Integrus Mortgage, LLC Mortgage Lending & HMDA Data, 2004

In 2004, Integrus Mortgage, LLC of Atlanta, GA reported 1,003 mortgage applications totaling $151.6 million. The average application was for $151,149, and applicants reported an average income of $77,724. 20% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (349), Houston-Baytown-Sugar Land, TX (35) and Dallas-Plano-Irving, TX (24) (applications in parentheses).

Mortgage Company & Address Integrus Mortgage, LLC
4001 Presidential Parkway Ste 1200
Atlanta, GA 30340
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  
Total Number of Mortgage Applications 1,003
Total Mortgage Loan Application Amount $151,603,000
Average Mortgage Loan Application Amount $151,149
Highest Mortgage Loan Application Amount $1,196,000
Average Applicant Income $77,724
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Integrus Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Integrus Mortgage, LLC by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
DeKalb, Georgia 77 $ 11,376,000 $ 147,740 $ 73,000
Gwinnett, Georgia 58 $ 10,423,000 $ 179,706 $ 71,000
Cobb, Georgia 57 $ 8,271,000 $ 145,105 $ 86,000
Fulton, Georgia 56 $ 9,952,000 $ 177,714 $ 89,000
Henry, Georgia 29 $ 3,965,000 $ 136,724 $ 75,000
Harris, Texas 26 $ 2,875,000 $ 110,576 $ 58,000
Los Angeles, California 19 $ 6,271,000 $ 330,052 $ 112,000
Tarrant, Texas 17 $ 2,133,000 $ 125,470 $ 56,000
Dallas, Texas 14 $ 1,267,000 $ 90,500 $ 46,000
Cherokee, Georgia 13 $ 2,843,000 $ 218,692 $ 92,000
Clayton, Georgia 12 $ 1,330,000 $ 110,833 $ 55,000
Bexar, Texas 11 $ 1,190,000 $ 108,181 $ 82,000
Williamson, Texas 10 $ 1,074,000 $ 107,400 $ 47,000
Hall, Georgia 9 $ 1,465,000 $ 162,777 $ 113,000
Mecklenburg, North Carolina 9 $ 1,506,000 $ 167,333 $ 94,000
Sacramento, California 8 $ 1,693,000 $ 211,625 $ 97,000
Riverside, California 7 $ 1,523,000 $ 217,571 $ 81,000
Coweta, Georgia 7 $ 1,226,000 $ 175,142 $ 122,000
Fairfax, Virginia 7 $ 1,939,000 $ 277,000 $ 112,000
Prince William, Virginia 7 $ 1,192,000 $ 170,285 $ 58,000
Broward, Florida 6 $ 978,000 $ 163,000 $ 82,000
Fayette, Georgia 6 $ 776,000 $ 129,333 $ 93,000
Muscogee, Georgia 6 $ 391,000 $ 65,166 $ 41,000
Paulding, Georgia 6 $ 754,000 $ 125,666 $ 48,000
Walton, Georgia 6 $ 741,000 $ 123,500 $ 62,000
Wake, North Carolina 6 $ 654,000 $ 109,000 $ 56,000
Nueces, Texas 6 $ 653,000 $ 108,833 $ 73,000
Henrico, Virginia 6 $ 1,068,000 $ 178,000 $ 70,000
Madison, Alabama 5 $ 867,000 $ 173,400 $ 71,000
Washington, Arkansas 5 $ 699,000 $ 139,800 $ 63,000
San Bernardino, California 5 $ 1,051,000 $ 210,200 $ 76,000
Stanislaus, California 5 $ 731,000 $ 146,200 $ 116,000
Ventura, California 5 $ 1,804,000 $ 360,800 $ 146,000
Duval, Florida 5 $ 657,000 $ 131,400 $ 159,000
Okaloosa, Florida 5 $ 1,435,000 $ 287,000 $ 522,000
Walton, Florida 5 $ 1,598,000 $ 319,600 $ 202,000
Forsyth, Georgia 5 $ 696,000 $ 139,200 $ 50,000
Marion, Indiana 5 $ 783,000 $ 156,600 $ 66,000
Hidalgo, Texas 5 $ 471,000 $ 94,200 $ 48,000
Taylor, Texas 5 $ 428,000 $ 85,600 $ 47,000
Travis, Texas 5 $ 709,000 $ 141,800 $ 60,000
Orange, California 4 $ 1,408,000 $ 352,000 $ 99,000
Tulare, California 4 $ 592,000 $ 148,000 $ 76,000
Barrow, Georgia 4 $ 424,000 $ 106,000 $ 65,000
Glynn, Georgia 4 $ 419,000 $ 104,750 $ 147,000
Richmond, Georgia 4 $ 218,000 $ 54,500 $ 41,000
St. Louis, Missouri 4 $ 565,000 $ 141,250 $ 64,000
Buncombe, North Carolina 4 $ 454,000 $ 113,500 $ 34,000
Guilford, North Carolina 4 $ 697,000 $ 174,250 $ 60,000
Johnston, North Carolina 4 $ 273,000 $ 68,250 $ 58,000
New Hanover, North Carolina 4 $ 612,000 $ 153,000 $ 96,000
Orange, North Carolina 4 $ 415,000 $ 103,750 $ 56,000
Newberry, South Carolina 4 $ 288,000 $ 72,000 $ 39,000
Angelina, Texas 4 $ 253,000 $ 63,250 $ 42,000
Denton, Texas 4 $ 325,000 $ 81,250 $ 60,000
Van Zandt, Texas 4 $ 301,000 $ 75,250 $ 25,000
Loudoun, Virginia 4 $ 1,420,000 $ 355,000 $ 103,000
Mobile, Alabama 3 $ 156,000 $ 52,000 $ 65,000
Benton, Arkansas 3 $ 284,000 $ 94,666 $ 49,000
San Diego, California 3 $ 901,000 $ 300,333 $ 97,000
San Joaquin, California 3 $ 864,000 $ 288,000 $ 90,000
Santa Clara, California 3 $ 1,309,000 $ 436,333 $ 148,000
District of Columbia, District Of Columbia 3 $ 324,000 $ 108,000 $ 52,000
Bay, Florida 3 $ 216,000 $ 72,000 $ 99,000
Hillsborough, Florida 3 $ 286,000 $ 95,333 $ 46,000
Leon, Florida 3 $ 421,000 $ 140,333 $ 84,000
Pasco, Florida 3 $ 282,000 $ 94,000 $ 72,000
Carroll, Georgia 3 $ 317,000 $ 105,666 $ 41,000
Chatham, Georgia 3 $ 1,013,000 $ 337,666 $ 119,000
Douglas, Georgia 3 $ 647,000 $ 215,666 $ 81,000
Jackson, Georgia 3 $ 616,000 $ 205,333 $ 65,000
Kent, Michigan 3 $ 185,000 $ 61,666 $ 22,000
Craven, North Carolina 3 $ 326,000 $ 108,666 $ 62,000
Cumberland, North Carolina 3 $ 319,000 $ 106,333 $ 97,000
Gaston, North Carolina 3 $ 343,000 $ 114,333 $ 38,000
Iredell, North Carolina 3 $ 301,000 $ 100,333 $ 44,000
Charleston, South Carolina 3 $ 347,000 $ 115,666 $ 96,000
Davidson, Tennessee 3 $ 348,000 $ 116,000 $ 56,000
Shelby, Tennessee 3 $ 307,000 $ 102,333 $ 85,000
Brazos, Texas 3 $ 213,000 $ 71,000 $ 57,000
Collin, Texas 3 $ 335,000 $ 111,666 $ 42,000
El Paso, Texas 3 $ 232,000 $ 77,333 $ 70,000
Fort Bend, Texas 3 $ 253,000 $ 84,333 $ 70,000
Johnson, Texas 3 $ 350,000 $ 116,666 $ 73,000
Chesapeake, Virginia 3 $ 344,000 $ 114,666 $ 110,000
Norfolk, Virginia 3 $ 485,000 $ 161,666 $ 48,000
Virginia Beach, Virginia 3 $ 430,000 $ 143,333 $ 62,000
Dale, Alabama 2 $ 173,000 $ 86,500 $ 63,000
Jefferson, Alabama 2 $ 254,000 $ 127,000 $ 103,000
Montgomery, Alabama 2 $ 261,000 $ 130,500 $ 18,000
Shelby, Alabama 2 $ 816,000 $ 408,000 $ 241,000
Tallapoosa, Alabama 2 $ 85,000 $ 42,500 $ 104,000
Faulkner, Arkansas 2 $ 482,000 $ 241,000 $ 119,000
Garland, Arkansas 2 $ 225,000 $ 112,500 $ 50,000
Saline, Arkansas 2 $ 42,000 $ 21,000 $ 39,000
Kern, California 2 $ 411,000 $ 205,500 $ 140,000
Placer, California 2 $ 268,000 $ 134,000 $ 101,000
Shasta, California 2 $ 200,000 $ 100,000 $ 34,000
Sonoma, California 2 $ 400,000 $ 200,000 $ 136,000
Brevard, Florida 2 $ 156,000 $ 78,000 $ 37,000
Clay, Florida 2 $ 210,000 $ 105,000 $ 68,000
Highlands, Florida 2 $ 182,000 $ 91,000 $ 88,000
Manatee, Florida 2 $ 351,000 $ 175,500 $ 177,000
Miami-Dade, Florida 2 $ 239,000 $ 119,500 $ 78,000
Orange, Florida 2 $ 390,000 $ 195,000 $ 65,000
Palm Beach, Florida 2 $ 342,000 $ 171,000 $ 76,000
Bibb, Georgia 2 $ 166,000 $ 83,000 $ 50,000
Columbia, Georgia 2 $ 562,000 $ 281,000 $ 119,000
Floyd, Georgia 2 $ 69,000 $ 34,500 $ 90,000
Gordon, Georgia 2 $ 210,000 $ 105,000 $ 64,000
Hancock, Georgia 2 $ 310,000 $ 155,000 $ 79,000
Houston, Georgia 2 $ 310,000 $ 155,000 $ 93,000
Jasper, Georgia 2 $ 586,000 $ 293,000 $ 36,000
Liberty, Georgia 2 $ 146,000 $ 73,000 $ 28,000
Lumpkin, Georgia 2 $ 280,000 $ 140,000 $ 70,000
Newton, Georgia 2 $ 226,000 $ 113,000 $ 12,000
Oconee, Georgia 2 $ 287,000 $ 143,500 $ 39,000
Peach, Georgia 2 $ 145,000 $ 72,500 $ 43,000
Whitfield, Georgia 2 $ 339,000 $ 169,500 $ 100,000
Baltimore, Maryland 2 $ 34,000 $ 17,000 $ 58,000
Isabella, Michigan 2 $ 397,000 $ 198,500 $ 75,000
Jackson, Michigan 2 $ 322,000 $ 161,000 $ 80,000
Livingston, Michigan 2 $ 275,000 $ 137,500 $ 84,000
Oakland, Michigan 2 $ 213,000 $ 106,500 $ 69,000
Ramsey, Minnesota 2 $ 221,000 $ 110,500 $ 73,000
Washington, Minnesota 2 $ 317,000 $ 158,500 $ 50,000
Jackson, Missouri 2 $ 350,000 $ 175,000 $ 50,000
Carteret, North Carolina 2 $ 546,000 $ 273,000 $ 132,000
Clay, North Carolina 2 $ 140,000 $ 70,000 $ 77,000
Durham, North Carolina 2 $ 181,000 $ 90,500 $ 38,000
Harnett, North Carolina 2 $ 173,000 $ 86,500 $ 77,000
Onslow, North Carolina 2 $ 293,000 $ 146,500 $ 94,000
Pamlico, North Carolina 2 $ 548,000 $ 274,000 $ 76,000
Jackson, Oregon 2 $ 624,000 $ 312,000 $ 92,000
Richland, South Carolina 2 $ 236,000 $ 118,000 $ 104,000
Brazoria, Texas 2 $ 163,000 $ 81,500 $ 65,000
Galveston, Texas 2 $ 190,000 $ 95,000 $ 91,000
Gregg, Texas 2 $ 233,000 $ 116,500 $ 41,000
Hill, Texas 2 $ 154,000 $ 77,000 $ 48,000
McLennan, Texas 2 $ 238,000 $ 119,000 $ 159,000
Montgomery, Texas 2 $ 248,000 $ 124,000 $ 64,000
Potter, Texas 2 $ 204,000 $ 102,000 $ 105,000
Randall, Texas 2 $ 177,000 $ 88,500 $ 57,000
Rockwall, Texas 2 $ 238,000 $ 119,000 $ 68,000
San Patricio, Texas 2 $ 157,000 $ 78,500 $ 50,000
Smith, Texas 2 $ 144,000 $ 72,000 $ 63,000
Victoria, Texas 2 $ 160,000 $ 80,000 $ 29,000
Walker, Texas 2 $ 279,000 $ 139,500 $ 54,000
Webb, Texas 2 $ 290,000 $ 145,000 $ 61,000
Wichita, Texas 2 $ 193,000 $ 96,500 $ 29,000
Caroline, Virginia 2 $ 170,000 $ 85,000 $ 57,000
Dinwiddie, Virginia 2 $ 175,000 $ 87,500 $ 81,000
Rockingham, Virginia 2 $ 230,000 $ 115,000 $ 37,000
Spotsylvania, Virginia 2 $ 230,000 $ 115,000 $ 60,000
Autauga, Alabama 1 $ 104,000 $ 104,000 $ 74,000
Coffee, Alabama 1 $ 100,000 $ 100,000 $ 48,000
Covington, Alabama 1 $ 96,000 $ 96,000 $ 44,000
Dallas, Alabama 1 $ 81,000 $ 81,000 $ 51,000
DeKalb, Alabama 1 $ 86,000 $ 86,000 $ 33,000
Lauderdale, Alabama 1 $ 77,000 $ 77,000 $ 51,000
Walker, Alabama 1 $ 120,000 $ 120,000 $ 53,000
Ashley, Arkansas 1 $ 118,000 $ 118,000 $ 68,000
Boone, Arkansas 1 $ 98,000 $ 98,000 $ 60,000
Grant, Arkansas 1 $ 59,000 $ 59,000 $ 29,000
Logan, Arkansas 1 $ 91,000 $ 91,000 $ 19,000
Miller, Arkansas 1 $ 103,000 $ 103,000 $ 35,000
Phillips, Arkansas 1 $ 56,000 $ 56,000 $ 71,000
Sharp, Arkansas 1 $ 91,000 $ 91,000 $ 57,000
St. Francis, Arkansas 1 $ 75,000 $ 75,000 $ 63,000
Alameda, California 1 $ 402,000 $ 402,000 $ 138,000
Butte, California 1 $ 101,000 $ 101,000 $ 22,000
Humboldt, California 1 $ 234,000 $ 234,000 $ 66,000
Imperial, California 1 $ 137,000 $ 137,000 $ 116,000
Kings, California 1 $ 118,000 $ 118,000 $ 27,000
Marin, California 1 $ 280,000 $ 280,000 $ 286,000
Mendocino, California 1 $ 488,000 $ 488,000 $ 227,000
San Francisco, California 1 $ 634,000 $ 634,000 $ 196,000
San Luis Obispo, California 1 $ 200,000 $ 200,000 $ 90,000
Sierra, California 1 $ 107,000 $ 107,000 $ 22,000
Boulder, Colorado 1 $ 108,000 $ 108,000 $ 77,000
Mesa, Colorado 1 $ 106,000 $ 106,000 $ 37,000
Montezuma, Colorado 1 $ 75,000 $ 75,000 $ 43,000
Park, Colorado 1 $ 98,000 $ 98,000 $ 24,000
Collier, Florida 1 $ 87,000 $ 87,000 $ 300,000
Indian River, Florida 1 $ 255,000 $ 255,000 $ 114,000
Lake, Florida 1 $ 185,000 $ 185,000 $ 61,000
Pinellas, Florida 1 $ 170,000 $ 170,000 $ 0
Sarasota, Florida 1 $ 107,000 $ 107,000 $ 42,000
Seminole, Florida 1 $ 125,000 $ 125,000 $ 39,000
St. Lucie, Florida 1 $ 119,000 $ 119,000 $ 80,000
Washington, Florida 1 $ 150,000 $ 150,000 $ 85,000
Bartow, Georgia 1 $ 162,000 $ 162,000 $ 97,000
Camden, Georgia 1 $ 97,000 $ 97,000 $ 41,000
Catoosa, Georgia 1 $ 112,000 $ 112,000 $ 83,000
Clay, Georgia 1 $ 104,000 $ 104,000 $ 24,000
Coffee, Georgia 1 $ 115,000 $ 115,000 $ 85,000
Franklin, Georgia 1 $ 160,000 $ 160,000 $ 96,000
Gilmer, Georgia 1 $ 160,000 $ 160,000 $ 118,000
Lowndes, Georgia 1 $ 145,000 $ 145,000 $ 1,289,000
Madison, Georgia 1 $ 108,000 $ 108,000 $ 32,000
Pike, Georgia 1 $ 130,000 $ 130,000 $ 74,000
Polk, Georgia 1 $ 195,000 $ 195,000 $ 99,000
Schley, Georgia 1 $ 234,000 $ 234,000 $ 57,000
Spalding, Georgia 1 $ 102,000 $ 102,000 $ 34,000
Tift, Georgia 1 $ 69,000 $ 69,000 $ 0
Towns, Georgia 1 $ 152,000 $ 152,000 $ 77,000
Cook, Illinois 1 $ 135,000 $ 135,000 $ 0
Allen, Indiana 1 $ 122,000 $ 122,000 $ 91,000
Dubois, Indiana 1 $ 93,000 $ 93,000 $ 0
Hamilton, Indiana 1 $ 139,000 $ 139,000 $ 72,000
Miami, Indiana 1 $ 118,000 $ 118,000 $ 36,000
Monroe, Indiana 1 $ 126,000 $ 126,000 $ 0
Vanderburgh, Indiana 1 $ 99,000 $ 99,000 $ 30,000
Kenton, Kentucky 1 $ 108,000 $ 108,000 $ 93,000
Muskegon, Michigan 1 $ 162,000 $ 162,000 $ 68,000
Wayne, Michigan 1 $ 50,000 $ 50,000 $ 37,000
Becker, Minnesota 1 $ 108,000 $ 108,000 $ 136,000
Chisago, Minnesota 1 $ 150,000 $ 150,000 $ 65,000
Dodge, Minnesota 1 $ 265,000 $ 265,000 $ 81,000
Otter Tail, Minnesota 1 $ 254,000 $ 254,000 $ 72,000
Todd, Minnesota 1 $ 78,000 $ 78,000 $ 54,000
Callaway, Missouri 1 $ 89,000 $ 89,000 $ 41,000
Jefferson, Missouri 1 $ 130,000 $ 130,000 $ 76,000
Newton, Missouri 1 $ 236,000 $ 236,000 $ 88,000
St. Louis City, Missouri 1 $ 116,000 $ 116,000 $ 60,000
Kings, New York 1 $ 676,000 $ 676,000 $ 275,000
Queens, New York 1 $ 330,000 $ 330,000 $ 91,000
Beaufort, North Carolina 1 $ 82,000 $ 82,000 $ 38,000
Bladen, North Carolina 1 $ 100,000 $ 100,000 $ 84,000
Catawba, North Carolina 1 $ 128,000 $ 128,000 $ 77,000
Cleveland, North Carolina 1 $ 24,000 $ 24,000 $ 36,000
Davidson, North Carolina 1 $ 96,000 $ 96,000 $ 26,000
Forsyth, North Carolina 1 $ 68,000 $ 68,000 $ 37,000
Gates, North Carolina 1 $ 90,000 $ 90,000 $ 55,000
Madison, North Carolina 1 $ 249,000 $ 249,000 $ 102,000
Moore, North Carolina 1 $ 400,000 $ 400,000 $ 138,000
Perquimans, North Carolina 1 $ 145,000 $ 145,000 $ 45,000
Person, North Carolina 1 $ 129,000 $ 129,000 $ 0
Pitt, North Carolina 1 $ 94,000 $ 94,000 $ 29,000
Polk, North Carolina 1 $ 85,000 $ 85,000 $ 31,000
Robeson, North Carolina 1 $ 63,000 $ 63,000 $ 42,000
Rowan, North Carolina 1 $ 92,000 $ 92,000 $ 41,000
Surry, North Carolina 1 $ 75,000 $ 75,000 $ 54,000
Transylvania, North Carolina 1 $ 76,000 $ 76,000 $ 31,000
Columbiana, Ohio 1 $ 104,000 $ 104,000 $ 31,000
Latimer, Oklahoma 1 $ 50,000 $ 50,000 $ 45,000
McIntosh, Oklahoma 1 $ 78,000 $ 78,000 $ 44,000
Muskogee, Oklahoma 1 $ 96,000 $ 96,000 $ 66,000
Crook, Oregon 1 $ 106,000 $ 106,000 $ 30,000
Josephine, Oregon 1 $ 168,000 $ 168,000 $ 103,000
Klamath, Oregon 1 $ 87,000 $ 87,000 $ 62,000
Linn, Oregon 1 $ 212,000 $ 212,000 $ 43,000
Multnomah, Oregon 1 $ 156,000 $ 156,000 $ 96,000
Polk, Oregon 1 $ 88,000 $ 88,000 $ 33,000
Washington, Oregon 1 $ 178,000 $ 178,000 $ 80,000
Yamhill, Oregon 1 $ 236,000 $ 236,000 $ 54,000
Aiken, South Carolina 1 $ 63,000 $ 63,000 $ 45,000
Dillon, South Carolina 1 $ 109,000 $ 109,000 $ 54,000
Lexington, South Carolina 1 $ 104,000 $ 104,000 $ 84,000
Oconee, South Carolina 1 $ 260,000 $ 260,000 $ 85,000
York, South Carolina 1 $ 161,000 $ 161,000 $ 69,000
Dickson, Tennessee 1 $ 196,000 $ 196,000 $ 55,000
Hamilton, Tennessee 1 $ 118,000 $ 118,000 $ 68,000
Knox, Tennessee 1 $ 217,000 $ 217,000 $ 100,000
Sequatchie, Tennessee 1 $ 409,000 $ 409,000 $ 151,000
Atascosa, Texas 1 $ 102,000 $ 102,000 $ 0
Bastrop, Texas 1 $ 161,000 $ 161,000 $ 60,000
Baylor, Texas 1 $ 76,000 $ 76,000 $ 55,000
Bowie, Texas 1 $ 78,000 $ 78,000 $ 46,000
Cameron, Texas 1 $ 72,000 $ 72,000 $ 57,000
Cherokee, Texas 1 $ 53,000 $ 53,000 $ 44,000
Clay, Texas 1 $ 67,000 $ 67,000 $ 47,000
Ector, Texas 1 $ 90,000 $ 90,000 $ 40,000
Foard, Texas 1 $ 72,000 $ 72,000 $ 73,000
Gaines, Texas 1 $ 71,000 $ 71,000 $ 23,000
Grimes, Texas 1 $ 106,000 $ 106,000 $ 63,000
Guadalupe, Texas 1 $ 113,000 $ 113,000 $ 35,000
Henderson, Texas 1 $ 100,000 $ 100,000 $ 98,000
Hunt, Texas 1 $ 80,000 $ 80,000 $ 0
Lubbock, Texas 1 $ 136,000 $ 136,000 $ 55,000
Matagorda, Texas 1 $ 100,000 $ 100,000 $ 84,000
Moore, Texas 1 $ 105,000 $ 105,000 $ 70,000
Orange, Texas 1 $ 138,000 $ 138,000 $ 65,000
Pecos, Texas 1 $ 54,000 $ 54,000 $ 31,000
Polk, Texas 1 $ 86,000 $ 86,000 $ 64,000
San Saba, Texas 1 $ 93,000 $ 93,000 $ 77,000
Wilson, Texas 1 $ 100,000 $ 100,000 $ 75,000
Accomack, Virginia 1 $ 72,000 $ 72,000 $ 32,000
Albemarle, Virginia 1 $ 142,000 $ 142,000 $ 216,000
Alexandria, Virginia 1 $ 300,000 $ 300,000 $ 93,000
Arlington, Virginia 1 $ 267,000 $ 267,000 $ 52,000
Botetourt, Virginia 1 $ 100,000 $ 100,000 $ 48,000
Chesterfield, Virginia 1 $ 85,000 $ 85,000 $ 45,000
Fairfax City, Virginia 1 $ 142,000 $ 142,000 $ 156,000
Hanover, Virginia 1 $ 131,000 $ 131,000 $ 32,000
Manassas Park, Virginia 1 $ 184,000 $ 184,000 $ 38,000
Mecklenburg, Virginia 1 $ 81,000 $ 81,000 $ 38,000
Salem, Virginia 1 $ 112,000 $ 112,000 $ 41,000
Suffolk, Virginia 1 $ 109,000 $ 109,000 $ 81,000
Westmoreland, Virginia 1 $ 264,000 $ 264,000 $ 0
Laramie, Wyoming 1 $ 148,000 $ 148,000 $ 83,000
Sublette, Wyoming 1 $ 127,000 $ 127,000 $ 41,000
Uinta, Wyoming 1 $ 82,000 $ 82,000 $ 60,000

Mortgage Loan Application Detail Totals for Integrus Mortgage, LLC in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 532 $76,604,000 $146,818 $1,196,000 $64,363 $787,000
Refinancing 471 $74,999,000 $142,157 $728,000 $76,789 $1,800,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 431 $60,804,000 $135,761 $634,000 $72,476 $1,800,000
Not Provided 377 $62,170,000 $154,952 $800,000 $67,619 $429,000
Black or African American 125 $18,718,000 $178,200 $1,196,000 $91,400 $787,000
Hispanic 33 $4,843,000 $150,000 $634,000 $65,142 $196,000
Asian 25 $3,903,000 $164,333 $620,000 $74,500 $170,000
American Indian or Alaskan Native 9 $954,000 $94,500 $219,000 $49,000 $130,000
Native Hawaiian or Other Pacific Islander 3 $211,000 $85,000 $130,000 $53,000 $68,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 986 $148,959,000 $146,250 $1,196,000 $70,791 $1,800,000
FHA-insured (Federal Housing Administration) 14 $2,168,000 $117,750 $228,000 $49,250 $80,000
VA-guaranteed (Veterans Administration) 2 $296,000 $148,000 $158,000 $50,000 $58,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $180,000 $180,000 $180,000 $102,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 527 $79,228,000 $145,750 $1,196,000 $72,250 $1,800,000
Application Denied By Financial Institution 203 $26,432,000 $114,937 $490,000 $64,687 $244,000
Loan Originated 202 $35,021,000 $160,000 $728,000 $81,800 $355,000
File Closed For Incompleteness 55 $8,348,000 $151,538 $526,000 $60,692 $240,000
Application Approved But Not Accepted 16 $2,574,000 $178,875 $345,000 $63,875 $132,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 42 $5,909,000 $143,000 $350,000 $69,571 $180,000
Collateral 40 $4,769,000 $95,333 $311,000 $56,583 $128,000
Other 35 $5,112,000 $170,900 $490,000 $84,900 $244,000
Unverifiable Information 30 $3,712,000 $119,833 $334,000 $53,500 $150,000
Credit History 29 $3,998,000 $143,375 $480,000 $58,500 $204,000
Employment History 10 $1,054,000 $103,000 $136,000 $73,500 $149,000
Insufficient Cash (Downpayment, Closing Cost) 7 $735,000 $132,500 $172,000 $39,500 $90,000
Credit Application Incomplete 5 $613,000 $123,333 $154,000 $97,666 $192,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrus Mortgage, LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Integrus Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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