Johnsonville Tva Employees Cre Mortgage Lending & HMDA Data, 2025

In 2025, Johnsonville Tva Employees Cre of Camden, TN reported 44 mortgage applications totaling $5.6 million, up 83% from 2024. The average application was for $127,272, and applicants reported an average income of $80,977. 41% of its applications resulted in an originated loan and 57% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (3) and Jackson, TN (1).

Mortgage Company & Address Johnsonville Tva Employees Cre
209 Hwy 641 North
Camden, TN 38320
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 44
Total Mortgage Loan Application Amount $5,600,000
Average Mortgage Loan Application Amount $127,272
Highest Mortgage Loan Application Amount $305,000
Average Applicant Income $80,977
Highest Applicant Income $215,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Johnsonville Tva Employees Cre filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Johnsonville Tva Employees Cre in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 27 $3,125,000 $115,000 $275,000 $82,000 $215,000
Home Purchase 10 $1,940,000 $194,000 $305,000 $79,000 $150,000
Other Purpose 6 $420,000 $70,000 $115,000 $77,000 $120,000
Refinancing 1 $115,000 $115,000 $115,000 $97,000 $97,000
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 38 $4,740,000 $124,000 $295,000 $81,000 $190,000
Hispanic 2 $370,000 $185,000 $205,000 $153,000 $215,000
American Indian or Alaskan Native 1 $25,000 $25,000 $25,000 $25,000 $25,000
Asian 1 $75,000 $75,000 $75,000 $17,000 $17,000
Black or African American 1 $85,000 $85,000 $85,000 $64,000 $64,000
Not Provided 1 $305,000 $305,000 $305,000 $81,000 $81,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 38 $4,570,000 $120,000 $295,000 $80,000 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $915,000 $183,000 $305,000 $81,000 $150,000
FHA-insured (Federal Housing Administration) 1 $115,000 $115,000 $115,000 $120,000 $120,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 25 $3,405,000 $136,000 $305,000 $77,000 $190,000
Loan Originated 18 $1,960,000 $108,000 $275,000 $87,000 $215,000
Application Withdrawn By Applicant 1 $235,000 $235,000 $235,000 $66,000 $66,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19 $2,195,000 $115,000 $275,000 $86,000 $215,000
Credit History 10 $1,530,000 $153,000 $275,000 $104,000 $190,000
Debt-To-Income Ratio 8 $920,000 $115,000 $195,000 $58,000 $111,000
Other 3 $235,000 $78,000 $125,000 $53,000 $69,000
Collateral 2 $120,000 $60,000 $95,000 $54,000 $69,000
Employment History 1 $295,000 $295,000 $295,000 $84,000 $84,000
Mortgage Insurance Denied 1 $305,000 $305,000 $305,000 $81,000 $81,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Johnsonville Tva Employees Cre's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Johnsonville Tva Employees Cre's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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