Hope Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for Hope Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Hope Federal Credit Union 4 Old River Place Jackson, MS 39202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 425 |
| Total Mortgage Loan Application Amount | $55,295,000 |
| Average Mortgage Loan Application Amount | $79,400 |
| Highest Mortgage Loan Application Amount | $665,000 |
| Average Applicant Income | $55,800 |
| Highest Applicant Income | $294,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Alabama | 110 | $ 15,180,000 | $ 138,000 | $ 54,000 |
| Hinds County Mississippi | 57 | $ 6,975,000 | $ 122,000 | $ 61,000 |
| Orleans County Louisiana | 30 | $ 4,520,000 | $ 150,000 | $ 67,000 |
| Harrison County Mississippi | 26 | $ 2,610,000 | $ 100,000 | $ 51,000 |
| Rankin County Mississippi | 17 | $ 2,955,000 | $ 173,000 | $ 76,000 |
| Shelby County Tennessee | 17 | $ 2,285,000 | $ 134,000 | $ 59,000 |
| Jackson County Mississippi | 16 | $ 1,620,000 | $ 101,000 | $ 47,000 |
| DeSoto County Mississippi | 13 | $ 2,155,000 | $ 165,000 | $ 57,000 |
| Pulaski County Arkansas | 12 | $ 1,260,000 | $ 105,000 | $ 48,000 |
| Washington County Mississippi | 9 | $ 835,000 | $ 92,000 | $ 42,000 |
| Crittenden County Arkansas | 8 | $ 800,000 | $ 100,000 | $ 51,000 |
| Elmore County Alabama | 7 | $ 1,155,000 | $ 165,000 | $ 47,000 |
| Sunflower County Mississippi | 7 | $ 485,000 | $ 69,000 | $ 43,000 |
| Autauga County Alabama | 6 | $ 930,000 | $ 155,000 | $ 57,000 |
| Madison County Mississippi | 6 | $ 1,090,000 | $ 181,000 | $ 61,000 |
| Jefferson County Alabama | 5 | $ 505,000 | $ 101,000 | $ 72,000 |
| St. Tammany County Louisiana | 4 | $ 570,000 | $ 142,000 | $ 66,000 |
| Dallas County Alabama | 3 | $ 425,000 | $ 141,000 | $ 53,000 |
| Saline County Arkansas | 3 | $ 375,000 | $ 125,000 | $ 38,000 |
| Bolivar County Mississippi | 3 | $ 365,000 | $ 121,000 | $ 55,000 |
| Copiah County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 37,000 |
| Leflore County Mississippi | 3 | $ 175,000 | $ 58,000 | $ 66,000 |
| Pearl River County Mississippi | 3 | $ 765,000 | $ 255,000 | $ 90,000 |
| Yazoo County Mississippi | 3 | $ 295,000 | $ 98,000 | $ 49,000 |
| Limestone County Alabama | 2 | $ 580,000 | $ 290,000 | $ 78,000 |
| Macon County Alabama | 2 | $ 410,000 | $ 205,000 | $ 116,000 |
| Jefferson County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 23,000 |
| Lonoke County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Jefferson County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| St. John the Baptist County Louisiana | 2 | $ 500,000 | $ 250,000 | $ 106,000 |
| Tangipahoa County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Claiborne County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Holmes County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 31,000 |
| Lowndes County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 135,000 |
| Marshall County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Warren County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 31,000 |
| Winston County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Gibson County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| Tipton County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Chilton County Alabama | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Conecuh County Alabama | 1 | $ 155,000 | $ 155,000 | $ 288,000 |
| Lowndes County Alabama | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Madison County Alabama | 1 | $ 165,000 | $ 165,000 | $ 16,000 |
| Shelby County Alabama | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Desha County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Independence County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| St. Francis County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Ascension County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 25,000 |
| Lincoln County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Rapides County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| St. Bernard County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Attala County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Chickasaw County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Clay County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 252,000 |
| Coahoma County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Lamar County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Leake County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Monroe County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Newton County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Scott County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Simpson County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Tallahatchie County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Henderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hope Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 337 | $46,125,000 | $136,000 | $475,000 | $55,000 | $252,000 |
| Cash-out Refinancing | 45 | $4,135,000 | $91,000 | $315,000 | $62,000 | $196,000 |
| Refinancing | 38 | $4,880,000 | $128,000 | $665,000 | $78,000 | $294,000 |
| Home Improvement | 4 | $150,000 | $37,000 | $65,000 | $84,000 | $112,000 |
| Other Purpose | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 353 | $46,335,000 | $131,000 | $665,000 | $55,000 | $294,000 |
| White | 48 | $6,410,000 | $133,000 | $355,000 | $79,000 | $252,000 |
| Not Provided | 14 | $1,380,000 | $98,000 | $205,000 | $63,000 | $196,000 |
| Hispanic | 9 | $1,105,000 | $122,000 | $185,000 | $58,000 | $134,000 |
| Asian | 1 | $65,000 | $65,000 | $65,000 | $12,000 | $12,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 343 | $43,455,000 | $126,000 | $665,000 | $58,000 | $294,000 |
| FHA-insured (Federal Housing Administration) | 82 | $11,840,000 | $144,000 | $315,000 | $59,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 205 | $26,375,000 | $128,000 | $405,000 | $55,000 | $288,000 |
| Loan Originated | 202 | $26,540,000 | $131,000 | $475,000 | $60,000 | $294,000 |
| Application Withdrawn By Applicant | 12 | $1,660,000 | $138,000 | $665,000 | $74,000 | $246,000 |
| File Closed For Incompleteness | 5 | $585,000 | $117,000 | $235,000 | $57,000 | $121,000 |
| Application Approved But Not Accepted | 1 | $135,000 | $135,000 | $135,000 | $71,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 220 | $28,920,000 | $131,000 | $665,000 | $61,000 | $294,000 |
| Credit History | 78 | $10,740,000 | $137,000 | $305,000 | $57,000 | $288,000 |
| Other | 55 | $6,865,000 | $124,000 | $315,000 | $58,000 | $196,000 |
| Debt-To-Income Ratio | 44 | $5,760,000 | $130,000 | $405,000 | $42,000 | $140,000 |
| Collateral | 10 | $1,140,000 | $114,000 | $145,000 | $54,000 | $130,000 |
| Credit Application Incomplete | 10 | $1,110,000 | $111,000 | $215,000 | $68,000 | $158,000 |
| Unverifiable Information | 5 | $515,000 | $103,000 | $215,000 | $60,000 | $90,000 |
| Employment History | 3 | $245,000 | $81,000 | $145,000 | $83,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.