Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Kinecta 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,700 |
| Total Mortgage Loan Application Amount | $3,211,936,000 |
| Average Mortgage Loan Application Amount | $382,000 |
| Highest Mortgage Loan Application Amount | $3,150,000 |
| Average Applicant Income | $136,666 |
| Highest Applicant Income | $4,906,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,122 | $ 910,701,000 | $ 429,000 | $ 151,000 |
| Orange County California | 927 | $ 450,074,000 | $ 485,000 | $ 164,000 |
| San Diego County California | 301 | $ 136,572,000 | $ 453,000 | $ 159,000 |
| Riverside County California | 261 | $ 88,384,000 | $ 338,000 | $ 142,000 |
| Cook County Illinois | 257 | $ 74,121,000 | $ 288,000 | $ 143,000 |
| Santa Clara County California | 217 | $ 148,024,000 | $ 682,000 | $ 205,000 |
| Ventura County California | 210 | $ 95,892,000 | $ 456,000 | $ 164,000 |
| Alameda County California | 198 | $ 119,851,000 | $ 605,000 | $ 191,000 |
| San Bernardino County California | 180 | $ 52,679,000 | $ 292,000 | $ 169,000 |
| Contra Costa County California | 159 | $ 93,968,000 | $ 590,000 | $ 194,000 |
| Lake County Illinois | 106 | $ 34,904,000 | $ 329,000 | $ 162,000 |
| DuPage County Illinois | 101 | $ 28,126,000 | $ 278,000 | $ 145,000 |
| San Mateo County California | 92 | $ 58,841,000 | $ 639,000 | $ 191,000 |
| Will County Illinois | 81 | $ 23,036,000 | $ 284,000 | $ 126,000 |
| Santa Barbara County California | 64 | $ 36,085,000 | $ 563,000 | $ 154,000 |
| San Francisco County California | 62 | $ 46,072,000 | $ 743,000 | $ 250,000 |
| Nassau County New York | 62 | $ 21,687,000 | $ 349,000 | $ 134,000 |
| Boulder County Colorado | 58 | $ 24,544,000 | $ 423,000 | $ 160,000 |
| Hennepin County Minnesota | 55 | $ 16,309,000 | $ 296,000 | $ 128,000 |
| Suffolk County New York | 51 | $ 15,997,000 | $ 313,000 | $ 133,000 |
| Erie County New York | 48 | $ 7,355,000 | $ 153,000 | $ 93,000 |
| Maricopa County Arizona | 47 | $ 19,195,000 | $ 408,000 | $ 152,000 |
| Kings County New York | 46 | $ 17,516,000 | $ 380,000 | $ 108,000 |
| Arapahoe County Colorado | 42 | $ 11,853,000 | $ 282,000 | $ 143,000 |
| Sacramento County California | 41 | $ 13,120,000 | $ 320,000 | $ 130,000 |
| Douglas County Colorado | 41 | $ 14,210,000 | $ 346,000 | $ 133,000 |
| Queens County New York | 41 | $ 15,952,000 | $ 389,000 | $ 96,000 |
| Middlesex County Massachusetts | 40 | $ 13,180,000 | $ 329,000 | $ 119,000 |
| Jefferson County Colorado | 37 | $ 10,470,000 | $ 282,000 | $ 110,000 |
| Denver County Colorado | 35 | $ 11,017,000 | $ 314,000 | $ 137,000 |
| St. Johns County Florida | 35 | $ 6,975,000 | $ 199,000 | $ 82,000 |
| King County Washington | 33 | $ 16,819,000 | $ 509,000 | $ 203,000 |
| Norfolk County Massachusetts | 30 | $ 8,608,000 | $ 286,000 | $ 86,000 |
| McHenry County Illinois | 28 | $ 6,101,000 | $ 217,000 | $ 106,000 |
| Marin County California | 27 | $ 19,626,000 | $ 726,000 | $ 221,000 |
| Placer County California | 27 | $ 11,366,000 | $ 420,000 | $ 177,000 |
| Kane County Illinois | 25 | $ 5,453,000 | $ 218,000 | $ 89,000 |
| Clark County Nevada | 25 | $ 5,557,000 | $ 222,000 | $ 160,000 |
| Richmond County New York | 24 | $ 7,135,000 | $ 297,000 | $ 93,000 |
| Westchester County New York | 23 | $ 8,806,000 | $ 382,000 | $ 152,000 |
| Solano County California | 22 | $ 6,568,000 | $ 298,000 | $ 127,000 |
| Dakota County Minnesota | 22 | $ 4,932,000 | $ 224,000 | $ 91,000 |
| Kern County California | 21 | $ 4,482,000 | $ 213,000 | $ 88,000 |
| Monterey County California | 21 | $ 10,888,000 | $ 518,000 | $ 204,000 |
| Sonoma County California | 21 | $ 9,718,000 | $ 462,000 | $ 239,000 |
| Rockland County New York | 21 | $ 5,880,000 | $ 280,000 | $ 142,000 |
| Plymouth County Massachusetts | 20 | $ 6,373,000 | $ 318,000 | $ 107,000 |
| El Dorado County California | 19 | $ 7,333,000 | $ 385,000 | $ 184,000 |
| St. Louis County Missouri | 18 | $ 7,203,000 | $ 400,000 | $ 167,000 |
| Broward County Florida | 17 | $ 5,420,000 | $ 318,000 | $ 162,000 |
| Lancaster County Pennsylvania | 17 | $ 3,030,000 | $ 178,000 | $ 79,000 |
| Santa Cruz County California | 16 | $ 9,199,000 | $ 574,000 | $ 191,000 |
| Adams County Colorado | 16 | $ 4,372,000 | $ 273,000 | $ 103,000 |
| Orange County Florida | 16 | $ 3,327,000 | $ 207,000 | $ 118,000 |
| Essex County Massachusetts | 16 | $ 4,212,000 | $ 263,000 | $ 100,000 |
| San Joaquin County California | 14 | $ 5,278,000 | $ 377,000 | $ 171,000 |
| San Luis Obispo County California | 14 | $ 7,562,000 | $ 540,000 | $ 228,000 |
| Bristol County Massachusetts | 13 | $ 3,559,000 | $ 273,000 | $ 120,000 |
| Worcester County Massachusetts | 13 | $ 3,267,000 | $ 251,000 | $ 86,000 |
| Ramsey County Minnesota | 13 | $ 2,342,000 | $ 180,000 | $ 58,000 |
| St. Louis County Minnesota | 13 | $ 1,907,000 | $ 146,000 | $ 68,000 |
| Miami-Dade County Florida | 12 | $ 3,916,000 | $ 326,000 | $ 236,000 |
| Anoka County Minnesota | 12 | $ 3,155,000 | $ 262,000 | $ 109,000 |
| Saratoga County New York | 12 | $ 3,076,000 | $ 256,000 | $ 107,000 |
| Stanislaus County California | 11 | $ 3,335,000 | $ 303,000 | $ 153,000 |
| Montgomery County Maryland | 11 | $ 7,755,000 | $ 705,000 | $ 224,000 |
| Bergen County New Jersey | 11 | $ 3,772,000 | $ 342,000 | $ 134,000 |
| Snohomish County Washington | 11 | $ 3,913,000 | $ 355,000 | $ 190,000 |
| Montgomery County Pennsylvania | 10 | $ 2,920,000 | $ 292,000 | $ 126,000 |
| Mohave County Arizona | 9 | $ 2,347,000 | $ 260,000 | $ 184,000 |
| Scott County Minnesota | 9 | $ 2,871,000 | $ 319,000 | $ 137,000 |
| Nevada County California | 8 | $ 2,912,000 | $ 364,000 | $ 220,000 |
| Eagle County Colorado | 8 | $ 2,839,000 | $ 354,000 | $ 109,000 |
| Elbert County Colorado | 8 | $ 2,622,000 | $ 327,000 | $ 118,000 |
| Fairfield County Connecticut | 8 | $ 4,951,000 | $ 618,000 | $ 241,000 |
| Wright County Minnesota | 8 | $ 1,694,000 | $ 211,000 | $ 116,000 |
| Washington County Oregon | 8 | $ 2,419,000 | $ 302,000 | $ 127,000 |
| Pima County Arizona | 7 | $ 1,767,000 | $ 252,000 | $ 127,000 |
| Madera County California | 7 | $ 2,032,000 | $ 290,000 | $ 163,000 |
| Napa County California | 7 | $ 3,582,000 | $ 511,000 | $ 401,000 |
| Yolo County California | 7 | $ 2,506,000 | $ 358,000 | $ 134,000 |
| Duval County Florida | 7 | $ 1,079,000 | $ 154,000 | $ 68,000 |
| Palm Beach County Florida | 7 | $ 2,126,000 | $ 303,000 | $ 180,000 |
| Boone County Missouri | 7 | $ 618,000 | $ 88,000 | $ 38,000 |
| Albany County New York | 7 | $ 1,553,000 | $ 221,000 | $ 91,000 |
| Orange County New York | 7 | $ 2,643,000 | $ 377,000 | $ 134,000 |
| Lake County Indiana | 6 | $ 542,000 | $ 90,000 | $ 84,000 |
| Suffolk County Massachusetts | 6 | $ 2,230,000 | $ 371,000 | $ 98,000 |
| Macomb County Michigan | 6 | $ 287,000 | $ 47,000 | $ 111,000 |
| Washington County Minnesota | 6 | $ 1,222,000 | $ 203,000 | $ 86,000 |
| St. Charles County Missouri | 6 | $ 1,092,000 | $ 182,000 | $ 76,000 |
| Somerset County New Jersey | 6 | $ 1,726,000 | $ 287,000 | $ 133,000 |
| New York County New York | 6 | $ 3,677,000 | $ 612,000 | $ 178,000 |
| Lane County Oregon | 6 | $ 2,204,000 | $ 367,000 | $ 124,000 |
| Multnomah County Oregon | 6 | $ 1,404,000 | $ 234,000 | $ 79,000 |
| Loudoun County Virginia | 6 | $ 2,462,000 | $ 410,000 | $ 127,000 |
| Clark County Washington | 6 | $ 820,000 | $ 136,000 | $ 108,000 |
| Broomfield County Colorado | 5 | $ 1,454,000 | $ 290,000 | $ 130,000 |
| Larimer County Colorado | 5 | $ 1,136,000 | $ 227,000 | $ 63,000 |
| Weld County Colorado | 5 | $ 1,234,000 | $ 246,000 | $ 77,000 |
| Kendall County Illinois | 5 | $ 1,217,000 | $ 243,000 | $ 110,000 |
| Jefferson County Missouri | 5 | $ 1,069,000 | $ 213,000 | $ 56,000 |
| Middlesex County New Jersey | 5 | $ 1,033,000 | $ 206,000 | $ 100,000 |
| Delaware County Pennsylvania | 5 | $ 1,106,000 | $ 221,000 | $ 83,000 |
| Salt Lake County Utah | 5 | $ 5,301,000 | $ 1,060,000 | $ 384,000 |
| Utah County Utah | 5 | $ 2,478,000 | $ 495,000 | $ 543,000 |
| Yavapai County Arizona | 4 | $ 772,000 | $ 193,000 | $ 97,000 |
| Fresno County California | 4 | $ 868,000 | $ 217,000 | $ 112,000 |
| La Plata County Colorado | 4 | $ 1,922,000 | $ 480,000 | $ 143,000 |
| Pitkin County Colorado | 4 | $ 1,532,000 | $ 383,000 | $ 155,000 |
| New Haven County Connecticut | 4 | $ 1,283,000 | $ 320,000 | $ 151,000 |
| Carlton County Minnesota | 4 | $ 660,000 | $ 165,000 | $ 65,000 |
| Washoe County Nevada | 4 | $ 1,356,000 | $ 339,000 | $ 171,000 |
| Passaic County New Jersey | 4 | $ 1,160,000 | $ 290,000 | $ 89,000 |
| Deschutes County Oregon | 4 | $ 1,052,000 | $ 263,000 | $ 228,000 |
| Bucks County Pennsylvania | 4 | $ 1,008,000 | $ 252,000 | $ 137,000 |
| Chester County Pennsylvania | 4 | $ 829,000 | $ 207,000 | $ 113,000 |
| Philadelphia County Pennsylvania | 4 | $ 937,000 | $ 234,000 | $ 93,000 |
| Providence County Rhode Island | 4 | $ 1,054,000 | $ 263,000 | $ 125,000 |
| Milwaukee County Wisconsin | 4 | $ 362,000 | $ 90,000 | $ 73,000 |
| Pinal County Arizona | 3 | $ 240,000 | $ 80,000 | $ 59,000 |
| Amador County California | 3 | $ 622,000 | $ 207,000 | $ 99,000 |
| Butte County California | 3 | $ 545,000 | $ 181,000 | $ 93,000 |
| Calaveras County California | 3 | $ 1,057,000 | $ 352,000 | $ 239,000 |
| Mendocino County California | 3 | $ 1,013,000 | $ 337,000 | $ 90,000 |
| Merced County California | 3 | $ 434,000 | $ 144,000 | $ 178,000 |
| Summit County Colorado | 3 | $ 1,009,000 | $ 336,000 | $ 341,000 |
| Flagler County Florida | 3 | $ 610,000 | $ 203,000 | $ 74,000 |
| Osceola County Florida | 3 | $ 657,000 | $ 219,000 | $ 130,000 |
| Pasco County Florida | 3 | $ 632,000 | $ 210,000 | $ 63,000 |
| Sarasota County Florida | 3 | $ 354,000 | $ 118,000 | $ 81,000 |
| LaPorte County Indiana | 3 | $ 157,000 | $ 52,000 | $ 112,000 |
| Oakland County Michigan | 3 | $ 937,000 | $ 312,000 | $ 139,000 |
| Wayne County Michigan | 3 | $ 320,000 | $ 106,000 | $ 79,000 |
| Carver County Minnesota | 3 | $ 985,000 | $ 328,000 | $ 195,000 |
| Sherburne County Minnesota | 3 | $ 669,000 | $ 223,000 | $ 102,000 |
| Lyon County Nevada | 3 | $ 295,000 | $ 98,000 | $ 42,000 |
| Rockingham County New Hampshire | 3 | $ 1,018,000 | $ 339,000 | $ 99,000 |
| Morris County New Jersey | 3 | $ 832,000 | $ 277,000 | $ 87,000 |
| Union County New Jersey | 3 | $ 1,114,000 | $ 371,000 | $ 163,000 |
| Bronx County New York | 3 | $ 866,000 | $ 288,000 | $ 85,000 |
| Putnam County New York | 3 | $ 611,000 | $ 203,000 | $ 56,000 |
| Schenectady County New York | 3 | $ 527,000 | $ 175,000 | $ 88,000 |
| Clackamas County Oregon | 3 | $ 2,267,000 | $ 755,000 | $ 311,000 |
| York County Pennsylvania | 3 | $ 526,000 | $ 175,000 | $ 74,000 |
| Newport County Rhode Island | 3 | $ 3,695,000 | $ 1,231,000 | $ 429,000 |
| Pierce County Washington | 3 | $ 764,000 | $ 254,000 | $ 175,000 |
| Waukesha County Wisconsin | 3 | $ 482,000 | $ 160,000 | $ 99,000 |
| Imperial County California | 2 | $ 228,000 | $ 114,000 | $ 158,000 |
| Tulare County California | 2 | $ 492,000 | $ 246,000 | $ 200,000 |
| Delta County Colorado | 2 | $ 154,000 | $ 77,000 | $ 59,000 |
| Garfield County Colorado | 2 | $ 727,000 | $ 363,000 | $ 129,000 |
| Litchfield County Connecticut | 2 | $ 908,000 | $ 454,000 | $ 340,000 |
| Brevard County Florida | 2 | $ 491,000 | $ 245,000 | $ 192,000 |
| Citrus County Florida | 2 | $ 104,000 | $ 52,000 | $ 53,000 |
| Hillsborough County Florida | 2 | $ 765,000 | $ 382,000 | $ 145,000 |
| Manatee County Florida | 2 | $ 254,000 | $ 127,000 | $ 161,000 |
| Monroe County Florida | 2 | $ 1,013,000 | $ 506,000 | $ 164,000 |
| Okaloosa County Florida | 2 | $ 351,000 | $ 175,000 | $ 63,000 |
| Pinellas County Florida | 2 | $ 432,000 | $ 216,000 | $ 167,000 |
| Hendricks County Indiana | 2 | $ 223,000 | $ 111,000 | $ 163,000 |
| Marion County Indiana | 2 | $ 571,000 | $ 285,000 | $ 92,000 |
| Johnson County Kansas | 2 | $ 607,000 | $ 303,000 | $ 124,000 |
| Howard County Maryland | 2 | $ 551,000 | $ 275,000 | $ 106,000 |
| Barnstable County Massachusetts | 2 | $ 637,000 | $ 318,000 | $ 130,000 |
| Hampden County Massachusetts | 2 | $ 375,000 | $ 187,000 | $ 150,000 |
| Isanti County Minnesota | 2 | $ 389,000 | $ 194,000 | $ 74,000 |
| McLeod County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 95,000 |
| Morrison County Minnesota | 2 | $ 328,000 | $ 164,000 | $ 70,000 |
| Rice County Minnesota | 2 | $ 401,000 | $ 200,000 | $ 84,000 |
| Clay County Missouri | 2 | $ 484,000 | $ 242,000 | $ 151,000 |
| Franklin County Missouri | 2 | $ 524,000 | $ 262,000 | $ 135,000 |
| Jackson County Missouri | 2 | $ 130,000 | $ 65,000 | $ 135,000 |
| Hillsborough County New Hampshire | 2 | $ 597,000 | $ 298,000 | $ 130,000 |
| Atlantic County New Jersey | 2 | $ 605,000 | $ 302,000 | $ 31,000 |
| Burlington County New Jersey | 2 | $ 616,000 | $ 308,000 | $ 295,000 |
| Hudson County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 277,000 |
| Ocean County New Jersey | 2 | $ 601,000 | $ 300,000 | $ 387,000 |
| Chautauqua County New York | 2 | $ 148,000 | $ 74,000 | $ 70,000 |
| Columbia County New York | 2 | $ 408,000 | $ 204,000 | $ 107,000 |
| Dutchess County New York | 2 | $ 557,000 | $ 278,000 | $ 72,000 |
| Schoharie County New York | 2 | $ 271,000 | $ 135,000 | $ 62,000 |
| Cuyahoga County Ohio | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Lake County Ohio | 2 | $ 96,000 | $ 48,000 | $ 34,000 |
| Medina County Ohio | 2 | $ 309,000 | $ 154,000 | $ 125,000 |
| Monroe County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Alexandria County Virginia | 2 | $ 746,000 | $ 373,000 | $ 127,000 |
| Arlington County Virginia | 2 | $ 935,000 | $ 467,000 | $ 136,000 |
| Fairfax County Virginia | 2 | $ 586,000 | $ 293,000 | $ 143,000 |
| Coconino County Arizona | 1 | $ 375,000 | $ 375,000 | $ 0 |
| La Paz County Arizona | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Yuma County Arizona | 1 | $ 80,000 | $ 80,000 | $ 76,000 |
| Humboldt County California | 1 | $ 275,000 | $ 275,000 | $ 269,000 |
| Kings County California | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Mono County California | 1 | $ 281,000 | $ 281,000 | $ 173,000 |
| Shasta County California | 1 | $ 379,000 | $ 379,000 | $ 94,000 |
| Siskiyou County California | 1 | $ 161,000 | $ 161,000 | $ 70,000 |
| Tuolumne County California | 1 | $ 172,000 | $ 172,000 | $ 130,000 |
| Yuba County California | 1 | $ 417,000 | $ 417,000 | $ 121,000 |
| Clear Creek County Colorado | 1 | $ 331,000 | $ 331,000 | $ 132,000 |
| El Paso County Colorado | 1 | $ 162,000 | $ 162,000 | $ 32,000 |
| Gilpin County Colorado | 1 | $ 359,000 | $ 359,000 | $ 249,000 |
| Grand County Colorado | 1 | $ 109,000 | $ 109,000 | $ 208,000 |
| Gunnison County Colorado | 1 | $ 139,000 | $ 139,000 | $ 23,000 |
| Mesa County Colorado | 1 | $ 316,000 | $ 316,000 | $ 176,000 |
| Montrose County Colorado | 1 | $ 84,000 | $ 84,000 | $ 260,000 |
| Hartford County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 191,000 |
| Middlesex County Connecticut | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| New London County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| District of Columbia County District Of Columbia | 1 | $ 814,000 | $ 814,000 | $ 241,000 |
| Bay County Florida | 1 | $ 142,000 | $ 142,000 | $ 121,000 |
| Lake County Florida | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Seminole County Florida | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Volusia County Florida | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Walton County Florida | 1 | $ 915,000 | $ 915,000 | $ 584,000 |
| Valley County Idaho | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Grundy County Illinois | 1 | $ 154,000 | $ 154,000 | $ 74,000 |
| LaSalle County Illinois | 1 | $ 117,000 | $ 117,000 | $ 64,000 |
| Madison County Illinois | 1 | $ 417,000 | $ 417,000 | $ 313,000 |
| McLean County Illinois | 1 | $ 90,000 | $ 90,000 | $ 64,000 |
| St. Clair County Illinois | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Winnebago County Illinois | 1 | $ 66,000 | $ 66,000 | $ 15,000 |
| Story County Iowa | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Douglas County Kansas | 1 | $ 126,000 | $ 126,000 | $ 149,000 |
| Finney County Kansas | 1 | $ 800,000 | $ 800,000 | $ 841,000 |
| Sedgwick County Kansas | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| York County Maine | 1 | $ 272,000 | $ 272,000 | $ 118,000 |
| Anne Arundel County Maryland | 1 | $ 230,000 | $ 230,000 | $ 96,000 |
| Baltimore County Maryland | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| Baltimore City County Maryland | 1 | $ 286,000 | $ 286,000 | $ 114,000 |
| Calvert County Maryland | 1 | $ 372,000 | $ 372,000 | $ 144,000 |
| Frederick County Maryland | 1 | $ 165,000 | $ 165,000 | $ 190,000 |
| Harford County Maryland | 1 | $ 200,000 | $ 200,000 | $ 350,000 |
| Prince George's County Maryland | 1 | $ 277,000 | $ 277,000 | $ 83,000 |
| Washington County Maryland | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Nantucket County Massachusetts | 1 | $ 950,000 | $ 950,000 | $ 339,000 |
| Cass County Michigan | 1 | $ 71,000 | $ 71,000 | $ 17,000 |
| Aitkin County Minnesota | 1 | $ 256,000 | $ 256,000 | $ 106,000 |
| Cass County Minnesota | 1 | $ 409,000 | $ 409,000 | $ 190,000 |
| Chisago County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
| Clay County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| Crow Wing County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 95,000 |
| Douglas County Minnesota | 1 | $ 899,000 | $ 899,000 | $ 256,000 |
| Lake County Minnesota | 1 | $ 238,000 | $ 238,000 | $ 81,000 |
| Le Sueur County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 186,000 |
| Mille Lacs County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Stearns County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Todd County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Wadena County Minnesota | 1 | $ 211,000 | $ 211,000 | $ 70,000 |
| Callaway County Missouri | 1 | $ 229,000 | $ 229,000 | $ 64,000 |
| Pike County Missouri | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| St. Louis City County Missouri | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Strafford County New Hampshire | 1 | $ 640,000 | $ 640,000 | $ 207,000 |
| Camden County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 109,000 |
| Essex County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 167,000 |
| Gloucester County New Jersey | 1 | $ 264,000 | $ 264,000 | $ 15,000 |
| Mercer County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Monmouth County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 273,000 |
| Chenango County New York | 1 | $ 133,000 | $ 133,000 | $ 79,000 |
| Clinton County New York | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Monroe County New York | 1 | $ 407,000 | $ 407,000 | $ 169,000 |
| Onondaga County New York | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Cabarrus County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 92,000 |
| Stark County North Dakota | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Crawford County Ohio | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Franklin County Ohio | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Fulton County Ohio | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| Hamilton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Lucas County Ohio | 1 | $ 48,000 | $ 48,000 | $ 19,000 |
| Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 158,000 |
| Warren County Ohio | 1 | $ 140,000 | $ 140,000 | $ 141,000 |
| Marion County Oregon | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Berks County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Bradford County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 164,000 |
| Centre County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Lackawanna County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 287,000 |
| Lebanon County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 76,000 |
| Pike County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 71,000 |
| Schuylkill County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Westmoreland County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 113,000 |
| Kent County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Aiken County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 91,000 |
| Summit County Utah | 1 | $ 600,000 | $ 600,000 | $ 243,000 |
| Wasatch County Utah | 1 | $ 233,000 | $ 233,000 | $ 225,000 |
| Washington County Utah | 1 | $ 150,000 | $ 150,000 | $ 270,000 |
| Weber County Utah | 1 | $ 300,000 | $ 300,000 | $ 49,000 |
| Danville County Virginia | 1 | $ 180,000 | $ 180,000 | $ 185,000 |
| Fauquier County Virginia | 1 | $ 170,000 | $ 170,000 | $ 194,000 |
| Henrico County Virginia | 1 | $ 1,300,000 | $ 1,300,000 | $ 457,000 |
| Benton County Washington | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Island County Washington | 1 | $ 186,000 | $ 186,000 | $ 107,000 |
| San Juan County Washington | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Whatcom County Washington | 1 | $ 362,000 | $ 362,000 | $ 122,000 |
| Burnett County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 102,000 |
| Dane County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 215,000 |
| Door County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Kewaunee County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 167,000 |
| Oconto County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 114,000 |
| Vilas County Wisconsin | 1 | $ 648,000 | $ 648,000 | $ 340,000 |
| Walworth County Wisconsin | 1 | $ 409,000 | $ 409,000 | $ 90,000 |
| Winnebago County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,063 | $1,734,990,000 | $427,000 | $3,150,000 | $156,000 | $3,880,000 |
| Refinancing | 3,622 | $1,472,240,000 | $406,000 | $3,000,000 | $150,000 | $4,906,000 |
| Home Improvement | 15 | $4,706,000 | $313,000 | $665,000 | $104,000 | $208,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,768 | $1,659,974,000 | $440,000 | $3,150,000 | $163,000 | $1,838,000 |
| Not Provided | 1,832 | $733,581,000 | $400,000 | $2,700,000 | $152,000 | $4,906,000 |
| Asian | 1,246 | $536,138,000 | $430,000 | $3,000,000 | $154,000 | $1,826,000 |
| Hispanic | 602 | $196,828,000 | $326,000 | $2,660,000 | $111,000 | $2,065,000 |
| Black or African American | 186 | $58,436,000 | $314,000 | $1,313,000 | $109,000 | $462,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $18,550,000 | $394,000 | $1,350,000 | $114,000 | $350,000 |
| American Indian or Alaskan Native | 19 | $8,429,000 | $443,000 | $1,848,000 | $150,000 | $634,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,420 | $3,132,081,000 | $422,000 | $3,150,000 | $156,000 | $4,906,000 |
| FHA-insured (Federal Housing Administration) | 280 | $79,855,000 | $285,000 | $742,000 | $84,000 | $475,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,027 | $2,040,810,000 | $405,000 | $3,150,000 | $155,000 | $2,065,000 |
| Application Denied By Financial Institution | 1,644 | $745,669,000 | $453,000 | $3,000,000 | $154,000 | $3,880,000 |
| Preapproval Denied by Financial Institution | 414 | $196,594,000 | $474,000 | $2,700,000 | $144,000 | $975,000 |
| Application Withdrawn By Applicant | 291 | $109,077,000 | $374,000 | $1,960,000 | $151,000 | $1,831,000 |
| File Closed For Incompleteness | 180 | $69,214,000 | $384,000 | $2,000,000 | $146,000 | $4,906,000 |
| Application Approved But Not Accepted | 144 | $50,572,000 | $351,000 | $1,100,000 | $128,000 | $477,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 617 | $295,430,000 | $478,000 | $2,500,000 | $175,000 | $3,880,000 |
| Debt-To-Income Ratio | 475 | $228,021,000 | $480,000 | $3,000,000 | $104,000 | $623,000 |
| Credit History | 353 | $148,969,000 | $422,000 | $1,858,000 | $142,000 | $1,242,000 |
| Collateral | 275 | $113,010,000 | $410,000 | $1,820,000 | $177,000 | $3,803,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 122 | $55,956,000 | $458,000 | $2,300,000 | $169,000 | $1,542,000 |
| Other | 94 | $35,718,000 | $379,000 | $1,500,000 | $159,000 | $693,000 |
| Employment History | 65 | $31,744,000 | $488,000 | $1,160,000 | $158,000 | $469,000 |
| Credit Application Incomplete | 57 | $33,415,000 | $586,000 | $2,120,000 | $191,000 | $650,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.