Ladera Lending, Inc. Mortgage Lending & HMDA Data, 2024
In 2024, Ladera Lending, Inc. of Ladera Ranch, CA reported 2,991 mortgage applications totaling $814.9 million, down 3% from 2023. The average application was for $272,452, and applicants reported an average income of $120,708. 31% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (163), Riverside-San Bernardino-Ontario, CA (160) and Las Vegas-Henderson-Paradise, NV (135) (applications in parentheses).
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Ladera Ranch, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,991 |
| Total Mortgage Loan Application Amount | $814,905,000 |
| Average Mortgage Loan Application Amount | $272,452 |
| Highest Mortgage Loan Application Amount | $10,835,000 |
| Average Applicant Income | $120,708 |
| Highest Applicant Income | $2,220,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ladera Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 141 | $ 34,505,000 | $ 244,716 | $ 112,000 |
| Clark, Nevada | 135 | $ 34,865,000 | $ 258,259 | $ 104,000 |
| Los Angeles, California | 132 | $ 50,770,000 | $ 384,621 | $ 150,000 |
| Riverside, California | 93 | $ 27,955,000 | $ 300,591 | $ 115,000 |
| Orange, California | 69 | $ 47,905,000 | $ 694,275 | $ 249,000 |
| San Bernardino, California | 67 | $ 15,045,000 | $ 224,552 | $ 111,000 |
| San Diego, California | 48 | $ 19,070,000 | $ 397,291 | $ 138,000 |
| Cook, Illinois | 46 | $ 10,230,000 | $ 222,391 | $ 134,000 |
| Broward, Florida | 41 | $ 9,435,000 | $ 230,121 | $ 173,000 |
| Pierce, Washington | 38 | $ 18,030,000 | $ 474,473 | $ 106,000 |
| King, Washington | 35 | $ 10,795,000 | $ 308,428 | $ 120,000 |
| Pima, Arizona | 32 | $ 6,140,000 | $ 191,875 | $ 102,000 |
| Miami-Dade, Florida | 27 | $ 9,035,000 | $ 334,629 | $ 149,000 |
| Sacramento, California | 26 | $ 8,340,000 | $ 320,769 | $ 113,000 |
| Snohomish, Washington | 25 | $ 9,575,000 | $ 383,000 | $ 134,000 |
| Lee, Florida | 24 | $ 5,330,000 | $ 222,083 | $ 95,000 |
| Orange, Florida | 23 | $ 5,845,000 | $ 254,130 | $ 95,000 |
| Pinal, Arizona | 22 | $ 5,470,000 | $ 248,636 | $ 117,000 |
| Hillsborough, Florida | 22 | $ 5,030,000 | $ 228,636 | $ 92,000 |
| Palm Beach, Florida | 21 | $ 4,325,000 | $ 205,952 | $ 97,000 |
| Horry, South Carolina | 21 | $ 3,635,000 | $ 173,095 | $ 73,000 |
| Washoe, Nevada | 20 | $ 4,870,000 | $ 243,500 | $ 124,000 |
| Essex, New Jersey | 20 | $ 4,740,000 | $ 237,000 | $ 119,000 |
| Yavapai, Arizona | 19 | $ 4,315,000 | $ 227,105 | $ 109,000 |
| Kern, California | 19 | $ 4,495,000 | $ 236,578 | $ 88,000 |
| San Joaquin, California | 19 | $ 4,845,000 | $ 255,000 | $ 118,000 |
| Pinellas, Florida | 19 | $ 4,615,000 | $ 242,894 | $ 177,000 |
| Ocean, New Jersey | 19 | $ 3,785,000 | $ 199,210 | $ 106,000 |
| Alameda, California | 18 | $ 5,890,000 | $ 327,222 | $ 155,000 |
| Contra Costa, California | 18 | $ 4,480,000 | $ 248,888 | $ 142,000 |
| Pasco, Florida | 18 | $ 3,900,000 | $ 216,666 | $ 71,000 |
| Worcester, Massachusetts | 18 | $ 4,150,000 | $ 230,555 | $ 114,000 |
| Volusia, Florida | 17 | $ 3,625,000 | $ 213,235 | $ 80,000 |
| Davidson, Tennessee | 17 | $ 5,675,000 | $ 333,823 | $ 97,000 |
| Montgomery, Tennessee | 17 | $ 4,515,000 | $ 265,588 | $ 89,000 |
| Stanislaus, California | 16 | $ 3,570,000 | $ 223,125 | $ 141,000 |
| El Paso, Colorado | 16 | $ 4,250,000 | $ 265,625 | $ 106,000 |
| Brevard, Florida | 16 | $ 3,610,000 | $ 225,625 | $ 113,000 |
| Prince George's, Maryland | 16 | $ 6,010,000 | $ 375,625 | $ 155,000 |
| Monmouth, New Jersey | 16 | $ 4,070,000 | $ 254,375 | $ 151,000 |
| Passaic, New Jersey | 16 | $ 5,300,000 | $ 331,250 | $ 147,000 |
| Hamilton, Tennessee | 16 | $ 3,230,000 | $ 201,875 | $ 116,000 |
| Fresno, California | 15 | $ 2,635,000 | $ 175,666 | $ 100,000 |
| Marion, Florida | 15 | $ 4,125,000 | $ 275,000 | $ 117,000 |
| Polk, Florida | 15 | $ 2,915,000 | $ 194,333 | $ 89,000 |
| Bergen, New Jersey | 15 | $ 4,235,000 | $ 282,333 | $ 134,000 |
| Beaufort, South Carolina | 15 | $ 4,635,000 | $ 309,000 | $ 131,000 |
| Tulare, California | 14 | $ 3,810,000 | $ 272,142 | $ 96,000 |
| Camden, New Jersey | 14 | $ 2,700,000 | $ 192,857 | $ 101,000 |
| Greenville, South Carolina | 14 | $ 2,180,000 | $ 155,714 | $ 145,000 |
| Santa Clara, California | 13 | $ 2,525,000 | $ 194,230 | $ 149,000 |
| Middlesex, New Jersey | 13 | $ 3,125,000 | $ 240,384 | $ 120,000 |
| Union, New Jersey | 13 | $ 5,145,000 | $ 395,769 | $ 159,000 |
| San Mateo, California | 12 | $ 4,490,000 | $ 374,166 | $ 192,000 |
| Weld, Colorado | 12 | $ 4,030,000 | $ 335,833 | $ 147,000 |
| Manatee, Florida | 12 | $ 3,650,000 | $ 304,166 | $ 114,000 |
| St. Lucie, Florida | 12 | $ 3,180,000 | $ 265,000 | $ 124,000 |
| Will, Illinois | 12 | $ 2,200,000 | $ 183,333 | $ 90,000 |
| Hennepin, Minnesota | 12 | $ 1,660,000 | $ 138,333 | $ 112,000 |
| Burlington, New Jersey | 12 | $ 2,170,000 | $ 180,833 | $ 97,000 |
| Cumberland, North Carolina | 12 | $ 2,380,000 | $ 198,333 | $ 104,000 |
| Mecklenburg, North Carolina | 12 | $ 3,420,000 | $ 285,000 | $ 109,000 |
| Rutherford, Tennessee | 12 | $ 3,200,000 | $ 266,666 | $ 104,000 |
| Shelby, Tennessee | 12 | $ 2,210,000 | $ 184,166 | $ 89,000 |
| Kitsap, Washington | 12 | $ 2,880,000 | $ 240,000 | $ 185,000 |
| Ventura, California | 11 | $ 3,575,000 | $ 325,000 | $ 154,000 |
| Charlotte, Florida | 11 | $ 2,845,000 | $ 258,636 | $ 161,000 |
| Duval, Florida | 11 | $ 2,245,000 | $ 204,090 | $ 103,000 |
| Lake, Florida | 11 | $ 2,975,000 | $ 270,454 | $ 120,000 |
| Plymouth, Massachusetts | 11 | $ 2,865,000 | $ 260,454 | $ 130,000 |
| Wake, North Carolina | 11 | $ 3,695,000 | $ 335,909 | $ 122,000 |
| Salt Lake, Utah | 11 | $ 3,195,000 | $ 290,454 | $ 109,000 |
| Denver, Colorado | 10 | $ 3,180,000 | $ 318,000 | $ 97,000 |
| Collier, Florida | 10 | $ 3,390,000 | $ 339,000 | $ 151,000 |
| Middlesex, Massachusetts | 10 | $ 3,070,000 | $ 307,000 | $ 130,000 |
| Norfolk, Massachusetts | 10 | $ 2,950,000 | $ 295,000 | $ 106,000 |
| Atlantic, New Jersey | 10 | $ 1,730,000 | $ 173,000 | $ 115,000 |
| Multnomah, Oregon | 10 | $ 2,060,000 | $ 206,000 | $ 128,000 |
| Charleston, South Carolina | 10 | $ 2,920,000 | $ 292,000 | $ 90,000 |
| York, South Carolina | 10 | $ 2,880,000 | $ 288,000 | $ 60,000 |
| Solano, California | 9 | $ 2,065,000 | $ 229,444 | $ 148,000 |
| Adams, Colorado | 9 | $ 2,745,000 | $ 305,000 | $ 110,000 |
| Hernando, Florida | 9 | $ 2,015,000 | $ 223,888 | $ 80,000 |
| Morris, New Jersey | 9 | $ 3,035,000 | $ 337,222 | $ 151,000 |
| Somerset, New Jersey | 9 | $ 3,835,000 | $ 426,111 | $ 174,000 |
| Berkeley, South Carolina | 9 | $ 2,225,000 | $ 247,222 | $ 83,000 |
| Clark, Washington | 9 | $ 2,735,000 | $ 303,888 | $ 191,000 |
| Whatcom, Washington | 9 | $ 3,825,000 | $ 425,000 | $ 111,000 |
| Mohave, Arizona | 8 | $ 1,600,000 | $ 200,000 | $ 77,000 |
| Navajo, Arizona | 8 | $ 1,460,000 | $ 182,500 | $ 145,000 |
| El Dorado, California | 8 | $ 2,500,000 | $ 312,500 | $ 146,000 |
| Jefferson, Colorado | 8 | $ 1,560,000 | $ 195,000 | $ 263,000 |
| Martin, Florida | 8 | $ 1,530,000 | $ 191,250 | $ 94,000 |
| Montgomery, Maryland | 8 | $ 1,820,000 | $ 227,500 | $ 185,000 |
| Mercer, New Jersey | 8 | $ 1,920,000 | $ 240,000 | $ 104,000 |
| Dorchester, South Carolina | 8 | $ 2,330,000 | $ 291,250 | $ 116,000 |
| Knox, Tennessee | 8 | $ 1,630,000 | $ 203,750 | $ 83,000 |
| Benton, Washington | 8 | $ 1,300,000 | $ 162,500 | $ 74,000 |
| Spokane, Washington | 8 | $ 1,730,000 | $ 216,250 | $ 123,000 |
| Thurston, Washington | 8 | $ 1,980,000 | $ 247,500 | $ 116,000 |
| Osceola, Florida | 7 | $ 1,115,000 | $ 159,285 | $ 78,000 |
| Santa Rosa, Florida | 7 | $ 1,975,000 | $ 282,142 | $ 92,000 |
| Seminole, Florida | 7 | $ 1,215,000 | $ 173,571 | $ 114,000 |
| Canyon, Idaho | 7 | $ 1,435,000 | $ 205,000 | $ 91,000 |
| McHenry, Illinois | 7 | $ 2,665,000 | $ 380,714 | $ 166,000 |
| Bristol, Massachusetts | 7 | $ 2,085,000 | $ 297,857 | $ 115,000 |
| Hampden, Massachusetts | 7 | $ 1,305,000 | $ 186,428 | $ 106,000 |
| Cumberland, New Jersey | 7 | $ 1,465,000 | $ 209,285 | $ 75,000 |
| Gloucester, New Jersey | 7 | $ 1,445,000 | $ 206,428 | $ 116,000 |
| Deschutes, Oregon | 7 | $ 2,235,000 | $ 319,285 | $ 67,000 |
| Washington, Oregon | 7 | $ 2,715,000 | $ 387,857 | $ 120,000 |
| Sumner, Tennessee | 7 | $ 2,175,000 | $ 310,714 | $ 179,000 |
| Gila, Arizona | 6 | $ 1,450,000 | $ 241,666 | $ 61,000 |
| Santa Barbara, California | 6 | $ 2,320,000 | $ 386,666 | $ 83,000 |
| Sonoma, California | 6 | $ 1,380,000 | $ 230,000 | $ 134,000 |
| Arapahoe, Colorado | 6 | $ 1,340,000 | $ 223,333 | $ 116,000 |
| Indian River, Florida | 6 | $ 730,000 | $ 121,666 | $ 81,000 |
| Sarasota, Florida | 6 | $ 1,210,000 | $ 201,666 | $ 73,000 |
| St. Johns, Florida | 6 | $ 1,620,000 | $ 270,000 | $ 103,000 |
| DuPage, Illinois | 6 | $ 920,000 | $ 153,333 | $ 128,000 |
| Ramsey, Minnesota | 6 | $ 950,000 | $ 158,333 | $ 95,000 |
| Hudson, New Jersey | 6 | $ 2,970,000 | $ 495,000 | $ 269,000 |
| Sussex, New Jersey | 6 | $ 890,000 | $ 148,333 | $ 121,000 |
| Lexington, South Carolina | 6 | $ 1,200,000 | $ 200,000 | $ 77,000 |
| Spartanburg, South Carolina | 6 | $ 1,120,000 | $ 186,666 | $ 72,000 |
| Blount, Tennessee | 6 | $ 1,340,000 | $ 223,333 | $ 81,000 |
| Maury, Tennessee | 6 | $ 1,090,000 | $ 181,666 | $ 97,000 |
| Cochise, Arizona | 5 | $ 615,000 | $ 123,000 | $ 65,000 |
| Yuma, Arizona | 5 | $ 925,000 | $ 185,000 | $ 64,000 |
| Madera, California | 5 | $ 1,015,000 | $ 203,000 | $ 79,000 |
| Merced, California | 5 | $ 1,345,000 | $ 269,000 | $ 92,000 |
| Douglas, Colorado | 5 | $ 1,255,000 | $ 251,000 | $ 184,000 |
| Larimer, Colorado | 5 | $ 1,565,000 | $ 313,000 | $ 136,000 |
| Clay, Florida | 5 | $ 1,575,000 | $ 315,000 | $ 79,000 |
| Escambia, Florida | 5 | $ 1,035,000 | $ 207,000 | $ 95,000 |
| Leon, Florida | 5 | $ 975,000 | $ 195,000 | $ 131,000 |
| Ada, Idaho | 5 | $ 1,705,000 | $ 341,000 | $ 161,000 |
| Kendall, Illinois | 5 | $ 1,615,000 | $ 323,000 | $ 140,000 |
| Anne Arundel, Maryland | 5 | $ 2,595,000 | $ 519,000 | $ 155,000 |
| Baltimore, Maryland | 5 | $ 985,000 | $ 197,000 | $ 103,000 |
| St. Mary's, Maryland | 5 | $ 1,795,000 | $ 359,000 | $ 174,000 |
| Essex, Massachusetts | 5 | $ 1,335,000 | $ 267,000 | $ 104,000 |
| Anoka, Minnesota | 5 | $ 1,025,000 | $ 205,000 | $ 74,000 |
| Nye, Nevada | 5 | $ 1,425,000 | $ 285,000 | $ 86,000 |
| Cape May, New Jersey | 5 | $ 1,485,000 | $ 297,000 | $ 102,000 |
| Warren, New Jersey | 5 | $ 1,175,000 | $ 235,000 | $ 197,000 |
| Bernalillo, New Mexico | 5 | $ 1,475,000 | $ 295,000 | $ 131,000 |
| Brunswick, North Carolina | 5 | $ 925,000 | $ 185,000 | $ 80,000 |
| Richland, South Carolina | 5 | $ 795,000 | $ 159,000 | $ 90,000 |
| Sevier, Tennessee | 5 | $ 695,000 | $ 139,000 | $ 124,000 |
| Williamson, Tennessee | 5 | $ 2,525,000 | $ 505,000 | $ 325,000 |
| Davis, Utah | 5 | $ 1,725,000 | $ 345,000 | $ 71,000 |
| Grays Harbor, Washington | 5 | $ 855,000 | $ 171,000 | $ 48,000 |
| Coconino, Arizona | 4 | $ 690,000 | $ 172,500 | $ 104,000 |
| Humboldt, California | 4 | $ 870,000 | $ 217,500 | $ 239,000 |
| Kings, California | 4 | $ 640,000 | $ 160,000 | $ 68,000 |
| Placer, California | 4 | $ 1,260,000 | $ 315,000 | $ 149,000 |
| San Luis Obispo, California | 4 | $ 980,000 | $ 245,000 | $ 133,000 |
| Santa Cruz, California | 4 | $ 480,000 | $ 120,000 | $ 85,000 |
| Shasta, California | 4 | $ 870,000 | $ 217,500 | $ 93,000 |
| Elbert, Colorado | 4 | $ 1,260,000 | $ 315,000 | $ 68,000 |
| Citrus, Florida | 4 | $ 590,000 | $ 147,500 | $ 133,000 |
| Walton, Florida | 4 | $ 1,490,000 | $ 372,500 | $ 142,000 |
| Latah, Idaho | 4 | $ 1,300,000 | $ 325,000 | $ 82,000 |
| Berkshire, Massachusetts | 4 | $ 940,000 | $ 235,000 | $ 138,000 |
| Washington, Minnesota | 4 | $ 370,000 | $ 92,500 | $ 145,000 |
| Lyon, Nevada | 4 | $ 780,000 | $ 195,000 | $ 81,000 |
| Clackamas, Oregon | 4 | $ 990,000 | $ 247,500 | $ 69,000 |
| Jackson, Oregon | 4 | $ 840,000 | $ 210,000 | $ 73,000 |
| Lane, Oregon | 4 | $ 1,530,000 | $ 382,500 | $ 123,000 |
| Lincoln, Oregon | 4 | $ 970,000 | $ 242,500 | $ 172,000 |
| Marion, Oregon | 4 | $ 630,000 | $ 157,500 | $ 102,000 |
| Umatilla, Oregon | 4 | $ 590,000 | $ 147,500 | $ 73,000 |
| Yamhill, Oregon | 4 | $ 780,000 | $ 195,000 | $ 90,000 |
| Adams, Pennsylvania | 4 | $ 600,000 | $ 150,000 | $ 66,000 |
| Lancaster, Pennsylvania | 4 | $ 750,000 | $ 187,500 | $ 99,000 |
| Lehigh, Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 89,000 |
| Montgomery, Pennsylvania | 4 | $ 710,000 | $ 177,500 | $ 145,000 |
| Philadelphia, Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 69,000 |
| Florence, South Carolina | 4 | $ 1,350,000 | $ 337,500 | $ 131,000 |
| Franklin, Tennessee | 4 | $ 1,850,000 | $ 462,500 | $ 335,000 |
| Robertson, Tennessee | 4 | $ 1,320,000 | $ 330,000 | $ 89,000 |
| Travis, Texas | 4 | $ 940,000 | $ 235,000 | $ 154,000 |
| Clallam, Washington | 4 | $ 690,000 | $ 172,500 | $ 80,000 |
| Yakima, Washington | 4 | $ 730,000 | $ 182,500 | $ 78,000 |
| Amador, California | 3 | $ 895,000 | $ 298,333 | $ 75,000 |
| Lake, California | 3 | $ 865,000 | $ 288,333 | $ 88,000 |
| Monterey, California | 3 | $ 965,000 | $ 321,666 | $ 323,000 |
| Boulder, Colorado | 3 | $ 885,000 | $ 295,000 | $ 129,000 |
| La Plata, Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 79,000 |
| Pueblo, Colorado | 3 | $ 675,000 | $ 225,000 | $ 57,000 |
| Baker, Florida | 3 | $ 545,000 | $ 181,666 | $ 95,000 |
| Flagler, Florida | 3 | $ 555,000 | $ 185,000 | $ 263,000 |
| Okaloosa, Florida | 3 | $ 645,000 | $ 215,000 | $ 158,000 |
| Bonneville, Idaho | 3 | $ 535,000 | $ 178,333 | $ 71,000 |
| Kootenai, Idaho | 3 | $ 815,000 | $ 271,666 | $ 106,000 |
| Twin Falls, Idaho | 3 | $ 735,000 | $ 245,000 | $ 94,000 |
| Kane, Illinois | 3 | $ 1,075,000 | $ 358,333 | $ 82,000 |
| Lake, Illinois | 3 | $ 405,000 | $ 135,000 | $ 104,000 |
| Calvert, Maryland | 3 | $ 1,165,000 | $ 388,333 | $ 121,000 |
| Carver, Minnesota | 3 | $ 525,000 | $ 175,000 | $ 99,000 |
| Crow Wing, Minnesota | 3 | $ 505,000 | $ 168,333 | $ 58,000 |
| Dakota, Minnesota | 3 | $ 725,000 | $ 241,666 | $ 126,000 |
| Olmsted, Minnesota | 3 | $ 635,000 | $ 211,666 | $ 84,000 |
| Scott, Minnesota | 3 | $ 565,000 | $ 188,333 | $ 108,000 |
| Waseca, Minnesota | 3 | $ 705,000 | $ 235,000 | $ 83,000 |
| Churchill, Nevada | 3 | $ 465,000 | $ 155,000 | $ 57,000 |
| Douglas, Nevada | 3 | $ 875,000 | $ 291,666 | $ 114,000 |
| Catawba, North Carolina | 3 | $ 995,000 | $ 331,666 | $ 143,000 |
| Forsyth, North Carolina | 3 | $ 615,000 | $ 205,000 | $ 70,000 |
| Guilford, North Carolina | 3 | $ 415,000 | $ 138,333 | $ 133,000 |
| Hoke, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 58,000 |
| Iredell, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 70,000 |
| Nash, North Carolina | 3 | $ 565,000 | $ 188,333 | $ 24,000 |
| New Hanover, North Carolina | 3 | $ 555,000 | $ 185,000 | $ 82,000 |
| Person, North Carolina | 3 | $ 645,000 | $ 215,000 | $ 125,000 |
| Union, North Carolina | 3 | $ 785,000 | $ 261,666 | $ 53,000 |
| Allegheny, Pennsylvania | 3 | $ 515,000 | $ 171,666 | $ 123,000 |
| Monroe, Pennsylvania | 3 | $ 485,000 | $ 161,666 | $ 79,000 |
| York, Pennsylvania | 3 | $ 1,115,000 | $ 371,666 | $ 141,000 |
| Aiken, South Carolina | 3 | $ 785,000 | $ 261,666 | $ 68,000 |
| Anderson, South Carolina | 3 | $ 585,000 | $ 195,000 | $ 141,000 |
| Carroll, Tennessee | 3 | $ 345,000 | $ 115,000 | $ 30,000 |
| Hickman, Tennessee | 3 | $ 245,000 | $ 81,666 | $ 82,000 |
| Lawrence, Tennessee | 3 | $ 505,000 | $ 168,333 | $ 75,000 |
| Rhea, Tennessee | 3 | $ 255,000 | $ 85,000 | $ 54,000 |
| Smith, Tennessee | 3 | $ 635,000 | $ 211,666 | $ 60,000 |
| Washington, Tennessee | 3 | $ 535,000 | $ 178,333 | $ 105,000 |
| Williamson, Texas | 3 | $ 1,285,000 | $ 428,333 | $ 72,000 |
| Weber, Utah | 3 | $ 895,000 | $ 298,333 | $ 80,000 |
| Island, Washington | 3 | $ 365,000 | $ 121,666 | $ 138,000 |
| Lewis, Washington | 3 | $ 405,000 | $ 135,000 | $ 32,000 |
| Skagit, Washington | 3 | $ 635,000 | $ 211,666 | $ 89,000 |
| Butte, California | 2 | $ 470,000 | $ 235,000 | $ 50,000 |
| Marin, California | 2 | $ 2,610,000 | $ 1,305,000 | $ 66,000 |
| Mendocino, California | 2 | $ 510,000 | $ 255,000 | $ 169,000 |
| Napa, California | 2 | $ 1,510,000 | $ 755,000 | $ 189,000 |
| Nevada, California | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| San Francisco, California | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Sutter, California | 2 | $ 220,000 | $ 110,000 | $ 226,000 |
| Tuolumne, California | 2 | $ 540,000 | $ 270,000 | $ 68,000 |
| Yolo, California | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| Moffat, Colorado | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Montrose, Colorado | 2 | $ 650,000 | $ 325,000 | $ 68,000 |
| Summit, Colorado | 2 | $ 2,780,000 | $ 1,390,000 | $ 526,000 |
| Bay, Florida | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Columbia, Florida | 2 | $ 390,000 | $ 195,000 | $ 87,000 |
| Nassau, Florida | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Sumter, Florida | 2 | $ 710,000 | $ 355,000 | $ 59,000 |
| Suwannee, Florida | 2 | $ 170,000 | $ 85,000 | $ 131,000 |
| Bingham, Idaho | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Bonner, Idaho | 2 | $ 1,050,000 | $ 525,000 | $ 260,000 |
| Grundy, Illinois | 2 | $ 340,000 | $ 170,000 | $ 144,000 |
| Ogle, Illinois | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Tazewell, Illinois | 2 | $ 260,000 | $ 130,000 | $ 137,000 |
| Baltimore City, Maryland | 2 | $ 990,000 | $ 495,000 | $ 83,000 |
| Cecil, Maryland | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Charles, Maryland | 2 | $ 870,000 | $ 435,000 | $ 109,000 |
| Howard, Maryland | 2 | $ 360,000 | $ 180,000 | $ 73,000 |
| Barnstable, Massachusetts | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| Hampshire, Massachusetts | 2 | $ 390,000 | $ 195,000 | $ 135,000 |
| Suffolk, Massachusetts | 2 | $ 350,000 | $ 175,000 | $ 101,000 |
| Sherburne, Minnesota | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Carson City, Nevada | 2 | $ 160,000 | $ 80,000 | $ 81,000 |
| Elko, Nevada | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Lander, Nevada | 2 | $ 420,000 | $ 210,000 | $ 122,000 |
| Valencia, New Mexico | 2 | $ 440,000 | $ 220,000 | $ 66,000 |
| Alamance, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 78,000 |
| Bladen, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 286,000 |
| Buncombe, North Carolina | 2 | $ 320,000 | $ 160,000 | $ 39,000 |
| Carteret, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 51,000 |
| Cherokee, North Carolina | 2 | $ 270,000 | $ 135,000 | $ 200,000 |
| Durham, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Gaston, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Henderson, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 91,000 |
| Johnston, North Carolina | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Onslow, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 100,000 |
| Pender, North Carolina | 2 | $ 760,000 | $ 380,000 | $ 145,000 |
| Sampson, North Carolina | 2 | $ 320,000 | $ 160,000 | $ 82,000 |
| Coos, Oregon | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Polk, Oregon | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Chester, Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 152,000 |
| Franklin, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Northampton, Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| Snyder, Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Darlington, South Carolina | 2 | $ 330,000 | $ 165,000 | $ 85,000 |
| Kershaw, South Carolina | 2 | $ 350,000 | $ 175,000 | $ 117,000 |
| Lancaster, South Carolina | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Laurens, South Carolina | 2 | $ 530,000 | $ 265,000 | $ 105,000 |
| Oconee, South Carolina | 2 | $ 820,000 | $ 410,000 | $ 96,000 |
| Cheatham, Tennessee | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| Claiborne, Tennessee | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Cumberland, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 134,000 |
| Hardeman, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 51,000 |
| Henry, Tennessee | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| McNairy, Tennessee | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Putnam, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Tipton, Tennessee | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| White, Tennessee | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Bexar, Texas | 2 | $ 710,000 | $ 355,000 | $ 72,000 |
| Dallas, Texas | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Denton, Texas | 2 | $ 710,000 | $ 355,000 | $ 49,000 |
| Galveston, Texas | 2 | $ 330,000 | $ 165,000 | $ 381,000 |
| Montgomery, Texas | 2 | $ 910,000 | $ 455,000 | $ 134,000 |
| Tarrant, Texas | 2 | $ 610,000 | $ 305,000 | $ 287,000 |
| Box Elder, Utah | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| Utah, Utah | 2 | $ 760,000 | $ 380,000 | $ 110,000 |
| Washington, Utah | 2 | $ 730,000 | $ 365,000 | $ 62,000 |
| Cowlitz, Washington | 2 | $ 250,000 | $ 125,000 | $ 41,000 |
| Franklin, Washington | 2 | $ 300,000 | $ 150,000 | $ 29,000 |
| Kittitas, Washington | 2 | $ 620,000 | $ 310,000 | $ 121,000 |
| Mason, Washington | 2 | $ 1,240,000 | $ 620,000 | $ 48,000 |
| Okanogan, Washington | 2 | $ 460,000 | $ 230,000 | $ 107,000 |
| Pacific, Washington | 2 | $ 400,000 | $ 200,000 | $ 104,000 |
| Walla Walla, Washington | 2 | $ 440,000 | $ 220,000 | $ 99,000 |
| Albany, Wyoming | 2 | $ 1,530,000 | $ 765,000 | $ 230,000 |
| Graham, Arizona | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Santa Cruz, Arizona | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Calaveras, California | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Imperial, California | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Lassen, California | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Mariposa, California | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Mono, California | 1 | $ 75,000 | $ 75,000 | $ 247,000 |
| San Benito, California | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Yuba, California | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Alamosa, Colorado | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Archuleta, Colorado | 1 | $ 675,000 | $ 675,000 | $ 136,000 |
| Broomfield, Colorado | 1 | $ 515,000 | $ 515,000 | $ 223,000 |
| Custer, Colorado | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Delta, Colorado | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Garfield, Colorado | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Mesa, Colorado | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Teller, Colorado | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Alachua, Florida | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| DeSoto, Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Dixie, Florida | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Gilchrist, Florida | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Hendry, Florida | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Highlands, Florida | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Jefferson, Florida | 1 | $ 405,000 | $ 405,000 | $ 138,000 |
| Levy, Florida | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Madison, Florida | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Okeechobee, Florida | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Putnam, Florida | 1 | $ 155,000 | $ 155,000 | $ 259,000 |
| Wakulla, Florida | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Cassia, Idaho | 1 | $ 285,000 | $ 285,000 | $ 44,000 |
| Gooding, Idaho | 1 | $ 215,000 | $ 215,000 | $ 29,000 |
| Lincoln, Idaho | 1 | $ 375,000 | $ 375,000 | $ 228,000 |
| Madison, Idaho | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Owyhee, Idaho | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Valley, Idaho | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Boone, Illinois | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| DeKalb, Illinois | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Livingston, Illinois | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Macon, Illinois | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Madison, Illinois | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| McLean, Illinois | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Monroe, Illinois | 1 | $ 425,000 | $ 425,000 | $ 109,000 |
| Montgomery, Illinois | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Peoria, Illinois | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| St. Clair, Illinois | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Frederick, Maryland | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Garrett, Maryland | 1 | $ 55,000 | $ 55,000 | $ 600,000 |
| Kent, Maryland | 1 | $ 595,000 | $ 595,000 | $ 150,000 |
| Queen Anne's, Maryland | 1 | $ 155,000 | $ 155,000 | $ 147,000 |
| Washington, Maryland | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Wicomico, Maryland | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Worcester, Maryland | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Blue Earth, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Chisago, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Clay, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Freeborn, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Isanti, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Kanabec, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Meeker, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Otter Tail, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Pine, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Stearns, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Wright, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Storey, Nevada | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Hunterdon, New Jersey | 1 | $ 75,000 | $ 75,000 | $ 2,205,000 |
| Salem, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Curry, New Mexico | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Dona Ana, New Mexico | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| San Juan, New Mexico | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Sandoval, New Mexico | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Santa Fe, New Mexico | 1 | $ 395,000 | $ 395,000 | $ 70,000 |
| Anson, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Cabarrus, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Craven, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Greene, North Carolina | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Haywood, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Jackson, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Madison, North Carolina | 1 | $ 595,000 | $ 595,000 | $ 146,000 |
| McDowell, North Carolina | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Moore, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Orange, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Perquimans, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Randolph, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Richmond, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Rockingham, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Rowan, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Scotland, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Wayne, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Wilson, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Clatsop, Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Curry, Oregon | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Douglas, Oregon | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Grant, Oregon | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Hood River, Oregon | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Josephine, Oregon | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Klamath, Oregon | 1 | $ 505,000 | $ 505,000 | $ 104,000 |
| Linn, Oregon | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Wasco, Oregon | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Beaver, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 195,000 |
| Blair, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Bucks, Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Butler, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Delaware, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Erie, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Lackawanna, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Lebanon, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Wyoming, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Abbeville, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Barnwell, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Cherokee, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Edgefield, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Fairfield, South Carolina | 1 | $ 435,000 | $ 435,000 | $ 510,000 |
| Georgetown, South Carolina | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Greenwood, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Jasper, South Carolina | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Pickens, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Saluda, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Williamsburg, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Anderson, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Bedford, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Benton, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Bradley, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Coffee, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Decatur, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| DeKalb, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Dickson, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Fayette, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Giles, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Greene, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Hamblen, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Hardin, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Jackson, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Jefferson, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Loudon, Tennessee | 1 | $ 505,000 | $ 505,000 | $ 137,000 |
| Marshall, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Monroe, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Roane, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Scott, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Sullivan, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Trousdale, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Unicoi, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Union, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Weakley, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Wilson, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Collin, Texas | 1 | $ 455,000 | $ 455,000 | $ 201,000 |
| Harris, Texas | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Hill, Texas | 1 | $ 395,000 | $ 395,000 | $ 393,000 |
| Kaufman, Texas | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Parker, Texas | 1 | $ 345,000 | $ 345,000 | $ 136,000 |
| Cache, Utah | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Iron, Utah | 1 | $ 535,000 | $ 535,000 | $ 785,000 |
| Summit, Utah | 1 | $ 545,000 | $ 545,000 | $ 960,000 |
| Tooele, Utah | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Uintah, Utah | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Asotin, Washington | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Chelan, Washington | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Douglas, Washington | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Grant, Washington | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Jefferson, Washington | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Klickitat, Washington | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| San Juan, Washington | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Skamania, Washington | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Wahkiakum, Washington | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Whitman, Washington | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Crook, Wyoming | 1 | $ 605,000 | $ 605,000 | $ 118,000 |
| Fremont, Wyoming | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,873 | $744,075,000 | $258,000 | $10,835,000 | $117,000 | $2,220,000 |
| Home Purchase | 118 | $70,830,000 | $600,000 | $3,855,000 | $211,000 | $1,316,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,119 | $550,885,000 | $259,000 | $5,705,000 | $121,000 | $2,205,000 |
| Hispanic | 313 | $84,625,000 | $270,000 | $885,000 | $107,000 | $750,000 |
| Black or African American | 242 | $66,340,000 | $274,000 | $1,545,000 | $106,000 | $416,000 |
| Not Provided | 154 | $43,020,000 | $279,000 | $795,000 | $137,000 | $2,220,000 |
| Asian | 144 | $64,000,000 | $444,000 | $10,835,000 | $151,000 | $964,000 |
| American Indian or Alaskan Native | 11 | $3,105,000 | $282,000 | $675,000 | $112,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,930,000 | $366,000 | $995,000 | $145,000 | $435,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,840 | $455,580,000 | $247,000 | $10,835,000 | $135,000 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 838 | $238,270,000 | $284,000 | $1,145,000 | $96,000 | $526,000 |
| VA-guaranteed (Veterans Administration) | 313 | $121,055,000 | $386,000 | $2,285,000 | $103,000 | $468,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,895 | $487,445,000 | $257,000 | $10,835,000 | $118,000 | $2,220,000 |
| Loan Originated | 917 | $282,865,000 | $308,000 | $3,005,000 | $128,000 | $1,316,000 |
| Application Denied By Financial Institution | 162 | $39,980,000 | $246,000 | $1,505,000 | $104,000 | $964,000 |
| Application Approved But Not Accepted | 13 | $4,245,000 | $326,000 | $765,000 | $114,000 | $275,000 |
| File Closed For Incompleteness | 4 | $370,000 | $92,000 | $135,000 | $114,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,829 | $774,925,000 | $273,000 | $10,835,000 | $122,000 | $2,220,000 |
| Collateral | 45 | $9,535,000 | $211,000 | $615,000 | $132,000 | $964,000 |
| Debt-To-Income Ratio | 39 | $12,345,000 | $316,000 | $1,505,000 | $85,000 | $281,000 |
| Credit History | 36 | $7,650,000 | $212,000 | $785,000 | $97,000 | $288,000 |
| Unverifiable Information | 14 | $2,970,000 | $212,000 | $435,000 | $73,000 | $140,000 |
| Other | 13 | $3,015,000 | $231,000 | $625,000 | $104,000 | $195,000 |
| Employment History | 10 | $3,470,000 | $347,000 | $875,000 | $132,000 | $300,000 |
| Credit Application Incomplete | 3 | $795,000 | $265,000 | $415,000 | $79,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $200,000 | $100,000 | $115,000 | $82,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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