Longview Bank Mortgage Lending & HMDA Data, 2025

In 2025, Longview Bank of Ogden, IL reported 480 mortgage applications totaling $86.1 million, up 25% from 2024. The average application was for $179,270, and applicants reported an average income of $104,760. 91% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Champaign-Urbana, IL (104), Terre Haute, IN (19) and Lafayette-West Lafayette, IN (5) (applications in parentheses).

Mortgage Company & Address Longview Bank
Po Box 47 102 South East Avenue
Ogden, IL 61859
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 480
Total Mortgage Loan Application Amount $86,050,000
Average Mortgage Loan Application Amount $179,270
Highest Mortgage Loan Application Amount $4,295,000
Average Applicant Income $104,760
Highest Applicant Income $1,153,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Longview Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Longview Bank by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 338 $ 45,510,000 $ 134,644 $ 102,156
Champaign-Urbana, IL 104 $ 32,720,000 $ 314,615 $ 103,000
Terre Haute, IN 19 $ 3,355,000 $ 176,578 $ 146,000
Lafayette-West Lafayette, IN 5 $ 985,000 $ 197,000 $ 110,000
Decatur, IL 4 $ 1,190,000 $ 297,500 $ 95,000
Indianapolis-Carmel-Anderson, IN 2 $ 330,000 $ 165,000 $ 88,000
Kankakee, IL 2 $ 610,000 $ 305,000 $ 82,000
Naples-Immokalee-Marco Island, FL 2 $ 510,000 $ 255,000 $ 105,000
Bloomington, IL 1 $ 215,000 $ 215,000 $ 68,000
Punta Gorda, FL 1 $ 175,000 $ 175,000 $ 122,000
Springfield, IL 1 $ 195,000 $ 195,000 $ 61,000
St. Louis, MO-IL 1 $ 255,000 $ 255,000 $ 265,000

Mortgage Loan Application Detail Totals for Longview Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 244 $49,180,000 $201,000 $4,295,000 $98,000 $768,000
Refinancing 197 $34,985,000 $177,000 $2,665,000 $115,000 $1,153,000
Home Improvement 23 $1,105,000 $48,000 $155,000 $90,000 $470,000
Other Purpose 16 $780,000 $48,000 $155,000 $103,000 $255,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 377 $52,515,000 $139,000 $1,165,000 $103,000 $768,000
Not applicable 72 $21,890,000 $304,000 $3,935,000 $0 $0
Black or African American 7 $655,000 $93,000 $285,000 $61,000 $115,000
Hispanic 7 $715,000 $102,000 $205,000 $97,000 $172,000
Asian 3 $2,785,000 $928,000 $2,665,000 $460,000 $1,153,000
Not Provided 1 $435,000 $435,000 $435,000 $132,000 $132,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 480 $86,050,000 $179,000 $4,295,000 $105,000 $1,153,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 439 $80,585,000 $183,000 $4,295,000 $107,000 $1,153,000
Application Approved But Not Accepted 18 $2,530,000 $140,000 $325,000 $93,000 $231,000
Application Withdrawn By Applicant 13 $2,105,000 $161,000 $415,000 $89,000 $183,000
Application Denied By Financial Institution 10 $830,000 $83,000 $155,000 $63,000 $120,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 479 $85,985,000 $179,000 $4,295,000 $105,000 $1,153,000
Not applicable 1 $65,000 $65,000 $65,000 $76,000 $76,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Longview Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Longview Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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