21 mortgage lenders are based in Jefferson City, MO, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Cole County, MO in 2025.
In 2025, 141 lenders made 2,058 home loans worth $428.6 million in Cole County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Cole County, which includes Jefferson City.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | The Central Trust Bank Jefferson City, MO | 480 | $79.9M | $166,000 | 23.3% |
| 2 | Multipli Federal Credit Union Jefferson City, MO | 278 | $47.2M | $170,000 | 13.5% |
| 3 | Flat Branch Mortgage, Inc. Columbia, MO | 273 | $66.5M | $244,000 | 13.3% |
| 4 | United Wholesale Mortgage Plymouth, MI | 145 | $38.5M | $266,000 | 7.0% |
| 5 | Mid America Bank Jefferson City, MO | 108 | $27.1M | $251,000 | 5.2% |
| 6 | Hawthorn Bank Jefferson City, MO | 56 | $14.0M | $251,000 | 2.7% |
| 7 | Mortgage Research Center Columbia, MO | 55 | $16.6M | $302,000 | 2.7% |
| 8 | Community Point Bank Russellville, MO | 34 | $7.5M | $222,000 | 1.7% |
| 9 | Geneva Financial LLC Chandler, AZ | 32 | $5.7M | $178,000 | 1.6% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 31 | $4.8M | $155,000 | 1.5% |
See every lender in Cole County and its 2025 mortgage data · top lenders in Missouri · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Central Trust Bank
238 MADISON STREET JEFFERSON CITY, MO 65101 |
* | 16,292 | $1,995,476,000 |
| Conservation Emp Credit Union
P.O. BOX 180 JEFFERSON CITY, MO 65109 |
* | 92 | $16,690,000 |
| Conservation Employees Credit Union
P.O. BOX 180 JEFFERSON CITY, MO 65102 |
* | 861 | $94,867,000 |
| Employment Security Credit Uni
PO BOX 1828 JEFFERSON CITY, MO 65102 |
* | 8 | $783,000 |
| Exchange Bank
132 E. HIGH ST. JEFFERSON CITY, MO 65101 |
* | 678 | $78,485,000 |
| Exchange National Bank
132 E. HIGH ST. JEFFERSON CITY, MO 65101 |
* | 2,048 | $211,585,000 |
| Fcs Financial Flca
1930 E MILLER ST JEFFERSON CITY, MO 65101 |
* | 1,213 | $277,755,000 |
| First Financial Credit Union
3124 W. EDGEWOOD DRIVE JEFFERSON CITY, MO 65109 |
* | 1,026 | $111,043,000 |
| Hawthorn Bank
132 E. HIGH STREET JEFFERSON CITY, MO 65101 |
* | 22,901 | $3,573,314,000 |
| Jefferson Bank of Missouri
700 SOUTHWEST BLVD. JEFFERSON CITY, MO 65101 |
* | 5,419 | $831,946,000 |
| Jefferson Bank of Missouri
700 SOUTHWEST BLVD JEFFERSON CITY, MO 65102 |
* | 13,088 | $1,577,417,000 |
| Mece Credit Union
2722 E MCCARTY JEFFERSON CITY, MO 65102 |
* | 2,091 | $376,498,000 |
| Mid America Bank
1511 FRIENDSHIP ROAD JEFFERSON CITY, MO 65101 |
* | 7,605 | $1,316,431,000 |
| Midwest Independent Bank
910 WEATHERED ROCK ROAD JEFFERSON CITY, MO 65110 |
* | 6 | $679,000 |
| Missouri State Credit Union
1815 SOUTHWEST BOULEVARD JEFFERSON CITY, MO 65109 |
* | 31 | $2,651,000 |
| Multipli Credit Union
JEFFERSON CITY, MO 65109 |
* | 193 | $51,075,000 |
| Multipli Federal Credit Union
3124 W. EDGEWOOD DR. JEFFERSON CITY, MO 65109 |
* | 7,942 | $1,189,258,000 |
| Premier Bank
815 WEST STADIUM BLVD. JEFFERSON CITY, MO 65109 |
* | 6,417 | $1,194,660,000 |
| Premier Bank
815 WEST STADIUM BLVD JEFFERSON CITY, MO 65109 |
* | 292 | $48,189,000 |
| The Central Trust Bank
238 MADISON ST. JEFFERSON CITY, MO 65101 |
* | 12,104 | $2,519,017,000 |
| The Central Trust Bank
238 MADISON ST. JEFFERSON CITY, MO 65101 |
* | 59,504 | $15,473,050,000 |
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