M&I Marshall & Ilsley Bank Mortgage Lending & HMDA Data, 2011
In 2011, M&I Marshall & Ilsley Bank of Cedarburg, WI reported 12,651 mortgage applications totaling $2.2 billion. The average application was for $177,269, and applicants reported an average income of $103,801. 52% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (1,842), Madison, WI (984) and Indianapolis-Carmel, IN (889) (applications in parentheses).
| Mortgage Company & Address | M&I Marshall & Ilsley Bank W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 12,651 |
| Total Mortgage Loan Application Amount | $2,242,641,000 |
| Average Mortgage Loan Application Amount | $177,269 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $103,801 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Marshall & Ilsley Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee-Waukesha-West Allis, WI | 1,842 | $ 329,337,000 | $ 178,793 | $ 117,000 |
| Madison, WI | 984 | $ 258,967,000 | $ 263,177 | $ 136,000 |
| Indianapolis-Carmel, IN | 889 | $ 135,483,000 | $ 152,399 | $ 97,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 808 | $ 176,503,000 | $ 218,444 | $ 121,594 |
| Phoenix-Mesa-Glendale, AZ | 496 | $ 102,306,000 | $ 206,262 | $ 135,000 |
| Green Bay, WI | 453 | $ 84,138,000 | $ 185,735 | $ 107,000 |
| Appleton, WI | 392 | $ 62,596,000 | $ 159,683 | $ 105,000 |
| Janesville, WI | 368 | $ 48,496,000 | $ 131,782 | $ 71,000 |
| St. Louis, MO-IL | 310 | $ 63,651,000 | $ 205,325 | $ 129,348 |
| Racine, WI | 266 | $ 36,175,000 | $ 135,996 | $ 78,000 |
| Lake County-Kenosha County, IL-WI | 223 | $ 32,336,000 | $ 145,004 | $ 82,291 |
| Fond Du Lac, WI | 204 | $ 29,152,000 | $ 142,901 | $ 83,000 |
| Oshkosh-Neenah, WI | 190 | $ 61,055,000 | $ 321,342 | $ 91,000 |
| Kansas City, MO-KS | 186 | $ 34,831,000 | $ 187,263 | $ 119,548 |
| Wausau, WI | 186 | $ 26,853,000 | $ 144,370 | $ 91,000 |
| Sheboygan, WI | 148 | $ 32,179,000 | $ 217,425 | $ 96,000 |
| Eau Claire, WI | 115 | $ 15,820,000 | $ 137,565 | $ 75,000 |
| Prescott, AZ | 99 | $ 20,567,000 | $ 207,747 | $ 92,000 |
| Orlando-Kissimmee-Sanford, FL | 91 | $ 23,774,000 | $ 261,252 | $ 152,000 |
| Duluth, MN-WI | 81 | $ 10,537,000 | $ 130,086 | $ 83,037 |
| North Port-Bradenton-Sarasota, FL | 77 | $ 14,604,000 | $ 189,662 | $ 157,000 |
| La Crosse, WI-MN | 66 | $ 9,785,000 | $ 148,257 | $ 84,303 |
| Tucson, AZ | 62 | $ 10,604,000 | $ 171,032 | $ 108,000 |
| Naples-Marco Island, FL | 44 | $ 18,274,000 | $ 415,318 | $ 413,000 |
| Tampa-St. Petersburg-Clearwater, FL | 35 | $ 9,576,000 | $ 273,600 | $ 182,000 |
| Cape Coral-Fort Myers, FL | 33 | $ 8,976,000 | $ 272,000 | $ 188,000 |
| St. Joseph, MO-KS | 29 | $ 3,666,000 | $ 126,413 | $ 62,000 |
| Anderson, IN | 26 | $ 2,234,000 | $ 85,923 | $ 68,000 |
| Chicago-Joliet-Naperville, IL | 26 | $ 6,837,000 | $ 262,961 | $ 222,000 |
| Flagstaff, AZ | 19 | $ 4,977,000 | $ 261,947 | $ 208,000 |
| Bloomington, IN | 15 | $ 2,461,000 | $ 164,066 | $ 438,000 |
| Rockford, IL | 15 | $ 2,389,000 | $ 159,266 | $ 72,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 2,181,000 | $ 272,625 | $ 100,000 |
| Punta Gorda, FL | 8 | $ 2,018,000 | $ 252,250 | $ 102,000 |
| Rochester, MN | 6 | $ 1,599,000 | $ 266,500 | $ 96,000 |
| Fort Wayne, IN | 4 | $ 607,000 | $ 151,750 | $ 77,000 |
| Jacksonville, FL | 3 | $ 1,217,000 | $ 405,666 | $ 287,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 3,716,000 | $ 1,238,666 | $ 637,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 513,000 | $ 171,000 | $ 602,000 |
| Gary, IN | 2 | $ 269,000 | $ 134,500 | $ 73,000 |
| Kokomo, IN | 2 | $ 10,330,000 | $ 5,165,000 | $ 13,000 |
| Lafayette, IN | 2 | $ 292,000 | $ 146,000 | $ 108,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| Lawrence, KS | 2 | $ 353,000 | $ 176,500 | $ 74,000 |
| Michigan City-La Porte, IN | 2 | $ 696,000 | $ 348,000 | $ 174,000 |
| Ocala, FL | 2 | $ 217,000 | $ 108,500 | $ 62,000 |
| Palm Coast, FL | 2 | $ 834,000 | $ 417,000 | $ 178,000 |
| Springfield, MO | 2 | $ 292,000 | $ 146,000 | $ 52,000 |
| St. Cloud, MN | 2 | $ 203,000 | $ 101,500 | $ 44,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Columbus, IN | 1 | $ 118,000 | $ 118,000 | $ 189,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 78,000 | $ 78,000 | $ 135,000 |
| Des Moines-West Des Moines, IA | 1 | $ 3,750,000 | $ 3,750,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 280,000 | $ 280,000 | $ 298,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 21,000 | $ 21,000 | $ 38,000 |
| Gainesville, FL | 1 | $ 272,000 | $ 272,000 | $ 215,000 |
| Joplin, MO | 1 | $ 89,000 | $ 89,000 | $ 236,000 |
| Kalamazoo-Portage, MI | 1 | $ 386,000 | $ 386,000 | $ 312,000 |
| Lakeland-Winter Haven, FL | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Las Vegas-Paradise, NV | 1 | $ 155,000 | $ 155,000 | $ 242,000 |
| Lexington-Fayette, KY | 1 | $ 1,080,000 | $ 1,080,000 | $ 0 |
| Louisville-Jefferson County, KY-IN | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 113,000 | $ 113,000 | $ 300,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 80,000 | $ 80,000 | $ 132,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 249,000 | $ 249,000 | $ 586,000 |
| Sebastian-Vero Beach, FL | 1 | $ 284,000 | $ 284,000 | $ 350,000 |
| Terre Haute, IN | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 117,000 | $ 117,000 | $ 174,000 |
| Wichita, KS | 1 | $ 128,000 | $ 128,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for M&I Marshall & Ilsley Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,168 | $1,419,364,000 | $198,000 | $13,359,000 | $118,000 | $9,999,000 |
| Home Purchase | 4,824 | $748,979,000 | $155,000 | $25,000,000 | $85,000 | $3,969,000 |
| Home Improvement | 659 | $74,298,000 | $112,000 | $2,247,000 | $87,000 | $2,547,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,406 | $1,725,496,000 | $165,000 | $7,600,000 | $105,000 | $9,999,000 |
| Not Provided | 657 | $115,681,000 | $176,000 | $2,150,000 | $128,000 | $3,609,000 |
| Hispanic | 592 | $55,458,000 | $93,000 | $1,000,000 | $50,000 | $750,000 |
| Not applicable | 364 | $264,477,000 | $726,000 | $25,000,000 | $149,000 | $2,947,000 |
| Black or African American | 297 | $31,323,000 | $105,000 | $700,000 | $62,000 | $2,403,000 |
| Asian | 289 | $43,173,000 | $149,000 | $1,000,000 | $89,000 | $962,000 |
| American Indian or Alaskan Native | 25 | $3,409,000 | $136,000 | $550,000 | $83,000 | $401,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $3,624,000 | $172,000 | $395,000 | $124,000 | $627,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,891 | $2,009,901,000 | $184,000 | $25,000,000 | $112,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,546 | $200,573,000 | $129,000 | $527,000 | $53,000 | $486,000 |
| VA-guaranteed (Veterans Administration) | 214 | $32,167,000 | $150,000 | $455,000 | $60,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,600 | $1,266,861,000 | $191,000 | $23,075,000 | $119,000 | $3,969,000 |
| Application Denied By Financial Institution | 2,556 | $423,118,000 | $165,000 | $10,650,000 | $87,000 | $2,403,000 |
| Preapproval Denied by Financial Institution | 1,508 | $149,591,000 | $99,000 | $1,125,000 | $49,000 | $1,061,000 |
| Application Withdrawn By Applicant | 832 | $194,744,000 | $234,000 | $25,000,000 | $109,000 | $1,678,000 |
| File Closed For Incompleteness | 597 | $109,054,000 | $182,000 | $1,800,000 | $124,000 | $1,600,000 |
| Application Approved But Not Accepted | 551 | $97,870,000 | $177,000 | $2,095,000 | $129,000 | $9,999,000 |
| Loan Purchased By The Institution | 7 | $1,403,000 | $200,000 | $362,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,840 | $194,571,000 | $105,000 | $1,500,000 | $63,000 | $2,403,000 |
| Debt-To-Income Ratio | 976 | $151,934,000 | $155,000 | $2,378,000 | $47,000 | $500,000 |
| Collateral | 868 | $153,464,000 | $176,000 | $2,400,000 | $112,000 | $2,086,000 |
| Other | 200 | $47,081,000 | $235,000 | $10,650,000 | $130,000 | $1,061,000 |
| Unverifiable Information | 73 | $10,588,000 | $145,000 | $500,000 | $57,000 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 47 | $8,684,000 | $184,000 | $640,000 | $92,000 | $331,000 |
| Employment History | 42 | $4,718,000 | $112,000 | $520,000 | $41,000 | $281,000 |
| Credit Application Incomplete | 11 | $962,000 | $87,000 | $170,000 | $47,000 | $204,000 |
| Mortgage Insurance Denied | 7 | $707,000 | $101,000 | $162,000 | $37,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Marshall & Ilsley Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Marshall & Ilsley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About