Illini Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Illini Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Illini Bank 3200 W. Iles Avenue Springfield, IL 62711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,334 |
| Total Mortgage Loan Application Amount | $152,656,000 |
| Average Mortgage Loan Application Amount | $77,333 |
| Highest Mortgage Loan Application Amount | $799,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,014,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Illini Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Illini Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Illini Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Illini Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Illini Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Illini Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 397 | $ 45,468,000 | $ 114,000 | $ 85,000 |
| McLean County Illinois | 97 | $ 12,236,000 | $ 126,000 | $ 86,000 |
| Effingham County Illinois | 82 | $ 11,686,000 | $ 142,000 | $ 80,000 |
| Henry County Illinois | 73 | $ 5,870,000 | $ 80,000 | $ 66,000 |
| Tazewell County Illinois | 66 | $ 8,866,000 | $ 134,000 | $ 77,000 |
| Jackson County Illinois | 59 | $ 7,034,000 | $ 119,000 | $ 71,000 |
| Logan County Illinois | 52 | $ 4,211,000 | $ 80,000 | $ 64,000 |
| Christian County Illinois | 43 | $ 4,094,000 | $ 95,000 | $ 74,000 |
| Menard County Illinois | 41 | $ 3,669,000 | $ 89,000 | $ 67,000 |
| Cass County Illinois | 40 | $ 3,163,000 | $ 79,000 | $ 60,000 |
| Massac County Illinois | 34 | $ 4,701,000 | $ 138,000 | $ 80,000 |
| Champaign County Illinois | 29 | $ 4,129,000 | $ 142,000 | $ 79,000 |
| Mason County Illinois | 29 | $ 2,480,000 | $ 85,000 | $ 66,000 |
| Ford County Illinois | 24 | $ 2,616,000 | $ 109,000 | $ 69,000 |
| Cumberland County Illinois | 23 | $ 3,305,000 | $ 143,000 | $ 83,000 |
| Richland County Illinois | 23 | $ 3,234,000 | $ 140,000 | $ 102,000 |
| Livingston County Illinois | 18 | $ 1,595,000 | $ 88,000 | $ 69,000 |
| Adams County Illinois | 17 | $ 2,136,000 | $ 125,000 | $ 85,000 |
| Iroquois County Illinois | 14 | $ 1,552,000 | $ 110,000 | $ 67,000 |
| Shelby County Illinois | 13 | $ 1,674,000 | $ 128,000 | $ 72,000 |
| Macoupin County Illinois | 12 | $ 912,000 | $ 76,000 | $ 58,000 |
| LaSalle County Illinois | 10 | $ 1,359,000 | $ 135,000 | $ 71,000 |
| Woodford County Illinois | 10 | $ 1,143,000 | $ 114,000 | $ 67,000 |
| Jasper County Illinois | 7 | $ 848,000 | $ 121,000 | $ 63,000 |
| Pope County Illinois | 7 | $ 732,000 | $ 104,000 | $ 101,000 |
| Morgan County Illinois | 6 | $ 487,000 | $ 81,000 | $ 60,000 |
| Douglas County Illinois | 5 | $ 510,000 | $ 102,000 | $ 118,000 |
| Fulton County Illinois | 5 | $ 429,000 | $ 85,000 | $ 70,000 |
| Macon County Illinois | 5 | $ 790,000 | $ 158,000 | $ 77,000 |
| Marion County Illinois | 5 | $ 708,000 | $ 141,000 | $ 87,000 |
| McHenry County Illinois | 4 | $ 1,036,000 | $ 259,000 | $ 169,000 |
| Pike County Illinois | 4 | $ 129,000 | $ 32,000 | $ 51,000 |
| Union County Illinois | 4 | $ 389,000 | $ 97,000 | $ 41,000 |
| Williamson County Illinois | 4 | $ 443,000 | $ 110,000 | $ 54,000 |
| Bureau County Illinois | 3 | $ 187,000 | $ 62,000 | $ 42,000 |
| Clay County Illinois | 3 | $ 396,000 | $ 132,000 | $ 90,000 |
| Coles County Illinois | 3 | $ 226,000 | $ 75,000 | $ 60,000 |
| De Witt County Illinois | 3 | $ 351,000 | $ 117,000 | $ 53,000 |
| Johnson County Illinois | 3 | $ 313,000 | $ 104,000 | $ 72,000 |
| Knox County Illinois | 3 | $ 445,000 | $ 148,000 | $ 81,000 |
| Montgomery County Illinois | 3 | $ 267,000 | $ 89,000 | $ 122,000 |
| Moultrie County Illinois | 3 | $ 367,000 | $ 122,000 | $ 67,000 |
| Stark County Illinois | 3 | $ 309,000 | $ 103,000 | $ 39,000 |
| Franklin County Illinois | 2 | $ 114,000 | $ 57,000 | $ 33,000 |
| Hancock County Illinois | 2 | $ 175,000 | $ 87,000 | $ 53,000 |
| Lawrence County Illinois | 2 | $ 445,000 | $ 222,000 | $ 158,000 |
| Peoria County Illinois | 2 | $ 155,000 | $ 77,000 | $ 27,000 |
| Rock Island County Illinois | 2 | $ 277,000 | $ 138,000 | $ 86,000 |
| Vermilion County Illinois | 2 | $ 143,000 | $ 71,000 | $ 125,000 |
| Whiteside County Illinois | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Boone County Illinois | 1 | $ 204,000 | $ 204,000 | $ 153,000 |
| Clark County Illinois | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Cook County Illinois | 1 | $ 100,000 | $ 100,000 | $ 129,000 |
| Edwards County Illinois | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Grundy County Illinois | 1 | $ 198,000 | $ 198,000 | $ 154,000 |
| Kendall County Illinois | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Marshall County Illinois | 1 | $ 197,000 | $ 197,000 | $ 22,000 |
| McDonough County Illinois | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Mercer County Illinois | 1 | $ 31,000 | $ 31,000 | $ 39,000 |
| Monroe County Illinois | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Perry County Illinois | 1 | $ 58,000 | $ 58,000 | $ 56,000 |
| Piatt County Illinois | 1 | $ 207,000 | $ 207,000 | $ 148,000 |
| Pulaski County Illinois | 1 | $ 109,000 | $ 109,000 | $ 94,000 |
| Saline County Illinois | 1 | $ 233,000 | $ 233,000 | $ 143,000 |
| Schuyler County Illinois | 1 | $ 92,000 | $ 92,000 | $ 63,000 |
| Stephenson County Illinois | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Warren County Illinois | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Wayne County Illinois | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
| Will County Illinois | 1 | $ 188,000 | $ 188,000 | $ 154,000 |
| Marion County Indiana | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| St. Louis County Missouri | 1 | $ 303,000 | $ 303,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for Illini Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,004 | $121,165,000 | $120,000 | $799,000 | $84,000 | $1,014,000 |
| Home Purchase | 322 | $31,367,000 | $97,000 | $458,000 | $59,000 | $390,000 |
| Home Improvement | 8 | $124,000 | $15,000 | $50,000 | $37,000 | $62,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,217 | $140,440,000 | $115,000 | $799,000 | $79,000 | $1,014,000 |
| Not Provided | 84 | $8,954,000 | $106,000 | $358,000 | $70,000 | $232,000 |
| Hispanic | 13 | $1,119,000 | $86,000 | $143,000 | $55,000 | $88,000 |
| Black or African American | 7 | $575,000 | $82,000 | $192,000 | $149,000 | $420,000 |
| Not applicable | 5 | $282,000 | $56,000 | $105,000 | $0 | $0 |
| Asian | 5 | $1,053,000 | $210,000 | $360,000 | $82,000 | $122,000 |
| American Indian or Alaskan Native | 3 | $233,000 | $77,000 | $100,000 | $55,000 | $63,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,210 | $142,180,000 | $117,000 | $799,000 | $81,000 | $1,014,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $9,428,000 | $82,000 | $205,000 | $42,000 | $152,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,048,000 | $104,000 | $191,000 | $55,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 897 | $105,215,000 | $117,000 | $799,000 | $85,000 | $1,014,000 |
| Application Denied By Financial Institution | 258 | $26,788,000 | $103,000 | $358,000 | $53,000 | $195,000 |
| Application Approved But Not Accepted | 119 | $14,599,000 | $122,000 | $417,000 | $84,000 | $747,000 |
| Application Withdrawn By Applicant | 57 | $5,472,000 | $96,000 | $417,000 | $74,000 | $390,000 |
| File Closed For Incompleteness | 3 | $582,000 | $194,000 | $336,000 | $27,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 121 | $9,783,000 | $80,000 | $225,000 | $53,000 | $174,000 |
| Debt-To-Income Ratio | 102 | $13,315,000 | $130,000 | $358,000 | $49,000 | $164,000 |
| Other | 15 | $1,458,000 | $97,000 | $240,000 | $75,000 | $190,000 |
| Collateral | 11 | $1,196,000 | $108,000 | $250,000 | $62,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $691,000 | $115,000 | $245,000 | $56,000 | $84,000 |
| Mortgage Insurance Denied | 3 | $345,000 | $115,000 | $204,000 | $31,000 | $68,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Illini Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Illini Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.