Bank Of New Hampshire
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Bank Of New Hampshire 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of New Hampshire 62 Pleasant St Laconia, NH 03246 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,281 |
| Total Mortgage Loan Application Amount | $198,057,000 |
| Average Mortgage Loan Application Amount | $145,000 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $1,918,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bank Of New Hampshire. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of New Hampshire's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bank Of New Hampshire's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of New Hampshire serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of New Hampshire, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of New Hampshire's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belknap County New Hampshire | 315 | $ 54,655,000 | $ 173,000 | $ 105,000 |
| Grafton County New Hampshire | 151 | $ 22,234,000 | $ 147,000 | $ 143,000 |
| Merrimack County New Hampshire | 148 | $ 22,510,000 | $ 152,000 | $ 86,000 |
| Carroll County New Hampshire | 140 | $ 27,988,000 | $ 199,000 | $ 125,000 |
| Hillsborough County New Hampshire | 120 | $ 23,245,000 | $ 193,000 | $ 109,000 |
| Strafford County New Hampshire | 98 | $ 10,403,000 | $ 106,000 | $ 71,000 |
| Rockingham County New Hampshire | 83 | $ 14,159,000 | $ 170,000 | $ 101,000 |
| Coos County New Hampshire | 59 | $ 5,492,000 | $ 93,000 | $ 71,000 |
| York County Maine | 32 | $ 4,499,000 | $ 140,000 | $ 87,000 |
| Sullivan County New Hampshire | 26 | $ 3,102,000 | $ 119,000 | $ 69,000 |
| Plymouth County Massachusetts | 17 | $ 1,641,000 | $ 96,000 | $ 61,000 |
| Hartford County Connecticut | 10 | $ 570,000 | $ 57,000 | $ 56,000 |
| Bristol County Massachusetts | 10 | $ 668,000 | $ 66,000 | $ 56,000 |
| Worcester County Massachusetts | 10 | $ 462,000 | $ 46,000 | $ 50,000 |
| New London County Connecticut | 5 | $ 146,000 | $ 29,000 | $ 45,000 |
| Cumberland County Maine | 5 | $ 615,000 | $ 123,000 | $ 69,000 |
| Hampden County Massachusetts | 5 | $ 256,000 | $ 51,000 | $ 36,000 |
| Cheshire County New Hampshire | 5 | $ 446,000 | $ 89,000 | $ 79,000 |
| Kent County Rhode Island | 5 | $ 206,000 | $ 41,000 | $ 35,000 |
| Caledonia County Vermont | 5 | $ 273,000 | $ 54,000 | $ 48,000 |
| Middlesex County Massachusetts | 4 | $ 189,000 | $ 47,000 | $ 38,000 |
| Newport County Rhode Island | 4 | $ 214,000 | $ 53,000 | $ 95,000 |
| Norfolk County Massachusetts | 3 | $ 177,000 | $ 59,000 | $ 84,000 |
| Essex County Vermont | 3 | $ 359,000 | $ 119,000 | $ 15,000 |
| Windham County Connecticut | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Oxford County Maine | 2 | $ 700,000 | $ 350,000 | $ 130,000 |
| Essex County Massachusetts | 2 | $ 204,000 | $ 102,000 | $ 111,000 |
| Fairfield County Connecticut | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Middlesex County Connecticut | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| New Haven County Connecticut | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Franklin County Maine | 1 | $ 650,000 | $ 650,000 | $ 617,000 |
| Kennebec County Maine | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Knox County Maine | 1 | $ 78,000 | $ 78,000 | $ 61,000 |
| Sagadahoc County Maine | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Barnstable County Massachusetts | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Berkshire County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Hampshire County Massachusetts | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Providence County Rhode Island | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Orange County Vermont | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Bank Of New Hampshire in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 658 | $90,065,000 | $136,000 | $1,460,000 | $104,000 | $1,918,000 |
| Refinancing | 456 | $91,439,000 | $200,000 | $1,600,000 | $106,000 | $617,000 |
| Home Improvement | 167 | $16,553,000 | $99,000 | $542,000 | $72,000 | $325,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 967 | $138,599,000 | $143,000 | $1,234,000 | $96,000 | $1,918,000 |
| Not Provided | 279 | $52,063,000 | $186,000 | $1,600,000 | $117,000 | $840,000 |
| American Indian or Alaskan Native | 11 | $1,204,000 | $109,000 | $199,000 | $69,000 | $123,000 |
| Asian | 11 | $3,475,000 | $315,000 | $1,175,000 | $103,000 | $275,000 |
| Hispanic | 11 | $1,230,000 | $111,000 | $295,000 | $89,000 | $202,000 |
| Black or African American | 1 | $136,000 | $136,000 | $136,000 | $210,000 | $210,000 |
| Not applicable | 1 | $1,350,000 | $1,350,000 | $1,350,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,197 | $184,743,000 | $154,000 | $1,600,000 | $104,000 | $1,918,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $5,579,000 | $150,000 | $366,000 | $49,000 | $80,000 |
| FHA-insured (Federal Housing Administration) | 30 | $4,821,000 | $160,000 | $304,000 | $59,000 | $183,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,914,000 | $171,000 | $417,000 | $50,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 816 | $131,795,000 | $161,000 | $1,600,000 | $119,000 | $1,918,000 |
| Application Denied By Financial Institution | 261 | $38,579,000 | $147,000 | $1,499,000 | $78,000 | $559,000 |
| Application Approved But Not Accepted | 126 | $15,395,000 | $122,000 | $1,175,000 | $78,000 | $316,000 |
| Application Withdrawn By Applicant | 63 | $9,782,000 | $155,000 | $380,000 | $0 | $0 |
| File Closed For Incompleteness | 15 | $2,506,000 | $167,000 | $500,000 | $108,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of New Hampshire's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of New Hampshire's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Hampshire, download the full spreadsheet
with aggregated HMDA statistics today.