Iserve Residential Lending Mortgage Lending & HMDA Data, 2025
In 2025, Iserve Residential Lending of San Diego, CA reported 1,102 mortgage applications totaling $392.0 million, up 16% from 2024. The average application was for $355,671, and applicants reported an average income of $136,240. 72% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (163), Reno, NV (112) and Atlanta-Sandy Springs-Roswell, GA (61) (applications in parentheses).
| Mortgage Company & Address | Iserve Residential Lending 10920 Via Frontera Suite 520 San Diego, CA 92127 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,102 |
| Total Mortgage Loan Application Amount | $391,950,000 |
| Average Mortgage Loan Application Amount | $355,671 |
| Highest Mortgage Loan Application Amount | $1,675,000 |
| Average Applicant Income | $136,240 |
| Highest Applicant Income | $3,333,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iserve Residential Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 271 | $ 81,995,000 | $ 302,564 | $ 121,996 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 163 | $ 62,425,000 | $ 382,975 | $ 134,000 |
| Reno, NV | 112 | $ 45,990,000 | $ 410,625 | $ 150,000 |
| Atlanta-Sandy Springs-Roswell, GA | 61 | $ 25,365,000 | $ 415,819 | $ 174,000 |
| Eugene, OR | 45 | $ 16,425,000 | $ 365,000 | $ 169,000 |
| Denver-Aurora-Lakewood, CO | 42 | $ 17,730,000 | $ 422,142 | $ 131,000 |
| Knoxville, TN | 36 | $ 11,550,000 | $ 320,833 | $ 111,000 |
| San Diego-Carlsbad, CA | 34 | $ 20,320,000 | $ 597,647 | $ 236,000 |
| Marietta, GA | 33 | $ 14,785,000 | $ 448,030 | $ 168,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 33 | $ 9,905,000 | $ 300,151 | $ 89,000 |
| Indianapolis-Carmel-Anderson, IN | 29 | $ 8,405,000 | $ 289,827 | $ 129,000 |
| St. Petersburg-Clearwater-Largo, FL | 27 | $ 7,265,000 | $ 269,074 | $ 111,000 |
| Birmingham-Hoover, AL | 16 | $ 5,320,000 | $ 332,500 | $ 124,000 |
| Chattanooga, TN-GA | 15 | $ 4,325,000 | $ 288,333 | $ 115,866 |
| Louisville/Jefferson County, KY-IN | 15 | $ 3,715,000 | $ 247,666 | $ 94,666 |
| Clarksville, TN-KY | 12 | $ 3,340,000 | $ 278,333 | $ 69,166 |
| Tampa, FL | 10 | $ 2,770,000 | $ 277,000 | $ 121,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 3,135,000 | $ 348,333 | $ 128,000 |
| Carson City, NV | 8 | $ 3,220,000 | $ 402,500 | $ 117,000 |
| Cleveland, TN | 8 | $ 2,460,000 | $ 307,500 | $ 105,000 |
| Gainesville, GA | 7 | $ 2,835,000 | $ 405,000 | $ 161,000 |
| Greenville, NC | 7 | $ 1,885,000 | $ 269,285 | $ 102,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,590,000 | $ 265,000 | $ 108,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 1,940,000 | $ 323,333 | $ 132,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 3,010,000 | $ 501,666 | $ 195,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 875,000 | $ 175,000 | $ 113,000 |
| Richmond, VA | 5 | $ 1,265,000 | $ 253,000 | $ 101,000 |
| Dalton, GA | 4 | $ 1,420,000 | $ 355,000 | $ 114,000 |
| Florence-Muscle Shoals, AL | 4 | $ 1,120,000 | $ 280,000 | $ 148,000 |
| Huntsville, AL | 4 | $ 1,520,000 | $ 380,000 | $ 119,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,570,000 | $ 392,500 | $ 160,000 |
| Lakeland-Winter Haven, FL | 3 | $ 875,000 | $ 291,666 | $ 81,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 1,025,000 | $ 341,666 | $ 82,000 |
| Macon-Bibb County, GA | 3 | $ 855,000 | $ 285,000 | $ 131,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,825,000 | $ 608,333 | $ 317,000 |
| Tuscaloosa, AL | 3 | $ 805,000 | $ 268,333 | $ 114,000 |
| Albany, OR | 2 | $ 390,000 | $ 195,000 | $ 98,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Athens-Clarke County, GA | 2 | $ 700,000 | $ 350,000 | $ 96,000 |
| Bowling Green, KY | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Decatur, AL | 2 | $ 690,000 | $ 345,000 | $ 121,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 540,000 | $ 270,000 | $ 80,000 |
| Grants Pass, OR | 2 | $ 450,000 | $ 225,000 | $ 55,000 |
| Greeley, CO | 2 | $ 800,000 | $ 400,000 | $ 137,000 |
| Jackson, TN | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 650,000 | $ 325,000 | $ 103,000 |
| Raleigh, NC | 2 | $ 1,090,000 | $ 545,000 | $ 158,000 |
| Rome, GA | 2 | $ 680,000 | $ 340,000 | $ 100,000 |
| Warner Robins, GA | 2 | $ 590,000 | $ 295,000 | $ 115,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 965,000 | $ 965,000 | $ 503,000 |
| Asheville, NC | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 395,000 | $ 395,000 | $ 339,000 |
| Corvallis, OR | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Fort Wayne, IN | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Gadsden, AL | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Goldsboro, NC | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Memphis, TN-MS-AR | 1 | $ 325,000 | $ 325,000 | $ 141,000 |
| Morristown, TN | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Ocala, FL | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Paducah, KY-IL | 1 | $ 525,000 | $ 525,000 | $ 259,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 405,000 | $ 405,000 | $ 333,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 345,000 | $ 345,000 | $ 194,000 |
| Punta Gorda, FL | 1 | $ 685,000 | $ 685,000 | $ 283,000 |
| Rocky Mount, NC | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Salem, OR | 1 | $ 455,000 | $ 455,000 | $ 117,000 |
| Santa Fe, NM | 1 | $ 465,000 | $ 465,000 | $ 157,000 |
| Savannah, GA | 1 | $ 315,000 | $ 315,000 | $ 335,000 |
| Sebring, FL | 1 | $ 395,000 | $ 395,000 | $ 285,000 |
| Tucson, AZ | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Vallejo-Fairfield, CA | 1 | $ 575,000 | $ 575,000 | $ 160,000 |
| Winston-Salem, NC | 1 | $ 115,000 | $ 115,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 711 | $251,245,000 | $353,000 | $1,675,000 | $136,000 | $3,333,000 |
| Cash-out Refinancing | 309 | $109,725,000 | $355,000 | $915,000 | $135,000 | $2,145,000 |
| Refinancing | 82 | $30,980,000 | $377,000 | $955,000 | $143,000 | $396,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 794 | $280,470,000 | $353,000 | $1,645,000 | $138,000 | $3,333,000 |
| Not Provided | 135 | $46,905,000 | $347,000 | $1,675,000 | $126,000 | $1,181,000 |
| Black or African American | 72 | $26,360,000 | $366,000 | $745,000 | $114,000 | $295,000 |
| Hispanic | 70 | $26,290,000 | $375,000 | $865,000 | $157,000 | $1,560,000 |
| Asian | 19 | $7,605,000 | $400,000 | $745,000 | $116,000 | $345,000 |
| American Indian or Alaskan Native | 7 | $2,135,000 | $305,000 | $495,000 | $174,000 | $366,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,185,000 | $437,000 | $695,000 | $98,000 | $117,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 507 | $178,885,000 | $352,000 | $985,000 | $117,000 | $1,560,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 466 | $165,220,000 | $354,000 | $1,675,000 | $162,000 | $3,333,000 |
| VA-guaranteed (Veterans Administration) | 94 | $38,810,000 | $412,000 | $1,095,000 | $122,000 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $9,035,000 | $258,000 | $385,000 | $82,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 791 | $281,735,000 | $356,000 | $1,675,000 | $139,000 | $3,333,000 |
| Application Withdrawn By Applicant | 207 | $76,615,000 | $370,000 | $1,395,000 | $138,000 | $507,000 |
| Application Approved But Not Accepted | 63 | $22,395,000 | $355,000 | $905,000 | $119,000 | $385,000 |
| Application Denied By Financial Institution | 40 | $10,810,000 | $270,000 | $505,000 | $98,000 | $285,000 |
| File Closed For Incompleteness | 1 | $395,000 | $395,000 | $395,000 | $105,000 | $105,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,062 | $381,140,000 | $358,000 | $1,675,000 | $137,000 | $3,333,000 |
| Debt-To-Income Ratio | 17 | $4,415,000 | $259,000 | $375,000 | $91,000 | $205,000 |
| Collateral | 6 | $1,820,000 | $303,000 | $475,000 | $148,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,830,000 | $305,000 | $375,000 | $100,000 | $124,000 |
| Other | 4 | $1,190,000 | $297,000 | $505,000 | $109,000 | $122,000 |
| Credit History | 4 | $760,000 | $190,000 | $315,000 | $76,000 | $107,000 |
| Unverifiable Information | 2 | $510,000 | $255,000 | $295,000 | $61,000 | $78,000 |
| Employment History | 1 | $285,000 | $285,000 | $285,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About