Leader Bank NA Mortgage Lending & HMDA Data, 2024
In 2024, Leader Bank NA of Arlington, MA reported 6,683 mortgage applications totaling $3.4 billion, up 40% from 2023. The average application was for $513,927, and applicants reported an average income of $234,047. 81% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Cambridge-Newton-Framingham, MA (2,377), Boston, MA (1,785) and Worcester, MA-CT (537) (applications in parentheses).
| Mortgage Company & Address | Leader Bank NA 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,683 |
| Total Mortgage Loan Application Amount | $3,434,575,000 |
| Average Mortgage Loan Application Amount | $513,927 |
| Highest Mortgage Loan Application Amount | $29,005,000 |
| Average Applicant Income | $234,047 |
| Highest Applicant Income | $5,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Leader Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cambridge-Newton-Framingham, MA | 2,377 | $ 1,353,415,000 | $ 569,379 | $ 246,000 |
| Boston, MA | 1,785 | $ 981,855,000 | $ 550,058 | $ 238,000 |
| Worcester, MA-CT | 537 | $ 215,325,000 | $ 400,977 | $ 180,000 |
| Providence-Warwick, RI-MA | 334 | $ 137,220,000 | $ 410,838 | $ 189,431 |
| Outside any metro area | 328 | $ 185,300,000 | $ 564,939 | $ 270,451 |
| Barnstable Town, MA | 257 | $ 134,815,000 | $ 524,571 | $ 289,000 |
| Hartford-West Hartford-East Hartford, CT | 127 | $ 39,745,000 | $ 312,952 | $ 199,000 |
| Rockingham County-Strafford County, NH | 86 | $ 37,770,000 | $ 439,186 | $ 231,000 |
| Manchester-Nashua, NH | 85 | $ 36,825,000 | $ 433,235 | $ 191,000 |
| Portland-South Portland, ME | 42 | $ 17,970,000 | $ 427,857 | $ 245,000 |
| New York-Jersey City-White Plains, NY-NJ | 27 | $ 13,755,000 | $ 509,444 | $ 229,111 |
| Raleigh, NC | 22 | $ 7,410,000 | $ 336,818 | $ 158,000 |
| Springfield, MA | 20 | $ 6,890,000 | $ 344,500 | $ 164,000 |
| Dallas-Plano-Irving, TX | 16 | $ 5,080,000 | $ 317,500 | $ 149,000 |
| Houston-The Woodlands-Sugar Land, TX | 16 | $ 6,360,000 | $ 397,500 | $ 230,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 7,350,000 | $ 459,375 | $ 495,000 |
| Orlando-Kissimmee-Sanford, FL | 15 | $ 5,795,000 | $ 386,333 | $ 288,000 |
| Denver-Aurora-Lakewood, CO | 14 | $ 8,210,000 | $ 586,428 | $ 241,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 7,235,000 | $ 556,538 | $ 344,000 |
| Charlotte-Concord-Gastonia, NC-SC | 12 | $ 5,160,000 | $ 430,000 | $ 203,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 8,760,000 | $ 730,000 | $ 220,000 |
| Amherst Town-Northampton, MA | 11 | $ 3,865,000 | $ 351,363 | $ 191,000 |
| Austin-Round Rock, TX | 11 | $ 4,695,000 | $ 426,818 | $ 267,000 |
| Durham-Chapel Hill, NC | 11 | $ 3,935,000 | $ 357,727 | $ 160,000 |
| New Haven-Milford, CT | 11 | $ 4,135,000 | $ 375,909 | $ 228,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11 | $ 3,615,000 | $ 328,636 | $ 180,000 |
| Jacksonville, FL | 10 | $ 3,260,000 | $ 326,000 | $ 196,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 2,340,000 | $ 234,000 | $ 167,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 3,690,000 | $ 369,000 | $ 204,000 |
| Tampa, FL | 10 | $ 3,600,000 | $ 360,000 | $ 252,000 |
| Waterbury-Shelton, CT | 10 | $ 2,380,000 | $ 238,000 | $ 87,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 5,990,000 | $ 599,000 | $ 282,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 3,065,000 | $ 340,555 | $ 222,000 |
| Charleston-North Charleston, SC | 9 | $ 6,225,000 | $ 691,666 | $ 279,000 |
| Cincinnati, OH-KY-IN | 9 | $ 1,635,000 | $ 181,666 | $ 115,111 |
| Newark, NJ-PA | 9 | $ 4,405,000 | $ 489,444 | $ 224,000 |
| Chicago-Naperville, IL | 8 | $ 2,320,000 | $ 290,000 | $ 190,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 5,130,000 | $ 641,250 | $ 277,000 |
| Nassau County-Suffolk County, NY | 8 | $ 3,900,000 | $ 487,500 | $ 271,000 |
| Columbus, OH | 7 | $ 2,355,000 | $ 336,428 | $ 105,000 |
| Lakewood-New Brunswick, NJ | 7 | $ 2,325,000 | $ 332,142 | $ 258,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 5,675,000 | $ 810,714 | $ 356,000 |
| Arlington-Alexandria-Reston, VA-WV | 6 | $ 3,960,000 | $ 660,000 | $ 340,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 2,680,000 | $ 446,666 | $ 175,000 |
| Everett, WA | 6 | $ 3,110,000 | $ 518,333 | $ 158,000 |
| Fort Worth-Arlington, TX | 6 | $ 2,320,000 | $ 386,666 | $ 196,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 5,040,000 | $ 840,000 | $ 997,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 2,030,000 | $ 338,333 | $ 148,000 |
| Pittsfield, MA | 6 | $ 2,840,000 | $ 473,333 | $ 159,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 1,490,000 | $ 248,333 | $ 152,000 |
| St. Louis, MO-IL | 6 | $ 1,510,000 | $ 251,666 | $ 147,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 1,865,000 | $ 373,000 | $ 345,000 |
| Camden, NJ | 5 | $ 1,245,000 | $ 249,000 | $ 147,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,645,000 | $ 329,000 | $ 210,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 5 | $ 2,365,000 | $ 473,000 | $ 262,000 |
| Norwich-New London, CT | 5 | $ 2,505,000 | $ 501,000 | $ 396,000 |
| Ocala, FL | 5 | $ 2,345,000 | $ 469,000 | $ 171,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,635,000 | $ 327,000 | $ 211,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 4,195,000 | $ 839,000 | $ 320,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,645,000 | $ 329,000 | $ 203,000 |
| Tucson, AZ | 5 | $ 1,405,000 | $ 281,000 | $ 212,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 2,525,000 | $ 505,000 | $ 173,000 |
| Wildwood-The Villages, FL | 5 | $ 1,855,000 | $ 371,000 | $ 176,000 |
| Akron, OH | 4 | $ 1,690,000 | $ 422,500 | $ 189,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,280,000 | $ 320,000 | $ 142,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,300,000 | $ 325,000 | $ 177,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 1,040,000 | $ 260,000 | $ 208,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 2,000,000 | $ 500,000 | $ 196,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 490,000 | $ 122,500 | $ 132,000 |
| Lewiston-Auburn, ME | 4 | $ 860,000 | $ 215,000 | $ 85,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,970,000 | $ 492,500 | $ 234,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 1,600,000 | $ 400,000 | $ 226,000 |
| Oklahoma City, OK | 4 | $ 910,000 | $ 227,500 | $ 129,000 |
| Philadelphia, PA | 4 | $ 2,680,000 | $ 670,000 | $ 378,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 1,780,000 | $ 445,000 | $ 185,000 |
| Richmond, VA | 4 | $ 1,310,000 | $ 327,500 | $ 174,000 |
| Wilmington, NC | 4 | $ 1,130,000 | $ 282,500 | $ 135,000 |
| Boulder, CO | 3 | $ 735,000 | $ 245,000 | $ 137,000 |
| Bozeman, MT | 3 | $ 1,495,000 | $ 498,333 | $ 236,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 835,000 | $ 278,333 | $ 174,000 |
| Johnson City, TN | 3 | $ 425,000 | $ 141,666 | $ 288,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 575,000 | $ 191,666 | $ 77,000 |
| Marietta, GA | 3 | $ 1,005,000 | $ 335,000 | $ 344,000 |
| Memphis, TN-MS-AR | 3 | $ 615,000 | $ 205,000 | $ 156,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,595,000 | $ 531,666 | $ 243,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 625,000 | $ 208,333 | $ 87,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 1,825,000 | $ 608,333 | $ 247,000 |
| Pittsburgh, PA | 3 | $ 515,000 | $ 171,666 | $ 129,000 |
| Port St. Lucie, FL | 3 | $ 985,000 | $ 328,333 | $ 224,000 |
| Punta Gorda, FL | 3 | $ 875,000 | $ 291,666 | $ 136,000 |
| Reno, NV | 3 | $ 1,355,000 | $ 451,666 | $ 182,000 |
| Savannah, GA | 3 | $ 955,000 | $ 318,333 | $ 327,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 875,000 | $ 291,666 | $ 199,000 |
| Trenton, NJ | 3 | $ 1,915,000 | $ 638,333 | $ 300,000 |
| Albuquerque, NM | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 470,000 | $ 235,000 | $ 75,000 |
| Athens-Clarke County, GA | 2 | $ 370,000 | $ 185,000 | $ 133,000 |
| Bangor, ME | 2 | $ 780,000 | $ 390,000 | $ 215,000 |
| Bend-Redmond, OR | 2 | $ 1,980,000 | $ 990,000 | $ 296,000 |
| Birmingham-Hoover, AL | 2 | $ 850,000 | $ 425,000 | $ 230,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 540,000 | $ 270,000 | $ 211,000 |
| Burlington-South Burlington, VT | 2 | $ 1,070,000 | $ 535,000 | $ 380,000 |
| Colorado Springs, CO | 2 | $ 480,000 | $ 240,000 | $ 146,000 |
| Columbia, SC | 2 | $ 500,000 | $ 250,000 | $ 172,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 680,000 | $ 340,000 | $ 231,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 470,000 | $ 235,000 | $ 260,000 |
| El Paso, TX | 2 | $ 720,000 | $ 360,000 | $ 154,000 |
| Elgin, IL | 2 | $ 700,000 | $ 350,000 | $ 114,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 450,000 | $ 225,000 | $ 63,000 |
| Fresno, CA | 2 | $ 1,250,000 | $ 625,000 | $ 292,000 |
| Greeley, CO | 2 | $ 1,120,000 | $ 560,000 | $ 154,000 |
| Kansas City, MO-KS | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Killeen-Temple, TX | 2 | $ 560,000 | $ 280,000 | $ 210,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| Niles-Benton Harbor, MI | 2 | $ 410,000 | $ 205,000 | $ 114,000 |
| Rochester, NY | 2 | $ 880,000 | $ 440,000 | $ 178,000 |
| San Antonio-New Braunfels, TX | 2 | $ 480,000 | $ 240,000 | $ 158,000 |
| San Diego-Carlsbad, CA | 2 | $ 2,320,000 | $ 1,160,000 | $ 449,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 760,000 | $ 380,000 | $ 412,000 |
| Santa Fe, NM | 2 | $ 870,000 | $ 435,000 | $ 144,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 360,000 | $ 180,000 | $ 120,000 |
| Sioux Falls, SD | 2 | $ 1,010,000 | $ 505,000 | $ 325,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Texarkana, TX-AR | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 870,000 | $ 435,000 | $ 156,000 |
| Amarillo, TX | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Asheville, NC | 1 | $ 725,000 | $ 725,000 | $ 365,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 135,000 | $ 135,000 | $ 256,000 |
| Battle Creek, MI | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Bloomington, IN | 1 | $ 185,000 | $ 185,000 | $ 243,000 |
| Boise City, ID | 1 | $ 915,000 | $ 915,000 | $ 250,000 |
| Bowling Green, KY | 1 | $ 425,000 | $ 425,000 | $ 93,000 |
| Bremerton-Silverdale, WA | 1 | $ 625,000 | $ 625,000 | $ 137,000 |
| Brownsville-Harlingen, TX | 1 | $ 585,000 | $ 585,000 | $ 292,000 |
| Burlington, NC | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Charlottesville, VA | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Chattanooga, TN-GA | 1 | $ 565,000 | $ 565,000 | $ 137,000 |
| Cleveland, OH | 1 | $ 365,000 | $ 365,000 | $ 595,000 |
| College Station-Bryan, TX | 1 | $ 385,000 | $ 385,000 | $ 220,000 |
| Corpus Christi, TX | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Dover, DE | 1 | $ 385,000 | $ 385,000 | $ 260,000 |
| Flagstaff, AZ | 1 | $ 555,000 | $ 555,000 | $ 201,000 |
| Flint, MI | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Florence, SC | 1 | $ 565,000 | $ 565,000 | $ 244,000 |
| Florence-Muscle Shoals, AL | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Gainesville, FL | 1 | $ 435,000 | $ 435,000 | $ 190,000 |
| Gettysburg, PA | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Greensboro-High Point, NC | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Greenville, NC | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 475,000 | $ 475,000 | $ 154,000 |
| Harrisburg-Carlisle, PA | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 465,000 | $ 465,000 | $ 226,000 |
| Hinesville, GA | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Huntsville, AL | 1 | $ 525,000 | $ 525,000 | $ 135,000 |
| Jacksonville, NC | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 375,000 | $ 375,000 | $ 320,000 |
| Las Cruces, NM | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Lawrence, KS | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Lexington-Fayette, KY | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Lynchburg, VA | 1 | $ 675,000 | $ 675,000 | $ 389,000 |
| Napa, CA | 1 | $ 685,000 | $ 685,000 | $ 215,000 |
| Olympia-Tumwater, WA | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| Panama City, FL | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Pocatello, ID | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 485,000 | $ 485,000 | $ 202,000 |
| Rochester, MN | 1 | $ 645,000 | $ 645,000 | $ 405,000 |
| Rockford, IL | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 155,000 | $ 155,000 | $ 268,000 |
| Salinas, CA | 1 | $ 765,000 | $ 765,000 | $ 327,000 |
| Salt Lake City, UT | 1 | $ 115,000 | $ 115,000 | $ 294,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 1,325,000 | $ 1,325,000 | $ 382,000 |
| Santa Rosa, CA | 1 | $ 405,000 | $ 405,000 | $ 280,000 |
| Sheboygan, WI | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| St. Cloud, MN | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| St. George, UT | 1 | $ 395,000 | $ 395,000 | $ 166,000 |
| Tacoma-Lakewood, WA | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Tallahassee, FL | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Traverse City, MI | 1 | $ 765,000 | $ 765,000 | $ 358,000 |
| Vallejo-Fairfield, CA | 1 | $ 105,000 | $ 105,000 | $ 222,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 635,000 | $ 635,000 | $ 470,000 |
| Waco, TX | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Washington, DC-MD | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Wenatchee, WA | 1 | $ 365,000 | $ 365,000 | $ 343,000 |
Mortgage Loan Application Detail Totals for Leader Bank NA in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,249 | $2,887,545,000 | $550,000 | $13,305,000 | $235,000 | $5,000,000 |
| Other Purpose | 616 | $124,670,000 | $202,000 | $1,755,000 | $240,000 | $1,984,000 |
| Refinancing | 504 | $294,300,000 | $583,000 | $29,005,000 | $213,000 | $1,747,000 |
| Cash-out Refinancing | 265 | $101,175,000 | $381,000 | $2,505,000 | $229,000 | $1,570,000 |
| Home Improvement | 49 | $26,885,000 | $548,000 | $6,005,000 | $301,000 | $1,993,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,052 | $2,027,240,000 | $500,000 | $2,645,000 | $237,000 | $5,000,000 |
| Asian | 1,096 | $588,930,000 | $537,000 | $2,445,000 | $233,000 | $1,993,000 |
| Not Provided | 999 | $485,435,000 | $485,000 | $2,765,000 | $249,000 | $2,193,000 |
| Hispanic | 278 | $134,600,000 | $484,000 | $2,005,000 | $187,000 | $900,000 |
| Black or African American | 180 | $76,500,000 | $425,000 | $1,835,000 | $157,000 | $1,102,000 |
| Not applicable | 62 | $116,250,000 | $1,875,000 | $29,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 15 | $5,445,000 | $363,000 | $585,000 | $131,000 | $213,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $53,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,496 | $3,333,660,000 | $513,000 | $29,005,000 | $236,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 100 | $49,640,000 | $496,000 | $915,000 | $134,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 87 | $51,275,000 | $589,000 | $1,705,000 | $164,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,398 | $2,739,680,000 | $507,000 | $13,305,000 | $235,000 | $5,000,000 |
| Application Withdrawn By Applicant | 822 | $430,620,000 | $523,000 | $2,645,000 | $236,000 | $1,842,000 |
| Application Denied By Financial Institution | 171 | $60,635,000 | $354,000 | $1,505,000 | $155,000 | $639,000 |
| Preapproval Approved but not Accepted | 143 | $106,595,000 | $745,000 | $2,315,000 | $253,000 | $849,000 |
| Application Approved But Not Accepted | 124 | $86,160,000 | $694,000 | $29,005,000 | $252,000 | $1,570,000 |
| File Closed For Incompleteness | 24 | $10,370,000 | $432,000 | $765,000 | $216,000 | $658,000 |
| Loan Purchased By The Institution | 1 | $515,000 | $515,000 | $515,000 | $320,000 | $320,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,512 | $3,373,940,000 | $518,000 | $29,005,000 | $236,000 | $5,000,000 |
| Debt-To-Income Ratio | 73 | $26,415,000 | $361,000 | $1,505,000 | $116,000 | $326,000 |
| Collateral | 68 | $22,680,000 | $333,000 | $1,505,000 | $203,000 | $639,000 |
| Other | 12 | $3,910,000 | $325,000 | $765,000 | $140,000 | $257,000 |
| Credit History | 11 | $4,395,000 | $399,000 | $815,000 | $156,000 | $344,000 |
| Employment History | 3 | $1,085,000 | $361,000 | $495,000 | $78,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $610,000 | $305,000 | $415,000 | $116,000 | $187,000 |
| Unverifiable Information | 2 | $1,540,000 | $770,000 | $815,000 | $174,000 | $191,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank NA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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