HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2019

In 2019, HSBC Bank USA, NA of Chicago, IL reported 15,937 mortgage applications totaling $9.9 billion, up 24% from 2018. The average application was for $623,956, and applicants reported an average income of $245,388. 36% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (4,037), Los Angeles-Long Beach-Glendale, CA (1,876) and Nassau County-Suffolk County, NY (997) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA

Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 15,937
Total Mortgage Loan Application Amount $9,943,990,000
Average Mortgage Loan Application Amount $623,956
Highest Mortgage Loan Application Amount $79,505,000
Average Applicant Income $245,388
Highest Applicant Income $9,490,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,876 $ 1,372,410,000 $ 731,561 $ 279,000
Santa Clara, California 983 $ 879,045,000 $ 894,247 $ 255,000
Kings, New York 846 $ 494,395,000 $ 584,391 $ 239,000
New York, New York 769 $ 952,530,000 $ 1,238,660 $ 493,000
Miami-Dade, Florida 734 $ 429,670,000 $ 585,381 $ 240,000
Orange, California 724 $ 574,990,000 $ 794,185 $ 268,000
Westchester, New York 719 $ 326,115,000 $ 453,567 $ 271,000
Queens, New York 696 $ 258,840,000 $ 371,896 $ 138,000
King, Washington 517 $ 300,105,000 $ 580,473 $ 222,000
Suffolk, New York 508 $ 301,060,000 $ 592,637 $ 264,000
Nassau, New York 489 $ 231,895,000 $ 474,222 $ 243,000
Alameda, California 440 $ 273,310,000 $ 621,159 $ 223,000
Broward, Florida 372 $ 112,130,000 $ 301,424 $ 130,000
San Mateo, California 325 $ 265,535,000 $ 817,030 $ 255,000
Philadelphia, Pennsylvania 304 $ 62,140,000 $ 204,407 $ 84,000
Richmond, New York 290 $ 95,520,000 $ 329,379 $ 123,000
Montgomery, Maryland 262 $ 111,770,000 $ 426,603 $ 185,000
Bronx, New York 243 $ 77,875,000 $ 320,473 $ 130,000
District of Columbia, District Of Columbia 240 $ 96,160,000 $ 400,666 $ 211,000
San Francisco, California 228 $ 176,380,000 $ 773,596 $ 262,000
Palm Beach, Florida 210 $ 65,250,000 $ 310,714 $ 189,000
Fairfield, Connecticut 207 $ 149,845,000 $ 723,888 $ 364,000
Fairfax, Virginia 202 $ 122,180,000 $ 604,851 $ 153,000
Bergen, New Jersey 178 $ 88,380,000 $ 496,516 $ 282,000
San Diego, California 171 $ 140,395,000 $ 821,023 $ 387,000
Orange, New York 171 $ 38,775,000 $ 226,754 $ 128,000
Rockland, New York 150 $ 47,160,000 $ 314,400 $ 149,000
Union, New Jersey 121 $ 47,475,000 $ 392,355 $ 191,000
Morris, New Jersey 118 $ 51,000,000 $ 432,203 $ 199,000
Erie, New York 116 $ 19,600,000 $ 168,965 $ 112,000
Contra Costa, California 111 $ 78,175,000 $ 704,279 $ 243,000
San Bernardino, California 111 $ 48,095,000 $ 433,288 $ 192,000
Hudson, New Jersey 110 $ 59,820,000 $ 543,818 $ 247,000
Essex, New Jersey 99 $ 55,805,000 $ 563,686 $ 328,000
Middlesex, New Jersey 78 $ 22,040,000 $ 282,564 $ 140,000
Riverside, California 75 $ 26,585,000 $ 354,466 $ 214,000
Orange, Florida 73 $ 22,995,000 $ 315,000 $ 191,000
Alexandria, Virginia 52 $ 74,080,000 $ 1,424,615 $ 138,000
Hillsborough, Florida 51 $ 12,755,000 $ 250,098 $ 165,000
Arlington, Virginia 46 $ 20,790,000 $ 451,956 $ 167,000
Monmouth, New Jersey 44 $ 52,060,000 $ 1,183,181 $ 943,000
Cook, Illinois 41 $ 23,155,000 $ 564,756 $ 301,000
Osceola, Florida 37 $ 9,725,000 $ 262,837 $ 230,000
Harris, Texas 36 $ 119,180,000 $ 3,310,555 $ 268,000
Sacramento, California 34 $ 11,790,000 $ 346,764 $ 189,000
Pinellas, Florida 33 $ 10,175,000 $ 308,333 $ 176,000
Snohomish, Washington 31 $ 12,925,000 $ 416,935 $ 209,000
Maricopa, Arizona 29 $ 15,315,000 $ 528,103 $ 311,000
Ventura, California 28 $ 24,460,000 $ 873,571 $ 426,000
Somerset, New Jersey 28 $ 14,000,000 $ 500,000 $ 297,000
Fulton, Georgia 26 $ 11,770,000 $ 452,692 $ 406,000
Polk, Florida 24 $ 4,010,000 $ 167,083 $ 127,000
Clark, Nevada 24 $ 13,300,000 $ 554,166 $ 241,000
Loudoun, Virginia 24 $ 6,300,000 $ 262,500 $ 151,000
Sarasota, Florida 23 $ 10,845,000 $ 471,521 $ 390,000
Mercer, New Jersey 23 $ 12,975,000 $ 564,130 $ 296,000
Duval, Florida 22 $ 4,010,000 $ 182,272 $ 138,000
Middlesex, Massachusetts 21 $ 16,385,000 $ 780,238 $ 295,000
Dallas, Texas 21 $ 38,615,000 $ 1,838,809 $ 284,000
Lee, Florida 20 $ 4,790,000 $ 239,500 $ 121,000
Pasco, Florida 20 $ 3,470,000 $ 173,500 $ 118,000
Ocean, New Jersey 20 $ 8,430,000 $ 421,500 $ 282,000
Wake, North Carolina 20 $ 8,320,000 $ 416,000 $ 303,000
Travis, Texas 20 $ 11,500,000 $ 575,000 $ 312,000
Suffolk, Massachusetts 19 $ 20,605,000 $ 1,084,473 $ 562,000
Passaic, New Jersey 19 $ 6,695,000 $ 352,368 $ 622,000
San Joaquin, California 18 $ 5,760,000 $ 320,000 $ 245,000
Lake, Florida 18 $ 3,850,000 $ 213,888 $ 142,000
Volusia, Florida 18 $ 3,180,000 $ 176,666 $ 141,000
Brevard, Florida 17 $ 4,275,000 $ 251,470 $ 148,000
Collier, Florida 17 $ 32,975,000 $ 1,939,705 $ 206,000
St. Johns, Florida 17 $ 3,935,000 $ 231,470 $ 135,000
Putnam, New York 17 $ 4,375,000 $ 257,352 $ 132,000
Tarrant, Texas 17 $ 30,515,000 $ 1,795,000 $ 213,000
New Castle, Delaware 16 $ 2,780,000 $ 173,750 $ 387,000
Lake, Illinois 16 $ 6,610,000 $ 413,125 $ 237,000
Mecklenburg, North Carolina 15 $ 7,415,000 $ 494,333 $ 252,000
Marin, California 14 $ 14,670,000 $ 1,047,857 $ 420,000
Manatee, Florida 14 $ 4,940,000 $ 352,857 $ 230,000
Seminole, Florida 14 $ 2,890,000 $ 206,428 $ 128,000
Baltimore City, Maryland 14 $ 2,390,000 $ 170,714 $ 113,000
Chester, Pennsylvania 13 $ 6,675,000 $ 513,461 $ 300,000
Collin, Texas 13 $ 34,805,000 $ 2,677,307 $ 172,000
Dutchess, New York 12 $ 2,990,000 $ 249,166 $ 327,000
Niagara, New York 12 $ 1,900,000 $ 158,333 $ 67,000
Indian River, Florida 11 $ 2,895,000 $ 263,181 $ 245,000
Pierce, Washington 11 $ 2,935,000 $ 266,818 $ 192,000
Kern, California 10 $ 1,990,000 $ 199,000 $ 167,000
Monterey, California 10 $ 5,550,000 $ 555,000 $ 273,000
Placer, California 10 $ 5,080,000 $ 508,000 $ 305,000
Anne Arundel, Maryland 10 $ 3,050,000 $ 305,000 $ 148,000
Prince George's, Maryland 10 $ 2,480,000 $ 248,000 $ 143,000
Fort Bend, Texas 10 $ 2,850,000 $ 285,000 $ 217,000
Santa Barbara, California 9 $ 5,335,000 $ 592,777 $ 233,000
Santa Cruz, California 9 $ 7,495,000 $ 832,777 $ 331,000
Litchfield, Connecticut 9 $ 10,855,000 $ 1,206,111 $ 1,641,000
Alachua, Florida 9 $ 1,435,000 $ 159,444 $ 120,000
Charlotte, Florida 9 $ 1,885,000 $ 209,444 $ 97,000
DeKalb, Georgia 9 $ 2,105,000 $ 233,888 $ 213,000
Kitsap, Washington 9 $ 5,665,000 $ 629,444 $ 364,000
Sonoma, California 8 $ 4,700,000 $ 587,500 $ 281,000
New Haven, Connecticut 8 $ 2,330,000 $ 291,250 $ 181,000
St. Lucie, Florida 8 $ 1,610,000 $ 201,250 $ 185,000
Cobb, Georgia 8 $ 59,030,000 $ 7,378,750 $ 177,000
Norfolk, Massachusetts 8 $ 5,620,000 $ 702,500 $ 280,000
Hennepin, Minnesota 8 $ 3,670,000 $ 458,750 $ 334,000
Albany, New York 8 $ 1,310,000 $ 163,750 $ 151,000
Monroe, New York 8 $ 1,540,000 $ 192,500 $ 110,000
Durham, North Carolina 8 $ 990,000 $ 123,750 $ 112,000
Multnomah, Oregon 8 $ 4,820,000 $ 602,500 $ 269,000
Montgomery, Texas 8 $ 3,150,000 $ 393,750 $ 179,000
Mobile, Alabama 7 $ 295,000 $ 42,142 $ 150,000
El Dorado, California 7 $ 2,245,000 $ 320,714 $ 174,000
Yolo, California 7 $ 2,625,000 $ 375,000 $ 245,000
Denver, Colorado 7 $ 5,025,000 $ 717,857 $ 315,000
Bay, Florida 7 $ 1,395,000 $ 199,285 $ 106,000
Leon, Florida 7 $ 1,095,000 $ 156,428 $ 111,000
DuPage, Illinois 7 $ 54,445,000 $ 7,777,857 $ 123,000
Essex, Massachusetts 7 $ 3,295,000 $ 470,714 $ 320,000
Oakland, Michigan 7 $ 2,225,000 $ 317,857 $ 136,000
Washoe, Nevada 7 $ 4,775,000 $ 682,142 $ 251,000
Cape May, New Jersey 7 $ 3,125,000 $ 446,428 $ 368,000
Delaware, New York 7 $ 1,005,000 $ 143,571 $ 318,000
Allegheny, Pennsylvania 7 $ 715,000 $ 102,142 $ 205,000
Bucks, Pennsylvania 7 $ 3,845,000 $ 549,285 $ 281,000
Prince William, Virginia 7 $ 2,855,000 $ 407,857 $ 134,000
Fresno, California 6 $ 1,770,000 $ 295,000 $ 187,000
Boulder, Colorado 6 $ 4,200,000 $ 700,000 $ 246,000
Martin, Florida 6 $ 1,820,000 $ 303,333 $ 310,000
Honolulu, Hawaii 6 $ 3,280,000 $ 546,666 $ 467,000
Burlington, New Jersey 6 $ 2,560,000 $ 426,666 $ 212,000
Ulster, New York 6 $ 2,930,000 $ 488,333 $ 252,000
Cuyahoga, Ohio 6 $ 540,000 $ 90,000 $ 202,000
Northampton, Pennsylvania 6 $ 1,430,000 $ 238,333 $ 122,000
Greenville, South Carolina 6 $ 1,560,000 $ 260,000 $ 122,000
Davidson, Tennessee 6 $ 2,760,000 $ 460,000 $ 210,000
Summit, Utah 6 $ 7,210,000 $ 1,201,666 $ 876,000
Fairfax City, Virginia 6 $ 1,870,000 $ 311,666 $ 181,000
Eagle, Colorado 5 $ 16,315,000 $ 3,263,000 $ 2,647,000
El Paso, Colorado 5 $ 70,535,000 $ 14,107,000 $ 161,000
Berkshire, Massachusetts 5 $ 1,215,000 $ 243,000 $ 288,000
Wayne, Michigan 5 $ 895,000 $ 179,000 $ 236,000
Hunterdon, New Jersey 5 $ 1,805,000 $ 361,000 $ 171,000
Sullivan, New York 5 $ 655,000 $ 131,000 $ 113,000
Union, North Carolina 5 $ 1,545,000 $ 309,000 $ 170,000
Washington, Oregon 5 $ 1,965,000 $ 393,000 $ 139,000
Montgomery, Pennsylvania 5 $ 2,895,000 $ 579,000 $ 208,000
Denton, Texas 5 $ 35,635,000 $ 7,127,000 $ 203,000
Rockwall, Texas 5 $ 1,945,000 $ 389,000 $ 163,000
Clark, Washington 5 $ 2,435,000 $ 487,000 $ 152,000
Mohave, Arizona 4 $ 770,000 $ 192,500 $ 76,000
Solano, California 4 $ 1,390,000 $ 347,500 $ 179,000
Tulare, California 4 $ 1,050,000 $ 262,500 $ 110,000
Adams, Colorado 4 $ 1,160,000 $ 290,000 $ 189,000
Sussex, Delaware 4 $ 940,000 $ 235,000 $ 186,000
Marion, Florida 4 $ 560,000 $ 140,000 $ 98,000
Sumter, Florida 4 $ 910,000 $ 227,500 $ 119,000
Howard, Maryland 4 $ 1,970,000 $ 492,500 $ 190,000
St. Louis, Missouri 4 $ 340,000 $ 85,000 $ 69,000
Rockingham, New Hampshire 4 $ 1,080,000 $ 270,000 $ 133,000
Greene, New York 4 $ 790,000 $ 197,500 $ 187,000
Franklin, Ohio 4 $ 1,490,000 $ 372,500 $ 162,000
Delaware, Pennsylvania 4 $ 1,240,000 $ 310,000 $ 175,000
Monroe, Pennsylvania 4 $ 520,000 $ 130,000 $ 143,000
Wayne, Pennsylvania 4 $ 430,000 $ 107,500 $ 116,000
Newport, Rhode Island 4 $ 1,340,000 $ 335,000 $ 310,000
Beaufort, South Carolina 4 $ 800,000 $ 200,000 $ 175,000
Charleston, South Carolina 4 $ 2,340,000 $ 585,000 $ 402,000
Knox, Tennessee 4 $ 1,690,000 $ 422,500 $ 249,000
Shelby, Tennessee 4 $ 31,680,000 $ 7,920,000 $ 108,000
Bexar, Texas 4 $ 24,790,000 $ 6,197,500 $ 260,000
Williamson, Texas 4 $ 46,050,000 $ 11,512,500 $ 183,000
Windsor, Vermont 4 $ 780,000 $ 195,000 $ 252,000
Island, Washington 4 $ 960,000 $ 240,000 $ 283,000
Thurston, Washington 4 $ 730,000 $ 182,500 $ 159,000
Nevada, California 3 $ 1,115,000 $ 371,666 $ 192,000
Shasta, California 3 $ 495,000 $ 165,000 $ 218,000
Pitkin, Colorado 3 $ 9,745,000 $ 3,248,333 $ 1,633,000
Hartford, Connecticut 3 $ 1,825,000 $ 608,333 $ 312,000
New London, Connecticut 3 $ 845,000 $ 281,666 $ 211,000
Escambia, Florida 3 $ 665,000 $ 221,666 $ 267,000
Monroe, Florida 3 $ 1,105,000 $ 368,333 $ 188,000
Okaloosa, Florida 3 $ 835,000 $ 278,333 $ 190,000
Santa Rosa, Florida 3 $ 1,195,000 $ 398,333 $ 153,000
Walton, Florida 3 $ 1,455,000 $ 485,000 $ 211,000
Forsyth, Georgia 3 $ 715,000 $ 238,333 $ 136,000
Rockdale, Georgia 3 $ 695,000 $ 231,666 $ 116,000
Will, Illinois 3 $ 1,185,000 $ 395,000 $ 154,000
Marion, Indiana 3 $ 285,000 $ 95,000 $ 189,000
Baltimore, Maryland 3 $ 975,000 $ 325,000 $ 180,000
Frederick, Maryland 3 $ 755,000 $ 251,666 $ 128,000
Barnstable, Massachusetts 3 $ 1,165,000 $ 388,333 $ 256,000
Plymouth, Massachusetts 3 $ 2,075,000 $ 691,666 $ 337,000
Carver, Minnesota 3 $ 1,035,000 $ 345,000 $ 213,000
Atlantic, New Jersey 3 $ 315,000 $ 105,000 $ 77,000
Camden, New Jersey 3 $ 575,000 $ 191,666 $ 98,000
Sussex, New Jersey 3 $ 615,000 $ 205,000 $ 213,000
Ontario, New York 3 $ 445,000 $ 148,333 $ 84,000
Guilford, North Carolina 3 $ 405,000 $ 135,000 $ 159,000
Lehigh, Pennsylvania 3 $ 635,000 $ 211,666 $ 99,000
Pike, Pennsylvania 3 $ 905,000 $ 301,666 $ 292,000
Berkeley, South Carolina 3 $ 1,415,000 $ 471,666 $ 156,000
Salt Lake, Utah 3 $ 1,565,000 $ 521,666 $ 234,000
Windham, Vermont 3 $ 1,285,000 $ 428,333 $ 435,000
Milwaukee, Wisconsin 3 $ 435,000 $ 145,000 $ 119,000
Calaveras, California 2 $ 890,000 $ 445,000 $ 216,000
Mariposa, California 2 $ 540,000 $ 270,000 $ 126,000
Mendocino, California 2 $ 720,000 $ 360,000 $ 45,000
Mono, California 2 $ 720,000 $ 360,000 $ 284,000
San Luis Obispo, California 2 $ 1,510,000 $ 755,000 $ 277,000
Stanislaus, California 2 $ 400,000 $ 200,000 $ 280,000
Tuolumne, California 2 $ 470,000 $ 235,000 $ 76,000
Arapahoe, Colorado 2 $ 860,000 $ 430,000 $ 212,000
Douglas, Colorado 2 $ 56,840,000 $ 28,420,000 $ 163,000
Jefferson, Colorado 2 $ 570,000 $ 285,000 $ 166,000
Kent, Delaware 2 $ 370,000 $ 185,000 $ 154,000
Highlands, Florida 2 $ 280,000 $ 140,000 $ 77,000
Wakulla, Florida 2 $ 370,000 $ 185,000 $ 156,000
Chatham, Georgia 2 $ 1,130,000 $ 565,000 $ 280,000
Cherokee, Georgia 2 $ 190,000 $ 95,000 $ 121,000
Clayton, Georgia 2 $ 320,000 $ 160,000 $ 156,000
Gwinnett, Georgia 2 $ 590,000 $ 295,000 $ 147,000
Bartholomew, Indiana 2 $ 610,000 $ 305,000 $ 140,000
Boone, Indiana 2 $ 100,000 $ 50,000 $ 150,000
Hancock, Indiana 2 $ 190,000 $ 95,000 $ 159,000
Johnson, Indiana 2 $ 190,000 $ 95,000 $ 311,000
Morgan, Indiana 2 $ 230,000 $ 115,000 $ 198,000
Johnson, Kansas 2 $ 1,140,000 $ 570,000 $ 212,000
Franklin, Maine 2 $ 350,000 $ 175,000 $ 172,000
Bristol, Massachusetts 2 $ 340,000 $ 170,000 $ 71,000
Worcester, Massachusetts 2 $ 450,000 $ 225,000 $ 198,000
Kent, Michigan 2 $ 1,350,000 $ 675,000 $ 0
Ottawa, Michigan 2 $ 370,000 $ 185,000 $ 95,000
Washtenaw, Michigan 2 $ 650,000 $ 325,000 $ 200,000
Cape Girardeau, Missouri 2 $ 150,000 $ 75,000 $ 48,000
Jackson, Missouri 2 $ 160,000 $ 80,000 $ 139,000
St. Louis City, Missouri 2 $ 420,000 $ 210,000 $ 121,000
Gloucester, New Jersey 2 $ 250,000 $ 125,000 $ 64,000
Broome, New York 2 $ 340,000 $ 170,000 $ 154,000
Chautauqua, New York 2 $ 200,000 $ 100,000 $ 97,000
Warren, New York 2 $ 430,000 $ 215,000 $ 260,000
Wayne, New York 2 $ 240,000 $ 120,000 $ 96,000
Wyoming, New York 2 $ 230,000 $ 115,000 $ 30,000
Cumberland, North Carolina 2 $ 120,000 $ 60,000 $ 97,000
New Hanover, North Carolina 2 $ 300,000 $ 150,000 $ 52,000
Hamilton, Ohio 2 $ 240,000 $ 120,000 $ 123,000
Lorain, Ohio 2 $ 390,000 $ 195,000 $ 114,000
Clackamas, Oregon 2 $ 860,000 $ 430,000 $ 197,000
Lane, Oregon 2 $ 210,000 $ 105,000 $ 141,000
Lackawanna, Pennsylvania 2 $ 90,000 $ 45,000 $ 117,000
Luzerne, Pennsylvania 2 $ 130,000 $ 65,000 $ 216,000
Horry, South Carolina 2 $ 380,000 $ 190,000 $ 413,000
Williamson, Tennessee 2 $ 760,000 $ 380,000 $ 206,000
Bennington, Vermont 2 $ 980,000 $ 490,000 $ 737,000
Rutland, Vermont 2 $ 360,000 $ 180,000 $ 111,000
Albemarle, Virginia 2 $ 920,000 $ 460,000 $ 274,000
Henrico, Virginia 2 $ 175,000 $ 87,500 $ 190,000
New Kent, Virginia 2 $ 360,000 $ 180,000 $ 133,000
Norfolk, Virginia 2 $ 650,000 $ 325,000 $ 251,000
Benton, Washington 2 $ 700,000 $ 350,000 $ 154,000
Cowlitz, Washington 2 $ 310,000 $ 155,000 $ 0
Grays Harbor, Washington 2 $ 710,000 $ 355,000 $ 183,000
Spokane, Washington 2 $ 510,000 $ 255,000 $ 85,000
Waukesha, Wisconsin 2 $ 1,100,000 $ 550,000 $ 225,000
Teton, Wyoming 2 $ 4,390,000 $ 2,195,000 $ 2,368,000
Blount, Alabama 1 $ 95,000 $ 95,000 $ 225,000
Madison, Alabama 1 $ 135,000 $ 135,000 $ 157,000
Coconino, Arizona 1 $ 355,000 $ 355,000 $ 136,000
Pima, Arizona 1 $ 75,000 $ 75,000 $ 103,000
Yuma, Arizona 1 $ 55,000 $ 55,000 $ 55,000
Benton, Arkansas 1 $ 255,000 $ 255,000 $ 160,000
Faulkner, Arkansas 1 $ 445,000 $ 445,000 $ 205,000
Garland, Arkansas 1 $ 135,000 $ 135,000 $ 31,000
Pulaski, Arkansas 1 $ 75,000 $ 75,000 $ 91,000
Washington, Arkansas 1 $ 115,000 $ 115,000 $ 51,000
Amador, California 1 $ 165,000 $ 165,000 $ 63,000
Del Norte, California 1 $ 265,000 $ 265,000 $ 44,000
Humboldt, California 1 $ 455,000 $ 455,000 $ 169,000
Imperial, California 1 $ 55,000 $ 55,000 $ 65,000
Lake, California 1 $ 335,000 $ 335,000 $ 463,000
Madera, California 1 $ 265,000 $ 265,000 $ 55,000
Napa, California 1 $ 485,000 $ 485,000 $ 285,000
Siskiyou, California 1 $ 285,000 $ 285,000 $ 199,000
Sutter, California 1 $ 215,000 $ 215,000 $ 247,000
Broomfield, Colorado 1 $ 565,000 $ 565,000 $ 119,000
Gunnison, Colorado 1 $ 695,000 $ 695,000 $ 121,000
Routt, Colorado 1 $ 405,000 $ 405,000 $ 75,000
Citrus, Florida 1 $ 105,000 $ 105,000 $ 131,000
Clay, Florida 1 $ 115,000 $ 115,000 $ 85,000
Columbia, Florida 1 $ 135,000 $ 135,000 $ 47,000
Flagler, Florida 1 $ 435,000 $ 435,000 $ 460,000
Hernando, Florida 1 $ 75,000 $ 75,000 $ 97,000
Lafayette, Florida 1 $ 195,000 $ 195,000 $ 103,000
Okeechobee, Florida 1 $ 355,000 $ 355,000 $ 215,000
Taylor, Florida 1 $ 365,000 $ 365,000 $ 295,000
Douglas, Georgia 1 $ 105,000 $ 105,000 $ 220,000
Greene, Georgia 1 $ 635,000 $ 635,000 $ 1,200,000
Muscogee, Georgia 1 $ 65,000 $ 65,000 $ 139,000
Walker, Georgia 1 $ 95,000 $ 95,000 $ 40,000
Hawaii, Hawaii 1 $ 585,000 $ 585,000 $ 300,000
Maui, Hawaii 1 $ 525,000 $ 525,000 $ 142,000
Ada, Idaho 1 $ 505,000 $ 505,000 $ 245,000
Boone, Illinois 1 $ 55,000 $ 55,000 $ 23,000
Champaign, Illinois 1 $ 35,000 $ 35,000 $ 28,000
Crawford, Illinois 1 $ 175,000 $ 175,000 $ 211,000
Kane, Illinois 1 $ 305,000 $ 305,000 $ 138,000
Kendall, Illinois 1 $ 225,000 $ 225,000 $ 0
McHenry, Illinois 1 $ 95,000 $ 95,000 $ 45,000
McLean, Illinois 1 $ 95,000 $ 95,000 $ 63,000
Hamilton, Indiana 1 $ 255,000 $ 255,000 $ 131,000
Madison, Indiana 1 $ 225,000 $ 225,000 $ 126,000
Tippecanoe, Indiana 1 $ 175,000 $ 175,000 $ 90,000
Sedgwick, Kansas 1 $ 415,000 $ 415,000 $ 361,000
Wyandotte, Kansas 1 $ 75,000 $ 75,000 $ 143,000
Bourbon, Kentucky 1 $ 105,000 $ 105,000 $ 129,000
Grayson, Kentucky 1 $ 95,000 $ 95,000 $ 90,000
Oldham, Kentucky 1 $ 265,000 $ 265,000 $ 90,000
Natchitoches, Louisiana 1 $ 115,000 $ 115,000 $ 53,000
Orleans, Louisiana 1 $ 295,000 $ 295,000 $ 182,000
St. Bernard, Louisiana 1 $ 125,000 $ 125,000 $ 52,000
St. Tammany, Louisiana 1 $ 135,000 $ 135,000 $ 100,000
Tangipahoa, Louisiana 1 $ 85,000 $ 85,000 $ 18,000
Cumberland, Maine 1 $ 805,000 $ 805,000 $ 2,588,000
York, Maine 1 $ 425,000 $ 425,000 $ 177,000
Allegany, Maryland 1 $ 125,000 $ 125,000 $ 72,000
Carroll, Maryland 1 $ 225,000 $ 225,000 $ 50,000
Charles, Maryland 1 $ 215,000 $ 215,000 $ 70,000
Garrett, Maryland 1 $ 235,000 $ 235,000 $ 241,000
Somerset, Maryland 1 $ 65,000 $ 65,000 $ 269,000
St. Mary's, Maryland 1 $ 355,000 $ 355,000 $ 134,000
Wicomico, Maryland 1 $ 215,000 $ 215,000 $ 170,000
Worcester, Maryland 1 $ 105,000 $ 105,000 $ 75,000
Genesee, Michigan 1 $ 75,000 $ 75,000 $ 39,000
Macomb, Michigan 1 $ 225,000 $ 225,000 $ 72,000
Anoka, Minnesota 1 $ 765,000 $ 765,000 $ 224,000
Dakota, Minnesota 1 $ 565,000 $ 565,000 $ 625,000
Ramsey, Minnesota 1 $ 1,545,000 $ 1,545,000 $ 387,000
Stearns, Minnesota 1 $ 845,000 $ 845,000 $ 691,000
Washington, Minnesota 1 $ 205,000 $ 205,000 $ 88,000
Washington, Mississippi 1 $ 35,000 $ 35,000 $ 70,000
St. Charles, Missouri 1 $ 105,000 $ 105,000 $ 96,000
Gallatin, Montana 1 $ 435,000 $ 435,000 $ 405,000
Madison, Montana 1 $ 3,005,000 $ 3,005,000 $ 480,000
Buffalo, Nebraska 1 $ 225,000 $ 225,000 $ 192,000
Douglas, Nevada 1 $ 1,195,000 $ 1,195,000 $ 359,000
Carroll, New Hampshire 1 $ 885,000 $ 885,000 $ 2,040,000
Sullivan, New Hampshire 1 $ 845,000 $ 845,000 $ 1,164,000
Salem, New Jersey 1 $ 215,000 $ 215,000 $ 137,000
Warren, New Jersey 1 $ 205,000 $ 205,000 $ 120,000
Cattaraugus, New York 1 $ 95,000 $ 95,000 $ 92,000
Columbia, New York 1 $ 165,000 $ 165,000 $ 432,000
Fulton, New York 1 $ 225,000 $ 225,000 $ 255,000
Herkimer, New York 1 $ 125,000 $ 125,000 $ 49,000
Jefferson, New York 1 $ 305,000 $ 305,000 $ 233,000
Livingston, New York 1 $ 95,000 $ 95,000 $ 65,000
Madison, New York 1 $ 335,000 $ 335,000 $ 122,000
Onondaga, New York 1 $ 95,000 $ 95,000 $ 155,000
Saratoga, New York 1 $ 85,000 $ 85,000 $ 86,000
Schenectady, New York 1 $ 135,000 $ 135,000 $ 98,000
Seneca, New York 1 $ 115,000 $ 115,000 $ 64,000
Tompkins, New York 1 $ 135,000 $ 135,000 $ 114,000
Brunswick, North Carolina 1 $ 255,000 $ 255,000 $ 0
Buncombe, North Carolina 1 $ 395,000 $ 395,000 $ 150,000
Cabarrus, North Carolina 1 $ 265,000 $ 265,000 $ 230,000
Carteret, North Carolina 1 $ 145,000 $ 145,000 $ 200,000
Chatham, North Carolina 1 $ 395,000 $ 395,000 $ 146,000
Cherokee, North Carolina 1 $ 145,000 $ 145,000 $ 39,000
Forsyth, North Carolina 1 $ 255,000 $ 255,000 $ 88,000
Gaston, North Carolina 1 $ 205,000 $ 205,000 $ 127,000
Haywood, North Carolina 1 $ 305,000 $ 305,000 $ 170,000
Henderson, North Carolina 1 $ 45,000 $ 45,000 $ 106,000
Moore, North Carolina 1 $ 145,000 $ 145,000 $ 57,000
Rutherford, North Carolina 1 $ 145,000 $ 145,000 $ 128,000
Wilkes, North Carolina 1 $ 125,000 $ 125,000 $ 36,000
Yancey, North Carolina 1 $ 185,000 $ 185,000 $ 63,000
Butler, Ohio 1 $ 65,000 $ 65,000 $ 23,000
Delaware, Ohio 1 $ 505,000 $ 505,000 $ 520,000
Lake, Ohio 1 $ 65,000 $ 65,000 $ 90,000
Mahoning, Ohio 1 $ 255,000 $ 255,000 $ 119,000
Montgomery, Ohio 1 $ 115,000 $ 115,000 $ 297,000
Oklahoma, Oklahoma 1 $ 75,000 $ 75,000 $ 105,000
Tulsa, Oklahoma 1 $ 245,000 $ 245,000 $ 200,000
Wagoner, Oklahoma 1 $ 85,000 $ 85,000 $ 48,000
Benton, Oregon 1 $ 145,000 $ 145,000 $ 42,000
Clatsop, Oregon 1 $ 635,000 $ 635,000 $ 234,000
Curry, Oregon 1 $ 165,000 $ 165,000 $ 26,000
Deschutes, Oregon 1 $ 395,000 $ 395,000 $ 80,000
Tillamook, Oregon 1 $ 425,000 $ 425,000 $ 1,000,000
Yamhill, Oregon 1 $ 485,000 $ 485,000 $ 227,000
Blair, Pennsylvania 1 $ 125,000 $ 125,000 $ 57,000
Butler, Pennsylvania 1 $ 45,000 $ 45,000 $ 265,000
Carbon, Pennsylvania 1 $ 165,000 $ 165,000 $ 195,000
Centre, Pennsylvania 1 $ 405,000 $ 405,000 $ 373,000
Dauphin, Pennsylvania 1 $ 255,000 $ 255,000 $ 204,000
Franklin, Pennsylvania 1 $ 175,000 $ 175,000 $ 199,000
Warren, Pennsylvania 1 $ 45,000 $ 45,000 $ 114,000
York, Pennsylvania 1 $ 265,000 $ 265,000 $ 143,000
Kent, Rhode Island 1 $ 265,000 $ 265,000 $ 120,000
Washington, Rhode Island 1 $ 45,000 $ 45,000 $ 140,000
Richland, South Carolina 1 $ 145,000 $ 145,000 $ 60,000
Spartanburg, South Carolina 1 $ 65,000 $ 65,000 $ 94,000
Rutherford, Tennessee 1 $ 95,000 $ 95,000 $ 104,000
Brazoria, Texas 1 $ 475,000 $ 475,000 $ 0
Brazos, Texas 1 $ 675,000 $ 675,000 $ 272,000
Cameron, Texas 1 $ 75,000 $ 75,000 $ 79,000
Comal, Texas 1 $ 225,000 $ 225,000 $ 167,000
Coryell, Texas 1 $ 175,000 $ 175,000 $ 66,000
Hood, Texas 1 $ 215,000 $ 215,000 $ 180,000
Midland, Texas 1 $ 255,000 $ 255,000 $ 93,000
Val Verde, Texas 1 $ 165,000 $ 165,000 $ 83,000
Washington, Texas 1 $ 175,000 $ 175,000 $ 143,000
Weber, Utah 1 $ 145,000 $ 145,000 $ 50,000
Lamoille, Vermont 1 $ 2,005,000 $ 2,005,000 $ 871,000
Orange, Vermont 1 $ 125,000 $ 125,000 $ 139,000
Danville, Virginia 1 $ 75,000 $ 75,000 $ 22,000
Falls Church, Virginia 1 $ 435,000 $ 435,000 $ 165,000
James City, Virginia 1 $ 295,000 $ 295,000 $ 146,000
Page, Virginia 1 $ 245,000 $ 245,000 $ 308,000
Richmond City, Virginia 1 $ 45,000 $ 45,000 $ 105,000
Spotsylvania, Virginia 1 $ 245,000 $ 245,000 $ 410,000
Stafford, Virginia 1 $ 215,000 $ 215,000 $ 260,000
Virginia Beach, Virginia 1 $ 325,000 $ 325,000 $ 65,000
Clallam, Washington 1 $ 825,000 $ 825,000 $ 549,000
Okanogan, Washington 1 $ 105,000 $ 105,000 $ 18,000
Whatcom, Washington 1 $ 1,265,000 $ 1,265,000 $ 731,000
Calumet, Wisconsin 1 $ 215,000 $ 215,000 $ 122,000
Iron, Wisconsin 1 $ 95,000 $ 95,000 $ 68,000
Sheboygan, Wisconsin 1 $ 215,000 $ 215,000 $ 305,000

Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,037 $4,151,205,000 $590,000 $79,505,000 $211,000 $9,408,000
Refinancing 4,296 $3,548,820,000 $826,000 $68,975,000 $325,000 $9,490,000
Cash-out Refinancing 2,864 $1,698,815,000 $593,000 $70,005,000 $223,000 $9,077,000
Other Purpose 1,128 $391,330,000 $346,000 $13,895,000 $234,000 $4,900,000
Home Improvement 611 $153,785,000 $251,000 $20,405,000 $208,000 $2,288,000
Not Applicable 1 $35,000 $35,000 $35,000 $30,000 $30,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 4,490 $2,929,820,000 $652,000 $46,025,000 $314,000 $9,490,000
Asian 3,559 $2,481,745,000 $697,000 $5,965,000 $261,000 $4,594,000
Not applicable 3,541 $2,173,970,000 $614,000 $79,505,000 $109,000 $9,408,000
White 3,301 $1,931,095,000 $585,000 $5,205,000 $294,000 $9,077,000
Hispanic 682 $306,310,000 $449,000 $5,005,000 $255,000 $4,992,000
Black or African American 281 $74,015,000 $263,000 $5,425,000 $109,000 $700,000
American Indian or Alaskan Native 13 $4,735,000 $364,000 $945,000 $146,000 $295,000
Native Hawaiian or Other Pacific Islander 7 $2,285,000 $326,000 $565,000 $115,000 $175,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,923 $9,640,060,000 $646,000 $79,505,000 $256,000 $9,490,000
FHA-insured (Federal Housing Administration) 850 $244,820,000 $288,000 $905,000 $79,000 $480,000
VA-guaranteed (Veterans Administration) 164 $59,110,000 $360,000 $905,000 $98,000 $273,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,759 $4,655,730,000 $809,000 $79,505,000 $288,000 $9,490,000
Loan Purchased By The Institution 3,472 $1,057,770,000 $304,000 $915,000 $109,000 $9,408,000
Application Withdrawn By Applicant 2,698 $1,847,930,000 $684,000 $46,025,000 $306,000 $7,186,000
File Closed For Incompleteness 2,650 $1,762,730,000 $665,000 $42,735,000 $296,000 $4,992,000
Application Denied By Financial Institution 1,238 $569,470,000 $459,000 $6,085,000 $201,000 $8,200,000
Application Approved But Not Accepted 120 $50,360,000 $419,000 $2,585,000 $215,000 $1,850,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,699 $9,374,520,000 $637,000 $79,505,000 $249,000 $9,490,000
Debt-To-Income Ratio 643 $291,105,000 $452,000 $3,035,000 $145,000 $1,284,000
Collateral 250 $118,170,000 $472,000 $5,005,000 $255,000 $2,204,000
Credit History 113 $33,615,000 $297,000 $2,495,000 $184,000 $1,230,000
Credit Application Incomplete 75 $31,295,000 $417,000 $2,525,000 $273,000 $3,260,000
Other 69 $49,865,000 $722,000 $6,085,000 $415,000 $8,200,000
Unverifiable Information 61 $36,845,000 $604,000 $2,605,000 $298,000 $3,441,000
Insufficient Cash (Downpayment, Closing Cost) 21 $7,045,000 $335,000 $895,000 $148,000 $552,000
Employment History 6 $1,530,000 $255,000 $495,000 $73,000 $260,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List