Kenilworth Financial Mortgage Lending & HMDA Data, 2011
In 2011, Kenilworth Financial of Oakbrook Terrace, IL reported 456 mortgage applications totaling $130.3 million. The average application was for $285,817, and applicants reported an average income of $151,894. 77% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (389), Lake County-Kenosha County, IL-WI (52) and Rockford, IL (2) (applications in parentheses).
| Mortgage Company & Address | Kenilworth Financial One Oakbrook Terrace Suite 210 Oakbrook Terrace, IL 60181 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 456 |
| Total Mortgage Loan Application Amount | $130,333,000 |
| Average Mortgage Loan Application Amount | $285,817 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $151,894 |
| Highest Applicant Income | $1,505,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Kenilworth Financial filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 218 | $ 66,841,000 | $ 306,610 | $ 162,000 |
| DuPage, Illinois | 93 | $ 26,969,000 | $ 289,989 | $ 146,000 |
| Lake, Illinois | 52 | $ 14,941,000 | $ 287,326 | $ 150,000 |
| Will, Illinois | 33 | $ 7,513,000 | $ 227,666 | $ 149,000 |
| McHenry, Illinois | 20 | $ 4,028,000 | $ 201,400 | $ 125,000 |
| Kane, Illinois | 19 | $ 4,291,000 | $ 225,842 | $ 114,000 |
| Kendall, Illinois | 5 | $ 1,197,000 | $ 239,400 | $ 124,000 |
| LaSalle, Illinois | 2 | $ 520,000 | $ 260,000 | $ 117,000 |
| Winnebago, Illinois | 2 | $ 429,000 | $ 214,500 | $ 100,000 |
| Carroll, Illinois | 1 | $ 398,000 | $ 398,000 | $ 82,000 |
| DeKalb, Illinois | 1 | $ 129,000 | $ 129,000 | $ 86,000 |
| Lee, Illinois | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Madison, Illinois | 1 | $ 161,000 | $ 161,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Kenilworth Financial in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 432 | $124,714,000 | $288,000 | $1,000,000 | $154,000 | $1,505,000 |
| Home Purchase | 24 | $5,619,000 | $234,000 | $730,000 | $114,000 | $264,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 416 | $121,016,000 | $290,000 | $1,000,000 | $155,000 | $1,505,000 |
| Asian | 17 | $4,788,000 | $281,000 | $417,000 | $129,000 | $300,000 |
| Black or African American | 12 | $2,724,000 | $227,000 | $484,000 | $130,000 | $275,000 |
| Hispanic | 11 | $1,805,000 | $164,000 | $275,000 | $81,000 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 454 | $130,079,000 | $286,000 | $1,000,000 | $152,000 | $1,505,000 |
| FHA-insured (Federal Housing Administration) | 2 | $254,000 | $127,000 | $127,000 | $25,000 | $32,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 349 | $101,135,000 | $289,000 | $982,000 | $155,000 | $1,505,000 |
| Application Withdrawn By Applicant | 96 | $26,866,000 | $279,000 | $1,000,000 | $145,000 | $698,000 |
| Application Denied By Financial Institution | 10 | $2,168,000 | $216,000 | $417,000 | $103,000 | $207,000 |
| File Closed For Incompleteness | 1 | $164,000 | $164,000 | $164,000 | $74,000 | $74,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $620,000 | $155,000 | $191,000 | $79,000 | $154,000 |
| Other | 3 | $565,000 | $188,000 | $305,000 | $108,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $406,000 | $406,000 | $406,000 | $140,000 | $140,000 |
| Collateral | 1 | $417,000 | $417,000 | $417,000 | $207,000 | $207,000 |
| Credit History | 1 | $160,000 | $160,000 | $160,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kenilworth Financial's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kenilworth Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About