M&I Marshall & Ilsley Bank Mortgage Lending & HMDA Data, 2009
In 2009, M&I Marshall & Ilsley Bank of Cedarburg, WI reported 26,399 mortgage applications totaling $4.8 billion, up 13% from 2008. The average application was for $181,592, and applicants reported an average income of $100,879. 54% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (4,132), Madison, WI (2,710) and Minneapolis-St. Paul-Bloomington, MN-WI (2,012) (applications in parentheses).
| Mortgage Company & Address | M&I Marshall & Ilsley Bank W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26,399 |
| Total Mortgage Loan Application Amount | $4,793,858,000 |
| Average Mortgage Loan Application Amount | $181,592 |
| Highest Mortgage Loan Application Amount | $10,500,000 |
| Average Applicant Income | $100,879 |
| Highest Applicant Income | $5,562,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Marshall & Ilsley Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee-Waukesha-West Allis, WI | 4,132 | $ 787,293,000 | $ 190,535 | $ 107,000 |
| Madison, WI | 2,710 | $ 604,083,000 | $ 222,908 | $ 123,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,012 | $ 442,173,000 | $ 219,767 | $ 106,568 |
| Phoenix-Mesa-Scottsdale, AZ | 1,581 | $ 372,162,000 | $ 235,396 | $ 129,000 |
| Indianapolis-Carmel, IN | 1,075 | $ 158,954,000 | $ 147,864 | $ 81,000 |
| Green Bay, WI | 1,058 | $ 176,379,000 | $ 166,709 | $ 95,000 |
| Appleton, WI | 823 | $ 137,530,000 | $ 167,108 | $ 102,000 |
| Racine, WI | 675 | $ 113,697,000 | $ 168,440 | $ 85,000 |
| Janesville, WI | 663 | $ 88,657,000 | $ 133,720 | $ 76,000 |
| Lake County-Kenosha County, IL-WI | 564 | $ 100,034,000 | $ 177,365 | $ 88,521 |
| Oshkosh-Neenah, WI | 558 | $ 90,047,000 | $ 161,374 | $ 90,000 |
| Tucson, AZ | 458 | $ 106,399,000 | $ 232,312 | $ 116,000 |
| Prescott, AZ | 396 | $ 97,822,000 | $ 247,025 | $ 97,000 |
| Fond Du Lac, WI | 374 | $ 60,487,000 | $ 161,729 | $ 99,000 |
| Wausau, WI | 355 | $ 53,298,000 | $ 150,135 | $ 105,000 |
| Kansas City, MO-KS | 335 | $ 88,510,000 | $ 264,208 | $ 128,152 |
| Eau Claire, WI | 320 | $ 54,411,000 | $ 170,034 | $ 94,000 |
| Sheboygan, WI | 286 | $ 42,285,000 | $ 147,849 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 254 | $ 48,195,000 | $ 189,744 | $ 97,000 |
| Duluth, MN-WI | 190 | $ 37,659,000 | $ 198,205 | $ 85,342 |
| Bradenton-Sarasota-Venice, FL | 180 | $ 40,417,000 | $ 224,538 | $ 141,000 |
| La Crosse, WI-MN | 163 | $ 26,170,000 | $ 160,552 | $ 96,987 |
| Orlando-Kissimmee, FL | 159 | $ 39,443,000 | $ 248,069 | $ 148,000 |
| Naples-Marco Island, FL | 85 | $ 24,016,000 | $ 282,541 | $ 232,000 |
| Cape Coral-Fort Myers, FL | 81 | $ 20,523,000 | $ 253,370 | $ 236,000 |
| St. Joseph, MO-KS | 72 | $ 11,729,000 | $ 162,902 | $ 77,000 |
| Chicago-Naperville-Joliet, IL | 70 | $ 29,666,000 | $ 423,800 | $ 217,000 |
| Flagstaff, AZ | 63 | $ 16,245,000 | $ 257,857 | $ 148,000 |
| Rockford, IL | 48 | $ 7,184,000 | $ 149,666 | $ 84,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 4,123,000 | $ 217,000 | $ 193,000 |
| Punta Gorda, FL | 13 | $ 2,954,000 | $ 227,230 | $ 109,000 |
| Anderson, IN | 12 | $ 1,044,000 | $ 87,000 | $ 63,000 |
| Gary, IN | 12 | $ 2,326,000 | $ 193,833 | $ 105,000 |
| Lafayette, IN | 9 | $ 760,000 | $ 84,444 | $ 33,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,238,000 | $ 154,750 | $ 168,000 |
| Mankato-North Mankato, MN | 8 | $ 1,552,000 | $ 194,000 | $ 126,000 |
| St. Louis, MO-IL | 8 | $ 1,151,000 | $ 143,875 | $ 71,250 |
| Jacksonville, FL | 7 | $ 1,646,000 | $ 235,142 | $ 92,000 |
| Yuma, AZ | 7 | $ 1,706,000 | $ 243,714 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 2,197,000 | $ 366,166 | $ 389,000 |
| Ocala, FL | 6 | $ 1,147,000 | $ 191,166 | $ 128,000 |
| Rochester, MN | 6 | $ 1,158,000 | $ 193,000 | $ 58,000 |
| St. Cloud, MN | 6 | $ 1,831,000 | $ 305,166 | $ 83,000 |
| Bloomington, IN | 5 | $ 535,000 | $ 107,000 | $ 124,000 |
| Lawrence, KS | 5 | $ 1,552,000 | $ 310,400 | $ 138,000 |
| Lakeland-Winter Haven, FL | 4 | $ 410,000 | $ 102,500 | $ 47,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,442,000 | $ 360,500 | $ 155,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 667,000 | $ 166,750 | $ 103,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 591,000 | $ 147,750 | $ 75,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 666,000 | $ 166,500 | $ 59,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 950,000 | $ 237,500 | $ 174,000 |
| Evansville, IN-KY | 3 | $ 392,000 | $ 130,666 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 260,000 | $ 86,666 | $ 60,000 |
| Joplin, MO | 3 | $ 242,000 | $ 80,666 | $ 59,000 |
| Columbus, IN | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Elkhart-Goshen, IN | 2 | $ 252,000 | $ 126,000 | $ 47,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 294,000 | $ 147,000 | $ 101,000 |
| Fort Wayne, IN | 2 | $ 273,000 | $ 136,500 | $ 91,000 |
| Kokomo, IN | 2 | $ 292,000 | $ 146,000 | $ 44,000 |
| Niles-Benton Harbor, MI | 2 | $ 345,000 | $ 172,500 | $ 301,000 |
| Palm Coast, FL | 2 | $ 689,000 | $ 344,500 | $ 513,000 |
| Port St. Lucie, FL | 2 | $ 306,000 | $ 153,000 | $ 106,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 247,000 | $ 123,500 | $ 43,000 |
| Tallahassee, FL | 2 | $ 379,000 | $ 189,500 | $ 51,000 |
| Topeka, KS | 2 | $ 499,000 | $ 249,500 | $ 71,000 |
| Ann Arbor, MI | 1 | $ 264,000 | $ 264,000 | $ 1,384,000 |
| Des Moines-West Des Moines, IA | 1 | $ 2,280,000 | $ 2,280,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 417,000 | $ 417,000 | $ 767,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 142,000 | $ 142,000 | $ 85,000 |
| Peoria, IL | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 850,000 | $ 850,000 | $ 401,000 |
| Sebastian-Vero Beach, FL | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Terre Haute, IN | 1 | $ 318,000 | $ 318,000 | $ 33,000 |
| Wichita, KS | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for M&I Marshall & Ilsley Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,642 | $3,427,841,000 | $194,000 | $4,400,000 | $110,000 | $5,562,000 |
| Home Purchase | 7,873 | $1,245,844,000 | $158,000 | $10,500,000 | $82,000 | $5,206,000 |
| Home Improvement | 884 | $120,173,000 | $135,000 | $5,022,000 | $87,000 | $1,104,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,654 | $3,677,030,000 | $178,000 | $3,384,000 | $102,000 | $5,206,000 |
| Not Provided | 2,609 | $510,657,000 | $195,000 | $5,063,000 | $119,000 | $5,495,000 |
| Hispanic | 1,262 | $141,260,000 | $111,000 | $1,174,000 | $51,000 | $623,000 |
| Not applicable | 761 | $295,603,000 | $388,000 | $10,500,000 | $130,000 | $2,172,000 |
| Black or African American | 543 | $67,263,000 | $123,000 | $1,275,000 | $66,000 | $1,384,000 |
| Asian | 457 | $84,587,000 | $185,000 | $1,670,000 | $115,000 | $5,562,000 |
| American Indian or Alaskan Native | 58 | $6,953,000 | $119,000 | $417,000 | $104,000 | $986,000 |
| Native Hawaiian or Other Pacific Islander | 55 | $10,505,000 | $191,000 | $417,000 | $130,000 | $467,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,714 | $4,237,638,000 | $186,000 | $10,500,000 | $109,000 | $5,562,000 |
| FHA-insured (Federal Housing Administration) | 3,388 | $506,596,000 | $149,000 | $402,000 | $53,000 | $686,000 |
| VA-guaranteed (Veterans Administration) | 297 | $49,624,000 | $167,000 | $873,000 | $65,000 | $367,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,336 | $2,666,519,000 | $186,000 | $10,500,000 | $111,000 | $5,495,000 |
| Application Denied By Financial Institution | 5,393 | $1,029,287,000 | $190,000 | $5,063,000 | $88,000 | $1,949,000 |
| Application Withdrawn By Applicant | 2,745 | $553,708,000 | $201,000 | $8,200,000 | $108,000 | $5,562,000 |
| Preapproval Denied by Financial Institution | 1,999 | $165,183,000 | $82,000 | $1,225,000 | $44,000 | $1,020,000 |
| Application Approved But Not Accepted | 1,341 | $265,010,000 | $197,000 | $6,000,000 | $115,000 | $2,002,000 |
| File Closed For Incompleteness | 565 | $113,433,000 | $200,000 | $4,400,000 | $117,000 | $4,337,000 |
| Loan Purchased By The Institution | 20 | $718,000 | $35,000 | $209,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2,462 | $509,202,000 | $206,000 | $1,540,000 | $109,000 | $1,949,000 |
| Credit History | 2,198 | $204,972,000 | $93,000 | $706,000 | $53,000 | $1,125,000 |
| Debt-To-Income Ratio | 1,826 | $321,768,000 | $176,000 | $5,063,000 | $53,000 | $1,181,000 |
| Other | 535 | $97,624,000 | $182,000 | $3,384,000 | $99,000 | $1,350,000 |
| Unverifiable Information | 142 | $22,795,000 | $160,000 | $997,000 | $78,000 | $1,273,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 125 | $24,870,000 | $198,000 | $590,000 | $95,000 | $385,000 |
| Employment History | 67 | $9,031,000 | $134,000 | $400,000 | $56,000 | $384,000 |
| Credit Application Incomplete | 21 | $1,944,000 | $92,000 | $432,000 | $73,000 | $360,000 |
| Mortgage Insurance Denied | 16 | $2,264,000 | $141,000 | $245,000 | $72,000 | $154,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Marshall & Ilsley Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Marshall & Ilsley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About