M&T Bank Mortgage Lending & HMDA Data, 2022
In 2022, M&T Bank of Buffalo, NY reported 49,169 mortgage applications totaling $10.4 billion, down 12% from 2021. The average application was for $210,535, and applicants reported an average income of $131,208. 54% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (5,334), New York-Jersey City-White Plains, NY-NJ (3,407) and Baltimore-Columbia-Towson, MD (3,349) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 49,169 |
| Total Mortgage Loan Application Amount | $10,351,805,000 |
| Average Mortgage Loan Application Amount | $210,535 |
| Highest Mortgage Loan Application Amount | $40,005,000 |
| Average Applicant Income | $131,208 |
| Highest Applicant Income | $9,086,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo-Cheektowaga-Niagara Falls, NY | 5,334 | $ 812,940,000 | $ 152,407 | $ 109,000 |
| Outside any metro area | 4,357 | $ 621,525,000 | $ 142,649 | $ 101,029 |
| New York-Jersey City-White Plains, NY-NJ | 3,407 | $ 1,185,055,000 | $ 347,829 | $ 189,000 |
| Baltimore-Columbia-Towson, MD | 3,349 | $ 523,375,000 | $ 156,277 | $ 126,000 |
| New York-Newark, NY | 1,960 | $ 511,720,000 | $ 261,081 | $ 153,366 |
| Nassau County-Suffolk County, NY | 1,917 | $ 647,095,000 | $ 337,556 | $ 191,000 |
| Rochester, NY | 1,792 | $ 205,350,000 | $ 114,592 | $ 92,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,757 | $ 521,065,000 | $ 296,565 | $ 162,596 |
| Bridgeport-Stamford-Norwalk, CT | 1,299 | $ 390,755,000 | $ 300,812 | $ 225,000 |
| Syracuse, NY | 989 | $ 123,165,000 | $ 124,534 | $ 100,000 |
| Newark, NJ-PA | 982 | $ 264,410,000 | $ 269,256 | $ 172,806 |
| Salisbury, MD-DE | 953 | $ 160,095,000 | $ 167,990 | $ 123,398 |
| York-Hanover, PA | 926 | $ 129,460,000 | $ 139,805 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 868 | $ 145,900,000 | $ 168,087 | $ 130,000 |
| Washington-Baltimore-Arlington, DC | 832 | $ 235,960,000 | $ 283,605 | $ 180,000 |
| Wilmington, DE-MD-NJ | 830 | $ 122,400,000 | $ 147,469 | $ 114,407 |
| Albany-Schenectady-Troy, NY | 650 | $ 139,560,000 | $ 214,707 | $ 112,000 |
| New Haven-Milford, CT | 607 | $ 115,945,000 | $ 191,013 | $ 149,000 |
| Binghamton, NY | 578 | $ 69,010,000 | $ 119,394 | $ 80,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 567 | $ 59,175,000 | $ 104,365 | $ 85,000 |
| Harrisburg-Carlisle, PA | 467 | $ 61,545,000 | $ 131,788 | $ 114,000 |
| Atlanta-Sandy Springs-Roswell, GA | 436 | $ 87,530,000 | $ 200,756 | $ 93,000 |
| Philadelphia, PA | 425 | $ 92,805,000 | $ 218,364 | $ 117,000 |
| Utica-Rome, NY | 397 | $ 46,075,000 | $ 116,057 | $ 89,000 |
| Montgomery County-Bucks County-Chester County, PA | 382 | $ 90,200,000 | $ 236,125 | $ 155,000 |
| Cambridge-Newton-Framingham, MA | 364 | $ 150,400,000 | $ 413,186 | $ 207,000 |
| Reading, PA | 341 | $ 38,345,000 | $ 112,448 | $ 81,000 |
| Chicago-Naperville, IL | 321 | $ 73,655,000 | $ 229,454 | $ 110,000 |
| Camden, NJ | 309 | $ 58,785,000 | $ 190,242 | $ 121,000 |
| Dover, DE | 293 | $ 38,325,000 | $ 130,802 | $ 106,000 |
| Springfield, MA | 283 | $ 41,585,000 | $ 146,943 | $ 98,000 |
| Lancaster, PA | 276 | $ 44,640,000 | $ 161,739 | $ 132,000 |
| Chambersburg-Waynesboro, PA | 272 | $ 30,910,000 | $ 113,639 | $ 94,000 |
| Hagerstown-Martinsburg, MD-WV | 270 | $ 32,640,000 | $ 120,888 | $ 92,700 |
| Phoenix-Mesa-Scottsdale, AZ | 252 | $ 70,940,000 | $ 281,507 | $ 110,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 243 | $ 38,765,000 | $ 159,526 | $ 119,049 |
| Kingston, NY | 230 | $ 41,980,000 | $ 182,521 | $ 112,000 |
| Richmond, VA | 205 | $ 30,355,000 | $ 148,073 | $ 102,000 |
| Boston, MA | 191 | $ 123,755,000 | $ 647,931 | $ 255,000 |
| Tampa-St. Petersburg-Clearwater, FL | 187 | $ 40,995,000 | $ 219,224 | $ 133,000 |
| Cumberland, MD-WV | 178 | $ 14,870,000 | $ 83,539 | $ 68,977 |
| Altoona, PA | 177 | $ 54,535,000 | $ 308,107 | $ 73,000 |
| Worcester, MA-CT | 175 | $ 37,405,000 | $ 213,742 | $ 120,657 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 174 | $ 29,730,000 | $ 170,862 | $ 98,436 |
| Kansas City, MO-KS | 162 | $ 35,200,000 | $ 217,283 | $ 97,629 |
| Gettysburg, PA | 160 | $ 18,520,000 | $ 115,750 | $ 92,000 |
| Charlotte-Concord-Gastonia, NC-SC | 155 | $ 34,235,000 | $ 220,870 | $ 89,000 |
| Indianapolis-Carmel-Anderson, IN | 150 | $ 24,510,000 | $ 163,400 | $ 85,000 |
| Portland-South Portland, ME | 142 | $ 35,520,000 | $ 250,140 | $ 146,000 |
| Riverside-San Bernardino-Ontario, CA | 137 | $ 42,015,000 | $ 306,678 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 134 | $ 28,910,000 | $ 215,746 | $ 121,000 |
| Burlington-South Burlington, VT | 128 | $ 49,410,000 | $ 386,015 | $ 133,000 |
| Rockingham County-Strafford County, NH | 128 | $ 30,120,000 | $ 235,312 | $ 157,000 |
| Trenton, NJ | 124 | $ 26,230,000 | $ 211,532 | $ 139,000 |
| Los Angeles-Long Beach-Glendale, CA | 119 | $ 59,525,000 | $ 500,210 | $ 145,000 |
| Houston-The Woodlands-Sugar Land, TX | 118 | $ 22,740,000 | $ 192,711 | $ 105,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 118 | $ 74,060,000 | $ 627,627 | $ 470,000 |
| Pittsburgh, PA | 117 | $ 15,895,000 | $ 135,854 | $ 86,000 |
| Providence-Warwick, RI-MA | 108 | $ 35,860,000 | $ 332,037 | $ 174,666 |
| Dallas-Plano-Irving, TX | 105 | $ 27,915,000 | $ 265,857 | $ 135,000 |
| Williamsport, PA | 104 | $ 9,750,000 | $ 93,750 | $ 84,000 |
| State College, PA | 103 | $ 16,795,000 | $ 163,058 | $ 106,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 101 | $ 31,025,000 | $ 307,178 | $ 188,000 |
| Norwich-New London, CT | 100 | $ 15,540,000 | $ 155,400 | $ 123,000 |
| Las Vegas-Henderson-Paradise, NV | 99 | $ 24,245,000 | $ 244,898 | $ 81,000 |
| Cleveland-Elyria, OH | 97 | $ 18,085,000 | $ 186,443 | $ 103,000 |
| St. Louis, MO-IL | 95 | $ 15,035,000 | $ 158,263 | $ 82,894 |
| Bloomsburg-Berwick, PA | 94 | $ 11,070,000 | $ 117,765 | $ 129,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 93 | $ 19,325,000 | $ 207,795 | $ 77,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 92 | $ 21,330,000 | $ 231,847 | $ 98,913 |
| Jacksonville, FL | 90 | $ 18,370,000 | $ 204,111 | $ 107,000 |
| Cincinnati, OH-KY-IN | 87 | $ 13,725,000 | $ 157,758 | $ 76,551 |
| Ithaca, NY | 87 | $ 18,685,000 | $ 214,770 | $ 120,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 83 | $ 32,055,000 | $ 386,204 | $ 114,445 |
| Columbus, OH | 79 | $ 16,375,000 | $ 207,278 | $ 101,000 |
| Memphis, TN-MS-AR | 78 | $ 12,810,000 | $ 164,230 | $ 74,012 |
| Lebanon, PA | 77 | $ 10,115,000 | $ 131,363 | $ 87,000 |
| Raleigh, NC | 76 | $ 20,240,000 | $ 266,315 | $ 138,000 |
| Manchester-Nashua, NH | 75 | $ 16,915,000 | $ 225,533 | $ 128,000 |
| Miami-Miami Beach-Kendall, FL | 73 | $ 39,575,000 | $ 542,123 | $ 274,000 |
| East Stroudsburg, PA | 71 | $ 11,265,000 | $ 158,661 | $ 119,000 |
| Glens Falls, NY | 69 | $ 43,935,000 | $ 636,739 | $ 122,000 |
| Seattle-Bellevue-Everett, WA | 67 | $ 29,615,000 | $ 442,014 | $ 145,000 |
| Warren-Troy-Farmington Hills, MI | 67 | $ 13,605,000 | $ 203,059 | $ 170,000 |
| Cape Coral-Fort Myers, FL | 66 | $ 27,180,000 | $ 411,818 | $ 162,000 |
| San Antonio-New Braunfels, TX | 66 | $ 12,360,000 | $ 187,272 | $ 110,000 |
| Denver-Aurora-Lakewood, CO | 65 | $ 23,935,000 | $ 368,230 | $ 141,000 |
| Elmira, NY | 65 | $ 7,385,000 | $ 113,615 | $ 84,000 |
| Lakeland-Winter Haven, FL | 62 | $ 10,780,000 | $ 173,870 | $ 85,000 |
| Greensboro-High Point, NC | 58 | $ 14,070,000 | $ 242,586 | $ 90,000 |
| Detroit-Dearborn-Livonia, MI | 57 | $ 7,335,000 | $ 128,684 | $ 70,000 |
| Oklahoma City, OK | 55 | $ 7,645,000 | $ 139,000 | $ 73,000 |
| Albuquerque, NM | 53 | $ 8,765,000 | $ 165,377 | $ 70,000 |
| Gary, IN | 52 | $ 8,710,000 | $ 167,500 | $ 93,000 |
| North Port-Sarasota-Bradenton, FL | 52 | $ 14,960,000 | $ 287,692 | $ 187,000 |
| Birmingham-Hoover, AL | 51 | $ 7,795,000 | $ 152,843 | $ 69,000 |
| Fort Worth-Arlington, TX | 50 | $ 9,000,000 | $ 180,000 | $ 109,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 49 | $ 9,075,000 | $ 185,204 | $ 96,000 |
| Little Rock-North Little Rock-Conway, AR | 48 | $ 6,320,000 | $ 131,666 | $ 71,000 |
| Greenville-Anderson-Mauldin, SC | 47 | $ 8,305,000 | $ 176,702 | $ 66,000 |
| Winston-Salem, NC | 47 | $ 9,135,000 | $ 194,361 | $ 85,000 |
| Atlantic City-Hammonton, NJ | 46 | $ 12,590,000 | $ 273,695 | $ 172,000 |
| Pensacola-Ferry Pass-Brent, FL | 46 | $ 7,270,000 | $ 158,043 | $ 71,000 |
| Austin-Round Rock, TX | 45 | $ 13,545,000 | $ 301,000 | $ 164,000 |
| Columbia, SC | 45 | $ 6,875,000 | $ 152,777 | $ 80,000 |
| Louisville/Jefferson County, KY-IN | 45 | $ 9,765,000 | $ 217,000 | $ 97,933 |
| New Orleans-Metairie, LA | 45 | $ 7,965,000 | $ 177,000 | $ 93,000 |
| Tucson, AZ | 45 | $ 9,455,000 | $ 210,111 | $ 101,000 |
| Naples-Immokalee-Marco Island, FL | 43 | $ 32,345,000 | $ 752,209 | $ 438,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 43 | $ 14,125,000 | $ 328,488 | $ 135,000 |
| Ocean City, NJ | 42 | $ 26,290,000 | $ 625,952 | $ 580,000 |
| Knoxville, TN | 41 | $ 9,365,000 | $ 228,414 | $ 111,000 |
| San Diego-Carlsbad, CA | 40 | $ 21,630,000 | $ 540,750 | $ 231,000 |
| Charleston-North Charleston, SC | 38 | $ 9,660,000 | $ 254,210 | $ 119,000 |
| Augusta-Richmond County, GA-SC | 36 | $ 5,140,000 | $ 142,777 | $ 64,916 |
| Salt Lake City, UT | 36 | $ 9,320,000 | $ 258,888 | $ 99,000 |
| Lake County-Kenosha County, IL-WI | 35 | $ 8,855,000 | $ 253,000 | $ 125,057 |
| Akron, OH | 34 | $ 6,300,000 | $ 185,294 | $ 90,000 |
| California-Lexington Park, MD | 34 | $ 5,150,000 | $ 151,470 | $ 113,000 |
| Chattanooga, TN-GA | 33 | $ 4,125,000 | $ 125,000 | $ 55,272 |
| Elgin, IL | 33 | $ 7,485,000 | $ 226,818 | $ 108,000 |
| Fayetteville, NC | 33 | $ 4,015,000 | $ 121,666 | $ 169,000 |
| Milwaukee-Waukesha-West Allis, WI | 33 | $ 6,025,000 | $ 182,575 | $ 85,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 33 | $ 7,345,000 | $ 222,575 | $ 121,363 |
| Oakland-Hayward-Berkeley, CA | 33 | $ 14,495,000 | $ 439,242 | $ 161,000 |
| Omaha-Council Bluffs, NE-IA | 33 | $ 6,555,000 | $ 198,636 | $ 100,515 |
| Tulsa, OK | 33 | $ 5,335,000 | $ 161,666 | $ 82,000 |
| Tacoma-Lakewood, WA | 32 | $ 11,930,000 | $ 372,812 | $ 134,000 |
| Bakersfield, CA | 31 | $ 5,945,000 | $ 191,774 | $ 84,000 |
| Baton Rouge, LA | 31 | $ 4,415,000 | $ 142,419 | $ 86,000 |
| Dayton-Springfield-Kettering, OH | 31 | $ 4,395,000 | $ 141,774 | $ 90,000 |
| Palm Bay-Melbourne-Titusville, FL | 31 | $ 5,365,000 | $ 173,064 | $ 91,000 |
| Port St. Lucie, FL | 31 | $ 8,805,000 | $ 284,032 | $ 198,000 |
| Savannah, GA | 31 | $ 7,825,000 | $ 252,419 | $ 111,000 |
| Winchester, VA-WV | 31 | $ 6,005,000 | $ 193,709 | $ 88,161 |
| Watertown-Fort Drum, NY | 30 | $ 4,900,000 | $ 163,333 | $ 125,000 |
| Barnstable Town, MA | 29 | $ 11,195,000 | $ 386,034 | $ 257,000 |
| Montgomery, AL | 29 | $ 3,675,000 | $ 126,724 | $ 71,000 |
| Ocala, FL | 28 | $ 5,100,000 | $ 182,142 | $ 88,000 |
| Grand Rapids-Wyoming, MI | 26 | $ 4,230,000 | $ 162,692 | $ 71,000 |
| Huntsville, AL | 26 | $ 3,520,000 | $ 135,384 | $ 74,000 |
| Youngstown-Warren-Boardman, OH-PA | 26 | $ 2,150,000 | $ 82,692 | $ 72,807 |
| Durham-Chapel Hill, NC | 25 | $ 6,465,000 | $ 258,600 | $ 130,000 |
| Vineland-Bridgeton, NJ | 25 | $ 2,935,000 | $ 117,400 | $ 76,000 |
| Anaheim-Santa Ana-Irvine, CA | 24 | $ 23,690,000 | $ 987,083 | $ 377,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 24 | $ 3,900,000 | $ 162,500 | $ 82,000 |
| Fresno, CA | 23 | $ 5,095,000 | $ 221,521 | $ 99,000 |
| Erie, PA | 22 | $ 1,910,000 | $ 86,818 | $ 81,000 |
| Roanoke, VA | 22 | $ 3,100,000 | $ 140,909 | $ 78,000 |
| Stockton-Lodi, CA | 22 | $ 5,750,000 | $ 261,363 | $ 81,000 |
| Tallahassee, FL | 22 | $ 3,440,000 | $ 156,363 | $ 80,000 |
| Jackson, MS | 21 | $ 2,565,000 | $ 122,142 | $ 57,000 |
| Gainesville, FL | 20 | $ 4,540,000 | $ 227,000 | $ 106,000 |
| Homosassa Springs, FL | 20 | $ 2,520,000 | $ 126,000 | $ 56,000 |
| Ogden-Clearfield, UT | 20 | $ 4,540,000 | $ 227,000 | $ 91,000 |
| Wichita, KS | 20 | $ 2,660,000 | $ 133,000 | $ 96,000 |
| Des Moines-West Des Moines, IA | 19 | $ 3,735,000 | $ 196,578 | $ 88,000 |
| Flint, MI | 19 | $ 2,835,000 | $ 149,210 | $ 69,000 |
| Johnstown, PA | 19 | $ 1,315,000 | $ 69,210 | $ 86,000 |
| Lexington-Fayette, KY | 19 | $ 4,085,000 | $ 215,000 | $ 144,000 |
| Mobile, AL | 19 | $ 2,405,000 | $ 126,578 | $ 60,000 |
| Canton-Massillon, OH | 18 | $ 2,140,000 | $ 118,888 | $ 84,000 |
| Shreveport-Bossier City, LA | 18 | $ 2,200,000 | $ 122,222 | $ 61,000 |
| Boise City, ID | 17 | $ 5,495,000 | $ 323,235 | $ 119,000 |
| Charlottesville, VA | 17 | $ 4,165,000 | $ 245,000 | $ 182,000 |
| Gulfport-Biloxi-Pascagoula, MS | 17 | $ 2,485,000 | $ 146,176 | $ 70,000 |
| Killeen-Temple, TX | 17 | $ 2,685,000 | $ 157,941 | $ 88,000 |
| Spokane-Spokane Valley, WA | 17 | $ 3,065,000 | $ 180,294 | $ 80,000 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 2,810,000 | $ 175,625 | $ 88,000 |
| Rockford, IL | 16 | $ 2,310,000 | $ 144,375 | $ 82,000 |
| Topeka, KS | 16 | $ 3,030,000 | $ 189,375 | $ 115,000 |
| Colorado Springs, CO | 15 | $ 4,405,000 | $ 293,666 | $ 111,000 |
| Columbus, GA-AL | 15 | $ 2,485,000 | $ 165,666 | $ 90,733 |
| Kalamazoo-Portage, MI | 15 | $ 2,165,000 | $ 144,333 | $ 58,000 |
| McAllen-Edinburg-Mission, TX | 15 | $ 1,755,000 | $ 117,000 | $ 104,000 |
| Clarksville, TN-KY | 14 | $ 2,560,000 | $ 182,857 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 14 | $ 2,220,000 | $ 158,571 | $ 78,785 |
| Lynchburg, VA | 14 | $ 1,770,000 | $ 126,428 | $ 106,000 |
| Punta Gorda, FL | 14 | $ 2,740,000 | $ 195,714 | $ 161,000 |
| Wilmington, NC | 14 | $ 5,180,000 | $ 370,000 | $ 174,000 |
| Evansville, IN-KY | 13 | $ 1,635,000 | $ 125,769 | $ 76,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 1,815,000 | $ 139,615 | $ 82,000 |
| Salinas, CA | 13 | $ 5,915,000 | $ 455,000 | $ 141,000 |
| Dalton, GA | 12 | $ 1,760,000 | $ 146,666 | $ 62,000 |
| Daphne-Fairhope-Foley, AL | 12 | $ 2,350,000 | $ 195,833 | $ 62,000 |
| Duluth, MN-WI | 12 | $ 1,530,000 | $ 127,500 | $ 54,166 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 1,510,000 | $ 125,833 | $ 80,000 |
| Kennewick-Richland, WA | 12 | $ 3,000,000 | $ 250,000 | $ 81,000 |
| Modesto, CA | 12 | $ 2,910,000 | $ 242,500 | $ 88,000 |
| Prescott Valley-Prescott, AZ | 12 | $ 3,000,000 | $ 250,000 | $ 73,000 |
| Sebastian-Vero Beach, FL | 12 | $ 4,960,000 | $ 413,333 | $ 288,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 1,810,000 | $ 150,833 | $ 103,750 |
| Springfield, MO | 12 | $ 1,800,000 | $ 150,000 | $ 66,000 |
| Warner Robins, GA | 12 | $ 1,700,000 | $ 141,666 | $ 79,000 |
| Asheville, NC | 11 | $ 3,435,000 | $ 312,272 | $ 128,000 |
| Elkhart-Goshen, IN | 11 | $ 1,625,000 | $ 147,727 | $ 74,000 |
| Fort Smith, AR-OK | 11 | $ 1,525,000 | $ 138,636 | $ 60,181 |
| Fort Wayne, IN | 11 | $ 1,245,000 | $ 113,181 | $ 66,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 4,075,000 | $ 370,454 | $ 146,000 |
| Racine, WI | 11 | $ 2,085,000 | $ 189,545 | $ 73,000 |
| Reno, NV | 11 | $ 3,315,000 | $ 301,363 | $ 103,000 |
| Tuscaloosa, AL | 11 | $ 1,755,000 | $ 159,545 | $ 72,000 |
| Visalia-Porterville, CA | 11 | $ 1,865,000 | $ 169,545 | $ 74,000 |
| Anniston-Oxford-Jacksonville, AL | 10 | $ 1,480,000 | $ 148,000 | $ 58,000 |
| Macon-Bibb County, GA | 10 | $ 1,030,000 | $ 103,000 | $ 85,000 |
| Spartanburg, SC | 10 | $ 1,610,000 | $ 161,000 | $ 57,000 |
| Bremerton-Silverdale, WA | 9 | $ 3,235,000 | $ 359,444 | $ 100,000 |
| Elizabethtown-Fort Knox, KY | 9 | $ 1,515,000 | $ 168,333 | $ 78,000 |
| Gainesville, GA | 9 | $ 1,755,000 | $ 195,000 | $ 76,000 |
| Lansing-East Lansing, MI | 9 | $ 1,145,000 | $ 127,222 | $ 64,000 |
| Lewiston-Auburn, ME | 9 | $ 1,155,000 | $ 128,333 | $ 72,000 |
| Manhattan, KS | 9 | $ 1,245,000 | $ 138,333 | $ 81,000 |
| Medford, OR | 9 | $ 1,985,000 | $ 220,555 | $ 119,000 |
| Muncie, IN | 9 | $ 1,125,000 | $ 125,000 | $ 104,000 |
| Olympia-Tumwater, WA | 9 | $ 2,655,000 | $ 295,000 | $ 137,000 |
| St. Joseph, MO-KS | 9 | $ 1,005,000 | $ 111,666 | $ 60,000 |
| Yuma, AZ | 9 | $ 1,275,000 | $ 141,666 | $ 62,000 |
| Bangor, ME | 8 | $ 1,060,000 | $ 132,500 | $ 89,000 |
| Brownsville-Harlingen, TX | 8 | $ 910,000 | $ 113,750 | $ 47,000 |
| Charleston, WV | 8 | $ 1,030,000 | $ 128,750 | $ 53,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 940,000 | $ 117,500 | $ 58,625 |
| Fort Collins, CO | 8 | $ 2,980,000 | $ 372,500 | $ 236,000 |
| Green Bay, WI | 8 | $ 1,240,000 | $ 155,000 | $ 62,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 1,620,000 | $ 202,500 | $ 72,000 |
| Jacksonville, NC | 8 | $ 1,350,000 | $ 168,750 | $ 102,000 |
| Johnson City, TN | 8 | $ 1,170,000 | $ 146,250 | $ 58,000 |
| Laredo, TX | 8 | $ 1,330,000 | $ 166,250 | $ 93,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 1,130,000 | $ 141,250 | $ 49,000 |
| Staunton-Waynesboro, VA | 8 | $ 1,520,000 | $ 190,000 | $ 74,000 |
| Toledo, OH | 8 | $ 1,070,000 | $ 133,750 | $ 78,000 |
| Weirton-Steubenville, WV-OH | 8 | $ 700,000 | $ 87,500 | $ 54,250 |
| Yuba City, CA | 8 | $ 1,740,000 | $ 217,500 | $ 73,000 |
| Anchorage, AK | 7 | $ 1,635,000 | $ 233,571 | $ 65,000 |
| Ann Arbor, MI | 7 | $ 1,195,000 | $ 170,714 | $ 99,000 |
| Florence, SC | 7 | $ 935,000 | $ 133,571 | $ 75,000 |
| Greenville, NC | 7 | $ 1,345,000 | $ 192,142 | $ 85,000 |
| Lincoln, NE | 7 | $ 1,195,000 | $ 170,714 | $ 124,000 |
| Madera, CA | 7 | $ 1,855,000 | $ 265,000 | $ 79,000 |
| Morgantown, WV | 7 | $ 635,000 | $ 90,714 | $ 74,000 |
| Muskegon, MI | 7 | $ 895,000 | $ 127,857 | $ 65,000 |
| Parkersburg-Vienna, WV | 7 | $ 775,000 | $ 110,714 | $ 75,000 |
| Pittsfield, MA | 7 | $ 2,485,000 | $ 355,000 | $ 171,000 |
| Sumter, SC | 7 | $ 1,055,000 | $ 150,714 | $ 71,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,015,000 | $ 287,857 | $ 122,000 |
| Yakima, WA | 7 | $ 1,085,000 | $ 155,000 | $ 71,000 |
| Alexandria, LA | 6 | $ 1,110,000 | $ 185,000 | $ 101,000 |
| Athens-Clarke County, GA | 6 | $ 1,310,000 | $ 218,333 | $ 92,000 |
| Beaumont-Port Arthur, TX | 6 | $ 670,000 | $ 111,666 | $ 77,000 |
| Bellingham, WA | 6 | $ 3,030,000 | $ 505,000 | $ 163,000 |
| El Paso, TX | 6 | $ 680,000 | $ 113,333 | $ 66,000 |
| Eugene, OR | 6 | $ 1,770,000 | $ 295,000 | $ 185,000 |
| Florence-Muscle Shoals, AL | 6 | $ 890,000 | $ 148,333 | $ 107,000 |
| Harrisonburg, VA | 6 | $ 1,750,000 | $ 291,666 | $ 119,000 |
| Hattiesburg, MS | 6 | $ 770,000 | $ 128,333 | $ 89,000 |
| Jonesboro, AR | 6 | $ 730,000 | $ 121,666 | $ 78,000 |
| Lafayette, LA | 6 | $ 830,000 | $ 138,333 | $ 89,000 |
| Madison, WI | 6 | $ 1,330,000 | $ 221,666 | $ 159,000 |
| Michigan City-La Porte, IN | 6 | $ 1,040,000 | $ 173,333 | $ 71,000 |
| Peoria, IL | 6 | $ 560,000 | $ 93,333 | $ 75,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 3,200,000 | $ 533,333 | $ 166,000 |
| Sioux City, IA-NE-SD | 6 | $ 1,230,000 | $ 205,000 | $ 77,166 |
| Urban Honolulu, HI | 6 | $ 4,850,000 | $ 808,333 | $ 110,000 |
| Valdosta, GA | 6 | $ 32,750,000 | $ 5,458,333 | $ 65,000 |
| Albany, OR | 5 | $ 1,185,000 | $ 237,000 | $ 92,000 |
| Auburn-Opelika, AL | 5 | $ 745,000 | $ 149,000 | $ 72,000 |
| Decatur, AL | 5 | $ 525,000 | $ 105,000 | $ 48,000 |
| Dothan, AL | 5 | $ 735,000 | $ 147,000 | $ 62,000 |
| Goldsboro, NC | 5 | $ 505,000 | $ 101,000 | $ 52,000 |
| Greeley, CO | 5 | $ 1,135,000 | $ 227,000 | $ 65,000 |
| Hinesville, GA | 5 | $ 635,000 | $ 127,000 | $ 53,000 |
| Hot Springs, AR | 5 | $ 995,000 | $ 199,000 | $ 88,000 |
| Joplin, MO | 5 | $ 695,000 | $ 139,000 | $ 53,000 |
| Kankakee, IL | 5 | $ 635,000 | $ 127,000 | $ 88,000 |
| Lafayette-West Lafayette, IN | 5 | $ 835,000 | $ 167,000 | $ 66,000 |
| Lawton, OK | 5 | $ 495,000 | $ 99,000 | $ 66,000 |
| Longview, TX | 5 | $ 755,000 | $ 151,000 | $ 94,000 |
| Lubbock, TX | 5 | $ 515,000 | $ 103,000 | $ 75,000 |
| Niles-Benton Harbor, MI | 5 | $ 625,000 | $ 125,000 | $ 62,000 |
| Provo-Orem, UT | 5 | $ 1,575,000 | $ 315,000 | $ 78,000 |
| Saginaw, MI | 5 | $ 475,000 | $ 95,000 | $ 69,000 |
| Salem, OR | 5 | $ 1,335,000 | $ 267,000 | $ 109,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 6,135,000 | $ 1,227,000 | $ 383,000 |
| St. Cloud, MN | 5 | $ 755,000 | $ 151,000 | $ 80,000 |
| St. George, UT | 5 | $ 1,345,000 | $ 269,000 | $ 71,000 |
| Terre Haute, IN | 5 | $ 595,000 | $ 119,000 | $ 87,000 |
| Tyler, TX | 5 | $ 1,005,000 | $ 201,000 | $ 98,000 |
| Waco, TX | 5 | $ 1,165,000 | $ 233,000 | $ 133,000 |
| Amarillo, TX | 4 | $ 570,000 | $ 142,500 | $ 60,000 |
| Billings, MT | 4 | $ 1,050,000 | $ 262,500 | $ 85,000 |
| Cedar Rapids, IA | 4 | $ 370,000 | $ 92,500 | $ 39,000 |
| Champaign-Urbana, IL | 4 | $ 400,000 | $ 100,000 | $ 59,000 |
| Corpus Christi, TX | 4 | $ 580,000 | $ 145,000 | $ 33,000 |
| El Centro, CA | 4 | $ 660,000 | $ 165,000 | $ 58,000 |
| Farmington, NM | 4 | $ 590,000 | $ 147,500 | $ 61,000 |
| Gadsden, AL | 4 | $ 520,000 | $ 130,000 | $ 79,000 |
| Grand Junction, CO | 4 | $ 1,170,000 | $ 292,500 | $ 83,000 |
| Great Falls, MT | 4 | $ 860,000 | $ 215,000 | $ 129,000 |
| Hammond, LA | 4 | $ 720,000 | $ 180,000 | $ 67,000 |
| Jackson, MI | 4 | $ 400,000 | $ 100,000 | $ 46,000 |
| Jackson, TN | 4 | $ 570,000 | $ 142,500 | $ 94,000 |
| Janesville-Beloit, WI | 4 | $ 430,000 | $ 107,500 | $ 54,000 |
| Jefferson City, MO | 4 | $ 420,000 | $ 105,000 | $ 68,000 |
| Lake Charles, LA | 4 | $ 490,000 | $ 122,500 | $ 53,000 |
| Longview, WA | 4 | $ 1,480,000 | $ 370,000 | $ 54,000 |
| Merced, CA | 4 | $ 790,000 | $ 197,500 | $ 139,000 |
| Monroe, LA | 4 | $ 400,000 | $ 100,000 | $ 43,000 |
| Monroe, MI | 4 | $ 640,000 | $ 160,000 | $ 123,000 |
| Odessa, TX | 4 | $ 520,000 | $ 130,000 | $ 76,000 |
| Pueblo, CO | 4 | $ 680,000 | $ 170,000 | $ 72,000 |
| Rocky Mount, NC | 4 | $ 520,000 | $ 130,000 | $ 53,000 |
| Sheboygan, WI | 4 | $ 540,000 | $ 135,000 | $ 72,000 |
| Wheeling, WV-OH | 4 | $ 430,000 | $ 107,500 | $ 45,000 |
| Wichita Falls, TX | 4 | $ 190,000 | $ 47,500 | $ 74,000 |
| Appleton, WI | 3 | $ 545,000 | $ 181,666 | $ 110,000 |
| Beckley, WV | 3 | $ 385,000 | $ 128,333 | $ 62,000 |
| Bend-Redmond, OR | 3 | $ 685,000 | $ 228,333 | $ 469,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 195,000 | $ 65,000 | $ 34,000 |
| Boulder, CO | 3 | $ 1,295,000 | $ 431,666 | $ 148,000 |
| Bowling Green, KY | 3 | $ 395,000 | $ 131,666 | $ 70,000 |
| Cape Girardeau, MO-IL | 3 | $ 475,000 | $ 158,333 | $ 62,000 |
| Carbondale-Marion, IL | 3 | $ 335,000 | $ 111,666 | $ 72,000 |
| Coeur D'Alene, ID | 3 | $ 505,000 | $ 168,333 | $ 91,000 |
| Columbus, IN | 3 | $ 465,000 | $ 155,000 | $ 104,000 |
| Decatur, IL | 3 | $ 325,000 | $ 108,333 | $ 82,000 |
| Grants Pass, OR | 3 | $ 505,000 | $ 168,333 | $ 64,000 |
| Hanford-Corcoran, CA | 3 | $ 595,000 | $ 198,333 | $ 57,000 |
| Houma-Thibodaux, LA | 3 | $ 445,000 | $ 148,333 | $ 93,000 |
| Kokomo, IN | 3 | $ 205,000 | $ 68,333 | $ 52,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 455,000 | $ 151,666 | $ 87,000 |
| Mansfield, OH | 3 | $ 575,000 | $ 191,666 | $ 53,000 |
| Midland, MI | 3 | $ 315,000 | $ 105,000 | $ 84,000 |
| Midland, TX | 3 | $ 695,000 | $ 231,666 | $ 178,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,775,000 | $ 591,666 | $ 206,000 |
| Rochester, MN | 3 | $ 365,000 | $ 121,666 | $ 76,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 8,185,000 | $ 2,728,333 | $ 552,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,185,000 | $ 395,000 | $ 129,000 |
| Santa Fe, NM | 3 | $ 575,000 | $ 191,666 | $ 99,000 |
| Sebring, FL | 3 | $ 545,000 | $ 181,666 | $ 58,000 |
| Springfield, IL | 3 | $ 515,000 | $ 171,666 | $ 82,000 |
| Springfield, OH | 3 | $ 325,000 | $ 108,333 | $ 51,000 |
| The Villages, FL | 3 | $ 595,000 | $ 198,333 | $ 58,000 |
| Wenatchee, WA | 3 | $ 655,000 | $ 218,333 | $ 88,000 |
| Abilene, TX | 2 | $ 130,000 | $ 65,000 | $ 66,000 |
| Albany, GA | 2 | $ 190,000 | $ 95,000 | $ 106,000 |
| Bay City, MI | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Brunswick, GA | 2 | $ 570,000 | $ 285,000 | $ 592,000 |
| Carson City, NV | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Casper, WY | 2 | $ 590,000 | $ 295,000 | $ 132,000 |
| Cheyenne, WY | 2 | $ 520,000 | $ 260,000 | $ 168,000 |
| Cleveland, TN | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| College Station-Bryan, TX | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Corvallis, OR | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Dubuque, IA | 2 | $ 220,000 | $ 110,000 | $ 87,000 |
| Eau Claire, WI | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| Fairbanks, AK | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| Flagstaff, AZ | 2 | $ 740,000 | $ 370,000 | $ 102,000 |
| Idaho Falls, ID | 2 | $ 700,000 | $ 350,000 | $ 153,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 990,000 | $ 495,000 | $ 103,000 |
| Las Cruces, NM | 2 | $ 430,000 | $ 215,000 | $ 166,000 |
| Lewiston, ID-WA | 2 | $ 270,000 | $ 135,000 | $ 32,500 |
| Mankato-North Mankato, MN | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Missoula, MT | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| Napa, CA | 2 | $ 1,090,000 | $ 545,000 | $ 343,000 |
| New Bern, NC | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Owensboro, KY | 2 | $ 280,000 | $ 140,000 | $ 39,000 |
| Panama City, FL | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Redding, CA | 2 | $ 700,000 | $ 350,000 | $ 190,000 |
| Sherman-Denison, TX | 2 | $ 260,000 | $ 130,000 | $ 77,000 |
| Sioux Falls, SD | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| Wausau, WI | 2 | $ 290,000 | $ 145,000 | $ 42,000 |
| Ames, IA | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Bismarck, ND | 1 | $ 225,000 | $ 225,000 | $ 211,000 |
| Bloomington, IN | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Burlington, NC | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Chico, CA | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| Columbia, MO | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Danville, IL | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Enid, OK | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Fargo, ND-MN | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Fond Du Lac, WI | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Grand Forks, ND-MN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Grand Island, NE | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Iowa City, IA | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lawrence, KS | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Logan, UT-ID | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Oshkosh-Neenah, WI | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Pocatello, ID | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Rapid City, SD | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Juan-Carolina-Caguas, PR | 1 | $ 445,000 | $ 445,000 | $ 440,000 |
| San Rafael, CA | 1 | $ 1,605,000 | $ 1,605,000 | $ 778,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Santa Rosa, CA | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Twin Falls, ID | 1 | $ 415,000 | $ 415,000 | $ 106,000 |
| Walla Walla, WA | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for M&T Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 13,162 | $1,412,080,000 | $107,000 | $3,005,000 | $134,000 | $5,887,000 |
| Home Purchase | 13,120 | $4,350,690,000 | $331,000 | $40,005,000 | $150,000 | $9,086,000 |
| Cash-out Refinancing | 8,864 | $2,016,000,000 | $227,000 | $7,305,000 | $98,000 | $2,718,000 |
| Refinancing | 7,481 | $1,640,005,000 | $219,000 | $30,235,000 | $126,000 | $3,541,000 |
| Other Purpose | 5,110 | $707,410,000 | $138,000 | $8,905,000 | $141,000 | $8,516,000 |
| Not Applicable | 1,432 | $225,620,000 | $157,000 | $1,845,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,987 | $5,126,175,000 | $176,000 | $8,905,000 | $133,000 | $9,086,000 |
| Not applicable | 5,863 | $2,440,355,000 | $416,000 | $40,005,000 | $167,000 | $2,757,000 |
| Black or African American | 5,096 | $827,110,000 | $162,000 | $2,405,000 | $96,000 | $5,887,000 |
| Not Provided | 3,692 | $775,250,000 | $209,000 | $8,005,000 | $141,000 | $3,548,000 |
| Hispanic | 3,211 | $554,005,000 | $172,000 | $1,985,000 | $96,000 | $3,212,000 |
| Asian | 1,435 | $432,165,000 | $301,000 | $3,005,000 | $146,000 | $2,066,000 |
| American Indian or Alaskan Native | 226 | $41,780,000 | $184,000 | $885,000 | $107,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $10,150,000 | $195,000 | $685,000 | $106,000 | $367,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,751 | $8,737,245,000 | $209,000 | $40,005,000 | $138,000 | $9,086,000 |
| FHA-insured (Federal Housing Administration) | 6,465 | $1,369,445,000 | $211,000 | $1,845,000 | $77,000 | $1,034,000 |
| VA-guaranteed (Veterans Administration) | 896 | $236,760,000 | $264,000 | $2,405,000 | $96,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $8,355,000 | $146,000 | $305,000 | $62,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,497 | $5,635,665,000 | $212,000 | $40,005,000 | $136,000 | $9,086,000 |
| Application Denied By Financial Institution | 11,737 | $1,749,215,000 | $149,000 | $14,505,000 | $109,000 | $5,887,000 |
| Loan Purchased By The Institution | 5,483 | $1,823,115,000 | $332,000 | $2,615,000 | $167,000 | $2,757,000 |
| Application Withdrawn By Applicant | 3,241 | $772,145,000 | $238,000 | $8,905,000 | $126,000 | $8,516,000 |
| Application Approved But Not Accepted | 1,183 | $170,335,000 | $143,000 | $2,835,000 | $112,000 | $1,076,000 |
| File Closed For Incompleteness | 1,028 | $201,330,000 | $195,000 | $1,355,000 | $120,000 | $2,100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 37,432 | $8,602,590,000 | $229,000 | $40,005,000 | $137,000 | $9,086,000 |
| Credit History | 3,826 | $368,050,000 | $96,000 | $1,005,000 | $119,000 | $5,887,000 |
| Debt-To-Income Ratio | 3,820 | $676,450,000 | $177,000 | $3,005,000 | $73,000 | $753,000 |
| Collateral | 2,069 | $325,055,000 | $157,000 | $3,255,000 | $147,000 | $5,346,000 |
| Other | 1,195 | $192,265,000 | $160,000 | $1,755,000 | $147,000 | $3,212,000 |
| Credit Application Incomplete | 426 | $99,630,000 | $233,000 | $1,585,000 | $109,000 | $1,806,000 |
| Unverifiable Information | 156 | $30,130,000 | $193,000 | $715,000 | $130,000 | $1,800,000 |
| Employment History | 151 | $24,465,000 | $162,000 | $755,000 | $78,000 | $370,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $33,170,000 | $352,000 | $14,505,000 | $75,000 | $625,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About