Lending Capital Group, Inc Mortgage Lending & HMDA Data, 2024
In 2024, Lending Capital Group, Inc of Southampton, PA reported 553 mortgage applications totaling $191.6 million, up 22% from 2023. The average application was for $346,555, and applicants reported an average income of $147,952. 78% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Montgomery County-Bucks County-Chester County, PA (271), Philadelphia, PA (141) and Camden, NJ (32) (applications in parentheses).
| Mortgage Company & Address | Lending Capital Group, Inc 260 Knowles Ave Unit 330 Southampton, PA 18966 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 553 |
| Total Mortgage Loan Application Amount | $191,645,000 |
| Average Mortgage Loan Application Amount | $346,555 |
| Highest Mortgage Loan Application Amount | $1,955,000 |
| Average Applicant Income | $147,952 |
| Highest Applicant Income | $2,591,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lending Capital Group, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bucks, Pennsylvania | 179 | $ 71,225,000 | $ 397,905 | $ 165,000 |
| Philadelphia, Pennsylvania | 121 | $ 30,965,000 | $ 255,909 | $ 127,000 |
| Montgomery, Pennsylvania | 82 | $ 31,450,000 | $ 383,536 | $ 158,000 |
| Delaware, Pennsylvania | 20 | $ 4,940,000 | $ 247,000 | $ 88,000 |
| Palm Beach, Florida | 14 | $ 8,120,000 | $ 580,000 | $ 177,000 |
| Burlington, New Jersey | 12 | $ 3,530,000 | $ 294,166 | $ 113,000 |
| Camden, New Jersey | 11 | $ 2,715,000 | $ 246,818 | $ 105,000 |
| Chester, Pennsylvania | 10 | $ 4,330,000 | $ 433,000 | $ 173,000 |
| Gloucester, New Jersey | 9 | $ 2,565,000 | $ 285,000 | $ 105,000 |
| Monmouth, New Jersey | 8 | $ 3,850,000 | $ 481,250 | $ 172,000 |
| Ocean, New Jersey | 8 | $ 2,540,000 | $ 317,500 | $ 124,000 |
| Charlotte, Florida | 6 | $ 2,070,000 | $ 345,000 | $ 188,000 |
| Atlantic, New Jersey | 5 | $ 2,795,000 | $ 559,000 | $ 388,000 |
| Mercer, New Jersey | 5 | $ 1,335,000 | $ 267,000 | $ 78,000 |
| Allegheny, Pennsylvania | 5 | $ 1,175,000 | $ 235,000 | $ 96,000 |
| Berks, Pennsylvania | 5 | $ 1,365,000 | $ 273,000 | $ 93,000 |
| Capitol Planning Region, Connecticut | 4 | $ 990,000 | $ 247,500 | $ 76,000 |
| Broward, Florida | 3 | $ 815,000 | $ 271,666 | $ 160,000 |
| Hunterdon, New Jersey | 3 | $ 875,000 | $ 291,666 | $ 125,000 |
| Middlesex, New Jersey | 3 | $ 1,025,000 | $ 341,666 | $ 141,000 |
| St. Johns, Florida | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Walton, Florida | 2 | $ 530,000 | $ 265,000 | $ 97,000 |
| Carbon, Pennsylvania | 2 | $ 890,000 | $ 445,000 | $ 100,000 |
| Cumberland, Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 82,000 |
| Lancaster, Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 72,000 |
| Monroe, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Northampton, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 118,000 |
| Washington, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 295,000 |
| Wayne, Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 1 | $ 355,000 | $ 355,000 | $ 211,000 |
| Naugatuck Valley Planning Region, Connecticut | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| South Central Connecticut Planning Region, Connecticut | 1 | $ 565,000 | $ 565,000 | $ 383,000 |
| New Castle, Delaware | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Sussex, Delaware | 1 | $ 475,000 | $ 475,000 | $ 220,000 |
| Lee, Florida | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Manatee, Florida | 1 | $ 305,000 | $ 305,000 | $ 385,000 |
| Miami-Dade, Florida | 1 | $ 525,000 | $ 525,000 | $ 225,000 |
| Monroe, Florida | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Pinellas, Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Worcester, Maryland | 1 | $ 215,000 | $ 215,000 | $ 511,000 |
| Cape May, New Jersey | 1 | $ 765,000 | $ 765,000 | $ 442,000 |
| Hudson, New Jersey | 1 | $ 885,000 | $ 885,000 | $ 172,000 |
| Passaic, New Jersey | 1 | $ 245,000 | $ 245,000 | $ 208,000 |
| Salem, New Jersey | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Somerset, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 165,000 |
| Union, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Butler, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Lackawanna, Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Lehigh, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Luzerne, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Spartanburg, South Carolina | 1 | $ 335,000 | $ 335,000 | $ 10,000 |
Mortgage Loan Application Detail Totals for Lending Capital Group, Inc in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 480 | $169,980,000 | $354,000 | $1,955,000 | $142,000 | $1,252,000 |
| Refinancing | 66 | $19,960,000 | $302,000 | $725,000 | $197,000 | $2,591,000 |
| Cash-out Refinancing | 5 | $1,295,000 | $259,000 | $365,000 | $96,000 | $202,000 |
| Home Improvement | 2 | $410,000 | $205,000 | $305,000 | $88,000 | $108,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 484 | $169,850,000 | $350,000 | $1,955,000 | $151,000 | $2,591,000 |
| Asian | 31 | $11,735,000 | $378,000 | $765,000 | $150,000 | $285,000 |
| Hispanic | 19 | $4,835,000 | $254,000 | $415,000 | $113,000 | $304,000 |
| Black or African American | 15 | $3,885,000 | $259,000 | $415,000 | $92,000 | $168,000 |
| Not Provided | 4 | $1,340,000 | $335,000 | $525,000 | $114,000 | $157,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 486 | $169,130,000 | $348,000 | $1,955,000 | $156,000 | $2,591,000 |
| FHA-insured (Federal Housing Administration) | 66 | $22,200,000 | $336,000 | $885,000 | $93,000 | $276,000 |
| VA-guaranteed (Veterans Administration) | 1 | $315,000 | $315,000 | $315,000 | $63,000 | $63,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 433 | $147,685,000 | $341,000 | $885,000 | $140,000 | $983,000 |
| Application Withdrawn By Applicant | 97 | $36,345,000 | $374,000 | $1,955,000 | $188,000 | $2,591,000 |
| Application Denied By Financial Institution | 21 | $7,055,000 | $335,000 | $675,000 | $86,000 | $200,000 |
| File Closed For Incompleteness | 2 | $560,000 | $280,000 | $375,000 | $517,000 | $962,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 532 | $184,590,000 | $346,000 | $1,955,000 | $150,000 | $2,591,000 |
| Collateral | 7 | $1,735,000 | $247,000 | $395,000 | $85,000 | $170,000 |
| Employment History | 6 | $2,260,000 | $376,000 | $675,000 | $84,000 | $200,000 |
| Debt-To-Income Ratio | 4 | $1,620,000 | $405,000 | $615,000 | $89,000 | $129,000 |
| Credit History | 3 | $955,000 | $318,000 | $425,000 | $82,000 | $109,000 |
| Unverifiable Information | 1 | $485,000 | $485,000 | $485,000 | $107,000 | $107,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending Capital Group, Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending Capital Group, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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