Lendlo Mortgage, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Lendlo Mortgage, LLC of Houston, TX reported 1,300 mortgage applications totaling $263.2 million, down 70% from 2024. The average application was for $202,484, and applicants reported an average income of $86,030. 78% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (277), Oklahoma City, OK (232) and Houston-The Woodlands-Sugar Land, TX (144) (applications in parentheses).

Mortgage Company & Address Lendlo Mortgage, LLC
1177 West Loop S Ste 700
Houston, TX 77027
Federal Regulator * available with data download
Years 2025  2024  
Total Number of Mortgage Applications 1,300
Total Mortgage Loan Application Amount $263,230,000
Average Mortgage Loan Application Amount $202,484
Highest Mortgage Loan Application Amount $775,000
Average Applicant Income $86,030
Highest Applicant Income $799,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendlo Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendlo Mortgage, LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Fayetteville-Springdale-Rogers, AR-MO 277 $ 58,675,000 $ 211,823 $ 89,000
Oklahoma City, OK 232 $ 42,590,000 $ 183,577 $ 86,000
Outside any metro area 167 $ 30,715,000 $ 183,922 $ 93,646
Houston-The Woodlands-Sugar Land, TX 144 $ 30,510,000 $ 211,875 $ 90,000
Little Rock-North Little Rock-Conway, AR 126 $ 23,820,000 $ 189,047 $ 75,000
Birmingham-Hoover, AL 89 $ 18,135,000 $ 203,764 $ 79,000
San Antonio-New Braunfels, TX 86 $ 20,620,000 $ 239,767 $ 84,000
Tulsa, OK 59 $ 10,825,000 $ 183,474 $ 82,000
Huntsville, AL 29 $ 6,545,000 $ 225,689 $ 76,000
Tuscaloosa, AL 27 $ 6,025,000 $ 223,148 $ 72,000
Kansas City, MO-KS 22 $ 5,670,000 $ 257,727 $ 109,090
Decatur, AL 13 $ 3,045,000 $ 234,230 $ 88,000
Anniston-Oxford-Jacksonville, AL 10 $ 1,770,000 $ 177,000 $ 68,000
Fort Smith, AR-OK 7 $ 1,475,000 $ 210,714 $ 78,000
Jonesboro, AR 6 $ 1,210,000 $ 201,666 $ 85,000
Montgomery, AL 5 $ 955,000 $ 191,000 $ 68,000
Fort Collins, CO 1 $ 645,000 $ 645,000 $ 262,000

Mortgage Loan Application Detail Totals for Lendlo Mortgage, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,297 $262,635,000 $202,000 $775,000 $86,000 $799,000
Refinancing 2 $320,000 $160,000 $165,000 $84,000 $91,000
Cash-out Refinancing 1 $275,000 $275,000 $275,000 $130,000 $130,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 570 $115,460,000 $202,000 $775,000 $89,000 $673,000
Hispanic 326 $67,170,000 $206,000 $385,000 $82,000 $799,000
Black or African American 177 $34,845,000 $196,000 $325,000 $71,000 $260,000
Not Provided 136 $27,400,000 $201,000 $455,000 $92,000 $557,000
Asian 56 $11,230,000 $200,000 $645,000 $114,000 $423,000
American Indian or Alaskan Native 32 $6,610,000 $206,000 $285,000 $81,000 $166,000
Native Hawaiian or Other Pacific Islander 3 $515,000 $171,000 $255,000 $76,000 $84,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 685 $158,745,000 $231,000 $365,000 $82,000 $330,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 368 $47,300,000 $128,000 $775,000 $98,000 $799,000
VA-guaranteed (Veterans Administration) 142 $33,050,000 $232,000 $645,000 $84,000 $262,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 105 $24,135,000 $229,000 $295,000 $78,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,018 $205,540,000 $201,000 $775,000 $85,000 $673,000
Application Withdrawn By Applicant 253 $52,115,000 $205,000 $645,000 $95,000 $799,000
Application Denied By Financial Institution 29 $5,575,000 $192,000 $365,000 $67,000 $252,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,271 $257,655,000 $202,000 $775,000 $87,000 $799,000
Debt-To-Income Ratio 12 $2,620,000 $218,000 $365,000 $37,000 $94,000
Credit Application Incomplete 7 $1,315,000 $187,000 $235,000 $114,000 $252,000
Credit History 6 $1,110,000 $185,000 $245,000 $69,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 3 $305,000 $101,000 $275,000 $72,000 $77,000
Unverifiable Information 1 $225,000 $225,000 $225,000 $70,000 $70,000
Collateral 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendlo Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendlo Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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