Landmark National Bank Mortgage Lending & HMDA Data, 2023

In 2023, Landmark National Bank of Manhattan, KS reported 1,030 mortgage applications totaling $214.6 million, down 28% from 2022. The average application was for $208,359, and applicants reported an average income of $109,658. 84% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Topeka, KS (301), Manhattan, KS (184) and Kansas City, MO-KS (153) (applications in parentheses).

Mortgage Company & Address Landmark National Bank
701 Poyntz Ave
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,030
Total Mortgage Loan Application Amount $214,610,000
Average Mortgage Loan Application Amount $208,359
Highest Mortgage Loan Application Amount $1,445,000
Average Applicant Income $109,658
Highest Applicant Income $1,067,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark National Bank by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 334 $ 59,150,000 $ 177,095 $ 96,547
Topeka, KS 301 $ 54,435,000 $ 180,847 $ 96,000
Manhattan, KS 184 $ 39,550,000 $ 214,945 $ 107,000
Kansas City, MO-KS 153 $ 45,315,000 $ 296,176 $ 132,607
Lawrence, KS 20 $ 4,200,000 $ 210,000 $ 140,000
Wichita, KS 16 $ 3,650,000 $ 228,125 $ 173,000
Tulsa, OK 3 $ 1,365,000 $ 455,000 $ 208,000
Chicago-Naperville, IL 2 $ 730,000 $ 365,000 $ 170,000
Knoxville, TN 2 $ 750,000 $ 375,000 $ 148,000
Phoenix-Mesa-Scottsdale, AZ 2 $ 1,160,000 $ 580,000 $ 698,000
Boulder, CO 1 $ 535,000 $ 535,000 $ 178,000
Charlotte-Concord-Gastonia, NC-SC 1 $ 495,000 $ 495,000 $ 628,000
Colorado Springs, CO 1 $ 415,000 $ 415,000 $ 361,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 205,000 $ 205,000 $ 136,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 355,000 $ 355,000 $ 398,000
Jacksonville, FL 1 $ 615,000 $ 615,000 $ 336,000
Joplin, MO 1 $ 55,000 $ 55,000 $ 36,000
Lincoln, NE 1 $ 325,000 $ 325,000 $ 82,000
Little Rock-North Little Rock-Conway, AR 1 $ 435,000 $ 435,000 $ 191,000
Omaha-Council Bluffs, NE-IA 1 $ 265,000 $ 265,000 $ 0
Sherman-Denison, TX 1 $ 205,000 $ 205,000 $ 232,000
St. Joseph, MO-KS 1 $ 265,000 $ 265,000 $ 124,000
Waterloo-Cedar Falls, IA 1 $ 135,000 $ 135,000 $ 329,000

Mortgage Loan Application Detail Totals for Landmark National Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 901 $193,445,000 $214,000 $1,445,000 $111,000 $1,067,000
Refinancing 41 $7,015,000 $171,000 $565,000 $83,000 $308,000
Cash-out Refinancing 37 $7,135,000 $192,000 $1,005,000 $102,000 $327,000
Other Purpose 31 $5,305,000 $171,000 $705,000 $100,000 $218,000
Home Improvement 20 $1,710,000 $85,000 $345,000 $133,000 $446,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 647 $143,195,000 $221,000 $1,445,000 $116,000 $1,067,000
Hispanic 142 $26,320,000 $185,000 $695,000 $87,000 $474,000
Not Provided 112 $20,900,000 $186,000 $1,005,000 $93,000 $280,000
Not applicable 70 $10,620,000 $151,000 $795,000 $0 $0
Asian 28 $7,190,000 $256,000 $685,000 $156,000 $446,000
Black or African American 20 $4,140,000 $207,000 $515,000 $80,000 $236,000
American Indian or Alaskan Native 9 $2,015,000 $223,000 $375,000 $104,000 $199,000
Native Hawaiian or Other Pacific Islander 1 $145,000 $145,000 $145,000 $63,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 845 $179,965,000 $212,000 $1,445,000 $117,000 $1,067,000
FHA-insured (Federal Housing Administration) 62 $11,670,000 $188,000 $405,000 $79,000 $186,000
VA-guaranteed (Veterans Administration) 62 $14,380,000 $231,000 $535,000 $92,000 $262,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $8,595,000 $140,000 $285,000 $62,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 866 $182,690,000 $210,000 $1,365,000 $109,000 $1,067,000
Application Withdrawn By Applicant 109 $23,875,000 $219,000 $1,445,000 $131,000 $1,019,000
Application Denied By Financial Institution 47 $5,905,000 $125,000 $405,000 $59,000 $140,000
Application Approved But Not Accepted 7 $1,755,000 $250,000 $635,000 $146,000 $444,000
File Closed For Incompleteness 1 $385,000 $385,000 $385,000 $122,000 $122,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 983 $208,705,000 $212,000 $1,445,000 $112,000 $1,067,000
Credit History 17 $1,545,000 $90,000 $195,000 $53,000 $120,000
Debt-To-Income Ratio 13 $2,405,000 $185,000 $405,000 $54,000 $140,000
Employment History 4 $630,000 $157,000 $285,000 $73,000 $103,000
Insufficient Cash (Downpayment, Closing Cost) 4 $690,000 $172,000 $275,000 $47,000 $75,000
Collateral 4 $370,000 $92,000 $125,000 $66,000 $135,000
Other 3 $145,000 $48,000 $65,000 $94,000 $113,000
Unverifiable Information 2 $120,000 $60,000 $95,000 $81,000 $117,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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