Loanleaders of America, Inc Mortgage Lending & HMDA Data, 2024
In 2024, Loanleaders of America, Inc of Irvine, CA reported 174 mortgage applications totaling $58.4 million, down 28% from 2023. The average application was for $335,689, and applicants reported an average income of $119,580. 72% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (16), Los Angeles-Long Beach-Glendale, CA (8) and Anaheim-Santa Ana-Irvine, CA (6) (applications in parentheses).
| Mortgage Company & Address | Loanleaders of America, Inc 38 Executive Park, Suite 260 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 174 |
| Total Mortgage Loan Application Amount | $58,410,000 |
| Average Mortgage Loan Application Amount | $335,689 |
| Highest Mortgage Loan Application Amount | $1,855,000 |
| Average Applicant Income | $119,580 |
| Highest Applicant Income | $825,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loanleaders of America, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 8 | $ 4,440,000 | $ 555,000 | $ 178,000 |
| Orange, California | 6 | $ 3,460,000 | $ 576,666 | $ 282,000 |
| DeKalb, Georgia | 5 | $ 1,475,000 | $ 295,000 | $ 93,000 |
| Hillsborough, Florida | 4 | $ 850,000 | $ 212,500 | $ 84,000 |
| Philadelphia, Pennsylvania | 4 | $ 510,000 | $ 127,500 | $ 66,000 |
| Riverside, California | 3 | $ 1,445,000 | $ 481,666 | $ 153,000 |
| San Bernardino, California | 3 | $ 865,000 | $ 288,333 | $ 86,000 |
| Volusia, Florida | 3 | $ 935,000 | $ 311,666 | $ 121,000 |
| Middlesex, New Jersey | 3 | $ 1,105,000 | $ 368,333 | $ 96,000 |
| Sussex, New Jersey | 3 | $ 895,000 | $ 298,333 | $ 79,000 |
| Collin, Texas | 3 | $ 1,895,000 | $ 631,666 | $ 228,000 |
| San Joaquin, California | 2 | $ 610,000 | $ 305,000 | $ 77,000 |
| Weld, Colorado | 2 | $ 470,000 | $ 235,000 | $ 50,000 |
| Broward, Florida | 2 | $ 1,020,000 | $ 510,000 | $ 121,000 |
| Fulton, Georgia | 2 | $ 1,220,000 | $ 610,000 | $ 140,000 |
| Henry, Georgia | 2 | $ 880,000 | $ 440,000 | $ 160,000 |
| Paulding, Georgia | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Walton, Georgia | 2 | $ 670,000 | $ 335,000 | $ 86,000 |
| Bergen, New Jersey | 2 | $ 830,000 | $ 415,000 | $ 56,000 |
| Monmouth, New Jersey | 2 | $ 800,000 | $ 400,000 | $ 169,000 |
| Morris, New Jersey | 2 | $ 1,060,000 | $ 530,000 | $ 157,000 |
| Guilford, North Carolina | 2 | $ 350,000 | $ 175,000 | $ 107,000 |
| Wake, North Carolina | 2 | $ 730,000 | $ 365,000 | $ 209,000 |
| Lehigh, Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 78,000 |
| Monroe, Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Charleston, South Carolina | 2 | $ 2,140,000 | $ 1,070,000 | $ 293,000 |
| Hays, Texas | 2 | $ 570,000 | $ 285,000 | $ 144,000 |
| Virginia Beach, Virginia | 2 | $ 780,000 | $ 390,000 | $ 144,000 |
| King, Washington | 2 | $ 740,000 | $ 370,000 | $ 250,000 |
| Snohomish, Washington | 2 | $ 710,000 | $ 355,000 | $ 100,000 |
| Maricopa, Arizona | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Mohave, Arizona | 1 | $ 165,000 | $ 165,000 | $ 163,000 |
| Alameda, California | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Calaveras, California | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Del Norte, California | 1 | $ 305,000 | $ 305,000 | $ 13,000 |
| Kern, California | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| Sacramento, California | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| San Mateo, California | 1 | $ 575,000 | $ 575,000 | $ 220,000 |
| Santa Clara, California | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Santa Cruz, California | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Stanislaus, California | 1 | $ 495,000 | $ 495,000 | $ 55,000 |
| Eagle, Colorado | 1 | $ 535,000 | $ 535,000 | $ 84,000 |
| La Plata, Colorado | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Duval, Florida | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Hernando, Florida | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Jackson, Florida | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Marion, Florida | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Osceola, Florida | 1 | $ 365,000 | $ 365,000 | $ 215,000 |
| Palm Beach, Florida | 1 | $ 525,000 | $ 525,000 | $ 134,000 |
| Polk, Florida | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Sarasota, Florida | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| St. Lucie, Florida | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Walton, Florida | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Bartow, Georgia | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Camden, Georgia | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Clayton, Georgia | 1 | $ 135,000 | $ 135,000 | $ 9,000 |
| Cobb, Georgia | 1 | $ 375,000 | $ 375,000 | $ 172,000 |
| Douglas, Georgia | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Early, Georgia | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Fayette, Georgia | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Haralson, Georgia | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lamar, Georgia | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Newton, Georgia | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Richmond, Georgia | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Rockdale, Georgia | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Talbot, Georgia | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Anne Arundel, Maryland | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Carroll, Maryland | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Atlantic, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Burlington, New Jersey | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Camden, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Essex, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Gloucester, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Hudson, New Jersey | 1 | $ 675,000 | $ 675,000 | $ 246,000 |
| Mercer, New Jersey | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Ocean, New Jersey | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Alamance, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Burke, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Catawba, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Davidson, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Durham, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Forsyth, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Gaston, North Carolina | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Harnett, North Carolina | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Lincoln, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Pitt, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Vance, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Bucks, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 436,000 |
| Butler, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Chester, Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Indiana, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Lackawanna, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Lancaster, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Mercer, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Montgomery, Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Northampton, Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 202,000 |
| Pike, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| York, Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 107,000 |
| Florence, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Richland, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Bell, Texas | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Dallas, Texas | 1 | $ 225,000 | $ 225,000 | $ 201,000 |
| El Paso, Texas | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Fort Bend, Texas | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| Galveston, Texas | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Harris, Texas | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Hood, Texas | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Montgomery, Texas | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Tarrant, Texas | 1 | $ 615,000 | $ 615,000 | $ 439,000 |
| Caroline, Virginia | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Chesterfield, Virginia | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Fredericksburg, Virginia | 1 | $ 545,000 | $ 545,000 | $ 225,000 |
| Hampton, Virginia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Henrico, Virginia | 1 | $ 415,000 | $ 415,000 | $ 254,000 |
| Isle of Wight, Virginia | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Louisa, Virginia | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Richmond City, Virginia | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Spotsylvania, Virginia | 1 | $ 295,000 | $ 295,000 | $ 149,000 |
| Stafford, Virginia | 1 | $ 645,000 | $ 645,000 | $ 182,000 |
| Warren, Virginia | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Cowlitz, Washington | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Loanleaders of America, Inc in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 107 | $33,245,000 | $310,000 | $1,855,000 | $105,000 | $518,000 |
| Home Purchase | 38 | $15,900,000 | $418,000 | $795,000 | $149,000 | $500,000 |
| Refinancing | 18 | $7,350,000 | $408,000 | $915,000 | $172,000 | $825,000 |
| Home Improvement | 11 | $1,915,000 | $174,000 | $245,000 | $74,000 | $176,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 61 | $23,055,000 | $377,000 | $1,855,000 | $117,000 | $518,000 |
| Not Provided | 51 | $15,645,000 | $306,000 | $915,000 | $121,000 | $825,000 |
| Black or African American | 37 | $10,445,000 | $282,000 | $705,000 | $95,000 | $239,000 |
| Hispanic | 11 | $3,935,000 | $357,000 | $615,000 | $151,000 | $439,000 |
| Asian | 10 | $3,940,000 | $394,000 | $735,000 | $181,000 | $500,000 |
| American Indian or Alaskan Native | 2 | $620,000 | $310,000 | $335,000 | $110,000 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $770,000 | $385,000 | $535,000 | $114,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 97 | $28,925,000 | $298,000 | $775,000 | $94,000 | $251,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 64 | $24,330,000 | $380,000 | $1,855,000 | $152,000 | $825,000 |
| VA-guaranteed (Veterans Administration) | 13 | $5,155,000 | $396,000 | $795,000 | $151,000 | $439,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 125 | $42,995,000 | $343,000 | $1,855,000 | $125,000 | $825,000 |
| Application Withdrawn By Applicant | 28 | $8,230,000 | $293,000 | $575,000 | $101,000 | $224,000 |
| File Closed For Incompleteness | 19 | $6,515,000 | $342,000 | $775,000 | $104,000 | $246,000 |
| Application Denied By Financial Institution | 2 | $670,000 | $335,000 | $485,000 | $135,000 | $188,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 172 | $57,740,000 | $335,000 | $1,855,000 | $119,000 | $825,000 |
| Collateral | 2 | $670,000 | $335,000 | $485,000 | $135,000 | $188,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanleaders of America, Inc's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loanleaders of America, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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