Mortgage Lenders in Lincolnton, NC 28092
4 mortgage lenders are based in ZIP code 28092, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Lincoln County, NC in 2025.
Most active mortgage lenders in Lincoln County, NC (2025)
In 2025, 275 lenders made 2,926 home loans worth $879.4 million in Lincoln County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Lincoln County, which includes ZIP code 28092.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union Raleigh, NC | 216 | $45.6M | $211,000 | 7.4% |
| 2 | United Wholesale Mortgage Plymouth, MI | 147 | $44.3M | $301,000 | 5.0% |
| 3 | Movement Mortgage, LLC Indian Land, SC | 92 | $29.5M | $321,000 | 3.1% |
| 4 | Peoples Bank Newton, NC | 91 | $26.5M | $291,000 | 3.1% |
| 5 | DHI Mortgage Company, Ltd. Austin, TX | 87 | $31.8M | $366,000 | 3.0% |
| 6 | First Federal Savings Bank of Lincolnton Lincolnton, NC | 86 | $26.1M | $303,000 | 2.9% |
| 7 | Bank of America NA Westlake Village, CA | 85 | $22.6M | $266,000 | 2.9% |
| 8 | Fifth Third Bank, National Association Cincinnati, OH | 84 | $18.2M | $216,000 | 2.9% |
| 9 | Truist Bank Raleigh, NC | 80 | $20.1M | $251,000 | 2.7% |
| 10 | First Ciitizens Bank and Trust Raleigh, NC | 68 | $13.3M | $196,000 | 2.3% |
See every lender in Lincoln County and its 2025 mortgage data · top lenders in North Carolina · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Lincolnton, NC 28092
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Agsouth Farm Credit
LINCOLNTON, NC 28092 |
* | 12,530 | $2,441,813,000 |
| First Federal Savings Bank
320 EAST MAIN STREET LINCOLNTON, NC 28092 |
* | 786 | $87,848,000 |
| First Federal Savings Bank of Lincolnton
320 EAST MAIN STREET LINCOLNTON, NC 28092 |
* | 1,735 | $329,261,000 |
| First Federal Savings Bank of Lincolnton
320 EAST MAIN STREET LINCOLNTON, NC 28092 |
* | 820 | $249,900,000 |
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