Lower, LLC Mortgage Lending & HMDA Data, 2019
In 2019, Lower, LLC of Columbia, MD reported 16,654 mortgage applications totaling $3.5 billion, up 12% from 2018. The average application was for $210,189, and applicants reported an average income of $105,338. 57% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,368), Chicago-Naperville, IL (1,336) and Atlanta-Sandy Springs-Roswell, GA (732) (applications in parentheses).
| Mortgage Company & Address | Lower, LLC 5950 Symphony Woods Drive Columbia, MD 21044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 16,654 |
| Total Mortgage Loan Application Amount | $3,500,490,000 |
| Average Mortgage Loan Application Amount | $210,189 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $105,338 |
| Highest Applicant Income | $2,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lower, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 609 | $ 133,805,000 | $ 219,712 | $ 117,000 |
| Franklin, Ohio | 429 | $ 77,435,000 | $ 180,501 | $ 91,000 |
| Prince George's, Maryland | 362 | $ 101,670,000 | $ 280,856 | $ 86,000 |
| DuPage, Illinois | 334 | $ 79,990,000 | $ 239,491 | $ 125,000 |
| Wake, North Carolina | 301 | $ 75,945,000 | $ 252,308 | $ 112,000 |
| Scott, Iowa | 278 | $ 59,440,000 | $ 213,812 | $ 91,000 |
| Greenville, South Carolina | 249 | $ 51,835,000 | $ 208,172 | $ 85,000 |
| Will, Illinois | 242 | $ 51,530,000 | $ 212,933 | $ 104,000 |
| Prince William, Virginia | 234 | $ 73,080,000 | $ 312,307 | $ 97,000 |
| Fairfax, Virginia | 211 | $ 83,095,000 | $ 393,815 | $ 157,000 |
| Mecklenburg, North Carolina | 210 | $ 47,270,000 | $ 225,095 | $ 92,000 |
| Polk, Iowa | 166 | $ 31,110,000 | $ 187,409 | $ 77,000 |
| Montgomery, Maryland | 161 | $ 57,895,000 | $ 359,596 | $ 130,000 |
| Kane, Illinois | 148 | $ 33,420,000 | $ 225,810 | $ 123,000 |
| Loudoun, Virginia | 140 | $ 47,520,000 | $ 339,428 | $ 140,000 |
| McHenry, Illinois | 134 | $ 25,910,000 | $ 193,358 | $ 113,000 |
| Stark, Ohio | 133 | $ 19,995,000 | $ 150,338 | $ 84,000 |
| Lake, Illinois | 131 | $ 30,935,000 | $ 236,145 | $ 130,000 |
| Collin, Texas | 131 | $ 39,565,000 | $ 302,022 | $ 131,000 |
| Gwinnett, Georgia | 128 | $ 23,310,000 | $ 182,109 | $ 118,000 |
| Broward, Florida | 116 | $ 26,840,000 | $ 231,379 | $ 121,000 |
| Maricopa, Arizona | 111 | $ 21,925,000 | $ 197,522 | $ 125,000 |
| Davidson, North Carolina | 108 | $ 17,640,000 | $ 163,333 | $ 63,000 |
| Palm Beach, Florida | 103 | $ 24,865,000 | $ 241,407 | $ 116,000 |
| Cobb, Georgia | 103 | $ 19,315,000 | $ 187,524 | $ 129,000 |
| Denton, Texas | 103 | $ 29,675,000 | $ 288,106 | $ 113,000 |
| Rock Island, Illinois | 97 | $ 13,815,000 | $ 142,422 | $ 65,000 |
| Hillsborough, Florida | 95 | $ 18,635,000 | $ 196,157 | $ 120,000 |
| Anne Arundel, Maryland | 91 | $ 24,195,000 | $ 265,879 | $ 114,000 |
| Fulton, Georgia | 90 | $ 20,290,000 | $ 225,444 | $ 114,000 |
| Spartanburg, South Carolina | 87 | $ 14,985,000 | $ 172,241 | $ 82,000 |
| Miami-Dade, Florida | 86 | $ 21,800,000 | $ 253,488 | $ 130,000 |
| Worcester, Maryland | 86 | $ 19,460,000 | $ 226,279 | $ 139,000 |
| District of Columbia, District Of Columbia | 83 | $ 27,585,000 | $ 332,349 | $ 155,000 |
| Summit, Ohio | 83 | $ 11,725,000 | $ 141,265 | $ 100,000 |
| New Hanover, North Carolina | 81 | $ 19,125,000 | $ 236,111 | $ 109,000 |
| Brunswick, North Carolina | 79 | $ 18,595,000 | $ 235,379 | $ 112,000 |
| Orange, Florida | 78 | $ 15,210,000 | $ 195,000 | $ 122,000 |
| Catawba, North Carolina | 75 | $ 12,485,000 | $ 166,466 | $ 73,000 |
| Charles, Maryland | 74 | $ 19,960,000 | $ 269,729 | $ 97,000 |
| Durham, North Carolina | 74 | $ 14,730,000 | $ 199,054 | $ 96,000 |
| Pinellas, Florida | 71 | $ 12,985,000 | $ 182,887 | $ 119,000 |
| Ellis, Texas | 71 | $ 20,595,000 | $ 290,070 | $ 98,000 |
| Dallas, Texas | 69 | $ 20,785,000 | $ 301,231 | $ 105,000 |
| Oakland, Michigan | 68 | $ 11,300,000 | $ 166,176 | $ 111,000 |
| Baltimore, Maryland | 65 | $ 13,225,000 | $ 203,461 | $ 97,000 |
| Los Angeles, California | 64 | $ 25,640,000 | $ 400,625 | $ 143,000 |
| Kendall, Illinois | 64 | $ 12,740,000 | $ 199,062 | $ 104,000 |
| Davidson, Tennessee | 64 | $ 12,720,000 | $ 198,750 | $ 102,000 |
| Tarrant, Texas | 64 | $ 20,600,000 | $ 321,875 | $ 156,000 |
| Duval, Florida | 61 | $ 11,875,000 | $ 194,672 | $ 119,000 |
| DeKalb, Georgia | 61 | $ 12,785,000 | $ 209,590 | $ 104,000 |
| Cuyahoga, Ohio | 61 | $ 8,245,000 | $ 135,163 | $ 109,000 |
| Riverside, California | 55 | $ 14,865,000 | $ 270,272 | $ 139,000 |
| Lake, Indiana | 55 | $ 9,655,000 | $ 175,545 | $ 104,000 |
| Clinton, Iowa | 55 | $ 7,135,000 | $ 129,727 | $ 62,000 |
| Anderson, South Carolina | 55 | $ 10,265,000 | $ 186,636 | $ 84,000 |
| Allegheny, Pennsylvania | 54 | $ 11,040,000 | $ 204,444 | $ 102,000 |
| Randolph, North Carolina | 53 | $ 6,245,000 | $ 117,830 | $ 81,000 |
| York, South Carolina | 53 | $ 11,475,000 | $ 216,509 | $ 110,000 |
| Macomb, Michigan | 52 | $ 7,320,000 | $ 140,769 | $ 83,000 |
| Wayne, Michigan | 52 | $ 7,900,000 | $ 151,923 | $ 96,000 |
| Fairfield, Ohio | 52 | $ 9,370,000 | $ 180,192 | $ 95,000 |
| Kaufman, Texas | 52 | $ 16,340,000 | $ 314,230 | $ 115,000 |
| Frederick, Maryland | 51 | $ 13,875,000 | $ 272,058 | $ 101,000 |
| Delaware, Ohio | 51 | $ 13,475,000 | $ 264,215 | $ 148,000 |
| Volusia, Florida | 50 | $ 9,240,000 | $ 184,800 | $ 83,000 |
| Lee, Florida | 49 | $ 7,995,000 | $ 163,163 | $ 117,000 |
| Howard, Maryland | 49 | $ 14,785,000 | $ 301,734 | $ 149,000 |
| Hamilton, Indiana | 48 | $ 6,600,000 | $ 137,500 | $ 110,000 |
| Harnett, North Carolina | 48 | $ 7,960,000 | $ 165,833 | $ 72,000 |
| Baltimore City, Maryland | 47 | $ 8,195,000 | $ 174,361 | $ 82,000 |
| Johnston, North Carolina | 47 | $ 8,875,000 | $ 188,829 | $ 83,000 |
| Philadelphia, Pennsylvania | 47 | $ 7,915,000 | $ 168,404 | $ 110,000 |
| Shelby, Tennessee | 47 | $ 7,345,000 | $ 156,276 | $ 122,000 |
| El Paso, Colorado | 45 | $ 10,585,000 | $ 235,222 | $ 116,000 |
| Centre, Pennsylvania | 45 | $ 10,325,000 | $ 229,444 | $ 95,000 |
| Arapahoe, Colorado | 44 | $ 10,570,000 | $ 240,227 | $ 103,000 |
| Sussex, Delaware | 44 | $ 9,660,000 | $ 219,545 | $ 108,000 |
| Pasco, Florida | 44 | $ 7,870,000 | $ 178,863 | $ 99,000 |
| Polk, Florida | 44 | $ 6,560,000 | $ 149,090 | $ 87,000 |
| Guilford, North Carolina | 44 | $ 8,030,000 | $ 182,500 | $ 88,000 |
| Marion, Oregon | 44 | $ 11,390,000 | $ 258,863 | $ 101,000 |
| Montgomery, Pennsylvania | 44 | $ 10,620,000 | $ 241,363 | $ 133,000 |
| Rutherford, Tennessee | 44 | $ 7,040,000 | $ 160,000 | $ 98,000 |
| Forsyth, North Carolina | 43 | $ 7,215,000 | $ 167,790 | $ 84,000 |
| Manassas, Virginia | 43 | $ 12,155,000 | $ 282,674 | $ 81,000 |
| Seminole, Florida | 42 | $ 6,440,000 | $ 153,333 | $ 110,000 |
| Cherokee, Georgia | 42 | $ 6,860,000 | $ 163,333 | $ 123,000 |
| Middlesex, New Jersey | 41 | $ 9,435,000 | $ 230,121 | $ 144,000 |
| Sacramento, California | 40 | $ 10,230,000 | $ 255,750 | $ 96,000 |
| Henry, Georgia | 40 | $ 5,430,000 | $ 135,750 | $ 73,000 |
| Johnson, Kansas | 39 | $ 6,805,000 | $ 174,487 | $ 120,000 |
| Contra Costa, California | 38 | $ 16,700,000 | $ 439,473 | $ 159,000 |
| Licking, Ohio | 38 | $ 6,390,000 | $ 168,157 | $ 77,000 |
| Kern, California | 36 | $ 7,090,000 | $ 196,944 | $ 79,000 |
| Adams, Colorado | 36 | $ 6,870,000 | $ 190,833 | $ 87,000 |
| Brevard, Florida | 36 | $ 7,400,000 | $ 205,555 | $ 120,000 |
| Whiteside, Illinois | 36 | $ 5,050,000 | $ 140,277 | $ 63,000 |
| Sarasota, Florida | 35 | $ 8,145,000 | $ 232,714 | $ 129,000 |
| Bossier, Louisiana | 35 | $ 8,115,000 | $ 231,857 | $ 81,000 |
| Bergen, New Jersey | 35 | $ 11,125,000 | $ 317,857 | $ 155,000 |
| Cabarrus, North Carolina | 35 | $ 7,585,000 | $ 216,714 | $ 110,000 |
| Knox, Tennessee | 35 | $ 5,285,000 | $ 151,000 | $ 98,000 |
| Chesterfield, Virginia | 35 | $ 6,475,000 | $ 185,000 | $ 107,000 |
| Manatee, Florida | 34 | $ 6,650,000 | $ 195,588 | $ 128,000 |
| Dallas, Iowa | 34 | $ 8,860,000 | $ 260,588 | $ 118,000 |
| Clermont, Ohio | 34 | $ 5,850,000 | $ 172,058 | $ 78,000 |
| San Diego, California | 33 | $ 12,455,000 | $ 377,424 | $ 147,000 |
| Douglas, Colorado | 33 | $ 7,985,000 | $ 241,969 | $ 145,000 |
| Marion, Indiana | 33 | $ 4,505,000 | $ 136,515 | $ 103,000 |
| Burlington, New Jersey | 33 | $ 6,985,000 | $ 211,666 | $ 130,000 |
| Monmouth, New Jersey | 33 | $ 9,615,000 | $ 291,363 | $ 146,000 |
| Charleston, South Carolina | 33 | $ 7,835,000 | $ 237,424 | $ 120,000 |
| Pickens, South Carolina | 33 | $ 4,715,000 | $ 142,878 | $ 58,000 |
| Johnson, Texas | 33 | $ 9,275,000 | $ 281,060 | $ 104,000 |
| Gaston, North Carolina | 32 | $ 5,530,000 | $ 172,812 | $ 89,000 |
| Tulsa, Oklahoma | 32 | $ 4,950,000 | $ 154,687 | $ 105,000 |
| Monroe, Pennsylvania | 32 | $ 4,780,000 | $ 149,375 | $ 102,000 |
| Arlington, Virginia | 32 | $ 14,290,000 | $ 446,562 | $ 175,000 |
| New Castle, Delaware | 31 | $ 5,425,000 | $ 175,000 | $ 92,000 |
| Lake, Florida | 31 | $ 5,685,000 | $ 183,387 | $ 109,000 |
| Jackson, Georgia | 31 | $ 4,835,000 | $ 155,967 | $ 87,000 |
| Essex, New Jersey | 31 | $ 10,195,000 | $ 328,870 | $ 157,000 |
| Alexander, North Carolina | 31 | $ 4,205,000 | $ 135,645 | $ 64,000 |
| Manassas Park, Virginia | 31 | $ 8,375,000 | $ 270,161 | $ 69,000 |
| Rockdale, Georgia | 30 | $ 3,780,000 | $ 126,000 | $ 86,000 |
| Butler, Ohio | 30 | $ 4,670,000 | $ 155,666 | $ 113,000 |
| Bucks, Pennsylvania | 30 | $ 7,380,000 | $ 246,000 | $ 157,000 |
| Horry, South Carolina | 30 | $ 5,030,000 | $ 167,666 | $ 77,000 |
| Fairfield, Connecticut | 29 | $ 6,505,000 | $ 224,310 | $ 127,000 |
| Forsyth, Georgia | 29 | $ 6,225,000 | $ 214,655 | $ 124,000 |
| Hennepin, Minnesota | 29 | $ 5,705,000 | $ 196,724 | $ 131,000 |
| Alamance, North Carolina | 29 | $ 5,665,000 | $ 195,344 | $ 97,000 |
| Iredell, North Carolina | 29 | $ 5,685,000 | $ 196,034 | $ 86,000 |
| Rockwall, Texas | 29 | $ 7,835,000 | $ 270,172 | $ 110,000 |
| Alexandria, Virginia | 29 | $ 8,685,000 | $ 299,482 | $ 125,000 |
| Stafford, Virginia | 29 | $ 8,485,000 | $ 292,586 | $ 102,000 |
| San Bernardino, California | 28 | $ 6,640,000 | $ 237,142 | $ 101,000 |
| Jefferson, Kentucky | 28 | $ 4,900,000 | $ 175,000 | $ 99,000 |
| Kent, Michigan | 28 | $ 4,040,000 | $ 144,285 | $ 98,000 |
| Ocean, New Jersey | 28 | $ 5,640,000 | $ 201,428 | $ 107,000 |
| Washington, Oregon | 28 | $ 5,670,000 | $ 202,500 | $ 126,000 |
| Delaware, Pennsylvania | 28 | $ 4,820,000 | $ 172,142 | $ 94,000 |
| Hartford, Connecticut | 27 | $ 4,865,000 | $ 180,185 | $ 140,000 |
| Osceola, Florida | 27 | $ 5,055,000 | $ 187,222 | $ 88,000 |
| Camden, New Jersey | 27 | $ 4,385,000 | $ 162,407 | $ 247,000 |
| Union, North Carolina | 27 | $ 6,755,000 | $ 250,185 | $ 130,000 |
| Hamilton, Ohio | 27 | $ 3,875,000 | $ 143,518 | $ 126,000 |
| Caddo, Louisiana | 26 | $ 4,790,000 | $ 184,230 | $ 94,000 |
| Harford, Maryland | 26 | $ 5,370,000 | $ 206,538 | $ 106,000 |
| Caldwell, North Carolina | 26 | $ 4,170,000 | $ 160,384 | $ 65,000 |
| Warren, Ohio | 26 | $ 5,310,000 | $ 204,230 | $ 94,000 |
| Richland, South Carolina | 26 | $ 4,500,000 | $ 173,076 | $ 80,000 |
| Kent, Delaware | 25 | $ 4,015,000 | $ 160,600 | $ 94,000 |
| Clarke, Georgia | 25 | $ 3,915,000 | $ 156,600 | $ 94,000 |
| Douglas, Georgia | 25 | $ 4,105,000 | $ 164,200 | $ 75,000 |
| Morgan, Georgia | 25 | $ 6,765,000 | $ 270,600 | $ 102,000 |
| Dakota, Minnesota | 25 | $ 4,985,000 | $ 199,400 | $ 123,000 |
| Gloucester, New Jersey | 25 | $ 3,735,000 | $ 149,400 | $ 127,000 |
| Mercer, New Jersey | 25 | $ 6,525,000 | $ 261,000 | $ 141,000 |
| Sumner, Tennessee | 25 | $ 4,585,000 | $ 183,400 | $ 115,000 |
| Spotsylvania, Virginia | 25 | $ 6,375,000 | $ 255,000 | $ 84,000 |
| Waukesha, Wisconsin | 25 | $ 4,975,000 | $ 199,000 | $ 123,000 |
| Madison, Alabama | 24 | $ 3,170,000 | $ 132,083 | $ 101,000 |
| Union, New Jersey | 24 | $ 5,530,000 | $ 230,416 | $ 124,000 |
| Berkeley, South Carolina | 24 | $ 5,710,000 | $ 237,916 | $ 102,000 |
| Henrico, Virginia | 24 | $ 4,590,000 | $ 191,250 | $ 108,000 |
| Orange, California | 23 | $ 8,355,000 | $ 363,260 | $ 137,000 |
| St. Johns, Florida | 23 | $ 5,075,000 | $ 220,652 | $ 131,000 |
| Porter, Indiana | 23 | $ 3,585,000 | $ 155,869 | $ 116,000 |
| Morris, New Jersey | 23 | $ 7,185,000 | $ 312,391 | $ 152,000 |
| Chatham, North Carolina | 23 | $ 6,725,000 | $ 292,391 | $ 113,000 |
| Orange, North Carolina | 23 | $ 5,375,000 | $ 233,695 | $ 112,000 |
| Lucas, Ohio | 23 | $ 3,405,000 | $ 148,043 | $ 96,000 |
| Lexington, South Carolina | 23 | $ 3,315,000 | $ 144,130 | $ 91,000 |
| Williamson, Tennessee | 23 | $ 8,135,000 | $ 353,695 | $ 148,000 |
| Shelby, Alabama | 22 | $ 2,710,000 | $ 123,181 | $ 83,000 |
| Denver, Colorado | 22 | $ 5,330,000 | $ 242,272 | $ 118,000 |
| St. Lucie, Florida | 22 | $ 3,320,000 | $ 150,909 | $ 63,000 |
| Clayton, Georgia | 22 | $ 2,400,000 | $ 109,090 | $ 65,000 |
| Hall, Georgia | 22 | $ 3,840,000 | $ 174,545 | $ 123,000 |
| Franklin, North Carolina | 22 | $ 3,840,000 | $ 174,545 | $ 105,000 |
| Chesapeake, Virginia | 22 | $ 5,160,000 | $ 234,545 | $ 111,000 |
| Fauquier, Virginia | 22 | $ 5,550,000 | $ 252,272 | $ 102,000 |
| Milwaukee, Wisconsin | 22 | $ 3,760,000 | $ 170,909 | $ 88,000 |
| Jefferson, Alabama | 21 | $ 3,245,000 | $ 154,523 | $ 102,000 |
| New Haven, Connecticut | 21 | $ 3,955,000 | $ 188,333 | $ 113,000 |
| Fayette, Georgia | 21 | $ 4,705,000 | $ 224,047 | $ 143,000 |
| Tangipahoa, Louisiana | 21 | $ 3,355,000 | $ 159,761 | $ 75,000 |
| Carroll, Maryland | 21 | $ 5,835,000 | $ 277,857 | $ 133,000 |
| St. Mary's, Maryland | 21 | $ 5,735,000 | $ 273,095 | $ 101,000 |
| Onslow, North Carolina | 21 | $ 4,635,000 | $ 220,714 | $ 109,000 |
| Portage, Ohio | 21 | $ 3,095,000 | $ 147,380 | $ 84,000 |
| Oklahoma, Oklahoma | 21 | $ 3,375,000 | $ 160,714 | $ 97,000 |
| Lane, Oregon | 21 | $ 4,205,000 | $ 200,238 | $ 129,000 |
| York, Pennsylvania | 21 | $ 4,065,000 | $ 193,571 | $ 136,000 |
| Lancaster, South Carolina | 21 | $ 3,775,000 | $ 179,761 | $ 97,000 |
| Hamilton, Tennessee | 21 | $ 4,005,000 | $ 190,714 | $ 123,000 |
| Frederick, Virginia | 21 | $ 4,845,000 | $ 230,714 | $ 69,000 |
| Larimer, Colorado | 20 | $ 4,220,000 | $ 211,000 | $ 123,000 |
| Collier, Florida | 20 | $ 4,920,000 | $ 246,000 | $ 102,000 |
| Marion, Florida | 20 | $ 2,400,000 | $ 120,000 | $ 69,000 |
| Winnebago, Illinois | 20 | $ 2,630,000 | $ 131,500 | $ 100,000 |
| Person, North Carolina | 20 | $ 3,430,000 | $ 171,500 | $ 65,000 |
| Clackamas, Oregon | 20 | $ 4,740,000 | $ 237,000 | $ 158,000 |
| Beaufort, South Carolina | 20 | $ 4,890,000 | $ 244,500 | $ 117,000 |
| Hernando, Florida | 19 | $ 2,545,000 | $ 133,947 | $ 76,000 |
| Coweta, Georgia | 19 | $ 3,275,000 | $ 172,368 | $ 104,000 |
| Newton, Georgia | 19 | $ 3,215,000 | $ 169,210 | $ 82,000 |
| Pickaway, Ohio | 19 | $ 3,125,000 | $ 164,473 | $ 86,000 |
| Lancaster, Pennsylvania | 19 | $ 3,735,000 | $ 196,578 | $ 90,000 |
| Dane, Wisconsin | 19 | $ 3,375,000 | $ 177,631 | $ 94,000 |
| Jefferson, Colorado | 18 | $ 5,420,000 | $ 301,111 | $ 154,000 |
| St. Louis, Missouri | 18 | $ 3,660,000 | $ 203,333 | $ 133,000 |
| Atlantic, New Jersey | 18 | $ 3,230,000 | $ 179,444 | $ 97,000 |
| Cumberland, North Carolina | 18 | $ 3,100,000 | $ 172,222 | $ 76,000 |
| Rowan, North Carolina | 18 | $ 2,800,000 | $ 155,555 | $ 80,000 |
| Montgomery, Ohio | 18 | $ 2,530,000 | $ 140,555 | $ 76,000 |
| Multnomah, Oregon | 18 | $ 5,300,000 | $ 294,444 | $ 146,000 |
| Chester, Pennsylvania | 18 | $ 4,330,000 | $ 240,555 | $ 134,000 |
| Virginia Beach, Virginia | 18 | $ 4,010,000 | $ 222,777 | $ 139,000 |
| Kenosha, Wisconsin | 18 | $ 3,330,000 | $ 185,000 | $ 125,000 |
| Alameda, California | 17 | $ 8,215,000 | $ 483,235 | $ 168,000 |
| San Joaquin, California | 17 | $ 4,665,000 | $ 274,411 | $ 122,000 |
| Weld, Colorado | 17 | $ 4,695,000 | $ 276,176 | $ 137,000 |
| Escambia, Florida | 17 | $ 2,385,000 | $ 140,294 | $ 118,000 |
| DeKalb, Illinois | 17 | $ 2,725,000 | $ 160,294 | $ 90,000 |
| Grundy, Illinois | 17 | $ 2,765,000 | $ 162,647 | $ 92,000 |
| Boone, Kentucky | 17 | $ 2,285,000 | $ 134,411 | $ 114,000 |
| Orleans, Louisiana | 17 | $ 3,045,000 | $ 179,117 | $ 162,000 |
| Avery, North Carolina | 17 | $ 3,395,000 | $ 199,705 | $ 238,000 |
| Burke, North Carolina | 17 | $ 3,115,000 | $ 183,235 | $ 111,000 |
| Lincoln, North Carolina | 17 | $ 2,805,000 | $ 165,000 | $ 71,000 |
| Clark, Ohio | 17 | $ 2,755,000 | $ 162,058 | $ 110,000 |
| Washington, Pennsylvania | 17 | $ 4,125,000 | $ 242,647 | $ 159,000 |
| Harris, Texas | 17 | $ 4,275,000 | $ 251,470 | $ 117,000 |
| Flagler, Florida | 16 | $ 2,310,000 | $ 144,375 | $ 97,000 |
| Paulding, Georgia | 16 | $ 2,750,000 | $ 171,875 | $ 83,000 |
| Walton, Georgia | 16 | $ 2,680,000 | $ 167,500 | $ 128,000 |
| Henry, Illinois | 16 | $ 2,570,000 | $ 160,625 | $ 69,000 |
| Allen, Indiana | 16 | $ 2,140,000 | $ 133,750 | $ 82,000 |
| Hendricks, Indiana | 16 | $ 2,330,000 | $ 145,625 | $ 105,000 |
| Morehouse, Louisiana | 16 | $ 1,800,000 | $ 112,500 | $ 46,000 |
| Livingston, Michigan | 16 | $ 2,560,000 | $ 160,000 | $ 107,000 |
| St. Charles, Missouri | 16 | $ 3,120,000 | $ 195,000 | $ 125,000 |
| Pender, North Carolina | 16 | $ 4,300,000 | $ 268,750 | $ 123,000 |
| Lorain, Ohio | 16 | $ 2,140,000 | $ 133,750 | $ 113,000 |
| Linn, Oregon | 16 | $ 3,290,000 | $ 205,625 | $ 89,000 |
| Hanover, Virginia | 16 | $ 3,420,000 | $ 213,750 | $ 118,000 |
| Mobile, Alabama | 15 | $ 1,965,000 | $ 131,000 | $ 131,000 |
| Fresno, California | 15 | $ 2,715,000 | $ 181,000 | $ 89,000 |
| Leon, Florida | 15 | $ 2,115,000 | $ 141,000 | $ 79,000 |
| Chatham, Georgia | 15 | $ 2,455,000 | $ 163,666 | $ 87,000 |
| Columbia, Georgia | 15 | $ 2,325,000 | $ 155,000 | $ 71,000 |
| Jefferson, Louisiana | 15 | $ 2,325,000 | $ 155,000 | $ 96,000 |
| Berrien, Michigan | 15 | $ 2,805,000 | $ 187,000 | $ 128,000 |
| Greene, Missouri | 15 | $ 1,615,000 | $ 107,666 | $ 77,000 |
| Wilson, Tennessee | 15 | $ 2,895,000 | $ 193,000 | $ 125,000 |
| Walworth, Wisconsin | 15 | $ 2,895,000 | $ 193,000 | $ 161,000 |
| Houston, Georgia | 14 | $ 2,350,000 | $ 167,857 | $ 96,000 |
| Madison, Illinois | 14 | $ 2,390,000 | $ 170,714 | $ 110,000 |
| Calvert, Maryland | 14 | $ 3,850,000 | $ 275,000 | $ 129,000 |
| Washington, Maryland | 14 | $ 3,260,000 | $ 232,857 | $ 107,000 |
| Cleveland, Oklahoma | 14 | $ 1,920,000 | $ 137,142 | $ 85,000 |
| Dorchester, South Carolina | 14 | $ 2,920,000 | $ 208,571 | $ 109,000 |
| Baldwin, Alabama | 13 | $ 1,925,000 | $ 148,076 | $ 78,000 |
| Bay, Florida | 13 | $ 2,645,000 | $ 203,461 | $ 136,000 |
| Martin, Florida | 13 | $ 3,695,000 | $ 284,230 | $ 156,000 |
| LaSalle, Illinois | 13 | $ 1,815,000 | $ 139,615 | $ 81,000 |
| Warren, Iowa | 13 | $ 2,795,000 | $ 215,000 | $ 79,000 |
| Medina, Ohio | 13 | $ 2,895,000 | $ 222,692 | $ 116,000 |
| Polk, Oregon | 13 | $ 2,535,000 | $ 195,000 | $ 92,000 |
| Northampton, Pennsylvania | 13 | $ 2,095,000 | $ 161,153 | $ 120,000 |
| Blount, Tennessee | 13 | $ 2,115,000 | $ 162,692 | $ 56,000 |
| St. Croix, Wisconsin | 13 | $ 2,485,000 | $ 191,153 | $ 150,000 |
| Winnebago, Wisconsin | 13 | $ 1,695,000 | $ 130,384 | $ 132,000 |
| St. Clair, Alabama | 12 | $ 1,350,000 | $ 112,500 | $ 73,000 |
| Santa Rosa, Florida | 12 | $ 1,350,000 | $ 112,500 | $ 68,000 |
| Barrow, Georgia | 12 | $ 1,470,000 | $ 122,500 | $ 73,000 |
| Richmond, Georgia | 12 | $ 1,540,000 | $ 128,333 | $ 74,000 |
| Sedgwick, Kansas | 12 | $ 1,330,000 | $ 110,833 | $ 78,000 |
| Ramsey, Minnesota | 12 | $ 2,010,000 | $ 167,500 | $ 98,000 |
| Passaic, New Jersey | 12 | $ 3,270,000 | $ 272,500 | $ 115,000 |
| Somerset, New Jersey | 12 | $ 2,840,000 | $ 236,666 | $ 147,000 |
| Deschutes, Oregon | 12 | $ 1,970,000 | $ 164,166 | $ 87,000 |
| Franklin, Pennsylvania | 12 | $ 1,920,000 | $ 160,000 | $ 90,000 |
| Bexar, Texas | 12 | $ 3,180,000 | $ 265,000 | $ 127,000 |
| Washington, Wisconsin | 12 | $ 1,810,000 | $ 150,833 | $ 84,000 |
| Alachua, Florida | 11 | $ 1,815,000 | $ 165,000 | $ 114,000 |
| Clay, Florida | 11 | $ 1,615,000 | $ 146,818 | $ 85,000 |
| St. Joseph, Indiana | 11 | $ 1,315,000 | $ 119,545 | $ 116,000 |
| Fayette, Kentucky | 11 | $ 1,725,000 | $ 156,818 | $ 63,000 |
| Kenton, Kentucky | 11 | $ 1,505,000 | $ 136,818 | $ 85,000 |
| Lafayette, Louisiana | 11 | $ 1,115,000 | $ 101,363 | $ 108,000 |
| Ouachita, Louisiana | 11 | $ 1,575,000 | $ 143,181 | $ 73,000 |
| St. Tammany, Louisiana | 11 | $ 1,595,000 | $ 145,000 | $ 100,000 |
| Geauga, Ohio | 11 | $ 1,715,000 | $ 155,909 | $ 92,000 |
| Mahoning, Ohio | 11 | $ 1,615,000 | $ 146,818 | $ 143,000 |
| Canadian, Oklahoma | 11 | $ 1,325,000 | $ 120,454 | $ 114,000 |
| Lehigh, Pennsylvania | 11 | $ 2,455,000 | $ 223,181 | $ 127,000 |
| Luzerne, Pennsylvania | 11 | $ 1,615,000 | $ 146,818 | $ 52,000 |
| Madison, Tennessee | 11 | $ 1,965,000 | $ 178,636 | $ 179,000 |
| Maury, Tennessee | 11 | $ 1,955,000 | $ 177,727 | $ 74,000 |
| Rock, Wisconsin | 11 | $ 1,055,000 | $ 95,909 | $ 81,000 |
| Montgomery, Alabama | 10 | $ 1,710,000 | $ 171,000 | $ 119,000 |
| Pima, Arizona | 10 | $ 1,030,000 | $ 103,000 | $ 68,000 |
| Mesa, Colorado | 10 | $ 1,510,000 | $ 151,000 | $ 61,000 |
| Charlotte, Florida | 10 | $ 1,460,000 | $ 146,000 | $ 67,000 |
| Okaloosa, Florida | 10 | $ 1,890,000 | $ 189,000 | $ 77,000 |
| Walton, Florida | 10 | $ 2,330,000 | $ 233,000 | $ 283,000 |
| Oconee, Georgia | 10 | $ 2,190,000 | $ 219,000 | $ 81,000 |
| Muscatine, Iowa | 10 | $ 1,780,000 | $ 178,000 | $ 89,000 |
| Ingham, Michigan | 10 | $ 1,340,000 | $ 134,000 | $ 100,000 |
| Anoka, Minnesota | 10 | $ 1,760,000 | $ 176,000 | $ 115,000 |
| Clay, Missouri | 10 | $ 1,530,000 | $ 153,000 | $ 97,000 |
| Granville, North Carolina | 10 | $ 2,410,000 | $ 241,000 | $ 94,000 |
| Haywood, North Carolina | 10 | $ 1,830,000 | $ 183,000 | $ 75,000 |
| Columbia, Oregon | 10 | $ 1,900,000 | $ 190,000 | $ 96,000 |
| Beaver, Pennsylvania | 10 | $ 1,710,000 | $ 171,000 | $ 117,000 |
| Aiken, South Carolina | 10 | $ 1,520,000 | $ 152,000 | $ 90,000 |
| Culpeper, Virginia | 10 | $ 2,550,000 | $ 255,000 | $ 79,000 |
| Stanislaus, California | 9 | $ 2,185,000 | $ 242,777 | $ 105,000 |
| Boulder, Colorado | 9 | $ 2,955,000 | $ 328,333 | $ 200,000 |
| Effingham, Georgia | 9 | $ 1,375,000 | $ 152,777 | $ 104,000 |
| Glynn, Georgia | 9 | $ 1,325,000 | $ 147,222 | $ 79,000 |
| Kankakee, Illinois | 9 | $ 1,095,000 | $ 121,666 | $ 79,000 |
| Elkhart, Indiana | 9 | $ 1,545,000 | $ 171,666 | $ 101,000 |
| Johnson, Indiana | 9 | $ 1,475,000 | $ 163,888 | $ 132,000 |
| Monroe, Indiana | 9 | $ 1,245,000 | $ 138,333 | $ 88,000 |
| Wyandotte, Kansas | 9 | $ 985,000 | $ 109,444 | $ 125,000 |
| Ascension, Louisiana | 9 | $ 1,365,000 | $ 151,666 | $ 97,000 |
| Talbot, Maryland | 9 | $ 1,855,000 | $ 206,111 | $ 153,000 |
| Grand Traverse, Michigan | 9 | $ 1,225,000 | $ 136,111 | $ 90,000 |
| Midland, Michigan | 9 | $ 1,225,000 | $ 136,111 | $ 106,000 |
| Muskegon, Michigan | 9 | $ 1,135,000 | $ 126,111 | $ 85,000 |
| Washtenaw, Michigan | 9 | $ 1,135,000 | $ 126,111 | $ 143,000 |
| Washington, Minnesota | 9 | $ 1,015,000 | $ 112,777 | $ 116,000 |
| Hudson, New Jersey | 9 | $ 3,095,000 | $ 343,888 | $ 169,000 |
| Hunterdon, New Jersey | 9 | $ 2,375,000 | $ 263,888 | $ 167,000 |
| Nash, North Carolina | 9 | $ 1,345,000 | $ 149,444 | $ 109,000 |
| Rockingham, North Carolina | 9 | $ 1,265,000 | $ 140,555 | $ 68,000 |
| Allen, Ohio | 9 | $ 1,205,000 | $ 133,888 | $ 55,000 |
| Knox, Ohio | 9 | $ 1,995,000 | $ 221,666 | $ 135,000 |
| Richland, Ohio | 9 | $ 1,085,000 | $ 120,555 | $ 92,000 |
| Northumberland, Pennsylvania | 9 | $ 1,345,000 | $ 149,444 | $ 88,000 |
| Pike, Pennsylvania | 9 | $ 1,265,000 | $ 140,555 | $ 71,000 |
| Newport News, Virginia | 9 | $ 1,305,000 | $ 145,000 | $ 57,000 |
| Richmond City, Virginia | 9 | $ 1,355,000 | $ 150,555 | $ 61,000 |
| Suffolk, Virginia | 9 | $ 1,825,000 | $ 202,777 | $ 104,000 |
| Warren, Virginia | 9 | $ 1,215,000 | $ 135,000 | $ 100,000 |
| Merced, California | 8 | $ 1,830,000 | $ 228,750 | $ 156,000 |
| Monterey, California | 8 | $ 2,690,000 | $ 336,250 | $ 192,000 |
| Shasta, California | 8 | $ 1,450,000 | $ 181,250 | $ 98,000 |
| Tulare, California | 8 | $ 1,430,000 | $ 178,750 | $ 83,000 |
| Pueblo, Colorado | 8 | $ 1,440,000 | $ 180,000 | $ 68,000 |
| Windham, Connecticut | 8 | $ 830,000 | $ 103,750 | $ 76,000 |
| Citrus, Florida | 8 | $ 1,390,000 | $ 173,750 | $ 84,000 |
| Indian River, Florida | 8 | $ 950,000 | $ 118,750 | $ 86,000 |
| Monroe, Florida | 8 | $ 2,710,000 | $ 338,750 | $ 162,000 |
| Boone, Illinois | 8 | $ 1,220,000 | $ 152,500 | $ 112,000 |
| Mercer, Illinois | 8 | $ 960,000 | $ 120,000 | $ 50,000 |
| Clark, Indiana | 8 | $ 1,060,000 | $ 132,500 | $ 96,000 |
| LaPorte, Indiana | 8 | $ 1,220,000 | $ 152,500 | $ 115,000 |
| Tippecanoe, Indiana | 8 | $ 900,000 | $ 112,500 | $ 62,000 |
| Jasper, Iowa | 8 | $ 1,610,000 | $ 201,250 | $ 88,000 |
| East Baton Rouge, Louisiana | 8 | $ 1,230,000 | $ 153,750 | $ 138,000 |
| Rapides, Louisiana | 8 | $ 1,160,000 | $ 145,000 | $ 63,000 |
| Cecil, Maryland | 8 | $ 1,480,000 | $ 185,000 | $ 109,000 |
| Garrett, Maryland | 8 | $ 1,790,000 | $ 223,750 | $ 163,000 |
| Queen Anne's, Maryland | 8 | $ 2,270,000 | $ 283,750 | $ 158,000 |
| Jackson, Missouri | 8 | $ 1,000,000 | $ 125,000 | $ 57,000 |
| Sussex, New Jersey | 8 | $ 1,450,000 | $ 181,250 | $ 88,000 |
| Craven, North Carolina | 8 | $ 1,150,000 | $ 143,750 | $ 79,000 |
| Davie, North Carolina | 8 | $ 1,380,000 | $ 172,500 | $ 77,000 |
| Wilkes, North Carolina | 8 | $ 1,650,000 | $ 206,250 | $ 90,000 |
| Champaign, Ohio | 8 | $ 1,120,000 | $ 140,000 | $ 62,000 |
| Douglas, Oregon | 8 | $ 1,450,000 | $ 181,250 | $ 125,000 |
| Dauphin, Pennsylvania | 8 | $ 1,260,000 | $ 157,500 | $ 124,000 |
| Lackawanna, Pennsylvania | 8 | $ 1,290,000 | $ 161,250 | $ 74,000 |
| Lycoming, Pennsylvania | 8 | $ 890,000 | $ 111,250 | $ 71,000 |
| Laurens, South Carolina | 8 | $ 1,130,000 | $ 141,250 | $ 81,000 |
| Montgomery, Tennessee | 8 | $ 1,520,000 | $ 190,000 | $ 97,000 |
| Brown, Wisconsin | 8 | $ 1,330,000 | $ 166,250 | $ 106,000 |
| Tuscaloosa, Alabama | 7 | $ 905,000 | $ 129,285 | $ 84,000 |
| Butte, California | 7 | $ 1,895,000 | $ 270,714 | $ 132,000 |
| Middlesex, Connecticut | 7 | $ 1,495,000 | $ 213,571 | $ 164,000 |
| New London, Connecticut | 7 | $ 1,225,000 | $ 175,000 | $ 96,000 |
| McLean, Illinois | 7 | $ 1,025,000 | $ 146,428 | $ 97,000 |
| St. Clair, Illinois | 7 | $ 1,375,000 | $ 196,428 | $ 108,000 |
| Boone, Iowa | 7 | $ 1,055,000 | $ 150,714 | $ 69,000 |
| Saline, Kansas | 7 | $ 785,000 | $ 112,142 | $ 74,000 |
| Jackson, Michigan | 7 | $ 1,775,000 | $ 253,571 | $ 106,000 |
| Jefferson, Missouri | 7 | $ 875,000 | $ 125,000 | $ 88,000 |
| Douglas, Nebraska | 7 | $ 1,305,000 | $ 186,428 | $ 102,000 |
| Buncombe, North Carolina | 7 | $ 1,975,000 | $ 282,142 | $ 145,000 |
| Henderson, North Carolina | 7 | $ 1,385,000 | $ 197,857 | $ 103,000 |
| Wagoner, Oklahoma | 7 | $ 855,000 | $ 122,142 | $ 100,000 |
| Yamhill, Oregon | 7 | $ 1,375,000 | $ 196,428 | $ 78,000 |
| Berks, Pennsylvania | 7 | $ 1,225,000 | $ 175,000 | $ 90,000 |
| Butler, Pennsylvania | 7 | $ 1,785,000 | $ 255,000 | $ 106,000 |
| Cumberland, Pennsylvania | 7 | $ 1,265,000 | $ 180,714 | $ 75,000 |
| Kershaw, South Carolina | 7 | $ 755,000 | $ 107,857 | $ 65,000 |
| Bradley, Tennessee | 7 | $ 845,000 | $ 120,714 | $ 91,000 |
| Travis, Texas | 7 | $ 1,735,000 | $ 247,857 | $ 84,000 |
| Madison, Virginia | 7 | $ 1,475,000 | $ 210,714 | $ 116,000 |
| Orange, Virginia | 7 | $ 1,245,000 | $ 177,857 | $ 104,000 |
| Portsmouth, Virginia | 7 | $ 1,185,000 | $ 169,285 | $ 70,000 |
| Columbia, Wisconsin | 7 | $ 685,000 | $ 97,857 | $ 73,000 |
| Lee, Alabama | 6 | $ 1,020,000 | $ 170,000 | $ 47,000 |
| Marshall, Alabama | 6 | $ 790,000 | $ 131,666 | $ 110,000 |
| El Dorado, California | 6 | $ 2,100,000 | $ 350,000 | $ 136,000 |
| Placer, California | 6 | $ 1,480,000 | $ 246,666 | $ 139,000 |
| Santa Barbara, California | 6 | $ 1,610,000 | $ 268,333 | $ 139,000 |
| Santa Clara, California | 6 | $ 5,200,000 | $ 866,666 | $ 268,000 |
| Solano, California | 6 | $ 1,620,000 | $ 270,000 | $ 102,000 |
| Litchfield, Connecticut | 6 | $ 1,320,000 | $ 220,000 | $ 89,000 |
| Bartow, Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 128,000 |
| Bibb, Georgia | 6 | $ 540,000 | $ 90,000 | $ 69,000 |
| Carroll, Georgia | 6 | $ 630,000 | $ 105,000 | $ 71,000 |
| Gilmer, Georgia | 6 | $ 830,000 | $ 138,333 | $ 88,000 |
| Liberty, Georgia | 6 | $ 550,000 | $ 91,666 | $ 74,000 |
| Walker, Georgia | 6 | $ 970,000 | $ 161,666 | $ 77,000 |
| Lee, Illinois | 6 | $ 610,000 | $ 101,666 | $ 85,000 |
| Ogle, Illinois | 6 | $ 1,000,000 | $ 166,666 | $ 102,000 |
| Vanderburgh, Indiana | 6 | $ 470,000 | $ 78,333 | $ 51,000 |
| Story, Iowa | 6 | $ 1,280,000 | $ 213,333 | $ 77,000 |
| Geary, Kansas | 6 | $ 640,000 | $ 106,666 | $ 111,000 |
| Calcasieu, Louisiana | 6 | $ 610,000 | $ 101,666 | $ 122,000 |
| Livingston, Louisiana | 6 | $ 1,110,000 | $ 185,000 | $ 86,000 |
| Monroe, Michigan | 6 | $ 720,000 | $ 120,000 | $ 57,000 |
| Scott, Minnesota | 6 | $ 870,000 | $ 145,000 | $ 115,000 |
| Webster, Missouri | 6 | $ 750,000 | $ 125,000 | $ 100,000 |
| Warren, New Jersey | 6 | $ 910,000 | $ 151,666 | $ 107,000 |
| Lee, North Carolina | 6 | $ 1,410,000 | $ 235,000 | $ 71,000 |
| Auglaize, Ohio | 6 | $ 680,000 | $ 113,333 | $ 68,000 |
| Lake, Ohio | 6 | $ 810,000 | $ 135,000 | $ 73,000 |
| Madison, Ohio | 6 | $ 1,340,000 | $ 223,333 | $ 82,000 |
| Trumbull, Ohio | 6 | $ 640,000 | $ 106,666 | $ 71,000 |
| Union, Ohio | 6 | $ 1,300,000 | $ 216,666 | $ 85,000 |
| Benton, Oregon | 6 | $ 1,340,000 | $ 223,333 | $ 66,000 |
| Wayne, Pennsylvania | 6 | $ 620,000 | $ 103,333 | $ 70,000 |
| Georgetown, South Carolina | 6 | $ 970,000 | $ 161,666 | $ 73,000 |
| Oconee, South Carolina | 6 | $ 1,120,000 | $ 186,666 | $ 91,000 |
| Anderson, Tennessee | 6 | $ 740,000 | $ 123,333 | $ 72,000 |
| Tipton, Tennessee | 6 | $ 720,000 | $ 120,000 | $ 95,000 |
| Williamson, Texas | 6 | $ 1,390,000 | $ 231,666 | $ 70,000 |
| King William, Virginia | 6 | $ 1,050,000 | $ 175,000 | $ 92,000 |
| Norfolk, Virginia | 6 | $ 1,110,000 | $ 185,000 | $ 87,000 |
| Shenandoah, Virginia | 6 | $ 780,000 | $ 130,000 | $ 74,000 |
| York, Virginia | 6 | $ 2,220,000 | $ 370,000 | $ 116,000 |
| Eau Claire, Wisconsin | 6 | $ 670,000 | $ 111,666 | $ 129,000 |
| Marathon, Wisconsin | 6 | $ 780,000 | $ 130,000 | $ 97,000 |
| Covington, Alabama | 5 | $ 925,000 | $ 185,000 | $ 126,000 |
| Pinal, Arizona | 5 | $ 1,025,000 | $ 205,000 | $ 73,000 |
| Pulaski, Arkansas | 5 | $ 595,000 | $ 119,000 | $ 110,000 |
| Madera, California | 5 | $ 605,000 | $ 121,000 | $ 132,000 |
| La Plata, Colorado | 5 | $ 1,075,000 | $ 215,000 | $ 94,000 |
| Nassau, Florida | 5 | $ 1,195,000 | $ 239,000 | $ 124,000 |
| Sumter, Florida | 5 | $ 845,000 | $ 169,000 | $ 87,000 |
| Catoosa, Georgia | 5 | $ 755,000 | $ 151,000 | $ 74,000 |
| Greene, Georgia | 5 | $ 1,465,000 | $ 293,000 | $ 100,000 |
| Madison, Georgia | 5 | $ 785,000 | $ 157,000 | $ 59,000 |
| Putnam, Georgia | 5 | $ 1,575,000 | $ 315,000 | $ 102,000 |
| Spalding, Georgia | 5 | $ 605,000 | $ 121,000 | $ 42,000 |
| Thomas, Georgia | 5 | $ 505,000 | $ 101,000 | $ 51,000 |
| Macon, Illinois | 5 | $ 735,000 | $ 147,000 | $ 84,000 |
| Sangamon, Illinois | 5 | $ 585,000 | $ 117,000 | $ 90,000 |
| Delaware, Indiana | 5 | $ 805,000 | $ 161,000 | $ 97,000 |
| Floyd, Indiana | 5 | $ 1,505,000 | $ 301,000 | $ 121,000 |
| Madison, Indiana | 5 | $ 775,000 | $ 155,000 | $ 91,000 |
| Morgan, Indiana | 5 | $ 625,000 | $ 125,000 | $ 55,000 |
| Linn, Iowa | 5 | $ 1,115,000 | $ 223,000 | $ 96,000 |
| Lyon, Kansas | 5 | $ 685,000 | $ 137,000 | $ 119,000 |
| Boyd, Kentucky | 5 | $ 435,000 | $ 87,000 | $ 53,000 |
| Lincoln, Kentucky | 5 | $ 625,000 | $ 125,000 | $ 115,000 |
| Madison, Kentucky | 5 | $ 975,000 | $ 195,000 | $ 87,000 |
| Lafourche, Louisiana | 5 | $ 805,000 | $ 161,000 | $ 149,000 |
| Caroline, Maryland | 5 | $ 795,000 | $ 159,000 | $ 99,000 |
| Wicomico, Maryland | 5 | $ 1,115,000 | $ 223,000 | $ 49,000 |
| Eaton, Michigan | 5 | $ 495,000 | $ 99,000 | $ 108,000 |
| Emmet, Michigan | 5 | $ 525,000 | $ 105,000 | $ 99,000 |
| Lapeer, Michigan | 5 | $ 665,000 | $ 133,000 | $ 68,000 |
| Lenawee, Michigan | 5 | $ 445,000 | $ 89,000 | $ 40,000 |
| Ottawa, Michigan | 5 | $ 715,000 | $ 143,000 | $ 80,000 |
| St. Clair, Michigan | 5 | $ 845,000 | $ 169,000 | $ 89,000 |
| Carver, Minnesota | 5 | $ 1,155,000 | $ 231,000 | $ 148,000 |
| Otter Tail, Minnesota | 5 | $ 525,000 | $ 105,000 | $ 96,000 |
| Franklin, Missouri | 5 | $ 465,000 | $ 93,000 | $ 69,000 |
| Lincoln, Missouri | 5 | $ 645,000 | $ 129,000 | $ 95,000 |
| Carteret, North Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 124,000 |
| Jackson, North Carolina | 5 | $ 715,000 | $ 143,000 | $ 151,000 |
| Sampson, North Carolina | 5 | $ 525,000 | $ 105,000 | $ 49,000 |
| Surry, North Carolina | 5 | $ 595,000 | $ 119,000 | $ 71,000 |
| Brown, Ohio | 5 | $ 595,000 | $ 119,000 | $ 65,000 |
| Lawrence, Ohio | 5 | $ 525,000 | $ 105,000 | $ 36,000 |
| Muskingum, Ohio | 5 | $ 925,000 | $ 185,000 | $ 71,000 |
| Scioto, Ohio | 5 | $ 495,000 | $ 99,000 | $ 63,000 |
| Crawford, Pennsylvania | 5 | $ 1,025,000 | $ 205,000 | $ 87,000 |
| Lebanon, Pennsylvania | 5 | $ 885,000 | $ 177,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for Lower, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,319 | $1,358,535,000 | $214,000 | $2,005,000 | $118,000 | $2,193,000 |
| Home Purchase | 5,852 | $1,334,990,000 | $228,000 | $1,935,000 | $95,000 | $1,053,000 |
| Cash-out Refinancing | 4,481 | $806,855,000 | $180,000 | $2,505,000 | $101,000 | $2,400,000 |
| Other Purpose | 2 | $110,000 | $55,000 | $75,000 | $71,000 | $100,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,833 | $2,197,725,000 | $202,000 | $2,505,000 | $107,000 | $2,400,000 |
| Not Provided | 2,530 | $540,650,000 | $213,000 | $2,005,000 | $111,000 | $1,596,000 |
| Black or African American | 1,514 | $327,020,000 | $215,000 | $1,285,000 | $93,000 | $1,276,000 |
| Hispanic | 1,291 | $308,805,000 | $239,000 | $645,000 | $86,000 | $639,000 |
| Asian | 426 | $114,540,000 | $268,000 | $1,795,000 | $129,000 | $1,053,000 |
| American Indian or Alaskan Native | 40 | $8,160,000 | $204,000 | $1,225,000 | $85,000 | $321,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $3,240,000 | $180,000 | $375,000 | $93,000 | $165,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,854 | $2,418,290,000 | $204,000 | $2,505,000 | $118,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 3,524 | $757,210,000 | $214,000 | $755,000 | $74,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 1,104 | $297,690,000 | $269,000 | $1,085,000 | $82,000 | $385,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 172 | $27,300,000 | $158,000 | $315,000 | $53,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,509 | $2,059,265,000 | $216,000 | $1,845,000 | $106,000 | $2,193,000 |
| Application Withdrawn By Applicant | 4,753 | $957,105,000 | $201,000 | $2,505,000 | $109,000 | $2,400,000 |
| Application Denied By Financial Institution | 2,082 | $425,430,000 | $204,000 | $1,275,000 | $95,000 | $984,000 |
| File Closed For Incompleteness | 168 | $31,440,000 | $187,000 | $845,000 | $98,000 | $302,000 |
| Application Approved But Not Accepted | 142 | $27,250,000 | $191,000 | $875,000 | $108,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,572 | $3,075,060,000 | $211,000 | $2,505,000 | $107,000 | $2,400,000 |
| Debt-To-Income Ratio | 570 | $122,600,000 | $215,000 | $1,275,000 | $81,000 | $921,000 |
| Credit History | 429 | $81,375,000 | $189,000 | $795,000 | $96,000 | $819,000 |
| Collateral | 344 | $65,550,000 | $190,000 | $1,205,000 | $104,000 | $415,000 |
| Credit Application Incomplete | 316 | $68,030,000 | $215,000 | $1,155,000 | $108,000 | $984,000 |
| Other | 211 | $42,555,000 | $201,000 | $1,205,000 | $103,000 | $657,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 128 | $27,100,000 | $211,000 | $485,000 | $92,000 | $480,000 |
| Employment History | 49 | $11,165,000 | $227,000 | $735,000 | $95,000 | $280,000 |
| Unverifiable Information | 34 | $6,880,000 | $202,000 | $525,000 | $93,000 | $181,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $37,000 | $37,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lower, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lower, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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