Ideal Home Loans Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Ideal Home Loans Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ideal Home Loans Llc 7900 East Union Avenue, Suite 700 Centennial, CO 80237 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,402 |
| Total Mortgage Loan Application Amount | $412,530,000 |
| Average Mortgage Loan Application Amount | $315,666 |
| Highest Mortgage Loan Application Amount | $1,945,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $2,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Ideal Home Loans Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ideal Home Loans Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Ideal Home Loans Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ideal Home Loans Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Ideal Home Loans Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ideal Home Loans Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 650 | $ 180,430,000 | $ 277,000 | $ 100,000 |
| Jefferson County Colorado | 106 | $ 35,880,000 | $ 338,000 | $ 105,000 |
| Arapahoe County Colorado | 103 | $ 33,255,000 | $ 322,000 | $ 111,000 |
| Adams County Colorado | 93 | $ 24,815,000 | $ 266,000 | $ 88,000 |
| Douglas County Colorado | 87 | $ 32,965,000 | $ 378,000 | $ 142,000 |
| Weld County Colorado | 87 | $ 25,935,000 | $ 298,000 | $ 118,000 |
| Pinal County Arizona | 78 | $ 18,770,000 | $ 240,000 | $ 85,000 |
| Denver County Colorado | 66 | $ 21,350,000 | $ 323,000 | $ 110,000 |
| Larimer County Colorado | 27 | $ 7,575,000 | $ 280,000 | $ 90,000 |
| Boulder County Colorado | 18 | $ 5,850,000 | $ 325,000 | $ 116,000 |
| El Paso County Colorado | 15 | $ 6,025,000 | $ 401,000 | $ 137,000 |
| Broomfield County Colorado | 10 | $ 3,230,000 | $ 323,000 | $ 117,000 |
| Elbert County Colorado | 9 | $ 3,065,000 | $ 340,000 | $ 101,000 |
| Park County Colorado | 7 | $ 2,195,000 | $ 313,000 | $ 113,000 |
| Pima County Arizona | 5 | $ 855,000 | $ 171,000 | $ 101,000 |
| Yavapai County Arizona | 4 | $ 920,000 | $ 230,000 | $ 81,000 |
| Grand County Colorado | 4 | $ 1,470,000 | $ 367,000 | $ 389,000 |
| Coconino County Arizona | 3 | $ 545,000 | $ 181,000 | $ 66,000 |
| Eagle County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 160,000 |
| Mesa County Colorado | 3 | $ 605,000 | $ 201,000 | $ 59,000 |
| Teller County Colorado | 3 | $ 845,000 | $ 281,000 | $ 125,000 |
| Navajo County Arizona | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Garfield County Colorado | 2 | $ 630,000 | $ 315,000 | $ 87,000 |
| Morgan County Colorado | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Summit County Colorado | 2 | $ 720,000 | $ 360,000 | $ 61,000 |
| Cochise County Arizona | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Gila County Arizona | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Graham County Arizona | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Mohave County Arizona | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Santa Cruz County Arizona | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Yuma County Arizona | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Fremont County Colorado | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Gilpin County Colorado | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| Huerfano County Colorado | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Prowers County Colorado | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Pueblo County Colorado | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Routt County Colorado | 1 | $ 435,000 | $ 435,000 | $ 72,000 |
| Comal County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ideal Home Loans Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 843 | $249,875,000 | $296,000 | $1,945,000 | $99,000 | $500,000 |
| Refinancing | 478 | $132,230,000 | $276,000 | $915,000 | $113,000 | $2,100,000 |
| Home Purchase | 81 | $30,425,000 | $375,000 | $1,375,000 | $106,000 | $615,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,016 | $305,170,000 | $300,000 | $1,945,000 | $106,000 | $1,237,000 |
| Hispanic | 225 | $59,675,000 | $265,000 | $625,000 | $92,000 | $2,100,000 |
| Not Provided | 81 | $23,455,000 | $289,000 | $715,000 | $133,000 | $1,304,000 |
| Black or African American | 41 | $12,245,000 | $298,000 | $635,000 | $77,000 | $208,000 |
| Asian | 22 | $7,290,000 | $331,000 | $1,375,000 | $113,000 | $615,000 |
| American Indian or Alaskan Native | 12 | $3,350,000 | $279,000 | $545,000 | $79,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $930,000 | $232,000 | $255,000 | $83,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,239 | $361,885,000 | $292,000 | $1,945,000 | $107,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) | 114 | $34,020,000 | $298,000 | $525,000 | $77,000 | $190,000 |
| VA-guaranteed (Veterans Administration) | 49 | $16,625,000 | $339,000 | $635,000 | $101,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 899 | $266,815,000 | $296,000 | $905,000 | $104,000 | $1,304,000 |
| Application Denied By Financial Institution | 259 | $72,905,000 | $281,000 | $1,375,000 | $100,000 | $2,100,000 |
| Application Withdrawn By Applicant | 224 | $65,450,000 | $292,000 | $725,000 | $114,000 | $500,000 |
| File Closed For Incompleteness | 20 | $7,360,000 | $368,000 | $1,945,000 | $102,000 | $275,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,143 | $339,625,000 | $297,000 | $1,945,000 | $106,000 | $1,304,000 |
| Credit History | 120 | $34,300,000 | $285,000 | $1,375,000 | $96,000 | $615,000 |
| Debt-To-Income Ratio | 59 | $17,075,000 | $289,000 | $565,000 | $93,000 | $2,100,000 |
| Other | 50 | $12,140,000 | $242,000 | $535,000 | $91,000 | $311,000 |
| Collateral | 12 | $3,370,000 | $280,000 | $915,000 | $176,000 | $1,237,000 |
| Unverifiable Information | 11 | $3,385,000 | $307,000 | $595,000 | $114,000 | $224,000 |
| Employment History | 4 | $1,430,000 | $357,000 | $695,000 | $122,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,205,000 | $401,000 | $545,000 | $96,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ideal Home Loans Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ideal Home Loans Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.