Manufacturers And Traders Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Manufacturers And Traders Trust Company 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Manufacturers And Traders Trust Company 701 Seneca Street - Suite 330N Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 49,169 |
| Total Mortgage Loan Application Amount | $10,351,805,000 |
| Average Mortgage Loan Application Amount | $196,500 |
| Highest Mortgage Loan Application Amount | $40,005,000 |
| Average Applicant Income | $108,166 |
| Highest Applicant Income | $9,086,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Manufacturers And Traders Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Manufacturers And Traders Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Manufacturers And Traders Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Manufacturers And Traders Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Manufacturers And Traders Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Manufacturers And Traders Trust Company's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5,334 | $ 812,940,000 | $ 152,000 | $ 109,000 |
| NA (OUTSIDE OF MSA/MD) | 4,357 | $ 621,525,000 | $ 197,212 | $ 105,361 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3,407 | $ 1,185,055,000 | $ 342,000 | $ 189,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,349 | $ 523,375,000 | $ 156,000 | $ 126,000 |
| NEW YORK-NEWARK, NY | 1,960 | $ 511,720,000 | $ 254,500 | $ 150,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,917 | $ 647,095,000 | $ 337,000 | $ 191,000 |
| ROCHESTER, NY | 1,792 | $ 205,350,000 | $ 114,000 | $ 92,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,757 | $ 521,065,000 | $ 275,250 | $ 149,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,299 | $ 390,755,000 | $ 300,000 | $ 225,000 |
| SYRACUSE, NY | 989 | $ 123,165,000 | $ 124,000 | $ 100,000 |
| NEWARK, NJ-PA | 982 | $ 264,410,000 | $ 205,000 | $ 127,000 |
| SALISBURY, MD-DE | 953 | $ 160,095,000 | $ 161,500 | $ 120,500 |
| YORK-HANOVER, PA | 926 | $ 129,460,000 | $ 139,000 | $ 98,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 868 | $ 145,900,000 | $ 168,000 | $ 130,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 832 | $ 235,960,000 | $ 283,000 | $ 180,000 |
| WILMINGTON, DE-MD-NJ | 830 | $ 122,400,000 | $ 150,666 | $ 102,666 |
| ALBANY-SCHENECTADY-TROY, NY | 650 | $ 139,560,000 | $ 214,000 | $ 112,000 |
| NEW HAVEN-MILFORD, CT | 607 | $ 115,945,000 | $ 191,000 | $ 149,000 |
| BINGHAMTON, NY | 578 | $ 69,010,000 | $ 119,000 | $ 80,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 567 | $ 59,175,000 | $ 104,000 | $ 85,000 |
| HARRISBURG-CARLISLE, PA | 467 | $ 61,545,000 | $ 131,000 | $ 114,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 436 | $ 87,530,000 | $ 200,000 | $ 93,000 |
| PHILADELPHIA, PA | 425 | $ 92,805,000 | $ 218,000 | $ 117,000 |
| UTICA-ROME, NY | 397 | $ 46,075,000 | $ 116,000 | $ 89,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 382 | $ 90,200,000 | $ 236,000 | $ 155,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 364 | $ 150,400,000 | $ 413,000 | $ 207,000 |
| READING, PA | 341 | $ 38,345,000 | $ 112,000 | $ 81,000 |
| CHICAGO-NAPERVILLE, IL | 321 | $ 73,655,000 | $ 229,000 | $ 110,000 |
| CAMDEN, NJ | 309 | $ 58,785,000 | $ 190,000 | $ 121,000 |
| DOVER, DE | 293 | $ 38,325,000 | $ 130,000 | $ 106,000 |
| SPRINGFIELD, MA | 283 | $ 41,585,000 | $ 146,000 | $ 98,000 |
| LANCASTER, PA | 276 | $ 44,640,000 | $ 161,000 | $ 132,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 272 | $ 30,910,000 | $ 113,000 | $ 94,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 270 | $ 32,640,000 | $ 113,000 | $ 93,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 252 | $ 70,940,000 | $ 281,000 | $ 110,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 243 | $ 38,765,000 | $ 171,500 | $ 130,500 |
| KINGSTON, NY | 230 | $ 41,980,000 | $ 182,000 | $ 112,000 |
| RICHMOND, VA | 205 | $ 30,355,000 | $ 148,000 | $ 102,000 |
| BOSTON, MA | 191 | $ 123,755,000 | $ 647,000 | $ 255,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 187 | $ 40,995,000 | $ 219,000 | $ 133,000 |
| CUMBERLAND, MD-WV | 178 | $ 14,870,000 | $ 86,500 | $ 71,000 |
| ALTOONA, PA | 177 | $ 54,535,000 | $ 308,000 | $ 73,000 |
| WORCESTER, MA-CT | 175 | $ 37,405,000 | $ 181,000 | $ 112,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 174 | $ 29,730,000 | $ 197,000 | $ 122,000 |
| KANSAS CITY, MO-KS | 162 | $ 35,200,000 | $ 223,500 | $ 100,000 |
| GETTYSBURG, PA | 160 | $ 18,520,000 | $ 115,000 | $ 92,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 155 | $ 34,235,000 | $ 251,000 | $ 98,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 150 | $ 24,510,000 | $ 163,000 | $ 85,000 |
| PORTLAND-SOUTH PORTLAND, ME | 142 | $ 35,520,000 | $ 250,000 | $ 146,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 137 | $ 42,015,000 | $ 306,000 | $ 101,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 134 | $ 28,910,000 | $ 215,000 | $ 121,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 128 | $ 49,410,000 | $ 386,000 | $ 133,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 128 | $ 30,120,000 | $ 235,000 | $ 157,000 |
| TRENTON, NJ | 124 | $ 26,230,000 | $ 211,000 | $ 139,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 119 | $ 59,525,000 | $ 500,000 | $ 145,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 118 | $ 22,740,000 | $ 192,000 | $ 105,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 118 | $ 74,060,000 | $ 627,000 | $ 470,000 |
| PITTSBURGH, PA | 117 | $ 15,895,000 | $ 135,000 | $ 86,000 |
| PROVIDENCE-WARWICK, RI-MA | 108 | $ 35,860,000 | $ 309,000 | $ 158,000 |
| DALLAS-PLANO-IRVING, TX | 105 | $ 27,915,000 | $ 265,000 | $ 135,000 |
| WILLIAMSPORT, PA | 104 | $ 9,750,000 | $ 93,000 | $ 84,000 |
| STATE COLLEGE, PA | 103 | $ 16,795,000 | $ 163,000 | $ 106,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 101 | $ 31,025,000 | $ 307,000 | $ 188,000 |
| NORWICH-NEW LONDON, CT | 100 | $ 15,540,000 | $ 155,000 | $ 123,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 99 | $ 24,245,000 | $ 244,000 | $ 81,000 |
| CLEVELAND-ELYRIA, OH | 97 | $ 18,085,000 | $ 186,000 | $ 103,000 |
| ST. LOUIS, MO-IL | 95 | $ 15,035,000 | $ 144,000 | $ 81,000 |
| BLOOMSBURG-BERWICK, PA | 94 | $ 11,070,000 | $ 117,000 | $ 129,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 93 | $ 19,325,000 | $ 207,000 | $ 77,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 92 | $ 21,330,000 | $ 254,000 | $ 108,000 |
| JACKSONVILLE, FL | 90 | $ 18,370,000 | $ 204,000 | $ 107,000 |
| CINCINNATI, OH-KY-IN | 87 | $ 13,725,000 | $ 170,666 | $ 82,000 |
| ITHACA, NY | 87 | $ 18,685,000 | $ 214,000 | $ 120,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 83 | $ 32,055,000 | $ 379,000 | $ 114,000 |
| COLUMBUS, OH | 79 | $ 16,375,000 | $ 207,000 | $ 101,000 |
| MEMPHIS, TN-MS-AR | 78 | $ 12,810,000 | $ 152,333 | $ 75,000 |
| LEBANON, PA | 77 | $ 10,115,000 | $ 131,000 | $ 87,000 |
| RALEIGH, NC | 76 | $ 20,240,000 | $ 266,000 | $ 138,000 |
| MANCHESTER-NASHUA, NH | 75 | $ 16,915,000 | $ 225,000 | $ 128,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 73 | $ 39,575,000 | $ 542,000 | $ 274,000 |
| EAST STROUDSBURG, PA | 71 | $ 11,265,000 | $ 158,000 | $ 119,000 |
| GLENS FALLS, NY | 69 | $ 43,935,000 | $ 636,000 | $ 122,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 67 | $ 29,615,000 | $ 442,000 | $ 145,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 67 | $ 13,605,000 | $ 203,000 | $ 170,000 |
| CAPE CORAL-FORT MYERS, FL | 66 | $ 27,180,000 | $ 411,000 | $ 162,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 66 | $ 12,360,000 | $ 187,000 | $ 110,000 |
| DENVER-AURORA-LAKEWOOD, CO | 65 | $ 23,935,000 | $ 368,000 | $ 141,000 |
| ELMIRA, NY | 65 | $ 7,385,000 | $ 113,000 | $ 84,000 |
| LAKELAND-WINTER HAVEN, FL | 62 | $ 10,780,000 | $ 173,000 | $ 85,000 |
| GREENSBORO-HIGH POINT, NC | 58 | $ 14,070,000 | $ 242,000 | $ 90,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 57 | $ 7,335,000 | $ 128,000 | $ 70,000 |
| OKLAHOMA CITY, OK | 55 | $ 7,645,000 | $ 139,000 | $ 73,000 |
| ALBUQUERQUE, NM | 53 | $ 8,765,000 | $ 165,000 | $ 70,000 |
| GARY, IN | 52 | $ 8,710,000 | $ 167,000 | $ 93,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 52 | $ 14,960,000 | $ 287,000 | $ 187,000 |
| BIRMINGHAM-HOOVER, AL | 51 | $ 7,795,000 | $ 152,000 | $ 69,000 |
| FORT WORTH-ARLINGTON, TX | 50 | $ 9,000,000 | $ 180,000 | $ 109,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 49 | $ 9,075,000 | $ 185,000 | $ 96,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 48 | $ 6,320,000 | $ 131,000 | $ 71,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 47 | $ 8,305,000 | $ 176,000 | $ 66,000 |
| WINSTON-SALEM, NC | 47 | $ 9,135,000 | $ 194,000 | $ 85,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 46 | $ 12,590,000 | $ 273,000 | $ 172,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 46 | $ 7,270,000 | $ 158,000 | $ 71,000 |
| AUSTIN-ROUND ROCK, TX | 45 | $ 13,545,000 | $ 301,000 | $ 164,000 |
| COLUMBIA, SC | 45 | $ 6,875,000 | $ 152,000 | $ 80,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 45 | $ 9,765,000 | $ 185,500 | $ 93,500 |
| NEW ORLEANS-METAIRIE, LA | 45 | $ 7,965,000 | $ 177,000 | $ 93,000 |
| TUCSON, AZ | 45 | $ 9,455,000 | $ 210,000 | $ 101,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 43 | $ 32,345,000 | $ 752,000 | $ 438,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 43 | $ 14,125,000 | $ 328,000 | $ 135,000 |
| OCEAN CITY, NJ | 42 | $ 26,290,000 | $ 625,000 | $ 580,000 |
| KNOXVILLE, TN | 41 | $ 9,365,000 | $ 228,000 | $ 111,000 |
| SAN DIEGO-CARLSBAD, CA | 40 | $ 21,630,000 | $ 540,000 | $ 231,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 38 | $ 9,660,000 | $ 254,000 | $ 119,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 36 | $ 5,140,000 | $ 136,000 | $ 58,500 |
| SALT LAKE CITY, UT | 36 | $ 9,320,000 | $ 258,000 | $ 99,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 35 | $ 8,855,000 | $ 204,500 | $ 118,500 |
| AKRON, OH | 34 | $ 6,300,000 | $ 185,000 | $ 90,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 34 | $ 5,150,000 | $ 151,000 | $ 113,000 |
| CHATTANOOGA, TN-GA | 33 | $ 4,125,000 | $ 123,500 | $ 53,500 |
| ELGIN, IL | 33 | $ 7,485,000 | $ 226,000 | $ 108,000 |
| FAYETTEVILLE, NC | 33 | $ 4,015,000 | $ 121,000 | $ 169,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 33 | $ 6,025,000 | $ 182,000 | $ 85,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 33 | $ 7,345,000 | $ 235,500 | $ 126,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 33 | $ 14,495,000 | $ 439,000 | $ 161,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 33 | $ 6,555,000 | $ 160,000 | $ 81,000 |
| TULSA, OK | 33 | $ 5,335,000 | $ 161,000 | $ 82,000 |
| TACOMA-LAKEWOOD, WA | 32 | $ 11,930,000 | $ 372,000 | $ 134,000 |
| BAKERSFIELD, CA | 31 | $ 5,945,000 | $ 191,000 | $ 84,000 |
| BATON ROUGE, LA | 31 | $ 4,415,000 | $ 142,000 | $ 86,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 31 | $ 4,395,000 | $ 141,000 | $ 90,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 31 | $ 5,365,000 | $ 173,000 | $ 91,000 |
| PORT ST. LUCIE, FL | 31 | $ 8,805,000 | $ 284,000 | $ 198,000 |
| SAVANNAH, GA | 31 | $ 7,825,000 | $ 252,000 | $ 111,000 |
| WINCHESTER, VA-WV | 31 | $ 6,005,000 | $ 186,500 | $ 85,500 |
| WATERTOWN-FORT DRUM, NY | 30 | $ 4,900,000 | $ 163,000 | $ 125,000 |
| BARNSTABLE TOWN, MA | 29 | $ 11,195,000 | $ 386,000 | $ 257,000 |
| MONTGOMERY, AL | 29 | $ 3,675,000 | $ 126,000 | $ 71,000 |
| OCALA, FL | 28 | $ 5,100,000 | $ 182,000 | $ 88,000 |
| GRAND RAPIDS-WYOMING, MI | 26 | $ 4,230,000 | $ 162,000 | $ 71,000 |
| HUNTSVILLE, AL | 26 | $ 3,520,000 | $ 135,000 | $ 74,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 26 | $ 2,150,000 | $ 63,000 | $ 95,500 |
| DURHAM-CHAPEL HILL, NC | 25 | $ 6,465,000 | $ 258,000 | $ 130,000 |
| VINELAND-BRIDGETON, NJ | 25 | $ 2,935,000 | $ 117,000 | $ 76,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 24 | $ 23,690,000 | $ 987,000 | $ 377,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 24 | $ 3,900,000 | $ 162,000 | $ 82,000 |
| FRESNO, CA | 23 | $ 5,095,000 | $ 221,000 | $ 99,000 |
| ERIE, PA | 22 | $ 1,910,000 | $ 86,000 | $ 81,000 |
| ROANOKE, VA | 22 | $ 3,100,000 | $ 140,000 | $ 78,000 |
| STOCKTON-LODI, CA | 22 | $ 5,750,000 | $ 261,000 | $ 81,000 |
| TALLAHASSEE, FL | 22 | $ 3,440,000 | $ 156,000 | $ 80,000 |
| JACKSON, MS | 21 | $ 2,565,000 | $ 122,000 | $ 57,000 |
| GAINESVILLE, FL | 20 | $ 4,540,000 | $ 227,000 | $ 106,000 |
| HOMOSASSA SPRINGS, FL | 20 | $ 2,520,000 | $ 126,000 | $ 56,000 |
| OGDEN-CLEARFIELD, UT | 20 | $ 4,540,000 | $ 227,000 | $ 91,000 |
| WICHITA, KS | 20 | $ 2,660,000 | $ 133,000 | $ 96,000 |
| DES MOINES-WEST DES MOINES, IA | 19 | $ 3,735,000 | $ 196,000 | $ 88,000 |
| FLINT, MI | 19 | $ 2,835,000 | $ 149,000 | $ 69,000 |
| JOHNSTOWN, PA | 19 | $ 1,315,000 | $ 69,000 | $ 86,000 |
| LEXINGTON-FAYETTE, KY | 19 | $ 4,085,000 | $ 215,000 | $ 144,000 |
| MOBILE, AL | 19 | $ 2,405,000 | $ 126,000 | $ 60,000 |
| CANTON-MASSILLON, OH | 18 | $ 2,140,000 | $ 118,000 | $ 84,000 |
| SHREVEPORT-BOSSIER CITY, LA | 18 | $ 2,200,000 | $ 122,000 | $ 61,000 |
| BOISE CITY, ID | 17 | $ 5,495,000 | $ 323,000 | $ 119,000 |
| CHARLOTTESVILLE, VA | 17 | $ 4,165,000 | $ 245,000 | $ 182,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 17 | $ 2,485,000 | $ 146,000 | $ 70,000 |
| KILLEEN-TEMPLE, TX | 17 | $ 2,685,000 | $ 157,000 | $ 88,000 |
| SPOKANE-SPOKANE VALLEY, WA | 17 | $ 3,065,000 | $ 180,000 | $ 80,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 16 | $ 2,810,000 | $ 175,000 | $ 88,000 |
| ROCKFORD, IL | 16 | $ 2,310,000 | $ 144,000 | $ 82,000 |
| TOPEKA, KS | 16 | $ 3,030,000 | $ 189,000 | $ 115,000 |
| COLORADO SPRINGS, CO | 15 | $ 4,405,000 | $ 293,000 | $ 111,000 |
| COLUMBUS, GA-AL | 15 | $ 2,485,000 | $ 151,500 | $ 80,000 |
| KALAMAZOO-PORTAGE, MI | 15 | $ 2,165,000 | $ 144,000 | $ 58,000 |
| MCALLEN-EDINBURG-MISSION, TX | 15 | $ 1,755,000 | $ 117,000 | $ 104,000 |
| CLARKSVILLE, TN-KY | 14 | $ 2,560,000 | $ 154,500 | $ 74,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 14 | $ 2,220,000 | $ 148,000 | $ 79,500 |
| LYNCHBURG, VA | 14 | $ 1,770,000 | $ 126,000 | $ 106,000 |
| PUNTA GORDA, FL | 14 | $ 2,740,000 | $ 195,000 | $ 161,000 |
| WILMINGTON, NC | 14 | $ 5,180,000 | $ 370,000 | $ 174,000 |
| EVANSVILLE, IN-KY | 13 | $ 1,635,000 | $ 125,000 | $ 76,000 |
| HICKORY-LENOIR-MORGANTON, NC | 13 | $ 1,815,000 | $ 139,000 | $ 82,000 |
| SALINAS, CA | 13 | $ 5,915,000 | $ 455,000 | $ 141,000 |
| DALTON, GA | 12 | $ 1,760,000 | $ 146,000 | $ 62,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 12 | $ 2,350,000 | $ 195,000 | $ 62,000 |
| DULUTH, MN-WI | 12 | $ 1,530,000 | $ 140,000 | $ 40,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 12 | $ 1,510,000 | $ 107,000 | $ 60,000 |
| KENNEWICK-RICHLAND, WA | 12 | $ 3,000,000 | $ 250,000 | $ 81,000 |
| MODESTO, CA | 12 | $ 2,910,000 | $ 242,000 | $ 88,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 12 | $ 3,000,000 | $ 250,000 | $ 73,000 |
| SEBASTIAN-VERO BEACH, FL | 12 | $ 4,960,000 | $ 413,000 | $ 288,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 1,810,000 | $ 130,000 | $ 72,500 |
| SPRINGFIELD, MO | 12 | $ 1,800,000 | $ 150,000 | $ 66,000 |
| WARNER ROBINS, GA | 12 | $ 1,700,000 | $ 141,000 | $ 79,000 |
| ASHEVILLE, NC | 11 | $ 3,435,000 | $ 312,000 | $ 128,000 |
| ELKHART-GOSHEN, IN | 11 | $ 1,625,000 | $ 147,000 | $ 74,000 |
| FORT SMITH, AR-OK | 11 | $ 1,525,000 | $ 303,500 | $ 97,000 |
| FORT WAYNE, IN | 11 | $ 1,245,000 | $ 113,000 | $ 66,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 11 | $ 4,075,000 | $ 370,000 | $ 146,000 |
| RACINE, WI | 11 | $ 2,085,000 | $ 189,000 | $ 73,000 |
| RENO, NV | 11 | $ 3,315,000 | $ 301,000 | $ 103,000 |
| TUSCALOOSA, AL | 11 | $ 1,755,000 | $ 159,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 11 | $ 1,865,000 | $ 169,000 | $ 74,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 10 | $ 1,480,000 | $ 148,000 | $ 58,000 |
| MACON-BIBB COUNTY, GA | 10 | $ 1,030,000 | $ 103,000 | $ 85,000 |
| SPARTANBURG, SC | 10 | $ 1,610,000 | $ 161,000 | $ 57,000 |
| BREMERTON-SILVERDALE, WA | 9 | $ 3,235,000 | $ 359,000 | $ 100,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 9 | $ 1,515,000 | $ 168,000 | $ 78,000 |
| GAINESVILLE, GA | 9 | $ 1,755,000 | $ 195,000 | $ 76,000 |
| LANSING-EAST LANSING, MI | 9 | $ 1,145,000 | $ 127,000 | $ 64,000 |
| LEWISTON-AUBURN, ME | 9 | $ 1,155,000 | $ 128,000 | $ 72,000 |
| MANHATTAN, KS | 9 | $ 1,245,000 | $ 138,000 | $ 81,000 |
| MEDFORD, OR | 9 | $ 1,985,000 | $ 220,000 | $ 119,000 |
| MUNCIE, IN | 9 | $ 1,125,000 | $ 125,000 | $ 104,000 |
| OLYMPIA-TUMWATER, WA | 9 | $ 2,655,000 | $ 295,000 | $ 137,000 |
| ST. JOSEPH, MO-KS | 9 | $ 1,005,000 | $ 111,000 | $ 60,000 |
| YUMA, AZ | 9 | $ 1,275,000 | $ 141,000 | $ 62,000 |
| BANGOR, ME | 8 | $ 1,060,000 | $ 132,000 | $ 89,000 |
| BROWNSVILLE-HARLINGEN, TX | 8 | $ 910,000 | $ 113,000 | $ 47,000 |
| CHARLESTON, WV | 8 | $ 1,030,000 | $ 128,000 | $ 53,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 8 | $ 940,000 | $ 118,000 | $ 60,500 |
| FORT COLLINS, CO | 8 | $ 2,980,000 | $ 372,000 | $ 236,000 |
| GREEN BAY, WI | 8 | $ 1,240,000 | $ 155,000 | $ 62,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 8 | $ 1,620,000 | $ 202,000 | $ 72,000 |
| JACKSONVILLE, NC | 8 | $ 1,350,000 | $ 168,000 | $ 102,000 |
| JOHNSON CITY, TN | 8 | $ 1,170,000 | $ 146,000 | $ 58,000 |
| LAREDO, TX | 8 | $ 1,330,000 | $ 166,000 | $ 93,000 |
| SIERRA VISTA-DOUGLAS, AZ | 8 | $ 1,130,000 | $ 141,000 | $ 49,000 |
| STAUNTON-WAYNESBORO, VA | 8 | $ 1,520,000 | $ 190,000 | $ 74,000 |
| TOLEDO, OH | 8 | $ 1,070,000 | $ 133,000 | $ 78,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 8 | $ 700,000 | $ 95,000 | $ 51,500 |
| YUBA CITY, CA | 8 | $ 1,740,000 | $ 217,000 | $ 73,000 |
| ANCHORAGE, AK | 7 | $ 1,635,000 | $ 233,000 | $ 65,000 |
| ANN ARBOR, MI | 7 | $ 1,195,000 | $ 170,000 | $ 99,000 |
| FLORENCE, SC | 7 | $ 935,000 | $ 133,000 | $ 75,000 |
| GREENVILLE, NC | 7 | $ 1,345,000 | $ 192,000 | $ 85,000 |
| LINCOLN, NE | 7 | $ 1,195,000 | $ 170,000 | $ 124,000 |
| MADERA, CA | 7 | $ 1,855,000 | $ 265,000 | $ 79,000 |
| MORGANTOWN, WV | 7 | $ 635,000 | $ 90,000 | $ 74,000 |
| MUSKEGON, MI | 7 | $ 895,000 | $ 127,000 | $ 65,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 775,000 | $ 110,000 | $ 75,000 |
| PITTSFIELD, MA | 7 | $ 2,485,000 | $ 355,000 | $ 171,000 |
| SUMTER, SC | 7 | $ 1,055,000 | $ 150,000 | $ 71,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 2,015,000 | $ 287,000 | $ 122,000 |
| YAKIMA, WA | 7 | $ 1,085,000 | $ 155,000 | $ 71,000 |
| ALEXANDRIA, LA | 6 | $ 1,110,000 | $ 185,000 | $ 101,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 1,310,000 | $ 218,000 | $ 92,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 670,000 | $ 111,000 | $ 77,000 |
| BELLINGHAM, WA | 6 | $ 3,030,000 | $ 505,000 | $ 163,000 |
| EL PASO, TX | 6 | $ 680,000 | $ 113,000 | $ 66,000 |
| EUGENE, OR | 6 | $ 1,770,000 | $ 295,000 | $ 185,000 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 890,000 | $ 148,000 | $ 107,000 |
| HARRISONBURG, VA | 6 | $ 1,750,000 | $ 291,000 | $ 119,000 |
| HATTIESBURG, MS | 6 | $ 770,000 | $ 128,000 | $ 89,000 |
| JONESBORO, AR | 6 | $ 730,000 | $ 121,000 | $ 78,000 |
| LAFAYETTE, LA | 6 | $ 830,000 | $ 138,000 | $ 89,000 |
| MADISON, WI | 6 | $ 1,330,000 | $ 221,000 | $ 159,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 1,040,000 | $ 173,000 | $ 71,000 |
| PEORIA, IL | 6 | $ 560,000 | $ 93,000 | $ 75,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 3,200,000 | $ 533,000 | $ 166,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 1,230,000 | $ 222,333 | $ 77,333 |
| URBAN HONOLULU, HI | 6 | $ 4,850,000 | $ 808,000 | $ 110,000 |
| VALDOSTA, GA | 6 | $ 32,750,000 | $ 5,458,000 | $ 65,000 |
| ALBANY, OR | 5 | $ 1,185,000 | $ 237,000 | $ 92,000 |
| AUBURN-OPELIKA, AL | 5 | $ 745,000 | $ 149,000 | $ 72,000 |
| DECATUR, AL | 5 | $ 525,000 | $ 105,000 | $ 48,000 |
| DOTHAN, AL | 5 | $ 735,000 | $ 147,000 | $ 62,000 |
| GOLDSBORO, NC | 5 | $ 505,000 | $ 101,000 | $ 52,000 |
| GREELEY, CO | 5 | $ 1,135,000 | $ 227,000 | $ 65,000 |
| HINESVILLE, GA | 5 | $ 635,000 | $ 127,000 | $ 53,000 |
| HOT SPRINGS, AR | 5 | $ 995,000 | $ 199,000 | $ 88,000 |
| JOPLIN, MO | 5 | $ 695,000 | $ 139,000 | $ 53,000 |
| KANKAKEE, IL | 5 | $ 635,000 | $ 127,000 | $ 88,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 835,000 | $ 167,000 | $ 66,000 |
| LAWTON, OK | 5 | $ 495,000 | $ 99,000 | $ 66,000 |
| LONGVIEW, TX | 5 | $ 755,000 | $ 151,000 | $ 94,000 |
| LUBBOCK, TX | 5 | $ 515,000 | $ 103,000 | $ 75,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 625,000 | $ 125,000 | $ 62,000 |
| PROVO-OREM, UT | 5 | $ 1,575,000 | $ 315,000 | $ 78,000 |
| SAGINAW, MI | 5 | $ 475,000 | $ 95,000 | $ 69,000 |
| SALEM, OR | 5 | $ 1,335,000 | $ 267,000 | $ 109,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 6,135,000 | $ 1,227,000 | $ 383,000 |
| ST. CLOUD, MN | 5 | $ 755,000 | $ 151,000 | $ 80,000 |
| ST. GEORGE, UT | 5 | $ 1,345,000 | $ 269,000 | $ 71,000 |
| TERRE HAUTE, IN | 5 | $ 595,000 | $ 119,000 | $ 87,000 |
| TYLER, TX | 5 | $ 1,005,000 | $ 201,000 | $ 98,000 |
| WACO, TX | 5 | $ 1,165,000 | $ 233,000 | $ 133,000 |
| AMARILLO, TX | 4 | $ 570,000 | $ 142,000 | $ 60,000 |
| BILLINGS, MT | 4 | $ 1,050,000 | $ 262,000 | $ 85,000 |
| CEDAR RAPIDS, IA | 4 | $ 370,000 | $ 92,000 | $ 39,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 400,000 | $ 100,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 4 | $ 580,000 | $ 145,000 | $ 33,000 |
| EL CENTRO, CA | 4 | $ 660,000 | $ 165,000 | $ 58,000 |
| FARMINGTON, NM | 4 | $ 590,000 | $ 147,000 | $ 61,000 |
| GADSDEN, AL | 4 | $ 520,000 | $ 130,000 | $ 79,000 |
| GRAND JUNCTION, CO | 4 | $ 1,170,000 | $ 292,000 | $ 83,000 |
| GREAT FALLS, MT | 4 | $ 860,000 | $ 215,000 | $ 129,000 |
| HAMMOND, LA | 4 | $ 720,000 | $ 180,000 | $ 67,000 |
| JACKSON, MI | 4 | $ 400,000 | $ 100,000 | $ 46,000 |
| JACKSON, TN | 4 | $ 570,000 | $ 142,000 | $ 94,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 430,000 | $ 107,000 | $ 54,000 |
| JEFFERSON CITY, MO | 4 | $ 420,000 | $ 105,000 | $ 68,000 |
| LAKE CHARLES, LA | 4 | $ 490,000 | $ 122,000 | $ 53,000 |
| LONGVIEW, WA | 4 | $ 1,480,000 | $ 370,000 | $ 54,000 |
| MERCED, CA | 4 | $ 790,000 | $ 197,000 | $ 139,000 |
| MONROE, LA | 4 | $ 400,000 | $ 100,000 | $ 43,000 |
| MONROE, MI | 4 | $ 640,000 | $ 160,000 | $ 123,000 |
| ODESSA, TX | 4 | $ 520,000 | $ 130,000 | $ 76,000 |
| PUEBLO, CO | 4 | $ 680,000 | $ 170,000 | $ 72,000 |
| ROCKY MOUNT, NC | 4 | $ 520,000 | $ 130,000 | $ 53,000 |
| SHEBOYGAN, WI | 4 | $ 540,000 | $ 135,000 | $ 72,000 |
| WHEELING, WV-OH | 4 | $ 430,000 | $ 107,500 | $ 45,000 |
| WICHITA FALLS, TX | 4 | $ 190,000 | $ 47,000 | $ 74,000 |
| APPLETON, WI | 3 | $ 545,000 | $ 181,000 | $ 110,000 |
| BECKLEY, WV | 3 | $ 385,000 | $ 128,000 | $ 62,000 |
| BEND-REDMOND, OR | 3 | $ 685,000 | $ 228,000 | $ 469,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 195,000 | $ 65,000 | $ 34,000 |
| BOULDER, CO | 3 | $ 1,295,000 | $ 431,000 | $ 148,000 |
| BOWLING GREEN, KY | 3 | $ 395,000 | $ 131,000 | $ 70,000 |
| CAPE GIRARDEAU, MO-IL | 3 | $ 475,000 | $ 158,000 | $ 62,000 |
| CARBONDALE-MARION, IL | 3 | $ 335,000 | $ 111,000 | $ 72,000 |
| COEUR D'ALENE, ID | 3 | $ 505,000 | $ 168,000 | $ 91,000 |
| COLUMBUS, IN | 3 | $ 465,000 | $ 155,000 | $ 104,000 |
| DECATUR, IL | 3 | $ 325,000 | $ 108,000 | $ 82,000 |
| GRANTS PASS, OR | 3 | $ 505,000 | $ 168,000 | $ 64,000 |
| HANFORD-CORCORAN, CA | 3 | $ 595,000 | $ 198,000 | $ 57,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 445,000 | $ 148,000 | $ 93,000 |
| KOKOMO, IN | 3 | $ 205,000 | $ 68,000 | $ 52,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| MANSFIELD, OH | 3 | $ 575,000 | $ 191,000 | $ 53,000 |
| MIDLAND, MI | 3 | $ 315,000 | $ 105,000 | $ 84,000 |
| MIDLAND, TX | 3 | $ 695,000 | $ 231,000 | $ 178,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,775,000 | $ 591,000 | $ 206,000 |
| ROCHESTER, MN | 3 | $ 365,000 | $ 121,000 | $ 76,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 8,185,000 | $ 2,728,000 | $ 552,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 1,185,000 | $ 395,000 | $ 129,000 |
| SANTA FE, NM | 3 | $ 575,000 | $ 191,000 | $ 99,000 |
| SEBRING, FL | 3 | $ 545,000 | $ 181,000 | $ 58,000 |
| SPRINGFIELD, IL | 3 | $ 515,000 | $ 171,000 | $ 82,000 |
| SPRINGFIELD, OH | 3 | $ 325,000 | $ 108,000 | $ 51,000 |
| THE VILLAGES, FL | 3 | $ 595,000 | $ 198,000 | $ 58,000 |
| WENATCHEE, WA | 3 | $ 655,000 | $ 218,000 | $ 88,000 |
| ABILENE, TX | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| ALBANY, GA | 2 | $ 190,000 | $ 95,000 | $ 106,000 |
| BAY CITY, MI | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| BRUNSWICK, GA | 2 | $ 570,000 | $ 285,000 | $ 592,000 |
| CARSON CITY, NV | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| CASPER, WY | 2 | $ 590,000 | $ 295,000 | $ 132,000 |
| CHEYENNE, WY | 2 | $ 520,000 | $ 260,000 | $ 168,000 |
| CLEVELAND, TN | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| CORVALLIS, OR | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| DUBUQUE, IA | 2 | $ 220,000 | $ 110,000 | $ 87,000 |
| EAU CLAIRE, WI | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| FAIRBANKS, AK | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| FLAGSTAFF, AZ | 2 | $ 740,000 | $ 370,000 | $ 102,000 |
| IDAHO FALLS, ID | 2 | $ 700,000 | $ 350,000 | $ 153,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 990,000 | $ 495,000 | $ 103,000 |
| LAS CRUCES, NM | 2 | $ 430,000 | $ 215,000 | $ 166,000 |
| LEWISTON, ID-WA | 2 | $ 270,000 | $ 135,000 | $ 32,500 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| MISSOULA, MT | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| NAPA, CA | 2 | $ 1,090,000 | $ 545,000 | $ 343,000 |
| NEW BERN, NC | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| OWENSBORO, KY | 2 | $ 280,000 | $ 140,000 | $ 39,000 |
| PANAMA CITY, FL | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| REDDING, CA | 2 | $ 700,000 | $ 350,000 | $ 190,000 |
| SHERMAN-DENISON, TX | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| SIOUX FALLS, SD | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| WAUSAU, WI | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| AMES, IA | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| BISMARCK, ND | 1 | $ 225,000 | $ 225,000 | $ 211,000 |
| BLOOMINGTON, IN | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| BURLINGTON, NC | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| CHICO, CA | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| COLUMBIA, MO | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DANVILLE, IL | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| ENID, OK | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| FARGO, ND-MN | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| FOND DU LAC, WI | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| GRAND FORKS, ND-MN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| IOWA CITY, IA | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| LOGAN, UT-ID | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| POCATELLO, ID | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| RAPID CITY, SD | 1 | $ 205,000 | $ 205,000 | $ 0 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 1 | $ 445,000 | $ 445,000 | $ 440,000 |
| SAN RAFAEL, CA | 1 | $ 1,605,000 | $ 1,605,000 | $ 778,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| SANTA ROSA, CA | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| TWIN FALLS, ID | 1 | $ 415,000 | $ 415,000 | $ 106,000 |
| WALLA WALLA, WA | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Manufacturers And Traders Trust Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 13,162 | $1,412,080,000 | $107,000 | $3,005,000 | $134,000 | $5,887,000 |
| Home Purchase | 13,120 | $4,350,690,000 | $331,000 | $40,005,000 | $150,000 | $9,086,000 |
| Cash-out Refinancing | 8,864 | $2,016,000,000 | $227,000 | $7,305,000 | $98,000 | $2,718,000 |
| Refinancing | 7,481 | $1,640,005,000 | $219,000 | $30,235,000 | $126,000 | $3,541,000 |
| Other Purpose | 5,110 | $707,410,000 | $138,000 | $8,905,000 | $141,000 | $8,516,000 |
| Not Applicable | 1,432 | $225,620,000 | $157,000 | $1,845,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,987 | $5,126,175,000 | $176,000 | $8,905,000 | $133,000 | $9,086,000 |
| Not applicable | 5,863 | $2,440,355,000 | $416,000 | $40,005,000 | $167,000 | $2,757,000 |
| Black or African American | 5,096 | $827,110,000 | $162,000 | $2,405,000 | $96,000 | $5,887,000 |
| Not Provided | 3,692 | $775,250,000 | $209,000 | $8,005,000 | $141,000 | $3,548,000 |
| Hispanic | 3,211 | $554,005,000 | $172,000 | $1,985,000 | $96,000 | $3,212,000 |
| Asian | 1,435 | $432,165,000 | $301,000 | $3,005,000 | $146,000 | $2,066,000 |
| American Indian or Alaskan Native | 226 | $41,780,000 | $184,000 | $885,000 | $107,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $10,150,000 | $195,000 | $685,000 | $106,000 | $367,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,751 | $8,737,245,000 | $209,000 | $40,005,000 | $138,000 | $9,086,000 |
| FHA-insured (Federal Housing Administration) | 6,465 | $1,369,445,000 | $211,000 | $1,845,000 | $77,000 | $1,034,000 |
| VA-guaranteed (Veterans Administration) | 896 | $236,760,000 | $264,000 | $2,405,000 | $96,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $8,355,000 | $146,000 | $305,000 | $62,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,497 | $5,635,665,000 | $212,000 | $40,005,000 | $136,000 | $9,086,000 |
| Application Denied By Financial Institution | 11,737 | $1,749,215,000 | $149,000 | $14,505,000 | $109,000 | $5,887,000 |
| Loan Purchased By The Institution | 5,483 | $1,823,115,000 | $332,000 | $2,615,000 | $167,000 | $2,757,000 |
| Application Withdrawn By Applicant | 3,241 | $772,145,000 | $238,000 | $8,905,000 | $126,000 | $8,516,000 |
| Application Approved But Not Accepted | 1,183 | $170,335,000 | $143,000 | $2,835,000 | $112,000 | $1,076,000 |
| File Closed For Incompleteness | 1,028 | $201,330,000 | $195,000 | $1,355,000 | $120,000 | $2,100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 37,432 | $8,602,590,000 | $229,000 | $40,005,000 | $137,000 | $9,086,000 |
| Credit History | 3,826 | $368,050,000 | $96,000 | $1,005,000 | $119,000 | $5,887,000 |
| Debt-To-Income Ratio | 3,820 | $676,450,000 | $177,000 | $3,005,000 | $73,000 | $753,000 |
| Collateral | 2,069 | $325,055,000 | $157,000 | $3,255,000 | $147,000 | $5,346,000 |
| Other | 1,195 | $192,265,000 | $160,000 | $1,755,000 | $147,000 | $3,212,000 |
| Credit Application Incomplete | 426 | $99,630,000 | $233,000 | $1,585,000 | $109,000 | $1,806,000 |
| Unverifiable Information | 156 | $30,130,000 | $193,000 | $715,000 | $130,000 | $1,800,000 |
| Employment History | 151 | $24,465,000 | $162,000 | $755,000 | $78,000 | $370,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $33,170,000 | $352,000 | $14,505,000 | $75,000 | $625,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Manufacturers And Traders Trust Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Manufacturers And Traders Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.