Lindell Bank & Trust Company Mortgage Lending & HMDA Data, 2024
In 2024, Lindell Bank & Trust Company of Saint Louis, MO reported 240 mortgage applications totaling $55.9 million, about the same as 2023. The average application was for $232,875, and applicants reported an average income of $203,900. 87% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (229), Kansas City, MO-KS (2) and Charlotte-Concord-Gastonia, NC-SC (1) (applications in parentheses).
| Mortgage Company & Address | Lindell Bank & Trust Company 6900 Clayton Avenue Saint Louis, MO 63139 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 240 |
| Total Mortgage Loan Application Amount | $55,890,000 |
| Average Mortgage Loan Application Amount | $232,875 |
| Highest Mortgage Loan Application Amount | $3,265,000 |
| Average Applicant Income | $203,900 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lindell Bank & Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Lindell Bank & Trust Company in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 131 | $32,905,000 | $251,000 | $1,755,000 | $248,000 | $1,500,000 |
| Refinancing | 101 | $22,485,000 | $222,000 | $3,265,000 | $152,000 | $553,000 |
| Home Improvement | 8 | $500,000 | $62,000 | $125,000 | $137,000 | $236,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 122 | $29,580,000 | $242,000 | $1,755,000 | $0 | $0 |
| White | 105 | $24,335,000 | $231,000 | $3,265,000 | $186,000 | $1,281,000 |
| Black or African American | 7 | $855,000 | $122,000 | $305,000 | $57,000 | $109,000 |
| Asian | 5 | $995,000 | $199,000 | $395,000 | $482,000 | $1,500,000 |
| Hispanic | 1 | $125,000 | $125,000 | $125,000 | $203,000 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 239 | $55,205,000 | $230,000 | $3,265,000 | $191,000 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 1 | $685,000 | $685,000 | $685,000 | $177,000 | $177,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 208 | $48,480,000 | $233,000 | $3,265,000 | $187,000 | $1,281,000 |
| Application Withdrawn By Applicant | 23 | $6,625,000 | $288,000 | $765,000 | $251,000 | $1,500,000 |
| Application Denied By Financial Institution | 9 | $785,000 | $87,000 | $305,000 | $40,000 | $106,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 240 | $55,890,000 | $232,000 | $3,265,000 | $191,000 | $1,500,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lindell Bank & Trust Company's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lindell Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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