Loanpeople, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Loanpeople, LLC of Austin, TX reported 2,393 mortgage applications totaling $901.5 million, up 49% from 2023. The average application was for $376,734, and applicants reported an average income of $180,903. 71% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Austin-Round Rock, TX (1,039), El Paso, TX (442) and San Antonio-New Braunfels, TX (218) (applications in parentheses).

Mortgage Company & Address Loanpeople, LLC
3420 Executive Center Dr #G100
Austin, TX 78731
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 2,393
Total Mortgage Loan Application Amount $901,525,000
Average Mortgage Loan Application Amount $376,734
Highest Mortgage Loan Application Amount $2,565,000
Average Applicant Income $180,903
Highest Applicant Income $4,494,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loanpeople, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loanpeople, LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Travis, Texas 732 $ 341,850,000 $ 467,008 $ 239,000
El Paso, Texas 442 $ 118,120,000 $ 267,239 $ 133,000
Williamson, Texas 234 $ 91,770,000 $ 392,179 $ 197,000
Bexar, Texas 165 $ 56,165,000 $ 340,393 $ 152,000
Duval, Florida 117 $ 40,535,000 $ 346,452 $ 141,000
Harris, Texas 76 $ 23,310,000 $ 306,710 $ 144,000
St. Johns, Florida 66 $ 29,450,000 $ 446,212 $ 189,000
Hays, Texas 63 $ 26,375,000 $ 418,650 $ 204,000
Montgomery, Texas 35 $ 14,995,000 $ 428,428 $ 203,000
Clay, Florida 23 $ 6,965,000 $ 302,826 $ 106,000
Freestone, Texas 23 $ 4,395,000 $ 191,086 $ 91,000
Dona Ana, New Mexico 21 $ 5,955,000 $ 283,571 $ 105,000
Nueces, Texas 19 $ 4,945,000 $ 260,263 $ 138,000
Limestone, Texas 16 $ 3,610,000 $ 225,625 $ 96,000
Volusia, Florida 15 $ 4,385,000 $ 292,333 $ 119,000
Comal, Texas 15 $ 5,965,000 $ 397,666 $ 243,000
Fort Bend, Texas 15 $ 4,075,000 $ 271,666 $ 128,000
Tarrant, Texas 15 $ 7,885,000 $ 525,666 $ 205,000
Dallas, Texas 12 $ 4,880,000 $ 406,666 $ 189,000
Guadalupe, Texas 12 $ 3,900,000 $ 325,000 $ 161,000
Kendall, Texas 11 $ 4,715,000 $ 428,636 $ 188,000
Navarro, Texas 11 $ 2,355,000 $ 214,090 $ 79,000
Bell, Texas 10 $ 2,690,000 $ 269,000 $ 97,000
Collin, Texas 9 $ 4,575,000 $ 508,333 $ 262,000
Nassau, Florida 7 $ 3,135,000 $ 447,857 $ 161,000
Bastrop, Texas 7 $ 2,455,000 $ 350,714 $ 136,000
Burnet, Texas 7 $ 2,265,000 $ 323,571 $ 139,000
Denton, Texas 7 $ 2,615,000 $ 373,571 $ 159,000
Milam, Texas 7 $ 2,435,000 $ 347,857 $ 126,000
Sevier, Tennessee 6 $ 2,590,000 $ 431,666 $ 48,000
Llano, Texas 6 $ 3,460,000 $ 576,666 $ 334,000
Medina, Texas 6 $ 3,550,000 $ 591,666 $ 232,000
Parker, Texas 6 $ 1,880,000 $ 313,333 $ 124,000
Grayson, Texas 5 $ 2,055,000 $ 411,000 $ 166,000
Johnson, Texas 5 $ 1,865,000 $ 373,000 $ 117,000
McLennan, Texas 5 $ 1,425,000 $ 285,000 $ 195,000
Wilson, Texas 5 $ 2,715,000 $ 543,000 $ 164,000
Flagler, Florida 4 $ 1,060,000 $ 265,000 $ 64,000
Austin, Texas 4 $ 1,110,000 $ 277,500 $ 140,000
Brazoria, Texas 4 $ 850,000 $ 212,500 $ 61,000
Brazos, Texas 4 $ 860,000 $ 215,000 $ 173,000
Burleson, Texas 4 $ 2,210,000 $ 552,500 $ 159,000
Erath, Texas 4 $ 1,600,000 $ 400,000 $ 150,000
Grimes, Texas 4 $ 2,510,000 $ 627,500 $ 157,000
Hunt, Texas 4 $ 2,000,000 $ 500,000 $ 214,000
Leon, Texas 4 $ 870,000 $ 217,500 $ 85,000
Robertson, Texas 4 $ 1,270,000 $ 317,500 $ 108,000
Knox, Tennessee 3 $ 1,185,000 $ 395,000 $ 114,000
Bandera, Texas 3 $ 1,415,000 $ 471,666 $ 175,000
Blanco, Texas 3 $ 1,055,000 $ 351,666 $ 157,000
Brown, Texas 3 $ 785,000 $ 261,666 $ 97,000
Caldwell, Texas 3 $ 765,000 $ 255,000 $ 97,000
Cooke, Texas 3 $ 805,000 $ 268,333 $ 119,000
Ellis, Texas 3 $ 1,315,000 $ 438,333 $ 119,000
Fayette, Texas 3 $ 1,015,000 $ 338,333 $ 89,000
Palo Pinto, Texas 3 $ 1,325,000 $ 441,666 $ 174,000
Smith, Texas 3 $ 1,155,000 $ 385,000 $ 195,000
Waller, Texas 3 $ 965,000 $ 321,666 $ 93,000
Wise, Texas 3 $ 1,225,000 $ 408,333 $ 203,000
Young, Texas 3 $ 795,000 $ 265,000 $ 110,000
Suwannee, Florida 2 $ 220,000 $ 110,000 $ 58,000
Otero, New Mexico 2 $ 970,000 $ 485,000 $ 192,000
Canadian, Oklahoma 2 $ 650,000 $ 325,000 $ 155,000
Bosque, Texas 2 $ 540,000 $ 270,000 $ 65,000
Cameron, Texas 2 $ 580,000 $ 290,000 $ 241,000
Fannin, Texas 2 $ 1,090,000 $ 545,000 $ 201,000
Galveston, Texas 2 $ 480,000 $ 240,000 $ 112,000
Gillespie, Texas 2 $ 700,000 $ 350,000 $ 270,000
Gonzales, Texas 2 $ 710,000 $ 355,000 $ 121,000
Henderson, Texas 2 $ 520,000 $ 260,000 $ 120,000
Hidalgo, Texas 2 $ 800,000 $ 400,000 $ 117,000
Hood, Texas 2 $ 1,120,000 $ 560,000 $ 210,000
Houston, Texas 2 $ 860,000 $ 430,000 $ 163,000
Kaufman, Texas 2 $ 490,000 $ 245,000 $ 160,000
Madison, Texas 2 $ 1,040,000 $ 520,000 $ 137,000
Randall, Texas 2 $ 310,000 $ 155,000 $ 228,000
San Patricio, Texas 2 $ 260,000 $ 130,000 $ 136,000
Madison, Alabama 1 $ 965,000 $ 965,000 $ 488,000
Washington, Arkansas 1 $ 145,000 $ 145,000 $ 188,000
Arapahoe, Colorado 1 $ 355,000 $ 355,000 $ 85,000
Archuleta, Colorado 1 $ 665,000 $ 665,000 $ 263,000
Boulder, Colorado 1 $ 715,000 $ 715,000 $ 324,000
Larimer, Colorado 1 $ 405,000 $ 405,000 $ 104,000
Baker, Florida 1 $ 525,000 $ 525,000 $ 1,357,000
Bradford, Florida 1 $ 175,000 $ 175,000 $ 55,000
Citrus, Florida 1 $ 175,000 $ 175,000 $ 142,000
Madison, Florida 1 $ 85,000 $ 85,000 $ 33,000
Orange, Florida 1 $ 265,000 $ 265,000 $ 284,000
Pinellas, Florida 1 $ 355,000 $ 355,000 $ 145,000
Polk, Florida 1 $ 265,000 $ 265,000 $ 135,000
Sumter, Florida 1 $ 575,000 $ 575,000 $ 148,000
Bernalillo, New Mexico 1 $ 275,000 $ 275,000 $ 70,000
Lincoln, New Mexico 1 $ 155,000 $ 155,000 $ 94,000
Oklahoma, Oklahoma 1 $ 215,000 $ 215,000 $ 89,000
Blount, Tennessee 1 $ 485,000 $ 485,000 $ 111,000
Davidson, Tennessee 1 $ 165,000 $ 165,000 $ 87,000
Roane, Tennessee 1 $ 415,000 $ 415,000 $ 166,000
Angelina, Texas 1 $ 345,000 $ 345,000 $ 73,000
Aransas, Texas 1 $ 525,000 $ 525,000 $ 179,000
Atascosa, Texas 1 $ 435,000 $ 435,000 $ 240,000
Calhoun, Texas 1 $ 425,000 $ 425,000 $ 70,000
Comanche, Texas 1 $ 735,000 $ 735,000 $ 191,000
Coryell, Texas 1 $ 185,000 $ 185,000 $ 63,000
Falls, Texas 1 $ 285,000 $ 285,000 $ 161,000
Hopkins, Texas 1 $ 415,000 $ 415,000 $ 186,000
Jack, Texas 1 $ 575,000 $ 575,000 $ 195,000
Jefferson, Texas 1 $ 185,000 $ 185,000 $ 93,000
Jim Wells, Texas 1 $ 595,000 $ 595,000 $ 197,000
Kinney, Texas 1 $ 125,000 $ 125,000 $ 118,000
Lampasas, Texas 1 $ 315,000 $ 315,000 $ 79,000
Lee, Texas 1 $ 585,000 $ 585,000 $ 372,000
Matagorda, Texas 1 $ 515,000 $ 515,000 $ 200,000
McCulloch, Texas 1 $ 95,000 $ 95,000 $ 119,000
Panola, Texas 1 $ 205,000 $ 205,000 $ 109,000
Potter, Texas 1 $ 135,000 $ 135,000 $ 228,000
Refugio, Texas 1 $ 145,000 $ 145,000 $ 205,000
Rockwall, Texas 1 $ 385,000 $ 385,000 $ 127,000
Taylor, Texas 1 $ 115,000 $ 115,000 $ 60,000
Victoria, Texas 1 $ 225,000 $ 225,000 $ 75,000
Walker, Texas 1 $ 285,000 $ 285,000 $ 97,000
Wood, Texas 1 $ 515,000 $ 515,000 $ 123,000

Mortgage Loan Application Detail Totals for Loanpeople, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,074 $787,130,000 $379,000 $2,565,000 $180,000 $2,800,000
Refinancing 178 $69,140,000 $388,000 $1,275,000 $166,000 $559,000
Cash-out Refinancing 141 $45,255,000 $320,000 $1,505,000 $213,000 $4,494,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,078 $445,790,000 $413,000 $2,565,000 $191,000 $4,494,000
Hispanic 720 $218,750,000 $303,000 $1,425,000 $143,000 $2,344,000
Not Provided 327 $134,845,000 $412,000 $1,765,000 $215,000 $2,800,000
Asian 188 $75,620,000 $402,000 $1,725,000 $223,000 $1,348,000
Black or African American 61 $20,095,000 $329,000 $825,000 $141,000 $444,000
American Indian or Alaskan Native 12 $4,430,000 $369,000 $535,000 $179,000 $420,000
Native Hawaiian or Other Pacific Islander 7 $1,995,000 $285,000 $485,000 $122,000 $282,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,708 $678,610,000 $397,000 $2,565,000 $208,000 $4,494,000
FHA-insured (Federal Housing Administration) 429 $120,505,000 $280,000 $585,000 $101,000 $306,000
VA-guaranteed (Veterans Administration) 253 $101,635,000 $401,000 $1,275,000 $135,000 $567,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $775,000 $258,000 $295,000 $81,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,690 $623,180,000 $368,000 $2,155,000 $176,000 $4,494,000
Application Withdrawn By Applicant 612 $250,480,000 $409,000 $2,565,000 $199,000 $2,800,000
Application Denied By Financial Institution 78 $22,570,000 $289,000 $1,705,000 $131,000 $888,000
Application Approved But Not Accepted 12 $5,130,000 $427,000 $695,000 $325,000 $903,000
File Closed For Incompleteness 1 $165,000 $165,000 $165,000 $198,000 $198,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,315 $878,955,000 $379,000 $2,565,000 $183,000 $4,494,000
Debt-To-Income Ratio 27 $7,185,000 $266,000 $655,000 $109,000 $768,000
Collateral 21 $5,555,000 $264,000 $675,000 $158,000 $503,000
Credit History 11 $3,815,000 $346,000 $765,000 $121,000 $242,000
Other 9 $4,305,000 $478,000 $1,705,000 $235,000 $888,000
Unverifiable Information 6 $820,000 $136,000 $235,000 $61,000 $98,000
Employment History 2 $290,000 $145,000 $155,000 $37,000 $39,000
Insufficient Cash (Downpayment, Closing Cost) 2 $600,000 $300,000 $335,000 $66,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanpeople, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loanpeople, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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