Ivanhoefinancial Mortgage Lending & HMDA Data, 2005

In 2005, Ivanhoefinancial of Orlando, FL reported 6,921 mortgage applications totaling $1.2 billion, down 29% from 2004. The average application was for $177,823, and applicants reported an average income of $66,037. 76% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Orlando, FL (1,246), West Palm Beach-Boca Raton-Boynton Beach, FL (501) and Tampa-St. Petersburg-Clearwater, FL (485) (applications in parentheses).

Mortgage Company & Address Ivanhoefinancial
604 Courtland Street, Ste 320
Orlando, FL 32804
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 6,921
Total Mortgage Loan Application Amount $1,230,719,000
Average Mortgage Loan Application Amount $177,823
Highest Mortgage Loan Application Amount $2,470,000
Average Applicant Income $66,037
Highest Applicant Income $3,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ivanhoefinancial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ivanhoefinancial by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Orlando, FL 1,246 $ 212,285,000 $ 170,373 $ 64,000
West Palm Beach-Boca Raton-Boynton Beach, FL 501 $ 103,693,000 $ 206,972 $ 67,000
Tampa-St. Petersburg-Clearwater, FL 485 $ 80,018,000 $ 164,985 $ 67,000
Deltona-Daytona Beach-Ormond Beach, FL 299 $ 50,574,000 $ 169,143 $ 64,000
Port St. Lucie-Fort Pierce, FL 272 $ 46,808,000 $ 172,088 $ 45,000
Lakeland, FL 268 $ 34,164,000 $ 127,477 $ 56,000
Palm Bay-Melbourne-Titusville, FL 246 $ 46,456,000 $ 188,845 $ 58,000
Baltimore-Towson, MD 233 $ 49,775,000 $ 213,626 $ 78,000
Miami-Miami Beach-Kendall, FL 214 $ 36,964,000 $ 172,728 $ 54,000
Atlanta-Sandy Springs-Marietta, GA 147 $ 23,253,000 $ 158,183 $ 72,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 135 $ 23,514,000 $ 174,177 $ 57,000
Chicago-Naperville-Joliet, IL 133 $ 26,506,000 $ 199,293 $ 72,000
Newark-Union, NJ-PA 130 $ 34,792,000 $ 267,630 $ 93,000
Philadelphia, PA 126 $ 21,843,000 $ 173,357 $ 88,000
Jacksonville, FL 124 $ 17,942,000 $ 144,693 $ 61,000
Cape Coral-Fort Myers, FL 120 $ 21,711,000 $ 180,925 $ 75,000
Edison, NJ 118 $ 28,995,000 $ 245,720 $ 88,000
Knoxville, TN 86 $ 10,107,000 $ 117,523 $ 50,000
Sarasota-Bradenton-Venice, FL 81 $ 18,737,000 $ 231,320 $ 107,000
Virginia Beach-Norfolk-Newport News, VA-NC 72 $ 11,001,000 $ 152,791 $ 78,000
Charlotte-Gastonia-Concord, NC-SC 70 $ 9,310,000 $ 133,000 $ 46,000
Allentown-Bethlehem-Easton, PA-NJ 62 $ 8,340,000 $ 134,516 $ 74,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 59 $ 11,440,000 $ 193,898 $ 82,000
Bethesda-Frederick-Gaithersburg, MD 51 $ 12,036,000 $ 236,000 $ 72,000
Vero Beach, FL 50 $ 9,075,000 $ 181,500 $ 48,000
Richmond, VA 44 $ 7,563,000 $ 171,886 $ 63,000
Naples-Marco Island, FL 38 $ 8,257,000 $ 217,289 $ 75,000
Anderson, SC 35 $ 4,281,000 $ 122,314 $ 38,000
Nashville-Davidson--Murfreesboro, TN 35 $ 4,017,000 $ 114,771 $ 50,000
Gainesville, FL 34 $ 4,088,000 $ 120,235 $ 46,000
Ocala, FL 34 $ 4,214,000 $ 123,941 $ 43,000
Greenville, SC 24 $ 2,657,000 $ 110,708 $ 40,000
Shreveport-Bossier City, LA 23 $ 1,943,000 $ 84,478 $ 47,000
Florence-Muscle Shoals, AL 22 $ 1,733,000 $ 78,772 $ 51,000
Punta Gorda, FL 21 $ 3,730,000 $ 177,619 $ 59,000
Tallahassee, FL 21 $ 2,907,000 $ 138,428 $ 45,000
Warner Robins, GA 21 $ 2,506,000 $ 119,333 $ 91,000
New Orleans-Metairie-Kenner, LA 18 $ 2,057,000 $ 114,277 $ 68,000
Camden, NJ 17 $ 3,083,000 $ 181,352 $ 93,000
Pensacola-Ferry Pass-Brent, FL 16 $ 1,809,000 $ 113,062 $ 55,000
Springfield, MO 15 $ 1,299,000 $ 86,600 $ 46,000
Pittsburgh, PA 13 $ 2,089,000 $ 160,692 $ 68,000
San Antonio, TX 13 $ 1,071,000 $ 82,384 $ 51,000
Chattanooga, TN-GA 11 $ 1,410,000 $ 128,181 $ 52,000
Columbus, OH 9 $ 1,207,000 $ 134,111 $ 70,000
Fort Walton Beach-Crestview-Destin, FL 9 $ 1,242,000 $ 138,000 $ 59,000
St. Louis, MO-IL 9 $ 1,814,000 $ 201,555 $ 94,000
Warren-Farmington Hills-Troy, MI 9 $ 1,579,000 $ 175,444 $ 68,000
York-Hanover, PA 9 $ 1,504,000 $ 167,111 $ 79,000
Asheville, NC 8 $ 925,000 $ 115,625 $ 49,000
Baton Rouge, LA 8 $ 822,000 $ 102,750 $ 85,000
Charleston-North Charleston, SC 8 $ 1,386,000 $ 173,250 $ 43,000
Durham, NC 8 $ 573,000 $ 71,625 $ 100,000
Greensboro-High Point, NC 8 $ 966,000 $ 120,750 $ 103,000
Laredo, TX 8 $ 709,000 $ 88,625 $ 31,000
Morristown, TN 8 $ 553,000 $ 69,125 $ 23,000
Raleigh-Cary, NC 8 $ 1,103,000 $ 137,875 $ 99,000
Jackson, MS 7 $ 867,000 $ 123,857 $ 33,000
Reading, PA 7 $ 1,084,000 $ 154,857 $ 38,000
Houston-Baytown-Sugar Land, TX 6 $ 577,000 $ 96,166 $ 79,000
Monroe, LA 6 $ 356,000 $ 59,333 $ 79,000
Panama City-Lynn Haven, FL 6 $ 791,000 $ 131,833 $ 51,000
Trenton-Ewing, NJ 6 $ 1,544,000 $ 257,333 $ 111,000
Winston-Salem, NC 6 $ 728,000 $ 121,333 $ 39,000
Gainesville, GA 5 $ 758,000 $ 151,600 $ 93,000
Lafayette, LA 5 $ 600,000 $ 120,000 $ 14,000
Lake County-Kenosha County, IL-WI 5 $ 1,245,000 $ 249,000 $ 86,000
Decatur, AL 4 $ 345,000 $ 86,250 $ 59,000
El Paso, TX 4 $ 482,000 $ 120,500 $ 47,000
Hagerstown-Martinsburg, MD-WV 4 $ 740,000 $ 185,000 $ 61,000
Harrisburg-Carlisle, PA 4 $ 294,000 $ 73,500 $ 203,000
Little Rock-North Little Rock, AR 4 $ 276,000 $ 69,000 $ 48,000
Memphis, TN-MS-AR 4 $ 230,000 $ 57,500 $ 61,000
Wilmington, DE-MD-NJ 4 $ 743,000 $ 185,750 $ 73,000
Atlantic City, NJ 3 $ 622,000 $ 207,333 $ 105,000
Birmingham-Hoover, AL 3 $ 579,000 $ 193,000 $ 91,000
Hot Springs, AR 3 $ 403,000 $ 134,333 $ 71,000
Kingsport-Bristol-Bristol, TN-VA 3 $ 314,000 $ 104,666 $ 35,000
Scranton--Wilkes-Barre, PA 3 $ 428,000 $ 142,666 $ 76,000
Athens-Clarke County, GA 2 $ 102,000 $ 51,000 $ 0
Blacksburg-Christiansburg-Radford, VA 2 $ 112,000 $ 56,000 $ 126,000
Cambridge-Newton-Framingham, MA 2 $ 533,000 $ 266,500 $ 84,000
Cleveland-Elyria-Mentor, OH 2 $ 175,000 $ 87,500 $ 120,000
Denver-Aurora, CO 2 $ 220,000 $ 110,000 $ 172,000
Detroit-Livonia-Dearborn, MI 2 $ 172,000 $ 86,000 $ 45,000
Evansville, IN-KY 2 $ 239,000 $ 119,500 $ 40,000
Fayetteville, NC 2 $ 213,000 $ 106,500 $ 35,000
Gary, IN 2 $ 259,000 $ 129,500 $ 49,000
Houma-Bayou Cane-Thibodaux, LA 2 $ 253,000 $ 126,500 $ 99,000
Indianapolis, IN 2 $ 168,000 $ 84,000 $ 93,000
Lancaster, PA 2 $ 243,000 $ 121,500 $ 17,000
Louisville, KY-IN 2 $ 294,000 $ 147,000 $ 30,000
Myrtle Beach-Conway-North Myrtle Beach, SC 2 $ 164,000 $ 82,000 $ 92,000
Ocean City, NJ 2 $ 508,000 $ 254,000 $ 498,000
Salisbury, MD 2 $ 295,000 $ 147,500 $ 15,000
Albany, GA 1 $ 56,000 $ 56,000 $ 31,000
Alexandria, LA 1 $ 24,000 $ 24,000 $ 16,000
Augusta-Richmond County, GA-SC 1 $ 42,000 $ 42,000 $ 53,000
Battle Creek, MI 1 $ 140,000 $ 140,000 $ 61,000
Beaumont-Port Arthur, TX 1 $ 63,000 $ 63,000 $ 98,000
Bridgeport-Stamford-Norwalk, CT 1 $ 254,000 $ 254,000 $ 53,000
Champaign-Urbana, IL 1 $ 193,000 $ 193,000 $ 87,000
Charlottesville, VA 1 $ 112,000 $ 112,000 $ 31,000
Clarksville, TN-KY 1 $ 92,000 $ 92,000 $ 106,000
Columbia, SC 1 $ 74,000 $ 74,000 $ 201,000
Dalton, GA 1 $ 72,000 $ 72,000 $ 15,000
Dothan, AL 1 $ 200,000 $ 200,000 $ 110,000
Dover, DE 1 $ 166,000 $ 166,000 $ 75,000
Erie, PA 1 $ 125,000 $ 125,000 $ 45,000
Florence, SC 1 $ 180,000 $ 180,000 $ 113,000
Fort Worth-Arlington, TX 1 $ 270,000 $ 270,000 $ 173,000
Hickory-Lenoir-Morganton, NC 1 $ 104,000 $ 104,000 $ 44,000
Hinesville-Fort Stewart, GA 1 $ 98,000 $ 98,000 $ 42,000
Huntsville, AL 1 $ 58,000 $ 58,000 $ 34,000
Kansas City, MO-KS 1 $ 160,000 $ 160,000 $ 10,000
Lebanon, PA 1 $ 300,000 $ 300,000 $ 422,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 224,000 $ 224,000 $ 94,000
Oklahoma City, OK 1 $ 101,000 $ 101,000 $ 63,000
Rockford, IL 1 $ 188,000 $ 188,000 $ 130,000
Rocky Mount, NC 1 $ 245,000 $ 245,000 $ 57,000
Savannah, GA 1 $ 123,000 $ 123,000 $ 79,000
Spartanburg, SC 1 $ 150,000 $ 150,000 $ 157,000
Sumter, SC 1 $ 45,000 $ 45,000 $ 15,000
Valdosta, GA 1 $ 93,000 $ 93,000 $ 14,000
Wilmington, NC 1 $ 190,000 $ 190,000 $ 158,000

Mortgage Loan Application Detail Totals for Ivanhoefinancial in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,785 $656,725,000 $151,320 $1,520,000 $70,240 $1,122,000
Home Improvement 3,136 $573,994,000 $148,192 $2,470,000 $66,846 $3,300,000
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,572 $643,540,000 $147,555 $2,470,000 $81,777 $3,300,000
Not Provided 1,513 $267,958,000 $167,280 $1,013,000 $63,920 $1,800,000
Hispanic 952 $162,762,000 $148,437 $878,000 $54,000 $793,000
Black or African American 648 $109,718,000 $151,157 $1,500,000 $56,947 $454,000
Asian 176 $36,440,000 $229,636 $1,560,000 $81,363 $300,000
Native Hawaiian or Other Pacific Islander 41 $7,397,000 $255,000 $420,000 $78,333 $131,000
American Indian or Alaskan Native 17 $2,594,000 $135,800 $296,000 $62,000 $149,000
Not applicable 2 $310,000 $155,000 $173,000 $22,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,647 $1,189,176,000 $152,551 $2,470,000 $67,965 $3,300,000
FHA-insured (Federal Housing Administration) 221 $31,611,000 $149,642 $384,000 $47,142 $406,000
VA-guaranteed (Veterans Administration) 53 $9,932,000 $165,142 $332,000 $50,285 $112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,273 $944,183,000 $153,392 $2,470,000 $76,428 $3,300,000
Application Approved But Not Accepted 720 $124,401,000 $141,521 $1,520,000 $60,130 $1,029,000
Application Denied By Financial Institution 413 $70,592,000 $135,352 $1,203,000 $52,176 $1,122,000
Application Withdrawn By Applicant 404 $69,270,000 $157,444 $1,013,000 $51,722 $598,000
File Closed For Incompleteness 111 $22,273,000 $152,894 $1,250,000 $55,052 $793,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ivanhoefinancial's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ivanhoefinancial's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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