Landmark Credit Union Mortgage Lending & HMDA Data, 2018

In 2018, Landmark Credit Union of Brookfield, WI reported 7,927 mortgage applications totaling $1.0 billion, up 36% from 2017. The average application was for $128,869, and applicants reported an average income of $96,558. 83% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (6,216), Racine, WI (585) and Lake County-Kenosha County, IL-WI (118) (applications in parentheses).

Mortgage Company & Address Landmark Credit Union
5445 S. Westridge Dr.
Brookfield, WI 53005
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,927
Total Mortgage Loan Application Amount $1,021,545,000
Average Mortgage Loan Application Amount $128,869
Highest Mortgage Loan Application Amount $9,605,000
Average Applicant Income $96,558
Highest Applicant Income $1,501,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Waukesha, Wisconsin 2,670 $ 367,120,000 $ 137,498 $ 112,000
Milwaukee, Wisconsin 2,506 $ 314,960,000 $ 125,682 $ 82,000
Washington, Wisconsin 780 $ 96,880,000 $ 124,205 $ 100,000
Racine, Wisconsin 585 $ 63,215,000 $ 108,059 $ 87,000
Dodge, Wisconsin 301 $ 31,575,000 $ 104,900 $ 80,000
Ozaukee, Wisconsin 260 $ 38,820,000 $ 149,307 $ 118,000
Jefferson, Wisconsin 207 $ 21,505,000 $ 103,888 $ 89,000
Walworth, Wisconsin 155 $ 20,135,000 $ 129,903 $ 96,000
Kenosha, Wisconsin 114 $ 14,880,000 $ 130,526 $ 94,000
Dane, Wisconsin 53 $ 8,005,000 $ 151,037 $ 109,000
Fond du Lac, Wisconsin 39 $ 7,025,000 $ 180,128 $ 92,000
Sheboygan, Wisconsin 35 $ 3,895,000 $ 111,285 $ 84,000
Columbia, Wisconsin 26 $ 2,920,000 $ 112,307 $ 80,000
Adams, Wisconsin 17 $ 1,815,000 $ 106,764 $ 81,000
Rock, Wisconsin 12 $ 1,200,000 $ 100,000 $ 78,000
Waushara, Wisconsin 12 $ 1,170,000 $ 97,500 $ 86,000
Marinette, Wisconsin 11 $ 1,055,000 $ 95,909 $ 80,000
Vilas, Wisconsin 10 $ 2,580,000 $ 258,000 $ 106,000
Winnebago, Wisconsin 10 $ 2,270,000 $ 227,000 $ 80,000
Marquette, Wisconsin 9 $ 1,175,000 $ 130,555 $ 80,000
Brown, Wisconsin 8 $ 1,280,000 $ 160,000 $ 121,000
Door, Wisconsin 8 $ 1,500,000 $ 187,500 $ 184,000
Green Lake, Wisconsin 8 $ 1,400,000 $ 175,000 $ 114,000
Oneida, Wisconsin 8 $ 1,150,000 $ 143,750 $ 69,000
Waupaca, Wisconsin 8 $ 1,110,000 $ 138,750 $ 97,000
Marathon, Wisconsin 6 $ 520,000 $ 86,666 $ 113,000
Forest, Wisconsin 5 $ 495,000 $ 99,000 $ 107,000
Outagamie, Wisconsin 5 $ 675,000 $ 135,000 $ 85,000
Lake, Illinois 4 $ 750,000 $ 187,500 $ 109,000
Iowa, Wisconsin 4 $ 240,000 $ 60,000 $ 67,000
Oconto, Wisconsin 4 $ 290,000 $ 72,500 $ 82,000
Portage, Wisconsin 4 $ 4,180,000 $ 1,045,000 $ 74,000
McHenry, Illinois 3 $ 405,000 $ 135,000 $ 115,000
Juneau, Wisconsin 3 $ 265,000 $ 88,333 $ 89,000
Sauk, Wisconsin 3 $ 1,495,000 $ 498,333 $ 127,000
Shawano, Wisconsin 3 $ 345,000 $ 115,000 $ 75,000
Cook, Illinois 2 $ 60,000 $ 30,000 $ 86,000
Calumet, Wisconsin 2 $ 230,000 $ 115,000 $ 48,000
Green, Wisconsin 2 $ 490,000 $ 245,000 $ 121,000
Iron, Wisconsin 2 $ 250,000 $ 125,000 $ 148,000
Richland, Wisconsin 2 $ 390,000 $ 195,000 $ 174,000
Vernon, Wisconsin 2 $ 140,000 $ 70,000 $ 53,000
Wood, Wisconsin 2 $ 160,000 $ 80,000 $ 44,000
Fayette, Kentucky 1 $ 15,000 $ 15,000 $ 14,000
Boone, West Virginia 1 $ 5,000 $ 5,000 $ 20,000
Ashland, Wisconsin 1 $ 45,000 $ 45,000 $ 54,000
Bayfield, Wisconsin 1 $ 195,000 $ 195,000 $ 110,000
Burnett, Wisconsin 1 $ 55,000 $ 55,000 $ 28,000
Chippewa, Wisconsin 1 $ 175,000 $ 175,000 $ 0
Douglas, Wisconsin 1 $ 55,000 $ 55,000 $ 210,000
Florence, Wisconsin 1 $ 75,000 $ 75,000 $ 70,000
Lafayette, Wisconsin 1 $ 85,000 $ 85,000 $ 46,000
Langlade, Wisconsin 1 $ 55,000 $ 55,000 $ 81,000
Lincoln, Wisconsin 1 $ 45,000 $ 45,000 $ 83,000
Manitowoc, Wisconsin 1 $ 115,000 $ 115,000 $ 49,000
Menominee, Wisconsin 1 $ 55,000 $ 55,000 $ 148,000
Price, Wisconsin 1 $ 145,000 $ 145,000 $ 152,000
St. Croix, Wisconsin 1 $ 305,000 $ 305,000 $ 160,000
Taylor, Wisconsin 1 $ 75,000 $ 75,000 $ 215,000

Mortgage Loan Application Detail Totals for Landmark Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,618 $510,820,000 $195,000 $3,525,000 $86,000 $801,000
Home Improvement 1,956 $108,370,000 $55,000 $1,005,000 $112,000 $1,501,000
Cash-out Refinancing 1,674 $204,070,000 $121,000 $9,505,000 $98,000 $1,214,000
Refinancing 1,301 $174,455,000 $134,000 $9,605,000 $92,000 $1,060,000
Other Purpose 377 $23,725,000 $62,000 $345,000 $99,000 $858,000
Not Applicable 1 $105,000 $105,000 $105,000 $133,000 $133,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,543 $761,245,000 $116,000 $1,605,000 $102,000 $1,501,000
Hispanic 567 $52,465,000 $92,000 $1,365,000 $65,000 $412,000
Not Provided 330 $54,330,000 $164,000 $755,000 $62,000 $487,000
Asian 189 $27,105,000 $143,000 $545,000 $90,000 $460,000
Black or African American 167 $14,205,000 $85,000 $455,000 $78,000 $497,000
Not applicable 94 $106,110,000 $1,128,000 $9,605,000 $0 $0
American Indian or Alaskan Native 14 $1,950,000 $139,000 $425,000 $84,000 $166,000
Native Hawaiian or Other Pacific Islander 3 $265,000 $88,000 $125,000 $121,000 $136,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,927 $1,021,545,000 $128,000 $9,605,000 $97,000 $1,501,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,558 $857,530,000 $130,000 $9,605,000 $99,000 $1,501,000
Application Denied By Financial Institution 890 $83,560,000 $93,000 $2,305,000 $75,000 $1,420,000
Application Approved But Not Accepted 295 $47,685,000 $161,000 $535,000 $101,000 $313,000
Application Withdrawn By Applicant 184 $32,770,000 $178,000 $1,305,000 $93,000 $500,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,037 $937,985,000 $133,000 $9,605,000 $99,000 $1,501,000
Other 209 $32,635,000 $156,000 $715,000 $33,000 $397,000
Credit Application Incomplete 193 $11,525,000 $59,000 $345,000 $104,000 $473,000
Collateral 174 $8,910,000 $51,000 $355,000 $106,000 $1,420,000
Debt-To-Income Ratio 165 $17,645,000 $106,000 $2,305,000 $53,000 $257,000
Credit History 126 $9,260,000 $73,000 $1,605,000 $82,000 $475,000
Employment History 8 $1,170,000 $146,000 $245,000 $54,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,500,000 $187,000 $305,000 $100,000 $175,000
Unverifiable Information 6 $790,000 $131,000 $205,000 $155,000 $508,000
Mortgage Insurance Denied 1 $125,000 $125,000 $125,000 $31,000 $31,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

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