Landmark National Bank Mortgage Lending & HMDA Data, 2010

In 2010, Landmark National Bank of Manhattan, KS reported 1,962 mortgage applications totaling $244.3 million, down 15% from 2009. The average application was for $124,539, and applicants reported an average income of $69,508. 71% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Topeka, KS (625), Manhattan, KS (365) and Lawrence, KS (170) (applications in parentheses).

Mortgage Company & Address Landmark National Bank
701 Poyntz Ave
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,962
Total Mortgage Loan Application Amount $244,347,000
Average Mortgage Loan Application Amount $124,539
Highest Mortgage Loan Application Amount $991,000
Average Applicant Income $69,508
Highest Applicant Income $1,513,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark National Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shawnee, Kansas 528 $ 69,738,000 $ 132,079 $ 65,000
Riley, Kansas 248 $ 38,878,000 $ 156,766 $ 98,000
Ford, Kansas 211 $ 19,640,000 $ 93,080 $ 61,000
Barton, Kansas 192 $ 16,049,000 $ 83,588 $ 58,000
Douglas, Kansas 170 $ 28,325,000 $ 166,617 $ 80,000
Finney, Kansas 87 $ 10,431,000 $ 119,896 $ 75,000
Pottawatomie, Kansas 70 $ 9,997,000 $ 142,814 $ 71,000
Miami, Kansas 69 $ 7,187,000 $ 104,159 $ 52,000
Geary, Kansas 47 $ 4,795,000 $ 102,021 $ 50,000
Johnson, Kansas 42 $ 7,535,000 $ 179,404 $ 87,000
Osage, Kansas 37 $ 3,482,000 $ 94,108 $ 52,000
Pawnee, Kansas 32 $ 3,358,000 $ 104,937 $ 53,000
Jefferson, Kansas 27 $ 3,760,000 $ 139,259 $ 74,000
Jackson, Kansas 21 $ 2,428,000 $ 115,619 $ 53,000
Gray, Kansas 14 $ 1,301,000 $ 92,928 $ 51,000
Stafford, Kansas 14 $ 838,000 $ 59,857 $ 40,000
Bourbon, Kansas 13 $ 822,000 $ 63,230 $ 43,000
Wabaunsee, Kansas 12 $ 1,344,000 $ 112,000 $ 64,000
Dickinson, Kansas 11 $ 1,362,000 $ 123,818 $ 66,000
Jackson, Missouri 10 $ 1,662,000 $ 166,200 $ 53,000
Rush, Kansas 9 $ 259,000 $ 28,777 $ 35,000
Clark, Kansas 8 $ 459,000 $ 57,375 $ 51,000
Morris, Kansas 7 $ 644,000 $ 92,000 $ 66,000
Wyandotte, Kansas 6 $ 718,000 $ 119,666 $ 48,000
Leavenworth, Kansas 5 $ 1,185,000 $ 237,000 $ 139,000
Clay, Kansas 4 $ 447,000 $ 111,750 $ 40,000
Linn, Kansas 4 $ 340,000 $ 85,000 $ 52,000
Marshall, Kansas 4 $ 452,000 $ 113,000 $ 43,000
Lyon, Kansas 3 $ 378,000 $ 126,000 $ 49,000
Meade, Kansas 3 $ 186,000 $ 62,000 $ 47,000
Reno, Kansas 3 $ 187,000 $ 62,333 $ 51,000
Rice, Kansas 3 $ 104,000 $ 34,666 $ 51,000
Saline, Kansas 3 $ 153,000 $ 51,000 $ 78,000
Platte, Missouri 3 $ 423,000 $ 141,000 $ 40,000
Anderson, Kansas 2 $ 172,000 $ 86,000 $ 46,000
Ellis, Kansas 2 $ 107,000 $ 53,500 $ 128,000
Hodgeman, Kansas 2 $ 144,000 $ 72,000 $ 75,000
Pratt, Kansas 2 $ 211,000 $ 105,500 $ 69,000
Camden, Missouri 2 $ 224,000 $ 112,000 $ 72,000
Cass, Missouri 2 $ 215,000 $ 107,500 $ 68,000
Clay, Missouri 2 $ 227,000 $ 113,500 $ 23,000
Stone, Missouri 2 $ 257,000 $ 128,500 $ 54,000
Maricopa, Arizona 1 $ 117,000 $ 117,000 $ 163,000
Pinal, Arizona 1 $ 22,000 $ 22,000 $ 0
Weld, Colorado 1 $ 260,000 $ 260,000 $ 88,000
Allen, Kansas 1 $ 67,000 $ 67,000 $ 53,000
Brown, Kansas 1 $ 92,000 $ 92,000 $ 33,000
Franklin, Kansas 1 $ 40,000 $ 40,000 $ 33,000
Greeley, Kansas 1 $ 44,000 $ 44,000 $ 40,000
Kearny, Kansas 1 $ 79,000 $ 79,000 $ 61,000
Marion, Kansas 1 $ 135,000 $ 135,000 $ 123,000
McPherson, Kansas 1 $ 55,000 $ 55,000 $ 67,000
Morton, Kansas 1 $ 96,000 $ 96,000 $ 80,000
Russell, Kansas 1 $ 131,000 $ 131,000 $ 83,000
Scott, Kansas 1 $ 217,000 $ 217,000 $ 121,000
Sedgwick, Kansas 1 $ 150,000 $ 150,000 $ 125,000
Sherman, Kansas 1 $ 102,000 $ 102,000 $ 73,000
Trego, Kansas 1 $ 28,000 $ 28,000 $ 77,000
Washington, Kansas 1 $ 112,000 $ 112,000 $ 72,000
Dakota, Minnesota 1 $ 991,000 $ 991,000 $ 1,513,000
Greene, Missouri 1 $ 110,000 $ 110,000 $ 160,000
Marion, Missouri 1 $ 128,000 $ 128,000 $ 61,000
St. Charles, Missouri 1 $ 320,000 $ 320,000 $ 110,000
Taney, Missouri 1 $ 109,000 $ 109,000 $ 26,000
Gage, Nebraska 1 $ 43,000 $ 43,000 $ 0
Colfax, New Mexico 1 $ 219,000 $ 219,000 $ 222,000
Payne, Oklahoma 1 $ 236,000 $ 236,000 $ 245,000

Mortgage Loan Application Detail Totals for Landmark National Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 962 $120,205,000 $124,000 $991,000 $66,000 $1,513,000
Refinancing 814 $109,970,000 $135,000 $870,000 $74,000 $452,000
Home Improvement 186 $14,172,000 $76,000 $417,000 $68,000 $313,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,710 $216,281,000 $126,000 $991,000 $72,000 $1,513,000
Hispanic 150 $14,053,000 $93,000 $374,000 $50,000 $169,000
Asian 28 $4,663,000 $166,000 $399,000 $83,000 $190,000
Not Provided 28 $2,704,000 $96,000 $288,000 $30,000 $140,000
Black or African American 22 $2,685,000 $122,000 $268,000 $62,000 $173,000
Not applicable 15 $2,803,000 $186,000 $545,000 $0 $0
American Indian or Alaskan Native 8 $966,000 $120,000 $248,000 $53,000 $109,000
Native Hawaiian or Other Pacific Islander 1 $192,000 $192,000 $192,000 $50,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,304 $167,281,000 $128,000 $991,000 $78,000 $1,513,000
FHA-insured (Federal Housing Administration) 472 $52,913,000 $112,000 $276,000 $52,000 $353,000
VA-guaranteed (Veterans Administration) 131 $19,672,000 $150,000 $396,000 $62,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $4,481,000 $81,000 $172,000 $39,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,399 $177,424,000 $126,000 $991,000 $77,000 $1,513,000
Application Denied By Financial Institution 301 $30,864,000 $102,000 $450,000 $51,000 $260,000
Application Approved But Not Accepted 169 $22,805,000 $134,000 $400,000 $81,000 $414,000
Application Withdrawn By Applicant 93 $13,254,000 $142,000 $870,000 $0 $36,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 152 $13,683,000 $90,000 $450,000 $45,000 $260,000
Debt-To-Income Ratio 93 $10,988,000 $118,000 $303,000 $54,000 $164,000
Collateral 32 $3,549,000 $110,000 $238,000 $65,000 $198,000
Other 8 $1,065,000 $133,000 $211,000 $64,000 $133,000
Credit Application Incomplete 5 $295,000 $59,000 $110,000 $40,000 $59,000
Employment History 5 $504,000 $100,000 $161,000 $44,000 $86,000
Unverifiable Information 3 $477,000 $159,000 $207,000 $99,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 2 $217,000 $108,000 $120,000 $58,000 $68,000
Mortgage Insurance Denied 1 $86,000 $86,000 $86,000 $91,000 $91,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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