Local Government Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Local Government Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Local Government Federal Credit Union
P.O. Drawer 25279
Raleigh, NC 27611
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,535
Total Mortgage Loan Application Amount $1,226,565,000
Average Mortgage Loan Application Amount $112,750
Highest Mortgage Loan Application Amount $1,255,000
Average Applicant Income $83,500
Highest Applicant Income $1,881,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Local Government Federal Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 413 $ 74,085,000 $ 179,000 $ 103,000
Mecklenburg County North Carolina 306 $ 50,400,000 $ 164,000 $ 100,000
Pitt County North Carolina 287 $ 36,815,000 $ 128,000 $ 79,000
Johnston County North Carolina 255 $ 41,575,000 $ 163,000 $ 95,000
Cabarrus County North Carolina 245 $ 39,565,000 $ 161,000 $ 88,000
Catawba County North Carolina 238 $ 28,530,000 $ 119,000 $ 77,000
Guilford County North Carolina 238 $ 33,160,000 $ 139,000 $ 85,000
Union County North Carolina 207 $ 35,275,000 $ 170,000 $ 104,000
Davidson County North Carolina 198 $ 26,880,000 $ 135,000 $ 83,000
Gaston County North Carolina 196 $ 29,820,000 $ 152,000 $ 84,000
Rowan County North Carolina 194 $ 28,440,000 $ 146,000 $ 73,000
Brunswick County North Carolina 192 $ 31,590,000 $ 164,000 $ 89,000
Iredell County North Carolina 184 $ 29,420,000 $ 159,000 $ 84,000
Buncombe County North Carolina 168 $ 30,860,000 $ 183,000 $ 84,000
Stanly County North Carolina 167 $ 24,745,000 $ 148,000 $ 77,000
Henderson County North Carolina 160 $ 27,760,000 $ 173,000 $ 83,000
Nash County North Carolina 152 $ 19,740,000 $ 129,000 $ 76,000
Randolph County North Carolina 144 $ 18,400,000 $ 127,000 $ 76,000
Rutherford County North Carolina 139 $ 17,675,000 $ 127,000 $ 71,000
Wilkes County North Carolina 136 $ 17,880,000 $ 131,000 $ 71,000
New Hanover County North Carolina 120 $ 17,510,000 $ 145,000 $ 95,000
Alamance County North Carolina 118 $ 18,550,000 $ 157,000 $ 83,000
Durham County North Carolina 118 $ 20,720,000 $ 175,000 $ 105,000
Forsyth County North Carolina 117 $ 14,885,000 $ 127,000 $ 78,000
Cleveland County North Carolina 115 $ 14,395,000 $ 125,000 $ 72,000
Wayne County North Carolina 112 $ 15,100,000 $ 134,000 $ 79,000
Harnett County North Carolina 111 $ 15,935,000 $ 143,000 $ 75,000
Dare County North Carolina 108 $ 22,490,000 $ 208,000 $ 88,000
Surry County North Carolina 108 $ 11,610,000 $ 107,000 $ 74,000
Caldwell County North Carolina 103 $ 12,145,000 $ 117,000 $ 68,000
Burke County North Carolina 100 $ 11,580,000 $ 115,000 $ 71,000
Edgecombe County North Carolina 100 $ 9,770,000 $ 97,000 $ 70,000
Beaufort County North Carolina 92 $ 11,270,000 $ 122,000 $ 82,000
Lincoln County North Carolina 92 $ 13,220,000 $ 143,000 $ 104,000
Rockingham County North Carolina 84 $ 10,230,000 $ 121,000 $ 66,000
Moore County North Carolina 80 $ 8,060,000 $ 100,000 $ 81,000
Wilson County North Carolina 80 $ 11,500,000 $ 143,000 $ 77,000
Franklin County North Carolina 76 $ 12,520,000 $ 164,000 $ 98,000
Craven County North Carolina 73 $ 8,835,000 $ 121,000 $ 86,000
Yadkin County North Carolina 73 $ 9,155,000 $ 125,000 $ 75,000
Cherokee County North Carolina 70 $ 9,000,000 $ 128,000 $ 65,000
Davie County North Carolina 70 $ 9,410,000 $ 134,000 $ 75,000
Carteret County North Carolina 69 $ 10,455,000 $ 151,000 $ 87,000
Cumberland County North Carolina 64 $ 9,120,000 $ 142,000 $ 75,000
Lenoir County North Carolina 64 $ 7,030,000 $ 109,000 $ 74,000
Pender County North Carolina 62 $ 8,450,000 $ 136,000 $ 79,000
Alexander County North Carolina 60 $ 6,270,000 $ 104,000 $ 72,000
Macon County North Carolina 59 $ 8,625,000 $ 146,000 $ 69,000
Robeson County North Carolina 59 $ 5,755,000 $ 97,000 $ 71,000
Haywood County North Carolina 54 $ 8,720,000 $ 161,000 $ 76,000
Onslow County North Carolina 54 $ 8,430,000 $ 156,000 $ 80,000
Duplin County North Carolina 53 $ 7,335,000 $ 138,000 $ 73,000
Person County North Carolina 51 $ 7,215,000 $ 141,000 $ 68,000
Richmond County North Carolina 51 $ 4,615,000 $ 90,000 $ 54,000
Orange County North Carolina 49 $ 8,415,000 $ 171,000 $ 90,000
McDowell County North Carolina 47 $ 6,745,000 $ 143,000 $ 73,000
Clay County North Carolina 46 $ 6,300,000 $ 136,000 $ 77,000
Sampson County North Carolina 46 $ 4,750,000 $ 103,000 $ 74,000
Granville County North Carolina 45 $ 6,055,000 $ 134,000 $ 87,000
Lee County North Carolina 44 $ 5,600,000 $ 127,000 $ 85,000
Currituck County North Carolina 43 $ 6,195,000 $ 144,000 $ 76,000
Halifax County North Carolina 39 $ 4,005,000 $ 102,000 $ 64,000
Transylvania County North Carolina 39 $ 5,655,000 $ 145,000 $ 74,000
Montgomery County North Carolina 38 $ 4,190,000 $ 110,000 $ 55,000
Columbus County North Carolina 37 $ 4,615,000 $ 124,000 $ 64,000
Vance County North Carolina 37 $ 5,265,000 $ 142,000 $ 66,000
Ashe County North Carolina 35 $ 4,555,000 $ 130,000 $ 80,000
Pasquotank County North Carolina 35 $ 4,665,000 $ 133,000 $ 71,000
Scotland County North Carolina 35 $ 3,015,000 $ 86,000 $ 65,000
Chatham County North Carolina 33 $ 4,325,000 $ 131,000 $ 88,000
Martin County North Carolina 32 $ 2,920,000 $ 91,000 $ 51,000
Hoke County North Carolina 31 $ 3,405,000 $ 109,000 $ 62,000
York County South Carolina 31 $ 5,725,000 $ 184,000 $ 99,000
Watauga County North Carolina 30 $ 5,740,000 $ 191,000 $ 95,000
Bertie County North Carolina 28 $ 2,580,000 $ 92,000 $ 66,000
Anson County North Carolina 27 $ 3,105,000 $ 115,000 $ 66,000
Stokes County North Carolina 27 $ 3,245,000 $ 120,000 $ 59,000
Chowan County North Carolina 26 $ 3,190,000 $ 122,000 $ 72,000
Hertford County North Carolina 26 $ 2,690,000 $ 103,000 $ 65,000
Polk County North Carolina 26 $ 4,240,000 $ 163,000 $ 95,000
Horry County South Carolina 26 $ 3,500,000 $ 134,000 $ 83,000
Madison County North Carolina 25 $ 4,115,000 $ 164,000 $ 84,000
Bladen County North Carolina 24 $ 2,930,000 $ 122,000 $ 76,000
Jackson County North Carolina 24 $ 4,300,000 $ 179,000 $ 79,000
Perquimans County North Carolina 22 $ 2,920,000 $ 132,000 $ 70,000
Yancey County North Carolina 22 $ 3,470,000 $ 157,000 $ 97,000
Warren County North Carolina 21 $ 2,695,000 $ 128,000 $ 65,000
Alleghany County North Carolina 20 $ 2,370,000 $ 118,000 $ 66,000
Mitchell County North Carolina 19 $ 2,685,000 $ 141,000 $ 72,000
Avery County North Carolina 18 $ 3,020,000 $ 167,000 $ 68,000
Pamlico County North Carolina 18 $ 2,390,000 $ 132,000 $ 70,000
Swain County North Carolina 18 $ 2,880,000 $ 160,000 $ 108,000
Gates County North Carolina 15 $ 1,965,000 $ 131,000 $ 78,000
Jones County North Carolina 15 $ 1,595,000 $ 106,000 $ 62,000
Northampton County North Carolina 15 $ 1,255,000 $ 83,000 $ 65,000
Washington County North Carolina 15 $ 1,485,000 $ 99,000 $ 64,000
Caswell County North Carolina 14 $ 1,450,000 $ 103,000 $ 64,000
Greene County North Carolina 14 $ 1,500,000 $ 107,000 $ 66,000
Chesterfield County South Carolina 13 $ 2,115,000 $ 162,000 $ 69,000
Spartanburg County South Carolina 13 $ 2,255,000 $ 173,000 $ 89,000
Lancaster County South Carolina 12 $ 2,590,000 $ 215,000 $ 93,000
Camden County North Carolina 11 $ 1,775,000 $ 161,000 $ 72,000
Tyrrell County North Carolina 10 $ 1,260,000 $ 126,000 $ 86,000
Union County Georgia 9 $ 1,345,000 $ 149,000 $ 70,000
Towns County Georgia 8 $ 1,290,000 $ 161,000 $ 57,000
Graham County North Carolina 8 $ 580,000 $ 72,000 $ 53,000
Patrick County Virginia 8 $ 870,000 $ 108,000 $ 96,000
Greenville County South Carolina 6 $ 1,230,000 $ 205,000 $ 76,000
Carroll County Virginia 6 $ 1,090,000 $ 181,000 $ 108,000
Danville County Virginia 6 $ 780,000 $ 130,000 $ 58,000
Gwinnett County Georgia 4 $ 720,000 $ 180,000 $ 119,000
Charleston County South Carolina 4 $ 720,000 $ 180,000 $ 139,000
Pickens County South Carolina 4 $ 900,000 $ 225,000 $ 102,000
Martinsville County Virginia 4 $ 340,000 $ 85,000 $ 47,000
Mecklenburg County Virginia 4 $ 670,000 $ 167,000 $ 134,000
Fannin County Georgia 3 $ 355,000 $ 118,000 $ 57,000
Florence County South Carolina 3 $ 535,000 $ 178,000 $ 80,000
Orangeburg County South Carolina 3 $ 255,000 $ 85,000 $ 60,000
Carter County Tennessee 3 $ 605,000 $ 201,000 $ 88,000
Polk County Tennessee 3 $ 395,000 $ 131,000 $ 84,000
Franklin County Virginia 3 $ 155,000 $ 51,000 $ 41,000
Henry County Virginia 3 $ 335,000 $ 111,000 $ 68,000
Chatham County Georgia 2 $ 250,000 $ 125,000 $ 70,000
Clayton County Georgia 2 $ 580,000 $ 290,000 $ 82,000
DeKalb County Georgia 2 $ 460,000 $ 230,000 $ 69,000
Rabun County Georgia 2 $ 480,000 $ 240,000 $ 62,000
Dorchester County South Carolina 2 $ 740,000 $ 370,000 $ 103,000
Greenwood County South Carolina 2 $ 120,000 $ 60,000 $ 41,000
Richland County South Carolina 2 $ 430,000 $ 215,000 $ 94,000
Johnson County Tennessee 2 $ 390,000 $ 195,000 $ 38,000
Frederick County Virginia 2 $ 580,000 $ 290,000 $ 82,000
Hanover County Virginia 2 $ 980,000 $ 490,000 $ 158,000
Pittsylvania County Virginia 2 $ 220,000 $ 110,000 $ 50,000
Suffolk County Virginia 2 $ 420,000 $ 210,000 $ 96,000
Butts County Georgia 1 $ 95,000 $ 95,000 $ 58,000
Cobb County Georgia 1 $ 265,000 $ 265,000 $ 93,000
Columbia County Georgia 1 $ 105,000 $ 105,000 $ 181,000
Coweta County Georgia 1 $ 475,000 $ 475,000 $ 128,000
Floyd County Georgia 1 $ 135,000 $ 135,000 $ 78,000
Hall County Georgia 1 $ 225,000 $ 225,000 $ 78,000
Newton County Georgia 1 $ 195,000 $ 195,000 $ 41,000
Spalding County Georgia 1 $ 185,000 $ 185,000 $ 41,000
White County Georgia 1 $ 195,000 $ 195,000 $ 56,000
Chautauqua County New York 1 $ 45,000 $ 45,000 $ 35,000
Hyde County North Carolina 1 $ 55,000 $ 55,000 $ 40,000
Aiken County South Carolina 1 $ 65,000 $ 65,000 $ 28,000
Anderson County South Carolina 1 $ 355,000 $ 355,000 $ 195,000
Chester County South Carolina 1 $ 115,000 $ 115,000 $ 39,000
Dillon County South Carolina 1 $ 115,000 $ 115,000 $ 72,000
Kershaw County South Carolina 1 $ 85,000 $ 85,000 $ 83,000
Lee County South Carolina 1 $ 65,000 $ 65,000 $ 23,000
Lexington County South Carolina 1 $ 285,000 $ 285,000 $ 95,000
Marion County South Carolina 1 $ 165,000 $ 165,000 $ 92,000
Marlboro County South Carolina 1 $ 35,000 $ 35,000 $ 87,000
McCormick County South Carolina 1 $ 185,000 $ 185,000 $ 68,000
Sumter County South Carolina 1 $ 225,000 $ 225,000 $ 40,000
Williamsburg County South Carolina 1 $ 25,000 $ 25,000 $ 51,000
Claiborne County Tennessee 1 $ 155,000 $ 155,000 $ 52,000
Cumberland County Tennessee 1 $ 135,000 $ 135,000 $ 32,000
Greene County Tennessee 1 $ 75,000 $ 75,000 $ 64,000
Jefferson County Tennessee 1 $ 165,000 $ 165,000 $ 137,000
Knox County Tennessee 1 $ 215,000 $ 215,000 $ 102,000
Rutherford County Tennessee 1 $ 315,000 $ 315,000 $ 88,000
Unicoi County Tennessee 1 $ 135,000 $ 135,000 $ 78,000
Warren County Tennessee 1 $ 335,000 $ 335,000 $ 86,000
Washington County Tennessee 1 $ 155,000 $ 155,000 $ 83,000
Bristol County Virginia 1 $ 85,000 $ 85,000 $ 35,000
Chesterfield County Virginia 1 $ 355,000 $ 355,000 $ 86,000
Franklin City County Virginia 1 $ 275,000 $ 275,000 $ 106,000
Grayson County Virginia 1 $ 115,000 $ 115,000 $ 37,000
Halifax County Virginia 1 $ 185,000 $ 185,000 $ 102,000
Henrico County Virginia 1 $ 215,000 $ 215,000 $ 56,000
Isle of Wight County Virginia 1 $ 45,000 $ 45,000 $ 89,000
Montgomery County Virginia 1 $ 65,000 $ 65,000 $ 203,000
Prince William County Virginia 1 $ 75,000 $ 75,000 $ 136,000
Southampton County Virginia 1 $ 235,000 $ 235,000 $ 386,000
Stafford County Virginia 1 $ 385,000 $ 385,000 $ 122,000
Wythe County Virginia 1 $ 95,000 $ 95,000 $ 25,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Local Government Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,648 $582,380,000 $159,000 $965,000 $85,000 $693,000
Home Purchase 2,928 $536,390,000 $183,000 $1,255,000 $74,000 $1,881,000
Home Improvement 1,075 $56,645,000 $52,000 $385,000 $89,000 $505,000
Other Purpose 884 $51,150,000 $57,000 $505,000 $86,000 $466,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,918 $840,700,000 $142,000 $815,000 $83,000 $1,881,000
Black or African American 1,569 $226,705,000 $144,000 $855,000 $75,000 $601,000
Not Provided 629 $99,595,000 $158,000 $1,255,000 $89,000 $649,000
Hispanic 262 $39,330,000 $150,000 $435,000 $74,000 $274,000
American Indian or Alaskan Native 100 $11,280,000 $112,000 $425,000 $69,000 $158,000
Asian 32 $5,650,000 $176,000 $395,000 $95,000 $287,000
Native Hawaiian or Other Pacific Islander 6 $860,000 $143,000 $375,000 $118,000 $260,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,535 $1,226,565,000 $143,000 $1,255,000 $82,000 $1,881,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,807 $874,055,000 $150,000 $1,255,000 $86,000 $1,881,000
Application Denied By Financial Institution 1,233 $150,535,000 $122,000 $855,000 $67,000 $609,000
Application Withdrawn By Applicant 945 $128,825,000 $136,000 $795,000 $78,000 $465,000
File Closed For Incompleteness 481 $63,215,000 $131,000 $705,000 $83,000 $596,000
Application Approved But Not Accepted 69 $9,935,000 $143,000 $485,000 $87,000 $693,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,302 $1,076,030,000 $147,000 $1,255,000 $85,000 $1,881,000
Debt-To-Income Ratio 514 $66,350,000 $129,000 $815,000 $50,000 $180,000
Credit History 399 $44,145,000 $110,000 $855,000 $76,000 $426,000
Collateral 263 $31,555,000 $119,000 $805,000 $82,000 $609,000
Other 22 $3,650,000 $165,000 $385,000 $97,000 $394,000
Unverifiable Information 21 $3,085,000 $146,000 $355,000 $77,000 $250,000
Employment History 6 $780,000 $130,000 $345,000 $57,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 6 $870,000 $145,000 $345,000 $72,000 $124,000
Credit Application Incomplete 2 $100,000 $50,000 $75,000 $81,000 $98,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List