Homeowners Financial Group, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Homeowners Financial Group, LLC of Scottsdale, AZ reported 5,321 mortgage applications totaling $2.0 billion, about the same as 2024. The average application was for $376,573, and applicants reported an average income of $156,149. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (819), Atlanta-Sandy Springs-Roswell, GA (648) and Marietta, GA (421) (applications in parentheses).

Mortgage Company & Address Homeowners Financial Group, LLC
16427 N. Scottsdale Road, Suite 145
Scottsdale, AZ 85251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,321
Total Mortgage Loan Application Amount $2,003,745,000
Average Mortgage Loan Application Amount $376,573
Highest Mortgage Loan Application Amount $3,605,000
Average Applicant Income $156,149
Highest Applicant Income $8,403,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeowners Financial Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeowners Financial Group, LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Phoenix-Mesa-Scottsdale, AZ 819 $ 407,215,000 $ 497,210 $ 201,000
Outside any metro area 754 $ 177,650,000 $ 235,610 $ 110,021
Atlanta-Sandy Springs-Roswell, GA 648 $ 227,960,000 $ 351,790 $ 144,000
Marietta, GA 421 $ 169,295,000 $ 402,125 $ 158,000
St. Cloud, MN 255 $ 49,865,000 $ 195,549 $ 89,000
Denver-Aurora-Lakewood, CO 205 $ 120,495,000 $ 587,780 $ 211,000
St. Petersburg-Clearwater-Largo, FL 157 $ 69,735,000 $ 444,171 $ 215,000
Tampa, FL 157 $ 43,745,000 $ 278,630 $ 104,000
Greenville-Anderson-Mauldin, SC 121 $ 26,195,000 $ 216,487 $ 89,000
Prescott Valley-Prescott, AZ 111 $ 43,465,000 $ 391,576 $ 246,000
Minneapolis-St. Paul-Bloomington, MN-WI 110 $ 30,890,000 $ 280,818 $ 108,000
Oakland-Hayward-Berkeley, CA 104 $ 56,890,000 $ 547,019 $ 211,000
Stockton-Lodi, CA 99 $ 22,725,000 $ 229,545 $ 117,000
Riverside-San Bernardino-Ontario, CA 97 $ 46,535,000 $ 479,742 $ 197,000
Gainesville, GA 82 $ 28,460,000 $ 347,073 $ 117,000
San Diego-Carlsbad, CA 80 $ 61,230,000 $ 765,375 $ 263,000
Austin-Round Rock, TX 70 $ 30,620,000 $ 437,428 $ 199,000
Panama City, FL 64 $ 19,210,000 $ 300,156 $ 121,000
Anchorage, AK 61 $ 26,625,000 $ 436,475 $ 152,000
Sacramento--Roseville--Arden-Arcade, CA 51 $ 14,545,000 $ 285,196 $ 135,000
Vallejo-Fairfield, CA 41 $ 20,365,000 $ 496,707 $ 157,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 40 $ 13,320,000 $ 333,000 $ 130,000
Raleigh, NC 35 $ 12,075,000 $ 345,000 $ 145,000
Charlotte-Concord-Gastonia, NC-SC 34 $ 8,580,000 $ 252,352 $ 120,235
Boulder, CO 32 $ 17,400,000 $ 543,750 $ 217,000
Charleston-North Charleston, SC 31 $ 10,015,000 $ 323,064 $ 120,000
Columbia, SC 29 $ 5,105,000 $ 176,034 $ 74,000
Dallas-Plano-Irving, TX 28 $ 11,580,000 $ 413,571 $ 238,000
Spartanburg, SC 28 $ 5,610,000 $ 200,357 $ 80,000
Modesto, CA 27 $ 7,785,000 $ 288,333 $ 155,000
Huntsville, AL 26 $ 8,780,000 $ 337,692 $ 149,000
Los Angeles-Long Beach-Glendale, CA 26 $ 21,590,000 $ 830,384 $ 275,000
Greeley, CO 25 $ 12,465,000 $ 498,600 $ 159,000
Santa Rosa, CA 18 $ 8,040,000 $ 446,666 $ 145,000
North Port-Sarasota-Bradenton, FL 17 $ 4,945,000 $ 290,882 $ 123,000
Tucson, AZ 17 $ 9,855,000 $ 579,705 $ 260,000
Orlando-Kissimmee-Sanford, FL 16 $ 5,460,000 $ 341,250 $ 165,000
Athens-Clarke County, GA 14 $ 4,070,000 $ 290,714 $ 106,000
Macon-Bibb County, GA 13 $ 3,465,000 $ 266,538 $ 121,000
Flagstaff, AZ 12 $ 5,440,000 $ 453,333 $ 313,000
Oxnard-Thousand Oaks-Ventura, CA 12 $ 9,260,000 $ 771,666 $ 239,000
San Antonio-New Braunfels, TX 11 $ 2,375,000 $ 215,909 $ 153,000
Crestview-Fort Walton Beach-Destin, FL 10 $ 5,450,000 $ 545,000 $ 380,000
Rome, GA 10 $ 1,880,000 $ 188,000 $ 79,000
Houston-The Woodlands-Sugar Land, TX 9 $ 6,615,000 $ 735,000 $ 371,000
Savannah, GA 9 $ 2,845,000 $ 316,111 $ 187,000
Cape Coral-Fort Myers, FL 8 $ 2,220,000 $ 277,500 $ 139,000
Homosassa Springs, FL 8 $ 1,380,000 $ 172,500 $ 53,000
Lake Havasu City-Kingman, AZ 8 $ 2,920,000 $ 365,000 $ 199,000
Napa, CA 8 $ 4,400,000 $ 550,000 $ 140,000
Nashville-Davidson--Murfreesboro--Franklin, TN 8 $ 4,850,000 $ 606,250 $ 226,000
Eugene, OR 7 $ 2,745,000 $ 392,142 $ 202,000
Fort Collins, CO 7 $ 3,305,000 $ 472,142 $ 192,000
Ocala, FL 7 $ 1,705,000 $ 243,571 $ 129,000
San Jose-Sunnyvale-Santa Clara, CA 7 $ 4,935,000 $ 705,000 $ 199,000
Tallahassee, FL 7 $ 1,275,000 $ 182,142 $ 74,000
Wichita, KS 7 $ 1,845,000 $ 263,571 $ 90,000
Anaheim-Santa Ana-Irvine, CA 6 $ 2,790,000 $ 465,000 $ 182,000
Birmingham-Hoover, AL 6 $ 1,690,000 $ 281,666 $ 114,000
Chicago-Naperville, IL 6 $ 1,890,000 $ 315,000 $ 442,000
Des Moines-West Des Moines, IA 6 $ 1,430,000 $ 238,333 $ 87,000
Portland-Vancouver-Hillsboro, OR-WA 6 $ 2,560,000 $ 426,666 $ 164,666
Santa Maria-Santa Barbara, CA 6 $ 4,100,000 $ 683,333 $ 263,000
Sioux City, IA-NE-SD 6 $ 930,000 $ 155,000 $ 73,500
Fort Worth-Arlington, TX 5 $ 1,765,000 $ 353,000 $ 110,000
Jacksonville, FL 5 $ 2,465,000 $ 493,000 $ 163,000
Knoxville, TN 5 $ 1,305,000 $ 261,000 $ 105,000
Lakeland-Winter Haven, FL 5 $ 1,675,000 $ 335,000 $ 86,000
San Francisco-Redwood City-South San Francisco, CA 5 $ 2,555,000 $ 511,000 $ 123,000
Chattanooga, TN-GA 4 $ 1,370,000 $ 342,500 $ 88,750
Fayetteville, NC 4 $ 620,000 $ 155,000 $ 58,000
Merced, CA 4 $ 1,050,000 $ 262,500 $ 95,000
Punta Gorda, FL 4 $ 1,570,000 $ 392,500 $ 166,000
Rocky Mount, NC 4 $ 340,000 $ 85,000 $ 55,000
West Palm Beach-Boca Raton-Delray Beach, FL 4 $ 1,620,000 $ 405,000 $ 209,000
Wilmington, NC 4 $ 1,340,000 $ 335,000 $ 163,000
Augusta-Richmond County, GA-SC 3 $ 555,000 $ 185,000 $ 79,333
Bend-Redmond, OR 3 $ 1,985,000 $ 661,666 $ 238,000
Boise City, ID 3 $ 1,285,000 $ 428,333 $ 166,000
Davenport-Moline-Rock Island, IA-IL 3 $ 835,000 $ 278,333 $ 71,000
Durham-Chapel Hill, NC 3 $ 1,685,000 $ 561,666 $ 315,000
Redding, CA 3 $ 795,000 $ 265,000 $ 101,000
San Rafael, CA 3 $ 1,845,000 $ 615,000 $ 258,000
Tacoma-Lakewood, WA 3 $ 2,685,000 $ 895,000 $ 274,000
Auburn-Opelika, AL 2 $ 370,000 $ 185,000 $ 127,000
Cedar Rapids, IA 2 $ 360,000 $ 180,000 $ 117,000
Clarksville, TN-KY 2 $ 460,000 $ 230,000 $ 45,000
Columbus, GA-AL 2 $ 490,000 $ 245,000 $ 140,000
Decatur, AL 2 $ 350,000 $ 175,000 $ 7,000
Duluth, MN-WI 2 $ 550,000 $ 275,000 $ 104,000
El Centro, CA 2 $ 440,000 $ 220,000 $ 107,000
Fayetteville-Springdale-Rogers, AR-MO 2 $ 1,620,000 $ 810,000 $ 285,000
Florence-Muscle Shoals, AL 2 $ 390,000 $ 195,000 $ 111,000
Fort Smith, AR-OK 2 $ 520,000 $ 260,000 $ 193,000
Fresno, CA 2 $ 620,000 $ 310,000 $ 102,000
Goldsboro, NC 2 $ 340,000 $ 170,000 $ 45,000
Greensboro-High Point, NC 2 $ 460,000 $ 230,000 $ 55,000
Las Vegas-Henderson-Paradise, NV 2 $ 1,930,000 $ 965,000 $ 350,000
Naples-Immokalee-Marco Island, FL 2 $ 760,000 $ 380,000 $ 163,000
Reno, NV 2 $ 1,130,000 $ 565,000 $ 112,000
Salt Lake City, UT 2 $ 1,050,000 $ 525,000 $ 130,000
Santa Cruz-Watsonville, CA 2 $ 570,000 $ 285,000 $ 198,000
Sioux Falls, SD 2 $ 200,000 $ 100,000 $ 49,000
Yuma, AZ 2 $ 700,000 $ 350,000 $ 127,000
Albuquerque, NM 1 $ 305,000 $ 305,000 $ 392,000
Arlington-Alexandria-Reston, VA-WV 1 $ 1,355,000 $ 1,355,000 $ 274,000
Bakersfield, CA 1 $ 145,000 $ 145,000 $ 0
Battle Creek, MI 1 $ 325,000 $ 325,000 $ 183,000
Billings, MT 1 $ 65,000 $ 65,000 $ 62,000
Bloomington, IL 1 $ 205,000 $ 205,000 $ 69,000
Bozeman, MT 1 $ 1,095,000 $ 1,095,000 $ 325,000
Chico, CA 1 $ 295,000 $ 295,000 $ 105,000
College Station-Bryan, TX 1 $ 385,000 $ 385,000 $ 309,000
Colorado Springs, CO 1 $ 695,000 $ 695,000 $ 245,000
Corpus Christi, TX 1 $ 605,000 $ 605,000 $ 379,000
Daphne-Fairhope-Foley, AL 1 $ 185,000 $ 185,000 $ 98,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 275,000 $ 275,000 $ 328,000
Elgin, IL 1 $ 255,000 $ 255,000 $ 84,000
Fairbanks, AK 1 $ 135,000 $ 135,000 $ 65,000
Farmington, NM 1 $ 285,000 $ 285,000 $ 132,000
Gainesville, FL 1 $ 265,000 $ 265,000 $ 88,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 205,000 $ 205,000 $ 51,000
Hinesville, GA 1 $ 205,000 $ 205,000 $ 83,000
Iowa City, IA 1 $ 335,000 $ 335,000 $ 142,000
Jackson, MI 1 $ 605,000 $ 605,000 $ 180,000
Jacksonville, NC 1 $ 465,000 $ 465,000 $ 87,000
Janesville-Beloit, WI 1 $ 445,000 $ 445,000 $ 191,000
Lake County-Kenosha County, IL-WI 1 $ 495,000 $ 495,000 $ 274,000
Lansing-East Lansing, MI 1 $ 255,000 $ 255,000 $ 141,000
Longview, TX 1 $ 455,000 $ 455,000 $ 82,000
Lynchburg, VA 1 $ 245,000 $ 245,000 $ 240,000
Miami-Miami Beach-Kendall, FL 1 $ 425,000 $ 425,000 $ 159,000
Milwaukee-Waukesha-West Allis, WI 1 $ 335,000 $ 335,000 $ 63,000
Mobile, AL 1 $ 395,000 $ 395,000 $ 48,000
Pensacola-Ferry Pass-Brent, FL 1 $ 255,000 $ 255,000 $ 165,000
Pinehurst-Southern Pines, NC 1 $ 655,000 $ 655,000 $ 171,000
Salinas, CA 1 $ 915,000 $ 915,000 $ 1,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 75,000 $ 75,000 $ 59,000
Sherman-Denison, TX 1 $ 665,000 $ 665,000 $ 287,000
Tuscaloosa, AL 1 $ 245,000 $ 245,000 $ 55,000
Valdosta, GA 1 $ 255,000 $ 255,000 $ 75,000
Victoria, TX 1 $ 305,000 $ 305,000 $ 118,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 75,000 $ 75,000 $ 149,000
Visalia-Porterville, CA 1 $ 245,000 $ 245,000 $ 112,000
Warner Robins, GA 1 $ 185,000 $ 185,000 $ 62,000
Warren-Troy-Farmington Hills, MI 1 $ 225,000 $ 225,000 $ 87,000
Winston-Salem, NC 1 $ 255,000 $ 255,000 $ 91,000
Yuba City, CA 1 $ 305,000 $ 305,000 $ 0

Mortgage Loan Application Detail Totals for Homeowners Financial Group, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,438 $1,634,370,000 $368,000 $3,605,000 $155,000 $8,403,000
Refinancing 481 $225,435,000 $468,000 $1,595,000 $163,000 $983,000
Home Improvement 401 $143,775,000 $358,000 $1,875,000 $161,000 $3,120,000
Cash-out Refinancing 1 $165,000 $165,000 $165,000 $15,000 $15,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,015 $1,183,015,000 $392,000 $3,605,000 $164,000 $4,800,000
Not Provided 748 $277,190,000 $370,000 $1,875,000 $171,000 $8,403,000
Hispanic 744 $229,970,000 $309,000 $1,655,000 $119,000 $1,574,000
Black or African American 464 $147,730,000 $318,000 $3,505,000 $118,000 $1,153,000
Asian 306 $150,440,000 $491,000 $2,475,000 $196,000 $1,000,000
American Indian or Alaskan Native 26 $8,310,000 $319,000 $655,000 $123,000 $379,000
Native Hawaiian or Other Pacific Islander 18 $7,090,000 $393,000 $905,000 $109,000 $209,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,672 $1,392,120,000 $379,000 $3,605,000 $177,000 $8,403,000
FHA-insured (Federal Housing Administration) 1,245 $425,725,000 $341,000 $1,155,000 $107,000 $1,740,000
VA-guaranteed (Veterans Administration) 374 $178,020,000 $475,000 $1,635,000 $126,000 $647,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $7,880,000 $262,000 $365,000 $88,000 $154,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,783 $1,405,575,000 $371,000 $2,005,000 $157,000 $8,403,000
Application Withdrawn By Applicant 1,324 $524,850,000 $396,000 $3,605,000 $160,000 $3,788,000
Application Denied By Financial Institution 192 $64,730,000 $337,000 $2,025,000 $119,000 $604,000
Application Approved But Not Accepted 7 $3,595,000 $513,000 $1,205,000 $90,000 $247,000
File Closed For Incompleteness 6 $2,370,000 $395,000 $825,000 $137,000 $368,000
Preapproval Approved but not Accepted 6 $1,590,000 $265,000 $335,000 $77,000 $150,000
Preapproval Denied by Financial Institution 3 $1,035,000 $345,000 $525,000 $82,000 $142,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,126 $1,937,980,000 $378,000 $3,605,000 $158,000 $8,403,000
Debt-To-Income Ratio 65 $22,185,000 $341,000 $1,885,000 $87,000 $352,000
Credit History 37 $10,965,000 $296,000 $985,000 $105,000 $475,000
Collateral 35 $10,605,000 $303,000 $1,165,000 $166,000 $600,000
Unverifiable Information 20 $7,230,000 $361,000 $795,000 $143,000 $502,000
Employment History 16 $5,550,000 $346,000 $1,185,000 $123,000 $463,000
Other 14 $6,950,000 $496,000 $2,025,000 $141,000 $604,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,280,000 $285,000 $555,000 $109,000 $347,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Financial Group, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeowners Financial Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List