Lima One Capital, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Lima One Capital, LLC of Greenville, SC reported 6,362 mortgage applications totaling $2.7 billion, up 62% from 2023. The average application was for $420,726, and applicants reported an average income of $0. 59% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (260), Cleveland, OH (219) and Charlotte-Concord-Gastonia, NC-SC (163) (applications in parentheses).

Mortgage Company & Address Lima One Capital, LLC
201 E. McBee Ave, Suite 300
Greenville, SC 29601
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 6,362
Total Mortgage Loan Application Amount $2,676,660,000
Average Mortgage Loan Application Amount $420,726
Highest Mortgage Loan Application Amount $14,005,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lima One Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Lima One Capital, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,620 $942,220,000 $359,000 $8,395,000 $0 $0
Cash-out Refinancing 2,018 $584,620,000 $289,000 $6,895,000 $0 $0
Refinancing 1,708 $1,092,680,000 $639,000 $14,005,000 $0 $0
Home Improvement 8 $32,540,000 $4,067,000 $6,305,000 $0 $0
Not Applicable 8 $24,600,000 $3,075,000 $7,715,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,362 $2,676,660,000 $420,000 $14,005,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,362 $2,676,660,000 $420,000 $14,005,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,761 $1,291,125,000 $343,000 $7,765,000 $0 $0
Application Denied By Financial Institution 1,325 $807,835,000 $609,000 $14,005,000 $0 $0
Application Withdrawn By Applicant 1,185 $499,285,000 $421,000 $10,715,000 $0 $0
File Closed For Incompleteness 91 $78,415,000 $861,000 $12,425,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,037 $1,868,825,000 $371,000 $12,425,000 $0 $0
Collateral 509 $251,585,000 $494,000 $8,285,000 $0 $0
Credit History 488 $252,150,000 $516,000 $8,705,000 $0 $0
Employment History 138 $187,430,000 $1,358,000 $14,005,000 $0 $0
Mortgage Insurance Denied 101 $64,865,000 $642,000 $7,715,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 51 $32,045,000 $628,000 $4,325,000 $0 $0
Unverifiable Information 27 $12,185,000 $451,000 $2,695,000 $0 $0
Other 11 $7,575,000 $688,000 $3,215,000 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lima One Capital, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lima One Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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