Homeowners Financial Group, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Homeowners Financial Group, LLC of Scottsdale, AZ reported 5,315 mortgage applications totaling $1.9 billion, down 18% from 2023. The average application was for $363,991, and applicants reported an average income of $150,187. 71% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (902), Atlanta-Sandy Springs-Roswell, GA (624) and Marietta, GA (310) (applications in parentheses).

Mortgage Company & Address Homeowners Financial Group, LLC
16427 N. Scottsdale Road, Suite 145
Scottsdale, AZ 85251
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,315
Total Mortgage Loan Application Amount $1,934,615,000
Average Mortgage Loan Application Amount $363,991
Highest Mortgage Loan Application Amount $3,555,000
Average Applicant Income $150,187
Highest Applicant Income $8,078,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeowners Financial Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeowners Financial Group, LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Phoenix-Mesa-Scottsdale, AZ 902 $ 405,290,000 $ 449,323 $ 186,000
Outside any metro area 846 $ 190,580,000 $ 225,271 $ 115,917
Atlanta-Sandy Springs-Roswell, GA 624 $ 221,850,000 $ 355,528 $ 140,000
Marietta, GA 310 $ 127,150,000 $ 410,161 $ 149,000
Tampa, FL 261 $ 73,565,000 $ 281,858 $ 114,000
St. Cloud, MN 219 $ 41,425,000 $ 189,155 $ 86,000
St. Petersburg-Clearwater-Largo, FL 181 $ 70,015,000 $ 386,823 $ 172,000
Oakland-Hayward-Berkeley, CA 128 $ 72,940,000 $ 569,843 $ 187,000
Santa Maria-Santa Barbara, CA 121 $ 109,895,000 $ 908,223 $ 300,000
Minneapolis-St. Paul-Bloomington, MN-WI 111 $ 27,265,000 $ 245,630 $ 110,000
Prescott Valley-Prescott, AZ 106 $ 41,820,000 $ 394,528 $ 138,000
Stockton-Lodi, CA 96 $ 25,400,000 $ 264,583 $ 125,000
Austin-Round Rock, TX 86 $ 36,280,000 $ 421,860 $ 200,000
Greenville-Anderson-Mauldin, SC 84 $ 19,370,000 $ 230,595 $ 90,000
Denver-Aurora-Lakewood, CO 78 $ 41,510,000 $ 532,179 $ 198,000
Gainesville, GA 74 $ 27,730,000 $ 374,729 $ 187,000
Vallejo-Fairfield, CA 63 $ 25,015,000 $ 397,063 $ 136,000
Anchorage, AK 55 $ 21,725,000 $ 395,000 $ 134,000
Sacramento--Roseville--Arden-Arcade, CA 54 $ 17,440,000 $ 322,962 $ 138,000
Huntsville, AL 51 $ 14,895,000 $ 292,058 $ 106,000
San Diego-Carlsbad, CA 42 $ 30,540,000 $ 727,142 $ 213,000
Spartanburg, SC 40 $ 8,290,000 $ 207,250 $ 97,000
Columbia, SC 34 $ 6,550,000 $ 192,647 $ 76,000
Birmingham-Hoover, AL 33 $ 7,615,000 $ 230,757 $ 95,000
Los Angeles-Long Beach-Glendale, CA 32 $ 20,030,000 $ 625,937 $ 316,000
Charleston-North Charleston, SC 31 $ 10,175,000 $ 328,225 $ 123,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 29 $ 9,315,000 $ 321,206 $ 142,000
Charlotte-Concord-Gastonia, NC-SC 28 $ 7,720,000 $ 275,714 $ 129,357
Orlando-Kissimmee-Sanford, FL 26 $ 9,770,000 $ 375,769 $ 104,000
Jacksonville, FL 24 $ 6,110,000 $ 254,583 $ 106,000
Oxnard-Thousand Oaks-Ventura, CA 22 $ 13,610,000 $ 618,636 $ 400,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 21 $ 8,835,000 $ 420,714 $ 155,000
Modesto, CA 21 $ 6,045,000 $ 287,857 $ 116,000
San Francisco-Redwood City-South San Francisco, CA 21 $ 12,745,000 $ 606,904 $ 217,000
North Port-Sarasota-Bradenton, FL 19 $ 6,655,000 $ 350,263 $ 135,000
Santa Rosa, CA 16 $ 8,930,000 $ 558,125 $ 291,000
Riverside-San Bernardino-Ontario, CA 15 $ 3,655,000 $ 243,666 $ 160,000
San Antonio-New Braunfels, TX 13 $ 4,575,000 $ 351,923 $ 138,000
Tucson, AZ 13 $ 4,505,000 $ 346,538 $ 103,000
Lakeland-Winter Haven, FL 12 $ 2,850,000 $ 237,500 $ 91,000
San Jose-Sunnyvale-Santa Clara, CA 12 $ 5,270,000 $ 439,166 $ 147,000
Raleigh, NC 11 $ 3,555,000 $ 323,181 $ 123,000
Panama City, FL 10 $ 2,830,000 $ 283,000 $ 158,000
Rome, GA 10 $ 2,510,000 $ 251,000 $ 79,000
Macon-Bibb County, GA 9 $ 2,805,000 $ 311,666 $ 124,000
Wilmington, NC 9 $ 3,415,000 $ 379,444 $ 151,000
Athens-Clarke County, GA 8 $ 2,130,000 $ 266,250 $ 112,000
Ocala, FL 8 $ 1,450,000 $ 181,250 $ 63,000
Sioux City, IA-NE-SD 8 $ 1,210,000 $ 151,250 $ 60,250
Cape Coral-Fort Myers, FL 7 $ 2,135,000 $ 305,000 $ 97,000
Deltona-Daytona Beach-Ormond Beach, FL 7 $ 1,965,000 $ 280,714 $ 112,000
Flagstaff, AZ 7 $ 4,615,000 $ 659,285 $ 365,000
Fresno, CA 7 $ 2,515,000 $ 359,285 $ 171,000
Houston-The Woodlands-Sugar Land, TX 7 $ 3,445,000 $ 492,142 $ 154,000
Miami-Miami Beach-Kendall, FL 7 $ 3,945,000 $ 563,571 $ 235,000
Anaheim-Santa Ana-Irvine, CA 6 $ 6,340,000 $ 1,056,666 $ 338,000
Boise City, ID 6 $ 3,120,000 $ 520,000 $ 166,000
Everett, WA 6 $ 3,060,000 $ 510,000 $ 123,000
Gainesville, FL 6 $ 1,790,000 $ 298,333 $ 143,000
Homosassa Springs, FL 6 $ 1,310,000 $ 218,333 $ 83,000
Lake Havasu City-Kingman, AZ 6 $ 1,480,000 $ 246,666 $ 125,000
Seattle-Bellevue-Everett, WA 6 $ 3,990,000 $ 665,000 $ 192,000
Wichita, KS 6 $ 2,020,000 $ 336,666 $ 139,000
Augusta-Richmond County, GA-SC 5 $ 1,155,000 $ 231,000 $ 76,000
Merced, CA 5 $ 2,045,000 $ 409,000 $ 159,000
Port St. Lucie, FL 5 $ 1,795,000 $ 359,000 $ 105,000
Punta Gorda, FL 5 $ 2,485,000 $ 497,000 $ 113,000
Albany, GA 4 $ 1,210,000 $ 302,500 $ 91,000
Auburn-Opelika, AL 4 $ 500,000 $ 125,000 $ 70,000
Dalton, GA 4 $ 1,120,000 $ 280,000 $ 118,000
Fairbanks, AK 4 $ 830,000 $ 207,500 $ 131,000
Napa, CA 4 $ 1,350,000 $ 337,500 $ 99,000
Portland-Vancouver-Hillsboro, OR-WA 4 $ 2,330,000 $ 582,500 $ 191,750
Savannah, GA 4 $ 2,500,000 $ 625,000 $ 215,000
Tallahassee, FL 4 $ 730,000 $ 182,500 $ 79,000
Albuquerque, NM 3 $ 1,075,000 $ 358,333 $ 179,000
Bakersfield, CA 3 $ 805,000 $ 268,333 $ 124,000
Boulder, CO 3 $ 2,095,000 $ 698,333 $ 292,000
Chicago-Naperville, IL 3 $ 855,000 $ 285,000 $ 69,000
Corpus Christi, TX 3 $ 975,000 $ 325,000 $ 292,000
Dallas-Plano-Irving, TX 3 $ 915,000 $ 305,000 $ 125,000
Decatur, AL 3 $ 685,000 $ 228,333 $ 119,000
Des Moines-West Des Moines, IA 3 $ 375,000 $ 125,000 $ 140,000
Detroit-Dearborn-Livonia, MI 3 $ 575,000 $ 191,666 $ 0
Fargo, ND-MN 3 $ 445,000 $ 148,333 $ 164,666
Greeley, CO 3 $ 1,535,000 $ 511,666 $ 73,000
Hanford-Corcoran, CA 3 $ 705,000 $ 235,000 $ 149,000
Knoxville, TN 3 $ 725,000 $ 241,666 $ 86,000
Mobile, AL 3 $ 1,125,000 $ 375,000 $ 181,000
Omaha-Council Bluffs, NE-IA 3 $ 755,000 $ 251,666 $ 234,666
San Rafael, CA 3 $ 1,325,000 $ 441,666 $ 214,000
Santa Cruz-Watsonville, CA 3 $ 1,235,000 $ 411,666 $ 150,000
Santa Fe, NM 3 $ 1,825,000 $ 608,333 $ 288,000
Sumter, SC 3 $ 355,000 $ 118,333 $ 71,000
Visalia-Porterville, CA 3 $ 885,000 $ 295,000 $ 150,000
Warner Robins, GA 3 $ 635,000 $ 211,666 $ 71,000
Yuba City, CA 3 $ 865,000 $ 288,333 $ 103,000
Arlington-Alexandria-Reston, VA-WV 2 $ 2,960,000 $ 1,480,000 $ 291,000
Cedar Rapids, IA 2 $ 150,000 $ 75,000 $ 57,000
Champaign-Urbana, IL 2 $ 490,000 $ 245,000 $ 212,000
Columbus, GA-AL 2 $ 240,000 $ 120,000 $ 47,000
Daphne-Fairhope-Foley, AL 2 $ 390,000 $ 195,000 $ 128,000
Duluth, MN-WI 2 $ 90,000 $ 45,000 $ 35,000
Durham-Chapel Hill, NC 2 $ 650,000 $ 325,000 $ 105,000
Fayetteville, NC 2 $ 410,000 $ 205,000 $ 49,000
Fort Worth-Arlington, TX 2 $ 510,000 $ 255,000 $ 91,000
Killeen-Temple, TX 2 $ 470,000 $ 235,000 $ 83,000
Laredo, TX 2 $ 360,000 $ 180,000 $ 628,000
Las Cruces, NM 2 $ 630,000 $ 315,000 $ 125,000
Las Vegas-Henderson-Paradise, NV 2 $ 1,850,000 $ 925,000 $ 518,000
Memphis, TN-MS-AR 2 $ 440,000 $ 220,000 $ 88,000
Nashville-Davidson--Murfreesboro--Franklin, TN 2 $ 1,330,000 $ 665,000 $ 201,000
Oklahoma City, OK 2 $ 510,000 $ 255,000 $ 95,000
Palm Bay-Melbourne-Titusville, FL 2 $ 610,000 $ 305,000 $ 142,000
Redding, CA 2 $ 930,000 $ 465,000 $ 653,000
Reno, NV 2 $ 2,190,000 $ 1,095,000 $ 401,000
Tuscaloosa, AL 2 $ 960,000 $ 480,000 $ 546,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 880,000 $ 440,000 $ 153,000
Wildwood-The Villages, FL 2 $ 360,000 $ 180,000 $ 82,000
Yuma, AZ 2 $ 650,000 $ 325,000 $ 92,000
Amarillo, TX 1 $ 465,000 $ 465,000 $ 94,000
Anniston-Oxford-Jacksonville, AL 1 $ 415,000 $ 415,000 $ 138,000
Bangor, ME 1 $ 295,000 $ 295,000 $ 0
Brunswick, GA 1 $ 125,000 $ 125,000 $ 96,000
Chattanooga, TN-GA 1 $ 385,000 $ 385,000 $ 150,000
Cleveland, OH 1 $ 305,000 $ 305,000 $ 79,000
Coeur D'Alene, ID 1 $ 445,000 $ 445,000 $ 291,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 305,000 $ 305,000 $ 937,000
Dayton-Springfield-Kettering, OH 1 $ 385,000 $ 385,000 $ 93,000
Dothan, AL 1 $ 145,000 $ 145,000 $ 0
El Paso, TX 1 $ 125,000 $ 125,000 $ 41,000
Eugene, OR 1 $ 275,000 $ 275,000 $ 68,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 175,000 $ 175,000 $ 320,000
Florence, SC 1 $ 175,000 $ 175,000 $ 42,000
Florence-Muscle Shoals, AL 1 $ 185,000 $ 185,000 $ 189,000
Fort Collins, CO 1 $ 225,000 $ 225,000 $ 218,000
Grants Pass, OR 1 $ 285,000 $ 285,000 $ 52,000
Hickory-Lenoir-Morganton, NC 1 $ 75,000 $ 75,000 $ 56,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 445,000 $ 445,000 $ 174,000
Hinesville, GA 1 $ 275,000 $ 275,000 $ 63,000
Janesville-Beloit, WI 1 $ 445,000 $ 445,000 $ 240,000
Madison, WI 1 $ 115,000 $ 115,000 $ 55,000
Montgomery, AL 1 $ 125,000 $ 125,000 $ 42,000
Mount Vernon-Anacortes, WA 1 $ 505,000 $ 505,000 $ 138,000
Olympia-Tumwater, WA 1 $ 395,000 $ 395,000 $ 141,000
Pensacola-Ferry Pass-Brent, FL 1 $ 205,000 $ 205,000 $ 130,000
Pinehurst-Southern Pines, NC 1 $ 385,000 $ 385,000 $ 100,000
Rapid City, SD 1 $ 445,000 $ 445,000 $ 189,000
Sebring, FL 1 $ 205,000 $ 205,000 $ 74,000
Sierra Vista-Douglas, AZ 1 $ 235,000 $ 235,000 $ 57,000
Tacoma-Lakewood, WA 1 $ 735,000 $ 735,000 $ 140,000
Traverse City, MI 1 $ 1,495,000 $ 1,495,000 $ 356,000
Waterloo-Cedar Falls, IA 1 $ 105,000 $ 105,000 $ 69,000
Winston-Salem, NC 1 $ 245,000 $ 245,000 $ 129,000

Mortgage Loan Application Detail Totals for Homeowners Financial Group, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,614 $1,641,570,000 $355,000 $3,505,000 $146,000 $6,645,000
Home Improvement 414 $155,920,000 $376,000 $3,555,000 $169,000 $1,984,000
Refinancing 283 $135,535,000 $478,000 $1,955,000 $189,000 $8,078,000
Cash-out Refinancing 3 $825,000 $275,000 $345,000 $190,000 $223,000
Other Purpose 1 $765,000 $765,000 $765,000 $578,000 $578,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,788 $1,031,890,000 $370,000 $3,505,000 $157,000 $2,815,000
Hispanic 941 $291,375,000 $309,000 $1,575,000 $126,000 $8,078,000
Not Provided 779 $301,145,000 $386,000 $2,255,000 $166,000 $6,645,000
Black or African American 409 $135,885,000 $332,000 $3,555,000 $116,000 $826,000
Asian 360 $162,490,000 $451,000 $3,005,000 $166,000 $944,000
American Indian or Alaskan Native 26 $8,160,000 $313,000 $685,000 $115,000 $299,000
Native Hawaiian or Other Pacific Islander 12 $3,670,000 $305,000 $775,000 $129,000 $187,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,728 $1,362,490,000 $365,000 $3,505,000 $169,000 $8,078,000
FHA-insured (Federal Housing Administration) 1,252 $422,110,000 $337,000 $3,555,000 $102,000 $624,000
VA-guaranteed (Veterans Administration) 314 $145,020,000 $461,000 $3,095,000 $121,000 $570,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $4,995,000 $237,000 $455,000 $83,000 $235,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,800 $1,365,430,000 $359,000 $3,005,000 $148,000 $6,645,000
Application Withdrawn By Applicant 1,227 $479,955,000 $391,000 $3,555,000 $165,000 $8,078,000
Application Denied By Financial Institution 268 $82,380,000 $307,000 $1,705,000 $108,000 $1,984,000
Application Approved But Not Accepted 12 $3,460,000 $288,000 $1,095,000 $103,000 $303,000
File Closed For Incompleteness 5 $2,085,000 $417,000 $605,000 $201,000 $432,000
Preapproval Approved but not Accepted 3 $1,305,000 $435,000 $605,000 $371,000 $778,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,047 $1,852,235,000 $366,000 $3,555,000 $152,000 $8,078,000
Debt-To-Income Ratio 92 $31,010,000 $337,000 $1,705,000 $84,000 $562,000
Collateral 55 $13,385,000 $243,000 $905,000 $98,000 $253,000
Credit History 38 $12,000,000 $315,000 $1,705,000 $165,000 $1,984,000
Employment History 27 $5,475,000 $202,000 $1,005,000 $79,000 $233,000
Other 22 $7,440,000 $338,000 $1,575,000 $118,000 $366,000
Unverifiable Information 22 $8,410,000 $382,000 $1,145,000 $127,000 $430,000
Insufficient Cash (Downpayment, Closing Cost) 11 $4,065,000 $369,000 $805,000 $178,000 $621,000
Credit Application Incomplete 1 $595,000 $595,000 $595,000 $192,000 $192,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeowners Financial Group, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeowners Financial Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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