Jmac Lending, Inc. Mortgage Lending & HMDA Data, 2024

In 2024, Jmac Lending, Inc. of Santa Ana, CA reported 4,883 mortgage applications totaling $2.3 billion, up 112% from 2023. The average application was for $463,392, and applicants reported an average income of $213,346. 61% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (312), Riverside-San Bernardino-Ontario, CA (305) and Tampa, FL (185) (applications in parentheses).

Mortgage Company & Address Jmac Lending, Inc.
2510 Red Hill Avenue
Santa Ana, CA 92705
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,883
Total Mortgage Loan Application Amount $2,262,745,000
Average Mortgage Loan Application Amount $463,392
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $213,346
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Jmac Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Jmac Lending, Inc. by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 312 $ 202,330,000 $ 648,493 $ 309,000
Orange, California 164 $ 125,220,000 $ 763,536 $ 365,000
San Bernardino, California 153 $ 66,845,000 $ 436,895 $ 164,000
Riverside, California 152 $ 80,200,000 $ 527,631 $ 288,000
Hillsborough, Florida 118 $ 44,070,000 $ 373,474 $ 139,000
Palm Beach, Florida 116 $ 45,440,000 $ 391,724 $ 178,000
San Diego, California 103 $ 72,375,000 $ 702,669 $ 256,000
Kern, California 85 $ 31,825,000 $ 374,411 $ 144,000
Broward, Florida 85 $ 39,265,000 $ 461,941 $ 276,000
Maricopa, Arizona 75 $ 38,835,000 $ 517,800 $ 260,000
Fresno, California 71 $ 25,305,000 $ 356,408 $ 174,000
Pinellas, Florida 71 $ 28,155,000 $ 396,549 $ 186,000
Sarasota, Florida 67 $ 32,055,000 $ 478,432 $ 267,000
Cook, Illinois 65 $ 25,155,000 $ 387,000 $ 175,000
Miami-Dade, Florida 63 $ 34,075,000 $ 540,873 $ 245,000
Manatee, Florida 53 $ 24,115,000 $ 455,000 $ 288,000
Bergen, New Jersey 53 $ 31,215,000 $ 588,962 $ 262,000
Sacramento, California 52 $ 22,720,000 $ 436,923 $ 163,000
Orange, Florida 52 $ 19,610,000 $ 377,115 $ 144,000
Pasco, Florida 52 $ 17,230,000 $ 331,346 $ 113,000
Ventura, California 46 $ 26,230,000 $ 570,217 $ 290,000
Middlesex, New Jersey 46 $ 20,440,000 $ 444,347 $ 177,000
Duval, Florida 42 $ 15,020,000 $ 357,619 $ 163,000
Placer, California 39 $ 25,945,000 $ 665,256 $ 256,000
San Joaquin, California 39 $ 17,165,000 $ 440,128 $ 171,000
Santa Clara, California 39 $ 37,075,000 $ 950,641 $ 334,000
Polk, Florida 37 $ 12,715,000 $ 343,648 $ 126,000
Harris, Texas 37 $ 11,345,000 $ 306,621 $ 139,000
St. Lucie, Florida 36 $ 10,940,000 $ 303,888 $ 103,000
Salt Lake, Utah 36 $ 18,780,000 $ 521,666 $ 239,000
Allegheny, Pennsylvania 35 $ 9,745,000 $ 278,428 $ 115,000
Alameda, California 34 $ 21,350,000 $ 627,941 $ 209,000
Lehigh, Pennsylvania 34 $ 9,730,000 $ 286,176 $ 104,000
Marion, Florida 33 $ 8,845,000 $ 268,030 $ 80,000
Ocean, New Jersey 32 $ 16,340,000 $ 510,625 $ 471,000
Contra Costa, California 31 $ 20,965,000 $ 676,290 $ 248,000
Lee, Florida 31 $ 10,625,000 $ 342,741 $ 336,000
Morris, New Jersey 30 $ 15,400,000 $ 513,333 $ 186,000
Gwinnett, Georgia 29 $ 11,205,000 $ 386,379 $ 130,000
Prince George's, Maryland 29 $ 13,505,000 $ 465,689 $ 189,000
Dallas, Texas 29 $ 13,935,000 $ 480,517 $ 288,000
Stanislaus, California 28 $ 11,200,000 $ 400,000 $ 220,000
Martin, Florida 27 $ 13,105,000 $ 485,370 $ 307,000
Volusia, Florida 27 $ 7,715,000 $ 285,740 $ 100,000
Brevard, Florida 26 $ 7,880,000 $ 303,076 $ 138,000
Utah, Utah 26 $ 14,450,000 $ 555,769 $ 276,000
York, South Carolina 25 $ 8,525,000 $ 341,000 $ 132,000
Clay, Florida 23 $ 8,245,000 $ 358,478 $ 120,000
Seminole, Florida 23 $ 7,665,000 $ 333,260 $ 186,000
Bexar, Texas 22 $ 6,330,000 $ 287,727 $ 241,000
Madera, California 21 $ 9,095,000 $ 433,095 $ 177,000
Osceola, Florida 21 $ 7,195,000 $ 342,619 $ 196,000
Otero, New Mexico 21 $ 5,085,000 $ 242,142 $ 104,000
Mecklenburg, North Carolina 21 $ 8,505,000 $ 405,000 $ 212,000
Pima, Arizona 20 $ 6,460,000 $ 323,000 $ 125,000
Hillsborough, New Hampshire 20 $ 7,630,000 $ 381,500 $ 127,000
Passaic, New Jersey 20 $ 10,120,000 $ 506,000 $ 187,000
Tarrant, Texas 20 $ 7,110,000 $ 355,500 $ 252,000
Collin, Texas 19 $ 8,015,000 $ 421,842 $ 171,000
Weber, Utah 19 $ 9,155,000 $ 481,842 $ 123,000
Pinal, Arizona 18 $ 8,190,000 $ 455,000 $ 195,000
Fulton, Georgia 18 $ 6,560,000 $ 364,444 $ 397,000
Tulare, California 17 $ 7,575,000 $ 445,588 $ 238,000
Lake, Florida 17 $ 5,455,000 $ 320,882 $ 156,000
Polk, Iowa 17 $ 4,025,000 $ 236,764 $ 129,000
Monmouth, New Jersey 17 $ 9,325,000 $ 548,529 $ 597,000
Montgomery, Pennsylvania 17 $ 5,315,000 $ 312,647 $ 255,000
Fort Bend, Texas 17 $ 5,305,000 $ 312,058 $ 145,000
Clark, Nevada 16 $ 6,310,000 $ 394,375 $ 169,000
Essex, New Jersey 16 $ 8,880,000 $ 555,000 $ 217,000
Hudson, New Jersey 16 $ 9,240,000 $ 577,500 $ 230,000
Hernando, Florida 15 $ 4,465,000 $ 297,666 $ 82,000
Lake, Illinois 15 $ 5,505,000 $ 367,000 $ 195,000
Marion, Indiana 15 $ 3,315,000 $ 221,000 $ 68,000
Denton, Texas 15 $ 14,425,000 $ 961,666 $ 823,000
Travis, Texas 15 $ 9,495,000 $ 633,000 $ 228,000
Indian River, Florida 14 $ 6,010,000 $ 429,285 $ 96,000
Chatham, Georgia 14 $ 5,170,000 $ 369,285 $ 145,000
DeKalb, Georgia 14 $ 6,050,000 $ 432,142 $ 231,000
Rutherford, Tennessee 14 $ 5,610,000 $ 400,714 $ 104,000
King, Washington 14 $ 14,130,000 $ 1,009,285 $ 797,000
San Mateo, California 13 $ 13,675,000 $ 1,051,923 $ 351,000
Baltimore, Maryland 13 $ 4,505,000 $ 346,538 $ 134,000
Somerset, New Jersey 13 $ 8,055,000 $ 619,615 $ 230,000
Philadelphia, Pennsylvania 13 $ 2,725,000 $ 209,615 $ 77,000
El Dorado, California 12 $ 5,610,000 $ 467,500 $ 196,000
Santa Cruz, California 12 $ 5,230,000 $ 435,833 $ 595,000
Cobb, Georgia 12 $ 7,600,000 $ 633,333 $ 321,000
Middlesex, Massachusetts 12 $ 6,150,000 $ 512,500 $ 171,000
Plymouth, Massachusetts 12 $ 5,930,000 $ 494,166 $ 170,000
Worcester, Massachusetts 12 $ 5,220,000 $ 435,000 $ 111,000
Butler, Pennsylvania 12 $ 3,490,000 $ 290,833 $ 78,000
Davidson, Tennessee 12 $ 5,710,000 $ 475,833 $ 128,000
Williamson, Texas 12 $ 4,940,000 $ 411,666 $ 183,000
Davis, Utah 12 $ 5,050,000 $ 420,833 $ 95,000
Monterey, California 11 $ 8,485,000 $ 771,363 $ 264,000
Denver, Colorado 11 $ 5,625,000 $ 511,363 $ 197,000
St. Johns, Florida 11 $ 4,685,000 $ 425,909 $ 177,000
Ada, Idaho 11 $ 5,745,000 $ 522,272 $ 186,000
Barnstable, Massachusetts 11 $ 4,925,000 $ 447,727 $ 162,000
Essex, Massachusetts 11 $ 6,785,000 $ 616,818 $ 179,000
Oakland, Michigan 11 $ 3,275,000 $ 297,727 $ 173,000
Union, New Jersey 11 $ 6,235,000 $ 566,818 $ 216,000
Bucks, Pennsylvania 11 $ 4,015,000 $ 365,000 $ 127,000
Horry, South Carolina 11 $ 4,035,000 $ 366,818 $ 223,000
Cochise, Arizona 10 $ 2,490,000 $ 249,000 $ 122,000
San Francisco, California 10 $ 9,670,000 $ 967,000 $ 254,000
Arapahoe, Colorado 10 $ 4,580,000 $ 458,000 $ 191,000
New Castle, Delaware 10 $ 2,640,000 $ 264,000 $ 102,000
Bay, Florida 10 $ 3,780,000 $ 378,000 $ 179,000
Anne Arundel, Maryland 10 $ 3,870,000 $ 387,000 $ 140,000
Parker, Texas 10 $ 3,370,000 $ 337,000 $ 208,000
Santa Barbara, California 9 $ 5,625,000 $ 625,000 $ 171,000
Collier, Florida 9 $ 4,345,000 $ 482,777 $ 213,000
DuPage, Illinois 9 $ 4,165,000 $ 462,777 $ 169,000
Montgomery, Maryland 9 $ 3,865,000 $ 429,444 $ 219,000
Bristol, Massachusetts 9 $ 4,055,000 $ 450,555 $ 133,000
Hampden, Massachusetts 9 $ 3,075,000 $ 341,666 $ 104,000
Mercer, New Jersey 9 $ 3,855,000 $ 428,333 $ 119,000
Clackamas, Oregon 9 $ 6,015,000 $ 668,333 $ 202,000
Solano, California 8 $ 3,590,000 $ 448,750 $ 168,000
Jefferson, Colorado 8 $ 4,300,000 $ 537,500 $ 135,000
Clayton, Georgia 8 $ 2,120,000 $ 265,000 $ 84,000
Paulding, Georgia 8 $ 2,010,000 $ 251,250 $ 99,000
Union, North Carolina 8 $ 3,070,000 $ 383,750 $ 141,000
Beaver, Pennsylvania 8 $ 1,880,000 $ 235,000 $ 98,000
Bell, Texas 8 $ 2,350,000 $ 293,750 $ 66,000
Montgomery, Texas 8 $ 3,570,000 $ 446,250 $ 301,000
Kings, California 7 $ 2,185,000 $ 312,142 $ 533,000
Merced, California 7 $ 2,665,000 $ 380,714 $ 115,000
Sonoma, California 7 $ 4,775,000 $ 682,142 $ 283,000
Adams, Colorado 7 $ 3,085,000 $ 440,714 $ 152,000
Mesa, Colorado 7 $ 2,295,000 $ 327,857 $ 280,000
Charlotte, Florida 7 $ 2,725,000 $ 389,285 $ 258,000
Escambia, Florida 7 $ 2,725,000 $ 389,285 $ 259,000
Henry, Georgia 7 $ 2,255,000 $ 322,142 $ 80,000
Jefferson, Kentucky 7 $ 2,555,000 $ 365,000 $ 123,000
Howard, Maryland 7 $ 3,485,000 $ 497,857 $ 147,000
Suffolk, Massachusetts 7 $ 3,975,000 $ 567,857 $ 164,000
Livingston, Michigan 7 $ 3,275,000 $ 467,857 $ 198,000
Burlington, New Jersey 7 $ 2,695,000 $ 385,000 $ 133,000
Chester, Pennsylvania 7 $ 2,235,000 $ 319,285 $ 176,000
Providence, Rhode Island 7 $ 2,895,000 $ 413,571 $ 90,000
Lexington, South Carolina 7 $ 2,325,000 $ 332,142 $ 121,000
Sumner, Tennessee 7 $ 2,785,000 $ 397,857 $ 153,000
Loudoun, Virginia 7 $ 5,795,000 $ 827,857 $ 201,000
Snohomish, Washington 7 $ 4,415,000 $ 630,714 $ 370,000
Yolo, California 6 $ 3,230,000 $ 538,333 $ 228,000
Citrus, Florida 6 $ 1,230,000 $ 205,000 $ 73,000
Cherokee, Georgia 6 $ 2,310,000 $ 385,000 $ 136,000
Jackson, Georgia 6 $ 1,490,000 $ 248,333 $ 93,000
Kane, Illinois 6 $ 1,770,000 $ 295,000 $ 104,000
Washoe, Nevada 6 $ 4,100,000 $ 683,333 $ 249,000
Wake, North Carolina 6 $ 2,210,000 $ 368,333 $ 143,000
Delaware, Pennsylvania 6 $ 1,740,000 $ 290,000 $ 94,000
Lawrence, Pennsylvania 6 $ 990,000 $ 165,000 $ 101,000
Northampton, Pennsylvania 6 $ 1,510,000 $ 251,666 $ 99,000
Rockwall, Texas 6 $ 2,050,000 $ 341,666 $ 215,000
Tooele, Utah 6 $ 2,150,000 $ 358,333 $ 110,000
Fairfax, Virginia 6 $ 2,760,000 $ 460,000 $ 548,000
Mobile, Alabama 5 $ 1,295,000 $ 259,000 $ 74,000
Navajo, Arizona 5 $ 1,435,000 $ 287,000 $ 128,000
San Luis Obispo, California 5 $ 3,285,000 $ 657,000 $ 220,000
Eagle, Colorado 5 $ 6,105,000 $ 1,221,000 $ 595,000
Weld, Colorado 5 $ 2,195,000 $ 439,000 $ 98,000
Alachua, Florida 5 $ 1,445,000 $ 289,000 $ 109,000
Leon, Florida 5 $ 1,615,000 $ 323,000 $ 172,000
Monroe, Florida 5 $ 4,105,000 $ 821,000 $ 521,000
Douglas, Georgia 5 $ 1,195,000 $ 239,000 $ 53,000
Kootenai, Idaho 5 $ 2,225,000 $ 445,000 $ 131,000
McHenry, Illinois 5 $ 1,445,000 $ 289,000 $ 85,000
Genesee, Michigan 5 $ 2,015,000 $ 403,000 $ 167,000
Merrimack, New Hampshire 5 $ 2,085,000 $ 417,000 $ 185,000
Rockingham, New Hampshire 5 $ 2,195,000 $ 439,000 $ 138,000
Camden, New Jersey 5 $ 1,545,000 $ 309,000 $ 267,000
Sussex, New Jersey 5 $ 1,745,000 $ 349,000 $ 121,000
Warren, New Jersey 5 $ 1,345,000 $ 269,000 $ 161,000
Rowan, North Carolina 5 $ 1,745,000 $ 349,000 $ 168,000
Hamilton, Ohio 5 $ 825,000 $ 165,000 $ 67,000
Deschutes, Oregon 5 $ 5,435,000 $ 1,087,000 $ 669,000
Beaufort, South Carolina 5 $ 4,195,000 $ 839,000 $ 504,000
Montgomery, Tennessee 5 $ 1,445,000 $ 289,000 $ 91,000
Shelby, Tennessee 5 $ 1,185,000 $ 237,000 $ 84,000
Galveston, Texas 5 $ 1,515,000 $ 303,000 $ 72,000
Cache, Utah 5 $ 2,615,000 $ 523,000 $ 193,000
Prince William, Virginia 5 $ 2,745,000 $ 549,000 $ 150,000
Jefferson, Alabama 4 $ 1,190,000 $ 297,500 $ 131,000
Butte, California 4 $ 1,560,000 $ 390,000 $ 149,000
Calaveras, California 4 $ 1,460,000 $ 365,000 $ 131,000
Tehama, California 4 $ 1,700,000 $ 425,000 $ 208,000
Douglas, Colorado 4 $ 1,960,000 $ 490,000 $ 369,000
El Paso, Colorado 4 $ 2,010,000 $ 502,500 $ 159,000
Summit, Colorado 4 $ 5,300,000 $ 1,325,000 $ 1,254,000
Hendry, Florida 4 $ 1,170,000 $ 292,500 $ 71,000
Hall, Georgia 4 $ 2,220,000 $ 555,000 $ 160,000
Will, Illinois 4 $ 1,470,000 $ 367,500 $ 180,000
Dallas, Iowa 4 $ 1,270,000 $ 317,500 $ 202,000
Norfolk, Massachusetts 4 $ 2,420,000 $ 605,000 $ 202,000
Jackson, Michigan 4 $ 1,210,000 $ 302,500 $ 104,000
Macomb, Michigan 4 $ 1,010,000 $ 252,500 $ 107,000
Wayne, Michigan 4 $ 900,000 $ 225,000 $ 116,000
Olmsted, Minnesota 4 $ 1,670,000 $ 417,500 $ 102,000
Cape May, New Jersey 4 $ 1,330,000 $ 332,500 $ 692,000
Hunterdon, New Jersey 4 $ 2,190,000 $ 547,500 $ 237,000
Gaston, North Carolina 4 $ 1,430,000 $ 357,500 $ 137,000
Onslow, North Carolina 4 $ 1,190,000 $ 297,500 $ 99,000
Multnomah, Oregon 4 $ 1,780,000 $ 445,000 $ 164,000
Berks, Pennsylvania 4 $ 1,690,000 $ 422,500 $ 124,000
Luzerne, Pennsylvania 4 $ 660,000 $ 165,000 $ 76,000
Westmoreland, Pennsylvania 4 $ 990,000 $ 247,500 $ 94,000
York, Pennsylvania 4 $ 1,150,000 $ 287,500 $ 81,000
Ector, Texas 4 $ 1,160,000 $ 290,000 $ 161,000
Washington, Utah 4 $ 2,020,000 $ 505,000 $ 160,000
Henrico, Virginia 4 $ 1,100,000 $ 275,000 $ 76,000
Adams, Washington 4 $ 910,000 $ 227,500 $ 0
Pierce, Washington 4 $ 2,130,000 $ 532,500 $ 134,000
Napa, California 3 $ 2,975,000 $ 991,666 $ 509,000
San Benito, California 3 $ 1,175,000 $ 391,666 $ 105,000
Larimer, Colorado 3 $ 1,345,000 $ 448,333 $ 233,000
Capitol Planning Region, Connecticut 3 $ 925,000 $ 308,333 $ 139,000
Walton, Florida 3 $ 2,175,000 $ 725,000 $ 0
Newton, Georgia 3 $ 835,000 $ 278,333 $ 85,000
Richmond, Georgia 3 $ 705,000 $ 235,000 $ 176,000
Baltimore City, Maryland 3 $ 515,000 $ 171,666 $ 85,000
Charles, Maryland 3 $ 1,235,000 $ 411,666 $ 89,000
Frederick, Maryland 3 $ 1,395,000 $ 465,000 $ 154,000
Calhoun, Michigan 3 $ 535,000 $ 178,333 $ 65,000
Emmet, Michigan 3 $ 885,000 $ 295,000 $ 162,000
Gloucester, New Jersey 3 $ 1,015,000 $ 338,333 $ 135,000
Bernalillo, New Mexico 3 $ 555,000 $ 185,000 $ 0
Cabarrus, North Carolina 3 $ 675,000 $ 225,000 $ 72,000
Catawba, North Carolina 3 $ 515,000 $ 171,666 $ 145,000
Moore, North Carolina 3 $ 1,235,000 $ 411,666 $ 110,000
Washington, Oregon 3 $ 1,525,000 $ 508,333 $ 276,000
Monroe, Pennsylvania 3 $ 1,055,000 $ 351,666 $ 48,000
Charleston, South Carolina 3 $ 1,405,000 $ 468,333 $ 172,000
Greenville, South Carolina 3 $ 775,000 $ 258,333 $ 130,000
Kershaw, South Carolina 3 $ 775,000 $ 258,333 $ 47,000
Brazoria, Texas 3 $ 1,135,000 $ 378,333 $ 102,000
Ellis, Texas 3 $ 995,000 $ 331,666 $ 323,000
Henderson, Texas 3 $ 2,835,000 $ 945,000 $ 883,000
Kaufman, Texas 3 $ 955,000 $ 318,333 $ 109,000
Midland, Texas 3 $ 635,000 $ 211,666 $ 104,000
Duchesne, Utah 3 $ 535,000 $ 178,333 $ 109,000
Summit, Utah 3 $ 3,075,000 $ 1,025,000 $ 392,000
Wasatch, Utah 3 $ 6,015,000 $ 2,005,000 $ 967,000
Clark, Washington 3 $ 1,935,000 $ 645,000 $ 272,000
Kitsap, Washington 3 $ 1,155,000 $ 385,000 $ 116,000
Graham, Arizona 2 $ 520,000 $ 260,000 $ 280,000
Mohave, Arizona 2 $ 390,000 $ 195,000 $ 61,000
Yavapai, Arizona 2 $ 790,000 $ 395,000 $ 85,000
Lake, California 2 $ 340,000 $ 170,000 $ 77,000
Marin, California 2 $ 1,780,000 $ 890,000 $ 260,000
Mendocino, California 2 $ 1,150,000 $ 575,000 $ 200,000
Mono, California 2 $ 1,340,000 $ 670,000 $ 390,000
Nevada, California 2 $ 880,000 $ 440,000 $ 182,000
Sutter, California 2 $ 800,000 $ 400,000 $ 127,000
Tuolumne, California 2 $ 530,000 $ 265,000 $ 77,000
Yuba, California 2 $ 840,000 $ 420,000 $ 233,000
Elbert, Colorado 2 $ 1,060,000 $ 530,000 $ 174,000
Routt, Colorado 2 $ 2,590,000 $ 1,295,000 $ 1,106,000
Greater Bridgeport Planning Region, Connecticut 2 $ 1,530,000 $ 765,000 $ 250,000
Naugatuck Valley Planning Region, Connecticut 2 $ 480,000 $ 240,000 $ 58,000
Flagler, Florida 2 $ 600,000 $ 300,000 $ 114,000
Glades, Florida 2 $ 690,000 $ 345,000 $ 83,000
Highlands, Florida 2 $ 410,000 $ 205,000 $ 41,000
Okaloosa, Florida 2 $ 610,000 $ 305,000 $ 81,000
Santa Rosa, Florida 2 $ 780,000 $ 390,000 $ 122,000
Sumter, Florida 2 $ 450,000 $ 225,000 $ 110,000
Bartow, Georgia 2 $ 470,000 $ 235,000 $ 69,000
Columbia, Georgia 2 $ 520,000 $ 260,000 $ 77,000
Coweta, Georgia 2 $ 1,260,000 $ 630,000 $ 313,000
Gilmer, Georgia 2 $ 710,000 $ 355,000 $ 88,000
Jasper, Georgia 2 $ 620,000 $ 310,000 $ 188,000
Spalding, Georgia 2 $ 500,000 $ 250,000 $ 95,000
Canyon, Idaho 2 $ 760,000 $ 380,000 $ 88,000
Kankakee, Illinois 2 $ 790,000 $ 395,000 $ 134,000
Hancock, Indiana 2 $ 650,000 $ 325,000 $ 94,000
Hendricks, Indiana 2 $ 920,000 $ 460,000 $ 124,000
Johnson, Indiana 2 $ 460,000 $ 230,000 $ 26,000
Lake, Indiana 2 $ 490,000 $ 245,000 $ 81,000
Monroe, Indiana 2 $ 360,000 $ 180,000 $ 48,000
Bullitt, Kentucky 2 $ 740,000 $ 370,000 $ 190,000
Harford, Maryland 2 $ 910,000 $ 455,000 $ 153,000
Washington, Maryland 2 $ 430,000 $ 215,000 $ 167,000
Franklin, Massachusetts 2 $ 550,000 $ 275,000 $ 63,000
Eaton, Michigan 2 $ 530,000 $ 265,000 $ 147,000
Shiawassee, Michigan 2 $ 440,000 $ 220,000 $ 93,000
St. Clair, Michigan 2 $ 520,000 $ 260,000 $ 42,000
Renville, Minnesota 2 $ 570,000 $ 285,000 $ 80,000
Douglas, Nevada 2 $ 700,000 $ 350,000 $ 352,000
Alamance, North Carolina 2 $ 290,000 $ 145,000 $ 214,000
Brunswick, North Carolina 2 $ 500,000 $ 250,000 $ 80,000
Carteret, North Carolina 2 $ 2,810,000 $ 1,405,000 $ 356,000
Durham, North Carolina 2 $ 1,110,000 $ 555,000 $ 292,000
Forsyth, North Carolina 2 $ 650,000 $ 325,000 $ 100,000
Guilford, North Carolina 2 $ 500,000 $ 250,000 $ 111,000
Pender, North Carolina 2 $ 580,000 $ 290,000 $ 236,000
Licking, Ohio 2 $ 710,000 $ 355,000 $ 193,000
Montgomery, Ohio 2 $ 1,450,000 $ 725,000 $ 370,000
Portage, Ohio 2 $ 350,000 $ 175,000 $ 360,000
Clatsop, Oregon 2 $ 730,000 $ 365,000 $ 88,000
Douglas, Oregon 2 $ 680,000 $ 340,000 $ 127,000
Jackson, Oregon 2 $ 1,120,000 $ 560,000 $ 168,000
Yamhill, Oregon 2 $ 910,000 $ 455,000 $ 116,000
Armstrong, Pennsylvania 2 $ 280,000 $ 140,000 $ 87,000
Mercer, Pennsylvania 2 $ 350,000 $ 175,000 $ 76,000
Somerset, Pennsylvania 2 $ 370,000 $ 185,000 $ 66,000
Susquehanna, Pennsylvania 2 $ 450,000 $ 225,000 $ 62,000
Washington, Pennsylvania 2 $ 660,000 $ 330,000 $ 158,000
Dorchester, South Carolina 2 $ 900,000 $ 450,000 $ 141,000
Lancaster, South Carolina 2 $ 740,000 $ 370,000 $ 107,000
Spartanburg, South Carolina 2 $ 390,000 $ 195,000 $ 65,000
Williamson, Tennessee 2 $ 1,860,000 $ 930,000 $ 676,000
Wilson, Tennessee 2 $ 1,250,000 $ 625,000 $ 281,000
Bastrop, Texas 2 $ 900,000 $ 450,000 $ 150,000
Burnet, Texas 2 $ 830,000 $ 415,000 $ 164,000
Cameron, Texas 2 $ 370,000 $ 185,000 $ 73,000
Comal, Texas 2 $ 720,000 $ 360,000 $ 138,000
El Paso, Texas 2 $ 420,000 $ 210,000 $ 829,000
Hays, Texas 2 $ 980,000 $ 490,000 $ 150,000
Hill, Texas 2 $ 610,000 $ 305,000 $ 107,000
Hood, Texas 2 $ 410,000 $ 205,000 $ 80,000
Johnson, Texas 2 $ 420,000 $ 210,000 $ 86,000
Kendall, Texas 2 $ 1,120,000 $ 560,000 $ 106,000
Limestone, Texas 2 $ 400,000 $ 200,000 $ 51,000
Nueces, Texas 2 $ 2,210,000 $ 1,105,000 $ 2,022,000
Wise, Texas 2 $ 660,000 $ 330,000 $ 143,000
Campbell, Virginia 2 $ 610,000 $ 305,000 $ 111,000
Chesterfield, Virginia 2 $ 660,000 $ 330,000 $ 63,000
Spotsylvania, Virginia 2 $ 700,000 $ 350,000 $ 76,000
Stafford, Virginia 2 $ 890,000 $ 445,000 $ 186,000
Benton, Washington 2 $ 790,000 $ 395,000 $ 78,000
Winnebago, Wisconsin 2 $ 730,000 $ 365,000 $ 69,000
Lee, Alabama 1 $ 355,000 $ 355,000 $ 86,000
St. Clair, Alabama 1 $ 365,000 $ 365,000 $ 105,000
Coconino, Arizona 1 $ 295,000 $ 295,000 $ 63,000
Gila, Arizona 1 $ 415,000 $ 415,000 $ 129,000
Alpine, California 1 $ 105,000 $ 105,000 $ 0
Amador, California 1 $ 305,000 $ 305,000 $ 71,000
Colusa, California 1 $ 385,000 $ 385,000 $ 255,000
Imperial, California 1 $ 155,000 $ 155,000 $ 0
Inyo, California 1 $ 565,000 $ 565,000 $ 186,000
Mariposa, California 1 $ 455,000 $ 455,000 $ 85,000
Shasta, California 1 $ 275,000 $ 275,000 $ 81,000
Archuleta, Colorado 1 $ 345,000 $ 345,000 $ 436,000
Boulder, Colorado 1 $ 1,175,000 $ 1,175,000 $ 0
Delta, Colorado 1 $ 145,000 $ 145,000 $ 29,000
Gilpin, Colorado 1 $ 815,000 $ 815,000 $ 249,000
Gunnison, Colorado 1 $ 585,000 $ 585,000 $ 216,000
La Plata, Colorado 1 $ 255,000 $ 255,000 $ 385,000
Otero, Colorado 1 $ 105,000 $ 105,000 $ 0
Park, Colorado 1 $ 445,000 $ 445,000 $ 150,000
Pueblo, Colorado 1 $ 225,000 $ 225,000 $ 69,000
Saguache, Colorado 1 $ 235,000 $ 235,000 $ 103,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 305,000 $ 305,000 $ 0
South Central Connecticut Planning Region, Connecticut 1 $ 765,000 $ 765,000 $ 410,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 405,000 $ 405,000 $ 126,000
Kent, Delaware 1 $ 505,000 $ 505,000 $ 164,000
District of Columbia, District Of Columbia 1 $ 465,000 $ 465,000 $ 0
Baker, Florida 1 $ 195,000 $ 195,000 $ 67,000
Bradford, Florida 1 $ 395,000 $ 395,000 $ 92,000
Columbia, Florida 1 $ 225,000 $ 225,000 $ 133,000
Hamilton, Florida 1 $ 205,000 $ 205,000 $ 170,000
Hardee, Florida 1 $ 385,000 $ 385,000 $ 129,000
Levy, Florida 1 $ 275,000 $ 275,000 $ 600,000
Okeechobee, Florida 1 $ 275,000 $ 275,000 $ 68,000
Putnam, Florida 1 $ 255,000 $ 255,000 $ 118,000
Baldwin, Georgia 1 $ 165,000 $ 165,000 $ 0
Barrow, Georgia 1 $ 415,000 $ 415,000 $ 82,000
Carroll, Georgia 1 $ 285,000 $ 285,000 $ 66,000
Dougherty, Georgia 1 $ 115,000 $ 115,000 $ 62,000
Effingham, Georgia 1 $ 255,000 $ 255,000 $ 172,000
Fayette, Georgia 1 $ 415,000 $ 415,000 $ 0
Floyd, Georgia 1 $ 175,000 $ 175,000 $ 78,000
Forsyth, Georgia 1 $ 755,000 $ 755,000 $ 157,000
Gordon, Georgia 1 $ 315,000 $ 315,000 $ 83,000
Habersham, Georgia 1 $ 185,000 $ 185,000 $ 38,000
Liberty, Georgia 1 $ 255,000 $ 255,000 $ 98,000
Lowndes, Georgia 1 $ 305,000 $ 305,000 $ 75,000
Madison, Georgia 1 $ 185,000 $ 185,000 $ 53,000
Mitchell, Georgia 1 $ 255,000 $ 255,000 $ 0
Muscogee, Georgia 1 $ 195,000 $ 195,000 $ 93,000
Pike, Georgia 1 $ 445,000 $ 445,000 $ 136,000
Rockdale, Georgia 1 $ 315,000 $ 315,000 $ 98,000
Stephens, Georgia 1 $ 115,000 $ 115,000 $ 152,000
Sumter, Georgia 1 $ 275,000 $ 275,000 $ 90,000
Thomas, Georgia 1 $ 165,000 $ 165,000 $ 0
Tift, Georgia 1 $ 225,000 $ 225,000 $ 73,000
Walton, Georgia 1 $ 345,000 $ 345,000 $ 102,000
Benewah, Idaho 1 $ 415,000 $ 415,000 $ 143,000
Latah, Idaho 1 $ 235,000 $ 235,000 $ 84,000
Coles, Illinois 1 $ 385,000 $ 385,000 $ 184,000
Kendall, Illinois 1 $ 335,000 $ 335,000 $ 163,000
Peoria, Illinois 1 $ 85,000 $ 85,000 $ 58,000
Stephenson, Illinois 1 $ 225,000 $ 225,000 $ 90,000
Winnebago, Illinois 1 $ 205,000 $ 205,000 $ 56,000
Boone, Indiana 1 $ 325,000 $ 325,000 $ 98,000
Brown, Indiana 1 $ 245,000 $ 245,000 $ 63,000
Clark, Indiana 1 $ 225,000 $ 225,000 $ 52,000
Greene, Indiana 1 $ 125,000 $ 125,000 $ 58,000
Hamilton, Indiana 1 $ 655,000 $ 655,000 $ 542,000
Henry, Indiana 1 $ 265,000 $ 265,000 $ 144,000
Jackson, Indiana 1 $ 185,000 $ 185,000 $ 70,000
LaPorte, Indiana 1 $ 215,000 $ 215,000 $ 99,000
Lawrence, Indiana 1 $ 135,000 $ 135,000 $ 46,000
Morgan, Indiana 1 $ 415,000 $ 415,000 $ 112,000
Orange, Indiana 1 $ 205,000 $ 205,000 $ 94,000
Porter, Indiana 1 $ 325,000 $ 325,000 $ 124,000
Mahaska, Iowa 1 $ 125,000 $ 125,000 $ 67,000
Marshall, Iowa 1 $ 105,000 $ 105,000 $ 59,000
Carroll, Kentucky 1 $ 215,000 $ 215,000 $ 81,000
Spencer, Kentucky 1 $ 465,000 $ 465,000 $ 148,000
Calvert, Maryland 1 $ 375,000 $ 375,000 $ 115,000
Carroll, Maryland 1 $ 105,000 $ 105,000 $ 0
Dorchester, Maryland 1 $ 185,000 $ 185,000 $ 46,000
Queen Anne's, Maryland 1 $ 505,000 $ 505,000 $ 201,000
Worcester, Maryland 1 $ 175,000 $ 175,000 $ 0
Dukes, Massachusetts 1 $ 655,000 $ 655,000 $ 638,000
Antrim, Michigan 1 $ 635,000 $ 635,000 $ 170,000
Berrien, Michigan 1 $ 165,000 $ 165,000 $ 59,000
Cass, Michigan 1 $ 185,000 $ 185,000 $ 71,000
Kalamazoo, Michigan 1 $ 125,000 $ 125,000 $ 49,000
Leelanau, Michigan 1 $ 1,195,000 $ 1,195,000 $ 684,000
Washtenaw, Michigan 1 $ 475,000 $ 475,000 $ 0
Dodge, Minnesota 1 $ 325,000 $ 325,000 $ 91,000
Fillmore, Minnesota 1 $ 205,000 $ 205,000 $ 57,000
Goodhue, Minnesota 1 $ 485,000 $ 485,000 $ 238,000
Hennepin, Minnesota 1 $ 415,000 $ 415,000 $ 92,000
Houston, Minnesota 1 $ 465,000 $ 465,000 $ 104,000
Pine, Minnesota 1 $ 195,000 $ 195,000 $ 68,000
Wabasha, Minnesota 1 $ 245,000 $ 245,000 $ 83,000
Platte, Nebraska 1 $ 315,000 $ 315,000 $ 92,000
Lyon, Nevada 1 $ 255,000 $ 255,000 $ 169,000
Belknap, New Hampshire 1 $ 295,000 $ 295,000 $ 0
Grafton, New Hampshire 1 $ 985,000 $ 985,000 $ 1,044,000
Strafford, New Hampshire 1 $ 295,000 $ 295,000 $ 80,000
Sullivan, New Hampshire 1 $ 215,000 $ 215,000 $ 0
Atlantic, New Jersey 1 $ 485,000 $ 485,000 $ 170,000
Cumberland, New Jersey 1 $ 215,000 $ 215,000 $ 58,000
Caldwell, North Carolina 1 $ 195,000 $ 195,000 $ 155,000
Cleveland, North Carolina 1 $ 125,000 $ 125,000 $ 46,000
Davidson, North Carolina 1 $ 145,000 $ 145,000 $ 57,000
Harnett, North Carolina 1 $ 475,000 $ 475,000 $ 120,000
Lee, North Carolina 1 $ 255,000 $ 255,000 $ 115,000
New Hanover, North Carolina 1 $ 1,195,000 $ 1,195,000 $ 392,000
Pitt, North Carolina 1 $ 225,000 $ 225,000 $ 212,000
Robeson, North Carolina 1 $ 205,000 $ 205,000 $ 83,000
Rockingham, North Carolina 1 $ 175,000 $ 175,000 $ 59,000
Stanly, North Carolina 1 $ 275,000 $ 275,000 $ 153,000
Surry, North Carolina 1 $ 385,000 $ 385,000 $ 164,000
Butler, Ohio 1 $ 325,000 $ 325,000 $ 86,000
Clermont, Ohio 1 $ 225,000 $ 225,000 $ 95,000
Fairfield, Ohio 1 $ 405,000 $ 405,000 $ 109,000
Franklin, Ohio 1 $ 165,000 $ 165,000 $ 0
Hocking, Ohio 1 $ 195,000 $ 195,000 $ 131,000
Trumbull, Ohio 1 $ 305,000 $ 305,000 $ 103,000
Wood, Ohio 1 $ 255,000 $ 255,000 $ 118,000
Coos, Oregon 1 $ 405,000 $ 405,000 $ 96,000
Hood River, Oregon 1 $ 615,000 $ 615,000 $ 120,000
Klamath, Oregon 1 $ 375,000 $ 375,000 $ 62,000
Linn, Oregon 1 $ 405,000 $ 405,000 $ 72,000
Marion, Oregon 1 $ 475,000 $ 475,000 $ 98,000
Adams, Pennsylvania 1 $ 205,000 $ 205,000 $ 58,000
Carbon, Pennsylvania 1 $ 115,000 $ 115,000 $ 110,000
Erie, Pennsylvania 1 $ 115,000 $ 115,000 $ 35,000
Huntingdon, Pennsylvania 1 $ 155,000 $ 155,000 $ 121,000
Pike, Pennsylvania 1 $ 375,000 $ 375,000 $ 120,000
Schuylkill, Pennsylvania 1 $ 75,000 $ 75,000 $ 32,000
Tioga, Pennsylvania 1 $ 145,000 $ 145,000 $ 91,000
Bristol, Rhode Island 1 $ 445,000 $ 445,000 $ 285,000
Anderson, South Carolina 1 $ 285,000 $ 285,000 $ 6,000
Berkeley, South Carolina 1 $ 395,000 $ 395,000 $ 0
Chesterfield, South Carolina 1 $ 205,000 $ 205,000 $ 50,000
Clarendon, South Carolina 1 $ 155,000 $ 155,000 $ 211,000
Colleton, South Carolina 1 $ 735,000 $ 735,000 $ 221,000
Laurens, South Carolina 1 $ 355,000 $ 355,000 $ 127,000
Oconee, South Carolina 1 $ 1,195,000 $ 1,195,000 $ 533,000
Richland, South Carolina 1 $ 285,000 $ 285,000 $ 63,000
Sumter, South Carolina 1 $ 275,000 $ 275,000 $ 80,000
Bedford, Tennessee 1 $ 165,000 $ 165,000 $ 52,000
Bradley, Tennessee 1 $ 225,000 $ 225,000 $ 63,000
Carter, Tennessee 1 $ 195,000 $ 195,000 $ 68,000
Cheatham, Tennessee 1 $ 885,000 $ 885,000 $ 299,000
Dickson, Tennessee 1 $ 225,000 $ 225,000 $ 54,000
Houston, Tennessee 1 $ 295,000 $ 295,000 $ 56,000
Knox, Tennessee 1 $ 285,000 $ 285,000 $ 117,000
Lawrence, Tennessee 1 $ 165,000 $ 165,000 $ 43,000
Maury, Tennessee 1 $ 155,000 $ 155,000 $ 42,000
Roane, Tennessee 1 $ 505,000 $ 505,000 $ 445,000
Robertson, Tennessee 1 $ 965,000 $ 965,000 $ 293,000
Smith, Tennessee 1 $ 255,000 $ 255,000 $ 92,000
Washington, Tennessee 1 $ 505,000 $ 505,000 $ 193,000
Weakley, Tennessee 1 $ 145,000 $ 145,000 $ 241,000
Bosque, Texas 1 $ 375,000 $ 375,000 $ 150,000
Brown, Texas 1 $ 135,000 $ 135,000 $ 42,000
Colorado, Texas 1 $ 295,000 $ 295,000 $ 110,000
Eastland, Texas 1 $ 115,000 $ 115,000 $ 0
Guadalupe, Texas 1 $ 105,000 $ 105,000 $ 58,000
Hidalgo, Texas 1 $ 195,000 $ 195,000 $ 50,000
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Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,542 $1,676,950,000 $473,000 $4,005,000 $197,000 $4,989,000
Cash-out Refinancing 1,011 $396,275,000 $391,000 $2,855,000 $258,000 $4,664,000
Refinancing 330 $189,520,000 $574,000 $3,505,000 $252,000 $6,000,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,933 $904,855,000 $468,000 $4,005,000 $235,000 $4,720,000
Hispanic 1,130 $464,890,000 $411,000 $2,505,000 $166,000 $6,000,000
Asian 705 $373,215,000 $529,000 $3,815,000 $233,000 $3,000,000
Not Provided 660 $349,830,000 $530,000 $3,505,000 $254,000 $4,989,000
Black or African American 421 $155,765,000 $369,000 $1,995,000 $139,000 $4,241,000
American Indian or Alaskan Native 24 $9,660,000 $402,000 $1,065,000 $188,000 $681,000
Native Hawaiian or Other Pacific Islander 10 $4,530,000 $453,000 $655,000 $184,000 $638,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,282 $1,623,250,000 $494,000 $4,005,000 $265,000 $6,000,000
FHA-insured (Federal Housing Administration) 1,261 $493,095,000 $391,000 $1,165,000 $114,000 $951,000
VA-guaranteed (Veterans Administration) 305 $137,955,000 $452,000 $1,765,000 $125,000 $481,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $8,445,000 $241,000 $455,000 $91,000 $348,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,000 $1,345,010,000 $448,000 $3,815,000 $204,000 $4,720,000
Application Withdrawn By Applicant 1,378 $673,700,000 $488,000 $3,505,000 $227,000 $4,989,000
Application Denied By Financial Institution 319 $152,215,000 $477,000 $4,005,000 $225,000 $6,000,000
File Closed For Incompleteness 179 $87,685,000 $489,000 $3,005,000 $210,000 $1,952,000
Application Approved But Not Accepted 4 $2,670,000 $667,000 $1,405,000 $743,000 $2,308,000
Preapproval Approved but not Accepted 3 $1,465,000 $488,000 $565,000 $149,000 $153,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,564 $2,110,530,000 $462,000 $3,815,000 $212,000 $4,989,000
Debt-To-Income Ratio 115 $55,295,000 $480,000 $2,505,000 $159,000 $4,211,000
Other 62 $27,580,000 $444,000 $3,155,000 $321,000 $4,305,000
Collateral 60 $24,090,000 $401,000 $4,005,000 $241,000 $1,857,000
Credit History 39 $20,525,000 $526,000 $2,695,000 $318,000 $6,000,000
Unverifiable Information 18 $7,350,000 $408,000 $745,000 $158,000 $550,000
Employment History 16 $12,590,000 $786,000 $2,855,000 $246,000 $1,123,000
Insufficient Cash (Downpayment, Closing Cost) 9 $4,785,000 $531,000 $965,000 $219,000 $618,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Jmac Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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