Libertyville Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2024
In 2024, Libertyville Bank & Trust Company, N.A. of Libertyville, IL reported 117 mortgage applications totaling $110.3 million, up 75% from 2023. The average application was for $942,777, and applicants reported an average income of $347,316. 79% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Lake County-Kenosha County, IL-WI (39), Chicago-Naperville, IL (15) and Los Angeles-Long Beach-Glendale, CA (6) (applications in parentheses).
| Mortgage Company & Address | Libertyville Bank & Trust Company, N.A. 507 North Milwaukee Avenue Libertyville, IL 60048 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 117 |
| Total Mortgage Loan Application Amount | $110,305,000 |
| Average Mortgage Loan Application Amount | $942,777 |
| Highest Mortgage Loan Application Amount | $8,975,000 |
| Average Applicant Income | $347,316 |
| Highest Applicant Income | $2,515,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Libertyville Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake, Illinois | 39 | $ 16,145,000 | $ 413,974 | $ 198,000 |
| Cook, Illinois | 13 | $ 22,715,000 | $ 1,747,307 | $ 379,000 |
| Los Angeles, California | 6 | $ 7,230,000 | $ 1,205,000 | $ 426,000 |
| San Diego, California | 5 | $ 5,725,000 | $ 1,145,000 | $ 348,000 |
| Maricopa, Arizona | 3 | $ 2,845,000 | $ 948,333 | $ 463,000 |
| Contra Costa, California | 3 | $ 3,555,000 | $ 1,185,000 | $ 450,000 |
| Alameda, California | 2 | $ 2,340,000 | $ 1,170,000 | $ 371,000 |
| Fresno, California | 2 | $ 1,330,000 | $ 665,000 | $ 264,000 |
| San Mateo, California | 2 | $ 3,280,000 | $ 1,640,000 | $ 508,000 |
| Hillsborough, Florida | 2 | $ 2,690,000 | $ 1,345,000 | $ 630,000 |
| McHenry, Illinois | 2 | $ 1,670,000 | $ 835,000 | $ 458,000 |
| Flathead, Montana | 2 | $ 1,130,000 | $ 565,000 | $ 219,000 |
| Racine, Wisconsin | 2 | $ 11,670,000 | $ 5,835,000 | $ 0 |
| Vilas, Wisconsin | 2 | $ 1,490,000 | $ 745,000 | $ 358,000 |
| Walworth, Wisconsin | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Coconino, Arizona | 1 | $ 1,155,000 | $ 1,155,000 | $ 488,000 |
| Marin, California | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Orange, California | 1 | $ 1,465,000 | $ 1,465,000 | $ 460,000 |
| Riverside, California | 1 | $ 775,000 | $ 775,000 | $ 216,000 |
| San Bernardino, California | 1 | $ 695,000 | $ 695,000 | $ 1,020,000 |
| San Francisco, California | 1 | $ 1,605,000 | $ 1,605,000 | $ 440,000 |
| Tulare, California | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Ventura, California | 1 | $ 865,000 | $ 865,000 | $ 326,000 |
| Jefferson, Colorado | 1 | $ 1,305,000 | $ 1,305,000 | $ 633,000 |
| Lee, Florida | 1 | $ 1,095,000 | $ 1,095,000 | $ 970,000 |
| Miami-Dade, Florida | 1 | $ 645,000 | $ 645,000 | $ 547,000 |
| Pinellas, Florida | 1 | $ 625,000 | $ 625,000 | $ 209,000 |
| Greene, Georgia | 1 | $ 835,000 | $ 835,000 | $ 495,000 |
| Hawaii, Hawaii | 1 | $ 2,005,000 | $ 2,005,000 | $ 779,000 |
| Kane, Illinois | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Boone, Indiana | 1 | $ 1,385,000 | $ 1,385,000 | $ 326,000 |
| Hamilton, Indiana | 1 | $ 765,000 | $ 765,000 | $ 473,000 |
| Newton, Indiana | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Emmet, Michigan | 1 | $ 445,000 | $ 445,000 | $ 405,000 |
| Hennepin, Minnesota | 1 | $ 1,105,000 | $ 1,105,000 | $ 300,000 |
| Boone, Missouri | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Daniels, Montana | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Jefferson, Montana | 1 | $ 1,315,000 | $ 1,315,000 | $ 953,000 |
| Lewis and Clark, Montana | 1 | $ 1,405,000 | $ 1,405,000 | $ 537,000 |
| Yellowstone, Montana | 1 | $ 495,000 | $ 495,000 | $ 150,000 |
| Clark, Nevada | 1 | $ 1,255,000 | $ 1,255,000 | $ 2,515,000 |
| Watauga, North Carolina | 1 | $ 455,000 | $ 455,000 | $ 363,000 |
| Tucker, West Virginia | 1 | $ 565,000 | $ 565,000 | $ 186,000 |
| Kenosha, Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Outagamie, Wisconsin | 1 | $ 745,000 | $ 745,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Libertyville Bank & Trust Company, N.A. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 82 | $74,560,000 | $909,000 | $7,005,000 | $417,000 | $2,515,000 |
| Refinancing | 27 | $32,145,000 | $1,190,000 | $8,975,000 | $186,000 | $537,000 |
| Cash-out Refinancing | 6 | $800,000 | $133,000 | $225,000 | $95,000 | $189,000 |
| Home Improvement | 2 | $2,800,000 | $1,400,000 | $2,705,000 | $425,000 | $648,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56 | $43,590,000 | $778,000 | $2,705,000 | $394,000 | $2,515,000 |
| Not applicable | 38 | $42,920,000 | $1,129,000 | $8,975,000 | $78,000 | $94,000 |
| Asian | 14 | $14,590,000 | $1,042,000 | $1,995,000 | $426,000 | $1,020,000 |
| Hispanic | 6 | $5,680,000 | $946,000 | $1,455,000 | $368,000 | $547,000 |
| Not Provided | 2 | $2,690,000 | $1,345,000 | $2,365,000 | $630,000 | $757,000 |
| American Indian or Alaskan Native | 1 | $835,000 | $835,000 | $835,000 | $495,000 | $495,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 117 | $110,305,000 | $942,000 | $8,975,000 | $361,000 | $2,515,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 93 | $95,815,000 | $1,030,000 | $8,975,000 | $406,000 | $2,515,000 |
| Loan Purchased By The Institution | 12 | $2,400,000 | $200,000 | $415,000 | $78,000 | $94,000 |
| Application Withdrawn By Applicant | 7 | $7,305,000 | $1,043,000 | $2,365,000 | $470,000 | $757,000 |
| File Closed For Incompleteness | 2 | $240,000 | $120,000 | $225,000 | $145,000 | $189,000 |
| Application Denied By Financial Institution | 2 | $3,450,000 | $1,725,000 | $2,705,000 | $457,000 | $648,000 |
| Application Approved But Not Accepted | 1 | $1,095,000 | $1,095,000 | $1,095,000 | $329,000 | $329,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 115 | $106,855,000 | $929,000 | $8,975,000 | $359,000 | $2,515,000 |
| Credit History | 1 | $745,000 | $745,000 | $745,000 | $267,000 | $267,000 |
| Debt-To-Income Ratio | 1 | $2,705,000 | $2,705,000 | $2,705,000 | $648,000 | $648,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Libertyville Bank & Trust Company, N.A.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Libertyville Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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