M&I Marshall & Ilsley Bank Mortgage Lending & HMDA Data, 2010
In 2010, M&I Marshall & Ilsley Bank of Cedarburg, WI reported 19,608 mortgage applications totaling $3.3 billion, down 26% from 2009. The average application was for $167,725, and applicants reported an average income of $99,548. 55% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (2,906), Madison, WI (1,630) and Minneapolis-St. Paul-Bloomington, MN-WI (1,393) (applications in parentheses).
| Mortgage Company & Address | M&I Marshall & Ilsley Bank W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,608 |
| Total Mortgage Loan Application Amount | $3,288,753,000 |
| Average Mortgage Loan Application Amount | $167,725 |
| Highest Mortgage Loan Application Amount | $9,415,000 |
| Average Applicant Income | $99,548 |
| Highest Applicant Income | $5,059,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Marshall & Ilsley Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee-Waukesha-West Allis, WI | 2,906 | $ 522,582,000 | $ 179,828 | $ 102,000 |
| Madison, WI | 1,630 | $ 345,580,000 | $ 212,012 | $ 113,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,393 | $ 286,075,000 | $ 205,366 | $ 111,566 |
| Indianapolis-Carmel, IN | 1,104 | $ 161,702,000 | $ 146,469 | $ 85,000 |
| Green Bay, WI | 944 | $ 144,477,000 | $ 153,047 | $ 112,000 |
| Phoenix-Mesa-Glendale, AZ | 851 | $ 178,421,000 | $ 209,660 | $ 138,000 |
| Appleton, WI | 599 | $ 92,047,000 | $ 153,667 | $ 106,000 |
| St. Louis, MO-IL | 549 | $ 102,024,000 | $ 185,836 | $ 96,785 |
| Racine, WI | 530 | $ 78,525,000 | $ 148,160 | $ 78,000 |
| Janesville, WI | 529 | $ 64,138,000 | $ 121,243 | $ 74,000 |
| Lake County-Kenosha County, IL-WI | 402 | $ 65,308,000 | $ 162,457 | $ 80,495 |
| Oshkosh-Neenah, WI | 356 | $ 55,937,000 | $ 157,126 | $ 107,000 |
| Fond Du Lac, WI | 336 | $ 46,492,000 | $ 138,369 | $ 93,000 |
| Kansas City, MO-KS | 315 | $ 75,310,000 | $ 239,079 | $ 142,526 |
| Wausau, WI | 302 | $ 44,768,000 | $ 148,238 | $ 116,000 |
| Eau Claire, WI | 199 | $ 34,069,000 | $ 171,201 | $ 102,000 |
| Prescott, AZ | 195 | $ 43,275,000 | $ 221,923 | $ 107,000 |
| Sheboygan, WI | 190 | $ 23,503,000 | $ 123,700 | $ 86,000 |
| North Port-Bradenton-Sarasota, FL | 178 | $ 40,284,000 | $ 226,314 | $ 147,000 |
| Tucson, AZ | 146 | $ 27,835,000 | $ 190,650 | $ 115,000 |
| Orlando-Kissimmee-Sanford, FL | 103 | $ 32,379,000 | $ 314,359 | $ 168,000 |
| La Crosse, WI-MN | 94 | $ 14,150,000 | $ 150,531 | $ 77,340 |
| Duluth, MN-WI | 93 | $ 13,909,000 | $ 149,559 | $ 86,032 |
| Tampa-St. Petersburg-Clearwater, FL | 65 | $ 11,515,000 | $ 177,153 | $ 119,000 |
| Naples-Marco Island, FL | 59 | $ 30,217,000 | $ 512,152 | $ 335,000 |
| Cape Coral-Fort Myers, FL | 58 | $ 15,266,000 | $ 263,206 | $ 224,000 |
| Chicago-Joliet-Naperville, IL | 55 | $ 14,579,000 | $ 265,072 | $ 150,000 |
| St. Joseph, MO-KS | 49 | $ 8,342,000 | $ 170,244 | $ 82,000 |
| Rockford, IL | 43 | $ 5,605,000 | $ 130,348 | $ 102,000 |
| Flagstaff, AZ | 25 | $ 5,648,000 | $ 225,920 | $ 184,000 |
| Anderson, IN | 19 | $ 2,599,000 | $ 136,789 | $ 71,000 |
| Punta Gorda, FL | 13 | $ 1,976,000 | $ 152,000 | $ 80,000 |
| Lakeland-Winter Haven, FL | 9 | $ 778,000 | $ 86,444 | $ 83,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 8 | $ 3,522,000 | $ 440,250 | $ 446,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 753,000 | $ 107,571 | $ 41,000 |
| Rochester, MN | 7 | $ 1,596,000 | $ 228,000 | $ 137,000 |
| St. Cloud, MN | 7 | $ 802,000 | $ 114,571 | $ 51,000 |
| Columbus, IN | 6 | $ 3,119,000 | $ 519,833 | $ 75,000 |
| Springfield, MO | 6 | $ 2,296,000 | $ 382,666 | $ 67,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,134,000 | $ 226,800 | $ 99,000 |
| Jacksonville, FL | 4 | $ 997,000 | $ 249,250 | $ 687,000 |
| Joplin, MO | 4 | $ 619,000 | $ 154,750 | $ 164,000 |
| Port St. Lucie, FL | 4 | $ 1,818,000 | $ 454,500 | $ 276,000 |
| Bloomington, IN | 3 | $ 533,000 | $ 177,666 | $ 57,000 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 563,000 | $ 187,666 | $ 106,000 |
| Lafayette, IN | 3 | $ 1,104,000 | $ 368,000 | $ 191,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 270,000 | $ 90,000 | $ 176,000 |
| Wichita, KS | 3 | $ 396,000 | $ 132,000 | $ 64,000 |
| Columbia, MO | 2 | $ 218,000 | $ 109,000 | $ 62,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 316,000 | $ 158,000 | $ 84,000 |
| Elkhart-Goshen, IN | 2 | $ 315,000 | $ 157,500 | $ 101,000 |
| Gary, IN | 2 | $ 228,000 | $ 114,000 | $ 87,000 |
| Kokomo, IN | 2 | $ 303,000 | $ 151,500 | $ 71,000 |
| Lawrence, KS | 2 | $ 331,000 | $ 165,500 | $ 77,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 767,000 | $ 383,500 | $ 770,000 |
| Ocala, FL | 2 | $ 567,000 | $ 283,500 | $ 183,000 |
| Baltimore-Towson, MD | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 70,000 | $ 70,000 | $ 96,000 |
| Evansville, IN-KY | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Flint, MI | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Fort Wayne, IN | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Holland-Grand Haven, MI | 1 | $ 360,000 | $ 360,000 | $ 180,000 |
| Honolulu, HI | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Jefferson City, MO | 1 | $ 268,000 | $ 268,000 | $ 165,000 |
| Las Vegas-Paradise, NV | 1 | $ 349,000 | $ 349,000 | $ 350,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| Mankato-North Mankato, MN | 1 | $ 277,000 | $ 277,000 | $ 151,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Philadelphia, PA | 1 | $ 300,000 | $ 300,000 | $ 470,000 |
| Santa Fe, NM | 1 | $ 970,000 | $ 970,000 | $ 0 |
| Topeka, KS | 1 | $ 214,000 | $ 214,000 | $ 100,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 272,000 | $ 272,000 | $ 78,000 |
| Yuma, AZ | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for M&I Marshall & Ilsley Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,092 | $2,210,305,000 | $182,000 | $3,646,000 | $111,000 | $5,059,000 |
| Home Purchase | 6,459 | $943,519,000 | $146,000 | $3,900,000 | $80,000 | $2,853,000 |
| Home Improvement | 1,057 | $134,929,000 | $127,000 | $9,415,000 | $88,000 | $1,967,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,525 | $2,731,284,000 | $165,000 | $3,646,000 | $100,000 | $4,850,000 |
| Hispanic | 894 | $88,640,000 | $99,000 | $909,000 | $46,000 | $987,000 |
| Not Provided | 735 | $141,638,000 | $192,000 | $3,000,000 | $115,000 | $1,191,000 |
| Not applicable | 554 | $192,818,000 | $348,000 | $9,415,000 | $158,000 | $5,059,000 |
| Black or African American | 409 | $47,473,000 | $116,000 | $1,102,000 | $62,000 | $1,013,000 |
| Asian | 397 | $71,454,000 | $179,000 | $2,179,000 | $123,000 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $9,372,000 | $191,000 | $1,000,000 | $163,000 | $1,526,000 |
| American Indian or Alaskan Native | 45 | $6,074,000 | $134,000 | $800,000 | $86,000 | $422,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,770 | $2,880,478,000 | $171,000 | $9,415,000 | $107,000 | $5,059,000 |
| FHA-insured (Federal Housing Administration) | 2,565 | $367,710,000 | $143,000 | $417,000 | $55,000 | $1,260,000 |
| VA-guaranteed (Veterans Administration) | 273 | $40,565,000 | $148,000 | $417,000 | $60,000 | $603,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,852 | $1,902,045,000 | $175,000 | $9,415,000 | $112,000 | $5,059,000 |
| Application Denied By Financial Institution | 3,897 | $659,516,000 | $169,000 | $3,000,000 | $85,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,804 | $333,882,000 | $185,000 | $3,900,000 | $105,000 | $1,800,000 |
| Preapproval Denied by Financial Institution | 1,722 | $146,174,000 | $84,000 | $1,280,000 | $43,000 | $740,000 |
| Application Approved But Not Accepted | 762 | $142,186,000 | $186,000 | $2,250,000 | $104,000 | $2,872,000 |
| File Closed For Incompleteness | 556 | $103,692,000 | $186,000 | $1,500,000 | $111,000 | $1,850,000 |
| Loan Purchased By The Institution | 15 | $1,258,000 | $83,000 | $450,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,251 | $216,160,000 | $96,000 | $1,324,000 | $57,000 | $3,000,000 |
| Collateral | 1,481 | $267,278,000 | $180,000 | $3,000,000 | $107,000 | $1,978,000 |
| Debt-To-Income Ratio | 1,364 | $229,568,000 | $168,000 | $2,700,000 | $52,000 | $772,000 |
| Other | 219 | $41,397,000 | $189,000 | $3,000,000 | $98,000 | $1,191,000 |
| Unverifiable Information | 100 | $15,800,000 | $158,000 | $578,000 | $96,000 | $1,726,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 97 | $20,930,000 | $215,000 | $1,362,000 | $108,000 | $657,000 |
| Employment History | 72 | $9,826,000 | $136,000 | $938,000 | $50,000 | $430,000 |
| Credit Application Incomplete | 23 | $2,663,000 | $115,000 | $350,000 | $74,000 | $294,000 |
| Mortgage Insurance Denied | 12 | $2,068,000 | $172,000 | $417,000 | $89,000 | $302,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Marshall & Ilsley Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Marshall & Ilsley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About