23 mortgage lenders are based in Lexington, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Fayette County, KY in 2025.
In 2025, 316 lenders made 7,013 home loans worth $2.1 billion in Fayette County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Fayette County, which includes Lexington.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | University of Ky FCU Lexington, KY | 863 | $109.6M | $127,000 | 12.3% |
| 2 | Central Bank & Trust Co Lexington, KY | 328 | $89.5M | $273,000 | 4.7% |
| 3 | Guardian Savings Bank West Chester, OH | 305 | $105.9M | $347,000 | 4.3% |
| 4 | Commonwealth Federal Credit Union Frankfort, KY | 296 | $69.5M | $235,000 | 4.2% |
| 5 | Ark-La-Tex Financial Services LLC Plano, TX | 290 | $77.2M | $266,000 | 4.1% |
| 6 | Fifth Third Bank, National Association Cincinnati, OH | 275 | $52.7M | $192,000 | 3.9% |
| 7 | United Wholesale Mortgage Plymouth, MI | 237 | $73.0M | $308,000 | 3.4% |
| 8 | Republic Bank & Trust Louisville, KY | 207 | $67.5M | $326,000 | 3.0% |
| 9 | Stockton Mortgage Corporation Frankfort, KY | 198 | $66.9M | $338,000 | 2.8% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 187 | $52.1M | $279,000 | 2.7% |
See every lender in Fayette County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| American Lending Group, Inc
3288 EAGLE VIEW LN, STE 300 LEXINGTON, KY 40509 |
* | 3,171 | $389,028,000 |
| Bank of Lexington
761 CORPORATE DRIVE LEXINGTON, KY 40503 |
* | 3,853 | $934,349,000 |
| Bank of the Bluegrass & Trust Co.
101 EAST HIGH STREET LEXINGTON, KY 40507 |
* | 305 | $138,355,000 |
| Bank of the Bluegrass and Trust Company
101 EAST HIGH STREET LEXINGTON, KY 40507 |
* | 3,764 | $717,203,000 |
| Central Bank & Trust Co
PO BOX 1360 LEXINGTON, KY 40588 |
* | 38,173 | $7,554,927,000 |
| Central Kentucky Agricultural
640 S BROADWAY LEXINGTON, KY 40544 |
* | 314 | $46,900,000 |
| First Federal Bank
2452 SIR BARTON WAY LEXINGTON, KY 40509 |
* | 562 | $70,780,000 |
| First Federal Bank
2452 SIR BARTON WAY LEXINGTON, KY 40509 |
* | 2,880 | $355,581,000 |
| First Mortgage Company
190 W. LOWRY LANE SUITE 120 LEXINGTON, KY 40503 |
* | 137 | $15,905,000 |
| First Mortgage Company, LLC
190 W. LOWRY LANE SUITE 120 LEXINGTON, KY 40503 |
* | 592 | $55,301,000 |
| First Security Bank of Lexingt
318 EAST MAIN STREET LEXINGTON, KY 40507 |
* | 368 | $39,520,000 |
| Forcht Bank, N.A.
2404 SIR BARTON WAY LEXINGTON, KY 40509 |
* | 22,198 | $3,668,584,000 |
| Greater Kentucky Credit Union
1001 RED MILE ROAD LEXINGTON, KY 40504 |
* | 505 | $50,104,000 |
| Health Education Federal C U
424 PARK PLACE LEXINGTON, KY 40511 |
* | 169 | $18,193,000 |
| Liberty Alliance FCU
2421 MEMBERS WAY LEXINGTON, KY 40504 |
* | 297 | $20,588,000 |
| Members Heritage CU
440 PARK PLACE LEXINGTON, KY 40511 |
* | 1,741 | $212,185,000 |
| Members Heritage FCU
440 PARK PLACE LEXINGTON, KY 40511 |
* | 2,743 | $171,821,000 |
| Paramount Bk, A Div of Scb Bk
2424 HARRODSBURG ROAD, SUITE 100 LEXINGTON, KY 40503 |
* | 77 | $12,955,000 |
| The Health and Education Federal Credit Union
185 PASADENA DR #155 LEXINGTON, KY 40511 |
* | 244 | $18,930,000 |
| The Lexington Bank, FSB
3620 WALDEN DRIVE, SUITE 100 LEXINGTON, KY 40517 |
* | 279 | $20,620,000 |
| University of Ky FCU
1730 ALYSHEBA WAY LEXINGTON, KY 40509 |
* | 24,738 | $2,541,958,000 |
| Whitaker Bank Inc
PO BOX 55439 LEXINGTON, KY 40505 |
* | 24,258 | $2,014,341,000 |
| Whitaker Bank NA
PO BOX 55439 LEXINGTON, KY 40555 |
* | 1,938 | $107,665,000 |
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