Landings Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Landings Credit Union of Tempe, AZ reported 146 mortgage applications totaling $19.2 million, up 29% from 2024. The average application was for $131,712, and applicants reported an average income of $121,609. 52% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (138), Dallas-Plano-Irving, TX (1) and Flagstaff, AZ (1) (applications in parentheses).
| Mortgage Company & Address | Landings Credit Union 2800 S Mill Ave Tempe, AZ 85282 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 146 |
| Total Mortgage Loan Application Amount | $19,230,000 |
| Average Mortgage Loan Application Amount | $131,712 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $121,609 |
| Highest Applicant Income | $514,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landings Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Landings Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 70 | $8,790,000 | $125,000 | $505,000 | $105,000 | $252,000 |
| Other Purpose | 51 | $4,545,000 | $89,000 | $305,000 | $135,000 | $487,000 |
| Refinancing | 15 | $2,305,000 | $153,000 | $805,000 | $142,000 | $410,000 |
| Home Purchase | 10 | $3,590,000 | $359,000 | $855,000 | $139,000 | $514,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 88 | $12,180,000 | $138,000 | $855,000 | $134,000 | $514,000 |
| Hispanic | 27 | $3,775,000 | $139,000 | $325,000 | $83,000 | $288,000 |
| Not Provided | 18 | $1,370,000 | $76,000 | $155,000 | $129,000 | $230,000 |
| Black or African American | 8 | $1,310,000 | $163,000 | $435,000 | $99,000 | $139,000 |
| Asian | 3 | $465,000 | $155,000 | $285,000 | $113,000 | $189,000 |
| American Indian or Alaskan Native | 2 | $130,000 | $65,000 | $65,000 | $99,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 146 | $19,230,000 | $131,000 | $855,000 | $121,000 | $514,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 76 | $8,920,000 | $117,000 | $795,000 | $132,000 | $514,000 |
| Application Withdrawn By Applicant | 27 | $3,905,000 | $144,000 | $855,000 | $89,000 | $230,000 |
| Application Denied By Financial Institution | 19 | $2,465,000 | $129,000 | $435,000 | $124,000 | $487,000 |
| File Closed For Incompleteness | 18 | $3,320,000 | $184,000 | $805,000 | $135,000 | $410,000 |
| Application Approved But Not Accepted | 6 | $620,000 | $103,000 | $255,000 | $88,000 | $174,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 127 | $16,765,000 | $132,000 | $855,000 | $121,000 | $514,000 |
| Debt-To-Income Ratio | 10 | $1,340,000 | $134,000 | $355,000 | $136,000 | $487,000 |
| Other | 8 | $1,050,000 | $131,000 | $435,000 | $108,000 | $242,000 |
| Credit History | 1 | $75,000 | $75,000 | $75,000 | $134,000 | $134,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Landings Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Landings Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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