Ladera Lending, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Ladera Lending, Inc. of Ladera Ranch, CA reported 7,740 mortgage applications totaling $2.7 billion, down 51% from 2021. The average application was for $348,971, and applicants reported an average income of $118,441. 27% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (451), Phoenix-Mesa-Scottsdale, AZ (383) and Los Angeles-Long Beach-Glendale, CA (364) (applications in parentheses).

Mortgage Company & Address Ladera Lending, Inc.
555 Corporate Drive Suite 215
Ladera Ranch, CA 92694
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 7,740
Total Mortgage Loan Application Amount $2,701,040,000
Average Mortgage Loan Application Amount $348,971
Highest Mortgage Loan Application Amount $7,755,000
Average Applicant Income $118,441
Highest Applicant Income $4,992,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ladera Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ladera Lending, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 364 $ 171,500,000 $ 471,153 $ 129,000
Maricopa, Arizona 338 $ 116,740,000 $ 345,384 $ 102,000
Riverside, California 285 $ 115,925,000 $ 406,754 $ 129,000
Clark, Nevada 268 $ 88,700,000 $ 330,970 $ 100,000
Orange, California 203 $ 119,805,000 $ 590,172 $ 192,000
San Bernardino, California 166 $ 60,220,000 $ 362,771 $ 120,000
San Diego, California 149 $ 72,845,000 $ 488,892 $ 143,000
Broward, Florida 121 $ 37,915,000 $ 313,347 $ 118,000
Miami-Dade, Florida 113 $ 39,995,000 $ 353,938 $ 113,000
Sacramento, California 108 $ 37,460,000 $ 346,851 $ 109,000
Hillsborough, Florida 98 $ 28,640,000 $ 292,244 $ 117,000
Palm Beach, Florida 88 $ 27,890,000 $ 316,931 $ 126,000
Harris, Texas 88 $ 20,570,000 $ 233,750 $ 99,000
King, Washington 73 $ 37,905,000 $ 519,246 $ 152,000
Pierce, Washington 73 $ 27,655,000 $ 378,835 $ 109,000
Contra Costa, California 71 $ 31,555,000 $ 444,436 $ 127,000
Orange, Florida 69 $ 21,675,000 $ 314,130 $ 110,000
Pinellas, Florida 68 $ 21,660,000 $ 318,529 $ 113,000
Alameda, California 67 $ 43,335,000 $ 646,791 $ 136,000
Lee, Florida 64 $ 17,000,000 $ 265,625 $ 97,000
Middlesex, Massachusetts 61 $ 22,215,000 $ 364,180 $ 126,000
Worcester, Massachusetts 60 $ 19,240,000 $ 320,666 $ 128,000
Cook, Illinois 57 $ 14,385,000 $ 252,368 $ 130,000
Snohomish, Washington 55 $ 23,555,000 $ 428,272 $ 117,000
Kern, California 54 $ 16,020,000 $ 296,666 $ 118,000
San Joaquin, California 53 $ 19,975,000 $ 376,886 $ 116,000
Ventura, California 53 $ 25,835,000 $ 487,452 $ 141,000
Duval, Florida 53 $ 13,955,000 $ 263,301 $ 94,000
Essex, Massachusetts 51 $ 18,345,000 $ 359,705 $ 102,000
Wake, North Carolina 51 $ 16,385,000 $ 321,274 $ 108,000
Pima, Arizona 50 $ 14,670,000 $ 293,400 $ 102,000
Arapahoe, Colorado 50 $ 16,030,000 $ 320,600 $ 126,000
Washoe, Nevada 50 $ 18,910,000 $ 378,200 $ 113,000
Sarasota, Florida 49 $ 12,765,000 $ 260,510 $ 81,000
Tarrant, Texas 48 $ 12,730,000 $ 265,208 $ 119,000
Mecklenburg, North Carolina 47 $ 13,365,000 $ 284,361 $ 108,000
Pinal, Arizona 45 $ 13,365,000 $ 297,000 $ 96,000
Prince George's, Maryland 42 $ 15,850,000 $ 377,380 $ 125,000
Pasco, Florida 41 $ 14,065,000 $ 343,048 $ 141,000
Fresno, California 40 $ 13,000,000 $ 325,000 $ 123,000
Bexar, Texas 40 $ 13,130,000 $ 328,250 $ 107,000
Denton, Texas 40 $ 13,880,000 $ 347,000 $ 127,000
Solano, California 39 $ 15,815,000 $ 405,512 $ 120,000
Polk, Florida 39 $ 9,745,000 $ 249,871 $ 84,000
Collin, Texas 38 $ 11,740,000 $ 308,947 $ 123,000
Santa Clara, California 37 $ 19,155,000 $ 517,702 $ 183,000
Brevard, Florida 37 $ 12,055,000 $ 325,810 $ 102,000
Dallas, Texas 37 $ 8,695,000 $ 235,000 $ 79,000
Plymouth, Massachusetts 36 $ 14,080,000 $ 391,111 $ 113,000
Travis, Texas 36 $ 13,320,000 $ 370,000 $ 141,000
Adams, Colorado 35 $ 12,175,000 $ 347,857 $ 101,000
El Paso, Colorado 34 $ 11,390,000 $ 335,000 $ 118,000
Bergen, New Jersey 34 $ 16,550,000 $ 486,764 $ 168,000
Ocean, New Jersey 33 $ 11,045,000 $ 334,696 $ 125,000
Clark, Washington 33 $ 11,075,000 $ 335,606 $ 95,000
Stanislaus, California 32 $ 10,620,000 $ 331,875 $ 106,000
Weld, Colorado 32 $ 10,290,000 $ 321,562 $ 97,000
Davidson, Tennessee 31 $ 10,255,000 $ 330,806 $ 143,000
Essex, New Jersey 30 $ 10,680,000 $ 356,000 $ 170,000
Middlesex, New Jersey 30 $ 9,250,000 $ 308,333 $ 164,000
Union, New Jersey 30 $ 10,720,000 $ 357,333 $ 151,000
Volusia, Florida 29 $ 8,035,000 $ 277,068 $ 115,000
Fort Bend, Texas 29 $ 7,445,000 $ 256,724 $ 117,000
Washington, Oregon 28 $ 9,940,000 $ 355,000 $ 109,000
Spokane, Washington 28 $ 8,730,000 $ 311,785 $ 92,000
Baltimore, Maryland 27 $ 7,835,000 $ 290,185 $ 130,000
Rutherford, Tennessee 27 $ 7,945,000 $ 294,259 $ 88,000
Bristol, Massachusetts 26 $ 8,090,000 $ 311,153 $ 103,000
El Dorado, California 25 $ 11,645,000 $ 465,800 $ 146,000
Tulare, California 25 $ 6,825,000 $ 273,000 $ 88,000
Manatee, Florida 24 $ 8,760,000 $ 365,000 $ 105,000
Camden, New Jersey 24 $ 5,850,000 $ 243,750 $ 120,000
Lake, Florida 23 $ 7,895,000 $ 343,260 $ 119,000
Osceola, Florida 23 $ 6,605,000 $ 287,173 $ 84,000
Montgomery, Maryland 23 $ 12,995,000 $ 565,000 $ 190,000
Morris, New Jersey 23 $ 7,715,000 $ 335,434 $ 122,000
Marion, Oregon 23 $ 6,915,000 $ 300,652 $ 101,000
Multnomah, Oregon 23 $ 5,805,000 $ 252,391 $ 131,000
San Mateo, California 22 $ 12,390,000 $ 563,181 $ 132,000
St. Lucie, Florida 22 $ 6,130,000 $ 278,636 $ 110,000
Norfolk, Massachusetts 22 $ 8,010,000 $ 364,090 $ 129,000
Mercer, New Jersey 22 $ 6,440,000 $ 292,727 $ 147,000
Horry, South Carolina 22 $ 5,470,000 $ 248,636 $ 84,000
Williamson, Texas 22 $ 7,360,000 $ 334,545 $ 116,000
San Luis Obispo, California 21 $ 8,845,000 $ 421,190 $ 99,000
Seminole, Florida 21 $ 6,465,000 $ 307,857 $ 102,000
St. Johns, Florida 21 $ 7,055,000 $ 335,952 $ 136,000
Anne Arundel, Maryland 21 $ 6,685,000 $ 318,333 $ 97,000
Monmouth, New Jersey 21 $ 8,425,000 $ 401,190 $ 152,000
Lane, Oregon 21 $ 6,425,000 $ 305,952 $ 99,000
Denver, Colorado 20 $ 7,620,000 $ 381,000 $ 115,000
Jefferson, Colorado 20 $ 15,070,000 $ 753,500 $ 122,000
Hampden, Massachusetts 20 $ 4,000,000 $ 200,000 $ 80,000
Bernalillo, New Mexico 20 $ 5,320,000 $ 266,000 $ 93,000
Shelby, Tennessee 20 $ 5,290,000 $ 264,500 $ 96,000
Hernando, Florida 19 $ 5,455,000 $ 287,105 $ 112,000
Santa Rosa, Florida 19 $ 5,315,000 $ 279,736 $ 116,000
Hennepin, Minnesota 19 $ 6,245,000 $ 328,684 $ 133,000
Passaic, New Jersey 19 $ 5,835,000 $ 307,105 $ 104,000
Clackamas, Oregon 19 $ 7,605,000 $ 400,263 $ 113,000
Gloucester, New Jersey 18 $ 5,080,000 $ 282,222 $ 143,000
Hudson, New Jersey 18 $ 6,560,000 $ 364,444 $ 141,000
Union, North Carolina 18 $ 6,260,000 $ 347,777 $ 155,000
Bell, Texas 18 $ 4,000,000 $ 222,222 $ 95,000
Collier, Florida 17 $ 6,245,000 $ 367,352 $ 105,000
Cabarrus, North Carolina 17 $ 4,475,000 $ 263,235 $ 107,000
Knox, Tennessee 17 $ 5,185,000 $ 305,000 $ 106,000
Douglas, Colorado 16 $ 7,690,000 $ 480,625 $ 178,000
Charlotte, Florida 16 $ 4,840,000 $ 302,500 $ 82,000
Canyon, Idaho 16 $ 3,390,000 $ 211,875 $ 81,000
Guilford, North Carolina 16 $ 4,820,000 $ 301,250 $ 85,000
Jackson, Oregon 16 $ 4,740,000 $ 296,250 $ 68,000
Sumner, Tennessee 16 $ 4,660,000 $ 291,250 $ 89,000
Brazoria, Texas 16 $ 4,490,000 $ 280,625 $ 108,000
Thurston, Washington 16 $ 6,340,000 $ 396,250 $ 93,000
Placer, California 15 $ 7,675,000 $ 511,666 $ 170,000
Suffolk, Massachusetts 15 $ 7,395,000 $ 493,000 $ 115,000
Sussex, New Jersey 15 $ 4,955,000 $ 330,333 $ 137,000
Montgomery, Texas 15 $ 5,765,000 $ 384,333 $ 467,000
Yavapai, Arizona 14 $ 4,740,000 $ 338,571 $ 102,000
Merced, California 14 $ 4,720,000 $ 337,142 $ 85,000
San Francisco, California 14 $ 7,360,000 $ 525,714 $ 159,000
Burlington, New Jersey 14 $ 5,500,000 $ 392,857 $ 118,000
Berkeley, South Carolina 14 $ 4,270,000 $ 305,000 $ 96,000
Greenville, South Carolina 14 $ 3,430,000 $ 245,000 $ 94,000
El Paso, Texas 14 $ 2,810,000 $ 200,714 $ 91,000
Mohave, Arizona 13 $ 2,635,000 $ 202,692 $ 86,000
Monterey, California 13 $ 5,265,000 $ 405,000 $ 84,000
Santa Barbara, California 13 $ 5,765,000 $ 443,461 $ 148,000
Larimer, Colorado 13 $ 4,905,000 $ 377,307 $ 138,000
Escambia, Florida 13 $ 2,715,000 $ 208,846 $ 101,000
Flagler, Florida 13 $ 3,625,000 $ 278,846 $ 67,000
DuPage, Illinois 13 $ 3,765,000 $ 289,615 $ 165,000
Harford, Maryland 13 $ 4,455,000 $ 342,692 $ 120,000
Buncombe, North Carolina 13 $ 6,295,000 $ 484,230 $ 175,000
Johnston, North Carolina 13 $ 3,585,000 $ 275,769 $ 81,000
Allegheny, Pennsylvania 13 $ 2,925,000 $ 225,000 $ 116,000
Beaufort, South Carolina 13 $ 3,805,000 $ 292,692 $ 107,000
Hamilton, Tennessee 13 $ 3,775,000 $ 290,384 $ 102,000
Williamson, Tennessee 13 $ 6,275,000 $ 482,692 $ 133,000
Whatcom, Washington 13 $ 5,105,000 $ 392,692 $ 153,000
Yuma, Arizona 12 $ 4,470,000 $ 372,500 $ 159,000
Clay, Florida 12 $ 3,290,000 $ 274,166 $ 94,000
Marion, Florida 12 $ 2,960,000 $ 246,666 $ 101,000
Brunswick, North Carolina 12 $ 3,130,000 $ 260,833 $ 84,000
Durham, North Carolina 12 $ 3,090,000 $ 257,500 $ 112,000
Montgomery, Pennsylvania 12 $ 2,930,000 $ 244,166 $ 130,000
Spartanburg, South Carolina 12 $ 3,230,000 $ 269,166 $ 115,000
Wilson, Tennessee 12 $ 3,400,000 $ 283,333 $ 92,000
Galveston, Texas 12 $ 2,720,000 $ 226,666 $ 109,000
Mesa, Colorado 11 $ 3,815,000 $ 346,818 $ 82,000
Nassau, Florida 11 $ 3,605,000 $ 327,727 $ 82,000
Frederick, Maryland 11 $ 3,705,000 $ 336,818 $ 138,000
Barnstable, Massachusetts 11 $ 4,035,000 $ 366,818 $ 88,000
Hunterdon, New Jersey 11 $ 4,025,000 $ 365,909 $ 122,000
Deschutes, Oregon 11 $ 4,455,000 $ 405,000 $ 110,000
Sevier, Tennessee 11 $ 2,735,000 $ 248,636 $ 79,000
Yakima, Washington 11 $ 2,105,000 $ 191,363 $ 84,000
Cochise, Arizona 10 $ 2,640,000 $ 264,000 $ 131,000
Butte, California 10 $ 3,440,000 $ 344,000 $ 182,000
Santa Cruz, California 10 $ 5,050,000 $ 505,000 $ 120,000
Yolo, California 10 $ 4,310,000 $ 431,000 $ 167,000
Leon, Florida 10 $ 2,830,000 $ 283,000 $ 100,000
Anoka, Minnesota 10 $ 2,390,000 $ 239,000 $ 85,000
Monroe, Pennsylvania 10 $ 2,220,000 $ 222,000 $ 112,000
Philadelphia, Pennsylvania 10 $ 1,980,000 $ 198,000 $ 104,000
Charleston, South Carolina 10 $ 5,470,000 $ 547,000 $ 190,000
Lexington, South Carolina 10 $ 2,370,000 $ 237,000 $ 111,000
York, South Carolina 10 $ 3,230,000 $ 323,000 $ 100,000
Cowlitz, Washington 10 $ 2,510,000 $ 251,000 $ 92,000
Sonoma, California 9 $ 3,445,000 $ 382,777 $ 132,000
Martin, Florida 9 $ 2,685,000 $ 298,333 $ 92,000
Okaloosa, Florida 9 $ 4,475,000 $ 497,222 $ 132,000
Ada, Idaho 9 $ 3,495,000 $ 388,333 $ 183,000
Bonneville, Idaho 9 $ 1,775,000 $ 197,222 $ 99,000
Will, Illinois 9 $ 1,775,000 $ 197,222 $ 114,000
Howard, Maryland 9 $ 3,085,000 $ 342,777 $ 419,000
Dakota, Minnesota 9 $ 2,665,000 $ 296,111 $ 133,000
Washington, Minnesota 9 $ 2,655,000 $ 295,000 $ 112,000
Atlantic, New Jersey 9 $ 2,485,000 $ 276,111 $ 118,000
New Hanover, North Carolina 9 $ 3,265,000 $ 362,777 $ 159,000
Linn, Oregon 9 $ 2,715,000 $ 301,666 $ 160,000
Richland, South Carolina 9 $ 2,125,000 $ 236,111 $ 92,000
Hidalgo, Texas 9 $ 1,835,000 $ 203,888 $ 65,000
Island, Washington 9 $ 3,435,000 $ 381,666 $ 77,000
Kitsap, Washington 9 $ 3,395,000 $ 377,222 $ 99,000
Calaveras, California 8 $ 3,450,000 $ 431,250 $ 150,000
Lake, California 8 $ 2,440,000 $ 305,000 $ 142,000
Madera, California 8 $ 2,090,000 $ 261,250 $ 93,000
Napa, California 8 $ 4,950,000 $ 618,750 $ 193,000
Yuba, California 8 $ 2,810,000 $ 351,250 $ 91,000
Bay, Florida 8 $ 2,620,000 $ 327,500 $ 97,000
Indian River, Florida 8 $ 2,450,000 $ 306,250 $ 98,000
Kootenai, Idaho 8 $ 2,950,000 $ 368,750 $ 101,000
Carroll, Maryland 8 $ 2,280,000 $ 285,000 $ 119,000
Somerset, New Jersey 8 $ 3,870,000 $ 483,750 $ 239,000
Warren, New Jersey 8 $ 2,190,000 $ 273,750 $ 101,000
Forsyth, North Carolina 8 $ 2,040,000 $ 255,000 $ 93,000
Chester, Pennsylvania 8 $ 2,450,000 $ 306,250 $ 142,000
Montgomery, Tennessee 8 $ 1,840,000 $ 230,000 $ 111,000
McLennan, Texas 8 $ 1,960,000 $ 245,000 $ 97,000
Salt Lake, Utah 8 $ 3,290,000 $ 411,250 $ 156,000
Benton, Washington 8 $ 1,920,000 $ 240,000 $ 225,000
Mason, Washington 8 $ 2,480,000 $ 310,000 $ 80,000
Skagit, Washington 8 $ 2,340,000 $ 292,500 $ 84,000
Marin, California 7 $ 3,315,000 $ 473,571 $ 611,000
Nevada, California 7 $ 1,885,000 $ 269,285 $ 108,000
San Benito, California 7 $ 4,485,000 $ 640,714 $ 172,000
Sutter, California 7 $ 2,385,000 $ 340,714 $ 108,000
Boulder, Colorado 7 $ 3,445,000 $ 492,142 $ 141,000
Citrus, Florida 7 $ 1,525,000 $ 217,857 $ 73,000
Walton, Florida 7 $ 2,975,000 $ 425,000 $ 94,000
Hampshire, Massachusetts 7 $ 1,705,000 $ 243,571 $ 108,000
Sherburne, Minnesota 7 $ 1,745,000 $ 249,285 $ 91,000
Carson City, Nevada 7 $ 1,815,000 $ 259,285 $ 62,000
Dona Ana, New Mexico 7 $ 1,635,000 $ 233,571 $ 91,000
Davidson, North Carolina 7 $ 1,765,000 $ 252,142 $ 86,000
Iredell, North Carolina 7 $ 1,805,000 $ 257,857 $ 106,000
Bucks, Pennsylvania 7 $ 1,935,000 $ 276,428 $ 117,000
Pike, Pennsylvania 7 $ 1,475,000 $ 210,714 $ 123,000
Maury, Tennessee 7 $ 2,385,000 $ 340,714 $ 82,000
Cameron, Texas 7 $ 2,085,000 $ 297,857 $ 87,000
Davis, Utah 7 $ 2,375,000 $ 339,285 $ 102,000
Grant, Washington 7 $ 1,945,000 $ 277,857 $ 90,000
Teller, Colorado 6 $ 2,160,000 $ 360,000 $ 101,000
Kane, Illinois 6 $ 1,500,000 $ 250,000 $ 147,000
Baltimore City, Maryland 6 $ 950,000 $ 158,333 $ 165,000
Gaston, North Carolina 6 $ 1,980,000 $ 330,000 $ 69,000
Harnett, North Carolina 6 $ 1,640,000 $ 273,333 $ 91,000
Josephine, Oregon 6 $ 1,420,000 $ 236,666 $ 70,000
York, Pennsylvania 6 $ 1,340,000 $ 223,333 $ 65,000
Anderson, South Carolina 6 $ 1,530,000 $ 255,000 $ 259,000
Sullivan, Tennessee 6 $ 1,270,000 $ 211,666 $ 66,000
Bastrop, Texas 6 $ 1,970,000 $ 328,333 $ 97,000
Ellis, Texas 6 $ 1,650,000 $ 275,000 $ 84,000
Franklin, Washington 6 $ 1,690,000 $ 281,666 $ 93,000
Amador, California 5 $ 1,915,000 $ 383,000 $ 119,000
Imperial, California 5 $ 1,495,000 $ 299,000 $ 126,000
Shasta, California 5 $ 1,015,000 $ 203,000 $ 54,000
Pueblo, Colorado 5 $ 1,275,000 $ 255,000 $ 157,000
McHenry, Illinois 5 $ 1,435,000 $ 287,000 $ 143,000
Charles, Maryland 5 $ 1,505,000 $ 301,000 $ 104,000
Ramsey, Minnesota 5 $ 1,045,000 $ 209,000 $ 68,000
Santa Fe, New Mexico 5 $ 1,815,000 $ 363,000 $ 159,000
Franklin, North Carolina 5 $ 1,445,000 $ 289,000 $ 132,000
Hoke, North Carolina 5 $ 1,395,000 $ 279,000 $ 81,000
Moore, North Carolina 5 $ 1,455,000 $ 291,000 $ 101,000
Columbia, Oregon 5 $ 1,435,000 $ 287,000 $ 84,000
Lincoln, Oregon 5 $ 1,375,000 $ 275,000 $ 58,000
Northampton, Pennsylvania 5 $ 1,325,000 $ 265,000 $ 134,000
Lancaster, South Carolina 5 $ 1,515,000 $ 303,000 $ 70,000
Pickens, South Carolina 5 $ 1,255,000 $ 251,000 $ 102,000
Loudon, Tennessee 5 $ 1,515,000 $ 303,000 $ 90,000
Robertson, Tennessee 5 $ 1,795,000 $ 359,000 $ 113,000
Ector, Texas 5 $ 915,000 $ 183,000 $ 99,000
Parker, Texas 5 $ 1,555,000 $ 311,000 $ 110,000
Rockwall, Texas 5 $ 1,985,000 $ 397,000 $ 122,000
Utah, Utah 5 $ 1,745,000 $ 349,000 $ 99,000
Grays Harbor, Washington 5 $ 1,215,000 $ 243,000 $ 125,000
Coconino, Arizona 4 $ 1,300,000 $ 325,000 $ 73,000
Mendocino, California 4 $ 1,050,000 $ 262,500 $ 74,000
Tehama, California 4 $ 1,000,000 $ 250,000 $ 51,000
Broomfield, Colorado 4 $ 1,510,000 $ 377,500 $ 88,000
Clear Creek, Colorado 4 $ 2,190,000 $ 547,500 $ 135,000
Eagle, Colorado 4 $ 1,630,000 $ 407,500 $ 102,000
La Plata, Colorado 4 $ 1,040,000 $ 260,000 $ 95,000
Morgan, Colorado 4 $ 1,290,000 $ 322,500 $ 156,000
Alachua, Florida 4 $ 840,000 $ 210,000 $ 68,000
Bannock, Idaho 4 $ 810,000 $ 202,500 $ 68,000
St. Louis, Minnesota 4 $ 870,000 $ 217,500 $ 88,000
Douglas, Nevada 4 $ 1,130,000 $ 282,500 $ 116,000
Elko, Nevada 4 $ 990,000 $ 247,500 $ 114,000
Cape May, New Jersey 4 $ 1,250,000 $ 312,500 $ 116,000
San Juan, New Mexico 4 $ 930,000 $ 232,500 $ 123,000
Lincoln, North Carolina 4 $ 810,000 $ 202,500 $ 93,000
Onslow, North Carolina 4 $ 930,000 $ 232,500 $ 114,000
Benton, Oregon 4 $ 1,870,000 $ 467,500 $ 158,000
Jefferson, Oregon 4 $ 1,050,000 $ 262,500 $ 71,000
Berks, Pennsylvania 4 $ 720,000 $ 180,000 $ 70,000
Dauphin, Pennsylvania 4 $ 1,020,000 $ 255,000 $ 102,000
Delaware, Pennsylvania 4 $ 890,000 $ 222,500 $ 95,000
Lehigh, Pennsylvania 4 $ 860,000 $ 215,000 $ 88,000
Dorchester, South Carolina 4 $ 910,000 $ 227,500 $ 100,000
Georgetown, South Carolina 4 $ 690,000 $ 172,500 $ 64,000
Kershaw, South Carolina 4 $ 1,350,000 $ 337,500 $ 127,000
Hamblen, Tennessee 4 $ 1,270,000 $ 317,500 $ 86,000
Washington, Tennessee 4 $ 640,000 $ 160,000 $ 53,000
Comal, Texas 4 $ 1,520,000 $ 380,000 $ 213,000
Guadalupe, Texas 4 $ 880,000 $ 220,000 $ 79,000
Hays, Texas 4 $ 1,670,000 $ 417,500 $ 184,000
Johnson, Texas 4 $ 860,000 $ 215,000 $ 89,000
Lee, Texas 4 $ 970,000 $ 242,500 $ 125,000
Lubbock, Texas 4 $ 800,000 $ 200,000 $ 86,000
Midland, Texas 4 $ 1,130,000 $ 282,500 $ 113,000
Smith, Texas 4 $ 660,000 $ 165,000 $ 70,000
Weber, Utah 4 $ 1,220,000 $ 305,000 $ 83,000
Walla Walla, Washington 4 $ 1,160,000 $ 290,000 $ 82,000
Navajo, Arizona 3 $ 655,000 $ 218,333 $ 82,000
Colusa, California 3 $ 825,000 $ 275,000 $ 116,000
Humboldt, California 3 $ 785,000 $ 261,666 $ 96,000
Mono, California 3 $ 1,925,000 $ 641,666 $ 593,000
Plumas, California 3 $ 695,000 $ 231,666 $ 130,000
Siskiyou, California 3 $ 845,000 $ 281,666 $ 56,000
Tuolumne, California 3 $ 785,000 $ 261,666 $ 90,000
Chaffee, Colorado 3 $ 975,000 $ 325,000 $ 69,000
Montrose, Colorado 3 $ 495,000 $ 165,000 $ 46,000
DeSoto, Florida 3 $ 1,225,000 $ 408,333 $ 106,000
Sumter, Florida 3 $ 715,000 $ 238,333 $ 103,000
Wakulla, Florida 3 $ 715,000 $ 238,333 $ 126,000
Bonner, Idaho 3 $ 745,000 $ 248,333 $ 60,000
Payette, Idaho 3 $ 895,000 $ 298,333 $ 74,000
Shoshone, Idaho 3 $ 405,000 $ 135,000 $ 102,000
Valley, Idaho 3 $ 935,000 $ 311,666 $ 130,000
Kendall, Illinois 3 $ 815,000 $ 271,666 $ 200,000
Lake, Illinois 3 $ 1,355,000 $ 451,666 $ 141,000
LaSalle, Illinois 3 $ 595,000 $ 198,333 $ 94,000
Peoria, Illinois 3 $ 615,000 $ 205,000 $ 73,000
St. Clair, Illinois 3 $ 935,000 $ 311,666 $ 87,000
Calvert, Maryland 3 $ 835,000 $ 278,333 $ 67,000
Caroline, Maryland 3 $ 1,145,000 $ 381,666 $ 163,000
St. Mary's, Maryland 3 $ 1,005,000 $ 335,000 $ 99,000
Wicomico, Maryland 3 $ 505,000 $ 168,333 $ 95,000
Crow Wing, Minnesota 3 $ 595,000 $ 198,333 $ 64,000
Rice, Minnesota 3 $ 525,000 $ 175,000 $ 165,000
Lyon, Nevada 3 $ 905,000 $ 301,666 $ 101,000
Cumberland, New Jersey 3 $ 585,000 $ 195,000 $ 66,000
Chaves, New Mexico 3 $ 465,000 $ 155,000 $ 58,000
Sandoval, New Mexico 3 $ 855,000 $ 285,000 $ 99,000
Alamance, North Carolina 3 $ 765,000 $ 255,000 $ 111,000
Caldwell, North Carolina 3 $ 615,000 $ 205,000 $ 89,000
Cherokee, North Carolina 3 $ 795,000 $ 265,000 $ 85,000
Cleveland, North Carolina 3 $ 535,000 $ 178,333 $ 94,000
Cumberland, North Carolina 3 $ 695,000 $ 231,666 $ 104,000
Jackson, North Carolina 3 $ 685,000 $ 228,333 $ 92,000
Nash, North Carolina 3 $ 325,000 $ 108,333 $ 74,000
Orange, North Carolina 3 $ 645,000 $ 215,000 $ 161,000
Stokes, North Carolina 3 $ 735,000 $ 245,000 $ 162,000
Coos, Oregon 3 $ 885,000 $ 295,000 $ 57,000
Douglas, Oregon 3 $ 885,000 $ 295,000 $ 61,000
Beaver, Pennsylvania 3 $ 625,000 $ 208,333 $ 80,000
Butler, Pennsylvania 3 $ 875,000 $ 291,666 $ 158,000
Lancaster, Pennsylvania 3 $ 1,095,000 $ 365,000 $ 107,000
Lebanon, Pennsylvania 3 $ 525,000 $ 175,000 $ 94,000
Luzerne, Pennsylvania 3 $ 425,000 $ 141,666 $ 81,000
Aiken, South Carolina 3 $ 395,000 $ 131,666 $ 75,000
Bradley, Tennessee 3 $ 645,000 $ 215,000 $ 69,000
Franklin, Tennessee 3 $ 1,265,000 $ 421,666 $ 137,000
Jefferson, Tennessee 3 $ 865,000 $ 288,333 $ 103,000
Hunt, Texas 3 $ 895,000 $ 298,333 $ 109,000
Kaufman, Texas 3 $ 835,000 $ 278,333 $ 86,000
Nueces, Texas 3 $ 785,000 $ 261,666 $ 116,000
Wise, Texas 3 $ 645,000 $ 215,000 $ 104,000
Douglas, Washington 3 $ 695,000 $ 231,666 $ 103,000
Kittitas, Washington 3 $ 715,000 $ 238,333 $ 117,000
Gila, Arizona 2 $ 830,000 $ 415,000 $ 125,000
Santa Cruz, Arizona 2 $ 490,000 $ 245,000 $ 72,000
Glenn, California 2 $ 370,000 $ 185,000 $ 82,000
Kings, California 2 $ 620,000 $ 310,000 $ 74,000
Mariposa, California 2 $ 670,000 $ 335,000 $ 121,000
Alamosa, Colorado 2 $ 330,000 $ 165,000 $ 163,000
Delta, Colorado 2 $ 680,000 $ 340,000 $ 211,000
Garfield, Colorado 2 $ 740,000 $ 370,000 $ 72,000
Summit, Colorado 2 $ 790,000 $ 395,000 $ 96,000
Highlands, Florida 2 $ 400,000 $ 200,000 $ 97,000
Jackson, Florida 2 $ 270,000 $ 135,000 $ 55,000
Monroe, Florida 2 $ 1,040,000 $ 520,000 $ 115,000
Bingham, Idaho 2 $ 320,000 $ 160,000 $ 50,000
Franklin, Idaho 2 $ 2,310,000 $ 1,155,000 $ 64,000
Jefferson, Idaho 2 $ 560,000 $ 280,000 $ 92,000
Jerome, Idaho 2 $ 720,000 $ 360,000 $ 136,000
Minidoka, Idaho 2 $ 320,000 $ 160,000 $ 42,000
Owyhee, Idaho 2 $ 530,000 $ 265,000 $ 99,000
Twin Falls, Idaho 2 $ 380,000 $ 190,000 $ 57,000
Kankakee, Illinois 2 $ 420,000 $ 210,000 $ 58,000
Madison, Illinois 2 $ 340,000 $ 170,000 $ 77,000
Winnebago, Illinois 2 $ 360,000 $ 180,000 $ 68,000
Cecil, Maryland 2 $ 500,000 $ 250,000 $ 85,000
Garrett, Maryland 2 $ 600,000 $ 300,000 $ 63,000
Queen Anne's, Maryland 2 $ 770,000 $ 385,000 $ 168,000
Worcester, Maryland 2 $ 860,000 $ 430,000 $ 213,000
Berkshire, Massachusetts 2 $ 340,000 $ 170,000 $ 58,000
Dukes, Massachusetts 2 $ 710,000 $ 355,000 $ 87,000
Franklin, Massachusetts 2 $ 340,000 $ 170,000 $ 182,000
McLeod, Minnesota 2 $ 500,000 $ 250,000 $ 111,000
Olmsted, Minnesota 2 $ 230,000 $ 115,000 $ 57,000
Scott, Minnesota 2 $ 980,000 $ 490,000 $ 213,000
Stearns, Minnesota 2 $ 590,000 $ 295,000 $ 128,000
Wright, Minnesota 2 $ 590,000 $ 295,000 $ 139,000
Nye, Nevada 2 $ 720,000 $ 360,000 $ 64,000
Los Alamos, New Mexico 2 $ 530,000 $ 265,000 $ 87,000
Otero, New Mexico 2 $ 210,000 $ 105,000 $ 24,000
Valencia, New Mexico 2 $ 280,000 $ 140,000 $ 83,000
Chatham, North Carolina 2 $ 870,000 $ 435,000 $ 93,000
Craven, North Carolina 2 $ 420,000 $ 210,000 $ 106,000
Currituck, North Carolina 2 $ 890,000 $ 445,000 $ 178,000
Henderson, North Carolina 2 $ 480,000 $ 240,000 $ 70,000
Pasquotank, North Carolina 2 $ 460,000 $ 230,000 $ 94,000
Pitt, North Carolina 2 $ 490,000 $ 245,000 $ 103,000
Richmond, North Carolina 2 $ 280,000 $ 140,000 $ 43,000
Rowan, North Carolina 2 $ 490,000 $ 245,000 $ 137,000
Stanly, North Carolina 2 $ 400,000 $ 200,000 $ 61,000
Wilson, North Carolina 2 $ 540,000 $ 270,000 $ 120,000
Crook, Oregon 2 $ 390,000 $ 195,000 $ 101,000
Klamath, Oregon 2 $ 280,000 $ 140,000 $ 92,000
Polk, Oregon 2 $ 560,000 $ 280,000 $ 91,000
Tillamook, Oregon 2 $ 640,000 $ 320,000 $ 154,000
Umatilla, Oregon 2 $ 300,000 $ 150,000 $ 57,000
Yamhill, Oregon 2 $ 830,000 $ 415,000 $ 122,000
Adams, Pennsylvania 2 $ 470,000 $ 235,000 $ 120,000
Carbon, Pennsylvania 2 $ 460,000 $ 230,000 $ 72,000
Cumberland, Pennsylvania 2 $ 460,000 $ 230,000 $ 110,000
Erie, Pennsylvania 2 $ 560,000 $ 280,000 $ 90,000
Wayne, Pennsylvania 2 $ 440,000 $ 220,000 $ 63,000
Westmoreland, Pennsylvania 2 $ 430,000 $ 215,000 $ 106,000
Orangeburg, South Carolina 2 $ 300,000 $ 150,000 $ 109,000
Anderson, Tennessee 2 $ 330,000 $ 165,000 $ 131,000
Coffee, Tennessee 2 $ 570,000 $ 285,000 $ 60,000
Gibson, Tennessee 2 $ 310,000 $ 155,000 $ 352,000
Houston, Tennessee 2 $ 450,000 $ 225,000 $ 59,000
Lawrence, Tennessee 2 $ 500,000 $ 250,000 $ 79,000
Lincoln, Tennessee 2 $ 530,000 $ 265,000 $ 139,000
Madison, Tennessee 2 $ 270,000 $ 135,000 $ 100,000
Monroe, Tennessee 2 $ 490,000 $ 245,000 $ 136,000
Pickett, Tennessee 2 $ 630,000 $ 315,000 $ 61,000
Putnam, Tennessee 2 $ 380,000 $ 190,000 $ 68,000
Roane, Tennessee 2 $ 520,000 $ 260,000 $ 142,000
Tipton, Tennessee 2 $ 540,000 $ 270,000 $ 84,000
Union, Tennessee 2 $ 410,000 $ 205,000 $ 56,000
Warren, Tennessee 2 $ 380,000 $ 190,000 $ 49,000
Wayne, Tennessee 2 $ 410,000 $ 205,000 $ 79,000
White, Tennessee 2 $ 300,000 $ 150,000 $ 51,000
Brazos, Texas 2 $ 490,000 $ 245,000 $ 117,000
Gregg, Texas 2 $ 250,000 $ 125,000 $ 27,000
Grimes, Texas 2 $ 1,150,000 $ 575,000 $ 181,000
Liberty, Texas 2 $ 420,000 $ 210,000 $ 89,000
Palo Pinto, Texas 2 $ 870,000 $ 435,000 $ 151,000
Polk, Texas 2 $ 620,000 $ 310,000 $ 70,000
San Patricio, Texas 2 $ 260,000 $ 130,000 $ 52,000
Val Verde, Texas 2 $ 420,000 $ 210,000 $ 63,000
Van Zandt, Texas 2 $ 410,000 $ 205,000 $ 73,000
Victoria, Texas 2 $ 340,000 $ 170,000 $ 99,000
Waller, Texas 2 $ 990,000 $ 495,000 $ 162,000
Webb, Texas 2 $ 330,000 $ 165,000 $ 86,000
Wichita, Texas 2 $ 280,000 $ 140,000 $ 72,000
Wilson, Texas 2 $ 430,000 $ 215,000 $ 75,000
Cache, Utah 2 $ 730,000 $ 365,000 $ 114,000
Asotin, Washington 2 $ 410,000 $ 205,000 $ 52,000
Clallam, Washington 2 $ 630,000 $ 315,000 $ 83,000
Jefferson, Washington 2 $ 860,000 $ 430,000 $ 106,000
Lewis, Washington 2 $ 780,000 $ 390,000 $ 83,000
Pacific, Washington 2 $ 820,000 $ 410,000 $ 141,000
San Juan, Washington 2 $ 1,040,000 $ 520,000 $ 181,000
Apache, Arizona 1 $ 205,000 $ 205,000 $ 144,000
Graham, Arizona 1 $ 115,000 $ 115,000 $ 135,000
La Paz, Arizona 1 $ 665,000 $ 665,000 $ 130,000
Inyo, California 1 $ 335,000 $ 335,000 $ 70,000
Modoc, California 1 $ 175,000 $ 175,000 $ 47,000
Sierra, California 1 $ 205,000 $ 205,000 $ 232,000
Trinity, California 1 $ 285,000 $ 285,000 $ 134,000
Archuleta, Colorado 1 $ 225,000 $ 225,000 $ 32,000
Baca, Colorado 1 $ 155,000 $ 155,000 $ 70,000
Elbert, Colorado 1 $ 685,000 $ 685,000 $ 211,000
Gunnison, Colorado 1 $ 305,000 $ 305,000 $ 47,000
Huerfano, Colorado 1 $ 205,000 $ 205,000 $ 250,000
Moffat, Colorado 1 $ 185,000 $ 185,000 $ 108,000
Park, Colorado 1 $ 305,000 $ 305,000 $ 152,000
Rio Grande, Colorado 1 $ 305,000 $ 305,000 $ 173,000
Baker, Florida 1 $ 275,000 $ 275,000 $ 60,000
Gadsden, Florida 1 $ 205,000 $ 205,000 $ 145,000
Gilchrist, Florida 1 $ 275,000 $ 275,000 $ 104,000
Glades, Florida 1 $ 245,000 $ 245,000 $ 117,000
Holmes, Florida 1 $ 215,000 $ 215,000 $ 85,000
Okeechobee, Florida 1 $ 105,000 $ 105,000 $ 38,000
Putnam, Florida 1 $ 215,000 $ 215,000 $ 80,000
Washington, Florida 1 $ 125,000 $ 125,000 $ 28,000
Boundary, Idaho 1 $ 325,000 $ 325,000 $ 91,000
Butte, Idaho 1 $ 205,000 $ 205,000 $ 87,000
Clearwater, Idaho 1 $ 505,000 $ 505,000 $ 273,000
Gem, Idaho 1 $ 635,000 $ 635,000 $ 128,000
Idaho, Idaho 1 $ 165,000 $ 165,000 $ 62,000
Madison, Idaho 1 $ 215,000 $ 215,000 $ 62,000
Nez Perce, Idaho 1 $ 105,000 $ 105,000 $ 94,000
Boone, Illinois 1 $ 105,000 $ 105,000 $ 43,000
Champaign, Illinois 1 $ 165,000 $ 165,000 $ 77,000
Clinton, Illinois 1 $ 145,000 $ 145,000 $ 98,000
Effingham, Illinois 1 $ 395,000 $ 395,000 $ 115,000
Grundy, Illinois 1 $ 245,000 $ 245,000 $ 97,000
Henry, Illinois 1 $ 135,000 $ 135,000 $ 103,000
Johnson, Illinois 1 $ 165,000 $ 165,000 $ 72,000
Macon, Illinois 1 $ 135,000 $ 135,000 $ 60,000
Macoupin, Illinois 1 $ 185,000 $ 185,000 $ 43,000
McLean, Illinois 1 $ 155,000 $ 155,000 $ 124,000
Piatt, Illinois 1 $ 235,000 $ 235,000 $ 60,000
Rock Island, Illinois 1 $ 245,000 $ 245,000 $ 59,000
Allegany, Maryland 1 $ 25,000 $ 25,000 $ 120,000
Dorchester, Maryland 1 $ 155,000 $ 155,000 $ 72,000
Kent, Maryland 1 $ 245,000 $ 245,000 $ 130,000
Washington, Maryland 1 $ 205,000 $ 205,000 $ 419,000
Becker, Minnesota 1 $ 155,000 $ 155,000 $ 32,000
Benton, Minnesota 1 $ 165,000 $ 165,000 $ 55,000
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Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,381 $2,519,745,000 $341,000 $7,755,000 $116,000 $4,992,000
Home Purchase 349 $178,595,000 $511,000 $1,905,000 $171,000 $913,000
Not Applicable 10 $2,700,000 $270,000 $465,000 $86,000 $199,000
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,927 $1,719,985,000 $349,000 $7,005,000 $119,000 $2,880,000
Not Provided 1,158 $394,330,000 $340,000 $2,815,000 $122,000 $4,992,000
Hispanic 910 $311,330,000 $342,000 $7,755,000 $105,000 $823,000
Black or African American 388 $122,770,000 $316,000 $885,000 $111,000 $2,327,000
Asian 335 $145,015,000 $432,000 $1,885,000 $144,000 $960,000
Native Hawaiian or Other Pacific Islander 10 $4,150,000 $415,000 $605,000 $117,000 $179,000
American Indian or Alaskan Native 9 $3,075,000 $341,000 $425,000 $122,000 $275,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,849 $2,052,755,000 $350,000 $7,755,000 $125,000 $4,992,000
FHA-insured (Federal Housing Administration) 1,285 $411,055,000 $319,000 $875,000 $96,000 $485,000
VA-guaranteed (Veterans Administration) 606 $237,230,000 $391,000 $1,055,000 $107,000 $823,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 5,290 $1,825,900,000 $345,000 $7,755,000 $119,000 $4,992,000
Loan Originated 2,101 $757,245,000 $360,000 $1,885,000 $122,000 $761,000
Application Denied By Financial Institution 293 $97,605,000 $333,000 $2,815,000 $97,000 $824,000
Application Approved But Not Accepted 47 $17,695,000 $376,000 $895,000 $123,000 $374,000
File Closed For Incompleteness 9 $2,595,000 $288,000 $545,000 $77,000 $125,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,447 $2,603,435,000 $349,000 $7,755,000 $120,000 $4,992,000
Debt-To-Income Ratio 102 $34,140,000 $334,000 $645,000 $73,000 $367,000
Credit History 72 $22,860,000 $317,000 $925,000 $100,000 $305,000
Other 43 $13,975,000 $325,000 $945,000 $108,000 $308,000
Collateral 34 $9,700,000 $285,000 $1,005,000 $136,000 $824,000
Employment History 21 $6,505,000 $309,000 $695,000 $76,000 $292,000
Unverifiable Information 17 $8,755,000 $515,000 $2,815,000 $141,000 $727,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,115,000 $371,000 $485,000 $102,000 $110,000
Credit Application Incomplete 1 $555,000 $555,000 $555,000 $114,000 $114,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ladera Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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