Ivy Mortgage, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Ivy Mortgage, Inc. of Fulton, MD reported 213 mortgage applications totaling $96.3 million, up 7% from 2024. The average application was for $452,230, and applicants reported an average income of $216,666. 61% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (14), Montgomery County-Bucks County-Chester County, PA (14) and Knoxville, TN (13) (applications in parentheses).
| Mortgage Company & Address | Ivy Mortgage, Inc. 7625 Maple Lawn Blvd Suite 135 Fulton, MD 20759 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 213 |
| Total Mortgage Loan Application Amount | $96,325,000 |
| Average Mortgage Loan Application Amount | $452,230 |
| Highest Mortgage Loan Application Amount | $1,015,000 |
| Average Applicant Income | $216,666 |
| Highest Applicant Income | $1,578,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ivy Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle, Delaware | 12 | $ 4,940,000 | $ 411,666 | $ 280,000 |
| Knox, Tennessee | 10 | $ 3,980,000 | $ 398,000 | $ 215,000 |
| Howard, Maryland | 8 | $ 5,400,000 | $ 675,000 | $ 182,000 |
| Montgomery, Pennsylvania | 8 | $ 3,400,000 | $ 425,000 | $ 233,000 |
| Montgomery, Maryland | 7 | $ 3,445,000 | $ 492,142 | $ 216,000 |
| Montgomery, Virginia | 7 | $ 2,345,000 | $ 335,000 | $ 172,000 |
| Frederick, Maryland | 6 | $ 2,760,000 | $ 460,000 | $ 320,000 |
| Middlesex, Massachusetts | 6 | $ 3,290,000 | $ 548,333 | $ 185,000 |
| Collin, Texas | 6 | $ 3,300,000 | $ 550,000 | $ 209,000 |
| Fort Bend, Texas | 6 | $ 3,050,000 | $ 508,333 | $ 185,000 |
| King, Washington | 6 | $ 3,910,000 | $ 651,666 | $ 316,000 |
| Forsyth, Georgia | 5 | $ 3,135,000 | $ 627,000 | $ 250,000 |
| Baltimore, Maryland | 5 | $ 2,065,000 | $ 413,000 | $ 232,000 |
| Durham, North Carolina | 5 | $ 1,985,000 | $ 397,000 | $ 198,000 |
| New Hanover, North Carolina | 5 | $ 1,495,000 | $ 299,000 | $ 122,000 |
| Allegheny, Pennsylvania | 5 | $ 1,605,000 | $ 321,000 | $ 236,000 |
| Chester, Pennsylvania | 5 | $ 2,395,000 | $ 479,000 | $ 185,000 |
| Williamson, Texas | 5 | $ 2,405,000 | $ 481,000 | $ 192,000 |
| Los Angeles, California | 4 | $ 2,120,000 | $ 530,000 | $ 239,000 |
| Fulton, Georgia | 4 | $ 2,450,000 | $ 612,500 | $ 146,000 |
| Bergen, New Jersey | 4 | $ 2,100,000 | $ 525,000 | $ 286,000 |
| Hudson, New Jersey | 4 | $ 2,110,000 | $ 527,500 | $ 345,000 |
| Harris, Texas | 4 | $ 1,390,000 | $ 347,500 | $ 151,000 |
| Virginia Beach, Virginia | 4 | $ 1,910,000 | $ 477,500 | $ 177,000 |
| St. Johns, Florida | 3 | $ 1,275,000 | $ 425,000 | $ 624,000 |
| East Baton Rouge, Louisiana | 3 | $ 1,145,000 | $ 381,666 | $ 203,000 |
| Loudoun, Virginia | 3 | $ 1,625,000 | $ 541,666 | $ 234,000 |
| Merced, California | 2 | $ 660,000 | $ 330,000 | $ 164,000 |
| San Bernardino, California | 2 | $ 790,000 | $ 395,000 | $ 172,000 |
| Santa Clara, California | 2 | $ 820,000 | $ 410,000 | $ 169,000 |
| Orange, Florida | 2 | $ 1,020,000 | $ 510,000 | $ 334,000 |
| Palm Beach, Florida | 2 | $ 610,000 | $ 305,000 | $ 75,000 |
| Stearns, Minnesota | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Kings, New York | 2 | $ 1,120,000 | $ 560,000 | $ 196,000 |
| Union, North Carolina | 2 | $ 1,070,000 | $ 535,000 | $ 183,000 |
| Wake, North Carolina | 2 | $ 690,000 | $ 345,000 | $ 235,000 |
| Anderson, Tennessee | 2 | $ 550,000 | $ 275,000 | $ 221,000 |
| Hamilton, Tennessee | 2 | $ 570,000 | $ 285,000 | $ 132,000 |
| Butte, California | 1 | $ 425,000 | $ 425,000 | $ 163,000 |
| Placer, California | 1 | $ 275,000 | $ 275,000 | $ 201,000 |
| Riverside, California | 1 | $ 475,000 | $ 475,000 | $ 123,000 |
| Sacramento, California | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| San Benito, California | 1 | $ 505,000 | $ 505,000 | $ 202,000 |
| Douglas, Colorado | 1 | $ 455,000 | $ 455,000 | $ 194,000 |
| Broward, Florida | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| Hillsborough, Florida | 1 | $ 305,000 | $ 305,000 | $ 214,000 |
| Pasco, Florida | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Chatham, Georgia | 1 | $ 595,000 | $ 595,000 | $ 253,000 |
| Cobb, Georgia | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Gwinnett, Georgia | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Anne Arundel, Maryland | 1 | $ 625,000 | $ 625,000 | $ 139,000 |
| Cecil, Maryland | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Suffolk, Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Worcester, Massachusetts | 1 | $ 705,000 | $ 705,000 | $ 383,000 |
| Burlington, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 189,000 |
| Camden, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Essex, New Jersey | 1 | $ 745,000 | $ 745,000 | $ 580,000 |
| Mercer, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 165,000 |
| Morris, New Jersey | 1 | $ 575,000 | $ 575,000 | $ 250,000 |
| Somerset, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 67,000 |
| Union, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 155,000 |
| Orange, New York | 1 | $ 505,000 | $ 505,000 | $ 279,000 |
| Queens, New York | 1 | $ 1,015,000 | $ 1,015,000 | $ 198,000 |
| Westchester, New York | 1 | $ 1,015,000 | $ 1,015,000 | $ 312,000 |
| Mecklenburg, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 197,000 |
| Bucks, Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 318,000 |
| Delaware, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Lehigh, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Philadelphia, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Blount, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 272,000 |
| Sevier, Tennessee | 1 | $ 555,000 | $ 555,000 | $ 175,000 |
| Washington, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Bexar, Texas | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Brazos, Texas | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Nueces, Texas | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Tarrant, Texas | 1 | $ 355,000 | $ 355,000 | $ 186,000 |
| Fairfax, Virginia | 1 | $ 705,000 | $ 705,000 | $ 399,000 |
| Newport News, Virginia | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Snohomish, Washington | 1 | $ 395,000 | $ 395,000 | $ 214,000 |
Mortgage Loan Application Detail Totals for Ivy Mortgage, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 116 | $52,190,000 | $449,000 | $805,000 | $221,000 | $1,578,000 |
| Home Purchase | 85 | $39,085,000 | $459,000 | $1,015,000 | $210,000 | $650,000 |
| Cash-out Refinancing | 12 | $5,050,000 | $420,000 | $655,000 | $222,000 | $540,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 178 | $79,740,000 | $447,000 | $1,015,000 | $216,000 | $1,578,000 |
| Not Provided | 26 | $12,120,000 | $466,000 | $805,000 | $204,000 | $425,000 |
| White | 8 | $3,760,000 | $470,000 | $905,000 | $256,000 | $540,000 |
| Hispanic | 1 | $705,000 | $705,000 | $705,000 | $399,000 | $399,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 213 | $96,325,000 | $452,000 | $1,015,000 | $217,000 | $1,578,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 129 | $57,105,000 | $442,000 | $1,015,000 | $208,000 | $580,000 |
| Application Withdrawn By Applicant | 59 | $26,685,000 | $452,000 | $725,000 | $197,000 | $1,440,000 |
| File Closed For Incompleteness | 21 | $10,995,000 | $523,000 | $1,015,000 | $322,000 | $1,578,000 |
| Application Denied By Financial Institution | 4 | $1,540,000 | $385,000 | $605,000 | $228,000 | $312,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 209 | $94,785,000 | $453,000 | $1,015,000 | $216,000 | $1,578,000 |
| Collateral | 2 | $430,000 | $215,000 | $235,000 | $161,000 | $170,000 |
| Debt-To-Income Ratio | 1 | $505,000 | $505,000 | $505,000 | $279,000 | $279,000 |
| Employment History | 1 | $605,000 | $605,000 | $605,000 | $312,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ivy Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ivy Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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