Linked Home Loans, LLC dba Home Guide Mortgage Mortgage Lending & HMDA Data, 2024
In 2024, Linked Home Loans, LLC dba Home Guide Mortgage of San Ramon, CA reported 199 mortgage applications totaling $95.1 million. The average application was for $477,964, and applicants reported an average income of $205,804. 66% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Sacramento--Roseville--Arden-Arcade, CA (136), Vallejo-Fairfield, CA (14) and Oakland-Hayward-Berkeley, CA (6) (applications in parentheses).
| Mortgage Company & Address | Linked Home Loans, LLC dba Home Guide Mortgage 3160 Crow Canyon Rd Ste 250g San Ramon, CA 94583 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 199 |
| Total Mortgage Loan Application Amount | $95,115,000 |
| Average Mortgage Loan Application Amount | $477,964 |
| Highest Mortgage Loan Application Amount | $1,875,000 |
| Average Applicant Income | $205,804 |
| Highest Applicant Income | $1,046,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Linked Home Loans, LLC dba Home Guide Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Linked Home Loans, LLC dba Home Guide Mortgage in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 161 | $74,895,000 | $465,000 | $1,535,000 | $206,000 | $1,046,000 |
| Refinancing | 19 | $9,005,000 | $473,000 | $705,000 | $186,000 | $485,000 |
| Cash-out Refinancing | 17 | $10,305,000 | $606,000 | $1,875,000 | $228,000 | $595,000 |
| Home Improvement | 1 | $205,000 | $205,000 | $205,000 | $135,000 | $135,000 |
| Other Purpose | 1 | $705,000 | $705,000 | $705,000 | $244,000 | $244,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 110 | $51,090,000 | $464,000 | $1,875,000 | $205,000 | $1,046,000 |
| Hispanic | 32 | $12,520,000 | $391,000 | $865,000 | $178,000 | $480,000 |
| Not Provided | 27 | $13,195,000 | $488,000 | $805,000 | $190,000 | $354,000 |
| Asian | 21 | $11,955,000 | $569,000 | $1,385,000 | $246,000 | $688,000 |
| Black or African American | 6 | $4,590,000 | $765,000 | $1,535,000 | $293,000 | $593,000 |
| American Indian or Alaskan Native | 2 | $1,290,000 | $645,000 | $735,000 | $220,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $475,000 | $475,000 | $475,000 | $171,000 | $171,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169 | $86,225,000 | $510,000 | $1,875,000 | $215,000 | $1,046,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $600,000 | $37,000 | $395,000 | $155,000 | $340,000 |
| VA-guaranteed (Veterans Administration) | 13 | $7,845,000 | $603,000 | $1,375,000 | $162,000 | $284,000 |
| FHA-insured (Federal Housing Administration) | 1 | $445,000 | $445,000 | $445,000 | $97,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 131 | $62,865,000 | $479,000 | $1,535,000 | $202,000 | $1,046,000 |
| Application Withdrawn By Applicant | 33 | $14,675,000 | $444,000 | $1,375,000 | $228,000 | $996,000 |
| Application Approved But Not Accepted | 18 | $10,660,000 | $592,000 | $1,875,000 | $224,000 | $553,000 |
| Application Denied By Financial Institution | 11 | $4,235,000 | $385,000 | $1,535,000 | $183,000 | $593,000 |
| Preapproval Approved but not Accepted | 4 | $1,740,000 | $435,000 | $565,000 | $135,000 | $181,000 |
| Preapproval Denied by Financial Institution | 2 | $940,000 | $470,000 | $575,000 | $168,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 186 | $89,940,000 | $483,000 | $1,875,000 | $207,000 | $1,046,000 |
| Employment History | 4 | $1,540,000 | $385,000 | $575,000 | $127,000 | $190,000 |
| Credit History | 3 | $605,000 | $201,000 | $305,000 | $103,000 | $105,000 |
| Unverifiable Information | 3 | $2,405,000 | $801,000 | $1,535,000 | $309,000 | $593,000 |
| Other | 2 | $360,000 | $180,000 | $335,000 | $274,000 | $340,000 |
| Debt-To-Income Ratio | 1 | $265,000 | $265,000 | $265,000 | $53,000 | $53,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Linked Home Loans, LLC dba Home Guide Mortgage's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Linked Home Loans, LLC dba Home Guide Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About