Interlinc Mortgage Services, LLC Mortgage Lending & HMDA Data, 2015

In 2015, Interlinc Mortgage Services, LLC of Houston, TX reported 5,973 mortgage applications totaling $1.1 billion, up 35% from 2014. The average application was for $179,098, and applicants reported an average income of $81,308. 88% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,236), Birmingham-Hoover, AL (887) and Huntsville, AL (544) (applications in parentheses).

Mortgage Company & Address Interlinc Mortgage Services, LLC
10613 W. Sam Houston Pkwy N. Suite 200
Houston, TX 77086
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,973
Total Mortgage Loan Application Amount $1,069,757,000
Average Mortgage Loan Application Amount $179,098
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $81,308
Highest Applicant Income $967,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Interlinc Mortgage Services, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Interlinc Mortgage Services, LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,207 $918,545,000 $176,000 $1,500,000 $79,000 $822,000
Refinancing 766 $151,212,000 $197,000 $900,000 $97,000 $967,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,394 $801,230,000 $182,000 $1,500,000 $85,000 $967,000
Black or African American 702 $106,888,000 $152,000 $420,000 $64,000 $305,000
Hispanic 647 $115,174,000 $178,000 $603,000 $73,000 $643,000
Asian 128 $26,926,000 $210,000 $640,000 $89,000 $330,000
Not Provided 68 $14,183,000 $208,000 $433,000 $92,000 $255,000
American Indian or Alaskan Native 17 $2,863,000 $168,000 $340,000 $97,000 $433,000
Native Hawaiian or Other Pacific Islander 17 $2,493,000 $146,000 $252,000 $65,000 $148,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,732 $523,639,000 $191,000 $1,500,000 $102,000 $967,000
FHA-insured (Federal Housing Administration) 2,264 $366,822,000 $162,000 $433,000 $62,000 $410,000
VA-guaranteed (Veterans Administration) 653 $134,730,000 $206,000 $603,000 $78,000 $305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 324 $44,566,000 $137,000 $328,000 $47,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,272 $941,893,000 $178,000 $1,500,000 $81,000 $967,000
Application Withdrawn By Applicant 416 $77,345,000 $185,000 $1,374,000 $84,000 $807,000
Application Denied By Financial Institution 274 $48,736,000 $177,000 $550,000 $72,000 $409,000
File Closed For Incompleteness 9 $1,466,000 $162,000 $354,000 $69,000 $165,000
Application Approved But Not Accepted 2 $317,000 $158,000 $180,000 $83,000 $117,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 67 $12,312,000 $183,000 $402,000 $76,000 $216,000
Debt-To-Income Ratio 52 $9,561,000 $183,000 $417,000 $66,000 $409,000
Credit History 49 $9,258,000 $188,000 $399,000 $72,000 $308,000
Other 34 $6,034,000 $177,000 $550,000 $81,000 $277,000
Collateral 30 $4,101,000 $136,000 $293,000 $67,000 $160,000
Employment History 12 $2,035,000 $169,000 $324,000 $65,000 $103,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,107,000 $210,000 $470,000 $102,000 $218,000
Unverifiable Information 7 $1,334,000 $190,000 $340,000 $66,000 $131,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Interlinc Mortgage Services, LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Interlinc Mortgage Services, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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