Ladera Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Ladera Lending, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Sacramento, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 7,740 |
| Total Mortgage Loan Application Amount | $2,701,040,000 |
| Average Mortgage Loan Application Amount | $374,000 |
| Highest Mortgage Loan Application Amount | $7,755,000 |
| Average Applicant Income | $124,333 |
| Highest Applicant Income | $4,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ladera Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ladera Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ladera Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ladera Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ladera Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ladera Lending, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 364 | $ 171,500,000 | $ 471,000 | $ 129,000 |
| Maricopa County Arizona | 338 | $ 116,740,000 | $ 345,000 | $ 102,000 |
| Riverside County California | 285 | $ 115,925,000 | $ 406,000 | $ 129,000 |
| Clark County Nevada | 268 | $ 88,700,000 | $ 330,000 | $ 100,000 |
| Orange County California | 203 | $ 119,805,000 | $ 590,000 | $ 192,000 |
| San Bernardino County California | 166 | $ 60,220,000 | $ 362,000 | $ 120,000 |
| San Diego County California | 149 | $ 72,845,000 | $ 488,000 | $ 143,000 |
| Broward County Florida | 121 | $ 37,915,000 | $ 313,000 | $ 118,000 |
| Miami-Dade County Florida | 113 | $ 39,995,000 | $ 353,000 | $ 113,000 |
| Sacramento County California | 108 | $ 37,460,000 | $ 346,000 | $ 109,000 |
| Hillsborough County Florida | 98 | $ 28,640,000 | $ 292,000 | $ 117,000 |
| Palm Beach County Florida | 88 | $ 27,890,000 | $ 316,000 | $ 126,000 |
| Harris County Texas | 88 | $ 20,570,000 | $ 233,000 | $ 99,000 |
| King County Washington | 73 | $ 37,905,000 | $ 519,000 | $ 152,000 |
| Pierce County Washington | 73 | $ 27,655,000 | $ 378,000 | $ 109,000 |
| Contra Costa County California | 71 | $ 31,555,000 | $ 444,000 | $ 127,000 |
| Orange County Florida | 69 | $ 21,675,000 | $ 314,000 | $ 110,000 |
| Pinellas County Florida | 68 | $ 21,660,000 | $ 318,000 | $ 113,000 |
| Alameda County California | 67 | $ 43,335,000 | $ 646,000 | $ 136,000 |
| Lee County Florida | 64 | $ 17,000,000 | $ 265,000 | $ 97,000 |
| Middlesex County Massachusetts | 61 | $ 22,215,000 | $ 364,000 | $ 126,000 |
| Worcester County Massachusetts | 60 | $ 19,240,000 | $ 320,000 | $ 128,000 |
| Cook County Illinois | 57 | $ 14,385,000 | $ 252,000 | $ 130,000 |
| Snohomish County Washington | 55 | $ 23,555,000 | $ 428,000 | $ 117,000 |
| Kern County California | 54 | $ 16,020,000 | $ 296,000 | $ 118,000 |
| San Joaquin County California | 53 | $ 19,975,000 | $ 376,000 | $ 116,000 |
| Ventura County California | 53 | $ 25,835,000 | $ 487,000 | $ 141,000 |
| Duval County Florida | 53 | $ 13,955,000 | $ 263,000 | $ 94,000 |
| Essex County Massachusetts | 51 | $ 18,345,000 | $ 359,000 | $ 102,000 |
| Wake County North Carolina | 51 | $ 16,385,000 | $ 321,000 | $ 108,000 |
| Pima County Arizona | 50 | $ 14,670,000 | $ 293,000 | $ 102,000 |
| Arapahoe County Colorado | 50 | $ 16,030,000 | $ 320,000 | $ 126,000 |
| Washoe County Nevada | 50 | $ 18,910,000 | $ 378,000 | $ 113,000 |
| Sarasota County Florida | 49 | $ 12,765,000 | $ 260,000 | $ 81,000 |
| Tarrant County Texas | 48 | $ 12,730,000 | $ 265,000 | $ 119,000 |
| Mecklenburg County North Carolina | 47 | $ 13,365,000 | $ 284,000 | $ 108,000 |
| Pinal County Arizona | 45 | $ 13,365,000 | $ 297,000 | $ 96,000 |
| Prince George's County Maryland | 42 | $ 15,850,000 | $ 377,000 | $ 125,000 |
| Pasco County Florida | 41 | $ 14,065,000 | $ 343,000 | $ 141,000 |
| Fresno County California | 40 | $ 13,000,000 | $ 325,000 | $ 123,000 |
| Bexar County Texas | 40 | $ 13,130,000 | $ 328,000 | $ 107,000 |
| Denton County Texas | 40 | $ 13,880,000 | $ 347,000 | $ 127,000 |
| Solano County California | 39 | $ 15,815,000 | $ 405,000 | $ 120,000 |
| Polk County Florida | 39 | $ 9,745,000 | $ 249,000 | $ 84,000 |
| Collin County Texas | 38 | $ 11,740,000 | $ 308,000 | $ 123,000 |
| Santa Clara County California | 37 | $ 19,155,000 | $ 517,000 | $ 183,000 |
| Brevard County Florida | 37 | $ 12,055,000 | $ 325,000 | $ 102,000 |
| Dallas County Texas | 37 | $ 8,695,000 | $ 235,000 | $ 79,000 |
| Plymouth County Massachusetts | 36 | $ 14,080,000 | $ 391,000 | $ 113,000 |
| Travis County Texas | 36 | $ 13,320,000 | $ 370,000 | $ 141,000 |
| Adams County Colorado | 35 | $ 12,175,000 | $ 347,000 | $ 101,000 |
| El Paso County Colorado | 34 | $ 11,390,000 | $ 335,000 | $ 118,000 |
| Bergen County New Jersey | 34 | $ 16,550,000 | $ 486,000 | $ 168,000 |
| Ocean County New Jersey | 33 | $ 11,045,000 | $ 334,000 | $ 125,000 |
| Clark County Washington | 33 | $ 11,075,000 | $ 335,000 | $ 95,000 |
| Stanislaus County California | 32 | $ 10,620,000 | $ 331,000 | $ 106,000 |
| Weld County Colorado | 32 | $ 10,290,000 | $ 321,000 | $ 97,000 |
| Davidson County Tennessee | 31 | $ 10,255,000 | $ 330,000 | $ 143,000 |
| Essex County New Jersey | 30 | $ 10,680,000 | $ 356,000 | $ 170,000 |
| Middlesex County New Jersey | 30 | $ 9,250,000 | $ 308,000 | $ 164,000 |
| Union County New Jersey | 30 | $ 10,720,000 | $ 357,000 | $ 151,000 |
| Volusia County Florida | 29 | $ 8,035,000 | $ 277,000 | $ 115,000 |
| Fort Bend County Texas | 29 | $ 7,445,000 | $ 256,000 | $ 117,000 |
| Washington County Oregon | 28 | $ 9,940,000 | $ 355,000 | $ 109,000 |
| Spokane County Washington | 28 | $ 8,730,000 | $ 311,000 | $ 92,000 |
| Baltimore County Maryland | 27 | $ 7,835,000 | $ 290,000 | $ 130,000 |
| Rutherford County Tennessee | 27 | $ 7,945,000 | $ 294,000 | $ 88,000 |
| Bristol County Massachusetts | 26 | $ 8,090,000 | $ 311,000 | $ 103,000 |
| El Dorado County California | 25 | $ 11,645,000 | $ 465,000 | $ 146,000 |
| Tulare County California | 25 | $ 6,825,000 | $ 273,000 | $ 88,000 |
| Manatee County Florida | 24 | $ 8,760,000 | $ 365,000 | $ 105,000 |
| Camden County New Jersey | 24 | $ 5,850,000 | $ 243,000 | $ 120,000 |
| Lake County Florida | 23 | $ 7,895,000 | $ 343,000 | $ 119,000 |
| Osceola County Florida | 23 | $ 6,605,000 | $ 287,000 | $ 84,000 |
| Montgomery County Maryland | 23 | $ 12,995,000 | $ 565,000 | $ 190,000 |
| Morris County New Jersey | 23 | $ 7,715,000 | $ 335,000 | $ 122,000 |
| Marion County Oregon | 23 | $ 6,915,000 | $ 300,000 | $ 101,000 |
| Multnomah County Oregon | 23 | $ 5,805,000 | $ 252,000 | $ 131,000 |
| San Mateo County California | 22 | $ 12,390,000 | $ 563,000 | $ 132,000 |
| St. Lucie County Florida | 22 | $ 6,130,000 | $ 278,000 | $ 110,000 |
| Norfolk County Massachusetts | 22 | $ 8,010,000 | $ 364,000 | $ 129,000 |
| Mercer County New Jersey | 22 | $ 6,440,000 | $ 292,000 | $ 147,000 |
| Horry County South Carolina | 22 | $ 5,470,000 | $ 248,000 | $ 84,000 |
| Williamson County Texas | 22 | $ 7,360,000 | $ 334,000 | $ 116,000 |
| San Luis Obispo County California | 21 | $ 8,845,000 | $ 421,000 | $ 99,000 |
| Seminole County Florida | 21 | $ 6,465,000 | $ 307,000 | $ 102,000 |
| St. Johns County Florida | 21 | $ 7,055,000 | $ 335,000 | $ 136,000 |
| Anne Arundel County Maryland | 21 | $ 6,685,000 | $ 318,000 | $ 97,000 |
| Monmouth County New Jersey | 21 | $ 8,425,000 | $ 401,000 | $ 152,000 |
| Lane County Oregon | 21 | $ 6,425,000 | $ 305,000 | $ 99,000 |
| Denver County Colorado | 20 | $ 7,620,000 | $ 381,000 | $ 115,000 |
| Jefferson County Colorado | 20 | $ 15,070,000 | $ 753,000 | $ 122,000 |
| Hampden County Massachusetts | 20 | $ 4,000,000 | $ 200,000 | $ 80,000 |
| Bernalillo County New Mexico | 20 | $ 5,320,000 | $ 266,000 | $ 93,000 |
| Shelby County Tennessee | 20 | $ 5,290,000 | $ 264,000 | $ 96,000 |
| Hernando County Florida | 19 | $ 5,455,000 | $ 287,000 | $ 112,000 |
| Santa Rosa County Florida | 19 | $ 5,315,000 | $ 279,000 | $ 116,000 |
| Hennepin County Minnesota | 19 | $ 6,245,000 | $ 328,000 | $ 133,000 |
| Passaic County New Jersey | 19 | $ 5,835,000 | $ 307,000 | $ 104,000 |
| Clackamas County Oregon | 19 | $ 7,605,000 | $ 400,000 | $ 113,000 |
| Gloucester County New Jersey | 18 | $ 5,080,000 | $ 282,000 | $ 143,000 |
| Hudson County New Jersey | 18 | $ 6,560,000 | $ 364,000 | $ 141,000 |
| Union County North Carolina | 18 | $ 6,260,000 | $ 347,000 | $ 155,000 |
| Bell County Texas | 18 | $ 4,000,000 | $ 222,000 | $ 95,000 |
| Collier County Florida | 17 | $ 6,245,000 | $ 367,000 | $ 105,000 |
| Cabarrus County North Carolina | 17 | $ 4,475,000 | $ 263,000 | $ 107,000 |
| Knox County Tennessee | 17 | $ 5,185,000 | $ 305,000 | $ 106,000 |
| Douglas County Colorado | 16 | $ 7,690,000 | $ 480,000 | $ 178,000 |
| Charlotte County Florida | 16 | $ 4,840,000 | $ 302,000 | $ 82,000 |
| Canyon County Idaho | 16 | $ 3,390,000 | $ 211,000 | $ 81,000 |
| Guilford County North Carolina | 16 | $ 4,820,000 | $ 301,000 | $ 85,000 |
| Jackson County Oregon | 16 | $ 4,740,000 | $ 296,000 | $ 68,000 |
| Sumner County Tennessee | 16 | $ 4,660,000 | $ 291,000 | $ 89,000 |
| Brazoria County Texas | 16 | $ 4,490,000 | $ 280,000 | $ 108,000 |
| Thurston County Washington | 16 | $ 6,340,000 | $ 396,000 | $ 93,000 |
| Placer County California | 15 | $ 7,675,000 | $ 511,000 | $ 170,000 |
| Suffolk County Massachusetts | 15 | $ 7,395,000 | $ 493,000 | $ 115,000 |
| Sussex County New Jersey | 15 | $ 4,955,000 | $ 330,000 | $ 137,000 |
| Montgomery County Texas | 15 | $ 5,765,000 | $ 384,000 | $ 467,000 |
| Yavapai County Arizona | 14 | $ 4,740,000 | $ 338,000 | $ 102,000 |
| Merced County California | 14 | $ 4,720,000 | $ 337,000 | $ 85,000 |
| San Francisco County California | 14 | $ 7,360,000 | $ 525,000 | $ 159,000 |
| Burlington County New Jersey | 14 | $ 5,500,000 | $ 392,000 | $ 118,000 |
| Berkeley County South Carolina | 14 | $ 4,270,000 | $ 305,000 | $ 96,000 |
| Greenville County South Carolina | 14 | $ 3,430,000 | $ 245,000 | $ 94,000 |
| El Paso County Texas | 14 | $ 2,810,000 | $ 200,000 | $ 91,000 |
| Mohave County Arizona | 13 | $ 2,635,000 | $ 202,000 | $ 86,000 |
| Monterey County California | 13 | $ 5,265,000 | $ 405,000 | $ 84,000 |
| Santa Barbara County California | 13 | $ 5,765,000 | $ 443,000 | $ 148,000 |
| Larimer County Colorado | 13 | $ 4,905,000 | $ 377,000 | $ 138,000 |
| Escambia County Florida | 13 | $ 2,715,000 | $ 208,000 | $ 101,000 |
| Flagler County Florida | 13 | $ 3,625,000 | $ 278,000 | $ 67,000 |
| DuPage County Illinois | 13 | $ 3,765,000 | $ 289,000 | $ 165,000 |
| Harford County Maryland | 13 | $ 4,455,000 | $ 342,000 | $ 120,000 |
| Buncombe County North Carolina | 13 | $ 6,295,000 | $ 484,000 | $ 175,000 |
| Johnston County North Carolina | 13 | $ 3,585,000 | $ 275,000 | $ 81,000 |
| Allegheny County Pennsylvania | 13 | $ 2,925,000 | $ 225,000 | $ 116,000 |
| Beaufort County South Carolina | 13 | $ 3,805,000 | $ 292,000 | $ 107,000 |
| Hamilton County Tennessee | 13 | $ 3,775,000 | $ 290,000 | $ 102,000 |
| Williamson County Tennessee | 13 | $ 6,275,000 | $ 482,000 | $ 133,000 |
| Whatcom County Washington | 13 | $ 5,105,000 | $ 392,000 | $ 153,000 |
| Yuma County Arizona | 12 | $ 4,470,000 | $ 372,000 | $ 159,000 |
| Clay County Florida | 12 | $ 3,290,000 | $ 274,000 | $ 94,000 |
| Marion County Florida | 12 | $ 2,960,000 | $ 246,000 | $ 101,000 |
| Brunswick County North Carolina | 12 | $ 3,130,000 | $ 260,000 | $ 84,000 |
| Durham County North Carolina | 12 | $ 3,090,000 | $ 257,000 | $ 112,000 |
| Montgomery County Pennsylvania | 12 | $ 2,930,000 | $ 244,000 | $ 130,000 |
| Spartanburg County South Carolina | 12 | $ 3,230,000 | $ 269,000 | $ 115,000 |
| Wilson County Tennessee | 12 | $ 3,400,000 | $ 283,000 | $ 92,000 |
| Galveston County Texas | 12 | $ 2,720,000 | $ 226,000 | $ 109,000 |
| Mesa County Colorado | 11 | $ 3,815,000 | $ 346,000 | $ 82,000 |
| Nassau County Florida | 11 | $ 3,605,000 | $ 327,000 | $ 82,000 |
| Frederick County Maryland | 11 | $ 3,705,000 | $ 336,000 | $ 138,000 |
| Barnstable County Massachusetts | 11 | $ 4,035,000 | $ 366,000 | $ 88,000 |
| Hunterdon County New Jersey | 11 | $ 4,025,000 | $ 365,000 | $ 122,000 |
| Deschutes County Oregon | 11 | $ 4,455,000 | $ 405,000 | $ 110,000 |
| Sevier County Tennessee | 11 | $ 2,735,000 | $ 248,000 | $ 79,000 |
| Yakima County Washington | 11 | $ 2,105,000 | $ 191,000 | $ 84,000 |
| Cochise County Arizona | 10 | $ 2,640,000 | $ 264,000 | $ 131,000 |
| Butte County California | 10 | $ 3,440,000 | $ 344,000 | $ 182,000 |
| Santa Cruz County California | 10 | $ 5,050,000 | $ 505,000 | $ 120,000 |
| Yolo County California | 10 | $ 4,310,000 | $ 431,000 | $ 167,000 |
| Leon County Florida | 10 | $ 2,830,000 | $ 283,000 | $ 100,000 |
| Anoka County Minnesota | 10 | $ 2,390,000 | $ 239,000 | $ 85,000 |
| Monroe County Pennsylvania | 10 | $ 2,220,000 | $ 222,000 | $ 112,000 |
| Philadelphia County Pennsylvania | 10 | $ 1,980,000 | $ 198,000 | $ 104,000 |
| Charleston County South Carolina | 10 | $ 5,470,000 | $ 547,000 | $ 190,000 |
| Lexington County South Carolina | 10 | $ 2,370,000 | $ 237,000 | $ 111,000 |
| York County South Carolina | 10 | $ 3,230,000 | $ 323,000 | $ 100,000 |
| Cowlitz County Washington | 10 | $ 2,510,000 | $ 251,000 | $ 92,000 |
| Sonoma County California | 9 | $ 3,445,000 | $ 382,000 | $ 132,000 |
| Martin County Florida | 9 | $ 2,685,000 | $ 298,000 | $ 92,000 |
| Okaloosa County Florida | 9 | $ 4,475,000 | $ 497,000 | $ 132,000 |
| Ada County Idaho | 9 | $ 3,495,000 | $ 388,000 | $ 183,000 |
| Bonneville County Idaho | 9 | $ 1,775,000 | $ 197,000 | $ 99,000 |
| Will County Illinois | 9 | $ 1,775,000 | $ 197,000 | $ 114,000 |
| Howard County Maryland | 9 | $ 3,085,000 | $ 342,000 | $ 419,000 |
| Dakota County Minnesota | 9 | $ 2,665,000 | $ 296,000 | $ 133,000 |
| Washington County Minnesota | 9 | $ 2,655,000 | $ 295,000 | $ 112,000 |
| Atlantic County New Jersey | 9 | $ 2,485,000 | $ 276,000 | $ 118,000 |
| New Hanover County North Carolina | 9 | $ 3,265,000 | $ 362,000 | $ 159,000 |
| Linn County Oregon | 9 | $ 2,715,000 | $ 301,000 | $ 160,000 |
| Richland County South Carolina | 9 | $ 2,125,000 | $ 236,000 | $ 92,000 |
| Hidalgo County Texas | 9 | $ 1,835,000 | $ 203,000 | $ 65,000 |
| Island County Washington | 9 | $ 3,435,000 | $ 381,000 | $ 77,000 |
| Kitsap County Washington | 9 | $ 3,395,000 | $ 377,000 | $ 99,000 |
| Calaveras County California | 8 | $ 3,450,000 | $ 431,000 | $ 150,000 |
| Lake County California | 8 | $ 2,440,000 | $ 305,000 | $ 142,000 |
| Madera County California | 8 | $ 2,090,000 | $ 261,000 | $ 93,000 |
| Napa County California | 8 | $ 4,950,000 | $ 618,000 | $ 193,000 |
| Yuba County California | 8 | $ 2,810,000 | $ 351,000 | $ 91,000 |
| Bay County Florida | 8 | $ 2,620,000 | $ 327,000 | $ 97,000 |
| Indian River County Florida | 8 | $ 2,450,000 | $ 306,000 | $ 98,000 |
| Kootenai County Idaho | 8 | $ 2,950,000 | $ 368,000 | $ 101,000 |
| Carroll County Maryland | 8 | $ 2,280,000 | $ 285,000 | $ 119,000 |
| Somerset County New Jersey | 8 | $ 3,870,000 | $ 483,000 | $ 239,000 |
| Warren County New Jersey | 8 | $ 2,190,000 | $ 273,000 | $ 101,000 |
| Forsyth County North Carolina | 8 | $ 2,040,000 | $ 255,000 | $ 93,000 |
| Chester County Pennsylvania | 8 | $ 2,450,000 | $ 306,000 | $ 142,000 |
| Montgomery County Tennessee | 8 | $ 1,840,000 | $ 230,000 | $ 111,000 |
| McLennan County Texas | 8 | $ 1,960,000 | $ 245,000 | $ 97,000 |
| Salt Lake County Utah | 8 | $ 3,290,000 | $ 411,000 | $ 156,000 |
| Benton County Washington | 8 | $ 1,920,000 | $ 240,000 | $ 225,000 |
| Mason County Washington | 8 | $ 2,480,000 | $ 310,000 | $ 80,000 |
| Skagit County Washington | 8 | $ 2,340,000 | $ 292,000 | $ 84,000 |
| Marin County California | 7 | $ 3,315,000 | $ 473,000 | $ 611,000 |
| Nevada County California | 7 | $ 1,885,000 | $ 269,000 | $ 108,000 |
| San Benito County California | 7 | $ 4,485,000 | $ 640,000 | $ 172,000 |
| Sutter County California | 7 | $ 2,385,000 | $ 340,000 | $ 108,000 |
| Boulder County Colorado | 7 | $ 3,445,000 | $ 492,000 | $ 141,000 |
| Citrus County Florida | 7 | $ 1,525,000 | $ 217,000 | $ 73,000 |
| Walton County Florida | 7 | $ 2,975,000 | $ 425,000 | $ 94,000 |
| Hampshire County Massachusetts | 7 | $ 1,705,000 | $ 243,000 | $ 108,000 |
| Sherburne County Minnesota | 7 | $ 1,745,000 | $ 249,000 | $ 91,000 |
| Carson City County Nevada | 7 | $ 1,815,000 | $ 259,000 | $ 62,000 |
| Dona Ana County New Mexico | 7 | $ 1,635,000 | $ 233,000 | $ 91,000 |
| Davidson County North Carolina | 7 | $ 1,765,000 | $ 252,000 | $ 86,000 |
| Iredell County North Carolina | 7 | $ 1,805,000 | $ 257,000 | $ 106,000 |
| Bucks County Pennsylvania | 7 | $ 1,935,000 | $ 276,000 | $ 117,000 |
| Pike County Pennsylvania | 7 | $ 1,475,000 | $ 210,000 | $ 123,000 |
| Maury County Tennessee | 7 | $ 2,385,000 | $ 340,000 | $ 82,000 |
| Cameron County Texas | 7 | $ 2,085,000 | $ 297,000 | $ 87,000 |
| Davis County Utah | 7 | $ 2,375,000 | $ 339,000 | $ 102,000 |
| Grant County Washington | 7 | $ 1,945,000 | $ 277,000 | $ 90,000 |
| Teller County Colorado | 6 | $ 2,160,000 | $ 360,000 | $ 101,000 |
| Kane County Illinois | 6 | $ 1,500,000 | $ 250,000 | $ 147,000 |
| Baltimore City County Maryland | 6 | $ 950,000 | $ 158,000 | $ 165,000 |
| Gaston County North Carolina | 6 | $ 1,980,000 | $ 330,000 | $ 69,000 |
| Harnett County North Carolina | 6 | $ 1,640,000 | $ 273,000 | $ 91,000 |
| Josephine County Oregon | 6 | $ 1,420,000 | $ 236,000 | $ 70,000 |
| York County Pennsylvania | 6 | $ 1,340,000 | $ 223,000 | $ 65,000 |
| Anderson County South Carolina | 6 | $ 1,530,000 | $ 255,000 | $ 259,000 |
| Sullivan County Tennessee | 6 | $ 1,270,000 | $ 211,000 | $ 66,000 |
| Bastrop County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 97,000 |
| Ellis County Texas | 6 | $ 1,650,000 | $ 275,000 | $ 84,000 |
| Franklin County Washington | 6 | $ 1,690,000 | $ 281,000 | $ 93,000 |
| Amador County California | 5 | $ 1,915,000 | $ 383,000 | $ 119,000 |
| Imperial County California | 5 | $ 1,495,000 | $ 299,000 | $ 126,000 |
| Shasta County California | 5 | $ 1,015,000 | $ 203,000 | $ 54,000 |
| Pueblo County Colorado | 5 | $ 1,275,000 | $ 255,000 | $ 157,000 |
| McHenry County Illinois | 5 | $ 1,435,000 | $ 287,000 | $ 143,000 |
| Charles County Maryland | 5 | $ 1,505,000 | $ 301,000 | $ 104,000 |
| Ramsey County Minnesota | 5 | $ 1,045,000 | $ 209,000 | $ 68,000 |
| Santa Fe County New Mexico | 5 | $ 1,815,000 | $ 363,000 | $ 159,000 |
| Franklin County North Carolina | 5 | $ 1,445,000 | $ 289,000 | $ 132,000 |
| Hoke County North Carolina | 5 | $ 1,395,000 | $ 279,000 | $ 81,000 |
| Moore County North Carolina | 5 | $ 1,455,000 | $ 291,000 | $ 101,000 |
| Columbia County Oregon | 5 | $ 1,435,000 | $ 287,000 | $ 84,000 |
| Lincoln County Oregon | 5 | $ 1,375,000 | $ 275,000 | $ 58,000 |
| Northampton County Pennsylvania | 5 | $ 1,325,000 | $ 265,000 | $ 134,000 |
| Lancaster County South Carolina | 5 | $ 1,515,000 | $ 303,000 | $ 70,000 |
| Pickens County South Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 102,000 |
| Loudon County Tennessee | 5 | $ 1,515,000 | $ 303,000 | $ 90,000 |
| Robertson County Tennessee | 5 | $ 1,795,000 | $ 359,000 | $ 113,000 |
| Ector County Texas | 5 | $ 915,000 | $ 183,000 | $ 99,000 |
| Parker County Texas | 5 | $ 1,555,000 | $ 311,000 | $ 110,000 |
| Rockwall County Texas | 5 | $ 1,985,000 | $ 397,000 | $ 122,000 |
| Utah County Utah | 5 | $ 1,745,000 | $ 349,000 | $ 99,000 |
| Grays Harbor County Washington | 5 | $ 1,215,000 | $ 243,000 | $ 125,000 |
| Coconino County Arizona | 4 | $ 1,300,000 | $ 325,000 | $ 73,000 |
| Mendocino County California | 4 | $ 1,050,000 | $ 262,000 | $ 74,000 |
| Tehama County California | 4 | $ 1,000,000 | $ 250,000 | $ 51,000 |
| Broomfield County Colorado | 4 | $ 1,510,000 | $ 377,000 | $ 88,000 |
| Clear Creek County Colorado | 4 | $ 2,190,000 | $ 547,000 | $ 135,000 |
| Eagle County Colorado | 4 | $ 1,630,000 | $ 407,000 | $ 102,000 |
| La Plata County Colorado | 4 | $ 1,040,000 | $ 260,000 | $ 95,000 |
| Morgan County Colorado | 4 | $ 1,290,000 | $ 322,000 | $ 156,000 |
| Alachua County Florida | 4 | $ 840,000 | $ 210,000 | $ 68,000 |
| Bannock County Idaho | 4 | $ 810,000 | $ 202,000 | $ 68,000 |
| St. Louis County Minnesota | 4 | $ 870,000 | $ 217,000 | $ 88,000 |
| Douglas County Nevada | 4 | $ 1,130,000 | $ 282,000 | $ 116,000 |
| Elko County Nevada | 4 | $ 990,000 | $ 247,000 | $ 114,000 |
| Cape May County New Jersey | 4 | $ 1,250,000 | $ 312,000 | $ 116,000 |
| San Juan County New Mexico | 4 | $ 930,000 | $ 232,000 | $ 123,000 |
| Lincoln County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 93,000 |
| Onslow County North Carolina | 4 | $ 930,000 | $ 232,000 | $ 114,000 |
| Benton County Oregon | 4 | $ 1,870,000 | $ 467,000 | $ 158,000 |
| Jefferson County Oregon | 4 | $ 1,050,000 | $ 262,000 | $ 71,000 |
| Berks County Pennsylvania | 4 | $ 720,000 | $ 180,000 | $ 70,000 |
| Dauphin County Pennsylvania | 4 | $ 1,020,000 | $ 255,000 | $ 102,000 |
| Delaware County Pennsylvania | 4 | $ 890,000 | $ 222,000 | $ 95,000 |
| Lehigh County Pennsylvania | 4 | $ 860,000 | $ 215,000 | $ 88,000 |
| Dorchester County South Carolina | 4 | $ 910,000 | $ 227,000 | $ 100,000 |
| Georgetown County South Carolina | 4 | $ 690,000 | $ 172,000 | $ 64,000 |
| Kershaw County South Carolina | 4 | $ 1,350,000 | $ 337,000 | $ 127,000 |
| Hamblen County Tennessee | 4 | $ 1,270,000 | $ 317,000 | $ 86,000 |
| Washington County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 53,000 |
| Comal County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 213,000 |
| Guadalupe County Texas | 4 | $ 880,000 | $ 220,000 | $ 79,000 |
| Hays County Texas | 4 | $ 1,670,000 | $ 417,000 | $ 184,000 |
| Johnson County Texas | 4 | $ 860,000 | $ 215,000 | $ 89,000 |
| Lee County Texas | 4 | $ 970,000 | $ 242,000 | $ 125,000 |
| Lubbock County Texas | 4 | $ 800,000 | $ 200,000 | $ 86,000 |
| Midland County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 113,000 |
| Smith County Texas | 4 | $ 660,000 | $ 165,000 | $ 70,000 |
| Weber County Utah | 4 | $ 1,220,000 | $ 305,000 | $ 83,000 |
| Walla Walla County Washington | 4 | $ 1,160,000 | $ 290,000 | $ 82,000 |
| Navajo County Arizona | 3 | $ 655,000 | $ 218,000 | $ 82,000 |
| Colusa County California | 3 | $ 825,000 | $ 275,000 | $ 116,000 |
| Humboldt County California | 3 | $ 785,000 | $ 261,000 | $ 96,000 |
| Mono County California | 3 | $ 1,925,000 | $ 641,000 | $ 593,000 |
| Plumas County California | 3 | $ 695,000 | $ 231,000 | $ 130,000 |
| Siskiyou County California | 3 | $ 845,000 | $ 281,000 | $ 56,000 |
| Tuolumne County California | 3 | $ 785,000 | $ 261,000 | $ 90,000 |
| Chaffee County Colorado | 3 | $ 975,000 | $ 325,000 | $ 69,000 |
| Montrose County Colorado | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| DeSoto County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 106,000 |
| Sumter County Florida | 3 | $ 715,000 | $ 238,000 | $ 103,000 |
| Wakulla County Florida | 3 | $ 715,000 | $ 238,000 | $ 126,000 |
| Bonner County Idaho | 3 | $ 745,000 | $ 248,000 | $ 60,000 |
| Payette County Idaho | 3 | $ 895,000 | $ 298,000 | $ 74,000 |
| Shoshone County Idaho | 3 | $ 405,000 | $ 135,000 | $ 102,000 |
| Valley County Idaho | 3 | $ 935,000 | $ 311,000 | $ 130,000 |
| Kendall County Illinois | 3 | $ 815,000 | $ 271,000 | $ 200,000 |
| Lake County Illinois | 3 | $ 1,355,000 | $ 451,000 | $ 141,000 |
| LaSalle County Illinois | 3 | $ 595,000 | $ 198,000 | $ 94,000 |
| Peoria County Illinois | 3 | $ 615,000 | $ 205,000 | $ 73,000 |
| St. Clair County Illinois | 3 | $ 935,000 | $ 311,000 | $ 87,000 |
| Calvert County Maryland | 3 | $ 835,000 | $ 278,000 | $ 67,000 |
| Caroline County Maryland | 3 | $ 1,145,000 | $ 381,000 | $ 163,000 |
| St. Mary's County Maryland | 3 | $ 1,005,000 | $ 335,000 | $ 99,000 |
| Wicomico County Maryland | 3 | $ 505,000 | $ 168,000 | $ 95,000 |
| Crow Wing County Minnesota | 3 | $ 595,000 | $ 198,000 | $ 64,000 |
| Rice County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 165,000 |
| Lyon County Nevada | 3 | $ 905,000 | $ 301,000 | $ 101,000 |
| Cumberland County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| Chaves County New Mexico | 3 | $ 465,000 | $ 155,000 | $ 58,000 |
| Sandoval County New Mexico | 3 | $ 855,000 | $ 285,000 | $ 99,000 |
| Alamance County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 111,000 |
| Caldwell County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 89,000 |
| Cherokee County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 85,000 |
| Cleveland County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 94,000 |
| Cumberland County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 104,000 |
| Jackson County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 92,000 |
| Nash County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 74,000 |
| Orange County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 161,000 |
| Stokes County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 162,000 |
| Coos County Oregon | 3 | $ 885,000 | $ 295,000 | $ 57,000 |
| Douglas County Oregon | 3 | $ 885,000 | $ 295,000 | $ 61,000 |
| Beaver County Pennsylvania | 3 | $ 625,000 | $ 208,000 | $ 80,000 |
| Butler County Pennsylvania | 3 | $ 875,000 | $ 291,000 | $ 158,000 |
| Lancaster County Pennsylvania | 3 | $ 1,095,000 | $ 365,000 | $ 107,000 |
| Lebanon County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 94,000 |
| Luzerne County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 81,000 |
| Aiken County South Carolina | 3 | $ 395,000 | $ 131,000 | $ 75,000 |
| Bradley County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 69,000 |
| Franklin County Tennessee | 3 | $ 1,265,000 | $ 421,000 | $ 137,000 |
| Jefferson County Tennessee | 3 | $ 865,000 | $ 288,000 | $ 103,000 |
| Hunt County Texas | 3 | $ 895,000 | $ 298,000 | $ 109,000 |
| Kaufman County Texas | 3 | $ 835,000 | $ 278,000 | $ 86,000 |
| Nueces County Texas | 3 | $ 785,000 | $ 261,000 | $ 116,000 |
| Wise County Texas | 3 | $ 645,000 | $ 215,000 | $ 104,000 |
| Douglas County Washington | 3 | $ 695,000 | $ 231,000 | $ 103,000 |
| Kittitas County Washington | 3 | $ 715,000 | $ 238,000 | $ 117,000 |
| Gila County Arizona | 2 | $ 830,000 | $ 415,000 | $ 125,000 |
| Santa Cruz County Arizona | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Glenn County California | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Kings County California | 2 | $ 620,000 | $ 310,000 | $ 74,000 |
| Mariposa County California | 2 | $ 670,000 | $ 335,000 | $ 121,000 |
| Alamosa County Colorado | 2 | $ 330,000 | $ 165,000 | $ 163,000 |
| Delta County Colorado | 2 | $ 680,000 | $ 340,000 | $ 211,000 |
| Garfield County Colorado | 2 | $ 740,000 | $ 370,000 | $ 72,000 |
| Summit County Colorado | 2 | $ 790,000 | $ 395,000 | $ 96,000 |
| Highlands County Florida | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Jackson County Florida | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Monroe County Florida | 2 | $ 1,040,000 | $ 520,000 | $ 115,000 |
| Bingham County Idaho | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Franklin County Idaho | 2 | $ 2,310,000 | $ 1,155,000 | $ 64,000 |
| Jefferson County Idaho | 2 | $ 560,000 | $ 280,000 | $ 92,000 |
| Jerome County Idaho | 2 | $ 720,000 | $ 360,000 | $ 136,000 |
| Minidoka County Idaho | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Owyhee County Idaho | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Twin Falls County Idaho | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Kankakee County Illinois | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Madison County Illinois | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Winnebago County Illinois | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Cecil County Maryland | 2 | $ 500,000 | $ 250,000 | $ 85,000 |
| Garrett County Maryland | 2 | $ 600,000 | $ 300,000 | $ 63,000 |
| Queen Anne's County Maryland | 2 | $ 770,000 | $ 385,000 | $ 168,000 |
| Worcester County Maryland | 2 | $ 860,000 | $ 430,000 | $ 213,000 |
| Berkshire County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Dukes County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 87,000 |
| Franklin County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 182,000 |
| McLeod County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Olmsted County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Scott County Minnesota | 2 | $ 980,000 | $ 490,000 | $ 213,000 |
| Stearns County Minnesota | 2 | $ 590,000 | $ 295,000 | $ 128,000 |
| Wright County Minnesota | 2 | $ 590,000 | $ 295,000 | $ 139,000 |
| Nye County Nevada | 2 | $ 720,000 | $ 360,000 | $ 64,000 |
| Los Alamos County New Mexico | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Otero County New Mexico | 2 | $ 210,000 | $ 105,000 | $ 24,000 |
| Valencia County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Chatham County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 93,000 |
| Craven County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 106,000 |
| Currituck County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 178,000 |
| Henderson County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| Pasquotank County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 94,000 |
| Pitt County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Richmond County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Rowan County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 137,000 |
| Stanly County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Wilson County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 120,000 |
| Crook County Oregon | 2 | $ 390,000 | $ 195,000 | $ 101,000 |
| Klamath County Oregon | 2 | $ 280,000 | $ 140,000 | $ 92,000 |
| Polk County Oregon | 2 | $ 560,000 | $ 280,000 | $ 91,000 |
| Tillamook County Oregon | 2 | $ 640,000 | $ 320,000 | $ 154,000 |
| Umatilla County Oregon | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Yamhill County Oregon | 2 | $ 830,000 | $ 415,000 | $ 122,000 |
| Adams County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Carbon County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 72,000 |
| Cumberland County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| Erie County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Wayne County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 63,000 |
| Westmoreland County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 106,000 |
| Orangeburg County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 109,000 |
| Anderson County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 131,000 |
| Coffee County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Gibson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 352,000 |
| Houston County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 59,000 |
| Lawrence County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| Lincoln County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 139,000 |
| Madison County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
| Monroe County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 136,000 |
| Pickett County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 61,000 |
| Putnam County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| Roane County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 142,000 |
| Tipton County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Union County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 56,000 |
| Warren County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Wayne County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| White County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
| Brazos County Texas | 2 | $ 490,000 | $ 245,000 | $ 117,000 |
| Gregg County Texas | 2 | $ 250,000 | $ 125,000 | $ 27,000 |
| Grimes County Texas | 2 | $ 1,150,000 | $ 575,000 | $ 181,000 |
| Liberty County Texas | 2 | $ 420,000 | $ 210,000 | $ 89,000 |
| Palo Pinto County Texas | 2 | $ 870,000 | $ 435,000 | $ 151,000 |
| Polk County Texas | 2 | $ 620,000 | $ 310,000 | $ 70,000 |
| San Patricio County Texas | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Val Verde County Texas | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Van Zandt County Texas | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Victoria County Texas | 2 | $ 340,000 | $ 170,000 | $ 99,000 |
| Waller County Texas | 2 | $ 990,000 | $ 495,000 | $ 162,000 |
| Webb County Texas | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Wichita County Texas | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| Wilson County Texas | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Cache County Utah | 2 | $ 730,000 | $ 365,000 | $ 114,000 |
| Asotin County Washington | 2 | $ 410,000 | $ 205,000 | $ 52,000 |
| Clallam County Washington | 2 | $ 630,000 | $ 315,000 | $ 83,000 |
| Jefferson County Washington | 2 | $ 860,000 | $ 430,000 | $ 106,000 |
| Lewis County Washington | 2 | $ 780,000 | $ 390,000 | $ 83,000 |
| Pacific County Washington | 2 | $ 820,000 | $ 410,000 | $ 141,000 |
| San Juan County Washington | 2 | $ 1,040,000 | $ 520,000 | $ 181,000 |
| Apache County Arizona | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Graham County Arizona | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| La Paz County Arizona | 1 | $ 665,000 | $ 665,000 | $ 130,000 |
| Inyo County California | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Modoc County California | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Sierra County California | 1 | $ 205,000 | $ 205,000 | $ 232,000 |
| Trinity County California | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Archuleta County Colorado | 1 | $ 225,000 | $ 225,000 | $ 32,000 |
| Baca County Colorado | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Elbert County Colorado | 1 | $ 685,000 | $ 685,000 | $ 211,000 |
| Gunnison County Colorado | 1 | $ 305,000 | $ 305,000 | $ 47,000 |
| Huerfano County Colorado | 1 | $ 205,000 | $ 205,000 | $ 250,000 |
| Moffat County Colorado | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Park County Colorado | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Rio Grande County Colorado | 1 | $ 305,000 | $ 305,000 | $ 173,000 |
| Baker County Florida | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Gadsden County Florida | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Gilchrist County Florida | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Glades County Florida | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Holmes County Florida | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Okeechobee County Florida | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Putnam County Florida | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Washington County Florida | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Boundary County Idaho | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Butte County Idaho | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Clearwater County Idaho | 1 | $ 505,000 | $ 505,000 | $ 273,000 |
| Gem County Idaho | 1 | $ 635,000 | $ 635,000 | $ 128,000 |
| Idaho County Idaho | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Madison County Idaho | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Nez Perce County Idaho | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Boone County Illinois | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Champaign County Illinois | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Clinton County Illinois | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Effingham County Illinois | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Grundy County Illinois | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Henry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Johnson County Illinois | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Macon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Macoupin County Illinois | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| McLean County Illinois | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Piatt County Illinois | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Rock Island County Illinois | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Allegany County Maryland | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Dorchester County Maryland | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Kent County Maryland | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Washington County Maryland | 1 | $ 205,000 | $ 205,000 | $ 419,000 |
| Becker County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Benton County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,381 | $2,519,745,000 | $341,000 | $7,755,000 | $116,000 | $4,992,000 |
| Home Purchase | 349 | $178,595,000 | $511,000 | $1,905,000 | $171,000 | $913,000 |
| Not Applicable | 10 | $2,700,000 | $270,000 | $465,000 | $86,000 | $199,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,927 | $1,719,985,000 | $349,000 | $7,005,000 | $119,000 | $2,880,000 |
| Not Provided | 1,158 | $394,330,000 | $340,000 | $2,815,000 | $122,000 | $4,992,000 |
| Hispanic | 910 | $311,330,000 | $342,000 | $7,755,000 | $105,000 | $823,000 |
| Black or African American | 388 | $122,770,000 | $316,000 | $885,000 | $111,000 | $2,327,000 |
| Asian | 335 | $145,015,000 | $432,000 | $1,885,000 | $144,000 | $960,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $4,150,000 | $415,000 | $605,000 | $117,000 | $179,000 |
| American Indian or Alaskan Native | 9 | $3,075,000 | $341,000 | $425,000 | $122,000 | $275,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,849 | $2,052,755,000 | $350,000 | $7,755,000 | $125,000 | $4,992,000 |
| FHA-insured (Federal Housing Administration) | 1,285 | $411,055,000 | $319,000 | $875,000 | $96,000 | $485,000 |
| VA-guaranteed (Veterans Administration) | 606 | $237,230,000 | $391,000 | $1,055,000 | $107,000 | $823,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 5,290 | $1,825,900,000 | $345,000 | $7,755,000 | $119,000 | $4,992,000 |
| Loan Originated | 2,101 | $757,245,000 | $360,000 | $1,885,000 | $122,000 | $761,000 |
| Application Denied By Financial Institution | 293 | $97,605,000 | $333,000 | $2,815,000 | $97,000 | $824,000 |
| Application Approved But Not Accepted | 47 | $17,695,000 | $376,000 | $895,000 | $123,000 | $374,000 |
| File Closed For Incompleteness | 9 | $2,595,000 | $288,000 | $545,000 | $77,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,447 | $2,603,435,000 | $349,000 | $7,755,000 | $120,000 | $4,992,000 |
| Debt-To-Income Ratio | 102 | $34,140,000 | $334,000 | $645,000 | $73,000 | $367,000 |
| Credit History | 72 | $22,860,000 | $317,000 | $925,000 | $100,000 | $305,000 |
| Other | 43 | $13,975,000 | $325,000 | $945,000 | $108,000 | $308,000 |
| Collateral | 34 | $9,700,000 | $285,000 | $1,005,000 | $136,000 | $824,000 |
| Employment History | 21 | $6,505,000 | $309,000 | $695,000 | $76,000 | $292,000 |
| Unverifiable Information | 17 | $8,755,000 | $515,000 | $2,815,000 | $141,000 | $727,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,115,000 | $371,000 | $485,000 | $102,000 | $110,000 |
| Credit Application Incomplete | 1 | $555,000 | $555,000 | $555,000 | $114,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.