Leader Bank NA Mortgage Lending & HMDA Data, 2025
In 2025, Leader Bank NA of Arlington, MA reported 8,227 mortgage applications totaling $4.7 billion, up 23% from 2024. The average application was for $567,221, and applicants reported an average income of $246,162. 76% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Cambridge-Newton-Framingham, MA (2,997), Boston, MA (2,149) and Worcester, MA-CT (545) (applications in parentheses).
| Mortgage Company & Address | Leader Bank NA 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,227 |
| Total Mortgage Loan Application Amount | $4,666,535,000 |
| Average Mortgage Loan Application Amount | $567,221 |
| Highest Mortgage Loan Application Amount | $23,005,000 |
| Average Applicant Income | $246,162 |
| Highest Applicant Income | $6,993,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Leader Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cambridge-Newton-Framingham, MA | 2,997 | $ 1,862,935,000 | $ 621,599 | $ 252,000 |
| Boston, MA | 2,149 | $ 1,274,795,000 | $ 593,203 | $ 250,000 |
| Worcester, MA-CT | 545 | $ 298,955,000 | $ 548,541 | $ 193,000 |
| Outside any metro area | 375 | $ 216,835,000 | $ 578,226 | $ 274,090 |
| Providence-Warwick, RI-MA | 348 | $ 169,450,000 | $ 486,925 | $ 188,913 |
| Barnstable Town, MA | 332 | $ 176,690,000 | $ 532,198 | $ 303,000 |
| Hartford-West Hartford-East Hartford, CT | 129 | $ 52,545,000 | $ 407,325 | $ 215,000 |
| Rockingham County-Strafford County, NH | 122 | $ 60,760,000 | $ 498,032 | $ 219,000 |
| Manchester-Nashua, NH | 116 | $ 49,640,000 | $ 427,931 | $ 188,000 |
| Portland-South Portland, ME | 54 | $ 27,560,000 | $ 510,370 | $ 280,000 |
| Bridgeport-Stamford-Norwalk, CT | 39 | $ 22,135,000 | $ 567,564 | $ 318,000 |
| Houston-The Woodlands-Sugar Land, TX | 27 | $ 14,105,000 | $ 522,407 | $ 271,000 |
| New York-Jersey City-White Plains, NY-NJ | 27 | $ 15,105,000 | $ 559,444 | $ 345,740 |
| Chicago-Naperville, IL | 25 | $ 11,525,000 | $ 461,000 | $ 222,000 |
| Dallas-Plano-Irving, TX | 25 | $ 10,155,000 | $ 406,200 | $ 211,000 |
| Springfield, MA | 25 | $ 9,045,000 | $ 361,800 | $ 155,000 |
| Atlanta-Sandy Springs-Roswell, GA | 22 | $ 8,130,000 | $ 369,545 | $ 327,000 |
| Seattle-Bellevue-Everett, WA | 22 | $ 14,510,000 | $ 659,545 | $ 323,000 |
| Arlington-Alexandria-Reston, VA-WV | 21 | $ 11,105,000 | $ 528,809 | $ 331,000 |
| Lakewood-New Brunswick, NJ | 20 | $ 10,380,000 | $ 519,000 | $ 298,000 |
| Pittsfield, MA | 20 | $ 7,760,000 | $ 388,000 | $ 191,000 |
| Raleigh, NC | 19 | $ 6,825,000 | $ 359,210 | $ 167,000 |
| Miami-Miami Beach-Kendall, FL | 18 | $ 11,110,000 | $ 617,222 | $ 348,000 |
| Cincinnati, OH-KY-IN | 17 | $ 5,895,000 | $ 346,764 | $ 187,176 |
| Phoenix-Mesa-Scottsdale, AZ | 17 | $ 6,195,000 | $ 364,411 | $ 204,000 |
| Newark, NJ-PA | 16 | $ 10,940,000 | $ 683,750 | $ 319,000 |
| Tampa, FL | 16 | $ 6,310,000 | $ 394,375 | $ 186,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 16 | $ 10,580,000 | $ 661,250 | $ 359,000 |
| Fort Worth-Arlington, TX | 15 | $ 4,155,000 | $ 277,000 | $ 171,000 |
| Los Angeles-Long Beach-Glendale, CA | 15 | $ 10,605,000 | $ 707,000 | $ 301,000 |
| Charlotte-Concord-Gastonia, NC-SC | 14 | $ 5,710,000 | $ 407,857 | $ 274,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 14 | $ 4,560,000 | $ 325,714 | $ 201,357 |
| San Diego-Carlsbad, CA | 14 | $ 9,860,000 | $ 704,285 | $ 281,000 |
| Austin-Round Rock, TX | 13 | $ 8,885,000 | $ 683,461 | $ 275,000 |
| Charleston-North Charleston, SC | 12 | $ 6,580,000 | $ 548,333 | $ 230,000 |
| Denver-Aurora-Lakewood, CO | 12 | $ 5,830,000 | $ 485,833 | $ 301,000 |
| Jacksonville, FL | 12 | $ 6,480,000 | $ 540,000 | $ 276,000 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 4,680,000 | $ 390,000 | $ 367,000 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 3,610,000 | $ 300,833 | $ 168,000 |
| Amherst Town-Northampton, MA | 11 | $ 2,715,000 | $ 246,818 | $ 169,000 |
| New Haven-Milford, CT | 11 | $ 4,645,000 | $ 422,272 | $ 395,000 |
| Washington, DC-MD | 11 | $ 5,055,000 | $ 459,545 | $ 215,545 |
| Baltimore-Columbia-Towson, MD | 10 | $ 4,140,000 | $ 414,000 | $ 309,000 |
| Cleveland, OH | 10 | $ 2,720,000 | $ 272,000 | $ 182,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 4,350,000 | $ 435,000 | $ 248,000 |
| Norwich-New London, CT | 10 | $ 4,480,000 | $ 448,000 | $ 256,000 |
| San Francisco-Redwood City-South San Francisco, CA | 10 | $ 7,250,000 | $ 725,000 | $ 449,000 |
| Waterbury-Shelton, CT | 10 | $ 3,690,000 | $ 369,000 | $ 293,000 |
| Albuquerque, NM | 9 | $ 2,685,000 | $ 298,333 | $ 195,000 |
| Durham-Chapel Hill, NC | 8 | $ 3,420,000 | $ 427,500 | $ 164,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 4,250,000 | $ 531,250 | $ 351,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 3,250,000 | $ 406,250 | $ 156,000 |
| Pittsburgh, PA | 8 | $ 2,900,000 | $ 362,500 | $ 226,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 2,540,000 | $ 317,500 | $ 203,000 |
| Salt Lake City, UT | 8 | $ 3,480,000 | $ 435,000 | $ 151,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 3,160,000 | $ 395,000 | $ 236,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 3,045,000 | $ 435,000 | $ 201,000 |
| Marietta, GA | 7 | $ 2,895,000 | $ 413,571 | $ 215,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 3,915,000 | $ 559,285 | $ 220,571 |
| Wildwood-The Villages, FL | 7 | $ 1,975,000 | $ 282,142 | $ 176,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 3,290,000 | $ 548,333 | $ 282,000 |
| Columbus, OH | 6 | $ 2,230,000 | $ 371,666 | $ 160,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 2,120,000 | $ 353,333 | $ 145,000 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 2,380,000 | $ 396,666 | $ 176,000 |
| St. Louis, MO-IL | 6 | $ 2,570,000 | $ 428,333 | $ 220,666 |
| St. Petersburg-Clearwater-Largo, FL | 6 | $ 2,630,000 | $ 438,333 | $ 179,000 |
| Wilmington, NC | 6 | $ 2,340,000 | $ 390,000 | $ 156,000 |
| Asheville, NC | 5 | $ 3,045,000 | $ 609,000 | $ 250,000 |
| Everett, WA | 5 | $ 2,985,000 | $ 597,000 | $ 253,000 |
| Knoxville, TN | 5 | $ 1,675,000 | $ 335,000 | $ 94,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 1,915,000 | $ 383,000 | $ 141,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 2,385,000 | $ 477,000 | $ 367,000 |
| Port St. Lucie, FL | 5 | $ 2,385,000 | $ 477,000 | $ 178,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 5 | $ 2,315,000 | $ 463,000 | $ 225,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,385,000 | $ 477,000 | $ 265,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 2,685,000 | $ 537,000 | $ 280,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 5,315,000 | $ 1,063,000 | $ 2,458,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,610,000 | $ 402,500 | $ 222,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 3,320,000 | $ 830,000 | $ 352,000 |
| Camden, NJ | 4 | $ 1,310,000 | $ 327,500 | $ 162,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 840,000 | $ 210,000 | $ 182,000 |
| Fort Collins, CO | 4 | $ 1,300,000 | $ 325,000 | $ 136,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 2,350,000 | $ 587,500 | $ 640,000 |
| Kansas City, MO-KS | 4 | $ 1,060,000 | $ 265,000 | $ 122,500 |
| Lake County-Porter County-Jasper County, IN | 4 | $ 540,000 | $ 135,000 | $ 76,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 2,700,000 | $ 675,000 | $ 325,000 |
| Nassau County-Suffolk County, NY | 4 | $ 2,780,000 | $ 695,000 | $ 357,000 |
| San Antonio-New Braunfels, TX | 4 | $ 1,200,000 | $ 300,000 | $ 180,000 |
| Tacoma-Lakewood, WA | 4 | $ 2,450,000 | $ 612,500 | $ 218,000 |
| Bend-Redmond, OR | 3 | $ 2,665,000 | $ 888,333 | $ 388,000 |
| Boulder, CO | 3 | $ 1,525,000 | $ 508,333 | $ 378,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 815,000 | $ 271,666 | $ 139,000 |
| Homosassa Springs, FL | 3 | $ 905,000 | $ 301,666 | $ 179,000 |
| Huntsville, AL | 3 | $ 1,345,000 | $ 448,333 | $ 264,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 3 | $ 1,205,000 | $ 401,666 | $ 150,000 |
| Lancaster, PA | 3 | $ 985,000 | $ 328,333 | $ 120,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 1,395,000 | $ 465,000 | $ 144,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 885,000 | $ 295,000 | $ 118,000 |
| Ocala, FL | 3 | $ 705,000 | $ 235,000 | $ 115,000 |
| Oklahoma City, OK | 3 | $ 685,000 | $ 228,333 | $ 199,000 |
| Panama City, FL | 3 | $ 635,000 | $ 211,666 | $ 128,000 |
| Philadelphia, PA | 3 | $ 2,065,000 | $ 688,333 | $ 136,000 |
| Punta Gorda, FL | 3 | $ 805,000 | $ 268,333 | $ 310,000 |
| Reno, NV | 3 | $ 1,875,000 | $ 625,000 | $ 284,000 |
| Santa Rosa, CA | 3 | $ 1,325,000 | $ 441,666 | $ 308,000 |
| Stockton-Lodi, CA | 3 | $ 1,085,000 | $ 361,666 | $ 241,000 |
| Tucson, AZ | 3 | $ 1,025,000 | $ 341,666 | $ 169,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 300,000 | $ 150,000 | $ 141,000 |
| Birmingham-Hoover, AL | 2 | $ 180,000 | $ 90,000 | $ 194,000 |
| Boise City, ID | 2 | $ 530,000 | $ 265,000 | $ 115,000 |
| Bozeman, MT | 2 | $ 1,220,000 | $ 610,000 | $ 194,000 |
| Burlington-South Burlington, VT | 2 | $ 720,000 | $ 360,000 | $ 91,000 |
| Colorado Springs, CO | 2 | $ 660,000 | $ 330,000 | $ 279,000 |
| Columbia, SC | 2 | $ 440,000 | $ 220,000 | $ 169,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 1,710,000 | $ 855,000 | $ 363,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 1,160,000 | $ 580,000 | $ 318,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 280,000 | $ 140,000 | $ 266,000 |
| Farmington, NM | 2 | $ 180,000 | $ 90,000 | $ 165,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 1,600,000 | $ 800,000 | $ 272,000 |
| Glens Falls, NY | 2 | $ 1,390,000 | $ 695,000 | $ 188,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Harrisburg-Carlisle, PA | 2 | $ 640,000 | $ 320,000 | $ 159,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 740,000 | $ 370,000 | $ 131,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 610,000 | $ 305,000 | $ 172,000 |
| Lakeland-Winter Haven, FL | 2 | $ 550,000 | $ 275,000 | $ 172,000 |
| Lewiston-Auburn, ME | 2 | $ 840,000 | $ 420,000 | $ 109,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 520,000 | $ 260,000 | $ 172,000 |
| Madison, WI | 2 | $ 730,000 | $ 365,000 | $ 184,000 |
| Medford, OR | 2 | $ 870,000 | $ 435,000 | $ 204,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,070,000 | $ 535,000 | $ 214,000 |
| Ogden-Clearfield, UT | 2 | $ 780,000 | $ 390,000 | $ 135,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 1,160,000 | $ 580,000 | $ 203,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 230,000 | $ 115,000 | $ 117,000 |
| Roanoke, VA | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
| Salinas, CA | 2 | $ 2,310,000 | $ 1,155,000 | $ 630,000 |
| Salisbury, MD-DE | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| San Rafael, CA | 2 | $ 950,000 | $ 475,000 | $ 213,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 350,000 | $ 175,000 | $ 119,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 570,000 | $ 285,000 | $ 143,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 540,000 | $ 270,000 | $ 287,000 |
| Spartanburg, SC | 2 | $ 690,000 | $ 345,000 | $ 153,000 |
| Springfield, MO | 2 | $ 220,000 | $ 110,000 | $ 85,000 |
| Trenton, NJ | 2 | $ 1,130,000 | $ 565,000 | $ 269,000 |
| Akron, OH | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Alexandria, LA | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Amarillo, TX | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Ann Arbor, MI | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Appleton, WI | 1 | $ 355,000 | $ 355,000 | $ 404,000 |
| Auburn-Opelika, AL | 1 | $ 155,000 | $ 155,000 | $ 230,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Bakersfield, CA | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Bay City, MI | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Binghamton, NY | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Burlington, NC | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Cheyenne, WY | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Coeur D'Alene, ID | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Columbia, MO | 1 | $ 505,000 | $ 505,000 | $ 160,000 |
| Columbus, GA-AL | 1 | $ 475,000 | $ 475,000 | $ 500,000 |
| Corpus Christi, TX | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Des Moines-West Des Moines, IA | 1 | $ 355,000 | $ 355,000 | $ 318,000 |
| Elgin, IL | 1 | $ 565,000 | $ 565,000 | $ 615,000 |
| Erie, PA | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Fayetteville, NC | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Flint, MI | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Florence, SC | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Gainesville, FL | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Gainesville, GA | 1 | $ 525,000 | $ 525,000 | $ 225,000 |
| Gettysburg, PA | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Grand Junction, CO | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Green Bay, WI | 1 | $ 585,000 | $ 585,000 | $ 186,000 |
| Greensboro-High Point, NC | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Helena, MT | 1 | $ 55,000 | $ 55,000 | $ 318,000 |
| Hot Springs, AR | 1 | $ 735,000 | $ 735,000 | $ 139,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Iowa City, IA | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
| Jackson, MS | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Johnson City, TN | 1 | $ 155,000 | $ 155,000 | $ 466,000 |
| Killeen-Temple, TX | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Lansing-East Lansing, MI | 1 | $ 195,000 | $ 195,000 | $ 364,000 |
| Lawton, OK | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Longview, TX | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 525,000 | $ 525,000 | $ 185,000 |
| Lubbock, TX | 1 | $ 385,000 | $ 385,000 | $ 491,000 |
| Lynchburg, VA | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Macon-Bibb County, GA | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Merced, CA | 1 | $ 305,000 | $ 305,000 | $ 282,000 |
| Michigan City-La Porte, IN | 1 | $ 515,000 | $ 515,000 | $ 664,000 |
| Mobile, AL | 1 | $ 565,000 | $ 565,000 | $ 132,000 |
| Montgomery, AL | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Olympia-Tumwater, WA | 1 | $ 365,000 | $ 365,000 | $ 187,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 805,000 | $ 805,000 | $ 539,000 |
| Racine, WI | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Reading, PA | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Sandusky, OH | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Savannah, GA | 1 | $ 245,000 | $ 245,000 | $ 173,000 |
| Sebastian-Vero Beach, FL | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| St. George, UT | 1 | $ 535,000 | $ 535,000 | $ 115,000 |
| Syracuse, NY | 1 | $ 165,000 | $ 165,000 | $ 250,000 |
| Tallahassee, FL | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Traverse City, MI | 1 | $ 745,000 | $ 745,000 | $ 378,000 |
| Utica-Rome, NY | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Vineland-Bridgeton, NJ | 1 | $ 505,000 | $ 505,000 | $ 247,000 |
| Visalia-Porterville, CA | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Wichita, KS | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Wilmington, DE-MD-NJ | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Winston-Salem, NC | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| York-Hanover, PA | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Leader Bank NA in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,929 | $3,557,525,000 | $600,000 | $16,505,000 | $245,000 | $6,993,000 |
| Refinancing | 1,138 | $656,020,000 | $576,000 | $4,905,000 | $246,000 | $3,311,000 |
| Other Purpose | 698 | $169,920,000 | $243,000 | $2,005,000 | $260,000 | $2,691,000 |
| Cash-out Refinancing | 397 | $205,905,000 | $518,000 | $11,605,000 | $241,000 | $1,182,000 |
| Home Improvement | 65 | $77,165,000 | $1,187,000 | $23,005,000 | $238,000 | $939,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,081 | $2,695,745,000 | $530,000 | $3,225,000 | $248,000 | $6,993,000 |
| Asian | 1,159 | $671,625,000 | $579,000 | $2,675,000 | $240,000 | $2,030,000 |
| Not Provided | 988 | $531,690,000 | $538,000 | $3,705,000 | $272,000 | $3,602,000 |
| Not applicable | 467 | $509,455,000 | $1,090,000 | $23,005,000 | $0 | $0 |
| Hispanic | 343 | $170,185,000 | $496,000 | $2,005,000 | $198,000 | $762,000 |
| Black or African American | 176 | $81,130,000 | $460,000 | $1,405,000 | $167,000 | $853,000 |
| American Indian or Alaskan Native | 10 | $5,120,000 | $512,000 | $1,205,000 | $184,000 | $661,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,585,000 | $528,000 | $535,000 | $123,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,056 | $4,570,340,000 | $567,000 | $23,005,000 | $248,000 | $6,993,000 |
| FHA-insured (Federal Housing Administration) | 97 | $50,165,000 | $517,000 | $1,395,000 | $151,000 | $393,000 |
| VA-guaranteed (Veterans Administration) | 74 | $46,030,000 | $622,000 | $1,695,000 | $182,000 | $472,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,274 | $3,495,440,000 | $557,000 | $23,005,000 | $247,000 | $6,993,000 |
| Application Withdrawn By Applicant | 1,018 | $554,390,000 | $544,000 | $2,675,000 | $246,000 | $4,800,000 |
| Loan Purchased By The Institution | 400 | $309,120,000 | $772,000 | $2,355,000 | $0 | $0 |
| Application Approved But Not Accepted | 179 | $101,945,000 | $569,000 | $8,255,000 | $233,000 | $1,098,000 |
| Application Denied By Financial Institution | 155 | $63,325,000 | $408,000 | $1,395,000 | $204,000 | $1,170,000 |
| Preapproval Approved but not Accepted | 155 | $120,275,000 | $775,000 | $2,405,000 | $255,000 | $1,063,000 |
| File Closed For Incompleteness | 44 | $19,750,000 | $448,000 | $1,405,000 | $242,000 | $886,000 |
| Preapproval Denied by Financial Institution | 2 | $2,290,000 | $1,145,000 | $1,955,000 | $248,000 | $398,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,070 | $4,600,920,000 | $570,000 | $23,005,000 | $247,000 | $6,993,000 |
| Debt-To-Income Ratio | 65 | $28,145,000 | $433,000 | $1,955,000 | $156,000 | $571,000 |
| Collateral | 61 | $21,085,000 | $345,000 | $935,000 | $257,000 | $1,170,000 |
| Credit History | 13 | $6,155,000 | $473,000 | $985,000 | $197,000 | $469,000 |
| Other | 8 | $4,110,000 | $513,000 | $1,395,000 | $182,000 | $353,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $3,975,000 | $795,000 | $1,125,000 | $271,000 | $393,000 |
| Unverifiable Information | 3 | $1,895,000 | $631,000 | $765,000 | $230,000 | $317,000 |
| Employment History | 2 | $250,000 | $125,000 | $205,000 | $149,000 | $169,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank NA's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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