Loan Simple, Inc. Mortgage Lending & HMDA Data, 2024

In 2024, Loan Simple, Inc. of Englewood, CO reported 1,940 mortgage applications totaling $637.2 million, down 5% from 2023. The average application was for $328,432, and applicants reported an average income of $97,635. 60% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (483), Greeley, CO (82) and Colorado Springs, CO (79) (applications in parentheses).

Mortgage Company & Address Loan Simple, Inc.
9635 Maroon Circle Suite 100
Englewood, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,940
Total Mortgage Loan Application Amount $637,160,000
Average Mortgage Loan Application Amount $328,432
Highest Mortgage Loan Application Amount $1,185,000
Average Applicant Income $97,635
Highest Applicant Income $484,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Simple, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loan Simple, Inc. by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Arapahoe, Colorado 195 $ 76,195,000 $ 390,743 $ 103,000
Adams, Colorado 164 $ 68,390,000 $ 417,012 $ 108,000
Weld, Colorado 82 $ 32,500,000 $ 396,341 $ 102,000
El Paso, Colorado 73 $ 27,375,000 $ 375,000 $ 96,000
Denver, Colorado 70 $ 26,740,000 $ 382,000 $ 99,000
Jefferson, Colorado 38 $ 17,360,000 $ 456,842 $ 114,000
Harris, Texas 37 $ 11,565,000 $ 312,567 $ 97,000
Maricopa, Arizona 35 $ 11,775,000 $ 336,428 $ 125,000
Mesa, Colorado 26 $ 7,930,000 $ 305,000 $ 88,000
Morgan, Colorado 25 $ 7,185,000 $ 287,400 $ 81,000
Tarrant, Texas 23 $ 6,375,000 $ 277,173 $ 85,000
Larimer, Colorado 20 $ 8,490,000 $ 424,500 $ 109,000
Pueblo, Colorado 20 $ 5,340,000 $ 267,000 $ 76,000
Pierce, Washington 20 $ 8,220,000 $ 411,000 $ 85,000
Yavapai, Arizona 19 $ 7,715,000 $ 406,052 $ 140,000
Dallas, Texas 18 $ 5,670,000 $ 315,000 $ 87,000
Douglas, Colorado 14 $ 7,160,000 $ 511,428 $ 177,000
Bernalillo, New Mexico 14 $ 4,050,000 $ 289,285 $ 100,000
Fulton, Georgia 13 $ 3,515,000 $ 270,384 $ 73,000
Jefferson, Alabama 12 $ 2,530,000 $ 210,833 $ 112,000
Pasco, Florida 12 $ 4,520,000 $ 376,666 $ 93,000
Polk, Florida 12 $ 3,050,000 $ 254,166 $ 88,000
DeKalb, Georgia 12 $ 2,700,000 $ 225,000 $ 86,000
Bexar, Texas 12 $ 2,890,000 $ 240,833 $ 80,000
Denton, Texas 11 $ 2,795,000 $ 254,090 $ 120,000
Snohomish, Washington 11 $ 5,855,000 $ 532,272 $ 108,000
Pinal, Arizona 10 $ 2,520,000 $ 252,000 $ 95,000
Fremont, Colorado 10 $ 2,810,000 $ 281,000 $ 73,000
Cobb, Georgia 10 $ 3,780,000 $ 378,000 $ 85,000
Norfolk, Virginia 10 $ 2,520,000 $ 252,000 $ 71,000
Duval, Florida 9 $ 2,205,000 $ 245,000 $ 50,000
Gwinnett, Georgia 9 $ 2,985,000 $ 331,666 $ 76,000
Sandoval, New Mexico 9 $ 2,595,000 $ 288,333 $ 96,000
Fort Bend, Texas 9 $ 3,005,000 $ 333,888 $ 104,000
Williamson, Texas 9 $ 2,955,000 $ 328,333 $ 99,000
Carroll, Georgia 8 $ 1,800,000 $ 225,000 $ 84,000
Clayton, Georgia 8 $ 1,880,000 $ 235,000 $ 78,000
Baldwin, Alabama 7 $ 1,395,000 $ 199,285 $ 82,000
Las Animas, Colorado 7 $ 1,615,000 $ 230,714 $ 66,000
Broward, Florida 7 $ 3,235,000 $ 462,142 $ 123,000
Lee, Florida 7 $ 2,025,000 $ 289,285 $ 86,000
Marion, Florida 7 $ 1,315,000 $ 187,857 $ 90,000
Palm Beach, Florida 7 $ 1,775,000 $ 253,571 $ 65,000
Volusia, Florida 7 $ 1,715,000 $ 245,000 $ 55,000
Klamath, Oregon 7 $ 1,745,000 $ 249,285 $ 69,000
Johnson, Texas 7 $ 2,555,000 $ 365,000 $ 105,000
Montgomery, Texas 7 $ 1,915,000 $ 273,571 $ 58,000
Spokane, Washington 7 $ 2,565,000 $ 366,428 $ 107,000
Teller, Colorado 6 $ 2,590,000 $ 431,666 $ 110,000
Hillsborough, Florida 6 $ 2,280,000 $ 380,000 $ 93,000
Douglas, Georgia 6 $ 1,170,000 $ 195,000 $ 83,000
Liberty, Georgia 6 $ 1,200,000 $ 200,000 $ 99,000
Lake, Indiana 6 $ 1,260,000 $ 210,000 $ 93,000
Marion, Indiana 6 $ 1,730,000 $ 288,333 $ 54,000
Dakota, Minnesota 6 $ 1,720,000 $ 286,666 $ 70,000
Eddy, New Mexico 6 $ 1,240,000 $ 206,666 $ 68,000
Durham, North Carolina 6 $ 1,380,000 $ 230,000 $ 111,000
Marion, Oregon 6 $ 2,450,000 $ 408,333 $ 110,000
Galveston, Texas 6 $ 1,260,000 $ 210,000 $ 128,000
Hays, Texas 6 $ 1,960,000 $ 326,666 $ 111,000
Kaufman, Texas 6 $ 1,590,000 $ 265,000 $ 102,000
Stafford, Virginia 6 $ 2,870,000 $ 478,333 $ 117,000
Whatcom, Washington 6 $ 2,720,000 $ 453,333 $ 30,000
Coconino, Arizona 5 $ 4,255,000 $ 851,000 $ 329,000
Logan, Colorado 5 $ 1,285,000 $ 257,000 $ 87,000
Brevard, Florida 5 $ 1,315,000 $ 263,000 $ 71,000
Charlotte, Florida 5 $ 1,365,000 $ 273,000 $ 66,000
Escambia, Florida 5 $ 1,115,000 $ 223,000 $ 106,000
St. Lucie, Florida 5 $ 1,785,000 $ 357,000 $ 111,000
Houston, Georgia 5 $ 1,425,000 $ 285,000 $ 31,000
Johnson, Indiana 5 $ 975,000 $ 195,000 $ 129,000
Valencia, New Mexico 5 $ 1,765,000 $ 353,000 $ 151,000
Johnston, North Carolina 5 $ 885,000 $ 177,000 $ 108,000
Deschutes, Oregon 5 $ 1,085,000 $ 217,000 $ 90,000
Smith, Texas 5 $ 1,345,000 $ 269,000 $ 96,000
Travis, Texas 5 $ 2,035,000 $ 407,000 $ 127,000
Fairfax, Virginia 5 $ 1,365,000 $ 273,000 $ 93,000
Suffolk, Virginia 5 $ 2,105,000 $ 421,000 $ 107,000
Benton, Washington 5 $ 1,595,000 $ 319,000 $ 71,000
Lee, Alabama 4 $ 600,000 $ 150,000 $ 117,000
Madison, Alabama 4 $ 1,100,000 $ 275,000 $ 80,000
Imperial, California 4 $ 1,620,000 $ 405,000 $ 114,000
Boulder, Colorado 4 $ 1,960,000 $ 490,000 $ 142,000
Garfield, Colorado 4 $ 1,650,000 $ 412,500 $ 111,000
La Plata, Colorado 4 $ 1,380,000 $ 345,000 $ 118,000
Prowers, Colorado 4 $ 1,080,000 $ 270,000 $ 150,000
Santa Rosa, Florida 4 $ 1,200,000 $ 300,000 $ 101,000
Floyd, Georgia 4 $ 700,000 $ 175,000 $ 59,000
Rockdale, Georgia 4 $ 340,000 $ 85,000 $ 95,000
Anoka, Minnesota 4 $ 1,150,000 $ 287,500 $ 104,000
Santa Fe, New Mexico 4 $ 1,380,000 $ 345,000 $ 136,000
Cabarrus, North Carolina 4 $ 1,440,000 $ 360,000 $ 83,000
Guilford, North Carolina 4 $ 1,140,000 $ 285,000 $ 102,000
Mecklenburg, North Carolina 4 $ 910,000 $ 227,500 $ 111,000
Rowan, North Carolina 4 $ 970,000 $ 242,500 $ 82,000
Jefferson, Oregon 4 $ 1,040,000 $ 260,000 $ 58,000
Angelina, Texas 4 $ 1,000,000 $ 250,000 $ 79,000
Collin, Texas 4 $ 1,390,000 $ 347,500 $ 87,000
Hunt, Texas 4 $ 950,000 $ 237,500 $ 89,000
Chesterfield, Virginia 4 $ 1,330,000 $ 332,500 $ 98,000
Petersburg, Virginia 4 $ 540,000 $ 135,000 $ 40,000
Richmond City, Virginia 4 $ 1,060,000 $ 265,000 $ 104,000
Clark, Washington 4 $ 640,000 $ 160,000 $ 116,000
Cowlitz, Washington 4 $ 1,000,000 $ 250,000 $ 34,000
Grays Harbor, Washington 4 $ 900,000 $ 225,000 $ 91,000
King, Washington 4 $ 1,580,000 $ 395,000 $ 113,000
Yakima, Washington 4 $ 1,060,000 $ 265,000 $ 86,000
Outagamie, Wisconsin 4 $ 1,180,000 $ 295,000 $ 98,000
Limestone, Alabama 3 $ 575,000 $ 191,666 $ 88,000
Marengo, Alabama 3 $ 465,000 $ 155,000 $ 100,000
Talladega, Alabama 3 $ 405,000 $ 135,000 $ 59,000
Pima, Arizona 3 $ 965,000 $ 321,666 $ 116,000
Riverside, California 3 $ 1,115,000 $ 371,666 $ 107,000
San Bernardino, California 3 $ 885,000 $ 295,000 $ 150,000
Kit Carson, Colorado 3 $ 915,000 $ 305,000 $ 123,000
Otero, Colorado 3 $ 575,000 $ 191,666 $ 48,000
Citrus, Florida 3 $ 675,000 $ 225,000 $ 64,000
Columbia, Florida 3 $ 595,000 $ 198,333 $ 58,000
Hernando, Florida 3 $ 525,000 $ 175,000 $ 50,000
Indian River, Florida 3 $ 665,000 $ 221,666 $ 97,000
Orange, Florida 3 $ 955,000 $ 318,333 $ 26,000
Banks, Georgia 3 $ 465,000 $ 155,000 $ 97,000
Richmond, Georgia 3 $ 455,000 $ 151,666 $ 143,000
Whitfield, Georgia 3 $ 575,000 $ 191,666 $ 121,000
Clark, Indiana 3 $ 365,000 $ 121,666 $ 77,000
Dearborn, Indiana 3 $ 735,000 $ 245,000 $ 47,000
Hendricks, Indiana 3 $ 905,000 $ 301,666 $ 52,000
Henry, Indiana 3 $ 405,000 $ 135,000 $ 91,000
Howard, Indiana 3 $ 465,000 $ 155,000 $ 59,000
Pike, Indiana 3 $ 785,000 $ 261,666 $ 98,000
Beltrami, Minnesota 3 $ 455,000 $ 151,666 $ 81,000
Isanti, Minnesota 3 $ 735,000 $ 245,000 $ 57,000
Morrison, Minnesota 3 $ 645,000 $ 215,000 $ 104,000
Otter Tail, Minnesota 3 $ 665,000 $ 221,666 $ 74,000
Dona Ana, New Mexico 3 $ 955,000 $ 318,333 $ 61,000
Alamance, North Carolina 3 $ 625,000 $ 208,333 $ 107,000
Buncombe, North Carolina 3 $ 925,000 $ 308,333 $ 144,000
Cumberland, North Carolina 3 $ 405,000 $ 135,000 $ 65,000
Iredell, North Carolina 3 $ 725,000 $ 241,666 $ 109,000
Nash, North Carolina 3 $ 565,000 $ 188,333 $ 73,000
Wake, North Carolina 3 $ 1,345,000 $ 448,333 $ 148,000
Wilson, North Carolina 3 $ 615,000 $ 205,000 $ 73,000
Clackamas, Oregon 3 $ 1,665,000 $ 555,000 $ 111,000
Douglas, Oregon 3 $ 675,000 $ 225,000 $ 193,000
Multnomah, Oregon 3 $ 1,665,000 $ 555,000 $ 134,000
Polk, Oregon 3 $ 1,185,000 $ 395,000 $ 55,000
Umatilla, Oregon 3 $ 655,000 $ 218,333 $ 93,000
Cameron, Texas 3 $ 845,000 $ 281,666 $ 90,000
Comal, Texas 3 $ 1,085,000 $ 361,666 $ 133,000
Orange, Texas 3 $ 695,000 $ 231,666 $ 39,000
Potter, Texas 3 $ 715,000 $ 238,333 $ 133,000
Loudoun, Virginia 3 $ 1,185,000 $ 395,000 $ 200,000
Lynchburg, Virginia 3 $ 495,000 $ 165,000 $ 68,000
Portsmouth, Virginia 3 $ 955,000 $ 318,333 $ 105,000
Spotsylvania, Virginia 3 $ 1,475,000 $ 491,666 $ 124,000
Virginia Beach, Virginia 3 $ 1,275,000 $ 425,000 $ 80,000
Milwaukee, Wisconsin 3 $ 735,000 $ 245,000 $ 101,000
Tuscaloosa, Alabama 2 $ 250,000 $ 125,000 $ 92,000
Conejos, Colorado 2 $ 770,000 $ 385,000 $ 93,000
Grand, Colorado 2 $ 700,000 $ 350,000 $ 98,000
Montezuma, Colorado 2 $ 640,000 $ 320,000 $ 79,000
Collier, Florida 2 $ 680,000 $ 340,000 $ 36,000
Highlands, Florida 2 $ 360,000 $ 180,000 $ 75,000
Okaloosa, Florida 2 $ 240,000 $ 120,000 $ 64,000
Pinellas, Florida 2 $ 700,000 $ 350,000 $ 71,000
Barrow, Georgia 2 $ 580,000 $ 290,000 $ 43,000
Bartow, Georgia 2 $ 320,000 $ 160,000 $ 127,000
Bryan, Georgia 2 $ 230,000 $ 115,000 $ 97,000
Catoosa, Georgia 2 $ 430,000 $ 215,000 $ 120,000
Chatham, Georgia 2 $ 630,000 $ 315,000 $ 77,000
Coweta, Georgia 2 $ 520,000 $ 260,000 $ 76,000
Effingham, Georgia 2 $ 590,000 $ 295,000 $ 4,000
Glynn, Georgia 2 $ 490,000 $ 245,000 $ 66,000
Habersham, Georgia 2 $ 750,000 $ 375,000 $ 36,000
Hall, Georgia 2 $ 550,000 $ 275,000 $ 111,000
Jefferson, Georgia 2 $ 200,000 $ 100,000 $ 111,000
McIntosh, Georgia 2 $ 510,000 $ 255,000 $ 60,000
Mitchell, Georgia 2 $ 240,000 $ 120,000 $ 93,000
Montgomery, Georgia 2 $ 360,000 $ 180,000 $ 186,000
Muscogee, Georgia 2 $ 390,000 $ 195,000 $ 115,000
Paulding, Georgia 2 $ 720,000 $ 360,000 $ 45,000
Pickens, Georgia 2 $ 760,000 $ 380,000 $ 139,000
Pike, Georgia 2 $ 260,000 $ 130,000 $ 124,000
Thomas, Georgia 2 $ 520,000 $ 260,000 $ 164,000
Toombs, Georgia 2 $ 600,000 $ 300,000 $ 101,000
Walton, Georgia 2 $ 580,000 $ 290,000 $ 43,000
White, Georgia 2 $ 620,000 $ 310,000 $ 88,000
Elkhart, Indiana 2 $ 650,000 $ 325,000 $ 60,000
Hamilton, Indiana 2 $ 550,000 $ 275,000 $ 33,000
Harrison, Indiana 2 $ 510,000 $ 255,000 $ 74,000
Starke, Indiana 2 $ 550,000 $ 275,000 $ 75,000
Prince George's, Maryland 2 $ 800,000 $ 400,000 $ 120,000
Clay, Minnesota 2 $ 480,000 $ 240,000 $ 77,000
Goodhue, Minnesota 2 $ 380,000 $ 190,000 $ 121,000
Kandiyohi, Minnesota 2 $ 220,000 $ 110,000 $ 105,000
Rice, Minnesota 2 $ 260,000 $ 130,000 $ 101,000
Scott, Minnesota 2 $ 1,050,000 $ 525,000 $ 85,000
Lea, New Mexico 2 $ 670,000 $ 335,000 $ 151,000
Luna, New Mexico 2 $ 170,000 $ 85,000 $ 49,000
Quay, New Mexico 2 $ 180,000 $ 90,000 $ 45,000
San Miguel, New Mexico 2 $ 600,000 $ 300,000 $ 137,000
Columbus, North Carolina 2 $ 370,000 $ 185,000 $ 68,000
Forsyth, North Carolina 2 $ 230,000 $ 115,000 $ 51,000
Macon, North Carolina 2 $ 260,000 $ 130,000 $ 141,000
Onslow, North Carolina 2 $ 680,000 $ 340,000 $ 155,000
Orange, North Carolina 2 $ 510,000 $ 255,000 $ 56,000
Polk, North Carolina 2 $ 310,000 $ 155,000 $ 83,000
Rutherford, North Carolina 2 $ 710,000 $ 355,000 $ 130,000
Stanly, North Carolina 2 $ 230,000 $ 115,000 $ 88,000
Union, North Carolina 2 $ 650,000 $ 325,000 $ 114,000
Clatsop, Oregon 2 $ 480,000 $ 240,000 $ 119,000
Lane, Oregon 2 $ 750,000 $ 375,000 $ 50,000
Washington, Oregon 2 $ 680,000 $ 340,000 $ 74,000
Greenville, South Carolina 2 $ 600,000 $ 300,000 $ 129,000
York, South Carolina 2 $ 280,000 $ 140,000 $ 104,000
Brazos, Texas 2 $ 490,000 $ 245,000 $ 90,000
Gregg, Texas 2 $ 530,000 $ 265,000 $ 75,000
Hill, Texas 2 $ 620,000 $ 310,000 $ 116,000
Jefferson, Texas 2 $ 410,000 $ 205,000 $ 162,000
Nueces, Texas 2 $ 770,000 $ 385,000 $ 55,000
Albemarle, Virginia 2 $ 670,000 $ 335,000 $ 116,000
Chesapeake, Virginia 2 $ 770,000 $ 385,000 $ 105,000
Dinwiddie, Virginia 2 $ 530,000 $ 265,000 $ 73,000
Frederick, Virginia 2 $ 770,000 $ 385,000 $ 88,000
Grayson, Virginia 2 $ 330,000 $ 165,000 $ 84,000
Hampton, Virginia 2 $ 760,000 $ 380,000 $ 107,000
Henrico, Virginia 2 $ 740,000 $ 370,000 $ 31,000
Henry, Virginia 2 $ 340,000 $ 170,000 $ 99,000
Hopewell, Virginia 2 $ 210,000 $ 105,000 $ 62,000
Isle of Wight, Virginia 2 $ 830,000 $ 415,000 $ 194,000
Newport News, Virginia 2 $ 410,000 $ 205,000 $ 94,000
Kitsap, Washington 2 $ 910,000 $ 455,000 $ 53,000
Mason, Washington 2 $ 710,000 $ 355,000 $ 122,000
Pacific, Washington 2 $ 750,000 $ 375,000 $ 53,000
Thurston, Washington 2 $ 720,000 $ 360,000 $ 110,000
Dunn, Wisconsin 2 $ 700,000 $ 350,000 $ 51,000
Cullman, Alabama 1 $ 405,000 $ 405,000 $ 104,000
Etowah, Alabama 1 $ 285,000 $ 285,000 $ 101,000
Franklin, Alabama 1 $ 205,000 $ 205,000 $ 100,000
Houston, Alabama 1 $ 185,000 $ 185,000 $ 111,000
Lawrence, Alabama 1 $ 355,000 $ 355,000 $ 162,000
Mobile, Alabama 1 $ 195,000 $ 195,000 $ 65,000
Tallapoosa, Alabama 1 $ 155,000 $ 155,000 $ 68,000
Graham, Arizona 1 $ 195,000 $ 195,000 $ 0
Mohave, Arizona 1 $ 235,000 $ 235,000 $ 42,000
Santa Cruz, Arizona 1 $ 355,000 $ 355,000 $ 205,000
Fresno, California 1 $ 435,000 $ 435,000 $ 197,000
San Diego, California 1 $ 375,000 $ 375,000 $ 294,000
Stanislaus, California 1 $ 415,000 $ 415,000 $ 88,000
Tulare, California 1 $ 325,000 $ 325,000 $ 71,000
Alamosa, Colorado 1 $ 445,000 $ 445,000 $ 0
Broomfield, Colorado 1 $ 385,000 $ 385,000 $ 107,000
Delta, Colorado 1 $ 295,000 $ 295,000 $ 57,000
Park, Colorado 1 $ 415,000 $ 415,000 $ 99,000
Rio Blanco, Colorado 1 $ 415,000 $ 415,000 $ 129,000
Rio Grande, Colorado 1 $ 215,000 $ 215,000 $ 72,000
Baker, Florida 1 $ 295,000 $ 295,000 $ 94,000
Bay, Florida 1 $ 465,000 $ 465,000 $ 105,000
Clay, Florida 1 $ 235,000 $ 235,000 $ 83,000
Flagler, Florida 1 $ 305,000 $ 305,000 $ 75,000
Hardee, Florida 1 $ 285,000 $ 285,000 $ 76,000
Leon, Florida 1 $ 175,000 $ 175,000 $ 51,000
Manatee, Florida 1 $ 265,000 $ 265,000 $ 0
Miami-Dade, Florida 1 $ 575,000 $ 575,000 $ 167,000
Nassau, Florida 1 $ 365,000 $ 365,000 $ 157,000
Osceola, Florida 1 $ 325,000 $ 325,000 $ 123,000
Sarasota, Florida 1 $ 475,000 $ 475,000 $ 127,000
Seminole, Florida 1 $ 365,000 $ 365,000 $ 109,000
Union, Florida 1 $ 355,000 $ 355,000 $ 0
Walton, Florida 1 $ 255,000 $ 255,000 $ 69,000
Brantley, Georgia 1 $ 205,000 $ 205,000 $ 85,000
Bulloch, Georgia 1 $ 195,000 $ 195,000 $ 79,000
Colquitt, Georgia 1 $ 75,000 $ 75,000 $ 154,000
Columbia, Georgia 1 $ 345,000 $ 345,000 $ 172,000
Forsyth, Georgia 1 $ 535,000 $ 535,000 $ 120,000
Henry, Georgia 1 $ 215,000 $ 215,000 $ 59,000
Jasper, Georgia 1 $ 355,000 $ 355,000 $ 132,000
Jones, Georgia 1 $ 105,000 $ 105,000 $ 23,000
Laurens, Georgia 1 $ 355,000 $ 355,000 $ 118,000
Long, Georgia 1 $ 225,000 $ 225,000 $ 69,000
Lumpkin, Georgia 1 $ 285,000 $ 285,000 $ 0
McDuffie, Georgia 1 $ 275,000 $ 275,000 $ 58,000
Morgan, Georgia 1 $ 235,000 $ 235,000 $ 100,000
Newton, Georgia 1 $ 275,000 $ 275,000 $ 61,000
Oconee, Georgia 1 $ 505,000 $ 505,000 $ 140,000
Spalding, Georgia 1 $ 395,000 $ 395,000 $ 0
Troup, Georgia 1 $ 255,000 $ 255,000 $ 78,000
Walker, Georgia 1 $ 135,000 $ 135,000 $ 94,000
Washington, Georgia 1 $ 355,000 $ 355,000 $ 173,000
Wilkes, Georgia 1 $ 255,000 $ 255,000 $ 58,000
Allen, Indiana 1 $ 215,000 $ 215,000 $ 53,000
Bartholomew, Indiana 1 $ 275,000 $ 275,000 $ 101,000
Clinton, Indiana 1 $ 215,000 $ 215,000 $ 49,000
Decatur, Indiana 1 $ 255,000 $ 255,000 $ 75,000
DeKalb, Indiana 1 $ 255,000 $ 255,000 $ 121,000
Fayette, Indiana 1 $ 185,000 $ 185,000 $ 77,000
Fulton, Indiana 1 $ 195,000 $ 195,000 $ 0
Gibson, Indiana 1 $ 285,000 $ 285,000 $ 0
Hancock, Indiana 1 $ 15,000 $ 15,000 $ 105,000
Jasper, Indiana 1 $ 365,000 $ 365,000 $ 82,000
Kosciusko, Indiana 1 $ 245,000 $ 245,000 $ 70,000
LaPorte, Indiana 1 $ 245,000 $ 245,000 $ 95,000
Marshall, Indiana 1 $ 245,000 $ 245,000 $ 203,000
Montgomery, Indiana 1 $ 295,000 $ 295,000 $ 65,000
Morgan, Indiana 1 $ 445,000 $ 445,000 $ 154,000
Shelby, Indiana 1 $ 215,000 $ 215,000 $ 59,000
White, Indiana 1 $ 175,000 $ 175,000 $ 106,000
Blue Earth, Minnesota 1 $ 275,000 $ 275,000 $ 88,000
Carlton, Minnesota 1 $ 225,000 $ 225,000 $ 90,000
Chisago, Minnesota 1 $ 275,000 $ 275,000 $ 92,000
Jackson, Minnesota 1 $ 155,000 $ 155,000 $ 99,000
Kanabec, Minnesota 1 $ 295,000 $ 295,000 $ 97,000
Lyon, Minnesota 1 $ 225,000 $ 225,000 $ 47,000
Olmsted, Minnesota 1 $ 415,000 $ 415,000 $ 211,000
Ramsey, Minnesota 1 $ 225,000 $ 225,000 $ 94,000
Washington, Minnesota 1 $ 365,000 $ 365,000 $ 211,000
Wilkin, Minnesota 1 $ 325,000 $ 325,000 $ 144,000
Winona, Minnesota 1 $ 195,000 $ 195,000 $ 60,000
Curry, New Mexico 1 $ 155,000 $ 155,000 $ 179,000
Lincoln, New Mexico 1 $ 215,000 $ 215,000 $ 73,000
Taos, New Mexico 1 $ 235,000 $ 235,000 $ 122,000
Torrance, New Mexico 1 $ 165,000 $ 165,000 $ 44,000
Beaufort, North Carolina 1 $ 305,000 $ 305,000 $ 114,000
Brunswick, North Carolina 1 $ 235,000 $ 235,000 $ 70,000
Carteret, North Carolina 1 $ 245,000 $ 245,000 $ 92,000
Clay, North Carolina 1 $ 195,000 $ 195,000 $ 42,000
Cleveland, North Carolina 1 $ 275,000 $ 275,000 $ 85,000
Franklin, North Carolina 1 $ 265,000 $ 265,000 $ 44,000
Gaston, North Carolina 1 $ 425,000 $ 425,000 $ 189,000
Granville, North Carolina 1 $ 245,000 $ 245,000 $ 112,000
Haywood, North Carolina 1 $ 245,000 $ 245,000 $ 82,000
Henderson, North Carolina 1 $ 285,000 $ 285,000 $ 68,000
Lincoln, North Carolina 1 $ 305,000 $ 305,000 $ 100,000
New Hanover, North Carolina 1 $ 285,000 $ 285,000 $ 64,000
Pender, North Carolina 1 $ 235,000 $ 235,000 $ 73,000
Pitt, North Carolina 1 $ 175,000 $ 175,000 $ 42,000
Randolph, North Carolina 1 $ 275,000 $ 275,000 $ 149,000
Richmond, North Carolina 1 $ 185,000 $ 185,000 $ 57,000
Rockingham, North Carolina 1 $ 275,000 $ 275,000 $ 91,000
Sampson, North Carolina 1 $ 375,000 $ 375,000 $ 92,000
Stokes, North Carolina 1 $ 165,000 $ 165,000 $ 42,000
Yadkin, North Carolina 1 $ 165,000 $ 165,000 $ 52,000
Stark, Ohio 1 $ 175,000 $ 175,000 $ 0
Columbia, Oregon 1 $ 395,000 $ 395,000 $ 90,000
Coos, Oregon 1 $ 285,000 $ 285,000 $ 87,000
Harney, Oregon 1 $ 235,000 $ 235,000 $ 99,000
Hood River, Oregon 1 $ 455,000 $ 455,000 $ 140,000
Josephine, Oregon 1 $ 285,000 $ 285,000 $ 58,000
Lincoln, Oregon 1 $ 485,000 $ 485,000 $ 260,000
Malheur, Oregon 1 $ 245,000 $ 245,000 $ 84,000
Yamhill, Oregon 1 $ 335,000 $ 335,000 $ 84,000
Lancaster, South Carolina 1 $ 195,000 $ 195,000 $ 56,000
Lexington, South Carolina 1 $ 265,000 $ 265,000 $ 161,000
Richland, South Carolina 1 $ 265,000 $ 265,000 $ 0
Spartanburg, South Carolina 1 $ 235,000 $ 235,000 $ 72,000
Loudon, Tennessee 1 $ 505,000 $ 505,000 $ 140,000
Austin, Texas 1 $ 295,000 $ 295,000 $ 66,000
Bastrop, Texas 1 $ 375,000 $ 375,000 $ 96,000
Bell, Texas 1 $ 275,000 $ 275,000 $ 115,000
Brazoria, Texas 1 $ 435,000 $ 435,000 $ 204,000
Brown, Texas 1 $ 465,000 $ 465,000 $ 151,000
Cherokee, Texas 1 $ 415,000 $ 415,000 $ 191,000
Comanche, Texas 1 $ 195,000 $ 195,000 $ 94,000
Cooke, Texas 1 $ 225,000 $ 225,000 $ 81,000
Dimmit, Texas 1 $ 265,000 $ 265,000 $ 0
Ector, Texas 1 $ 245,000 $ 245,000 $ 84,000
El Paso, Texas 1 $ 185,000 $ 185,000 $ 48,000
Ellis, Texas 1 $ 355,000 $ 355,000 $ 187,000
Fannin, Texas 1 $ 315,000 $ 315,000 $ 153,000
Fayette, Texas 1 $ 245,000 $ 245,000 $ 122,000
Hidalgo, Texas 1 $ 255,000 $ 255,000 $ 66,000
Hood, Texas 1 $ 355,000 $ 355,000 $ 111,000
Kerr, Texas 1 $ 315,000 $ 315,000 $ 59,000
Lamar, Texas 1 $ 215,000 $ 215,000 $ 91,000
Liberty, Texas 1 $ 135,000 $ 135,000 $ 40,000
Lubbock, Texas 1 $ 235,000 $ 235,000 $ 78,000
Lynn, Texas 1 $ 275,000 $ 275,000 $ 78,000
Matagorda, Texas 1 $ 175,000 $ 175,000 $ 68,000
McLennan, Texas 1 $ 275,000 $ 275,000 $ 74,000
Nacogdoches, Texas 1 $ 165,000 $ 165,000 $ 59,000
Randall, Texas 1 $ 225,000 $ 225,000 $ 68,000
Rockwall, Texas 1 $ 315,000 $ 315,000 $ 123,000
San Jacinto, Texas 1 $ 225,000 $ 225,000 $ 73,000
San Patricio, Texas 1 $ 345,000 $ 345,000 $ 116,000
Starr, Texas 1 $ 195,000 $ 195,000 $ 131,000
Taylor, Texas 1 $ 265,000 $ 265,000 $ 73,000
Webb, Texas 1 $ 315,000 $ 315,000 $ 133,000
Wharton, Texas 1 $ 315,000 $ 315,000 $ 87,000
Amherst, Virginia 1 $ 275,000 $ 275,000 $ 120,000
Arlington, Virginia 1 $ 845,000 $ 845,000 $ 262,000
Charles City, Virginia 1 $ 225,000 $ 225,000 $ 62,000
Clarke, Virginia 1 $ 405,000 $ 405,000 $ 95,000
Colonial Heights, Virginia 1 $ 365,000 $ 365,000 $ 65,000
Danville, Virginia 1 $ 215,000 $ 215,000 $ 95,000
Fluvanna, Virginia 1 $ 255,000 $ 255,000 $ 73,000
Giles, Virginia 1 $ 275,000 $ 275,000 $ 71,000
Hanover, Virginia 1 $ 425,000 $ 425,000 $ 100,000
Harrisonburg, Virginia 1 $ 205,000 $ 205,000 $ 74,000
James City, Virginia 1 $ 405,000 $ 405,000 $ 208,000
Louisa, Virginia 1 $ 5,000 $ 5,000 $ 62,000
Mecklenburg, Virginia 1 $ 255,000 $ 255,000 $ 101,000
Montgomery, Virginia 1 $ 265,000 $ 265,000 $ 71,000
Orange, Virginia 1 $ 365,000 $ 365,000 $ 101,000
Prince George, Virginia 1 $ 295,000 $ 295,000 $ 82,000
Prince William, Virginia 1 $ 585,000 $ 585,000 $ 168,000
Roanoke, Virginia 1 $ 295,000 $ 295,000 $ 107,000
Roanoke City, Virginia 1 $ 225,000 $ 225,000 $ 69,000
Scott, Virginia 1 $ 205,000 $ 205,000 $ 69,000
Southampton, Virginia 1 $ 115,000 $ 115,000 $ 35,000
Warren, Virginia 1 $ 325,000 $ 325,000 $ 75,000
Grant, Washington 1 $ 345,000 $ 345,000 $ 113,000
Okanogan, Washington 1 $ 305,000 $ 305,000 $ 126,000
Stevens, Washington 1 $ 455,000 $ 455,000 $ 120,000
Burnett, Wisconsin 1 $ 245,000 $ 245,000 $ 67,000
Dane, Wisconsin 1 $ 395,000 $ 395,000 $ 132,000
Jefferson, Wisconsin 1 $ 275,000 $ 275,000 $ 66,000
Racine, Wisconsin 1 $ 235,000 $ 235,000 $ 93,000
Shawano, Wisconsin 1 $ 265,000 $ 265,000 $ 97,000
Walworth, Wisconsin 1 $ 305,000 $ 305,000 $ 66,000

Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,760 $575,530,000 $327,000 $1,185,000 $104,000 $484,000
Refinancing 176 $60,800,000 $345,000 $915,000 $34,000 $242,000
Other Purpose 2 $10,000 $5,000 $5,000 $96,000 $105,000
Cash-out Refinancing 1 $185,000 $185,000 $185,000 $25,000 $25,000
Home Improvement 1 $635,000 $635,000 $635,000 $172,000 $172,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 748 $230,120,000 $307,000 $1,185,000 $102,000 $484,000
Hispanic 618 $217,520,000 $351,000 $745,000 $95,000 $294,000
Not Provided 284 $95,510,000 $336,000 $825,000 $95,000 $312,000
Black or African American 221 $68,575,000 $310,000 $635,000 $89,000 $236,000
Asian 37 $15,005,000 $405,000 $845,000 $133,000 $474,000
American Indian or Alaskan Native 27 $8,045,000 $297,000 $555,000 $101,000 $200,000
Native Hawaiian or Other Pacific Islander 5 $2,385,000 $477,000 $665,000 $88,000 $163,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,325 $466,325,000 $351,000 $915,000 $90,000 $312,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 532 $143,420,000 $269,000 $845,000 $115,000 $484,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $13,585,000 $266,000 $505,000 $90,000 $146,000
VA-guaranteed (Veterans Administration) 32 $13,830,000 $432,000 $1,185,000 $123,000 $454,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,158 $381,450,000 $329,000 $1,185,000 $100,000 $474,000
Application Withdrawn By Applicant 698 $228,390,000 $327,000 $1,085,000 $97,000 $484,000
Application Denied By Financial Institution 64 $20,940,000 $327,000 $775,000 $85,000 $306,000
File Closed For Incompleteness 19 $6,175,000 $325,000 $445,000 $25,000 $100,000
Application Approved But Not Accepted 1 $205,000 $205,000 $205,000 $95,000 $95,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,876 $616,220,000 $328,000 $1,185,000 $98,000 $484,000
Debt-To-Income Ratio 33 $11,225,000 $340,000 $775,000 $85,000 $268,000
Other 9 $3,615,000 $401,000 $675,000 $134,000 $306,000
Credit History 9 $2,475,000 $275,000 $395,000 $52,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,995,000 $285,000 $335,000 $71,000 $85,000
Unverifiable Information 2 $670,000 $335,000 $425,000 $101,000 $138,000
Employment History 2 $390,000 $195,000 $235,000 $46,000 $52,000
Collateral 2 $570,000 $285,000 $295,000 $83,000 $119,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loan Simple, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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