1 mortgage lender is based in ZIP code 40505, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Fayette County, KY in 2025.
In 2025, 316 lenders made 7,013 home loans worth $2.1 billion in Fayette County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Fayette County, which includes ZIP code 40505.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | University of Ky FCU Lexington, KY | 863 | $109.6M | $127,000 | 12.3% |
| 2 | Central Bank & Trust Co Lexington, KY | 328 | $89.5M | $273,000 | 4.7% |
| 3 | Guardian Savings Bank West Chester, OH | 305 | $105.9M | $347,000 | 4.3% |
| 4 | Commonwealth Federal Credit Union Frankfort, KY | 296 | $69.5M | $235,000 | 4.2% |
| 5 | Ark-La-Tex Financial Services LLC Plano, TX | 290 | $77.2M | $266,000 | 4.1% |
| 6 | Fifth Third Bank, National Association Cincinnati, OH | 275 | $52.7M | $192,000 | 3.9% |
| 7 | United Wholesale Mortgage Plymouth, MI | 237 | $73.0M | $308,000 | 3.4% |
| 8 | Republic Bank & Trust Louisville, KY | 207 | $67.5M | $326,000 | 3.0% |
| 9 | Stockton Mortgage Corporation Frankfort, KY | 198 | $66.9M | $338,000 | 2.8% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 187 | $52.1M | $279,000 | 2.7% |
See every lender in Fayette County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Whitaker Bank Inc
PO BOX 55439 LEXINGTON, KY 40505 |
* | 24,258 | $2,014,341,000 |
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