M&T Bank Mortgage Lending & HMDA Data, 2022
In 2022, M&T Bank of Buffalo, NY reported 49,169 mortgage applications totaling $10.4 billion, down 12% from 2021. The average application was for $210,535, and applicants reported an average income of $131,208. 54% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (5,334), New York-Jersey City-White Plains, NY-NJ (3,407) and Baltimore-Columbia-Towson, MD (3,349) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 49,169 |
| Total Mortgage Loan Application Amount | $10,351,805,000 |
| Average Mortgage Loan Application Amount | $210,535 |
| Highest Mortgage Loan Application Amount | $40,005,000 |
| Average Applicant Income | $131,208 |
| Highest Applicant Income | $9,086,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie, New York | 4,595 | $ 710,665,000 | $ 154,660 | $ 111,000 |
| Monroe, New York | 1,355 | $ 154,765,000 | $ 114,217 | $ 90,000 |
| Fairfield, Connecticut | 1,299 | $ 390,755,000 | $ 300,812 | $ 225,000 |
| Suffolk, New York | 1,281 | $ 378,665,000 | $ 295,601 | $ 178,000 |
| Baltimore, Maryland | 1,141 | $ 170,965,000 | $ 149,837 | $ 126,000 |
| York, Pennsylvania | 926 | $ 129,460,000 | $ 139,805 | $ 98,000 |
| Onondaga, New York | 817 | $ 102,435,000 | $ 125,379 | $ 102,000 |
| Niagara, New York | 739 | $ 102,275,000 | $ 138,396 | $ 92,000 |
| New Castle, Delaware | 735 | $ 110,705,000 | $ 150,619 | $ 117,000 |
| Baltimore City, Maryland | 734 | $ 91,170,000 | $ 124,209 | $ 93,000 |
| Sussex, Delaware | 689 | $ 120,925,000 | $ 175,507 | $ 127,000 |
| Nassau, New York | 636 | $ 268,430,000 | $ 422,059 | $ 217,000 |
| Hartford, Connecticut | 628 | $ 103,010,000 | $ 164,028 | $ 133,000 |
| New Haven, Connecticut | 607 | $ 115,945,000 | $ 191,013 | $ 149,000 |
| Westchester, New York | 585 | $ 178,615,000 | $ 305,324 | $ 209,000 |
| Anne Arundel, Maryland | 576 | $ 96,950,000 | $ 168,315 | $ 145,000 |
| Montgomery, Maryland | 558 | $ 186,210,000 | $ 333,709 | $ 196,000 |
| Bergen, New Jersey | 492 | $ 178,090,000 | $ 361,971 | $ 215,000 |
| Broome, New York | 481 | $ 57,385,000 | $ 119,303 | $ 81,000 |
| Orange, New York | 481 | $ 96,675,000 | $ 200,987 | $ 119,000 |
| Kings, New York | 469 | $ 210,455,000 | $ 448,731 | $ 174,000 |
| Luzerne, Pennsylvania | 457 | $ 45,225,000 | $ 98,960 | $ 83,000 |
| Prince George's, Maryland | 445 | $ 87,275,000 | $ 196,123 | $ 120,000 |
| Queens, New York | 444 | $ 154,160,000 | $ 347,207 | $ 142,000 |
| Chautauqua, New York | 406 | $ 44,120,000 | $ 108,669 | $ 90,000 |
| Dutchess, New York | 393 | $ 75,015,000 | $ 190,877 | $ 131,000 |
| Essex, New Jersey | 389 | $ 106,395,000 | $ 273,508 | $ 167,000 |
| Harford, Maryland | 361 | $ 53,915,000 | $ 149,349 | $ 124,000 |
| Ocean, New Jersey | 341 | $ 73,705,000 | $ 216,143 | $ 153,000 |
| Berks, Pennsylvania | 341 | $ 38,345,000 | $ 112,448 | $ 81,000 |
| Middlesex, New Jersey | 321 | $ 96,635,000 | $ 301,043 | $ 153,000 |
| Monmouth, New Jersey | 316 | $ 102,970,000 | $ 325,854 | $ 221,000 |
| Schuylkill, Pennsylvania | 305 | $ 24,245,000 | $ 79,491 | $ 72,000 |
| Oneida, New York | 294 | $ 35,840,000 | $ 121,904 | $ 93,000 |
| Kent, Delaware | 293 | $ 38,325,000 | $ 130,802 | $ 106,000 |
| Rockland, New York | 278 | $ 76,100,000 | $ 273,741 | $ 194,000 |
| Lancaster, Pennsylvania | 276 | $ 44,640,000 | $ 161,739 | $ 132,000 |
| Frederick, Maryland | 274 | $ 49,750,000 | $ 181,569 | $ 145,000 |
| Franklin, Pennsylvania | 272 | $ 30,910,000 | $ 113,639 | $ 94,000 |
| Philadelphia, Pennsylvania | 266 | $ 60,160,000 | $ 226,165 | $ 104,000 |
| Fairfax, Virginia | 263 | $ 105,055,000 | $ 399,448 | $ 208,000 |
| Hudson, New Jersey | 249 | $ 90,445,000 | $ 363,232 | $ 175,000 |
| Albany, New York | 248 | $ 37,310,000 | $ 150,443 | $ 112,000 |
| District of Columbia, District Of Columbia | 247 | $ 103,915,000 | $ 420,708 | $ 206,000 |
| Howard, Maryland | 247 | $ 63,815,000 | $ 258,360 | $ 174,000 |
| Morris, New Jersey | 239 | $ 69,075,000 | $ 289,016 | $ 210,000 |
| Bronx, New York | 239 | $ 71,805,000 | $ 300,439 | $ 116,000 |
| Union, New Jersey | 237 | $ 64,155,000 | $ 270,696 | $ 151,000 |
| Dauphin, Pennsylvania | 231 | $ 27,355,000 | $ 118,419 | $ 117,000 |
| Ulster, New York | 230 | $ 41,980,000 | $ 182,521 | $ 112,000 |
| Carroll, Maryland | 229 | $ 33,845,000 | $ 147,794 | $ 136,000 |
| Maricopa, Arizona | 227 | $ 64,955,000 | $ 286,145 | $ 113,000 |
| Cook, Illinois | 220 | $ 50,350,000 | $ 228,863 | $ 107,000 |
| Cumberland, Pennsylvania | 218 | $ 32,010,000 | $ 146,834 | $ 109,000 |
| Hampden, Massachusetts | 217 | $ 31,295,000 | $ 144,216 | $ 96,000 |
| Washington, Maryland | 207 | $ 26,365,000 | $ 127,367 | $ 92,000 |
| Richmond, New York | 203 | $ 56,345,000 | $ 277,561 | $ 132,000 |
| Middlesex, Massachusetts | 193 | $ 99,385,000 | $ 514,948 | $ 238,000 |
| Passaic, New Jersey | 193 | $ 40,295,000 | $ 208,782 | $ 134,000 |
| Blair, Pennsylvania | 177 | $ 54,535,000 | $ 308,107 | $ 73,000 |
| Loudoun, Virginia | 177 | $ 51,435,000 | $ 290,593 | $ 189,000 |
| Prince William, Virginia | 173 | $ 50,175,000 | $ 290,028 | $ 152,000 |
| Essex, Massachusetts | 171 | $ 51,015,000 | $ 298,333 | $ 170,000 |
| Genesee, New York | 165 | $ 17,365,000 | $ 105,242 | $ 88,000 |
| Cattaraugus, New York | 162 | $ 18,450,000 | $ 113,888 | $ 103,000 |
| Adams, Pennsylvania | 160 | $ 18,520,000 | $ 115,750 | $ 92,000 |
| Delaware, Pennsylvania | 159 | $ 32,645,000 | $ 205,314 | $ 140,000 |
| Northumberland, Pennsylvania | 157 | $ 13,235,000 | $ 84,299 | $ 75,000 |
| Tolland, Connecticut | 155 | $ 23,515,000 | $ 151,709 | $ 108,000 |
| Camden, New Jersey | 139 | $ 26,845,000 | $ 193,129 | $ 119,000 |
| Worcester, Massachusetts | 138 | $ 32,760,000 | $ 237,391 | $ 127,000 |
| New York, New York | 138 | $ 104,290,000 | $ 755,724 | $ 492,000 |
| Chester, Pennsylvania | 136 | $ 34,500,000 | $ 253,676 | $ 151,000 |
| Wayne, New York | 134 | $ 12,860,000 | $ 95,970 | $ 84,000 |
| Schenectady, New York | 132 | $ 16,740,000 | $ 126,818 | $ 90,000 |
| Wicomico, Maryland | 131 | $ 16,355,000 | $ 124,847 | $ 88,000 |
| Montgomery, Pennsylvania | 131 | $ 29,225,000 | $ 223,091 | $ 172,000 |
| Orleans, New York | 127 | $ 11,865,000 | $ 93,425 | $ 78,000 |
| Saratoga, New York | 126 | $ 63,020,000 | $ 500,158 | $ 145,000 |
| Allegany, Maryland | 125 | $ 9,735,000 | $ 77,880 | $ 66,000 |
| Rensselaer, New York | 125 | $ 20,395,000 | $ 163,160 | $ 104,000 |
| Mercer, New Jersey | 124 | $ 26,230,000 | $ 211,532 | $ 139,000 |
| Worcester, Maryland | 120 | $ 21,660,000 | $ 180,500 | $ 146,000 |
| Los Angeles, California | 119 | $ 59,525,000 | $ 500,210 | $ 145,000 |
| Cayuga, New York | 119 | $ 16,435,000 | $ 138,109 | $ 153,000 |
| Sullivan, New York | 119 | $ 19,815,000 | $ 166,512 | $ 122,000 |
| Palm Beach, Florida | 118 | $ 74,060,000 | $ 627,627 | $ 470,000 |
| Charles, Maryland | 117 | $ 18,955,000 | $ 162,008 | $ 110,000 |
| Putnam, New York | 117 | $ 24,455,000 | $ 209,017 | $ 194,000 |
| Bucks, Pennsylvania | 115 | $ 26,475,000 | $ 230,217 | $ 141,000 |
| Litchfield, Connecticut | 113 | $ 23,725,000 | $ 209,955 | $ 127,000 |
| Wyoming, New York | 113 | $ 12,455,000 | $ 110,221 | $ 72,000 |
| Somerset, New Jersey | 108 | $ 66,720,000 | $ 617,777 | $ 192,000 |
| Lycoming, Pennsylvania | 104 | $ 9,750,000 | $ 93,750 | $ 84,000 |
| Chittenden, Vermont | 104 | $ 46,800,000 | $ 450,000 | $ 141,000 |
| Herkimer, New York | 103 | $ 10,235,000 | $ 99,368 | $ 78,000 |
| Centre, Pennsylvania | 103 | $ 16,795,000 | $ 163,058 | $ 106,000 |
| Broward, Florida | 101 | $ 31,025,000 | $ 307,178 | $ 188,000 |
| New London, Connecticut | 100 | $ 15,540,000 | $ 155,400 | $ 123,000 |
| Burlington, New Jersey | 100 | $ 20,230,000 | $ 202,300 | $ 123,000 |
| Clark, Nevada | 99 | $ 24,245,000 | $ 244,898 | $ 81,000 |
| Rockingham, New Hampshire | 98 | $ 23,770,000 | $ 242,551 | $ 172,000 |
| Tioga, New York | 97 | $ 11,625,000 | $ 119,845 | $ 77,000 |
| Oswego, New York | 92 | $ 9,830,000 | $ 106,847 | $ 81,000 |
| Lehigh, Pennsylvania | 91 | $ 15,415,000 | $ 169,395 | $ 113,000 |
| Tompkins, New York | 87 | $ 18,685,000 | $ 214,770 | $ 120,000 |
| Middlesex, Connecticut | 85 | $ 19,375,000 | $ 227,941 | $ 154,000 |
| Cecil, Maryland | 84 | $ 9,620,000 | $ 114,523 | $ 94,000 |
| Lackawanna, Pennsylvania | 83 | $ 10,075,000 | $ 121,385 | $ 94,000 |
| Ontario, New York | 82 | $ 13,910,000 | $ 169,634 | $ 134,000 |
| Madison, New York | 80 | $ 10,900,000 | $ 136,250 | $ 98,000 |
| Hillsborough, Florida | 79 | $ 18,015,000 | $ 228,037 | $ 142,000 |
| Marion, Indiana | 79 | $ 11,145,000 | $ 141,075 | $ 85,000 |
| Suffolk, Massachusetts | 79 | $ 49,195,000 | $ 622,721 | $ 326,000 |
| Bedford, Pennsylvania | 79 | $ 7,945,000 | $ 100,569 | $ 84,000 |
| Livingston, New York | 78 | $ 9,180,000 | $ 117,692 | $ 99,000 |
| Lebanon, Pennsylvania | 77 | $ 10,115,000 | $ 131,363 | $ 87,000 |
| Windham, Vermont | 76 | $ 14,780,000 | $ 194,473 | $ 160,000 |
| York, Maine | 75 | $ 16,375,000 | $ 218,333 | $ 114,000 |
| Hillsborough, New Hampshire | 75 | $ 16,915,000 | $ 225,533 | $ 128,000 |
| Columbia, Pennsylvania | 74 | $ 8,290,000 | $ 112,027 | $ 124,000 |
| Harris, Texas | 74 | $ 13,170,000 | $ 177,972 | $ 98,000 |
| Riverside, California | 73 | $ 22,465,000 | $ 307,739 | $ 102,000 |
| Miami-Dade, Florida | 73 | $ 39,575,000 | $ 542,123 | $ 274,000 |
| Calvert, Maryland | 72 | $ 11,980,000 | $ 166,388 | $ 151,000 |
| Monroe, Pennsylvania | 71 | $ 11,265,000 | $ 158,661 | $ 119,000 |
| Gloucester, New Jersey | 70 | $ 11,710,000 | $ 167,285 | $ 124,000 |
| Steuben, New York | 70 | $ 9,240,000 | $ 132,000 | $ 92,000 |
| Northampton, Pennsylvania | 70 | $ 11,240,000 | $ 160,571 | $ 131,000 |
| Orange, Florida | 67 | $ 15,065,000 | $ 224,850 | $ 108,000 |
| Allegheny, Pennsylvania | 67 | $ 8,745,000 | $ 130,522 | $ 87,000 |
| Lee, Florida | 66 | $ 27,180,000 | $ 411,818 | $ 162,000 |
| Chemung, New York | 65 | $ 7,385,000 | $ 113,615 | $ 84,000 |
| Bradford, Pennsylvania | 65 | $ 9,105,000 | $ 140,076 | $ 123,000 |
| San Bernardino, California | 64 | $ 19,550,000 | $ 305,468 | $ 99,000 |
| Henrico, Virginia | 63 | $ 10,295,000 | $ 163,412 | $ 104,000 |
| Stafford, Virginia | 63 | $ 29,945,000 | $ 475,317 | $ 171,000 |
| Polk, Florida | 62 | $ 10,780,000 | $ 173,870 | $ 85,000 |
| Cumberland, Maine | 61 | $ 18,015,000 | $ 295,327 | $ 196,000 |
| Queen Anne's, Maryland | 61 | $ 12,715,000 | $ 208,442 | $ 133,000 |
| Chenango, New York | 61 | $ 5,045,000 | $ 82,704 | $ 71,000 |
| Norfolk, Massachusetts | 60 | $ 50,820,000 | $ 847,000 | $ 218,000 |
| Garrett, Maryland | 59 | $ 7,945,000 | $ 134,661 | $ 120,000 |
| Wayne, Michigan | 57 | $ 7,335,000 | $ 128,684 | $ 70,000 |
| Cuyahoga, Ohio | 57 | $ 11,005,000 | $ 193,070 | $ 107,000 |
| Bexar, Texas | 57 | $ 10,155,000 | $ 178,157 | $ 104,000 |
| DeKalb, Georgia | 56 | $ 10,360,000 | $ 185,000 | $ 81,000 |
| Fulton, Georgia | 56 | $ 12,410,000 | $ 221,607 | $ 127,000 |
| Mecklenburg, North Carolina | 56 | $ 11,830,000 | $ 211,250 | $ 89,000 |
| Windsor, Vermont | 56 | $ 10,460,000 | $ 186,785 | $ 194,000 |
| Dallas, Texas | 55 | $ 14,055,000 | $ 255,545 | $ 132,000 |
| Duval, Florida | 54 | $ 8,760,000 | $ 162,222 | $ 84,000 |
| Spotsylvania, Virginia | 54 | $ 15,310,000 | $ 283,518 | $ 140,000 |
| Pinellas, Florida | 53 | $ 14,045,000 | $ 265,000 | $ 167,000 |
| Union, Pennsylvania | 53 | $ 6,205,000 | $ 117,075 | $ 85,000 |
| Mineral, West Virginia | 53 | $ 5,135,000 | $ 96,886 | $ 76,000 |
| Plymouth, Massachusetts | 52 | $ 23,740,000 | $ 456,538 | $ 203,000 |
| Shelby, Tennessee | 52 | $ 8,610,000 | $ 165,576 | $ 77,000 |
| Chesterfield, Virginia | 52 | $ 9,390,000 | $ 180,576 | $ 105,000 |
| Berkeley, West Virginia | 52 | $ 5,100,000 | $ 98,076 | $ 102,000 |
| Allegany, New York | 51 | $ 5,015,000 | $ 98,333 | $ 83,000 |
| Fulton, New York | 50 | $ 6,620,000 | $ 132,400 | $ 91,000 |
| Providence, Rhode Island | 50 | $ 15,150,000 | $ 303,000 | $ 107,000 |
| Gwinnett, Georgia | 49 | $ 10,445,000 | $ 213,163 | $ 92,000 |
| Johnson, Kansas | 49 | $ 14,075,000 | $ 287,244 | $ 121,000 |
| Snyder, Pennsylvania | 49 | $ 4,805,000 | $ 98,061 | $ 70,000 |
| Will, Illinois | 48 | $ 10,230,000 | $ 213,125 | $ 112,000 |
| Caroline, Maryland | 48 | $ 5,720,000 | $ 119,166 | $ 89,000 |
| Cortland, New York | 48 | $ 5,230,000 | $ 108,958 | $ 78,000 |
| Guilford, North Carolina | 48 | $ 12,570,000 | $ 261,875 | $ 88,000 |
| Wake, North Carolina | 48 | $ 14,030,000 | $ 292,291 | $ 161,000 |
| Franklin, Ohio | 48 | $ 8,770,000 | $ 182,708 | $ 80,000 |
| Jackson, Missouri | 47 | $ 8,345,000 | $ 177,553 | $ 89,000 |
| Otsego, New York | 47 | $ 6,365,000 | $ 135,425 | $ 102,000 |
| Dorchester, Maryland | 46 | $ 6,450,000 | $ 140,217 | $ 109,000 |
| Atlantic, New Jersey | 46 | $ 12,590,000 | $ 273,695 | $ 172,000 |
| Sussex, New Jersey | 46 | $ 11,270,000 | $ 245,000 | $ 198,000 |
| Virginia Beach, Virginia | 46 | $ 9,330,000 | $ 202,826 | $ 111,000 |
| Pima, Arizona | 45 | $ 9,455,000 | $ 210,111 | $ 101,000 |
| Lake, Indiana | 45 | $ 7,165,000 | $ 159,222 | $ 92,000 |
| King, Washington | 45 | $ 19,625,000 | $ 436,111 | $ 145,000 |
| Collier, Florida | 43 | $ 32,345,000 | $ 752,209 | $ 438,000 |
| Cape May, New Jersey | 42 | $ 26,290,000 | $ 625,952 | $ 580,000 |
| Warren, New Jersey | 42 | $ 7,980,000 | $ 190,000 | $ 148,000 |
| Tarrant, Texas | 42 | $ 7,180,000 | $ 170,952 | $ 103,000 |
| San Diego, California | 40 | $ 21,630,000 | $ 540,750 | $ 231,000 |
| Pasco, Florida | 40 | $ 7,040,000 | $ 176,000 | $ 96,000 |
| Carbon, Pennsylvania | 40 | $ 4,130,000 | $ 103,250 | $ 80,000 |
| Hunterdon, New Jersey | 39 | $ 9,115,000 | $ 233,717 | $ 167,000 |
| Volusia, Florida | 38 | $ 7,170,000 | $ 188,684 | $ 105,000 |
| Henry, Georgia | 38 | $ 6,800,000 | $ 178,947 | $ 89,000 |
| Washington, New York | 38 | $ 4,680,000 | $ 123,157 | $ 65,000 |
| Windham, Connecticut | 37 | $ 4,645,000 | $ 125,540 | $ 97,000 |
| Jefferson, Alabama | 36 | $ 5,210,000 | $ 144,722 | $ 62,000 |
| Franklin, Massachusetts | 36 | $ 4,480,000 | $ 124,444 | $ 90,000 |
| Cheshire, New Hampshire | 36 | $ 6,650,000 | $ 184,722 | $ 126,000 |
| Bernalillo, New Mexico | 36 | $ 6,030,000 | $ 167,500 | $ 70,000 |
| Osceola, Florida | 35 | $ 7,375,000 | $ 210,714 | $ 153,000 |
| DuPage, Illinois | 35 | $ 9,705,000 | $ 277,285 | $ 135,000 |
| Bennington, Vermont | 35 | $ 7,115,000 | $ 203,285 | $ 171,000 |
| St. Mary's, Maryland | 34 | $ 5,150,000 | $ 151,470 | $ 113,000 |
| Oakland, Michigan | 34 | $ 8,240,000 | $ 242,352 | $ 238,000 |
| Columbia, New York | 34 | $ 6,550,000 | $ 192,647 | $ 142,000 |
| Hamilton, Ohio | 33 | $ 4,995,000 | $ 151,363 | $ 83,000 |
| Clearfield, Pennsylvania | 33 | $ 2,075,000 | $ 62,878 | $ 69,000 |
| Clinton, Pennsylvania | 33 | $ 3,465,000 | $ 105,000 | $ 70,000 |
| Salt Lake, Utah | 33 | $ 8,535,000 | $ 258,636 | $ 99,000 |
| Rutland, Vermont | 33 | $ 5,065,000 | $ 153,484 | $ 89,000 |
| Cobb, Georgia | 32 | $ 8,210,000 | $ 256,562 | $ 105,000 |
| Talbot, Maryland | 32 | $ 7,110,000 | $ 222,187 | $ 173,000 |
| Pike, Pennsylvania | 32 | $ 4,400,000 | $ 137,500 | $ 78,000 |
| Chesapeake, Virginia | 32 | $ 5,570,000 | $ 174,062 | $ 104,000 |
| Pierce, Washington | 32 | $ 11,930,000 | $ 372,812 | $ 134,000 |
| Kern, California | 31 | $ 5,945,000 | $ 191,774 | $ 84,000 |
| Brevard, Florida | 31 | $ 5,365,000 | $ 173,064 | $ 91,000 |
| Escambia, Florida | 31 | $ 4,365,000 | $ 140,806 | $ 71,000 |
| Lake, Illinois | 31 | $ 8,285,000 | $ 267,258 | $ 127,000 |
| Warren, New York | 31 | $ 39,255,000 | $ 1,266,290 | $ 186,000 |
| Davidson, Tennessee | 31 | $ 6,165,000 | $ 198,870 | $ 76,000 |
| Hampshire, Massachusetts | 30 | $ 5,810,000 | $ 193,666 | $ 122,000 |
| Strafford, New Hampshire | 30 | $ 6,350,000 | $ 211,666 | $ 104,000 |
| Jefferson, New York | 30 | $ 4,900,000 | $ 163,333 | $ 125,000 |
| Forsyth, North Carolina | 30 | $ 5,430,000 | $ 181,000 | $ 95,000 |
| Oklahoma, Oklahoma | 30 | $ 3,990,000 | $ 133,000 | $ 67,000 |
| Richland, South Carolina | 30 | $ 4,550,000 | $ 151,666 | $ 69,000 |
| Sacramento, California | 29 | $ 9,105,000 | $ 313,965 | $ 107,000 |
| Clayton, Georgia | 29 | $ 4,665,000 | $ 160,862 | $ 76,000 |
| Barnstable, Massachusetts | 29 | $ 11,195,000 | $ 386,034 | $ 257,000 |
| Bristol, Massachusetts | 29 | $ 7,555,000 | $ 260,517 | $ 122,000 |
| Summit, Ohio | 29 | $ 5,195,000 | $ 179,137 | $ 95,000 |
| Greenville, South Carolina | 29 | $ 4,835,000 | $ 166,724 | $ 66,000 |
| Pulaski, Arkansas | 28 | $ 3,500,000 | $ 125,000 | $ 74,000 |
| Marion, Florida | 28 | $ 5,100,000 | $ 182,142 | $ 88,000 |
| Delaware, New York | 28 | $ 2,990,000 | $ 106,785 | $ 97,000 |
| Richmond City, Virginia | 28 | $ 2,830,000 | $ 101,071 | $ 81,000 |
| Manatee, Florida | 27 | $ 9,215,000 | $ 341,296 | $ 205,000 |
| St. Louis, Missouri | 27 | $ 4,315,000 | $ 159,814 | $ 74,000 |
| Wyoming, Pennsylvania | 27 | $ 3,875,000 | $ 143,518 | $ 94,000 |
| Washington, Vermont | 27 | $ 4,745,000 | $ 175,740 | $ 112,000 |
| Tulsa, Oklahoma | 26 | $ 3,940,000 | $ 151,538 | $ 70,000 |
| Pinal, Arizona | 25 | $ 5,985,000 | $ 239,400 | $ 82,000 |
| Contra Costa, California | 25 | $ 10,935,000 | $ 437,400 | $ 149,000 |
| Sarasota, Florida | 25 | $ 5,745,000 | $ 229,800 | $ 169,000 |
| Cumberland, New Jersey | 25 | $ 2,935,000 | $ 117,400 | $ 76,000 |
| Greene, New York | 25 | $ 4,305,000 | $ 172,200 | $ 116,000 |
| Montgomery, Ohio | 25 | $ 3,415,000 | $ 136,600 | $ 89,000 |
| Westmoreland, Pennsylvania | 25 | $ 3,255,000 | $ 130,200 | $ 83,000 |
| Horry, South Carolina | 25 | $ 5,255,000 | $ 210,200 | $ 117,000 |
| Orange, California | 24 | $ 23,690,000 | $ 987,083 | $ 377,000 |
| Knox, Tennessee | 24 | $ 5,450,000 | $ 227,083 | $ 107,000 |
| Fauquier, Virginia | 24 | $ 9,810,000 | $ 408,750 | $ 223,000 |
| Fresno, California | 23 | $ 5,095,000 | $ 221,521 | $ 99,000 |
| St. Lucie, Florida | 23 | $ 5,115,000 | $ 222,391 | $ 139,000 |
| Douglas, Georgia | 23 | $ 4,215,000 | $ 183,260 | $ 81,000 |
| Paulding, Georgia | 23 | $ 4,445,000 | $ 193,260 | $ 64,000 |
| Jefferson, Kentucky | 23 | $ 6,155,000 | $ 267,608 | $ 106,000 |
| Macomb, Michigan | 23 | $ 3,675,000 | $ 159,782 | $ 82,000 |
| Hennepin, Minnesota | 23 | $ 5,655,000 | $ 245,869 | $ 120,000 |
| Montgomery, New York | 23 | $ 1,975,000 | $ 85,869 | $ 76,000 |
| Cumberland, North Carolina | 23 | $ 2,525,000 | $ 109,782 | $ 66,000 |
| Johnston, North Carolina | 23 | $ 5,105,000 | $ 221,956 | $ 88,000 |
| Collin, Texas | 23 | $ 6,895,000 | $ 299,782 | $ 173,000 |
| Addison, Vermont | 23 | $ 3,285,000 | $ 142,826 | $ 97,000 |
| Clark, Washington | 23 | $ 8,375,000 | $ 364,130 | $ 113,000 |
| Milwaukee, Wisconsin | 23 | $ 3,745,000 | $ 162,826 | $ 75,000 |
| Madison, Alabama | 22 | $ 2,930,000 | $ 133,181 | $ 74,000 |
| San Joaquin, California | 22 | $ 5,750,000 | $ 261,363 | $ 81,000 |
| Merrimack, New Hampshire | 22 | $ 4,590,000 | $ 208,636 | $ 110,000 |
| Gaston, North Carolina | 22 | $ 4,020,000 | $ 182,727 | $ 74,000 |
| Erie, Pennsylvania | 22 | $ 1,910,000 | $ 86,818 | $ 81,000 |
| Rutherford, Tennessee | 22 | $ 5,000,000 | $ 227,272 | $ 72,000 |
| Snohomish, Washington | 22 | $ 9,990,000 | $ 454,090 | $ 146,000 |
| Clinton, New York | 21 | $ 2,285,000 | $ 108,809 | $ 86,000 |
| Seneca, New York | 21 | $ 2,355,000 | $ 112,142 | $ 119,000 |
| Multnomah, Oregon | 21 | $ 8,555,000 | $ 407,380 | $ 121,000 |
| Fort Bend, Texas | 21 | $ 4,475,000 | $ 213,095 | $ 105,000 |
| Arlington, Virginia | 21 | $ 8,995,000 | $ 428,333 | $ 197,000 |
| Citrus, Florida | 20 | $ 2,520,000 | $ 126,000 | $ 56,000 |
| St. Lawrence, New York | 20 | $ 1,890,000 | $ 94,500 | $ 92,000 |
| Montour, Pennsylvania | 20 | $ 2,780,000 | $ 139,000 | $ 151,000 |
| Mobile, Alabama | 19 | $ 2,405,000 | $ 126,578 | $ 60,000 |
| Coweta, Georgia | 19 | $ 3,695,000 | $ 194,473 | $ 107,000 |
| Kane, Illinois | 19 | $ 4,795,000 | $ 252,368 | $ 111,000 |
| East Baton Rouge, Louisiana | 19 | $ 2,725,000 | $ 143,421 | $ 81,000 |
| Genesee, Michigan | 19 | $ 2,835,000 | $ 149,210 | $ 69,000 |
| St. Charles, Missouri | 19 | $ 4,065,000 | $ 213,947 | $ 99,000 |
| Douglas, Nebraska | 19 | $ 4,295,000 | $ 226,052 | $ 116,000 |
| Carroll, New Hampshire | 19 | $ 9,315,000 | $ 490,263 | $ 171,000 |
| Schoharie, New York | 19 | $ 2,095,000 | $ 110,263 | $ 101,000 |
| Lorain, Ohio | 19 | $ 3,085,000 | $ 162,368 | $ 84,000 |
| Cambria, Pennsylvania | 19 | $ 1,315,000 | $ 69,210 | $ 86,000 |
| Susquehanna, Pennsylvania | 19 | $ 2,765,000 | $ 145,526 | $ 106,000 |
| York, South Carolina | 19 | $ 4,245,000 | $ 223,421 | $ 89,000 |
| Williamson, Texas | 19 | $ 4,515,000 | $ 237,631 | $ 121,000 |
| Hanover, Virginia | 19 | $ 2,805,000 | $ 147,631 | $ 119,000 |
| Lake, Florida | 18 | $ 4,230,000 | $ 235,000 | $ 134,000 |
| St. Johns, Florida | 18 | $ 6,390,000 | $ 355,000 | $ 194,000 |
| Richmond, Georgia | 18 | $ 2,060,000 | $ 114,444 | $ 53,000 |
| Perry, Pennsylvania | 18 | $ 2,180,000 | $ 121,111 | $ 128,000 |
| Hamilton, Tennessee | 18 | $ 2,240,000 | $ 124,444 | $ 56,000 |
| Manassas, Virginia | 18 | $ 3,440,000 | $ 191,111 | $ 122,000 |
| Montgomery, Alabama | 17 | $ 1,885,000 | $ 110,882 | $ 66,000 |
| Chatham, Georgia | 17 | $ 4,295,000 | $ 252,647 | $ 119,000 |
| Hamilton, Indiana | 17 | $ 4,595,000 | $ 270,294 | $ 118,000 |
| Stark, Ohio | 17 | $ 2,045,000 | $ 120,294 | $ 76,000 |
| Travis, Texas | 17 | $ 6,545,000 | $ 385,000 | $ 191,000 |
| Lamoille, Vermont | 17 | $ 8,735,000 | $ 513,823 | $ 531,000 |
| Alexandria, Virginia | 17 | $ 8,295,000 | $ 487,941 | $ 243,000 |
| Frederick, Virginia | 17 | $ 4,085,000 | $ 240,294 | $ 107,000 |
| Suffolk, Virginia | 17 | $ 2,855,000 | $ 167,941 | $ 124,000 |
| Adams, Colorado | 16 | $ 4,460,000 | $ 278,750 | $ 103,000 |
| Sedgwick, Kansas | 16 | $ 2,220,000 | $ 138,750 | $ 102,000 |
| Jefferson, Louisiana | 16 | $ 2,730,000 | $ 170,625 | $ 85,000 |
| DeSoto, Mississippi | 16 | $ 2,730,000 | $ 170,625 | $ 70,000 |
| Clay, Missouri | 16 | $ 3,190,000 | $ 199,375 | $ 76,000 |
| Yates, New York | 16 | $ 2,770,000 | $ 173,125 | $ 182,000 |
| Clackamas, Oregon | 16 | $ 6,370,000 | $ 398,125 | $ 119,000 |
| Washington, Oregon | 16 | $ 6,370,000 | $ 398,125 | $ 113,000 |
| Bell, Texas | 16 | $ 2,620,000 | $ 163,750 | $ 88,000 |
| Denton, Texas | 16 | $ 4,420,000 | $ 276,250 | $ 109,000 |
| Fredericksburg, Virginia | 16 | $ 5,470,000 | $ 341,875 | $ 147,000 |
| Hampton, Virginia | 16 | $ 2,210,000 | $ 138,125 | $ 80,000 |
| Portsmouth, Virginia | 16 | $ 1,670,000 | $ 104,375 | $ 64,000 |
| Denver, Colorado | 15 | $ 5,715,000 | $ 381,000 | $ 188,000 |
| El Paso, Colorado | 15 | $ 4,405,000 | $ 293,666 | $ 111,000 |
| Hernando, Florida | 15 | $ 1,895,000 | $ 126,333 | $ 71,000 |
| Santa Rosa, Florida | 15 | $ 2,905,000 | $ 193,666 | $ 71,000 |
| Kennebec, Maine | 15 | $ 2,505,000 | $ 167,000 | $ 174,000 |
| Kalamazoo, Michigan | 15 | $ 2,165,000 | $ 144,333 | $ 58,000 |
| Cabarrus, North Carolina | 15 | $ 3,085,000 | $ 205,666 | $ 76,000 |
| Hidalgo, Texas | 15 | $ 1,755,000 | $ 117,000 | $ 104,000 |
| Franklin, Vermont | 15 | $ 1,505,000 | $ 100,333 | $ 70,000 |
| Norfolk, Virginia | 15 | $ 2,525,000 | $ 168,333 | $ 90,000 |
| Spokane, Washington | 15 | $ 2,715,000 | $ 181,000 | $ 81,000 |
| Benton, Arkansas | 14 | $ 2,400,000 | $ 171,428 | $ 88,000 |
| Alachua, Florida | 14 | $ 3,410,000 | $ 243,571 | $ 129,000 |
| Charlotte, Florida | 14 | $ 2,740,000 | $ 195,714 | $ 161,000 |
| Leon, Florida | 14 | $ 2,260,000 | $ 161,428 | $ 89,000 |
| Seminole, Florida | 14 | $ 2,240,000 | $ 160,000 | $ 92,000 |
| McHenry, Illinois | 14 | $ 2,830,000 | $ 202,142 | $ 100,000 |
| Newport News, Virginia | 14 | $ 2,130,000 | $ 152,142 | $ 76,000 |
| Monterey, California | 13 | $ 5,915,000 | $ 455,000 | $ 141,000 |
| Clay, Florida | 13 | $ 2,185,000 | $ 168,076 | $ 80,000 |
| Cherokee, Georgia | 13 | $ 3,145,000 | $ 241,923 | $ 101,000 |
| Ada, Idaho | 13 | $ 4,635,000 | $ 356,538 | $ 115,000 |
| Hendricks, Indiana | 13 | $ 2,505,000 | $ 192,692 | $ 79,000 |
| Madison, Indiana | 13 | $ 1,395,000 | $ 107,307 | $ 54,000 |
| Wyandotte, Kansas | 13 | $ 2,345,000 | $ 180,384 | $ 86,000 |
| Somerset, Maryland | 13 | $ 1,155,000 | $ 88,846 | $ 80,000 |
| Cass, Missouri | 13 | $ 2,375,000 | $ 182,692 | $ 88,000 |
| Durham, North Carolina | 13 | $ 3,685,000 | $ 283,461 | $ 142,000 |
| Fulton, Pennsylvania | 13 | $ 1,135,000 | $ 87,307 | $ 92,000 |
| Berkeley, South Carolina | 13 | $ 3,115,000 | $ 239,615 | $ 103,000 |
| Dorchester, South Carolina | 13 | $ 2,905,000 | $ 223,461 | $ 90,000 |
| Orleans, Vermont | 13 | $ 1,445,000 | $ 111,153 | $ 82,000 |
| Orange, Virginia | 13 | $ 3,355,000 | $ 258,076 | $ 135,000 |
| Hampshire, West Virginia | 13 | $ 1,885,000 | $ 145,000 | $ 69,000 |
| Baldwin, Alabama | 12 | $ 2,350,000 | $ 195,833 | $ 62,000 |
| Yavapai, Arizona | 12 | $ 3,000,000 | $ 250,000 | $ 73,000 |
| Stanislaus, California | 12 | $ 2,910,000 | $ 242,500 | $ 88,000 |
| Indian River, Florida | 12 | $ 4,960,000 | $ 413,333 | $ 288,000 |
| Rockdale, Georgia | 12 | $ 2,530,000 | $ 210,833 | $ 89,000 |
| Madison, Illinois | 12 | $ 1,260,000 | $ 105,000 | $ 79,000 |
| Winnebago, Illinois | 12 | $ 1,750,000 | $ 145,833 | $ 89,000 |
| Polk, Iowa | 12 | $ 2,560,000 | $ 213,333 | $ 90,000 |
| Fayette, Kentucky | 12 | $ 3,090,000 | $ 257,500 | $ 195,000 |
| Kent, Michigan | 12 | $ 1,890,000 | $ 157,500 | $ 81,000 |
| Essex, New York | 12 | $ 3,680,000 | $ 306,666 | $ 162,000 |
| Mahoning, Ohio | 12 | $ 1,100,000 | $ 91,666 | $ 59,000 |
| Huntingdon, Pennsylvania | 12 | $ 1,530,000 | $ 127,500 | $ 84,000 |
| Charleston, South Carolina | 12 | $ 3,640,000 | $ 303,333 | $ 165,000 |
| Lexington, South Carolina | 12 | $ 1,670,000 | $ 139,166 | $ 93,000 |
| King George, Virginia | 12 | $ 2,970,000 | $ 247,500 | $ 131,000 |
| Jefferson, West Virginia | 12 | $ 1,830,000 | $ 152,500 | $ 89,000 |
| Placer, California | 11 | $ 3,495,000 | $ 317,727 | $ 176,000 |
| Tulare, California | 11 | $ 1,865,000 | $ 169,545 | $ 74,000 |
| Ventura, California | 11 | $ 4,075,000 | $ 370,454 | $ 146,000 |
| Arapahoe, Colorado | 11 | $ 3,785,000 | $ 344,090 | $ 131,000 |
| Douglas, Colorado | 11 | $ 4,865,000 | $ 442,272 | $ 137,000 |
| Flagler, Florida | 11 | $ 1,905,000 | $ 173,181 | $ 63,000 |
| Okaloosa, Florida | 11 | $ 1,675,000 | $ 152,272 | $ 83,000 |
| St. Clair, Illinois | 11 | $ 1,425,000 | $ 129,545 | $ 80,000 |
| Elkhart, Indiana | 11 | $ 1,625,000 | $ 147,727 | $ 74,000 |
| St. Joseph, Indiana | 11 | $ 1,705,000 | $ 155,000 | $ 110,000 |
| Shawnee, Kansas | 11 | $ 1,845,000 | $ 167,727 | $ 113,000 |
| Caddo, Louisiana | 11 | $ 1,295,000 | $ 117,727 | $ 56,000 |
| Orleans, Louisiana | 11 | $ 2,025,000 | $ 184,090 | $ 108,000 |
| Oxford, Maine | 11 | $ 1,635,000 | $ 148,636 | $ 78,000 |
| Ramsey, Minnesota | 11 | $ 1,945,000 | $ 176,818 | $ 86,000 |
| Washoe, Nevada | 11 | $ 3,315,000 | $ 301,363 | $ 103,000 |
| Salem, New Jersey | 11 | $ 2,075,000 | $ 188,636 | $ 97,000 |
| Davidson, North Carolina | 11 | $ 2,335,000 | $ 212,272 | $ 70,000 |
| Union, North Carolina | 11 | $ 2,505,000 | $ 227,727 | $ 80,000 |
| Butler, Ohio | 11 | $ 1,175,000 | $ 106,818 | $ 46,000 |
| Clermont, Ohio | 11 | $ 1,435,000 | $ 130,454 | $ 64,000 |
| Trumbull, Ohio | 11 | $ 935,000 | $ 85,000 | $ 76,000 |
| Canadian, Oklahoma | 11 | $ 1,725,000 | $ 156,818 | $ 86,000 |
| Cleveland, Oklahoma | 11 | $ 1,355,000 | $ 123,181 | $ 65,000 |
| Sullivan, Pennsylvania | 11 | $ 1,105,000 | $ 100,454 | $ 83,000 |
| Kent, Rhode Island | 11 | $ 2,615,000 | $ 237,727 | $ 106,000 |
| Lancaster, South Carolina | 11 | $ 4,805,000 | $ 436,818 | $ 157,000 |
| Montgomery, Tennessee | 11 | $ 2,095,000 | $ 190,454 | $ 66,000 |
| Caroline, Virginia | 11 | $ 1,845,000 | $ 167,727 | $ 112,000 |
| Morgan, West Virginia | 11 | $ 1,175,000 | $ 106,818 | $ 60,000 |
| Racine, Wisconsin | 11 | $ 2,085,000 | $ 189,545 | $ 73,000 |
| Calhoun, Alabama | 10 | $ 1,480,000 | $ 148,000 | $ 58,000 |
| Tuscaloosa, Alabama | 10 | $ 1,630,000 | $ 163,000 | $ 71,000 |
| Carroll, Georgia | 10 | $ 1,510,000 | $ 151,000 | $ 78,000 |
| Fayette, Georgia | 10 | $ 2,230,000 | $ 223,000 | $ 158,000 |
| Forsyth, Georgia | 10 | $ 2,670,000 | $ 267,000 | $ 110,000 |
| Newton, Georgia | 10 | $ 1,610,000 | $ 161,000 | $ 83,000 |
| Kendall, Illinois | 10 | $ 1,890,000 | $ 189,000 | $ 99,000 |
| Vanderburgh, Indiana | 10 | $ 1,170,000 | $ 117,000 | $ 66,000 |
| Schuyler, New York | 10 | $ 840,000 | $ 84,000 | $ 71,000 |
| New Hanover, North Carolina | 10 | $ 4,190,000 | $ 419,000 | $ 187,000 |
| Butler, Pennsylvania | 10 | $ 1,870,000 | $ 187,000 | $ 76,000 |
| Spartanburg, South Carolina | 10 | $ 1,610,000 | $ 161,000 | $ 57,000 |
| Wilson, Tennessee | 10 | $ 1,960,000 | $ 196,000 | $ 84,000 |
| Montgomery, Texas | 10 | $ 2,560,000 | $ 256,000 | $ 119,000 |
| Davis, Utah | 10 | $ 2,610,000 | $ 261,000 | $ 116,000 |
| Weber, Utah | 10 | $ 1,930,000 | $ 193,000 | $ 72,000 |
| Talladega, Alabama | 9 | $ 1,095,000 | $ 121,666 | $ 50,000 |
| Yuma, Arizona | 9 | $ 1,275,000 | $ 141,666 | $ 62,000 |
| Sebastian, Arkansas | 9 | $ 945,000 | $ 105,000 | $ 56,000 |
| Washington, Arkansas | 9 | $ 1,405,000 | $ 156,111 | $ 70,000 |
| Columbia, Georgia | 9 | $ 2,065,000 | $ 229,444 | $ 98,000 |
| Hall, Georgia | 9 | $ 1,755,000 | $ 195,000 | $ 76,000 |
| Troup, Georgia | 9 | $ 1,485,000 | $ 165,000 | $ 84,000 |
| Walton, Georgia | 9 | $ 2,055,000 | $ 228,333 | $ 76,000 |
| Delaware, Indiana | 9 | $ 1,125,000 | $ 125,000 | $ 104,000 |
| Hancock, Indiana | 9 | $ 1,315,000 | $ 146,111 | $ 64,000 |
| Livingston, Louisiana | 9 | $ 1,345,000 | $ 149,444 | $ 98,000 |
| Androscoggin, Maine | 9 | $ 1,155,000 | $ 128,333 | $ 72,000 |
| Anoka, Minnesota | 9 | $ 2,405,000 | $ 267,222 | $ 101,000 |
| Dakota, Minnesota | 9 | $ 1,785,000 | $ 198,333 | $ 74,000 |
| St. Louis, Minnesota | 9 | $ 1,055,000 | $ 117,222 | $ 49,000 |
| Harrison, Mississippi | 9 | $ 1,265,000 | $ 140,555 | $ 62,000 |
| St. Louis City, Missouri | 9 | $ 1,025,000 | $ 113,888 | $ 81,000 |
| Sullivan, New Hampshire | 9 | $ 1,805,000 | $ 200,555 | $ 106,000 |
| Franklin, New York | 9 | $ 935,000 | $ 103,888 | $ 93,000 |
| Catawba, North Carolina | 9 | $ 1,215,000 | $ 135,000 | $ 92,000 |
| Iredell, North Carolina | 9 | $ 1,735,000 | $ 192,777 | $ 83,000 |
| Lake, Ohio | 9 | $ 1,405,000 | $ 156,111 | $ 90,000 |
| Medina, Ohio | 9 | $ 1,105,000 | $ 122,777 | $ 73,000 |
| Jackson, Oregon | 9 | $ 1,985,000 | $ 220,555 | $ 119,000 |
| Wayne, Pennsylvania | 9 | $ 2,015,000 | $ 223,888 | $ 178,000 |
| Newport, Rhode Island | 9 | $ 5,085,000 | $ 565,000 | $ 245,000 |
| Anderson, South Carolina | 9 | $ 1,825,000 | $ 202,777 | $ 52,000 |
| Blount, Tennessee | 9 | $ 1,865,000 | $ 207,222 | $ 82,000 |
| Grand Isle, Vermont | 9 | $ 1,105,000 | $ 122,777 | $ 146,000 |
| Orange, Vermont | 9 | $ 1,705,000 | $ 189,444 | $ 99,000 |
| Albemarle, Virginia | 9 | $ 3,015,000 | $ 335,000 | $ 195,000 |
| Dinwiddie, Virginia | 9 | $ 845,000 | $ 93,888 | $ 75,000 |
| Louisa, Virginia | 9 | $ 2,295,000 | $ 255,000 | $ 151,000 |
| Benton, Washington | 9 | $ 2,315,000 | $ 257,222 | $ 82,000 |
| Kitsap, Washington | 9 | $ 3,235,000 | $ 359,444 | $ 100,000 |
| Thurston, Washington | 9 | $ 2,655,000 | $ 295,000 | $ 137,000 |
| Autauga, Alabama | 8 | $ 1,140,000 | $ 142,500 | $ 56,000 |
| Cochise, Arizona | 8 | $ 1,130,000 | $ 141,250 | $ 49,000 |
| Alameda, California | 8 | $ 3,560,000 | $ 445,000 | $ 198,000 |
| Jefferson, Colorado | 8 | $ 3,190,000 | $ 398,750 | $ 148,000 |
| Larimer, Colorado | 8 | $ 2,980,000 | $ 372,500 | $ 236,000 |
| Martin, Florida | 8 | $ 3,690,000 | $ 461,250 | $ 344,000 |
| Bibb, Georgia | 8 | $ 790,000 | $ 98,750 | $ 83,000 |
| Bryan, Georgia | 8 | $ 2,350,000 | $ 293,750 | $ 105,000 |
| Houston, Georgia | 8 | $ 1,200,000 | $ 150,000 | $ 84,000 |
| Spalding, Georgia | 8 | $ 1,570,000 | $ 196,250 | $ 76,000 |
| Johnson, Indiana | 8 | $ 1,270,000 | $ 158,750 | $ 56,000 |
| Hardin, Kentucky | 8 | $ 1,430,000 | $ 178,750 | $ 79,000 |
| Penobscot, Maine | 8 | $ 1,060,000 | $ 132,500 | $ 89,000 |
| Kent, Maryland | 8 | $ 1,560,000 | $ 195,000 | $ 298,000 |
| Buchanan, Missouri | 8 | $ 860,000 | $ 107,500 | $ 58,000 |
| Jefferson, Missouri | 8 | $ 1,010,000 | $ 126,250 | $ 95,000 |
| Sandoval, New Mexico | 8 | $ 1,250,000 | $ 156,250 | $ 62,000 |
| Valencia, New Mexico | 8 | $ 1,340,000 | $ 167,500 | $ 76,000 |
| Brunswick, North Carolina | 8 | $ 2,090,000 | $ 261,250 | $ 135,000 |
| Onslow, North Carolina | 8 | $ 1,350,000 | $ 168,750 | $ 102,000 |
| Fairfield, Ohio | 8 | $ 1,800,000 | $ 225,000 | $ 103,000 |
| Beaufort, South Carolina | 8 | $ 1,620,000 | $ 202,500 | $ 72,000 |
| Cameron, Texas | 8 | $ 910,000 | $ 113,750 | $ 47,000 |
| Webb, Texas | 8 | $ 1,330,000 | $ 166,250 | $ 93,000 |
| Franklin, Virginia | 8 | $ 1,840,000 | $ 230,000 | $ 118,000 |
| Manassas Park, Virginia | 8 | $ 1,230,000 | $ 153,750 | $ 60,000 |
| Shenandoah, Virginia | 8 | $ 830,000 | $ 103,750 | $ 61,000 |
| Warren, Virginia | 8 | $ 1,250,000 | $ 156,250 | $ 143,000 |
| Kanawha, West Virginia | 8 | $ 1,030,000 | $ 128,750 | $ 53,000 |
| Cullman, Alabama | 7 | $ 975,000 | $ 139,285 | $ 60,000 |
| Faulkner, Arkansas | 7 | $ 945,000 | $ 135,000 | $ 63,000 |
| Madera, California | 7 | $ 1,855,000 | $ 265,000 | $ 79,000 |
| Solano, California | 7 | $ 2,015,000 | $ 287,857 | $ 122,000 |
| Muscogee, Georgia | 7 | $ 1,075,000 | $ 153,571 | $ 96,000 |
| Walker, Georgia | 7 | $ 775,000 | $ 110,714 | $ 42,000 |
| Whitfield, Georgia | 7 | $ 995,000 | $ 142,142 | $ 52,000 |
| Allen, Indiana | 7 | $ 905,000 | $ 129,285 | $ 80,000 |
| Clark, Indiana | 7 | $ 915,000 | $ 130,714 | $ 81,000 |
| Dearborn, Indiana | 7 | $ 1,295,000 | $ 185,000 | $ 98,000 |
| Morgan, Indiana | 7 | $ 1,185,000 | $ 169,285 | $ 82,000 |
| Bossier, Louisiana | 7 | $ 905,000 | $ 129,285 | $ 71,000 |
| St. Tammany, Louisiana | 7 | $ 1,375,000 | $ 196,428 | $ 108,000 |
| Berkshire, Massachusetts | 7 | $ 2,485,000 | $ 355,000 | $ 171,000 |
Mortgage Loan Application Detail Totals for M&T Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 13,162 | $1,412,080,000 | $107,000 | $3,005,000 | $134,000 | $5,887,000 |
| Home Purchase | 13,120 | $4,350,690,000 | $331,000 | $40,005,000 | $150,000 | $9,086,000 |
| Cash-out Refinancing | 8,864 | $2,016,000,000 | $227,000 | $7,305,000 | $98,000 | $2,718,000 |
| Refinancing | 7,481 | $1,640,005,000 | $219,000 | $30,235,000 | $126,000 | $3,541,000 |
| Other Purpose | 5,110 | $707,410,000 | $138,000 | $8,905,000 | $141,000 | $8,516,000 |
| Not Applicable | 1,432 | $225,620,000 | $157,000 | $1,845,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,987 | $5,126,175,000 | $176,000 | $8,905,000 | $133,000 | $9,086,000 |
| Not applicable | 5,863 | $2,440,355,000 | $416,000 | $40,005,000 | $167,000 | $2,757,000 |
| Black or African American | 5,096 | $827,110,000 | $162,000 | $2,405,000 | $96,000 | $5,887,000 |
| Not Provided | 3,692 | $775,250,000 | $209,000 | $8,005,000 | $141,000 | $3,548,000 |
| Hispanic | 3,211 | $554,005,000 | $172,000 | $1,985,000 | $96,000 | $3,212,000 |
| Asian | 1,435 | $432,165,000 | $301,000 | $3,005,000 | $146,000 | $2,066,000 |
| American Indian or Alaskan Native | 226 | $41,780,000 | $184,000 | $885,000 | $107,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $10,150,000 | $195,000 | $685,000 | $106,000 | $367,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,751 | $8,737,245,000 | $209,000 | $40,005,000 | $138,000 | $9,086,000 |
| FHA-insured (Federal Housing Administration) | 6,465 | $1,369,445,000 | $211,000 | $1,845,000 | $77,000 | $1,034,000 |
| VA-guaranteed (Veterans Administration) | 896 | $236,760,000 | $264,000 | $2,405,000 | $96,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $8,355,000 | $146,000 | $305,000 | $62,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,497 | $5,635,665,000 | $212,000 | $40,005,000 | $136,000 | $9,086,000 |
| Application Denied By Financial Institution | 11,737 | $1,749,215,000 | $149,000 | $14,505,000 | $109,000 | $5,887,000 |
| Loan Purchased By The Institution | 5,483 | $1,823,115,000 | $332,000 | $2,615,000 | $167,000 | $2,757,000 |
| Application Withdrawn By Applicant | 3,241 | $772,145,000 | $238,000 | $8,905,000 | $126,000 | $8,516,000 |
| Application Approved But Not Accepted | 1,183 | $170,335,000 | $143,000 | $2,835,000 | $112,000 | $1,076,000 |
| File Closed For Incompleteness | 1,028 | $201,330,000 | $195,000 | $1,355,000 | $120,000 | $2,100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 37,432 | $8,602,590,000 | $229,000 | $40,005,000 | $137,000 | $9,086,000 |
| Credit History | 3,826 | $368,050,000 | $96,000 | $1,005,000 | $119,000 | $5,887,000 |
| Debt-To-Income Ratio | 3,820 | $676,450,000 | $177,000 | $3,005,000 | $73,000 | $753,000 |
| Collateral | 2,069 | $325,055,000 | $157,000 | $3,255,000 | $147,000 | $5,346,000 |
| Other | 1,195 | $192,265,000 | $160,000 | $1,755,000 | $147,000 | $3,212,000 |
| Credit Application Incomplete | 426 | $99,630,000 | $233,000 | $1,585,000 | $109,000 | $1,806,000 |
| Unverifiable Information | 156 | $30,130,000 | $193,000 | $715,000 | $130,000 | $1,800,000 |
| Employment History | 151 | $24,465,000 | $162,000 | $755,000 | $78,000 | $370,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $33,170,000 | $352,000 | $14,505,000 | $75,000 | $625,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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