Low VA Rates, LLC Mortgage Lending & HMDA Data, 2019

In 2019, Low VA Rates, LLC of Lindon, UT reported 5,115 mortgage applications totaling $1.2 billion, up 27% from 2018. The average application was for $227,793, and applicants reported an average income of $12,037. 79% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (237), Atlanta-Sandy Springs-Roswell, GA (147) and Phoenix-Mesa-Scottsdale, AZ (112) (applications in parentheses).

Mortgage Company & Address Low VA Rates, LLC
384 South 400 West, #100
Lindon, UT 84042
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 5,115
Total Mortgage Loan Application Amount $1,165,165,000
Average Mortgage Loan Application Amount $227,793
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $12,037
Highest Applicant Income $800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Low VA Rates, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Low VA Rates, LLC by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 237 $ 52,405,000 $ 221,118 $ 40,000
Maricopa, Arizona 85 $ 19,615,000 $ 230,764 $ 4,000
Riverside, California 68 $ 16,870,000 $ 248,088 $ 22,000
Bexar, Texas 67 $ 15,505,000 $ 231,417 $ 15,000
Bell, Texas 50 $ 11,310,000 $ 226,200 $ 0
Harris, Texas 44 $ 9,930,000 $ 225,681 $ 6,000
Salt Lake, Utah 41 $ 9,035,000 $ 220,365 $ 37,000
El Paso, Colorado 40 $ 8,800,000 $ 220,000 $ 10,000
Pima, Arizona 39 $ 8,795,000 $ 225,512 $ 5,000
Hillsborough, Florida 37 $ 8,215,000 $ 222,027 $ 2,000
Cumberland, North Carolina 37 $ 6,855,000 $ 185,270 $ 2,000
Dallas, Texas 35 $ 7,755,000 $ 221,571 $ 0
Tarrant, Texas 35 $ 7,275,000 $ 207,857 $ 1,000
Los Angeles, California 33 $ 8,365,000 $ 253,484 $ 25,000
Utah, Utah 33 $ 7,375,000 $ 223,484 $ 62,000
Sacramento, California 31 $ 7,165,000 $ 231,129 $ 22,000
San Bernardino, California 31 $ 6,975,000 $ 225,000 $ 7,000
El Paso, Texas 31 $ 6,415,000 $ 206,935 $ 4,000
Pinal, Arizona 27 $ 5,125,000 $ 189,814 $ 27,000
San Diego, California 27 $ 5,275,000 $ 195,370 $ 31,000
Cook, Illinois 27 $ 6,305,000 $ 233,518 $ 21,000
Jefferson, Alabama 25 $ 6,005,000 $ 240,200 $ 6,000
Richland, South Carolina 25 $ 4,655,000 $ 186,200 $ 3,000
Marion, Indiana 24 $ 5,600,000 $ 233,333 $ 4,000
Horry, South Carolina 24 $ 5,740,000 $ 239,166 $ 0
Orange, Florida 23 $ 5,305,000 $ 230,652 $ 18,000
Onslow, North Carolina 23 $ 5,355,000 $ 232,826 $ 0
Polk, Florida 22 $ 4,260,000 $ 193,636 $ 14,000
Wake, North Carolina 22 $ 6,440,000 $ 292,727 $ 9,000
Montgomery, Tennessee 21 $ 5,195,000 $ 247,380 $ 10,000
Chesterfield, Virginia 21 $ 4,175,000 $ 198,809 $ 0
Duval, Florida 20 $ 3,940,000 $ 197,000 $ 4,000
Prince George's, Maryland 20 $ 4,890,000 $ 244,500 $ 9,000
Mecklenburg, North Carolina 20 $ 4,710,000 $ 235,500 $ 32,000
Franklin, Ohio 20 $ 4,630,000 $ 231,500 $ 15,000
Virginia Beach, Virginia 20 $ 4,020,000 $ 201,000 $ 11,000
Kern, California 19 $ 4,085,000 $ 215,000 $ 9,000
Marion, Florida 19 $ 4,385,000 $ 230,789 $ 2,000
Jefferson, Kentucky 19 $ 4,745,000 $ 249,736 $ 3,000
Prince William, Virginia 19 $ 4,785,000 $ 251,842 $ 17,000
Pulaski, Arkansas 18 $ 3,990,000 $ 221,666 $ 6,000
Lee, Florida 18 $ 4,540,000 $ 252,222 $ 2,000
Pasco, Florida 18 $ 4,000,000 $ 222,222 $ 12,000
Fulton, Georgia 18 $ 3,920,000 $ 217,777 $ 19,000
Washoe, Nevada 18 $ 3,960,000 $ 220,000 $ 34,000
Bernalillo, New Mexico 18 $ 3,920,000 $ 217,777 $ 16,000
Mohave, Arizona 17 $ 3,565,000 $ 209,705 $ 6,000
Gwinnett, Georgia 17 $ 3,915,000 $ 230,294 $ 27,000
St. Louis, Missouri 17 $ 4,925,000 $ 289,705 $ 7,000
Cuyahoga, Ohio 17 $ 3,945,000 $ 232,058 $ 0
Laramie, Wyoming 17 $ 4,605,000 $ 270,882 $ 9,000
Brevard, Florida 16 $ 3,410,000 $ 213,125 $ 8,000
Broward, Florida 16 $ 3,590,000 $ 224,375 $ 13,000
Clayton, Georgia 16 $ 3,350,000 $ 209,375 $ 6,000
Cobb, Georgia 16 $ 2,880,000 $ 180,000 $ 18,000
Houston, Georgia 16 $ 4,330,000 $ 270,625 $ 8,000
Charles, Maryland 16 $ 4,920,000 $ 307,500 $ 5,000
Shelby, Tennessee 16 $ 4,150,000 $ 259,375 $ 2,000
Madison, Alabama 15 $ 3,425,000 $ 228,333 $ 6,000
Anne Arundel, Maryland 15 $ 4,025,000 $ 268,333 $ 14,000
Travis, Texas 15 $ 3,325,000 $ 221,666 $ 15,000
Williamson, Texas 15 $ 3,965,000 $ 264,333 $ 21,000
Davis, Utah 15 $ 3,995,000 $ 266,333 $ 32,000
Weber, Utah 15 $ 2,975,000 $ 198,333 $ 32,000
Norfolk, Virginia 15 $ 2,865,000 $ 191,000 $ 3,000
Anchorage, Alaska 14 $ 3,490,000 $ 249,285 $ 21,000
Chatham, Georgia 14 $ 4,490,000 $ 320,714 $ 0
Forsyth, North Carolina 14 $ 2,800,000 $ 200,000 $ 16,000
Collin, Texas 14 $ 3,410,000 $ 243,571 $ 0
Pierce, Washington 14 $ 3,820,000 $ 272,857 $ 31,000
Yavapai, Arizona 13 $ 3,495,000 $ 268,846 $ 14,000
Douglas, Georgia 13 $ 3,195,000 $ 245,769 $ 13,000
Oklahoma, Oklahoma 13 $ 3,225,000 $ 248,076 $ 8,000
Lane, Oregon 13 $ 2,775,000 $ 213,461 $ 0
Denton, Texas 13 $ 3,025,000 $ 232,692 $ 15,000
Guadalupe, Texas 13 $ 2,665,000 $ 205,000 $ 0
Miami-Dade, Florida 12 $ 2,790,000 $ 232,500 $ 8,000
Volusia, Florida 12 $ 2,660,000 $ 221,666 $ 1,000
Muscogee, Georgia 12 $ 2,630,000 $ 219,166 $ 0
Clay, Missouri 12 $ 2,230,000 $ 185,833 $ 9,000
Comanche, Oklahoma 12 $ 2,590,000 $ 215,833 $ 0
Greenville, South Carolina 12 $ 3,700,000 $ 308,333 $ 12,000
Lexington, South Carolina 12 $ 2,450,000 $ 204,166 $ 2,000
Rutherford, Tennessee 12 $ 2,610,000 $ 217,500 $ 11,000
Fort Bend, Texas 12 $ 2,240,000 $ 186,666 $ 15,000
Newport News, Virginia 12 $ 2,880,000 $ 240,000 $ 17,000
Mobile, Alabama 11 $ 2,885,000 $ 262,272 $ 27,000
Fresno, California 11 $ 2,195,000 $ 199,545 $ 4,000
Lake, Florida 11 $ 1,895,000 $ 172,272 $ 17,000
Ada, Idaho 11 $ 2,625,000 $ 238,636 $ 8,000
Kootenai, Idaho 11 $ 2,445,000 $ 222,272 $ 4,000
St. Clair, Illinois 11 $ 2,855,000 $ 259,545 $ 12,000
Wayne, Michigan 11 $ 2,185,000 $ 198,636 $ 22,000
Cabarrus, North Carolina 11 $ 1,745,000 $ 158,636 $ 0
Harnett, North Carolina 11 $ 2,335,000 $ 212,272 $ 3,000
Hoke, North Carolina 11 $ 2,445,000 $ 222,272 $ 4,000
Chesapeake, Virginia 11 $ 2,655,000 $ 241,363 $ 0
Stafford, Virginia 11 $ 2,315,000 $ 210,454 $ 0
Navajo, Arizona 10 $ 2,160,000 $ 216,000 $ 0
Yuma, Arizona 10 $ 1,900,000 $ 190,000 $ 3,000
Adams, Colorado 10 $ 1,990,000 $ 199,000 $ 0
Arapahoe, Colorado 10 $ 2,770,000 $ 277,000 $ 0
Pinellas, Florida 10 $ 2,130,000 $ 213,000 $ 8,000
Honolulu, Hawaii 10 $ 1,840,000 $ 184,000 $ 66,000
Jackson, Michigan 10 $ 1,860,000 $ 186,000 $ 0
Macomb, Michigan 10 $ 2,340,000 $ 234,000 $ 0
Oakland, Michigan 10 $ 1,560,000 $ 156,000 $ 4,000
Jackson, Missouri 10 $ 2,180,000 $ 218,000 $ 10,000
St. Charles, Missouri 10 $ 2,250,000 $ 225,000 $ 11,000
Spartanburg, South Carolina 10 $ 1,920,000 $ 192,000 $ 3,000
Nueces, Texas 10 $ 2,280,000 $ 228,000 $ 12,000
Benton, Arkansas 9 $ 2,175,000 $ 241,666 $ 13,000
Merced, California 9 $ 1,295,000 $ 143,888 $ 10,000
Weld, Colorado 9 $ 2,525,000 $ 280,555 $ 34,000
Citrus, Florida 9 $ 2,015,000 $ 223,888 $ 17,000
Clay, Florida 9 $ 2,045,000 $ 227,222 $ 39,000
Escambia, Florida 9 $ 2,005,000 $ 222,777 $ 4,000
Okaloosa, Florida 9 $ 2,075,000 $ 230,555 $ 0
Palm Beach, Florida 9 $ 1,905,000 $ 211,666 $ 15,000
Santa Rosa, Florida 9 $ 1,865,000 $ 207,222 $ 0
Cherokee, Georgia 9 $ 1,935,000 $ 215,000 $ 8,000
Columbia, Georgia 9 $ 2,045,000 $ 227,222 $ 10,000
Henry, Georgia 9 $ 2,105,000 $ 233,888 $ 20,000
Caddo, Louisiana 9 $ 1,635,000 $ 181,666 $ 4,000
Kent, Michigan 9 $ 1,425,000 $ 158,333 $ 0
DeSoto, Mississippi 9 $ 2,265,000 $ 251,666 $ 0
Greene, Missouri 9 $ 2,045,000 $ 227,222 $ 0
Sarpy, Nebraska 9 $ 2,105,000 $ 233,888 $ 0
Guilford, North Carolina 9 $ 2,025,000 $ 225,000 $ 0
Union, North Carolina 9 $ 1,815,000 $ 201,666 $ 8,000
Hamilton, Ohio 9 $ 2,045,000 $ 227,222 $ 41,000
Canadian, Oklahoma 9 $ 1,835,000 $ 203,888 $ 0
Marion, Oregon 9 $ 2,365,000 $ 262,777 $ 21,000
Ellis, Texas 9 $ 2,365,000 $ 262,777 $ 0
Hidalgo, Texas 9 $ 1,895,000 $ 210,555 $ 12,000
Baldwin, Alabama 8 $ 1,880,000 $ 235,000 $ 38,000
Contra Costa, California 8 $ 1,640,000 $ 205,000 $ 14,000
Stanislaus, California 8 $ 1,740,000 $ 217,500 $ 6,000
Kent, Delaware 8 $ 1,890,000 $ 236,250 $ 12,000
Osceola, Florida 8 $ 2,190,000 $ 273,750 $ 4,000
St. Lucie, Florida 8 $ 1,710,000 $ 213,750 $ 5,000
Coweta, Georgia 8 $ 1,740,000 $ 217,500 $ 15,000
DeKalb, Georgia 8 $ 2,250,000 $ 281,250 $ 36,000
Lake, Indiana 8 $ 1,680,000 $ 210,000 $ 17,000
York, Maine 8 $ 1,630,000 $ 203,750 $ 0
Nye, Nevada 8 $ 2,010,000 $ 251,250 $ 12,000
Sandoval, New Mexico 8 $ 1,770,000 $ 221,250 $ 0
Fairfield, Ohio 8 $ 1,640,000 $ 205,000 $ 3,000
Cleveland, Oklahoma 8 $ 1,700,000 $ 212,500 $ 8,000
Tulsa, Oklahoma 8 $ 1,960,000 $ 245,000 $ 0
Douglas, Oregon 8 $ 2,830,000 $ 353,750 $ 0
Philadelphia, Pennsylvania 8 $ 1,810,000 $ 226,250 $ 0
Knox, Tennessee 8 $ 1,290,000 $ 161,250 $ 8,000
Hays, Texas 8 $ 1,690,000 $ 211,250 $ 0
McLennan, Texas 8 $ 1,320,000 $ 165,000 $ 10,000
Tooele, Utah 8 $ 2,050,000 $ 256,250 $ 35,000
Washington, Utah 8 $ 1,660,000 $ 207,500 $ 8,000
Hampton, Virginia 8 $ 1,510,000 $ 188,750 $ 0
Clark, Washington 8 $ 1,520,000 $ 190,000 $ 38,000
King, Washington 8 $ 1,920,000 $ 240,000 $ 14,000
Placer, California 7 $ 1,575,000 $ 225,000 $ 0
Shasta, California 7 $ 1,725,000 $ 246,428 $ 0
Larimer, Colorado 7 $ 1,455,000 $ 207,857 $ 8,000
Pueblo, Colorado 7 $ 1,695,000 $ 242,142 $ 19,000
Hernando, Florida 7 $ 1,445,000 $ 206,428 $ 0
Long, Georgia 7 $ 1,975,000 $ 282,142 $ 0
Rockdale, Georgia 7 $ 1,385,000 $ 197,857 $ 7,000
Lake, Illinois 7 $ 1,765,000 $ 252,142 $ 2,000
Madison, Indiana 7 $ 1,555,000 $ 222,142 $ 0
Polk, Iowa 7 $ 1,485,000 $ 212,142 $ 0
East Baton Rouge, Louisiana 7 $ 1,785,000 $ 255,000 $ 0
Baltimore, Maryland 7 $ 2,005,000 $ 286,428 $ 14,000
Baltimore City, Maryland 7 $ 1,445,000 $ 206,428 $ 0
Genesee, Michigan 7 $ 1,245,000 $ 177,857 $ 0
Jefferson, Missouri 7 $ 2,015,000 $ 287,857 $ 0
Lyon, Nevada 7 $ 1,675,000 $ 239,285 $ 7,000
Camden, New Jersey 7 $ 1,585,000 $ 226,428 $ 0
Alamance, North Carolina 7 $ 2,085,000 $ 297,857 $ 15,000
Lorain, Ohio 7 $ 1,215,000 $ 173,571 $ 0
Coos, Oregon 7 $ 1,245,000 $ 177,857 $ 6,000
Jackson, Oregon 7 $ 2,475,000 $ 353,571 $ 0
Multnomah, Oregon 7 $ 1,535,000 $ 219,285 $ 35,000
Cumberland, Pennsylvania 7 $ 1,185,000 $ 169,285 $ 7,000
Westmoreland, Pennsylvania 7 $ 1,535,000 $ 219,285 $ 0
York, Pennsylvania 7 $ 1,415,000 $ 202,142 $ 25,000
Galveston, Texas 7 $ 1,505,000 $ 215,000 $ 11,000
Lubbock, Texas 7 $ 1,755,000 $ 250,714 $ 16,000
Taylor, Texas 7 $ 1,445,000 $ 206,428 $ 0
Henrico, Virginia 7 $ 1,395,000 $ 199,285 $ 7,000
Milwaukee, Wisconsin 7 $ 1,955,000 $ 279,285 $ 14,000
Houston, Alabama 6 $ 1,150,000 $ 191,666 $ 0
Fairbanks North Star, Alaska 6 $ 960,000 $ 160,000 $ 17,000
Faulkner, Arkansas 6 $ 1,310,000 $ 218,333 $ 0
Lonoke, Arkansas 6 $ 1,810,000 $ 301,666 $ 0
Saline, Arkansas 6 $ 1,570,000 $ 261,666 $ 10,000
White, Arkansas 6 $ 1,200,000 $ 200,000 $ 0
El Dorado, California 6 $ 1,240,000 $ 206,666 $ 80,000
Orange, California 6 $ 1,300,000 $ 216,666 $ 18,000
Tulare, California 6 $ 920,000 $ 153,333 $ 5,000
Douglas, Colorado 6 $ 1,570,000 $ 261,666 $ 16,000
New Castle, Delaware 6 $ 1,740,000 $ 290,000 $ 0
Charlotte, Florida 6 $ 1,580,000 $ 263,333 $ 0
Fayette, Georgia 6 $ 1,570,000 $ 261,666 $ 0
Liberty, Georgia 6 $ 1,280,000 $ 213,333 $ 7,000
Richmond, Georgia 6 $ 1,400,000 $ 233,333 $ 12,000
Sangamon, Illinois 6 $ 1,410,000 $ 235,000 $ 21,000
Scott, Iowa 6 $ 1,790,000 $ 298,333 $ 0
Johnson, Kansas 6 $ 1,240,000 $ 206,666 $ 13,000
Lafayette, Louisiana 6 $ 1,430,000 $ 238,333 $ 5,000
St. Tammany, Louisiana 6 $ 1,420,000 $ 236,666 $ 0
Anoka, Minnesota 6 $ 1,280,000 $ 213,333 $ 18,000
Durham, North Carolina 6 $ 1,110,000 $ 185,000 $ 0
Gaston, North Carolina 6 $ 1,020,000 $ 170,000 $ 21,000
Johnston, North Carolina 6 $ 1,310,000 $ 218,333 $ 0
Wayne, North Carolina 6 $ 1,240,000 $ 206,666 $ 0
Lucas, Ohio 6 $ 1,430,000 $ 238,333 $ 0
Stark, Ohio 6 $ 1,150,000 $ 191,666 $ 0
Warren, Ohio 6 $ 1,450,000 $ 241,666 $ 0
Deschutes, Oregon 6 $ 1,650,000 $ 275,000 $ 8,000
Delaware, Pennsylvania 6 $ 1,410,000 $ 235,000 $ 12,000
Dorchester, South Carolina 6 $ 1,060,000 $ 176,666 $ 15,000
Kershaw, South Carolina 6 $ 1,300,000 $ 216,666 $ 0
York, South Carolina 6 $ 1,700,000 $ 283,333 $ 28,000
Cameron, Texas 6 $ 1,080,000 $ 180,000 $ 0
Fairfax, Virginia 6 $ 1,430,000 $ 238,333 $ 20,000
Suffolk, Virginia 6 $ 1,040,000 $ 173,333 $ 0
Spokane, Washington 6 $ 1,200,000 $ 200,000 $ 22,000
Winnebago, Wisconsin 6 $ 1,310,000 $ 218,333 $ 10,000
Coffee, Alabama 5 $ 1,795,000 $ 359,000 $ 0
Tuscaloosa, Alabama 5 $ 1,225,000 $ 245,000 $ 10,000
Kenai Peninsula, Alaska 5 $ 1,155,000 $ 231,000 $ 0
Matanuska-Susitna, Alaska 5 $ 1,325,000 $ 265,000 $ 30,000
Cochise, Arizona 5 $ 1,095,000 $ 219,000 $ 0
Sebastian, Arkansas 5 $ 1,965,000 $ 393,000 $ 18,000
Washington, Arkansas 5 $ 1,065,000 $ 213,000 $ 27,000
Lake, California 5 $ 1,155,000 $ 231,000 $ 54,000
Solano, California 5 $ 1,055,000 $ 211,000 $ 12,000
Manatee, Florida 5 $ 455,000 $ 91,000 $ 10,000
Camden, Georgia 5 $ 1,265,000 $ 253,000 $ 0
Carroll, Georgia 5 $ 1,325,000 $ 265,000 $ 0
Paulding, Georgia 5 $ 1,515,000 $ 303,000 $ 61,000
Will, Illinois 5 $ 1,355,000 $ 271,000 $ 16,000
Johnson, Indiana 5 $ 1,085,000 $ 217,000 $ 0
Warren, Kentucky 5 $ 885,000 $ 177,000 $ 0
Androscoggin, Maine 5 $ 1,215,000 $ 243,000 $ 0
Muskegon, Michigan 5 $ 725,000 $ 145,000 $ 13,000
Dakota, Minnesota 5 $ 705,000 $ 141,000 $ 10,000
Hennepin, Minnesota 5 $ 905,000 $ 181,000 $ 17,000
Douglas, Nebraska 5 $ 1,355,000 $ 271,000 $ 8,000
Lancaster, Nebraska 5 $ 995,000 $ 199,000 $ 0
Essex, New Jersey 5 $ 1,455,000 $ 291,000 $ 15,000
Gloucester, New Jersey 5 $ 725,000 $ 145,000 $ 14,000
Monmouth, New Jersey 5 $ 1,115,000 $ 223,000 $ 38,000
Morris, New Jersey 5 $ 1,175,000 $ 235,000 $ 11,000
Ocean, New Jersey 5 $ 1,295,000 $ 259,000 $ 0
Union, New Jersey 5 $ 1,075,000 $ 215,000 $ 44,000
Buncombe, North Carolina 5 $ 875,000 $ 175,000 $ 11,000
New Hanover, North Carolina 5 $ 1,125,000 $ 225,000 $ 0
Cass, North Dakota 5 $ 1,645,000 $ 329,000 $ 0
Ashtabula, Ohio 5 $ 1,005,000 $ 201,000 $ 12,000
Montgomery, Ohio 5 $ 1,565,000 $ 313,000 $ 0
Summit, Ohio 5 $ 1,165,000 $ 233,000 $ 0
Columbia, Oregon 5 $ 1,195,000 $ 239,000 $ 25,000
Josephine, Oregon 5 $ 795,000 $ 159,000 $ 0
Allegheny, Pennsylvania 5 $ 1,135,000 $ 227,000 $ 0
Chester, Pennsylvania 5 $ 915,000 $ 183,000 $ 0
Monroe, Pennsylvania 5 $ 1,165,000 $ 233,000 $ 19,000
Sumter, South Carolina 5 $ 925,000 $ 185,000 $ 0
Hamblen, Tennessee 5 $ 1,105,000 $ 221,000 $ 0
Sumner, Tennessee 5 $ 1,295,000 $ 259,000 $ 0
Brazoria, Texas 5 $ 1,055,000 $ 211,000 $ 0
Rockwall, Texas 5 $ 1,235,000 $ 247,000 $ 0
Victoria, Texas 5 $ 1,505,000 $ 301,000 $ 0
Portsmouth, Virginia 5 $ 1,295,000 $ 259,000 $ 0
Prince George, Virginia 5 $ 1,175,000 $ 235,000 $ 16,000
Spotsylvania, Virginia 5 $ 755,000 $ 151,000 $ 15,000
Kitsap, Washington 5 $ 1,255,000 $ 251,000 $ 176,000
Rock, Wisconsin 5 $ 945,000 $ 189,000 $ 18,000
Colbert, Alabama 4 $ 1,040,000 $ 260,000 $ 21,000
Limestone, Alabama 4 $ 1,360,000 $ 340,000 $ 13,000
Montgomery, Alabama 4 $ 880,000 $ 220,000 $ 0
Coconino, Arizona 4 $ 990,000 $ 247,500 $ 41,000
Alameda, California 4 $ 850,000 $ 212,500 $ 32,000
Imperial, California 4 $ 1,060,000 $ 265,000 $ 0
Nevada, California 4 $ 750,000 $ 187,500 $ 32,000
San Joaquin, California 4 $ 880,000 $ 220,000 $ 26,000
Sutter, California 4 $ 800,000 $ 200,000 $ 14,000
Tehama, California 4 $ 1,160,000 $ 290,000 $ 0
Ventura, California 4 $ 1,030,000 $ 257,500 $ 0
Jefferson, Colorado 4 $ 1,030,000 $ 257,500 $ 64,000
Sussex, Delaware 4 $ 1,220,000 $ 305,000 $ 0
District of Columbia, District Of Columbia 4 $ 840,000 $ 210,000 $ 0
Alachua, Florida 4 $ 1,330,000 $ 332,500 $ 0
Flagler, Florida 4 $ 630,000 $ 157,500 $ 14,000
Indian River, Florida 4 $ 1,010,000 $ 252,500 $ 0
Forsyth, Georgia 4 $ 1,220,000 $ 305,000 $ 0
Glynn, Georgia 4 $ 680,000 $ 170,000 $ 0
Laurens, Georgia 4 $ 1,240,000 $ 310,000 $ 0
Lowndes, Georgia 4 $ 850,000 $ 212,500 $ 0
Peach, Georgia 4 $ 1,430,000 $ 357,500 $ 0
Canyon, Idaho 4 $ 1,310,000 $ 327,500 $ 21,000
Kane, Illinois 4 $ 1,260,000 $ 315,000 $ 0
Kendall, Illinois 4 $ 830,000 $ 207,500 $ 24,000
McHenry, Illinois 4 $ 1,030,000 $ 257,500 $ 22,000
Allen, Indiana 4 $ 1,020,000 $ 255,000 $ 0
Tippecanoe, Indiana 4 $ 1,050,000 $ 262,500 $ 0
Vigo, Indiana 4 $ 910,000 $ 227,500 $ 12,000
Pottawattamie, Iowa 4 $ 1,080,000 $ 270,000 $ 24,000
Butler, Kansas 4 $ 700,000 $ 175,000 $ 0
Hardin, Kentucky 4 $ 540,000 $ 135,000 $ 50,000
Calcasieu, Louisiana 4 $ 940,000 $ 235,000 $ 0
Rapides, Louisiana 4 $ 600,000 $ 150,000 $ 0
Tangipahoa, Louisiana 4 $ 1,210,000 $ 302,500 $ 0
Kennebec, Maine 4 $ 990,000 $ 247,500 $ 0
Frederick, Maryland 4 $ 780,000 $ 195,000 $ 33,000
Eaton, Michigan 4 $ 480,000 $ 120,000 $ 0
Ingham, Michigan 4 $ 690,000 $ 172,500 $ 0
Ramsey, Minnesota 4 $ 800,000 $ 200,000 $ 0
Wright, Minnesota 4 $ 930,000 $ 232,500 $ 13,000
Jasper, Missouri 4 $ 800,000 $ 200,000 $ 0
Yellowstone, Montana 4 $ 960,000 $ 240,000 $ 21,000
Elko, Nevada 4 $ 1,090,000 $ 272,500 $ 41,000
Burlington, New Jersey 4 $ 470,000 $ 117,500 $ 0
Dona Ana, New Mexico 4 $ 820,000 $ 205,000 $ 18,000
Valencia, New Mexico 4 $ 990,000 $ 247,500 $ 0
Haywood, North Carolina 4 $ 1,270,000 $ 317,500 $ 35,000
Pender, North Carolina 4 $ 1,190,000 $ 297,500 $ 10,000
Randolph, North Carolina 4 $ 920,000 $ 230,000 $ 17,000
Ward, North Dakota 4 $ 840,000 $ 210,000 $ 0
Clermont, Ohio 4 $ 840,000 $ 210,000 $ 0
Licking, Ohio 4 $ 1,030,000 $ 257,500 $ 0
Marion, Ohio 4 $ 1,180,000 $ 295,000 $ 0
Trumbull, Ohio 4 $ 640,000 $ 160,000 $ 15,000
Clackamas, Oregon 4 $ 1,050,000 $ 262,500 $ 0
Klamath, Oregon 4 $ 710,000 $ 177,500 $ 0
Polk, Oregon 4 $ 760,000 $ 190,000 $ 22,000
Washington, Oregon 4 $ 880,000 $ 220,000 $ 38,000
Beaver, Pennsylvania 4 $ 830,000 $ 207,500 $ 0
Butler, Pennsylvania 4 $ 910,000 $ 227,500 $ 0
Dauphin, Pennsylvania 4 $ 770,000 $ 192,500 $ 0
Lancaster, Pennsylvania 4 $ 1,080,000 $ 270,000 $ 13,000
Kent, Rhode Island 4 $ 1,030,000 $ 257,500 $ 0
Aiken, South Carolina 4 $ 790,000 $ 197,500 $ 0
Berkeley, South Carolina 4 $ 720,000 $ 180,000 $ 18,000
Charleston, South Carolina 4 $ 590,000 $ 147,500 $ 19,000
Blount, Tennessee 4 $ 690,000 $ 172,500 $ 0
Bradley, Tennessee 4 $ 890,000 $ 222,500 $ 0
Greene, Tennessee 4 $ 590,000 $ 147,500 $ 0
Monroe, Tennessee 4 $ 850,000 $ 212,500 $ 17,000
Robertson, Tennessee 4 $ 1,030,000 $ 257,500 $ 30,000
Williamson, Tennessee 4 $ 980,000 $ 245,000 $ 25,000
Coryell, Texas 4 $ 720,000 $ 180,000 $ 16,000
Randall, Texas 4 $ 560,000 $ 140,000 $ 0
Iron, Utah 4 $ 1,090,000 $ 272,500 $ 0
Hanover, Virginia 4 $ 910,000 $ 227,500 $ 0
Loudoun, Virginia 4 $ 970,000 $ 242,500 $ 0
Roanoke, Virginia 4 $ 1,050,000 $ 262,500 $ 14,000
York, Virginia 4 $ 1,280,000 $ 320,000 $ 41,000
Thurston, Washington 4 $ 1,310,000 $ 327,500 $ 21,000
Yakima, Washington 4 $ 1,010,000 $ 252,500 $ 20,000
Jefferson, West Virginia 4 $ 1,410,000 $ 352,500 $ 0
Sweetwater, Wyoming 4 $ 780,000 $ 195,000 $ 0
Covington, Alabama 3 $ 695,000 $ 231,666 $ 0
Elmore, Alabama 3 $ 545,000 $ 181,666 $ 0
Marshall, Alabama 3 $ 625,000 $ 208,333 $ 0
Shelby, Alabama 3 $ 805,000 $ 268,333 $ 0
Gila, Arizona 3 $ 615,000 $ 205,000 $ 10,000
Greene, Arkansas 3 $ 1,295,000 $ 431,666 $ 0
Butte, California 3 $ 515,000 $ 171,666 $ 17,000
Delta, Colorado 3 $ 805,000 $ 268,333 $ 24,000
Fremont, Colorado 3 $ 975,000 $ 325,000 $ 0
New London, Connecticut 3 $ 655,000 $ 218,333 $ 20,000
Seminole, Florida 3 $ 725,000 $ 241,666 $ 0
St. Johns, Florida 3 $ 1,205,000 $ 401,666 $ 0
Bryan, Georgia 3 $ 1,165,000 $ 388,333 $ 0
Gordon, Georgia 3 $ 465,000 $ 155,000 $ 0
Sumter, Georgia 3 $ 755,000 $ 251,666 $ 0
Troup, Georgia 3 $ 845,000 $ 281,666 $ 0
Champaign, Illinois 3 $ 1,105,000 $ 368,333 $ 33,000
Jo Daviess, Illinois 3 $ 755,000 $ 251,666 $ 32,000
Madison, Illinois 3 $ 1,075,000 $ 358,333 $ 64,000
Winnebago, Illinois 3 $ 695,000 $ 231,666 $ 0
Hancock, Indiana 3 $ 505,000 $ 168,333 $ 43,000
Hendricks, Indiana 3 $ 845,000 $ 281,666 $ 42,000
Howard, Indiana 3 $ 795,000 $ 265,000 $ 38,000
Morgan, Indiana 3 $ 675,000 $ 225,000 $ 20,000
Porter, Indiana 3 $ 635,000 $ 211,666 $ 30,000
Shelby, Indiana 3 $ 965,000 $ 321,666 $ 0
Vanderburgh, Indiana 3 $ 625,000 $ 208,333 $ 0
Black Hawk, Iowa 3 $ 515,000 $ 171,666 $ 34,000
Boone, Iowa 3 $ 655,000 $ 218,333 $ 0
Linn, Iowa 3 $ 675,000 $ 225,000 $ 0
Woodbury, Iowa 3 $ 535,000 $ 178,333 $ 0
Leavenworth, Kansas 3 $ 455,000 $ 151,666 $ 25,000
Sedgwick, Kansas 3 $ 605,000 $ 201,666 $ 29,000
Fayette, Kentucky 3 $ 775,000 $ 258,333 $ 0
Madison, Kentucky 3 $ 825,000 $ 275,000 $ 0
Meade, Kentucky 3 $ 525,000 $ 175,000 $ 0
Ascension, Louisiana 3 $ 715,000 $ 238,333 $ 33,000
Jefferson, Louisiana 3 $ 695,000 $ 231,666 $ 0
Livingston, Louisiana 3 $ 745,000 $ 248,333 $ 0
Ouachita, Louisiana 3 $ 885,000 $ 295,000 $ 0
Aroostook, Maine 3 $ 765,000 $ 255,000 $ 30,000
Knox, Maine 3 $ 1,035,000 $ 345,000 $ 41,000
Carroll, Maryland 3 $ 795,000 $ 265,000 $ 0
Harford, Maryland 3 $ 795,000 $ 265,000 $ 0
Somerset, Maryland 3 $ 535,000 $ 178,333 $ 21,000
St. Mary's, Maryland 3 $ 695,000 $ 231,666 $ 0
Berrien, Michigan 3 $ 575,000 $ 191,666 $ 0
Ionia, Michigan 3 $ 895,000 $ 298,333 $ 0
Kalamazoo, Michigan 3 $ 495,000 $ 165,000 $ 0
Livingston, Michigan 3 $ 725,000 $ 241,666 $ 0
Monroe, Michigan 3 $ 475,000 $ 158,333 $ 0
Ottawa, Michigan 3 $ 655,000 $ 218,333 $ 0
St. Clair, Michigan 3 $ 815,000 $ 271,666 $ 21,000
Van Buren, Michigan 3 $ 555,000 $ 185,000 $ 37,000
Scott, Minnesota 3 $ 805,000 $ 268,333 $ 0
Cape Girardeau, Missouri 3 $ 835,000 $ 278,333 $ 0
Christian, Missouri 3 $ 615,000 $ 205,000 $ 0
Laclede, Missouri 3 $ 655,000 $ 218,333 $ 0
Cascade, Montana 3 $ 555,000 $ 185,000 $ 0
Lewis and Clark, Montana 3 $ 645,000 $ 215,000 $ 0
Ravalli, Montana 3 $ 575,000 $ 191,666 $ 0
Douglas, Nevada 3 $ 415,000 $ 138,333 $ 0
Belknap, New Hampshire 3 $ 575,000 $ 191,666 $ 16,000
Hillsborough, New Hampshire 3 $ 885,000 $ 295,000 $ 24,000
Merrimack, New Hampshire 3 $ 705,000 $ 235,000 $ 0
Atlantic, New Jersey 3 $ 565,000 $ 188,333 $ 0
Curry, New Mexico 3 $ 805,000 $ 268,333 $ 0
Santa Fe, New Mexico 3 $ 605,000 $ 201,666 $ 27,000
Brunswick, North Carolina 3 $ 695,000 $ 231,666 $ 0
Catawba, North Carolina 3 $ 815,000 $ 271,666 $ 0
Craven, North Carolina 3 $ 415,000 $ 138,333 $ 0
Iredell, North Carolina 3 $ 875,000 $ 291,666 $ 0
Macon, North Carolina 3 $ 415,000 $ 138,333 $ 0
Nash, North Carolina 3 $ 755,000 $ 251,666 $ 19,000
Rockingham, North Carolina 3 $ 735,000 $ 245,000 $ 0
Rowan, North Carolina 3 $ 1,125,000 $ 375,000 $ 0
Wilson, North Carolina 3 $ 575,000 $ 191,666 $ 0
Allen, Ohio 3 $ 845,000 $ 281,666 $ 18,000
Butler, Ohio 3 $ 695,000 $ 231,666 $ 0
Columbiana, Ohio 3 $ 825,000 $ 275,000 $ 0
Greene, Ohio 3 $ 1,045,000 $ 348,333 $ 0
Lake, Ohio 3 $ 795,000 $ 265,000 $ 0
Logan, Ohio 3 $ 435,000 $ 145,000 $ 0
Mahoning, Ohio 3 $ 875,000 $ 291,666 $ 0
Medina, Ohio 3 $ 755,000 $ 251,666 $ 0
Ross, Ohio 3 $ 605,000 $ 201,666 $ 0
Sandusky, Ohio 3 $ 495,000 $ 165,000 $ 0
Van Wert, Ohio 3 $ 725,000 $ 241,666 $ 5,000
Delaware, Oklahoma 3 $ 565,000 $ 188,333 $ 0
Mayes, Oklahoma 3 $ 575,000 $ 191,666 $ 0
Pawnee, Oklahoma 3 $ 735,000 $ 245,000 $ 12,000
Rogers, Oklahoma 3 $ 505,000 $ 168,333 $ 0
Linn, Oregon 3 $ 545,000 $ 181,666 $ 0
Yamhill, Oregon 3 $ 855,000 $ 285,000 $ 20,000
Bucks, Pennsylvania 3 $ 865,000 $ 288,333 $ 30,000
Luzerne, Pennsylvania 3 $ 895,000 $ 298,333 $ 0
Montgomery, Pennsylvania 3 $ 755,000 $ 251,666 $ 0
Northampton, Pennsylvania 3 $ 695,000 $ 231,666 $ 0
Providence, Rhode Island 3 $ 475,000 $ 158,333 $ 46,000
Beaufort, South Carolina 3 $ 365,000 $ 121,666 $ 0
Darlington, South Carolina 3 $ 615,000 $ 205,000 $ 18,000
Orangeburg, South Carolina 3 $ 425,000 $ 141,666 $ 0
Dickson, Tennessee 3 $ 885,000 $ 295,000 $ 0
Marshall, Tennessee 3 $ 575,000 $ 191,666 $ 0
Maury, Tennessee 3 $ 725,000 $ 241,666 $ 29,000
Sullivan, Tennessee 3 $ 565,000 $ 188,333 $ 0
Tipton, Tennessee 3 $ 705,000 $ 235,000 $ 0
Bandera, Texas 3 $ 715,000 $ 238,333 $ 0
Chambers, Texas 3 $ 945,000 $ 315,000 $ 0
Grayson, Texas 3 $ 695,000 $ 231,666 $ 0
Harrison, Texas 3 $ 295,000 $ 98,333 $ 30,000
Hood, Texas 3 $ 935,000 $ 311,666 $ 0
Johnson, Texas 3 $ 515,000 $ 171,666 $ 0
Kaufman, Texas 3 $ 495,000 $ 165,000 $ 47,000
Limestone, Texas 3 $ 575,000 $ 191,666 $ 0
Medina, Texas 3 $ 515,000 $ 171,666 $ 0
Parker, Texas 3 $ 825,000 $ 275,000 $ 33,000
Cache, Utah 3 $ 535,000 $ 178,333 $ 44,000
Carbon, Utah 3 $ 1,135,000 $ 378,333 $ 0
Accomack, Virginia 3 $ 695,000 $ 231,666 $ 0
Bedford, Virginia 3 $ 755,000 $ 251,666 $ 0
Caroline, Virginia 3 $ 915,000 $ 305,000 $ 23,000
Frederick, Virginia 3 $ 635,000 $ 211,666 $ 0
Henry, Virginia 3 $ 935,000 $ 311,666 $ 0
Hopewell, Virginia 3 $ 1,005,000 $ 335,000 $ 0
Richmond City, Virginia 3 $ 535,000 $ 178,333 $ 5,000
Chelan, Washington 3 $ 585,000 $ 195,000 $ 0
Okanogan, Washington 3 $ 505,000 $ 168,333 $ 52,000
Snohomish, Washington 3 $ 485,000 $ 161,666 $ 47,000
Whatcom, Washington 3 $ 645,000 $ 215,000 $ 24,000
Brown, Wisconsin 3 $ 535,000 $ 178,333 $ 18,000
Dodge, Wisconsin 3 $ 575,000 $ 191,666 $ 0
Portage, Wisconsin 3 $ 805,000 $ 268,333 $ 0
Racine, Wisconsin 3 $ 625,000 $ 208,333 $ 0
St. Croix, Wisconsin 3 $ 435,000 $ 145,000 $ 0
Washington, Wisconsin 3 $ 665,000 $ 221,666 $ 0
Natrona, Wyoming 3 $ 815,000 $ 271,666 $ 0
Blount, Alabama 2 $ 250,000 $ 125,000 $ 0
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Mortgage Loan Application Detail Totals for Low VA Rates, LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,543 $1,034,745,000 $227,000 $1,005,000 $3,000 $800,000
Cash-out Refinancing 399 $92,035,000 $230,000 $695,000 $82,000 $444,000
Home Purchase 173 $38,385,000 $221,000 $725,000 $88,000 $373,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,730 $629,980,000 $230,000 $1,005,000 $13,000 $800,000
Black or African American 1,050 $238,570,000 $227,000 $795,000 $9,000 $382,000
Not Provided 717 $160,515,000 $223,000 $785,000 $9,000 $338,000
Hispanic 473 $104,105,000 $220,000 $765,000 $13,000 $444,000
American Indian or Alaskan Native 64 $14,340,000 $224,000 $395,000 $5,000 $88,000
Asian 54 $12,310,000 $227,000 $755,000 $18,000 $164,000
Native Hawaiian or Other Pacific Islander 26 $5,240,000 $201,000 $545,000 $12,000 $98,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 4,922 $1,122,330,000 $228,000 $1,005,000 $9,000 $444,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 110 $24,260,000 $220,000 $555,000 $103,000 $800,000
FHA-insured (Federal Housing Administration) 81 $18,215,000 $224,000 $495,000 $30,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $360,000 $180,000 $205,000 $56,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,063 $934,995,000 $230,000 $1,005,000 $9,000 $375,000
File Closed For Incompleteness 534 $110,870,000 $207,000 $755,000 $18,000 $800,000
Application Withdrawn By Applicant 325 $73,765,000 $226,000 $755,000 $17,000 $188,000
Application Denied By Financial Institution 185 $43,395,000 $234,000 $675,000 $32,000 $242,000
Application Approved But Not Accepted 8 $2,140,000 $267,000 $415,000 $16,000 $117,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,930 $1,121,770,000 $227,000 $1,005,000 $11,000 $800,000
Credit History 90 $22,200,000 $246,000 $675,000 $29,000 $160,000
Other 42 $9,260,000 $220,000 $435,000 $16,000 $183,000
Collateral 21 $4,535,000 $215,000 $515,000 $56,000 $242,000
Debt-To-Income Ratio 15 $3,605,000 $240,000 $425,000 $61,000 $127,000
Credit Application Incomplete 5 $935,000 $187,000 $305,000 $14,000 $71,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,195,000 $239,000 $605,000 $19,000 $50,000
Unverifiable Information 4 $920,000 $230,000 $275,000 $77,000 $164,000
Employment History 3 $745,000 $248,000 $285,000 $36,000 $79,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Low VA Rates, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Low VA Rates, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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