,000 | $ 42,000 |
| Blair, Pennsylvania | 4 | $ 430,000 | $ 107,500 | $ 42,000 |
| Bradford, Pennsylvania | 4 | $ 531,000 | $ 132,750 | $ 63,000 |
| Butler, Pennsylvania | 4 | $ 994,000 | $ 248,500 | $ 86,000 |
| Northumberland, Pennsylvania | 4 | $ 487,000 | $ 121,750 | $ 35,000 |
| Potter, Pennsylvania | 4 | $ 334,000 | $ 83,500 | $ 40,000 |
| Manassas, Virginia | 4 | $ 1,242,000 | $ 310,500 | $ 96,000 |
| Newport News, Virginia | 4 | $ 425,000 | $ 106,250 | $ 51,000 |
| Richmond City, Virginia | 4 | $ 504,000 | $ 126,000 | $ 37,000 |
| Roanoke City, Virginia | 4 | $ 520,000 | $ 130,000 | $ 51,000 |
| Stafford, Virginia | 4 | $ 787,000 | $ 196,750 | $ 94,000 |
| New Haven, Connecticut | 3 | $ 558,000 | $ 186,000 | $ 40,000 |
| Charlotte, Florida | 3 | $ 895,000 | $ 298,333 | $ 70,000 |
| Flagler, Florida | 3 | $ 723,000 | $ 241,000 | $ 48,000 |
| Lee, Florida | 3 | $ 539,000 | $ 179,666 | $ 50,000 |
| Manatee, Florida | 3 | $ 487,000 | $ 162,333 | $ 32,000 |
| Okaloosa, Florida | 3 | $ 705,000 | $ 235,000 | $ 46,000 |
| St. Lucie, Florida | 3 | $ 560,000 | $ 186,666 | $ 38,000 |
| Fayette, Georgia | 3 | $ 671,000 | $ 223,666 | $ 71,000 |
| Floyd, Georgia | 3 | $ 449,000 | $ 149,666 | $ 43,000 |
| Forsyth, Georgia | 3 | $ 492,000 | $ 164,000 | $ 70,000 |
| Glynn, Georgia | 3 | $ 646,000 | $ 215,333 | $ 81,000 |
| Champaign, Illinois | 3 | $ 372,000 | $ 124,000 | $ 44,000 |
| Grundy, Illinois | 3 | $ 583,000 | $ 194,333 | $ 76,000 |
| St. Clair, Illinois | 3 | $ 422,000 | $ 140,666 | $ 45,000 |
| Charles, Maryland | 3 | $ 678,000 | $ 226,000 | $ 71,000 |
| Sandoval, New Mexico | 3 | $ 422,000 | $ 140,666 | $ 60,000 |
| Nassau, New York | 3 | $ 1,129,000 | $ 376,333 | $ 99,000 |
| Orange, New York | 3 | $ 550,000 | $ 183,333 | $ 66,000 |
| Suffolk, New York | 3 | $ 1,496,000 | $ 498,666 | $ 108,000 |
| Fulton, Pennsylvania | 3 | $ 906,000 | $ 302,000 | $ 65,000 |
| Susquehanna, Pennsylvania | 3 | $ 261,000 | $ 87,000 | $ 43,000 |
| Wyoming, Pennsylvania | 3 | $ 625,000 | $ 208,333 | $ 53,000 |
| Augusta, Virginia | 3 | $ 663,000 | $ 221,000 | $ 48,000 |
| Portsmouth, Virginia | 3 | $ 511,000 | $ 170,333 | $ 42,000 |
| Warren, Virginia | 3 | $ 687,000 | $ 229,000 | $ 57,000 |
| San Diego, California | 2 | $ 350,000 | $ 175,000 | $ 36,000 |
| Fairfield, Connecticut | 2 | $ 412,000 | $ 206,000 | $ 141,000 |
| Litchfield, Connecticut | 2 | $ 646,000 | $ 323,000 | $ 24,000 |
| District of Columbia, District Of Columbia | 2 | $ 874,000 | $ 437,000 | $ 52,000 |
| Bay, Florida | 2 | $ 237,000 | $ 118,500 | $ 27,000 |
| Collier, Florida | 2 | $ 682,000 | $ 341,000 | $ 108,000 |
| Columbia, Florida | 2 | $ 229,000 | $ 114,500 | $ 71,000 |
| Dixie, Florida | 2 | $ 171,000 | $ 85,500 | $ 86,000 |
| Lake, Florida | 2 | $ 342,000 | $ 171,000 | $ 62,000 |
| Leon, Florida | 2 | $ 332,000 | $ 166,000 | $ 137,000 |
| Cobb, Georgia | 2 | $ 219,000 | $ 109,500 | $ 49,000 |
| Coweta, Georgia | 2 | $ 448,000 | $ 224,000 | $ 83,000 |
| Newton, Georgia | 2 | $ 438,000 | $ 219,000 | $ 52,000 |
| Walton, Georgia | 2 | $ 306,000 | $ 153,000 | $ 63,000 |
| Boone, Illinois | 2 | $ 273,000 | $ 136,500 | $ 53,000 |
| LaSalle, Illinois | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Lee, Illinois | 2 | $ 274,000 | $ 137,000 | $ 57,000 |
| McLean, Illinois | 2 | $ 279,000 | $ 139,500 | $ 84,000 |
| Ogle, Illinois | 2 | $ 212,000 | $ 106,000 | $ 33,000 |
| Calvert, Maryland | 2 | $ 437,000 | $ 218,500 | $ 47,000 |
| Cecil, Maryland | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Dorchester, Maryland | 2 | $ 416,000 | $ 208,000 | $ 38,000 |
| Wicomico, Maryland | 2 | $ 327,000 | $ 163,500 | $ 66,000 |
| Camden, New Jersey | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Somerset, New Jersey | 2 | $ 810,000 | $ 405,000 | $ 102,000 |
| Albany, New York | 2 | $ 495,000 | $ 247,500 | $ 151,000 |
| Bronx, New York | 2 | $ 863,000 | $ 431,500 | $ 84,000 |
| Dutchess, New York | 2 | $ 620,000 | $ 310,000 | $ 50,000 |
| Carbon, Pennsylvania | 2 | $ 353,000 | $ 176,500 | $ 42,000 |
| Clinton, Pennsylvania | 2 | $ 156,000 | $ 78,000 | $ 35,000 |
| Crawford, Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 61,000 |
| Erie, Pennsylvania | 2 | $ 189,000 | $ 94,500 | $ 201,000 |
| Fayette, Pennsylvania | 2 | $ 283,000 | $ 141,500 | $ 79,000 |
| Mercer, Pennsylvania | 2 | $ 181,000 | $ 90,500 | $ 24,000 |
| Pike, Pennsylvania | 2 | $ 422,000 | $ 211,000 | $ 58,000 |
| Accomack, Virginia | 2 | $ 402,000 | $ 201,000 | $ 61,000 |
| Albemarle, Virginia | 2 | $ 437,000 | $ 218,500 | $ 32,000 |
| Alexandria, Virginia | 2 | $ 1,133,000 | $ 566,500 | $ 32,000 |
| Bedford, Virginia | 2 | $ 488,000 | $ 244,000 | $ 108,000 |
| Culpeper, Virginia | 2 | $ 715,000 | $ 357,500 | $ 60,000 |
| Franklin, Virginia | 2 | $ 1,740,000 | $ 870,000 | $ 246,000 |
| James City, Virginia | 2 | $ 437,000 | $ 218,500 | $ 30,000 |
| King William, Virginia | 2 | $ 491,000 | $ 245,500 | $ 65,000 |
| Roanoke, Virginia | 2 | $ 214,000 | $ 107,000 | $ 17,000 |
| Rockingham, Virginia | 2 | $ 284,000 | $ 142,000 | $ 47,000 |
| Shenandoah, Virginia | 2 | $ 346,000 | $ 173,000 | $ 60,000 |
| Waynesboro, Virginia | 2 | $ 376,000 | $ 188,000 | $ 42,000 |
| Broomfield, Colorado | 1 | $ 418,000 | $ 418,000 | $ 104,000 |
| Larimer, Colorado | 1 | $ 255,000 | $ 255,000 | $ 24,000 |
| Clay, Florida | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Escambia, Florida | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Glades, Florida | 1 | $ 210,000 | $ 210,000 | $ 47,000 |
| Hernando, Florida | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Indian River, Florida | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Jefferson, Florida | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 388,000 | $ 388,000 | $ 168,000 |
| St. Johns, Florida | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Wakulla, Florida | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| Baldwin, Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Barrow, Georgia | 1 | $ 212,000 | $ 212,000 | $ 63,000 |
| Bartow, Georgia | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Bryan, Georgia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Carroll, Georgia | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Clayton, Georgia | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| Columbia, Georgia | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Douglas, Georgia | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Gordon, Georgia | 1 | $ 41,000 | $ 41,000 | $ 32,000 |
| Habersham, Georgia | 1 | $ 152,000 | $ 152,000 | $ 24,000 |
| Haralson, Georgia | 1 | $ 123,000 | $ 123,000 | $ 92,000 |
| Houston, Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Jackson, Georgia | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Laurens, Georgia | 1 | $ 233,000 | $ 233,000 | $ 83,000 |
| Rockdale, Georgia | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Union, Georgia | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Ware, Georgia | 1 | $ 122,000 | $ 122,000 | $ 29,000 |
| Adams, Illinois | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Clark, Illinois | 1 | $ 113,000 | $ 113,000 | $ 85,000 |
| Coles, Illinois | 1 | $ 77,000 | $ 77,000 | $ 76,000 |
| DeKalb, Illinois | 1 | $ 175,000 | $ 175,000 | $ 24,000 |
| Effingham, Illinois | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Franklin, Illinois | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Fulton, Illinois | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Jefferson, Illinois | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Kankakee, Illinois | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Logan, Illinois | 1 | $ 117,000 | $ 117,000 | $ 90,000 |
| Macon, Illinois | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Macoupin, Illinois | 1 | $ 181,000 | $ 181,000 | $ 66,000 |
| Menard, Illinois | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Montgomery, Illinois | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Vermilion, Illinois | 1 | $ 102,000 | $ 102,000 | $ 12,000 |
| Whiteside, Illinois | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| Ascension, Louisiana | 1 | $ 160,000 | $ 160,000 | $ 97,000 |
| Allegany, Maryland | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Caroline, Maryland | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Somerset, Maryland | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Talbot, Maryland | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Worcester, Maryland | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Macomb, Michigan | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Ottawa, Michigan | 1 | $ 345,000 | $ 345,000 | $ 24,000 |
| Wayne, Michigan | 1 | $ 195,000 | $ 195,000 | $ 24,000 |
| Hennepin, Minnesota | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 370,000 | $ 370,000 | $ 303,000 |
| Allegany, New York | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Cayuga, New York | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Erie, New York | 1 | $ 251,000 | $ 251,000 | $ 75,000 |
| Genesee, New York | 1 | $ 330,000 | $ 330,000 | $ 97,000 |
| Jefferson, New York | 1 | $ 110,000 | $ 110,000 | $ 168,000 |
| Kings, New York | 1 | $ 765,000 | $ 765,000 | $ 119,000 |
| Monroe, New York | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Queens, New York | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Steuben, New York | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Ulster, New York | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Warren, New York | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Westchester, New York | 1 | $ 432,000 | $ 432,000 | $ 105,000 |
| Armstrong, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Beaver, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Bedford, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 20,000 |
| Greene, Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 12,000 |
| Indiana, Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Lawrence, Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| McKean, Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Montour, Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 21,000 |
| Snyder, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 24,000 |
| Union, Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Venango, Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Warren, Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Anderson, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Bexar, Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Alleghany, Virginia | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Amelia, Virginia | 1 | $ 138,000 | $ 138,000 | $ 24,000 |
| Appomattox, Virginia | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Arlington, Virginia | 1 | $ 475,000 | $ 475,000 | $ 96,000 |
| Bristol, Virginia | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Caroline, Virginia | 1 | $ 229,000 | $ 229,000 | $ 142,000 |
| Essex, Virginia | 1 | $ 205,000 | $ 205,000 | $ 29,000 |
| Greene, Virginia | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Halifax, Virginia | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Harrisonburg, Virginia | 1 | $ 114,000 | $ 114,000 | $ 23,000 |
| King and Queen, Virginia | 1 | $ 244,000 | $ 244,000 | $ 60,000 |
| King George, Virginia | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Lancaster, Virginia | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Louisa, Virginia | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Lynchburg, Virginia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Manassas Park, Virginia | 1 | $ 390,000 | $ 390,000 | $ 60,000 |
| Mecklenburg, Virginia | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Middlesex, Virginia | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Montgomery, Virginia | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
| New Kent, Virginia | 1 | $ 269,000 | $ 269,000 | $ 47,000 |
| Petersburg, Virginia | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Powhatan, Virginia | 1 | $ 188,000 | $ 188,000 | $ 24,000 |
| Tazewell, Virginia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Winchester, Virginia | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Monongalia, West Virginia | 1 | $ 105,000 | $ 105,000 | $ 5,000 |
| Wetzel, West Virginia | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Home Team Financial LLC in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,401 | $296,853,000 | $211,000 | $1,200,000 | $64,000 | $2,256,000 |
| Home Purchase | 163 | $20,705,000 | $127,000 | $595,000 | $54,000 | $600,000 |
| Home Improvement | 1 | $88,000 | $88,000 | $88,000 | $37,000 | $37,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,005 | $197,278,000 | $196,000 | $1,200,000 | $65,000 | $2,256,000 |
| Not Provided | 255 | $52,404,000 | $205,000 | $1,040,000 | $54,000 | $400,000 |
| Black or African American | 220 | $46,906,000 | $213,000 | $644,000 | $61,000 | $220,000 |
| Hispanic | 58 | $12,606,000 | $217,000 | $502,000 | $59,000 | $201,000 |
| Asian | 18 | $6,085,000 | $338,000 | $825,000 | $98,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,075,000 | $345,000 | $1,169,000 | $111,000 | $300,000 |
| American Indian or Alaskan Native | 3 | $292,000 | $97,000 | $142,000 | $55,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,562 | $317,202,000 | $203,000 | $1,200,000 | $63,000 | $2,256,000 |
| VA-guaranteed (Veterans Administration) | 2 | $236,000 | $118,000 | $118,000 | $49,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $208,000 | $208,000 | $208,000 | $51,000 | $51,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 809 | $169,025,000 | $208,000 | $1,169,000 | $63,000 | $313,000 |
| Application Denied By Financial Institution | 517 | $108,900,000 | $210,000 | $1,200,000 | $61,000 | $2,256,000 |
| Loan Originated | 238 | $39,471,000 | $165,000 | $780,000 | $69,000 | $600,000 |
| Preapproval Approved but not Accepted | 1 | $250,000 | $250,000 | $250,000 | $24,000 | $24,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 286 | $58,973,000 | $206,000 | $1,040,000 | $62,000 | $2,256,000 |
| Collateral | 107 | $21,440,000 | $200,000 | $1,200,000 | $67,000 | $348,000 |
| Debt-To-Income Ratio | 105 | $23,733,000 | $226,000 | $935,000 | $49,000 | $220,000 |
| Employment History | 16 | $4,044,000 | $252,000 | $750,000 | $66,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $60,000 | $60,000 |
| Other | 1 | $340,000 | $340,000 | $340,000 | $132,000 | $132,000 |
| Unverifiable Information | 1 | $295,000 | $295,000 | $295,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Team Financial LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Team Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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