Inova Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Inova Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Inova Federal Credit Union 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,794 |
| Total Mortgage Loan Application Amount | $216,090,000 |
| Average Mortgage Loan Application Amount | $90,333 |
| Highest Mortgage Loan Application Amount | $669,000 |
| Average Applicant Income | $63,333 |
| Highest Applicant Income | $905,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 537 | $ 55,243,000 | $ 102,000 | $ 56,000 |
| St. Joseph County Indiana | 474 | $ 50,956,000 | $ 107,000 | $ 65,000 |
| LaPorte County Indiana | 104 | $ 9,301,000 | $ 89,000 | $ 56,000 |
| Cass County Michigan | 96 | $ 12,581,000 | $ 131,000 | $ 81,000 |
| Johnston County North Carolina | 73 | $ 10,679,000 | $ 146,000 | $ 80,000 |
| Wake County North Carolina | 34 | $ 5,828,000 | $ 171,000 | $ 106,000 |
| Contra Costa County California | 28 | $ 8,964,000 | $ 320,000 | $ 124,000 |
| New Haven County Connecticut | 27 | $ 6,137,000 | $ 227,000 | $ 121,000 |
| Alameda County California | 16 | $ 4,981,000 | $ 311,000 | $ 129,000 |
| Berrien County Michigan | 12 | $ 1,165,000 | $ 97,000 | $ 118,000 |
| St. Joseph County Michigan | 9 | $ 1,238,000 | $ 137,000 | $ 81,000 |
| Marshall County Indiana | 8 | $ 782,000 | $ 97,000 | $ 56,000 |
| Morris County New Jersey | 7 | $ 2,726,000 | $ 389,000 | $ 159,000 |
| Wayne County North Carolina | 6 | $ 478,000 | $ 79,000 | $ 58,000 |
| LaGrange County Indiana | 5 | $ 755,000 | $ 151,000 | $ 105,000 |
| Porter County Indiana | 5 | $ 672,000 | $ 134,000 | $ 93,000 |
| Lake County Indiana | 4 | $ 486,000 | $ 121,000 | $ 91,000 |
| Marion County Indiana | 4 | $ 444,000 | $ 111,000 | $ 73,000 |
| Orange County New York | 4 | $ 807,000 | $ 201,000 | $ 103,000 |
| Solano County California | 3 | $ 550,000 | $ 183,000 | $ 154,000 |
| Hartford County Connecticut | 3 | $ 544,000 | $ 181,000 | $ 133,000 |
| Cook County Illinois | 3 | $ 550,000 | $ 183,000 | $ 358,000 |
| Norfolk County Massachusetts | 3 | $ 562,000 | $ 187,000 | $ 87,000 |
| Putnam County New York | 3 | $ 417,000 | $ 139,000 | $ 79,000 |
| Westchester County New York | 3 | $ 1,120,000 | $ 373,000 | $ 197,000 |
| Mecklenburg County North Carolina | 3 | $ 419,000 | $ 139,000 | $ 122,000 |
| Pima County Arizona | 2 | $ 329,000 | $ 164,000 | $ 60,000 |
| Los Angeles County California | 2 | $ 343,000 | $ 171,000 | $ 37,000 |
| San Diego County California | 2 | $ 698,000 | $ 349,000 | $ 222,000 |
| Will County Illinois | 2 | $ 392,000 | $ 196,000 | $ 114,000 |
| Hamilton County Indiana | 2 | $ 154,000 | $ 77,000 | $ 21,000 |
| Kosciusko County Indiana | 2 | $ 120,000 | $ 60,000 | $ 51,000 |
| Starke County Indiana | 2 | $ 156,000 | $ 78,000 | $ 41,000 |
| Bristol County Massachusetts | 2 | $ 409,000 | $ 204,000 | $ 97,000 |
| Worcester County Massachusetts | 2 | $ 617,000 | $ 308,000 | $ 113,000 |
| Lake County Michigan | 2 | $ 70,000 | $ 35,000 | $ 83,000 |
| Ocean County New Jersey | 2 | $ 514,000 | $ 257,000 | $ 152,000 |
| Dutchess County New York | 2 | $ 461,000 | $ 230,000 | $ 108,000 |
| Rockland County New York | 2 | $ 707,000 | $ 353,000 | $ 148,000 |
| Durham County North Carolina | 2 | $ 277,000 | $ 138,000 | $ 92,000 |
| Guilford County North Carolina | 2 | $ 403,000 | $ 201,000 | $ 63,000 |
| Wilson County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 58,000 |
| Marin County California | 1 | $ 403,000 | $ 403,000 | $ 224,000 |
| Napa County California | 1 | $ 280,000 | $ 280,000 | $ 138,000 |
| Orange County California | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
| Santa Clara County California | 1 | $ 189,000 | $ 189,000 | $ 230,000 |
| Yolo County California | 1 | $ 167,000 | $ 167,000 | $ 145,000 |
| Fairfield County Connecticut | 1 | $ 74,000 | $ 74,000 | $ 64,000 |
| Litchfield County Connecticut | 1 | $ 669,000 | $ 669,000 | $ 170,000 |
| Middlesex County Connecticut | 1 | $ 114,000 | $ 114,000 | $ 59,000 |
| Hillsborough County Florida | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Marion County Florida | 1 | $ 122,000 | $ 122,000 | $ 86,000 |
| Nassau County Florida | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Pasco County Florida | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
| Polk County Florida | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Sarasota County Florida | 1 | $ 128,000 | $ 128,000 | $ 108,000 |
| Boone County Illinois | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Macon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Vermilion County Illinois | 1 | $ 86,000 | $ 86,000 | $ 92,000 |
| Adams County Indiana | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Hendricks County Indiana | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Huntington County Indiana | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Madison County Indiana | 1 | $ 223,000 | $ 223,000 | $ 141,000 |
| Noble County Indiana | 1 | $ 43,000 | $ 43,000 | $ 49,000 |
| Randolph County Indiana | 1 | $ 244,000 | $ 244,000 | $ 181,000 |
| Plymouth County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Benzie County Michigan | 1 | $ 204,000 | $ 204,000 | $ 186,000 |
| Gratiot County Michigan | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Mecosta County Michigan | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Saginaw County Michigan | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Washtenaw County Michigan | 1 | $ 120,000 | $ 120,000 | $ 123,000 |
| Wexford County Michigan | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
| Bergen County New Jersey | 1 | $ 152,000 | $ 152,000 | $ 171,000 |
| Essex County New Jersey | 1 | $ 332,000 | $ 332,000 | $ 196,000 |
| Somerset County New Jersey | 1 | $ 139,000 | $ 139,000 | $ 179,000 |
| Clinton County New York | 1 | $ 57,000 | $ 57,000 | $ 73,000 |
| Monroe County New York | 1 | $ 57,000 | $ 57,000 | $ 56,000 |
| Nassau County New York | 1 | $ 292,000 | $ 292,000 | $ 114,000 |
| Queens County New York | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Ulster County New York | 1 | $ 261,000 | $ 261,000 | $ 77,000 |
| Brunswick County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 120,000 |
| Cumberland County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 160,000 |
| Franklin County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Harnett County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 74,000 |
| Haywood County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Lenoir County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 168,000 |
| Onslow County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Pender County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 43,000 |
| Person County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Cuyahoga County Ohio | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Franklin County Ohio | 1 | $ 91,000 | $ 91,000 | $ 61,000 |
| Bucks County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 132,000 |
| Horry County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Hays County Texas | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Montgomery County Texas | 1 | $ 36,000 | $ 36,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Inova Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,423 | $177,611,000 | $124,000 | $669,000 | $71,000 | $905,000 |
| Home Purchase | 343 | $37,374,000 | $108,000 | $626,000 | $57,000 | $398,000 |
| Home Improvement | 28 | $1,105,000 | $39,000 | $200,000 | $62,000 | $190,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,504 | $175,482,000 | $116,000 | $669,000 | $67,000 | $694,000 |
| Black or African American | 81 | $8,984,000 | $110,000 | $485,000 | $56,000 | $316,000 |
| Hispanic | 73 | $8,362,000 | $114,000 | $599,000 | $72,000 | $905,000 |
| Asian | 64 | $13,104,000 | $204,000 | $570,000 | $104,000 | $398,000 |
| Not Provided | 56 | $7,907,000 | $141,000 | $405,000 | $85,000 | $634,000 |
| American Indian or Alaskan Native | 12 | $1,619,000 | $134,000 | $288,000 | $58,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $632,000 | $158,000 | $280,000 | $114,000 | $169,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,691 | $206,166,000 | $121,000 | $669,000 | $70,000 | $905,000 |
| FHA-insured (Federal Housing Administration) | 103 | $9,924,000 | $96,000 | $259,000 | $46,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 883 | $109,351,000 | $123,000 | $669,000 | $72,000 | $905,000 |
| Application Denied By Financial Institution | 297 | $32,487,000 | $109,000 | $550,000 | $56,000 | $342,000 |
| Application Withdrawn By Applicant | 249 | $29,015,000 | $116,000 | $600,000 | $68,000 | $257,000 |
| File Closed For Incompleteness | 218 | $29,033,000 | $133,000 | $570,000 | $80,000 | $694,000 |
| Preapproval Denied by Financial Institution | 99 | $8,519,000 | $86,000 | $380,000 | $43,000 | $131,000 |
| Preapproval Approved but not Accepted | 31 | $5,292,000 | $170,000 | $626,000 | $73,000 | $217,000 |
| Application Approved But Not Accepted | 17 | $2,393,000 | $140,000 | $364,000 | $81,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 204 | $19,884,000 | $97,000 | $550,000 | $54,000 | $321,000 |
| Debt-To-Income Ratio | 83 | $9,208,000 | $110,000 | $360,000 | $38,000 | $177,000 |
| Collateral | 48 | $5,336,000 | $111,000 | $480,000 | $68,000 | $316,000 |
| Employment History | 24 | $2,351,000 | $97,000 | $263,000 | $38,000 | $70,000 |
| Other | 7 | $922,000 | $131,000 | $224,000 | $87,000 | $342,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $174,000 | $58,000 | $70,000 | $21,000 | $34,000 |
| Mortgage Insurance Denied | 2 | $112,000 | $56,000 | $87,000 | $55,000 | $64,000 |
| Credit Application Incomplete | 2 | $255,000 | $127,000 | $135,000 | $63,000 | $66,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.