Jpe Home Finance LLC Mortgage Lending & HMDA Data, 2008
In 2008, Jpe Home Finance LLC of Valencia, CA reported 112 mortgage applications totaling $40.7 million, up 1144% from 2007. The average application was for $363,276, and applicants reported an average income of $151,812. 39% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (109), Medford, OR (1) and Oxnard-Thousand Oaks-Ventura, CA (1) (applications in parentheses).
| Mortgage Company & Address | Jpe Home Finance LLC 25350 Magic Mountain Pkwy Suite 240 Valencia, CA 91355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 112 |
| Total Mortgage Loan Application Amount | $40,687,000 |
| Average Mortgage Loan Application Amount | $363,276 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $151,812 |
| Highest Applicant Income | $978,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Jpe Home Finance LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Jpe Home Finance LLC in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 97 | $35,089,000 | $361,000 | $1,600,000 | $139,000 | $978,000 |
| Refinancing | 10 | $3,284,000 | $328,000 | $604,000 | $125,000 | $172,000 |
| Home Improvement | 5 | $2,314,000 | $462,000 | $766,000 | $454,000 | $772,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 89 | $33,003,000 | $370,000 | $1,600,000 | $157,000 | $978,000 |
| Hispanic | 8 | $2,702,000 | $337,000 | $417,000 | $102,000 | $166,000 |
| Asian | 6 | $2,246,000 | $374,000 | $483,000 | $144,000 | $204,000 |
| Black or African American | 6 | $2,104,000 | $350,000 | $508,000 | $192,000 | $275,000 |
| Not Provided | 3 | $632,000 | $210,000 | $280,000 | $66,000 | $98,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 108 | $39,579,000 | $366,000 | $1,600,000 | $154,000 | $978,000 |
| FHA-insured (Federal Housing Administration) | 4 | $1,108,000 | $277,000 | $412,000 | $93,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 44 | $18,179,000 | $413,000 | $1,600,000 | $173,000 | $978,000 |
| File Closed For Incompleteness | 37 | $10,601,000 | $286,000 | $400,000 | $114,000 | $256,000 |
| Application Denied By Financial Institution | 24 | $8,681,000 | $361,000 | $617,000 | $172,000 | $772,000 |
| Application Approved But Not Accepted | 7 | $3,226,000 | $460,000 | $1,000,000 | $144,000 | $302,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 11 | $3,904,000 | $354,000 | $500,000 | $173,000 | $772,000 |
| Collateral | 6 | $2,563,000 | $427,000 | $617,000 | $124,000 | $172,000 |
| Debt-To-Income Ratio | 3 | $1,010,000 | $336,000 | $417,000 | $113,000 | $165,000 |
| Credit History | 2 | $633,000 | $316,000 | $333,000 | $100,000 | $121,000 |
| Other | 1 | $320,000 | $320,000 | $320,000 | $772,000 | $772,000 |
| Unverifiable Information | 1 | $251,000 | $251,000 | $251,000 | $173,000 | $173,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jpe Home Finance LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jpe Home Finance LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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